Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 97500
per

Your estimated
City
free-cash

Andorra , Andorra
₽46858
₽57675
₽49448
₽60698
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 500
social contributions
-
-
-
21 450
income
-
-
-
2 140
total
-
-
-
23 590
Employee
28 933
-
84 416
-
social contributions
1 880
-
5 487
-
income
-
-
2 429
-
total
1 880
-
7 916
-
Employer
28 933
-
84 416
-
social contributions
4 485
-
13 084
-
total
4 485
-
13 084
-
Corporate
64 082
97 500
-
-
income
6 408
9 750
-
-
total
6 408
9 750
-
-
Dividends
57 675
87 750
-
-
total
-
-
-
-
Income
97 500
97 500
97 500
97 500
Total tax
12 773
9 750
21 000
23 590
After tax
84 727
87 750
76 500
73 910
Living cost
27 052
27 052
27 052
27 052
Free-cash
57 675
60 698
49 448
46 858

Estimated living cost  is ₽27052 per week

₽17492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽20219
₽25469
-₽65
₽25915
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 500
surtax
-
-
-
-
unemployment
-
-
-
5 520
health
-
-
-
7 458
chamber of commerce
-
-
-
389
pensions
-
-
-
18 038
income
-
-
-
17 164
total
-
-
-
48 569
Employee
39 340
35 865
75 710
-
unemployment
1 180
1 076
2 271
-
other
393
359
757
-
income
3 504
2 645
15 280
-
pensions
4 029
3 672
7 752
-
health
1 522
1 388
2 931
-
total
10 628
9 140
28 991
-
Employer
39 340
35 865
75 710
-
pensions
4 937
4 502
9 501
-
surtax
-
-
-
-
payroll
1 180
1 076
2 271
-
other
1 868
1 703
3 597
-
health
1 488
1 356
2 862
-
accident
511
466
984
-
unemployment
1 180
1 076
2 271
-
chamber of commerce
157
143
302
-
total
11 321
10 322
21 788
-
Corporate
46 839
51 313
72 296
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

11 709
12 828
18 074
-
total
11 709
12 828
18 074
-
Dividends
35 130
38 486
-
-
withholding
9 661
10 583
-
-
total
9 661
10 583
-
-
Income
97 500
97 500
97 500
97 500
Total tax
43 319
42 873
68 853
48 569
After tax
54 181
54 627
28 647
48 931
Living cost
28 712
28 712
28 712
28 712
Free-cash
25 469
25 915
-65
20 219

Estimated living cost  is ₽28712 per week

₽17224
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8044
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽17042
₽21427
-₽3091
₽22818
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 500
surtax
-
-
-
178
unemployment
-
-
-
5 520
health
-
-
-
7 458
chamber of commerce
-
-
-
389
pensions
-
-
-
18 038
income
-
-
-
17 164
total
-
-
-
48 747
Employee
44 976
35 865
75 570
-
unemployment
1 349
1 076
2 266
-
other
449
359
755
-
income
5 120
2 645
15 232
-
pensions
4 606
3 672
7 738
-
health
1 740
1 388
2 924
-
total
13 264
9 140
28 915
-
Employer
44 976
35 865
75 570
-
pensions
5 644
4 502
9 484
-
surtax
178
178
178
-
payroll
1 349
1 076
2 266
-
other
2 137
1 703
3 590
-
health
1 699
1 356
2 857
-
accident
584
466
982
-
unemployment
1 349
1 076
2 266
-
chamber of commerce
179
143
302
-
total
13 119
10 500
21 925
-
Corporate
39 404
51 136
72 159
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

9 851
12 783
18 040
-
total
9 851
12 783
18 040
-
Dividends
29 554
38 352
-
-
withholding
8 128
10 548
-
-
total
8 128
10 548
-
-
Income
97 500
97 500
97 500
97 500
Total tax
44 362
42 971
68 880
48 747
After tax
53 138
54 529
28 620
48 753
Living cost
31 711
31 711
31 711
31 711
Free-cash
21 427
22 818
-3 091
17 042

Estimated living cost  is ₽31711 per week

₽21150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽12064
₽8342
₽4745
₽21842
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 500
national
-
-
-
32 094
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 913
social contributions
-
-
-
15 615
total
-
-
-
52 622
Employee

The minimum management director salary is set at €45,000 per year.

