Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 98000
per

Your estimated
City
free-cash

Andorra , Andorra
₽63261
₽51499
₽48895
₽60472
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
social contributions
-
-
-
21 559
income
-
-
-
2 606
total
-
-
-
24 165
Employee
26 673
-
84 849
-
social contributions
1 733
-
5 515
-
income
-
-
2 895
-
total
1 733
-
8 410
-
Employer
26 673
-
84 849
-
social contributions
4 135
-
13 151
-
total
4 135
-
13 151
-
Corporate
67 192
98 000
-
-
income
6 720
9 799
-
-
total
6 720
9 799
-
-
Dividends
60 473
88 201
-
-
total
-
-
-
-
Income
98 000
98 000
98 000
98 000
Total tax
12 588
9 799
21 561
24 165
After tax
85 412
88 201
76 439
73 835
Living cost
24 940
24 940
24 940
24 940
Free-cash
60 472
63 261
51 499
48 895

Estimated living cost  is ₽24940 per week

₽16126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1880
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6465
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽28302
₽1356
₽22246
₽27892
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
chamber of commerce
-
-
-
392
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
18 459
surtax
-
-
-
-
total
-
-
-
49 285
Employee
36 267
33 064
76 099
-
health
1 403
1 280
2 946
-
pensions
3 714
3 385
7 792
-
other
362
331
760
-
unemployment
1 088
992
2 283
-
income
3 231
2 439
16 255
-
total
9 798
8 427
30 036
-
Employer
36 267
33 064
76 099
-
pensions
4 552
4 150
9 551
-
accident
471
430
989
-
unemployment
1 088
992
2 283
-
surtax
-
-
-
-
payroll
1 088
992
2 283
-
chamber of commerce
145
132
304
-
health
1 371
1 250
2 877
-
other
1 722
1 570
3 615
-
total
10 437
9 516
21 902
-
Corporate
51 296
55 420
72 950
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

12 824
13 855
18 237
-
total
12 824
13 855
18 237
-
Dividends
38 472
41 565
-
-
withholding
10 580
11 431
-
-
total
10 580
11 431
-
-
Income
98 000
98 000
98 000
98 000
Total tax
43 639
43 229
70 175
49 285
After tax
54 361
54 771
27 825
48 715
Living cost
26 469
26 469
26 469
26 469
Free-cash
27 892
28 302
1 356
22 246

Estimated living cost  is ₽26469 per week

₽15878
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2703
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7416
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽25449
-₽1438
₽19317
₽24165
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
chamber of commerce
-
-
-
392
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
18 459
surtax
-
-
-
164
total
-
-
-
49 449
Employee
41 463
33 064
75 970
-
health
1 604
1 280
2 940
-
pensions
4 246
3 385
7 779
-
other
414
331
760
-
unemployment
1 244
992
2 280
-
income
4 720
2 439
16 209
-
total
12 228
8 427
29 968
-
Employer
41 463
33 064
75 970
-
pensions
5 204
4 150
9 535
-
accident
538
430
987
-
unemployment
1 244
992
2 280
-
surtax
164
164
164
-
payroll
1 244
992
2 280
-
chamber of commerce
165
132
304
-
health
1 567
1 250
2 872
-
other
1 970
1 570
3 609
-
total
12 096
9 680
22 031
-
Corporate
44 442
55 257
72 821
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

11 111
13 814
18 205
-
total
11 111
13 814
18 205
-
Dividends
33 331
41 442
-
-
withholding
9 166
11 396
-
-
total
9 166
11 396
-
-
Income
98 000
98 000
98 000
98 000
Total tax
44 601
43 317
70 204
49 449
After tax
53 399
54 683
27 796
48 551
Living cost
29 234
29 234
29 234
29 234
Free-cash
24 165
25 449
-1 438
19 317

Estimated living cost  is ₽29234 per week

₽19498
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6762
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽24657
₽6942
₽14120
₽12215
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
social contributions
-
-
-
15 698
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 937
national
-
-
-
32 994
total
-
-
-
53 629
Employee

The minimum management director salary is set at €45,000 per year.

