Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 97000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽67297
₽61457
₽58334
₽61756
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
97 000
unemployment
-
-
-
127
health
-
-
-
3 652
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 699
income
-
-
-
14 550
total
-
-
-
23 028
Employee
20 707
-
90 770
-
accident

We are using the highest rate at 1.1%.

228
-
349
-
health
953
-
1 461
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 818
-
2 788
-
income
2 071
-
9 077
-
total
5 070
-
13 675
-
Employer
20 707
-
90 770
-
accident

We are using the highest rate at 1.1%.

228
-
349
-
unemployment
124
-
191
-
health
1 429
-
2 191
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 282
-
3 499
-
total
4 063
-
6 230
-
Corporate
72 231
97 000
-
-
income
7 223
9 700
-
-
total
7 223
9 700
-
-
Dividends
65 008
87 300
-
-
withholding
3 250
4 365
-
-
total
3 250
4 365
-
-
Income
97 000
97 000
97 000
97 000
Total tax
19 606
14 065
19 905
23 028
After tax
77 394
82 935
77 095
73 972
Living cost
15 638
15 638
15 638
15 638
Free-cash
61 756
67 297
61 457
58 334

Estimated living cost  is ₽15638 per week

₽10343
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽895
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽373
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4027
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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