64 375
-
75 517
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

560
-
658
-
national
19 791
-
24 148
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 358
-
3 938
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 828
-
5 663
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 025
-
3 551
-
total
31 562
-
37 958
-
Employer

The minimum management director salary is set at €45,000 per year.

64 375
-
75 517
-
surtax
7 299
-
8 563
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 704
-
6 691
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 959
-
4 644
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

837
-
982
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

939
-
1 103
-
total
18 738
-
21 983
-
Corporate
14 387
97 500
-
-
income
2 878
19 500
-
-
surtax
58
389
-
-
total
2 936
19 889
-
-
Dividends
11 451
77 610
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

3 108
22 955
-
-
total
3 108
22 955
-
-
Income
97 500
97 500
97 500
97 500
Total tax
56 344
42 844
59 941
52 622
After tax
41 156
54 656
37 559
44 878
Living cost
32 814
32 814
32 814
32 814
Free-cash
8 342
21 842
4 745
12 064

Estimated living cost  is ₽32814 per week

₽21136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽59049
₽62439
₽62218
₽67912
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 500
unemployment
-
-
-
125
health
-
-
-
3 608
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 643
income
-
-
-
14 625
total
-
-
-
23 001
Employee
20 458
-
91 345
-
accident

We are using the highest rate at 1.1%.

225
-
345
-
income
2 046
-
9 134
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 796
-
2 755
-
health
941
-
1 443
-
total
5 008
-
13 677
-
Employer
20 458
-
91 345
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 254
-
3 457
-
health
1 412
-
2 165
-
accident

We are using the highest rate at 1.1%.

225
-
345
-
unemployment
123
-
188
-
total
4 014
-
6 155
-
Corporate
73 028
97 500
-
-
income
7 303
9 750
-
-
total
7 303
9 750
-
-
Dividends
65 725
87 750
-
-
withholding
3 286
4 388
-
-
total
3 286
4 388
-
-
Income
97 500
97 500
97 500
97 500
Total tax
19 611
14 138
19 832
23 001
After tax
77 889
83 362
77 668
74 499
Living cost
15 450
15 450
15 450
15 450
Free-cash
62 439
67 912
62 218
59 049

Estimated living cost  is ₽15450 per week

₽10219
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3979
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽62723
₽67414
₽65892
₽71586
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 500
unemployment
-
-
-
125
health
-
-
-
3 608
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 643
income
-
-
-
14 625
total
-
-
-
23 001
Employee
15 593
-
91 345
-
accident

We are using the highest rate at 1.1%.

172
-
345
-
income
1 559
-
9 134
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 369
-
2 755
-
health
717
-
1 443
-
total
3 817
-
13 677
-
Employer
15 593
-
91 345
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 718
-
3 457
-
health
1 076
-
2 165
-
accident

We are using the highest rate at 1.1%.

172
-
345
-
unemployment
93
-
188
-
total
3 059
-
6 155
-
Corporate
78 848
97 500
-
-
income
7 885
9 750
-
-
total
7 885
9 750
-
-
Dividends
70 963
87 750
-
-
withholding
3 549
4 388
-
-
total
3 549
4 388
-
-
Income
97 500
97 500
97 500
97 500
Total tax
18 310
14 138
19 832
23 001
After tax
79 190
83 362
77 668
74 499
Living cost
11 776
11 776
11 776
11 776
Free-cash
67 414
71 586
65 892
62 723

