Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 98000
per

Your estimated
City
free-cash

Andorra , Andorra
₽56775
₽59934
₽48846
₽46240
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
income
-
-
-
1 934
social contributions
-
-
-
21 560
total
-
-
-
23 494
Employee
30 231
-
84 849
-
social contributions
1 965
-
5 514
-
income
-
-
2 223
-
total
1 965
-
7 737
-
Employer
30 231
-
84 849
-
social contributions
4 686
-
13 151
-
total
4 686
-
13 151
-
Corporate
63 083
98 000
-
-
income
6 308
9 800
-
-
total
6 308
9 800
-
-
Dividends
56 775
88 200
-
-
total
-
-
-
-
Income
98 000
98 000
98 000
98 000
Total tax
12 959
9 800
20 888
23 494
After tax
85 041
88 200
77 112
74 506
Living cost
28 266
28 266
28 266
28 266
Free-cash
56 775
59 934
48 846
46 240

Estimated living cost  is ₽28266 per week

₽18276
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2131
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽532
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7327
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

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