59 347
-
75 903
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 788
-
3 566
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 451
-
5 693
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 095
-
3 960
-
national
18 246
-
24 834
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

516
-
660
-
total
29 096
-
38 713
-
Employer

The minimum management director salary is set at €45,000 per year.

59 347
-
75 903
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

771
-
987
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

866
-
1 108
-
surtax
6 729
-
8 606
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 650
-
4 668
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 259
-
6 725
-
total
17 275
-
22 094
-
Corporate
21 378
98 000
-
-
surtax
85
392
-
-
income
4 276
19 600
-
-
total
4 361
19 992
-
-
Dividends
17 017
78 008
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

4 802
23 100
-
-
total
4 802
23 100
-
-
Income
98 000
98 000
98 000
98 000
Total tax
55 534
43 092
60 807
53 629
After tax
42 466
54 908
37 193
44 371
Living cost
30 251
30 251
30 251
30 251
Free-cash
12 215
24 657
6 942
14 120

Estimated living cost  is ₽30251 per week

₽19485
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2645
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7647
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽69527
₽64628
₽61304
₽64474
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
14 700
total
-
-
-
22 433
Employee
18 887
-
92 318
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
health
869
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 658
-
2 543
-
income
1 889
-
9 232
-
total
4 624
-
13 426
-
Employer
18 887
-
92 318
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
unemployment
113
-
174
-
health
1 303
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 081
-
3 192
-
total
3 705
-
5 683
-
Corporate
75 407
98 000
-
-
income
7 541
9 800
-
-
total
7 541
9 800
-
-
Dividends
67 867
88 200
-
-
withholding
3 393
4 410
-
-
total
3 393
4 410
-
-
Income
98 000
98 000
98 000
98 000
Total tax
19 263
14 210
19 109
22 433
After tax
78 737
83 790
78 891
75 567
Living cost
14 263
14 263
14 263
14 263
Free-cash
64 474
69 527
64 628
61 304

Estimated living cost  is ₽14263 per week

₽9434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽817
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽340
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3673
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽72919
₽68020
₽64696
₽69068
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
14 700
total
-
-
-
22 433
Employee
14 395
-
92 318
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
health
662
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 264
-
2 543
-
income
1 439
-
9 232
-
total
3 523
-
13 426
-
Employer
14 395
-
92 318
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
unemployment
86
-
174
-
health
994
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 587
-
3 192
-
total
2 825
-
5 683
-
Corporate
80 780
98 000
-
-
income
8 078
9 800
-
-
total
8 078
9 800
-
-
Dividends
72 702
88 200
-
-
withholding
3 635
4 410
-
-
total
3 635
4 410
-
-
Income
98 000
98 000
98 000
98 000
Total tax
18 061
14 210
19 109
22 433
After tax
79 939
83 790
78 891
75 567
Living cost
10 871
10 871
10 871
10 871
Free-cash
69 068
72 919
68 020
64 696

Estimated living cost  is ₽10871 per week

₽6347
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽776
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽288
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3460
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽52439
₽48497
₽49565
₽47925
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
social contributions
-
-
-
13 424
health
-
-
-
2 499
income
-
-
-
13 303
total
-
-
-
29 226
Employee
63 798
63 798
89 208
-
health
494
1 085
1 516
-
social contributions
2 412
5 295
7 142
-
income
6 947
5 906
12 844
-
total
9 853
12 286
21 502
-
Employer
63 798
63 798
89 208
-
social contributions
2 412
5 295
7 142
-
health
537
1 181
1 650
-
total
2 949
6 476
8 792
-
Corporate
65 989
27 727
-
-
income
8 249
3 465
-
-
total
8 249
3 465
-
-
Dividends
57 740
24 261
-
-
withholding
9 815
4 125
-
-
total
9 815
4 125
-
-
Income
98 000
98 000
98 000
98 000
Total tax
30 866
26 352
30 294
29 226
After tax
67 134
71 648
67 706
68 774
Living cost
19 209
19 209
19 209
19 209
Free-cash
47 925
52 439
48 497
49 565