Estimated living cost  is ₽11776 per week

₽6875
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽841
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽312
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3748
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽47759
₽45592
₽47206
₽50489
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 500
health
-
-
-
2 487
social contributions
-
-
-
14 561
income
-
-
-
11 856
total
-
-
-
28 904
Employee
69 203
69 203
88 515
-
income
7 535
6 406
11 620
-
social contributions
2 616
5 743
7 347
-
health
536
1 177
1 505
-
total
10 687
13 326
20 472
-
Employer
69 203
69 203
88 515
-
social contributions
2 616
5 743
7 347
-
health
582
1 281
1 638
-
total
3 198
7 024
8 985
-
Corporate
62 777
21 273
-
-
income
7 848
2 659
-
-
total
7 848
2 659
-
-
Dividends
54 929
18 614
-
-
withholding
9 338
3 165
-
-
total
9 338
3 165
-
-
Income
97 500
97 500
97 500
97 500
Total tax
31 071
26 174
29 457
28 904
After tax
66 429
71 326
68 043
68 596
Living cost
20 837
20 837
20 837
20 837
Free-cash
45 592
50 489
47 206
47 759

Estimated living cost  is ₽20837 per week

₽12488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2044
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽39406
₽38404
₽38853
₽42136
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 500
health
-
-
-
2 487
social contributions
-
-
-
14 561
income
-
-
-
11 856
total
-
-
-
28 904
Employee
69 203
69 203
88 515
-
income
7 267
6 406
11 620
-
social contributions
3 363
5 743
7 347
-
health
688
1 177
1 505
-
total
11 318
13 326
20 472
-
Employer
69 203
69 203
88 515
-
social contributions
3 363
5 743
7 347
-
health
750
1 281
1 638
-
total
4 113
7 024
8 985
-
Corporate
52 879
21 273
-
-
income
6 609
2 659
-
-
total
6 609
2 659
-
-
Dividends
46 270
18 614
-
-
withholding
7 866
3 165
-
-
total
7 866
3 165
-
-
Income
97 500
97 500
97 500
97 500
Total tax
29 906
26 174
29 457
28 904
After tax
67 594
71 326
68 043
68 596
Living cost
29 190
29 190
29 190
29 190
Free-cash
38 404
42 136
38 853
39 406

Estimated living cost  is ₽29190 per week

₽19954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6466
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽26715
₽38945
₽28707
₽46357
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 500
health
-
-
-
13 163
social contributions
-
-
-
28 470
income
-
-
-
8 380
solidarity contribution
-
-
-
-
total
-
-
-
50 013
Employee
30 548
-
72 761
-
income
3 666
-
8 731
-
social contributions
1 986
-
4 729
-
health
4 124
-
9 823
-
solidarity contribution
-
-
-
-
total
9 776
-
23 283
-
Employer
30 548
-
72 761
-
social contributions
7 637
-
18 190
-
health
2 749
-
6 548
-
total
10 386
-
24 738
-
Corporate
56 566
97 500
-
-
income
10 748
18 525
-
-
total
10 748
18 525
-
-
Dividends
45 818
78 975
-
-
withholding
6 873
11 846
-
-
total
6 873
11 846
-
-
Income
97 500
97 500
97 500
97 500
Total tax
37 783
30 371
48 021
50 013
After tax
59 717
67 129
49 479
47 487
Living cost
20 772
20 772
20 772
20 772
Free-cash
38 945
46 357
28 707
26 715

Estimated living cost  is ₽20772 per week

₽14429
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4457
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽21890
₽32399
₽23882
₽41532
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 500
health
-
-
-
13 163
social contributions
-
-
-
28 470
income
-
-
-
8 380
solidarity contribution
-
-
-
-
total
-
-
-
50 013
Employee
37 643
-
72 761
-
income
4 517
-
8 731
-
social contributions
2 447
-
4 729
-
health
5 082
-
9 823
-
solidarity contribution
-
-
-
-
total
12 046
-
23 283
-
Employer
37 643
-
72 761
-
social contributions
9 411
-
18 190
-
health
3 388
-
6 548
-
total
12 799
-
24 738
-
Corporate
47 059
97 500
-
-
income
8 941
18 525
-
-
total
8 941
18 525
-
-
Dividends
38 118
78 975
-
-
withholding
5 718
11 846
-
-
total
5 718
11 846
-
-
Income
97 500
97 500
97 500
97 500
Total tax
39 504
30 371
48 021
50 013
After tax
57 996
67 129
49 479
47 487
Living cost
25 597
25 597
25 597
25 597
Free-cash
32 399
41 532
23 882
21 890

