Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 96000
per

Your estimated
City
free-cash

Andorra , Andorra
₽45805
₽56325
₽48356
₽59348
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
96 000
social contributions
-
-
-
21 119
income
-
-
-
2 024
total
-
-
-
23 143
Employee
28 933
-
83 116
-
social contributions
1 880
-
5 402
-
income
-
-
2 306
-
total
1 880
-
7 708
-
Employer
28 933
-
83 116
-
social contributions
4 485
-
12 884
-
total
4 485
-
12 884
-
Corporate
62 582
96 000
-
-
income
6 258
9 600
-
-
total
6 258
9 600
-
-
Dividends
56 325
86 400
-
-
total
-
-
-
-
Income
96 000
96 000
96 000
96 000
Total tax
12 623
9 600
20 592
23 143
After tax
83 377
86 400
75 408
72 857
Living cost
27 052
27 052
27 052
27 052
Free-cash
56 325
59 348
48 356
45 805

Estimated living cost  is ₽27052 per week

₽17492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽19581
₽24654
-₽329
₽25098
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
96 000
surtax
-
-
-
-
unemployment
-
-
-
5 520
health
-
-
-
7 344
chamber of commerce
-
-
-
384
pensions
-
-
-
17 760
income
-
-
-
16 699
total
-
-
-
47 707
Employee
39 340
35 865
74 544
-
unemployment
1 180
1 076
2 236
-
other
393
359
745
-
income
3 504
2 645
14 880
-
pensions
4 029
3 672
7 634
-
health
1 522
1 388
2 885
-
total
10 628
9 140
28 380
-
Employer
39 340
35 865
74 544
-
pensions
4 937
4 502
9 356
-
surtax
-
-
-
-
payroll
1 180
1 076
2 236
-
other
1 868
1 703
3 540
-
health
1 488
1 356
2 818
-
accident
511
466
968
-
unemployment
1 180
1 076
2 236
-
chamber of commerce
157
143
299
-
total
11 321
10 322
21 453
-
Corporate
45 339
49 813
71 132
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

11 335
12 454
17 784
-
total
11 335
12 454
17 784
-
Dividends
34 004
37 360
-
-
withholding
9 350
10 274
-
-
total
9 350
10 274
-
-
Income
96 000
96 000
96 000
96 000
Total tax
42 634
42 190
67 617
47 707
After tax
53 366
53 810
28 383
48 293
Living cost
28 712
28 712
28 712
28 712
Free-cash
24 654
25 098
-329
19 581

Estimated living cost  is ₽28712 per week

₽17224
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8044
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽16404
₽20612
-₽3358
₽22003
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
96 000
surtax
-
-
-
178
unemployment
-
-
-
5 520
health
-
-
-
7 344
chamber of commerce
-
-
-
384
pensions
-
-
-
17 760
income
-
-
-
16 699
total
-
-
-
47 885
Employee
44 976
35 865
74 409
-
unemployment
1 349
1 076
2 232
-
other
449
359
745
-
income
5 120
2 645
14 833
-
pensions
4 606
3 672
7 619
-
health
1 740
1 388
2 879
-
total
13 264
9 140
28 308
-
Employer
44 976
35 865
74 409
-
pensions
5 644
4 502
9 338
-
surtax
178
178
178
-
payroll
1 349
1 076
2 232
-
other
2 137
1 703
3 534
-
health
1 699
1 356
2 813
-
accident
584
466
967
-
unemployment
1 349
1 076
2 232
-
chamber of commerce
179
143
297
-
total
13 119
10 500
21 591
-
Corporate
37 904
49 636
70 994
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

9 477
12 409
17 748
-
total
9 477
12 409
17 748
-
Dividends
28 428
37 226
-
-
withholding
7 817
10 237
-
-
total
7 817
10 237
-
-
Income
96 000
96 000
96 000
96 000
Total tax
43 677
42 286
67 647
47 885
After tax
52 323
53 714
28 353
48 115
Living cost
31 711
31 711
31 711
31 711
Free-cash
20 612
22 003
-3 358
16 404

Estimated living cost  is ₽31711 per week

₽21150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽11542
₽7508
₽4249
₽21006
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
96 000
national
-
-
-
31 501
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 842
social contributions
-
-
-
15 301
total
-
-
-
51 644
Employee

The minimum management director salary is set at €45,000 per year.

