Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 98000
per

Your estimated
City
free-cash

Nice , France
₽17290
₽29115
₽24210
₽22828
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
income
-
-
-
9 923
other
-
-
-
3 043
surtax
-
-
-
-
social contributions
-
-
-
2 792
health
-
-
-
2 044
pensions
-
-
-
23 885
total
-
-
-
41 687
Employee
40 158
-
79 377
-
pensions
4 541
-
3 912
-
surtax
-
-
-
-
social contributions
1 145
-
2 261
-
income
2 370
-
11 985
-
total
8 056
-
18 158
-
Employer
40 158
-
79 377
-
health
2 812
-
5 556
-
pensions
6 597
-
6 876
-
unemployment
1 626
-
3 214
-
social contributions
121
-
239
-
other
1 385
-
2 739
-
total
12 541
-
18 624
-
Corporate
45 301
98 000
-
-
income
12 685
27 439
-
-
surtax
-
-
-
-
total
12 685
27 439
-
-
Dividends
32 616
70 561
-
-
surtax
-
-
-
-
social contributions
5 611
12 137
-
-
withholding
4 176
9 031
-
-
total
9 787
21 168
-
-
Income
98 000
98 000
98 000
98 000
Total tax
43 069
48 607
36 782
41 687
After tax
54 931
49 393
61 218
56 313
Living cost
32 103
32 103
32 103
32 103
Free-cash
22 828
17 290
29 115
24 210

Estimated living cost  is ₽32103 per week

₽20242
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2610
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽547
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8705
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Marseille , France
₽20471
₽32296
₽27391
₽25684
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
income
-
-
-
9 923
other
-
-
-
3 043
surtax
-
-
-
-
social contributions
-
-
-
2 792
health
-
-
-
2 044
pensions
-
-
-
23 885
total
-
-
-
41 687
Employee
35 847
-
79 377
-
pensions
4 054
-
3 912
-
surtax
-
-
-
-
social contributions
1 022
-
2 261
-
income
1 848
-
11 985
-
total
6 924
-
18 158
-
Employer
35 847
-
79 377
-
health
2 509
-
5 556
-
pensions
5 890
-
6 876
-
unemployment
1 451
-
3 214
-
social contributions
107
-
239
-
other
1 238
-
2 739
-
total
11 195
-
18 624
-
Corporate
50 959
98 000
-
-
income
14 268
27 439
-
-
surtax
-
-
-
-
total
14 268
27 439
-
-
Dividends
36 691
70 561
-
-
surtax
-
-
-
-
social contributions
6 310
12 137
-
-
withholding
4 697
9 031
-
-
total
11 007
21 168
-
-
Income
98 000
98 000
98 000
98 000
Total tax
43 394
48 607
36 782
41 687
After tax
54 606
49 393
61 218
56 313
Living cost
28 922
28 922
28 922
28 922
Free-cash
25 684
20 471
32 296
27 391

Estimated living cost  is ₽28922 per week

₽16773
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2938
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽548
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8663
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽4074
₽15899
₽10994
₽10522
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
income
-
-
-
9 923
other
-
-
-
3 043
surtax
-
-
-
-
social contributions
-
-
-
2 792
health
-
-
-
2 044
pensions
-
-
-
23 885
total
-
-
-
41 687
Employee
58 768
-
79 377
-
pensions
6 647
-
3 912
-
surtax
-
-
-
-
social contributions
1 674
-
2 261
-
income
5 128
-
11 985
-
total
13 449
-
18 158
-
Employer
58 768
-
79 377
-
health
4 113
-
5 556
-
pensions
9 656
-
6 876
-
unemployment
2 381
-
3 214
-
social contributions
176
-
239
-
other
2 028
-
2 739
-
total
18 354
-
18 624
-
Corporate
20 878
98 000
-
-
income
5 846
27 439
-
-
surtax
-
-
-
-
total
5 846
27 439
-
-
Dividends
15 032
70 561
-
-
surtax
-
-
-
-
social contributions
2 585
12 137
-
-
withholding
1 925
9 031
-
-
total
4 510
21 168
-
-
Income
98 000
98 000
98 000
98 000
Total tax
42 159
48 607
36 782
41 687
After tax
55 841
49 393
61 218
56 313
Living cost
45 319
45 319
45 319
45 319
Free-cash
10 522
4 074
15 899
10 994

Estimated living cost  is ₽45319 per week

₽30671
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3707
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽621
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10319
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
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