Estimated living cost  is ₽25597 per week

₽19036
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4701
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽16572
-₽99184
-₽99184
-₽99184
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 500
national
-
-
-
10 451
pensions
-
-
-
782
municipal
-
-
-
18 483
labour market
-
-
-
7 737
total
-
-
-
37 453
Employee
183 500
183 500
183 500
-
municipal
39 075
39 075
39 075
-
national
22 418
22 418
22 418
-
pensions
261
261
261
-
labour market
14 659
14 659
14 659
-
total
76 413
76 413
76 413
-
Employer
183 500
183 500
183 500
-
pensions
522
522
522
-
labour market
14 680
14 680
14 680
-
municipal
39 137
39 137
39 137
-
national
22 457
22 457
22 457
-
total
76 796
76 796
76 796
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
97 500
97 500
97 500
97 500
Total tax
153 209
153 209
153 209
37 453
After tax
-55 709
-55 709
-55 709
60 047
Living cost
43 476
43 476
43 476
43 476
Free-cash
-99 184
-99 184
-99 184
16 572

Estimated living cost  is ₽43476 per week

₽29755
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9206
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽30522
₽50672
₽34461
₽56263
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 500
health
-
-
-
12 676
pensions
-
-
-
19 500
income
-
-
-
13 065
total
-
-
-
45 241
Employee
25 530
-
72 870
-
unemployment
408
-
1 166
-
income
2 874
-
14 049
-
pensions
511
-
1 457
-
total
3 793
-
16 672
-
Employer
25 530
-
72 870
-
pensions
5 106
-
14 575
-
health
3 318
-
9 473
-
unemployment
205
-
582
-
total
8 629
-
24 630
-
Corporate
63 340
97 500
-
-
income
12 669
19 500
-
-
total
12 669
19 500
-
-
Dividends
50 671
78 000
-
-
total
-
-
-
-
Income
97 500
97 500
97 500
97 500
Total tax
25 091
19 500
41 302
45 241
After tax
72 409
78 000
56 198
52 259
Living cost
21 737
21 737
21 737
21 737
Free-cash
50 672
56 263
34 461
30 522

Estimated living cost  is ₽21737 per week

₽14909
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽33842
₽28523
₽20474
₽29701
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
97 500
national
-
-
-
10 633
health
-
-
-
1 125
municipal
-
-
-
17 348
total
-
-
-
29 106
Employee
47 349
-
82 022
-
unemployment
710
-
1 230
-
municipal
7 755
-
13 386
-
national
782
-
5 955
-
pensions
3 195
-
5 537
-
health
354
-
888
-
total
12 796
-
26 996
-
Employer
47 349
-
82 022
-
pensions
8 215
-
14 231
-
health
364
-
632
-
accident
48
-
82
-
unemployment
307
-
533
-
total
8 934
-
15 478
-
Corporate
41 218
97 500
-
-
income
8 244
19 500
-
-
total
8 244
19 500
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

24 730
58 500
-
-
municipal
4 451
10 531
-
-
national
-
3 216
-
-
total
4 451
13 747
-
-
Income
97 500
97 500
97 500
97 500
Total tax
34 425
33 247
42 474
29 106
After tax
63 075
64 253
55 026
68 394
Living cost
34 552
34 552
34 552
34 552
Free-cash
28 523
29 701
20 474
33 842

