Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 97000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽63075
₽59844
₽63083
₽68276
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 000
health
-
-
-
3 423
unemployment
-
-
-
119
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 405
income
-
-
-
14 550
total
-
-
-
22 497
Employee
19 411
-
91 160
-
health
893
-
1 369
-
income
1 941
-
9 116
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 704
-
2 614
-
accident

We are using the highest rate at 1.1%.

213
-
327
-
total
4 751
-
13 426
-
Employer
19 411
-
91 160
-
accident

We are using the highest rate at 1.1%.

213
-
327
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 139
-
3 280
-
unemployment
117
-
179
-
health
1 339
-
2 054
-
total
3 808
-
5 840
-
Corporate
73 781
97 000
-
-
income
7 378
9 700
-
-
total
7 378
9 700
-
-
Dividends
66 403
87 300
-
-
withholding
3 321
4 365
-
-
total
3 321
4 365
-
-
Income
97 000
97 000
97 000
97 000
Total tax
19 258
14 065
19 266
22 497
After tax
77 742
82 935
77 734
74 503
Living cost
14 659
14 659
14 659
14 659
Free-cash
63 083
68 276
63 075
59 844

Estimated living cost  is ₽14659 per week

₽9695
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽839
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽350
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3775
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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