Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 98000
per

Your estimated
City
free-cash

Andorra , Andorra
₽47110
₽57987
₽49711
₽61023
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
social contributions
-
-
-
21 560
income
-
-
-
2 153
total
-
-
-
23 713
Employee
29 066
-
84 847
-
social contributions
1 889
-
5 516
-
income
-
-
2 443
-
total
1 889
-
7 959
-
Employer
29 066
-
84 847
-
social contributions
4 505
-
13 153
-
total
4 505
-
13 153
-
Corporate
64 428
98 000
-
-
income
6 442
9 800
-
-
total
6 442
9 800
-
-
Dividends
57 986
88 200
-
-
total
-
-
-
-
Income
98 000
98 000
98 000
98 000
Total tax
12 836
9 800
21 112
23 713
After tax
85 164
88 200
76 888
74 287
Living cost
27 177
27 177
27 177
27 177
Free-cash
57 987
61 023
49 711
47 110

Estimated living cost  is ₽27177 per week

₽17572
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2049
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7045
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽20334
₽25611
-₽59
₽26060
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
surtax
-
-
-
-
unemployment
-
-
-
5 545
health
-
-
-
7 498
chamber of commerce
-
-
-
391
pensions
-
-
-
18 130
income
-
-
-
17 258
total
-
-
-
48 822
Employee
39 521
36 030
76 097
-
unemployment
1 186
1 081
2 284
-
other
395
360
762
-
income
3 521
2 658
15 362
-
pensions
4 047
3 689
7 793
-
health
1 529
1 395
2 944
-
total
10 678
9 183
29 145
-
Employer
39 521
36 030
76 097
-
pensions
4 960
4 523
9 550
-
surtax
-
-
-
-
payroll
1 186
1 081
2 284
-
other
1 877
1 711
3 615
-
health
1 494
1 362
2 877
-
accident
513
468
990
-
unemployment
1 186
1 081
2 284
-
chamber of commerce
158
144
304
-
total
11 374
10 370
21 904
-
Corporate
47 105
51 600
72 666
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

11 777
12 900
18 166
-
total
11 777
12 900
18 166
-
Dividends
35 329
38 700
-
-
withholding
9 716
10 643
-
-
total
9 716
10 643
-
-
Income
98 000
98 000
98 000
98 000
Total tax
43 545
43 096
69 215
48 822
After tax
54 455
54 904
28 785
49 178
Living cost
28 844
28 844
28 844
28 844
Free-cash
25 611
26 060
-59
20 334

Estimated living cost  is ₽28844 per week

₽17303
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2946
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽515
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8081
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽17143
₽21555
-₽3099
₽22951
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
surtax
-
-
-
178
unemployment
-
-
-
5 545
health
-
-
-
7 498
chamber of commerce
-
-
-
391
pensions
-
-
-
18 130
income
-
-
-
17 258
total
-
-
-
49 000
Employee
45 183
36 030
75 960
-
unemployment
1 355
1 081
2 278
-
other
451
360
760
-
income
5 144
2 658
15 316
-
pensions
4 627
3 689
7 779
-
health
1 748
1 395
2 939
-
total
13 325
9 183
29 072
-
Employer
45 183
36 030
75 960
-
pensions
5 670
4 523
9 532
-
surtax
178
178
178
-
payroll
1 355
1 081
2 278
-
other
2 146
1 711
3 608
-
health
1 707
1 362
2 872
-
accident
587
468
988
-
unemployment
1 355
1 081
2 278
-
chamber of commerce
180
144
304
-
total
13 178
10 548
22 038
-
Corporate
39 637
51 422
72 529
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

9 910
12 856
18 132
-
total
9 910
12 856
18 132
-
Dividends
29 727
38 566
-
-
withholding
8 175
10 605
-
-
total
8 175
10 605
-
-
Income
98 000
98 000
98 000
98 000
Total tax
44 588
43 192
69 242
49 000
After tax
53 412
54 808
28 758
49 000
Living cost
31 857
31 857
31 857
31 857
Free-cash
21 555
22 951
-3 099
17 143

Estimated living cost  is ₽31857 per week

₽21247
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2718
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽523
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7369
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽12138
₽8408
₽4783
₽21971
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
national
-
-
-
32 262
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 938
social contributions
-
-
-
15 697
total
-
-
-
52 897
Employee

The minimum management director salary is set at €45,000 per year.