Estimated living cost  is ₽19209 per week

₽11512
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽44738
₽40796
₽41864
₽41298
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
social contributions
-
-
-
13 424
health
-
-
-
2 499
income
-
-
-
13 303
total
-
-
-
29 226
Employee
63 798
63 798
89 208
-
health
635
1 085
1 516
-
social contributions
3 100
5 295
7 142
-
income
6 699
5 906
12 844
-
total
10 434
12 286
21 502
-
Employer
63 798
63 798
89 208
-
social contributions
3 100
5 295
7 142
-
health
691
1 181
1 650
-
total
3 791
6 476
8 792
-
Corporate
56 864
27 727
-
-
income
7 109
3 465
-
-
total
7 109
3 465
-
-
Dividends
49 756
24 261
-
-
withholding
8 458
4 125
-
-
total
8 458
4 125
-
-
Income
98 000
98 000
98 000
98 000
Total tax
29 792
26 352
30 294
29 226
After tax
68 208
71 648
67 706
68 774
Living cost
26 910
26 910
26 910
26 910
Free-cash
41 298
44 738
40 796
41 864

Estimated living cost  is ₽26910 per week

₽18396
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2102
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5961
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽47950
₽30208
₽28652
₽40985
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
social contributions
-
-
-
28 093
health
-
-
-
13 230
solidarity contribution
-
-
-
-
income
-
-
-
8 502
total
-
-
-
49 825
Employee
28 710
-
73 134
-
health
3 876
-
9 873
-
social contributions
1 866
-
4 754
-
solidarity contribution
-
-
-
-
income
3 445
-
8 776
-
total
9 187
-
23 403
-
Employer
28 710
-
73 134
-
social contributions
7 178
-
18 284
-
health
2 584
-
6 582
-
total
9 762
-
24 866
-
Corporate
59 528
98 000
-
-
income
11 310
18 620
-
-
total
11 310
18 620
-
-
Dividends
48 218
79 380
-
-
withholding
7 233
11 907
-
-
total
7 233
11 907
-
-
Income
98 000
98 000
98 000
98 000
Total tax
37 492
30 527
48 269
49 825
After tax
60 508
67 473
49 731
48 175
Living cost
19 523
19 523
19 523
19 523
Free-cash
40 985
47 950
30 208
28 652

Estimated living cost  is ₽19523 per week

₽13561
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽384
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4189
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽43416
₽25674
₽24118
₽34833
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
social contributions
-
-
-
28 093
health
-
-
-
13 230
solidarity contribution
-
-
-
-
income
-
-
-
8 502
total
-
-
-
49 825
Employee
35 378
-
73 134
-
health
4 776
-
9 873
-
social contributions
2 300
-
4 754
-
solidarity contribution
-
-
-
-
income
4 245
-
8 776
-
total
11 321
-
23 403
-
Employer
35 378
-
73 134
-
social contributions
8 845
-
18 284
-
health
3 184
-
6 582
-
total
12 029
-
24 866
-
Corporate
50 593
98 000
-
-
income
9 613
18 620
-
-
total
9 613
18 620
-
-
Dividends
40 980
79 380
-
-
withholding
6 147
11 907
-
-
total
6 147
11 907
-
-
Income
98 000
98 000
98 000
98 000
Total tax
39 110
30 527
48 269
49 825
After tax
58 890
67 473
49 731
48 175
Living cost
24 057
24 057
24 057
24 057
Free-cash
34 833
43 416
25 674
24 118