64 375
-
74 355
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

560
-
647
-
national
19 791
-
23 694
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 358
-
3 879
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 828
-
5 576
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 025
-
3 496
-
total
31 562
-
37 292
-
Employer

The minimum management director salary is set at €45,000 per year.

64 375
-
74 355
-
surtax
7 299
-
8 433
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 704
-
6 587
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 959
-
4 572
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

837
-
967
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

939
-
1 086
-
total
18 738
-
21 645
-
Corporate
12 887
96 000
-
-
income
2 577
19 200
-
-
surtax
51
384
-
-
total
2 628
19 584
-
-
Dividends
10 259
76 416
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

2 750
22 596
-
-
total
2 750
22 596
-
-
Income
96 000
96 000
96 000
96 000
Total tax
55 678
42 180
58 937
51 644
After tax
40 322
53 820
37 063
44 356
Living cost
32 814
32 814
32 814
32 814
Free-cash
7 508
21 006
4 249
11 542

Estimated living cost  is ₽32814 per week

₽21136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽57737
₽61124
₽60827
₽66606
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
96 000
unemployment
-
-
-
126
health
-
-
-
3 613
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 650
income
-
-
-
14 400
total
-
-
-
22 789
Employee
20 490
-
89 835
-
accident

We are using the highest rate at 1.1%.

225
-
346
-
income
2 049
-
8 984
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 799
-
2 759
-
health
943
-
1 445
-
total
5 016
-
13 534
-
Employer
20 490
-
89 835
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 258
-
3 462
-
health
1 414
-
2 168
-
accident

We are using the highest rate at 1.1%.

225
-
346
-
unemployment
123
-
189
-
total
4 020
-
6 165
-
Corporate
71 489
96 000
-
-
income
7 149
9 600
-
-
total
7 149
9 600
-
-
Dividends
64 340
86 400
-
-
withholding
3 217
4 320
-
-
total
3 217
4 320
-
-
Income
96 000
96 000
96 000
96 000
Total tax
19 402
13 920
19 699
22 789
After tax
76 598
82 080
76 301
73 211
Living cost
15 474
15 474
15 474
15 474
Free-cash
61 124
66 606
60 827
57 737

Estimated living cost  is ₽15474 per week

₽10235
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽886
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3985
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽61417
₽66110
₽64507
₽70286
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
96 000
unemployment
-
-
-
126
health
-
-
-
3 613
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 650
income
-
-
-
14 400
total
-
-
-
22 789
Employee
15 617
-
89 835
-
accident

We are using the highest rate at 1.1%.

172
-
346
-
income
1 561
-
8 984
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 371
-
2 759
-
health
718
-
1 445
-
total
3 822
-
13 534
-
Employer
15 617
-
89 835
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 721
-
3 462
-
health
1 078
-
2 168
-
accident

We are using the highest rate at 1.1%.

172
-
346
-
unemployment
93
-
189
-
total
3 064
-
6 165
-
Corporate
77 318
96 000
-
-
income
7 731
9 600
-
-
total
7 731
9 600
-
-
Dividends
69 587
86 400
-
-
withholding
3 479
4 320
-
-
total
3 479
4 320
-
-
Income
96 000
96 000
96 000
96 000
Total tax
18 096
13 920
19 699
22 789
After tax
77 904
82 080
76 301
73 211
Living cost
11 794
11 794
11 794
11 794
Free-cash
66 110
70 286
64 507
61 417