Estimated living cost  is ₽34552 per week

₽22569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽28195
₽26400
₽32575
₽21399
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 500
surtax
-
-
-
-
health
-
-
-
2 217
pensions
-
-
-
23 201
social contributions
-
-
-
2 777
income
-
-
-
10 347
other
-
-
-
3 023
total
-
-
-
41 565
Employee
34 382
-
78 765
-
income
1 773
-
12 187
-
surtax
-
-
-
-
social contributions
980
-
2 246
-
pensions
3 889
-
4 017
-
total
6 642
-
18 450
-
Employer
34 382
-
78 765
-
pensions
5 650
-
7 028
-
social contributions
102
-
236
-
other
1 187
-
2 717
-
health
2 406
-
5 564
-
unemployment
1 392
-
3 190
-
total
10 737
-
18 735
-
Corporate
52 381
97 500
-
-
income
14 667
27 300
-
-
surtax
-
-
-
-
total
14 667
27 300
-
-
Dividends
37 714
70 200
-
-
withholding
4 828
8 985
-
-
social contributions
6 486
12 076
-
-
surtax
-
-
-
-
total
11 314
21 061
-
-
Income
97 500
97 500
97 500
97 500
Total tax
43 360
48 361
37 185
41 565
After tax
54 140
49 139
60 315
55 935
Living cost
27 740
27 740
27 740
27 740
Free-cash
26 400
21 399
32 575
28 195

Estimated living cost  is ₽27740 per week

₽16088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2818
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽25144
₽23664
₽29524
₽18348
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 500
surtax
-
-
-
-
health
-
-
-
2 217
pensions
-
-
-
23 201
social contributions
-
-
-
2 777
income
-
-
-
10 347
other
-
-
-
3 023
total
-
-
-
41 565
Employee
38 517
-
78 765
-
income
2 273
-
12 187
-
surtax
-
-
-
-
social contributions
1 098
-
2 246
-
pensions
4 355
-
4 017
-
total
7 726
-
18 450
-
Employer
38 517
-
78 765
-
pensions
6 328
-
7 028
-
social contributions
116
-
236
-
other
1 329
-
2 717
-
health
2 697
-
5 564
-
unemployment
1 559
-
3 190
-
total
12 029
-
18 735
-
Corporate
46 955
97 500
-
-
income
13 147
27 300
-
-
surtax
-
-
-
-
total
13 147
27 300
-
-
Dividends
33 808
70 200
-
-
withholding
4 328
8 985
-
-
social contributions
5 815
12 076
-
-
surtax
-
-
-
-
total
10 143
21 061
-
-
Income
97 500
97 500
97 500
97 500
Total tax
43 045
48 361
37 185
41 565
After tax
54 455
49 139
60 315
55 935
Living cost
30 791
30 791
30 791
30 791
Free-cash
23 664
18 348
29 524
25 144

Estimated living cost  is ₽30791 per week

₽19415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8350
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽12468
₽11858
₽16848
₽5672
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 500
surtax
-
-
-
-
health
-
-
-
2 217
pensions
-
-
-
23 201
social contributions
-
-
-
2 777
income
-
-
-
10 347
other
-
-
-
3 023
total
-
-
-
41 565
Employee
56 366
-
78 765
-
income
4 918
-
12 187
-
surtax
-
-
-
-
social contributions
1 605
-
2 246
-
pensions
6 375
-
4 017
-
total
12 898
-
18 450
-
Employer
56 366
-
78 765
-
pensions
9 262
-
7 028
-
social contributions
169
-
236
-
other
1 945
-
2 717
-
health
3 945
-
5 564
-
unemployment
2 283
-
3 190
-
total
17 604
-
18 735
-
Corporate
23 529
97 500
-
-
income
6 589
27 300
-
-
surtax
-
-
-
-
total
6 589
27 300
-
-
Dividends
16 941
70 200
-
-
withholding
2 169
8 985
-
-
social contributions
2 915
12 076
-
-
surtax
-
-
-
-
total
5 084
21 061
-
-
Income
97 500
97 500
97 500
97 500
Total tax
42 175
48 361
37 185
41 565
After tax
55 325
49 139
60 315
55 935
Living cost
43 467
43 467
43 467
43 467
Free-cash
11 858
5 672
16 848
12 468

Estimated living cost  is ₽43467 per week

₽29418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽90702
₽85711
₽72177
₽86802
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
97 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
975
total
-
-
-
975
Employee
7 278
-
97 500
-
income
1 455
-
19 500
-
total
1 455
-
19 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