64 671
-
75 905
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

563
-
661
-
national
19 883
-
24 276
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 373
-
3 958
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 850
-
5 693
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 039
-
3 569
-
total
31 708
-
38 157
-
Employer

The minimum management director salary is set at €45,000 per year.

64 671
-
75 905
-
surtax
7 333
-
8 606
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 730
-
6 726
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 977
-
4 668
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

841
-
987
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

944
-
1 108
-
total
18 825
-
22 095
-
Corporate
14 504
98 000
-
-
income
2 901
19 600
-
-
surtax
58
391
-
-
total
2 959
19 991
-
-
Dividends
11 544
78 009
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

3 135
23 073
-
-
total
3 135
23 073
-
-
Income
98 000
98 000
98 000
98 000
Total tax
56 627
43 064
60 252
52 897
After tax
41 373
54 936
37 748
45 103
Living cost
32 965
32 965
32 965
32 965
Free-cash
8 408
21 971
4 783
12 138

Estimated living cost  is ₽32965 per week

₽21234
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2882
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽516
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽59252
₽62672
₽62431
₽68196
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
unemployment
-
-
-
127
health
-
-
-
3 641
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 686
income
-
-
-
14 700
total
-
-
-
23 154
Employee
20 649
-
91 788
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
income
2 065
-
9 178
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 813
-
2 780
-
health
950
-
1 457
-
total
5 055
-
13 763
-
Employer
20 649
-
91 788
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 275
-
3 489
-
health
1 425
-
2 185
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
unemployment
124
-
190
-
total
4 051
-
6 212
-
Corporate
73 299
98 000
-
-
income
7 330
9 800
-
-
total
7 330
9 800
-
-
Dividends
65 970
88 200
-
-
withholding
3 298
4 410
-
-
total
3 298
4 410
-
-
Income
98 000
98 000
98 000
98 000
Total tax
19 734
14 210
19 975
23 154
After tax
78 266
83 790
78 025
74 846
Living cost
15 594
15 594
15 594
15 594
Free-cash
62 672
68 196
62 431
59 252

Estimated living cost  is ₽15594 per week

₽10314
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽372
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4016
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽62960
₽67693
₽66139
₽71904
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
unemployment
-
-
-
127
health
-
-
-
3 641
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 686
income
-
-
-
14 700
total
-
-
-
23 154
Employee
15 738
-
91 788
-
accident

We are using the highest rate at 1.1%.

173
-
348
-
income
1 574
-
9 178
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 382
-
2 780
-
health
724
-
1 457
-
total
3 853
-
13 763
-
Employer
15 738
-
91 788
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 735
-
3 489
-
health
1 086
-
2 185
-
accident

We are using the highest rate at 1.1%.

173
-
348
-
unemployment
94
-
190
-
total
3 088
-
6 212
-
Corporate
79 174
98 000
-
-
income
7 917
9 800
-
-
total
7 917
9 800
-
-
Dividends
71 257
88 200
-
-
withholding
3 563
4 410
-
-
total
3 563
4 410
-
-
Income
98 000
98 000
98 000
98 000
Total tax
18 421
14 210
19 975
23 154
After tax
79 579
83 790
78 025
74 846
Living cost
11 886
11 886
11 886
11 886
Free-cash
67 693
71 904
66 139
62 960

Estimated living cost  is ₽11886 per week

₽6939
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽849
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽315
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3783
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽48013
₽45840
₽47455
₽50758
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
health
-
-
-
2 500
social contributions
-
-
-
14 628
income
-
-
-
11 926
total
-
-
-
29 054
Employee
69 521
69 521
88 970
-
income
7 570
6 436
11 686
-
social contributions
2 628
5 770
7 384
-
health
539
1 182
1 513
-
total
10 737
13 388
20 583
-
Employer
69 521
69 521
88 970
-
social contributions
2 628
5 770
7 384
-
health
585
1 287
1 645
-
total
3 213
7 057
9 029
-
Corporate
63 117
21 422
-
-
income
7 889
2 678
-
-
total
7 889
2 678
-
-
Dividends
55 228
18 744
-
-
withholding
9 388
3 186
-
-
total
9 388
3 186
-
-
Income
98 000
98 000
98 000
98 000
Total tax
31 227
26 309
29 612
29 054
After tax
66 773
71 691
68 388
68 946
Living cost
20 933
20 933
20 933
20 933
Free-cash
45 840
50 758
47 455
48 013