Estimated living cost  is ₽11794 per week

₽6886
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽842
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽312
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3754
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽46736
₽44503
₽46350
₽49401
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
96 000
health
-
-
-
2 447
social contributions
-
-
-
14 561
income
-
-
-
11 419
total
-
-
-
28 427
Employee
69 203
69 203
87 153
-
income
7 535
6 406
11 251
-
social contributions
2 616
5 743
7 234
-
health
536
1 177
1 482
-
total
10 687
13 326
19 967
-
Employer
69 203
69 203
87 153
-
social contributions
2 616
5 743
7 234
-
health
582
1 281
1 612
-
total
3 198
7 024
8 846
-
Corporate
61 277
19 773
-
-
income
7 660
2 471
-
-
total
7 660
2 471
-
-
Dividends
53 617
17 302
-
-
withholding
9 115
2 941
-
-
total
9 115
2 941
-
-
Income
96 000
96 000
96 000
96 000
Total tax
30 660
25 762
28 813
28 427
After tax
65 340
70 238
67 187
67 573
Living cost
20 837
20 837
20 837
20 837
Free-cash
44 503
49 401
46 350
46 736

Estimated living cost  is ₽20837 per week

₽12488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2044
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽38383
₽37313
₽37997
₽41048
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
96 000
health
-
-
-
2 447
social contributions
-
-
-
14 561
income
-
-
-
11 419
total
-
-
-
28 427
Employee
69 203
69 203
87 153
-
income
7 267
6 406
11 251
-
social contributions
3 363
5 743
7 234
-
health
688
1 177
1 482
-
total
11 318
13 326
19 967
-
Employer
69 203
69 203
87 153
-
social contributions
3 363
5 743
7 234
-
health
750
1 281
1 612
-
total
4 113
7 024
8 846
-
Corporate
51 379
19 773
-
-
income
6 423
2 471
-
-
total
6 423
2 471
-
-
Dividends
44 956
17 302
-
-
withholding
7 643
2 941
-
-
total
7 643
2 941
-
-
Income
96 000
96 000
96 000
96 000
Total tax
29 497
25 762
28 813
28 427
After tax
66 503
70 238
67 187
67 573
Living cost
29 190
29 190
29 190
29 190
Free-cash
37 313
41 048
37 997
38 383

Estimated living cost  is ₽29190 per week

₽19954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6466
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽25980
₽37906
₽27939
₽45319
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
96 000
health
-
-
-
12 960
social contributions
-
-
-
28 032
income
-
-
-
8 251
solidarity contribution
-
-
-
-
total
-
-
-
49 243
Employee
30 555
-
71 642
-
income
3 667
-
8 597
-
social contributions
1 986
-
4 657
-
health
4 125
-
9 672
-
solidarity contribution
-
-
-
-
total
9 778
-
22 926
-
Employer
30 555
-
71 642
-
social contributions
7 639
-
17 910
-
health
2 750
-
6 448
-
total
10 389
-
24 358
-
Corporate
55 057
96 000
-
-
income
10 461
18 240
-
-
total
10 461
18 240
-
-
Dividends
44 596
77 760
-
-
withholding
6 689
11 664
-
-
total
6 689
11 664
-
-
Income
96 000
96 000
96 000
96 000
Total tax
37 317
29 904
47 284
49 243
After tax
58 683
66 096
48 716
46 757
Living cost
20 777
20 777
20 777
20 777
Free-cash
37 906
45 319
27 939
25 980

Estimated living cost  is ₽20777 per week

₽14432
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4459
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽21154
₽31359
₽23113
₽40493
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
96 000
health
-
-
-
12 960
social contributions
-
-
-
28 032
income
-
-
-
8 251
solidarity contribution
-
-
-
-
total
-
-
-
49 243
Employee
37 652
-
71 642
-
income
4 518
-
8 597
-
social contributions
2 447
-
4 657
-
health
5 083
-
9 672
-
solidarity contribution
-
-
-
-
total
12 048
-
22 926
-
Employer
37 652
-
71 642
-
social contributions
9 413
-
17 910
-
health
3 389
-
6 448
-
total
12 802
-
24 358
-
Corporate
45 547
96 000
-
-
income
8 654
18 240
-
-
total
8 654
18 240
-
-
Dividends
36 893
77 760
-
-
withholding
5 534
11 664
-
-
total
5 534
11 664
-
-
Income
96 000
96 000
96 000
96 000
Total tax
39 038
29 904
47 284
49 243
After tax
56 962
66 096
48 716
46 757
Living cost
25 603
25 603
25 603
25 603
Free-cash
31 359
40 493
23 113
21 154