Estimated living cost  is ₽24057 per week

₽17891
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1333
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽416
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4418
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽83254
-₽83254
₽19840
-₽83254
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
labour market
-
-
-
7 782
municipal
-
-
-
18 973
pensions
-
-
-
721
national
-
-
-
10 619
total
-
-
-
38 095
Employee
169 104
169 104
169 104
-
municipal
36 010
36 010
36 010
-
pensions
240
240
240
-
national
20 659
20 659
20 659
-
labour market
13 509
13 509
13 509
-
total
70 418
70 418
70 418
-
Employer
169 104
169 104
169 104
-
labour market
13 528
13 528
13 528
-
national
20 695
20 695
20 695
-
municipal
36 067
36 067
36 067
-
pensions
481
481
481
-
total
70 771
70 771
70 771
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
98 000
98 000
98 000
98 000
Total tax
141 189
141 189
141 189
38 095
After tax
-43 189
-43 189
-43 189
59 905
Living cost
40 065
40 065
40 065
40 065
Free-cash
-83 254
-83 254
-83 254
19 840

Estimated living cost  is ₽40065 per week

₽27421
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3544
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽616
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8484
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽58360
₽36447
₽32486
₽53206
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
health
-
-
-
12 741
pensions
-
-
-
19 600
income
-
-
-
13 133
total
-
-
-
45 474
Employee
23 536
-
73 243
-
pensions
471
-
1 464
-
unemployment
376
-
1 171
-
income
2 650
-
14 121
-
total
3 497
-
16 756
-
Employer
23 536
-
73 243
-
pensions
4 708
-
14 649
-
unemployment
189
-
586
-
health
3 059
-
9 522
-
total
7 956
-
24 757
-
Corporate
66 508
98 000
-
-
income
13 301
19 600
-
-
total
13 301
19 600
-
-
Dividends
53 207
78 400
-
-
total
-
-
-
-
Income
98 000
98 000
98 000
98 000
Total tax
24 754
19 600
41 513
45 474
After tax
73 246
78 400
56 487
52 526
Living cost
20 040
20 040
20 040
20 040
Free-cash
53 206
58 360
36 447
32 486

Estimated living cost  is ₽20040 per week

₽13745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1193
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽32160
₽22617
₽36053
₽31911
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
98 000
health
-
-
-
1 164
municipal
-
-
-
17 431
national
-
-
-
11 499
total
-
-
-
30 094
Employee
43 651
-
82 444
-
health
326
-
923
-
municipal
7 150
-
13 449
-
pensions
2 946
-
5 566
-
national
721
-
6 800
-
unemployment
655
-
1 236
-
total
11 798
-
27 974
-
Employer
43 651
-
82 444
-
accident
44
-
82
-
unemployment
283
-
535
-
health
335
-
635
-
pensions
7 573
-
14 304
-
total
8 235
-
15 556
-
Corporate
46 113
98 000
-
-
income
9 223
19 600
-
-
total
9 223
19 600
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

27 668
58 800
-
-
municipal
4 980
10 583
-
-
national
-
3 804
-
-
total
4 980
14 387
-
-
Income
98 000
98 000
98 000
98 000
Total tax
34 236
33 987
43 530
30 094
After tax
63 764
64 013
54 470
67 906
Living cost
31 853
31 853
31 853
31 853
Free-cash
31 911
32 160
22 617
36 053

Estimated living cost  is ₽31853 per week

₽20806
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3064
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽23820
₽33625
₽30432
₽28429
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
social contributions
-
-
-
2 793
health
-
-
-
2 640
pensions
-
-
-
22 063
other
-
-
-
3 039
income
-
-
-
11 460
surtax
-
-
-
-
total
-
-
-
41 995
Employee
31 696
-
78 524
-
income
1 634
-
12 787
-
social contributions
904
-
2 237
-
pensions
3 585
-
4 303
-
surtax
-
-
-
-
total
6 123
-
19 327
-
Employer
31 696
-
78 524
-
pensions
5 208
-
7 452
-
social contributions
94
-
236
-
unemployment
1 283
-
3 180
-
health
2 218
-
5 897
-
other
1 094
-
2 710
-
total
9 897
-
19 475
-
Corporate
56 405
98 000
-
-
surtax
-
-
-
-
income
15 793
27 440
-
-
total
15 793
27 440
-
-
Dividends
40 612
70 560
-
-
surtax
-
-
-
-
withholding
5 199
9 031
-
-
social contributions
6 986
12 136
-
-
total
12 185
21 167
-
-
Income
98 000
98 000
98 000
98 000
Total tax
43 998
48 607
38 802
41 995
After tax
54 002
49 393
59 198
56 005
Living cost
25 573
25 573
25 573
25 573
Free-cash
28 429
23 820
33 625
30 432