Estimated living cost  is ₽20933 per week

₽12545
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2054
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5871
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽39621
₽38619
₽39063
₽42366
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
health
-
-
-
2 500
social contributions
-
-
-
14 628
income
-
-
-
11 926
total
-
-
-
29 054
Employee
69 521
69 521
88 970
-
income
7 300
6 436
11 686
-
social contributions
3 378
5 770
7 384
-
health
691
1 182
1 513
-
total
11 369
13 388
20 583
-
Employer
69 521
69 521
88 970
-
social contributions
3 378
5 770
7 384
-
health
753
1 287
1 645
-
total
4 131
7 057
9 029
-
Corporate
53 174
21 422
-
-
income
6 647
2 678
-
-
total
6 647
2 678
-
-
Dividends
46 527
18 744
-
-
withholding
7 909
3 186
-
-
total
7 909
3 186
-
-
Income
98 000
98 000
98 000
98 000
Total tax
30 056
26 309
29 612
29 054
After tax
67 944
71 691
68 388
68 946
Living cost
29 325
29 325
29 325
29 325
Free-cash
38 619
42 366
39 063
39 621

Estimated living cost  is ₽29325 per week

₽20046
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2290
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6496
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽26869
₽39169
₽28869
₽46611
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
health
-
-
-
13 230
social contributions
-
-
-
28 616
income
-
-
-
8 423
solidarity contribution
-
-
-
-
total
-
-
-
50 269
Employee
30 679
-
73 134
-
income
3 681
-
8 776
-
social contributions
1 994
-
4 754
-
health
4 142
-
9 873
-
solidarity contribution
-
-
-
-
total
9 817
-
23 403
-
Employer
30 679
-
73 134
-
social contributions
7 670
-
18 284
-
health
2 761
-
6 582
-
total
10 431
-
24 866
-
Corporate
56 890
98 000
-
-
income
10 809
18 620
-
-
total
10 809
18 620
-
-
Dividends
46 081
79 380
-
-
withholding
6 912
11 907
-
-
total
6 912
11 907
-
-
Income
98 000
98 000
98 000
98 000
Total tax
37 969
30 527
48 269
50 269
After tax
60 031
67 473
49 731
47 731
Living cost
20 862
20 862
20 862
20 862
Free-cash
39 169
46 611
28 869
26 869

Estimated living cost  is ₽20862 per week

₽14491
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽410
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽22024
₽32595
₽24024
₽41766
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
health
-
-
-
13 230
social contributions
-
-
-
28 616
income
-
-
-
8 423
solidarity contribution
-
-
-
-
total
-
-
-
50 269
Employee
37 805
-
73 134
-
income
4 537
-
8 776
-
social contributions
2 457
-
4 754
-
health
5 104
-
9 873
-
solidarity contribution
-
-
-
-
total
12 098
-
23 403
-
Employer
37 805
-
73 134
-
social contributions
9 451
-
18 284
-
health
3 402
-
6 582
-
total
12 853
-
24 866
-
Corporate
47 342
98 000
-
-
income
8 995
18 620
-
-
total
8 995
18 620
-
-
Dividends
38 347
79 380
-
-
withholding
5 752
11 907
-
-
total
5 752
11 907
-
-
Income
98 000
98 000
98 000
98 000
Total tax
39 698
30 527
48 269
50 269
After tax
58 302
67 473
49 731
47 731
Living cost
25 707
25 707
25 707
25 707
Free-cash
32 595
41 766
24 024
22 024