Estimated living cost  is ₽25603 per week

₽19040
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4702
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽15732
-₽100672
-₽100672
-₽100672
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
96 000
national
-
-
-
10 269
pensions
-
-
-
782
municipal
-
-
-
18 127
labour market
-
-
-
7 617
total
-
-
-
36 795
Employee
183 488
183 488
183 488
-
municipal
39 073
39 073
39 073
-
national
22 416
22 416
22 416
-
pensions
261
261
261
-
labour market
14 658
14 658
14 658
-
total
76 408
76 408
76 408
-
Employer
183 488
183 488
183 488
-
pensions
522
522
522
-
labour market
14 679
14 679
14 679
-
municipal
39 135
39 135
39 135
-
national
22 455
22 455
22 455
-
total
76 791
76 791
76 791
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
96 000
96 000
96 000
96 000
Total tax
153 199
153 199
153 199
36 795
After tax
-57 199
-57 199
-57 199
59 205
Living cost
43 473
43 473
43 473
43 473
Free-cash
-100 672
-100 672
-100 672
15 732

Estimated living cost  is ₽43473 per week

₽29753
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9205
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽29721
₽49473
₽33596
₽55063
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
96 000
health
-
-
-
12 479
pensions
-
-
-
19 200
income
-
-
-
12 863
total
-
-
-
44 542
Employee
25 530
-
71 749
-
unemployment
408
-
1 148
-
income
2 874
-
13 834
-
pensions
511
-
1 435
-
total
3 793
-
16 417
-
Employer
25 530
-
71 749
-
pensions
5 106
-
14 349
-
health
3 318
-
9 327
-
unemployment
205
-
574
-
total
8 629
-
24 250
-
Corporate
61 840
96 000
-
-
income
12 368
19 200
-
-
total
12 368
19 200
-
-
Dividends
49 472
76 800
-
-
total
-
-
-
-
Income
96 000
96 000
96 000
96 000
Total tax
24 790
19 200
40 667
44 542
After tax
71 210
76 800
55 333
51 458
Living cost
21 737
21 737
21 737
21 737
Free-cash
49 473
55 063
33 596
29 721

Estimated living cost  is ₽21737 per week

₽14909
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽32945
₽27485
₽19741
₽28820
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
96 000
national
-
-
-
10 318
health
-
-
-
1 103
municipal
-
-
-
17 082
total
-
-
-
28 503
Employee
47 349
-
80 761
-
unemployment
710
-
1 211
-
municipal
7 755
-
13 181
-
national
782
-
5 757
-
pensions
3 195
-
5 451
-
health
354
-
868
-
total
12 796
-
26 468
-
Employer
47 349
-
80 761
-
pensions
8 215
-
14 013
-
health
364
-
622
-
accident
48
-
80
-
unemployment
307
-
524
-
total
8 934
-
15 239
-
Corporate
39 718
96 000
-
-
income
7 943
19 200
-
-
total
7 943
19 200
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

23 831
57 600
-
-
municipal
4 290
10 368
-
-
national
-
3 060
-
-
total
4 290
13 428
-
-
Income
96 000
96 000
96 000
96 000
Total tax
33 963
32 628
41 707
28 503
After tax
62 037
63 372
54 293
67 497
Living cost
34 552
34 552
34 552
34 552
Free-cash
27 485
28 820
19 741
32 945

