Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 98000
per

Your estimated
City
free-cash

Ljubljana , Slovenia
₽40612
₽32235
₽23936
₽21125
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
98 000
income
-
-
-
19 517
pensions
-
-
-
17 897
unemployment
-
-
-
146
health
-
-
-
9 643
total
-
-
-
47 203
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 285
-
84 796
-
health
2 860
-
5 479
-
income
7 637
-
18 069
-
pensions
6 864
-
13 144
-
unemployment
63
-
118
-
total
17 424
-
36 810
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 285
-
84 796
-
unemployment
27
-
51
-
pensions
3 919
-
7 505
-
health
2 950
-
5 648
-
total
6 896
-
13 204
-
Corporate
46 820
98 000
-
-
income
8 896
18 621
-
-
total
8 896
18 621
-
-
Dividends
37 924
79 379
-
-
withholding
5 688
11 906
-
-
total
5 688
11 906
-
-
Income
98 000
98 000
98 000
98 000
Total tax
38 904
30 527
50 014
47 203
After tax
59 096
67 473
47 986
50 797
Living cost
26 861
26 861
26 861
26 861
Free-cash
32 235
40 612
21 125
23 936

Estimated living cost  is ₽26861 per week

₽18434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1722
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6186
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Ljubljana model

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