Estimated living cost  is ₽25707 per week

₽19117
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1424
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽445
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4721
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽16683
-₽99556
-₽99556
-₽99556
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
national
-
-
-
10 505
pensions
-
-
-
786
municipal
-
-
-
18 581
labour market
-
-
-
7 777
total
-
-
-
37 649
Employee
184 314
184 314
184 314
-
municipal
39 249
39 249
39 249
-
national
22 517
22 517
22 517
-
pensions
262
262
262
-
labour market
14 724
14 724
14 724
-
total
76 752
76 752
76 752
-
Employer
184 314
184 314
184 314
-
pensions
524
524
524
-
labour market
14 745
14 745
14 745
-
municipal
39 311
39 311
39 311
-
national
22 556
22 556
22 556
-
total
77 136
77 136
77 136
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
98 000
98 000
98 000
98 000
Total tax
153 888
153 888
153 888
37 649
After tax
-55 888
-55 888
-55 888
60 351
Living cost
43 668
43 668
43 668
43 668
Free-cash
-99 556
-99 556
-99 556
16 683

Estimated living cost  is ₽43668 per week

₽29887
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3863
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽672
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9247
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽30691
₽50945
₽34647
₽56562
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
health
-
-
-
12 739
pensions
-
-
-
19 600
income
-
-
-
13 132
total
-
-
-
45 471
Employee
25 648
-
73 242
-
unemployment
410
-
1 172
-
income
2 888
-
14 120
-
pensions
513
-
1 465
-
total
3 811
-
16 757
-
Employer
25 648
-
73 242
-
pensions
5 130
-
14 649
-
health
3 334
-
9 522
-
unemployment
206
-
587
-
total
8 670
-
24 758
-
Corporate
63 682
98 000
-
-
income
12 736
19 600
-
-
total
12 736
19 600
-
-
Dividends
50 947
78 400
-
-
total
-
-
-
-
Income
98 000
98 000
98 000
98 000
Total tax
25 217
19 600
41 515
45 471
After tax
72 783
78 400
56 485
52 529
Living cost
21 838
21 838
21 838
21 838
Free-cash
50 945
56 562
34 647
30 691

Estimated living cost  is ₽21838 per week

₽14978
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1301
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽439
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5120
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽34028
₽28688
₽20592
₽29869
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
98 000
national
-
-
-
10 692
health
-
-
-
1 132
municipal
-
-
-
17 437
total
-
-
-
29 261
Employee
47 567
-
82 444
-
unemployment
714
-
1 237
-
municipal
7 791
-
13 455
-
national
786
-
5 991
-
pensions
3 210
-
5 566
-
health
355
-
892
-
total
12 856
-
27 141
-
Employer
47 567
-
82 444
-
pensions
8 253
-
14 304
-
health
365
-
635
-
accident
48
-
82
-
unemployment
309
-
535
-
total
8 975
-
15 556
-
Corporate
41 458
98 000
-
-
income
8 292
19 600
-
-
total
8 292
19 600
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

24 875
58 800
-
-
municipal
4 478
10 584
-
-
national
-
3 236
-
-
total
4 478
13 820
-
-
Income
98 000
98 000
98 000
98 000
Total tax
34 601
33 420
42 697
29 261
After tax
63 399
64 580
55 303
68 739
Living cost
34 711
34 711
34 711
34 711
Free-cash
28 688
29 869
20 592
34 028

Estimated living cost  is ₽34711 per week

₽22673
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3339
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽552
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8148
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽28348
₽26546
₽32749
₽21524
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
surtax
-
-
-
-
health
-
-
-
2 232
pensions
-
-
-
23 313
social contributions
-
-
-
2 793
income
-
-
-
10 407
other
-
-
-
3 039
total
-
-
-
41 784
Employee
34 540
-
79 163
-
income
1 781
-
12 251
-
surtax
-
-
-
-
social contributions
985
-
2 256
-
pensions
3 907
-
4 042
-
total
6 673
-
18 549
-
Employer
34 540
-
79 163
-
pensions
5 676
-
7 066
-
social contributions
103
-
237
-
other
1 192
-
2 731
-
health
2 417
-
5 593
-
unemployment
1 398
-
3 207
-
total
10 786
-
18 834
-
Corporate
52 673
98 000
-
-
income
14 748
27 439
-
-
surtax
-
-
-
-
total
14 748
27 439
-
-
Dividends
37 925
70 561
-
-
withholding
4 854
9 032
-
-
social contributions
6 525
12 137
-
-
surtax
-
-
-
-
total
11 379
21 169
-
-
Income
98 000
98 000
98 000
98 000
Total tax
43 586
48 608
37 383
41 784
After tax
54 414
49 392
60 617
56 216
Living cost
27 868
27 868
27 868
27 868
Free-cash
26 546
21 524
32 749
28 348