Estimated living cost  is ₽25573 per week

₽14831
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2598
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7660
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽21007
₽30812
₽27619
₽25906
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
social contributions
-
-
-
2 793
health
-
-
-
2 640
pensions
-
-
-
22 063
other
-
-
-
3 039
income
-
-
-
11 460
surtax
-
-
-
-
total
-
-
-
41 995
Employee
35 509
-
78 524
-
income
2 096
-
12 787
-
social contributions
1 012
-
2 237
-
pensions
4 015
-
4 303
-
surtax
-
-
-
-
total
7 123
-
19 327
-
Employer
35 509
-
78 524
-
pensions
5 833
-
7 452
-
social contributions
107
-
236
-
unemployment
1 437
-
3 180
-
health
2 486
-
5 897
-
other
1 225
-
2 710
-
total
11 088
-
19 475
-
Corporate
51 402
98 000
-
-
surtax
-
-
-
-
income
14 392
27 440
-
-
total
14 392
27 440
-
-
Dividends
37 010
70 560
-
-
surtax
-
-
-
-
withholding
4 738
9 031
-
-
social contributions
6 367
12 136
-
-
total
11 105
21 167
-
-
Income
98 000
98 000
98 000
98 000
Total tax
43 708
48 607
38 802
41 995
After tax
54 292
49 393
59 198
56 005
Living cost
28 386
28 386
28 386
28 386
Free-cash
25 906
21 007
30 812
27 619

Estimated living cost  is ₽28386 per week

₽17898
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2308
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽9321
₽19126
₽15933
₽15024
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
social contributions
-
-
-
2 793
health
-
-
-
2 640
pensions
-
-
-
22 063
other
-
-
-
3 039
income
-
-
-
11 460
surtax
-
-
-
-
total
-
-
-
41 995
Employee
51 964
-
78 524
-
income
4 534
-
12 787
-
social contributions
1 480
-
2 237
-
pensions
5 877
-
4 303
-
surtax
-
-
-
-
total
11 891
-
19 327
-
Employer
51 964
-
78 524
-
pensions
8 538
-
7 452
-
social contributions
156
-
236
-
unemployment
2 105
-
3 180
-
health
3 637
-
5 897
-
other
1 793
-
2 710
-
total
16 229
-
19 475
-
Corporate
29 807
98 000
-
-
surtax
-
-
-
-
income
8 346
27 440
-
-
total
8 346
27 440
-
-
Dividends
21 460
70 560
-
-
surtax
-
-
-
-
withholding
2 747
9 031
-
-
social contributions
3 691
12 136
-
-
total
6 438
21 167
-
-
Income
98 000
98 000
98 000
98 000
Total tax
42 904
48 607
38 802
41 995
After tax
55 096
49 393
59 198
56 005
Living cost
40 072
40 072
40 072
40 072
Free-cash
15 024
9 321
19 126
15 933

Estimated living cost  is ₽40072 per week

₽27120
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3278
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽549
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9124
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽87243
₽72543
₽91163
₽86145
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
98 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
980
total
-
-
-
980
Employee
7 321
-
98 000
-
income
1 464
-
19 600
-
total
1 464
-
19 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

90 679
98 000
-
-
total
-
-
-
-
Dividends
90 679
98 000
-
-
withholding
4 534
4 900
-
-
total
4 534
4 900
-
-
Income
98 000
98 000
98 000
98 000
Total tax
5 998
4 900
19 600
980
After tax
92 002
93 100
78 400
97 020
Living cost
5 857
5 857
5 857
5 857
Free-cash
86 145
87 243
72 543
91 163