Estimated living cost  is ₽34552 per week

₽22569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽27369
₽25644
₽31904
₽20646
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
96 000
surtax
-
-
-
-
health
-
-
-
2 107
pensions
-
-
-
23 078
social contributions
-
-
-
2 734
income
-
-
-
9 990
other
-
-
-
2 982
total
-
-
-
40 891
Employee
34 382
-
77 661
-
income
1 773
-
11 896
-
surtax
-
-
-
-
social contributions
980
-
2 212
-
pensions
3 889
-
3 908
-
total
6 642
-
18 016
-
Employer
34 382
-
77 661
-
pensions
5 650
-
6 846
-
social contributions
102
-
232
-
other
1 187
-
2 680
-
health
2 406
-
5 436
-
unemployment
1 392
-
3 146
-
total
10 737
-
18 340
-
Corporate
50 881
96 000
-
-
income
14 247
26 880
-
-
surtax
-
-
-
-
total
14 247
26 880
-
-
Dividends
36 634
69 120
-
-
withholding
4 690
8 847
-
-
social contributions
6 300
11 887
-
-
surtax
-
-
-
-
total
10 990
20 734
-
-
Income
96 000
96 000
96 000
96 000
Total tax
42 616
47 614
36 356
40 891
After tax
53 384
48 386
59 644
55 109
Living cost
27 740
27 740
27 740
27 740
Free-cash
25 644
20 646
31 904
27 369

Estimated living cost  is ₽27740 per week

₽16088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2818
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽24318
₽22909
₽28853
₽17595
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
96 000
surtax
-
-
-
-
health
-
-
-
2 107
pensions
-
-
-
23 078
social contributions
-
-
-
2 734
income
-
-
-
9 990
other
-
-
-
2 982
total
-
-
-
40 891
Employee
38 517
-
77 661
-
income
2 273
-
11 896
-
surtax
-
-
-
-
social contributions
1 098
-
2 212
-
pensions
4 355
-
3 908
-
total
7 726
-
18 016
-
Employer
38 517
-
77 661
-
pensions
6 328
-
6 846
-
social contributions
116
-
232
-
other
1 329
-
2 680
-
health
2 697
-
5 436
-
unemployment
1 559
-
3 146
-
total
12 029
-
18 340
-
Corporate
45 455
96 000
-
-
income
12 727
26 880
-
-
surtax
-
-
-
-
total
12 727
26 880
-
-
Dividends
32 728
69 120
-
-
withholding
4 189
8 847
-
-
social contributions
5 629
11 887
-
-
surtax
-
-
-
-
total
9 818
20 734
-
-
Income
96 000
96 000
96 000
96 000
Total tax
42 300
47 614
36 356
40 891
After tax
53 700
48 386
59 644
55 109
Living cost
30 791
30 791
30 791
30 791
Free-cash
22 909
17 595
28 853
24 318

Estimated living cost  is ₽30791 per week

₽19415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8350
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽11642
₽11104
₽16177
₽4919
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
96 000
surtax
-
-
-
-
health
-
-
-
2 107
pensions
-
-
-
23 078
social contributions
-
-
-
2 734
income
-
-
-
9 990
other
-
-
-
2 982
total
-
-
-
40 891
Employee
56 366
-
77 661
-
income
4 918
-
11 896
-
surtax
-
-
-
-
social contributions
1 605
-
2 212
-
pensions
6 375
-
3 908
-
total
12 898
-
18 016
-
Employer
56 366
-
77 661
-
pensions
9 262
-
6 846
-
social contributions
169
-
232
-
other
1 945
-
2 680
-
health
3 945
-
5 436
-
unemployment
2 283
-
3 146
-
total
17 604
-
18 340
-
Corporate
22 029
96 000
-
-
income
6 169
26 880
-
-
surtax
-
-
-
-
total
6 169
26 880
-
-
Dividends
15 861
69 120
-
-
withholding
2 031
8 847
-
-
social contributions
2 727
11 887
-
-
surtax
-
-
-
-
total
4 758
20 734
-
-
Income
96 000
96 000
96 000
96 000
Total tax
41 429
47 614
36 356
40 891
After tax
54 571
48 386
59 644
55 109
Living cost
43 467
43 467
43 467
43 467
Free-cash
11 104
4 919
16 177
11 642

Estimated living cost  is ₽43467 per week

₽29418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽89217
₽84286
₽70977
₽85377
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
96 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
960
total
-
-
-
960
Employee
7 278
-
96 000
-
income
1 455
-
19 200
-
total
1 455
-
19 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