Estimated living cost  is ₽27868 per week

₽16162
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2831
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8347
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽25284
₽23801
₽29685
₽18460
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
surtax
-
-
-
-
health
-
-
-
2 232
pensions
-
-
-
23 313
social contributions
-
-
-
2 793
income
-
-
-
10 407
other
-
-
-
3 039
total
-
-
-
41 784
Employee
38 694
-
79 163
-
income
2 284
-
12 251
-
surtax
-
-
-
-
social contributions
1 103
-
2 256
-
pensions
4 375
-
4 042
-
total
7 762
-
18 549
-
Employer
38 694
-
79 163
-
pensions
6 357
-
7 066
-
social contributions
117
-
237
-
other
1 335
-
2 731
-
health
2 709
-
5 593
-
unemployment
1 566
-
3 207
-
total
12 084
-
18 834
-
Corporate
47 222
98 000
-
-
income
13 221
27 439
-
-
surtax
-
-
-
-
total
13 221
27 439
-
-
Dividends
34 001
70 561
-
-
withholding
4 353
9 032
-
-
social contributions
5 847
12 137
-
-
surtax
-
-
-
-
total
10 200
21 169
-
-
Income
98 000
98 000
98 000
98 000
Total tax
43 267
48 608
37 383
41 784
After tax
54 733
49 392
60 617
56 216
Living cost
30 932
30 932
30 932
30 932
Free-cash
23 801
18 460
29 685
25 284

Estimated living cost  is ₽30932 per week

₽19504
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2515
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽527
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽12549
₽11938
₽16950
₽5725
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
surtax
-
-
-
-
health
-
-
-
2 232
pensions
-
-
-
23 313
social contributions
-
-
-
2 793
income
-
-
-
10 407
other
-
-
-
3 039
total
-
-
-
41 784
Employee
56 626
-
79 163
-
income
4 941
-
12 251
-
surtax
-
-
-
-
social contributions
1 613
-
2 256
-
pensions
6 405
-
4 042
-
total
12 959
-
18 549
-
Employer
56 626
-
79 163
-
pensions
9 304
-
7 066
-
social contributions
170
-
237
-
other
1 954
-
2 731
-
health
3 963
-
5 593
-
unemployment
2 294
-
3 207
-
total
17 685
-
18 834
-
Corporate
23 689
98 000
-
-
income
6 633
27 439
-
-
surtax
-
-
-
-
total
6 633
27 439
-
-
Dividends
17 056
70 561
-
-
withholding
2 182
9 032
-
-
social contributions
2 936
12 137
-
-
surtax
-
-
-
-
total
5 118
21 169
-
-
Income
98 000
98 000
98 000
98 000
Total tax
42 395
48 608
37 383
41 784
After tax
55 605
49 392
60 617
56 216
Living cost
43 667
43 667
43 667
43 667
Free-cash
11 938
5 725
16 950
12 549

Estimated living cost  is ₽43667 per week

₽29553
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3572
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽599
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9943
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽91180
₽86165
₽72560
₽87260
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
98 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
980
total
-
-
-
980
Employee
7 300
-
98 000
-
income
1 460
-
19 600
-
total
1 460
-
19 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

90 700
98 000
-
-
total
-
-
-
-
Dividends
90 700
98 000
-
-
withholding
4 535
4 900
-
-
total
4 535
4 900
-
-
Income
98 000
98 000
98 000
98 000
Total tax
5 995
4 900
19 600
980
After tax
92 005
93 100
78 400
97 020
Living cost
5 840
5 840
5 840
5 840
Free-cash
86 165
87 260
72 560
91 180