Estimated living cost  is ₽5857 per week

₽3630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽487
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1579
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽83973
₽69273
₽87893
₽82261
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
98 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
980
total
-
-
-
980
Employee
11 409
-
98 000
-
income
2 282
-
19 600
-
total
2 282
-
19 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

86 591
98 000
-
-
total
-
-
-
-
Dividends
86 591
98 000
-
-
withholding
4 330
4 900
-
-
total
4 330
4 900
-
-
Income
98 000
98 000
98 000
98 000
Total tax
6 612
4 900
19 600
980
After tax
91 388
93 100
78 400
97 020
Living cost
9 127
9 127
9 127
9 127
Free-cash
82 261
83 973
69 273
87 893

Estimated living cost  is ₽9127 per week

₽6176
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2261
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽18484
₽33974
₽25447
₽29339
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
98 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
8 527
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
24 954
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 373
total
-
-
-
40 522
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 281
-
98 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
-
1 373
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 395
-
24 954
-
total
9 250
-
31 995
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
56 719
98 000
-
-
trade
8 138
14 063
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

468
809
-
-
chamber of commerce
209
269
-
-
income
8 508
14 701
-
-
total
17 323
29 842
-
-
Dividends
39 395
68 158
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

524
919
-
-
withholding
9 533
16 724
-
-
total
10 057
17 643
-
-
Income
98 000
98 000
98 000
98 000
Total tax
36 630
47 485
31 995
40 522
After tax
61 370
50 515
66 005
57 478
Living cost
32 031
32 031
32 031
32 031
Free-cash
29 339
18 484
33 974
25 447

Estimated living cost  is ₽32031 per week

₽22096
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3446
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6024
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽24377
₽40875
₽31515
₽33555
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
98 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
9 360
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
24 954
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 373
total
-
-
-
41 355
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 733
-
98 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
1 373
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

886
-
24 954
-
total
6 603
-
31 995
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
66 267
98 000
-
-
trade
10 437
15 434
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

546
809
-
-
chamber of commerce
220
266
-
-
income
9 940
14 701
-
-
total
21 143
31 210
-
-
Dividends
45 123
66 790
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

603
901
-
-
withholding
10 966
16 382
-
-
total
11 569
17 283
-
-
Income
98 000
98 000
98 000
98 000
Total tax
39 315
48 493
31 995
41 355
After tax
58 685
49 507
66 005
56 645
Living cost
25 130
25 130
25 130
25 130
Free-cash
33 555
24 377
40 875
31 515

Estimated living cost  is ₽25130 per week

₽15808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2930
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5923
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽16408
₽33412
₽23636
₽28067
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
98 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
9 776
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
24 954
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 373
total
-
-
-
41 771
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

42 074
-
98 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
-
1 373
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 615
-
24 954
-
total
9 481
-
31 995
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
55 926
98 000
-
-
trade
9 200
16 121
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

461
809
-
-
chamber of commerce
206
266
-
-
income
8 389
14 701
-
-
total
18 256
31 897
-
-
Dividends
37 670
66 103
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

501
891
-
-
withholding
9 102
16 211
-
-
total
9 603
17 102
-
-
Income
98 000
98 000
98 000
98 000
Total tax
37 340
48 999
31 995
41 771
After tax
60 660
49 001
66 005
56 229
Living cost
32 593
32 593
32 593
32 593
Free-cash
28 067
16 408
33 412
23 636

Estimated living cost  is ₽32593 per week

₽21798
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6871
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽10489
₽27997
₽17806
₽23945
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
98 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
10 191
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
24 954
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 373
total
-
-
-
42 186
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 862
-
98 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

323
-
1 373
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

5 863
-
24 954
-
total
11 854
-
31 995
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
48 138
98 000
-
-
trade
8 256
16 807
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

397
809
-
-
chamber of commerce
194
265
-
-
income
7 220
14 701
-
-
total
16 067
32 582
-
-
Dividends
32 071
65 418
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