88 722
96 000
-
-
total
-
-
-
-
Dividends
88 722
96 000
-
-
withholding
4 436
4 800
-
-
total
4 436
4 800
-
-
Income
96 000
96 000
96 000
96 000
Total tax
5 891
4 800
19 200
960
After tax
90 109
91 200
76 800
95 040
Living cost
5 823
5 823
5 823
5 823
Free-cash
84 286
85 377
70 977
89 217

Estimated living cost  is ₽5823 per week

₽3608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1570
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽85967
₽80426
₽67727
₽82127
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
96 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
960
total
-
-
-
960
Employee
11 342
-
96 000
-
income
2 268
-
19 200
-
total
2 268
-
19 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

84 658
96 000
-
-
total
-
-
-
-
Dividends
84 658
96 000
-
-
withholding
4 233
4 800
-
-
total
4 233
4 800
-
-
Income
96 000
96 000
96 000
96 000
Total tax
6 501
4 800
19 200
960
After tax
89 499
91 200
76 800
95 040
Living cost
9 073
9 073
9 073
9 073
Free-cash
80 426
82 127
67 727
85 967

Estimated living cost  is ₽9073 per week

₽6140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽25037
₽26537
₽32809
₽14765
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
96 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 163
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
21 135
trade
-
-
-
7 772
total
-
-
-
36 218
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 779
-
96 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 682
-
21 135
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
-
1 163
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 033
-
28 446
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
51 221
96 000
-
-
trade
7 351
13 775
-
-
income
7 684
14 401
-
-
chamber of commerce
212
277
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

422
792
-
-
total
15 669
29 245
-
-
Dividends
35 554
66 755
-
-
withholding
8 546
16 347
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

470
898
-
-
total
9 016
17 245
-
-
Income
96 000
96 000
96 000
96 000
Total tax
34 718
46 490
28 446
36 218
After tax
61 282
49 510
67 554
59 782
Living cost
34 745
34 745
34 745
34 745
Free-cash
26 537
14 765
32 809
25 037

Estimated living cost  is ₽34745 per week

₽23968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3738
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽31764
₽31218
₽40295
₽21261
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
96 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 163
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
21 135
trade
-
-
-
8 531
total
-
-
-
36 977
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 422
-
96 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

962
-
21 135
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
1 163
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
7 163
-
28 446
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
61 578
96 000
-
-
trade
9 699
15 120
-
-
income
9 236
14 401
-
-
chamber of commerce
225
275
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

507
792
-
-
total
19 667
30 588
-
-
Dividends
41 911
65 413
-
-
withholding
10 136
16 011
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

557
881
-
-
total
10 693
16 892
-
-
Income
96 000
96 000
96 000
96 000
Total tax
37 523
47 480
28 446
36 977
After tax
58 477
48 520
67 554
59 023
Living cost
27 259
27 259
27 259
27 259
Free-cash
31 218
21 261
40 295
31 764

Estimated living cost  is ₽27259 per week

₽17147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6425
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽23290
₽25320
₽32200
₽12673
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
96 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 163
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
21 135
trade
-
-
-
8 910
total
-
-
-
37 356
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 639
-
96 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 921
-
21 135
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
1 163
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 284
-
28 446
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
50 361
96 000
-
-
trade
8 285
15 792
-
-
income
7 554
14 401
-
-
chamber of commerce
208
273
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

415
792
-
-
total
16 462
31 258
-
-
Dividends
33 899
64 741
-
-
withholding
8 133
15 844
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

447
871
-
-
total
8 580
16 715
-
-
Income
96 000
96 000
96 000
96 000
Total tax
35 326
47 973
28 446
37 356
After tax
60 674
48 027
67 554
58 644
Living cost
35 354
35 354
35 354
35 354
Free-cash
25 320
12 673
32 200
23 290

Estimated living cost  is ₽35354 per week

₽23645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3728
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽17039
₽20900
₽26326
₽6305
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
96 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 163
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
21 135
trade
-
-
-
9 287
total
-
-
-
37 733
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 086
-
96 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 360
-
21 135
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
-
1 163
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
12 858
-
28 446
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
41 914
96 000
-
-
trade
7 188
16 464
-
-
income
6 287
14 401
-
-
chamber of commerce
196
272
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