Estimated living cost  is ₽5840 per week

₽3619
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽485
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1575
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽87920
₽82294
₽69300
₽84000
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
98 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
980
total
-
-
-
980
Employee
11 376
-
98 000
-
income
2 275
-
19 600
-
total
2 275
-
19 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

86 624
98 000
-
-
total
-
-
-
-
Dividends
86 624
98 000
-
-
withholding
4 331
4 900
-
-
total
4 331
4 900
-
-
Income
98 000
98 000
98 000
98 000
Total tax
6 606
4 900
19 600
980
After tax
91 394
93 100
78 400
97 020
Living cost
9 100
9 100
9 100
9 100
Free-cash
82 294
84 000
69 300
87 920

Estimated living cost  is ₽9100 per week

₽6158
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽382
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽305
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2255
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽25817
₽27460
₽33848
₽15630
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
98 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 203
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 177
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
21 867
trade
-
-
-
8 031
total
-
-
-
37 278
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 985
-
98 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 699
-
21 867
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

204
-
1 203
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 177
-
6 177
-
total
10 080
-
29 247
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
53 015
98 000
-
-
trade
7 607
14 064
-
-
income
7 952
14 700
-
-
chamber of commerce
214
281
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

438
808
-
-
total
16 211
29 853
-
-
Dividends
36 803
68 147
-
-
withholding
8 857
16 694
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

487
918
-
-
total
9 344
17 612
-
-
Income
98 000
98 000
98 000
98 000
Total tax
35 635
47 465
29 247
37 278
After tax
62 365
50 535
68 753
60 722
Living cost
34 905
34 905
34 905
34 905
Free-cash
27 460
15 630
33 848
25 817

Estimated living cost  is ₽34905 per week

₽24078
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3756
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6564
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽32553
₽32141
₽41368
₽22144
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
98 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 203
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 177
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
21 867
trade
-
-
-
8 815
total
-
-
-
38 062
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 580
-
98 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

966
-
21 867
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
1 203
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 177
-
6 177
-
total
7 196
-
29 247
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
63 420
98 000
-
-
trade
9 989
15 435
-
-
income
9 514
14 700
-
-
chamber of commerce
228
278
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

523
808
-
-
total
20 254
31 221
-
-
Dividends
43 166
66 779
-
-
withholding
10 449
16 351
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

575
899
-
-
total
11 024
17 250
-
-
Income
98 000
98 000
98 000
98 000
Total tax
38 474
48 471
29 247
38 062
After tax
59 526
49 529
68 753
59 938
Living cost
27 385
27 385
27 385
27 385
Free-cash
32 141
22 144
41 368
32 553

Estimated living cost  is ₽27385 per week

₽17226
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3193
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6455
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽24029
₽26211
₽33236
₽13507
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
98 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 203
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 177
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
21 867
trade
-
-
-
9 207
total
-
-
-
38 454
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 849
-
98 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 939
-
21 867
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

216
-
1 203
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 177
-
6 177
-
total
10 332
-
29 247
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
52 151
98 000
-
-
trade
8 579
16 121
-
-
income
7 822
14 700
-
-
chamber of commerce
211
276
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

431
808
-
-
total
17 043
31 905
-
-
Dividends
35 109
66 095
-
-
withholding
8 434
16 181
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

463
890
-
-
total
8 897
17 071
-
-
Income
98 000
98 000
98 000
98 000
Total tax
36 272
48 976
29 247
38 454
After tax
61 728
49 024
68 753
59 546
Living cost
35 517
35 517
35 517
35 517
Free-cash
26 211
13 507
33 236
24 029

Estimated living cost  is ₽35517 per week

₽23754
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3745
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7487
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽17737
₽21763
₽27335
₽7103
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
98 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 203
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 177
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
21 867
trade
-
-
-
9 598
total
-
-
-
38 845
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 335
-
98 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 389
-
21 867
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

352
-
1 203
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 177
-
6 177
-
total
12 918
-
29 247
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
43 665
98 000
-
-
trade
7 489
16 807
-
-
income
6 549
14 700
-
-
chamber of commerce
199
275
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