90 222
97 500
-
-
total
-
-
-
-
Dividends
90 222
97 500
-
-
withholding
4 511
4 875
-
-
total
4 511
4 875
-
-
Income
97 500
97 500
97 500
97 500
Total tax
5 966
4 875
19 500
975
After tax
91 534
92 625
78 000
96 525
Living cost
5 823
5 823
5 823
5 823
Free-cash
85 711
86 802
72 177
90 702

Estimated living cost  is ₽5823 per week

₽3608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1570
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽87452
₽81851
₽68927
₽83552
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
97 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
975
total
-
-
-
975
Employee
11 342
-
97 500
-
income
2 268
-
19 500
-
total
2 268
-
19 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

86 158
97 500
-
-
total
-
-
-
-
Dividends
86 158
97 500
-
-
withholding
4 308
4 875
-
-
total
4 308
4 875
-
-
Income
97 500
97 500
97 500
97 500
Total tax
6 576
4 875
19 500
975
After tax
90 924
92 625
78 000
96 525
Living cost
9 073
9 073
9 073
9 073
Free-cash
81 851
83 552
68 927
87 452

Estimated living cost  is ₽9073 per week

₽6140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽25680
₽27307
₽33668
₽15533
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
97 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 195
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
21 744
trade
-
-
-
7 988
total
-
-
-
37 075
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 779
-
97 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 682
-
21 744
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
-
1 195
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 033
-
29 087
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
52 721
97 500
-
-
trade
7 566
13 991
-
-
income
7 909
14 624
-
-
chamber of commerce
213
280
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

435
804
-
-
total
16 123
29 699
-
-
Dividends
36 598
67 801
-
-
withholding
8 807
16 609
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

485
914
-
-
total
9 292
17 523
-
-
Income
97 500
97 500
97 500
97 500
Total tax
35 448
47 222
29 087
37 075
After tax
62 052
50 278
68 413
60 425
Living cost
34 745
34 745
34 745
34 745
Free-cash
27 307
15 533
33 668
25 680

Estimated living cost  is ₽34745 per week

₽23968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3738
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽32388
₽31970
₽41154
₽22017
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
97 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 195
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
21 744
trade
-
-
-
8 766
total
-
-
-
37 853
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 422
-
97 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

962
-
21 744
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
1 195
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
7 163
-
29 087
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
63 078
97 500
-
-
trade
9 935
15 357
-
-
income
9 461
14 624
-
-
chamber of commerce
227
277
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

521
804
-
-
total
20 144
31 062
-
-
Dividends
42 934
66 438
-
-
withholding
10 392
16 267
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

572
895
-
-
total
10 964
17 162
-
-
Income
97 500
97 500
97 500
97 500
Total tax
38 271
48 224
29 087
37 853
After tax
59 229
49 276
68 413
59 647
Living cost
27 259
27 259
27 259
27 259
Free-cash
31 970
22 017
41 154
32 388

Estimated living cost  is ₽27259 per week

₽17147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6425
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽23903
₽26066
₽33059
₽13422
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
97 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 195
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
21 744
trade
-
-
-
9 156
total
-
-
-
38 243
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 639
-
97 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 921
-
21 744
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
1 195
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 284
-
29 087
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
51 861
97 500
-
-
trade
8 531
16 038
-
-
income
7 779
14 624
-
-
chamber of commerce
210
275
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

429
804
-
-
total
16 949
31 741
-
-
Dividends
34 913
65 758
-
-
withholding
8 386
16 098
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

461
885
-
-
total
8 847
16 983
-
-
Income
97 500
97 500
97 500
97 500
Total tax
36 080
48 724
29 087
38 243
After tax
61 420
48 776
68 413
59 257
Living cost
35 354
35 354
35 354
35 354
Free-cash
26 066
13 422
33 059
23 903

Estimated living cost  is ₽35354 per week

₽23645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3728
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽17640
₽21637
₽27185
₽7047
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
97 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 195
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
21 744
trade
-
-
-
9 545
total
-
-
-
38 632
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 086
-
97 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 360
-
21 744
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
-
1 195
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
12 858
-
29 087
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
43 414
97 500
-
-
trade
7 446
16 721
-
-
income
6 512
14 624
-
-
chamber of commerce
198
273
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