424
882
-
-
withholding
7 702
16 039
-
-
total
8 126
16 921
-
-
Income
98 000
98 000
98 000
98 000
Total tax
36 047
49 503
31 995
42 186
After tax
61 953
48 497
66 005
55 814
Living cost
38 008
38 008
38 008
38 008
Free-cash
23 945
10 489
27 997
17 806

Estimated living cost  is ₽38008 per week

₽27759
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3040
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6715
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽43008
₽27886
₽29496
₽40369
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
unemployment
-
-
-
189
health
-
-
-
6 959
pensions
-
-
-
19 600
other
-
-
-
-
income
-
-
-
20 413
surtax
-
-
-
2 708
total
-
-
-
49 869
Employee
27 940
-
80 958
-
health
713
-
2 066
-
pensions
1 864
-
5 400
-
surtax
99
-
2 453
-
other
-
-
-
-
unemployment
1 944
-
5 635
-
income
4 684
-
18 884
-
total
9 304
-
34 438
-
Employer
27 940
-
80 958
-
pensions
3 725
-
10 791
-
unemployment
886
-
2 566
-
health
1 271
-
3 684
-
other
-
-
-
-
total
5 882
-
17 041
-
Corporate
64 177
98 000
-
-
income
16 686
25 479
-
-
total
16 686
25 479
-
-
Dividends
47 491
72 521
-
-
withholding
7 124
10 878
-
-
total
7 124
10 878
-
-
Income
98 000
98 000
98 000
98 000
Total tax
38 996
36 357
51 479
49 869
After tax
59 004
61 643
46 521
48 131
Living cost
18 635
18 635
18 635
18 635
Free-cash
40 369
43 008
27 886
29 496

Estimated living cost  is ₽18635 per week

₽11251
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1620
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽43335
₽28213
₽29823
₽40750
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
unemployment
-
-
-
189
health
-
-
-
6 959
pensions
-
-
-
19 600
other
-
-
-
-
income
-
-
-
20 413
surtax
-
-
-
2 708
total
-
-
-
49 869
Employee
27 437
-
80 958
-
health
701
-
2 066
-
pensions
1 830
-
5 400
-
surtax
90
-
2 453
-
other
-
-
-
-
unemployment
1 910
-
5 635
-
income
4 599
-
18 884
-
total
9 130
-
34 438
-
Employer
27 437
-
80 958
-
pensions
3 657
-
10 791
-
unemployment
869
-
2 566
-
health
1 249
-
3 684
-
other
-
-
-
-
total
5 775
-
17 041
-
Corporate
64 788
98 000
-
-
income
16 845
25 479
-
-
total
16 845
25 479
-
-
Dividends
47 943
72 521
-
-
withholding
7 192
10 878
-
-
total
7 192
10 878
-
-
Income
98 000
98 000
98 000
98 000
Total tax
38 942
36 357
51 479
49 869
After tax
59 058
61 643
46 521
48 131
Living cost
18 308
18 308
18 308
18 308
Free-cash
40 750
43 335
28 213
29 823

Estimated living cost  is ₽18308 per week

₽11194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1689
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5002
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽38903
₽40537
₽51616
₽39242
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
unemployment
-
-
-
1 470
health
-
-
-
6 860
pensions
-
-
-
9 800
income
-
-
-
11 981
total
-
-
-
30 111
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
82 008
-
health
1 644
654
5 741
-
pensions
2 349
935
8 201
-
unemployment
352
140
1 230
-
income
2 872
1 143
10 026
-
total
7 217
2 872
25 198
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
82 008
-
pensions
4 581
1 823
15 992
-
total
4 581
1 823
15 992
-
Corporate
69 929
86 828
-
-
income
6 294
7 815
-
-
total
6 294
7 815
-
-
Dividends
63 635
79 013
-
-
withholding
12 091
15 013
-
-
social contributions
12 302
15 301
-
-
total
24 393
30 314
-
-
Income
98 000
98 000
98 000
98 000
Total tax
42 485
42 824
41 190
30 111
After tax
55 515
55 176
56 810
67 889
Living cost
16 273
16 273
16 273
16 273
Free-cash
39 242
38 903
40 537
51 616