360
808
-
-
total
14 597
32 590
-
-
Dividends
29 068
65 410
-
-
withholding
6 923
16 009
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

381
880
-
-
total
7 304
16 889
-
-
Income
98 000
98 000
98 000
98 000
Total tax
34 819
49 479
29 247
38 845
After tax
63 181
48 521
68 753
59 155
Living cost
41 418
41 418
41 418
41 418
Free-cash
21 763
7 103
27 335
17 737

Estimated living cost  is ₽41418 per week

₽30250
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3313
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽539
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7318
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽29099
₽38459
₽27424
₽41335
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
surtax
-
-
-
2 471
unemployment
-
-
-
206
health
-
-
-
6 957
pensions
-
-
-
19 600
income
-
-
-
19 360
other
-
-
-
-
total
-
-
-
48 594
Employee
30 447
-
80 958
-
unemployment
2 119
-
5 634
-
other
-
-
-
-
income
5 104
-
17 902
-
surtax
108
-
2 225
-
pensions
2 031
-
5 399
-
health
777
-
2 066
-
total
10 139
-
33 226
-
Employer
30 447
-
80 958
-
pensions
4 059
-
10 792
-
other
-
-
-
-
health
1 385
-
3 684
-
unemployment
966
-
2 567
-
total
6 410
-
17 043
-
Corporate
61 143
98 000
-
-
income
15 898
25 480
-
-
total
15 898
25 480
-
-
Dividends
45 245
72 520
-
-
withholding
6 787
10 878
-
-
total
6 787
10 878
-
-
Income
98 000
98 000
98 000
98 000
Total tax
39 234
36 358
50 269
48 594
After tax
58 766
61 642
47 731
49 406
Living cost
20 307
20 307
20 307
20 307
Free-cash
38 459
41 335
27 424
29 099

Estimated living cost  is ₽20307 per week

₽12260
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1765
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5811
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽29455
₽38877
₽27780
₽41691
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
surtax
-
-
-
2 471
unemployment
-
-
-
206
health
-
-
-
6 957
pensions
-
-
-
19 600
income
-
-
-
19 360
other
-
-
-
-
total
-
-
-
48 594
Employee
29 898
-
80 958
-
unemployment
2 081
-
5 634
-
other
-
-
-
-
income
5 012
-
17 902
-
surtax
98
-
2 225
-
pensions
1 994
-
5 399
-
health
763
-
2 066
-
total
9 948
-
33 226
-
Employer
29 898
-
80 958
-
pensions
3 986
-
10 792
-
other
-
-
-
-
health
1 361
-
3 684
-
unemployment
947
-
2 567
-
total
6 294
-
17 043
-
Corporate
61 808
98 000
-
-
income
16 069
25 480
-
-
total
16 069
25 480
-
-
Dividends
45 739
72 520
-
-
withholding
6 861
10 878
-
-
total
6 861
10 878
-
-
Income
98 000
98 000
98 000
98 000
Total tax
39 172
36 358
50 269
48 594
After tax
58 828
61 642
47 731
49 406
Living cost
19 951
19 951
19 951
19 951
Free-cash
38 877
41 691
27 780
29 455

Estimated living cost  is ₽19951 per week

₽12199
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1841
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽460
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5451
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽49957
₽37653
₽38878
₽37278
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
unemployment
-
-
-
1 470
health
-
-
-
6 860
pensions
-
-
-
9 800
income
-
-
-
11 981
total
-
-
-
30 111
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 885
10 302
82 008
-
unemployment
388
155
1 230
-
income
3 164
1 259
10 026
-
pensions
2 588
1 030
8 201
-
health
1 812
721
5 741
-
total
7 952
3 165
25 198
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 885
10 302
82 008
-
pensions
5 048
2 009
15 992
-
total
5 048
2 009
15 992
-
Corporate
67 068
85 689
-
-
income
6 036
7 712
-
-
total
6 036
7 712
-
-
Dividends
61 032
77 977
-
-
withholding
11 596
14 816
-
-
social contributions
11 783
15 088
-
-
total
23 379
29 904
-
-
Income
98 000
98 000
98 000
98 000
Total tax
42 415
42 790
41 190
30 111
After tax
55 585
55 210
56 810
67 889
Living cost
17 932
17 932
17 932
17 932
Free-cash
37 653
37 278
38 878
49 957