359
804
-
-
total
14 515
32 422
-
-
Dividends
28 899
65 077
-
-
withholding
6 883
15 927
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

379
876
-
-
total
7 262
16 803
-
-
Income
97 500
97 500
97 500
97 500
Total tax
34 635
49 225
29 087
38 632
After tax
62 865
48 275
68 413
58 868
Living cost
41 228
41 228
41 228
41 228
Free-cash
21 637
7 047
27 185
17 640

Estimated living cost  is ₽41228 per week

₽30111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3298
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7284
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽28949
₽38251
₽27280
₽41114
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 500
surtax
-
-
-
2 456
unemployment
-
-
-
205
health
-
-
-
6 922
pensions
-
-
-
19 500
income
-
-
-
19 254
other
-
-
-
-
total
-
-
-
48 337
Employee
30 307
-
80 545
-
unemployment
2 109
-
5 605
-
other
-
-
-
-
income
5 081
-
17 806
-
surtax
108
-
2 212
-
pensions
2 022
-
5 373
-
health
774
-
2 055
-
total
10 094
-
33 051
-
Employer
30 307
-
80 545
-
pensions
4 041
-
10 737
-
other
-
-
-
-
health
1 378
-
3 665
-
unemployment
962
-
2 553
-
total
6 381
-
16 955
-
Corporate
60 812
97 500
-
-
income
15 811
25 349
-
-
total
15 811
25 349
-
-
Dividends
45 001
72 151
-
-
withholding
6 749
10 823
-
-
total
6 749
10 823
-
-
Income
97 500
97 500
97 500
97 500
Total tax
39 035
36 172
50 006
48 337
After tax
58 465
61 328
47 494
49 163
Living cost
20 214
20 214
20 214
20 214
Free-cash
38 251
41 114
27 280
28 949

Estimated living cost  is ₽20214 per week

₽12204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽29304
₽38667
₽27635
₽41469
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 500
surtax
-
-
-
2 456
unemployment
-
-
-
205
health
-
-
-
6 922
pensions
-
-
-
19 500
income
-
-
-
19 254
other
-
-
-
-
total
-
-
-
48 337
Employee
29 761
-
80 545
-
unemployment
2 072
-
5 605
-
other
-
-
-
-
income
4 989
-
17 806
-
surtax
97
-
2 212
-
pensions
1 985
-
5 373
-
health
760
-
2 055
-
total
9 903
-
33 051
-
Employer
29 761
-
80 545
-
pensions
3 967
-
10 737
-
other
-
-
-
-
health
1 354
-
3 665
-
unemployment
943
-
2 553
-
total
6 264
-
16 955
-
Corporate
61 475
97 500
-
-
income
15 984
25 349
-
-
total
15 984
25 349
-
-
Dividends
45 491
72 151
-
-
withholding
6 823
10 823
-
-
total
6 823
10 823
-
-
Income
97 500
97 500
97 500
97 500
Total tax
38 974
36 172
50 006
48 337
After tax
58 526
61 328
47 494
49 163
Living cost
19 859
19 859
19 859
19 859
Free-cash
38 667
41 469
27 635
29 304

Estimated living cost  is ₽19859 per week

₽12143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5426
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽49677
₽37436
₽38656
₽37064
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 500
unemployment
-
-
-
1 463
health
-
-
-
6 825
pensions
-
-
-
9 750
income
-
-
-
11 919
total
-
-
-
29 957
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
81 590
-
unemployment
387
154
1 224
-
income
3 153
1 255
9 974
-
pensions
2 579
1 026
8 159
-
health
1 805
718
5 711
-
total
7 924
3 153
25 068
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
81 590
-
pensions
5 029
2 001
15 910
-
total
5 029
2 001
15 910
-
Corporate
66 682
85 235
-
-
income
6 001
7 671
-
-
total
6 001
7 671
-
-
Dividends
60 680
77 564
-
-
withholding
11 529
14 737
-
-
social contributions
11 715
15 008
-
-
total
23 244
29 745
-
-
Income
97 500
97 500
97 500
97 500
Total tax
42 198
42 570
40 978
29 957
After tax
55 302
54 930
56 522
67 543
Living cost
17 866
17 866
17 866
17 866
Free-cash
37 436
37 064
38 656
49 677