345
792
-
-
total
14 016
31 929
-
-
Dividends
27 898
64 072
-
-
withholding
6 633
15 676
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

365
862
-
-
total
6 998
16 538
-
-
Income
96 000
96 000
96 000
96 000
Total tax
33 872
48 467
28 446
37 733
After tax
62 128
47 533
67 554
58 267
Living cost
41 228
41 228
41 228
41 228
Free-cash
20 900
6 305
26 326
17 039

Estimated living cost  is ₽41228 per week

₽30111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3298
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7284
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽28429
₽37305
₽26692
₽40171
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
96 000
surtax
-
-
-
2 374
unemployment
-
-
-
205
health
-
-
-
6 816
pensions
-
-
-
19 200
income
-
-
-
18 762
other
-
-
-
-
total
-
-
-
47 357
Employee
30 307
-
79 306
-
unemployment
2 109
-
5 520
-
other
-
-
-
-
income
5 081
-
17 423
-
surtax
108
-
2 145
-
pensions
2 022
-
5 289
-
health
774
-
2 022
-
total
10 094
-
32 399
-
Employer
30 307
-
79 306
-
pensions
4 041
-
10 572
-
other
-
-
-
-
health
1 378
-
3 609
-
unemployment
962
-
2 514
-
total
6 381
-
16 695
-
Corporate
59 312
96 000
-
-
income
15 422
24 960
-
-
total
15 422
24 960
-
-
Dividends
43 890
71 040
-
-
withholding
6 584
10 655
-
-
total
6 584
10 655
-
-
Income
96 000
96 000
96 000
96 000
Total tax
38 481
35 615
49 094
47 357
After tax
57 519
60 385
46 906
48 643
Living cost
20 214
20 214
20 214
20 214
Free-cash
37 305
40 171
26 692
28 429

Estimated living cost  is ₽20214 per week

₽12204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽28784
₽37724
₽27047
₽40526
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
96 000
surtax
-
-
-
2 374
unemployment
-
-
-
205
health
-
-
-
6 816
pensions
-
-
-
19 200
income
-
-
-
18 762
other
-
-
-
-
total
-
-
-
47 357
Employee
29 761
-
79 306
-
unemployment
2 072
-
5 520
-
other
-
-
-
-
income
4 989
-
17 423
-
surtax
97
-
2 145
-
pensions
1 985
-
5 289
-
health
760
-
2 022
-
total
9 903
-
32 399
-
Employer
29 761
-
79 306
-
pensions
3 967
-
10 572
-
other
-
-
-
-
health
1 354
-
3 609
-
unemployment
943
-
2 514
-
total
6 264
-
16 695
-
Corporate
59 975
96 000
-
-
income
15 593
24 960
-
-
total
15 593
24 960
-
-
Dividends
44 382
71 040
-
-
withholding
6 657
10 655
-
-
total
6 657
10 655
-
-
Income
96 000
96 000
96 000
96 000
Total tax
38 417
35 615
49 094
47 357
After tax
57 583
60 385
46 906
48 643
Living cost
19 859
19 859
19 859
19 859
Free-cash
37 724
40 526
27 047
28 784

Estimated living cost  is ₽19859 per week

₽12143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5426
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽48635
₽36593
₽37784
₽36220
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
96 000
unemployment
-
-
-
1 440
health
-
-
-
6 720
pensions
-
-
-
9 600
income
-
-
-
11 736
total
-
-
-
29 496
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 795
10 266
80 335
-
unemployment
387
154
1 205
-
income
3 153
1 255
9 821
-
pensions
2 579
1 027
8 033
-
health
1 806
719
5 623
-
total
7 925
3 155
24 682
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 795
10 266
80 335
-
pensions
5 030
2 002
15 665
-
total
5 030
2 002
15 665
-
Corporate
65 175
83 732
-
-
income
5 866
7 536
-
-
total
5 866
7 536
-
-
Dividends
59 310
76 196
-
-
withholding
11 269
14 477
-
-
social contributions
11 448
14 741
-
-
total
22 717
29 218
-
-
Income
96 000
96 000
96 000
96 000
Total tax
41 538
41 911
40 347
29 496
After tax
54 462
54 089
55 653
66 504
Living cost
17 869
17 869
17 869
17 869
Free-cash
36 593
36 220
37 784
48 635