Estimated living cost  is ₽17932 per week

₽12237
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1467
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽358
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3869
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽14928
₽16554
₽15696
₽17283
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
national
-
-
-
16 039
pensions
-
-
-
11 760
social contributions
-
-
-
1 054
municipal
-
-
-
10 350
total
-
-
-
39 203
Employee
68 005
-
84 720
-
municipal
8 400
-
10 730
-
national
13 016
-
16 627
-
pensions
2 720
-
3 389
-
total
24 136
-
30 746
-
Employer
68 005
-
84 720
-
pensions
5 440
-
6 778
-
social contributions
731
-
911
-
total
6 171
-
7 689
-
Corporate
19 335
98 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

3 867
19 600
-
-
total
3 867
19 600
-
-
Dividends
15 468
78 400
-
-
withholding
3 403
17 248
-
-
total
3 403
17 248
-
-
Income
98 000
98 000
98 000
98 000
Total tax
37 577
36 848
38 435
39 203
After tax
60 423
61 152
59 565
58 797
Living cost
43 869
43 869
43 869
43 869
Free-cash
16 554
17 283
15 696
14 928

Estimated living cost  is ₽43869 per week

₽29817
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4078
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽657
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9317
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽13366
₽19096
₽13366
₽17098
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
social contributions
-
-
-
8 875
income
-
-
-
24 257
total
-
-
-
33 132
Employee
70 721
-
98 000
-
social contributions
5 875
-
8 875
-
income
13 345
-
24 257
-
total
19 220
-
33 132
-
Employer
70 721
-
98 000
-
total
-
-
-
-
Corporate
27 279
98 000
-
-
income
3 409
12 250
-
-
total
3 409
12 250
-
-
Dividends
23 870
85 750
-
-
withholding
4 773
17 150
-
-
total
4 773
17 150
-
-
Income
98 000
98 000
98 000
98 000
Total tax
27 402
29 400
33 132
33 132
After tax
70 598
68 600
64 868
64 868
Living cost
51 502
51 502
51 502
51 502
Free-cash
19 096
17 098
13 366
13 366

Estimated living cost  is ₽51502 per week

₽39182
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4197
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7631
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽11619
₽9417
₽6955
₽14136
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
national
-
-
-
21 349
regional
-
-
-
1 094
social contributions
-
-
-
25 206
municipal
-
-
-
582
total
-
-
-
48 231
Employee
80 351
-
98 000
-
municipal
425
-
520
-
national
13 923
-
18 368
-
social contributions
27 095
-
33 046
-
regional
758
-
961
-
total
42 201
-
52 895
-
Employer
80 351
-
98 000
-
total
-
-
-
-
Corporate
17 649
98 000
-
-
nationa
4 236
23 521
-
-
municipal
688
3 823
-
-
total
4 924
27 344
-
-
Dividends
12 725
70 657
-
-
withholding
3 308
18 370
-
-
total
3 308
18 370
-
-
Income
98 000
98 000
98 000
98 000
Total tax
50 433
45 714
52 895
48 231
After tax
47 567
52 286
45 105
49 769
Living cost
38 150
38 150
38 150
38 150
Free-cash
9 417
14 136
6 955
11 619

Estimated living cost  is ₽38150 per week

₽26594
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2502
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽585
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8469
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽25030
₽25150
₽20393
₽27156
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
98 000
national
-
-
-
21 349
regional
-
-
-
1 478
social contributions
-
-
-
25 206
municipal
-
-
-
582
total
-
-
-
48 615
Employee
50 152
-
98 000
-
municipal
266
-
520
-
national
7 945
-
18 368
-
social contributions
16 912
-
33 046
-
regional
675
-
1 318
-
total
25 798
-
53 252
-
Employer
50 152
-
98 000
-
total
-
-
-
-
Corporate
47 848
98 000
-
-
nationa
11 483
23 521
-
-