Estimated living cost  is ₽16273 per week

₽11105
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1331
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽325
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3512
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽19269
₽17558
₽16790
₽18572
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
social contributions
-
-
-
1 054
municipal
-
-
-
10 399
pensions
-
-
-
11 760
national
-
-
-
16 114
total
-
-
-
39 327
Employee
64 927
-
84 720
-
municipal
8 020
-
10 779
-
pensions
2 597
-
3 389
-
national
12 427
-
16 702
-
total
23 044
-
30 870
-
Employer
64 927
-
84 720
-
social contributions
698
-
911
-
pensions
5 194
-
6 778
-
total
5 892
-
7 689
-
Corporate
22 896
98 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

4 579
19 600
-
-
total
4 579
19 600
-
-
Dividends
18 317
78 400
-
-
withholding
4 030
17 248
-
-
total
4 030
17 248
-
-
Income
98 000
98 000
98 000
98 000
Total tax
37 545
36 848
38 559
39 327
After tax
60 455
61 152
59 441
58 673
Living cost
41 883
41 883
41 883
41 883
Free-cash
18 572
19 269
17 558
16 790

Estimated living cost  is ₽41883 per week

₽28468
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽627
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8895
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽21338
₽16219
₽16219
₽23170
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
social contributions
-
-
-
9 033
income
-
-
-
25 486
total
-
-
-
34 519
Employee
64 899
-
98 000
-
social contributions
5 392
-
9 033
-
income
12 246
-
25 486
-
total
17 638
-
34 519
-
Employer
64 899
-
98 000
-
total
-
-
-
-
Corporate
33 101
98 000
-
-
income
4 138
12 249
-
-
total
4 138
12 249
-
-
Dividends
28 964
85 751
-
-
withholding
5 792
17 151
-
-
total
5 792
17 151
-
-
Income
98 000
98 000
98 000
98 000
Total tax
27 568
29 400
34 519
34 519
After tax
70 432
68 600
63 481
63 481
Living cost
47 262
47 262
47 262
47 262
Free-cash
23 170
21 338
16 219
16 219

Estimated living cost  is ₽47262 per week

₽35956
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3851
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7003
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽17278
₽9563
₽14227
₽12945
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
regional
-
-
-
1 108
social contributions
-
-
-
25 205
municipal
-
-
-
583
national
-
-
-
21 868
total
-
-
-
48 764
Employee
73 736
-
98 000
-
regional
696
-
973
-
municipal
390
-
520
-
social contributions
24 864
-
33 046
-
national
12 777
-
18 889
-
total
38 727
-
53 428
-
Employer
73 736
-
98 000
-
total
-
-
-
-
Corporate
24 264
98 000
-
-
nationa
5 824
23 519
-
-
municipal
946
3 823
-
-
total
6 770
27 342
-
-
Dividends
17 494
70 658
-
-
withholding
4 549
18 371
-
-
total
4 549
18 371
-
-
Income
98 000
98 000
98 000
98 000
Total tax
50 046
45 713
53 428
48 764
After tax
47 954
52 287
44 572
49 236
Living cost
35 009
35 009
35 009
35 009
Free-cash
12 945
17 278
9 563
14 227

Estimated living cost  is ₽35009 per week

₽24404
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2296
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7772
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽29162
₽21877
₽26517
₽27319
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
regional
-
-
-
1 477
social contributions
-
-
-
25 205
municipal
-
-
-
583
national
-
-
-
21 868
total
-
-
-
49 133
Employee
46 023
-
98 000
-
regional
620
-
1 318
-
municipal
244
-
520
-
social contributions
15 519
-
33 046
-
national
7 291
-
18 889
-
total
23 674
-
53 773
-
Employer
46 023
-
98 000
-
total
-
-
-
-
Corporate
51 977
98 000
-
-
nationa
12 474
23 519
-
-