Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 97500
per

Your estimated
City
free-cash

Valencia , Spain
₽38776
₽33643
₽25345
₽24684
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 500
unemployment
-
-
-
635
accident
-
-
-
817
income
-
-
-
18 018
pensions
-
-
-
25 676
other
-
-
-
91
total
-
-
-
45 237
Employee
36 195
-
73 930
-
pensions
1 702
-
3 476
-
unemployment
561
-
1 146
-
income
6 978
-
17 632
-
other
35
-
74
-
total
9 276
-
22 328
-
Employer
36 195
-
73 930
-
pensions
8 541
-
17 447
-
accident
717
-
1 464
-
other
290
-
593
-
unemployment
1 991
-
4 066
-
total
11 539
-
23 570
-
Corporate
49 765
97 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

7 464
14 625
-
-
total
7 464
14 625
-
-
Dividends
42 301
82 875
-
-
withholding
8 660
17 181
-
-
total
8 660
17 181
-
-
Income
97 500
97 500
97 500
97 500
Total tax
36 939
31 806
45 898
45 237
After tax
60 561
65 694
51 602
52 263
Living cost
26 918
26 918
26 918
26 918
Free-cash
33 643
38 776
24 684
25 345

Estimated living cost  is ₽26918 per week

₽18170
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2588
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5690
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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