Estimated living cost  is ₽17866 per week

₽12192
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3855
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽14922
₽16544
₽15686
₽17269
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 500
national
-
-
-
15 960
pensions
-
-
-
11 700
social contributions
-
-
-
1 048
municipal
-
-
-
10 299
total
-
-
-
39 007
Employee
67 543
-
84 288
-
municipal
8 343
-
10 677
-
national
12 928
-
16 545
-
pensions
2 702
-
3 372
-
total
23 973
-
30 594
-
Employer
67 543
-
84 288
-
pensions
5 403
-
6 743
-
social contributions
726
-
906
-
total
6 129
-
7 649
-
Corporate
19 369
97 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

3 874
19 500
-
-
total
3 874
19 500
-
-
Dividends
15 495
78 000
-
-
withholding
3 409
17 160
-
-
total
3 409
17 160
-
-
Income
97 500
97 500
97 500
97 500
Total tax
37 385
36 660
38 243
39 007
After tax
60 115
60 840
59 257
58 493
Living cost
43 571
43 571
43 571
43 571
Free-cash
16 544
17 269
15 686
14 922

Estimated living cost  is ₽43571 per week

₽29615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽13279
₽18971
₽13279
₽16984
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 500
social contributions
-
-
-
8 830
income
-
-
-
24 125
total
-
-
-
32 955
Employee
70 397
-
97 500
-
social contributions
5 848
-
8 830
-
income
13 284
-
24 125
-
total
19 132
-
32 955
-
Employer
70 397
-
97 500
-
total
-
-
-
-
Corporate
27 103
97 500
-
-
income
3 388
12 187
-
-
total
3 388
12 187
-
-
Dividends
23 715
85 313
-
-
withholding
4 743
17 063
-
-
total
4 743
17 063
-
-
Income
97 500
97 500
97 500
97 500
Total tax
27 263
29 250
32 955
32 955
After tax
70 237
68 250
64 545
64 545
Living cost
51 266
51 266
51 266
51 266
Free-cash
18 971
16 984
13 279
13 279

Estimated living cost  is ₽51266 per week

₽39002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4177
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽11544
₽9345
₽6903
₽14045
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 500
national
-
-
-
21 237
regional
-
-
-
1 089
social contributions
-
-
-
25 076
municipal
-
-
-
579
total
-
-
-
47 981
Employee
79 983
-
97 500
-
municipal
424
-
517
-
national
13 859
-
18 272
-
social contributions
26 970
-
32 878
-
regional
755
-
955
-
total
42 008
-
52 622
-
Employer
79 983
-
97 500
-
total
-
-
-
-
Corporate
17 517
97 500
-
-
nationa
4 205
23 401
-
-
municipal
683
3 802
-
-
total
4 888
27 203
-
-
Dividends
12 629
70 297
-
-
withholding
3 284
18 277
-
-
total
3 284
18 277
-
-
Income
97 500
97 500
97 500
97 500
Total tax
50 180
45 480
52 622
47 981
After tax
47 320
52 020
44 878
49 519
Living cost
37 975
37 975
37 975
37 975
Free-cash
9 345
14 045
6 903
11 544

Estimated living cost  is ₽37975 per week

₽26472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽24896
₽25006
₽20278
₽27005
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 500
national
-
-
-
21 237
regional
-
-
-
1 469
social contributions
-
-
-
25 076
municipal
-
-
-
579
total
-
-
-
48 361
Employee
49 922
-
97 500
-
municipal
265
-
517
-
national
7 909
-
18 272
-
social contributions
16 834
-
32 878
-
regional
672
-
1 312
-
total
25 680
-
52 979
-
Employer
49 922
-
97 500
-
total
-
-
-
-
Corporate
47 578
97 500
-
-
nationa
11 419
23 401
-
-