Estimated living cost  is ₽17869 per week

₽12194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3856
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽14064
₽15608
₽14818
₽16333
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
96 000
national
-
-
-
15 689
pensions
-
-
-
11 520
social contributions
-
-
-
1 032
municipal
-
-
-
10 124
total
-
-
-
38 365
Employee
67 543
-
82 991
-
municipal
8 343
-
10 496
-
national
12 928
-
16 264
-
pensions
2 702
-
3 320
-
total
23 973
-
30 080
-
Employer
67 543
-
82 991
-
pensions
5 403
-
6 639
-
social contributions
726
-
892
-
total
6 129
-
7 531
-
Corporate
17 869
96 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

3 574
19 200
-
-
total
3 574
19 200
-
-
Dividends
14 295
76 800
-
-
withholding
3 145
16 896
-
-
total
3 145
16 896
-
-
Income
96 000
96 000
96 000
96 000
Total tax
36 821
36 096
37 611
38 365
After tax
59 179
59 904
58 389
57 635
Living cost
43 571
43 571
43 571
43 571
Free-cash
15 608
16 333
14 818
14 064

Estimated living cost  is ₽43571 per week

₽29615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽12544
₽17921
₽12544
₽15935
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
96 000
social contributions
-
-
-
8 664
income
-
-
-
23 526
total
-
-
-
32 190
Employee
70 397
-
96 000
-
social contributions
5 848
-
8 664
-
income
13 284
-
23 526
-
total
19 132
-
32 190
-
Employer
70 397
-
96 000
-
total
-
-
-
-
Corporate
25 603
96 000
-
-
income
3 200
11 999
-
-
total
3 200
11 999
-
-
Dividends
22 403
84 001
-
-
withholding
4 481
16 800
-
-
total
4 481
16 800
-
-
Income
96 000
96 000
96 000
96 000
Total tax
26 813
28 799
32 190
32 190
After tax
69 187
67 201
63 810
63 810
Living cost
51 266
51 266
51 266
51 266
Free-cash
17 921
15 935
12 544
12 544

Estimated living cost  is ₽51266 per week

₽39002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4177
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽10880
₽8546
₽6314
₽13245
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
96 000
national
-
-
-
20 812
regional
-
-
-
1 071
social contributions
-
-
-
24 692
municipal
-
-
-
570
total
-
-
-
47 145
Employee
79 983
-
96 000
-
municipal
424
-
509
-
national
13 859
-
17 895
-
social contributions
26 970
-
32 370
-
regional
755
-
937
-
total
42 008
-
51 711
-
Employer
79 983
-
96 000
-
total
-
-
-
-
Corporate
16 017
96 000
-
-
nationa
3 844
23 040
-
-
municipal
625
3 744
-
-
total
4 469
26 784
-
-
Dividends
11 548
69 216
-
-
withholding
3 002
17 996
-
-
total
3 002
17 996
-
-
Income
96 000
96 000
96 000
96 000
Total tax
49 479
44 780
51 711
47 145
After tax
46 521
51 220
44 289
48 855
Living cost
37 975
37 975
37 975
37 975
Free-cash
8 546
13 245
6 314
10 880

Estimated living cost  is ₽37975 per week

₽26472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽24236
₽24219
₽19691
₽26216
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
96 000
national
-
-
-
20 812
regional
-
-
-
1 447
social contributions
-
-
-
24 692
municipal
-
-
-
570
total
-
-
-
47 521
Employee
49 922
-
96 000
-
municipal
265
-
509
-
national
7 909
-
17 895
-
social contributions
16 834
-
32 370
-
regional
672
-
1 292
-
total
25 680
-
52 066
-
Employer
49 922
-
96 000
-
total
-
-
-
-
Corporate
46 078
96 000
-
-
nationa
11 058
23 040
-
-