Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 95500
per

Your estimated
City
free-cash

Andorra , Andorra
₽61009
₽49678
₽47139
₽58223
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 500
social contributions
-
-
-
21 011
income
-
-
-
2 410
total
-
-
-
23 421
Employee
26 673
-
82 684
-
social contributions
1 733
-
5 374
-
income
-
-
2 692
-
total
1 733
-
8 066
-
Employer
26 673
-
82 684
-
social contributions
4 135
-
12 816
-
total
4 135
-
12 816
-
Corporate
64 692
95 500
-
-
income
6 469
9 551
-
-
total
6 469
9 551
-
-
Dividends
58 223
85 949
-
-
total
-
-
-
-
Income
95 500
95 500
95 500
95 500
Total tax
12 337
9 551
20 882
23 421
After tax
83 163
85 949
74 618
72 079
Living cost
24 940
24 940
24 940
24 940
Free-cash
58 223
61 009
49 678
47 139

Estimated living cost  is ₽24940 per week

₽16126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1880
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6465
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽26944
₽919
₽21022
₽26533
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 500
chamber of commerce
-
-
-
383
unemployment
-
-
-
5 089
health
-
-
-
7 305
pensions
-
-
-
17 667
income
-
-
-
17 565
surtax
-
-
-
-
total
-
-
-
48 009
Employee
36 267
33 064
74 160
-
health
1 403
1 280
2 870
-
pensions
3 714
3 385
7 594
-
other
362
331
742
-
unemployment
1 088
992
2 225
-
income
3 231
2 439
15 587
-
total
9 798
8 427
29 018
-
Employer
36 267
33 064
74 160
-
pensions
4 552
4 150
9 307
-
accident
471
430
964
-
unemployment
1 088
992
2 225
-
surtax
-
-
-
-
payroll
1 088
992
2 225
-
chamber of commerce
145
132
296
-
health
1 371
1 250
2 803
-
other
1 722
1 570
3 522
-
total
10 437
9 516
21 342
-
Corporate
48 796
52 920
71 011
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

12 199
13 230
17 752
-
total
12 199
13 230
17 752
-
Dividends
36 597
39 690
-
-
withholding
10 064
10 914
-
-
total
10 064
10 914
-
-
Income
95 500
95 500
95 500
95 500
Total tax
42 498
42 087
68 112
48 009
After tax
53 002
53 413
27 388
47 491
Living cost
26 469
26 469
26 469
26 469
Free-cash
26 533
26 944
919
21 022

Estimated living cost  is ₽26469 per week

₽15878
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2703
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7416
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽24089
-₽1877
₽18093
₽22806
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 500
chamber of commerce
-
-
-
383
unemployment
-
-
-
5 089
health
-
-
-
7 305
pensions
-
-
-
17 667
income
-
-
-
17 565
surtax
-
-
-
164
total
-
-
-
48 173
Employee
41 463
33 064
74 029
-
health
1 604
1 280
2 866
-
pensions
4 246
3 385
7 581
-
other
414
331
740
-
unemployment
1 244
992
2 222
-
income
4 720
2 439
15 541
-
total
12 228
8 427
28 950
-
Employer
41 463
33 064
74 029
-
pensions
5 204
4 150
9 291
-
accident
538
430
962
-
unemployment
1 244
992
2 222
-
surtax
164
164
164
-
payroll
1 244
992
2 222
-
chamber of commerce
165
132
296
-
health
1 567
1 250
2 798
-
other
1 970
1 570
3 517
-
total
12 096
9 680
21 472
-
Corporate
41 942
52 757
70 880
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

10 486
13 189
17 721
-
total
10 486
13 189
17 721
-
Dividends
31 456
39 567
-
-
withholding
8 650
10 881
-
-
total
8 650
10 881
-
-
Income
95 500
95 500
95 500
95 500
Total tax
43 460
42 177
68 143
48 173
After tax
52 040
53 323
27 357
47 327
Living cost
29 234
29 234
29 234
29 234
Free-cash
22 806
24 089
-1 877
18 093

Estimated living cost  is ₽29234 per week

₽19498
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6762
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽23262
₽6199
₽13175
₽10821
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 500
social contributions
-
-
-
15 343
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 810
national
-
-
-
31 921
total
-
-
-
52 074
Employee

The minimum management director salary is set at €45,000 per year.

59 347
-
73 968
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 788
-
3 476
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 451
-
5 547
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 095
-
3 857
-
national
18 246
-
23 993
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

516
-
644
-
total
29 096
-
37 517
-
Employer

The minimum management director salary is set at €45,000 per year.

59 347
-
73 968
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

771
-
962
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

866
-
1 080
-
surtax
6 729
-
8 389
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 650
-
4 549
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 259
-
6 553
-
total
17 275
-
21 533
-
Corporate
18 878
95 500
-
-
surtax
76
383
-
-
income
3 776
19 100
-
-
total
3 852
19 483
-
-
Dividends
15 027
76 018
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

4 205
22 504
-
-
total
4 205
22 504
-
-
Income
95 500
95 500
95 500
95 500
Total tax
54 428
41 987
59 050
52 074
After tax
41 072
53 513
36 450
43 426
Living cost
30 251
30 251
30 251
30 251
Free-cash
10 821
23 262
6 199
13 175

Estimated living cost  is ₽30251 per week

₽19485
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2645
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7647
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽67389
₽62378
₽59179
₽62336
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 500
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
14 325
total
-
-
-
22 058
Employee
18 887
-
89 818
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
health
869
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 658
-
2 543
-
income
1 889
-
8 982
-
total
4 624
-
13 176
-
Employer
18 887
-
89 818
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
unemployment
113
-
174
-
health
1 303
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 081
-
3 192
-
total
3 705
-
5 683
-
Corporate
72 907
95 500
-
-
income
7 291
9 550
-
-
total
7 291
9 550
-
-
Dividends
65 617
85 950
-
-
withholding
3 281
4 298
-
-
total
3 281
4 298
-
-
Income
95 500
95 500
95 500
95 500
Total tax
18 901
13 848
18 859
22 058
After tax
76 599
81 652
76 641
73 442
Living cost
14 263
14 263
14 263
14 263
Free-cash
62 336
67 389
62 378
59 179

Estimated living cost  is ₽14263 per week

₽9434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽817
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽340
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3673
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽70781
₽65770
₽62571
₽66930
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 500
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
14 325
total
-
-
-
22 058
Employee
14 395
-
89 818
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
health
662
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 264
-
2 543
-
income
1 439
-
8 982
-
total
3 523
-
13 176
-
Employer
14 395
-
89 818
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
unemployment
86
-
174
-
health
994
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 587
-
3 192
-
total
2 825
-
5 683
-
Corporate
78 280
95 500
-
-
income
7 828
9 550
-
-
total
7 828
9 550
-
-
Dividends
70 452
85 950
-
-
withholding
3 523
4 298
-
-
total
3 523
4 298
-
-
Income
95 500
95 500
95 500
95 500
Total tax
17 699
13 848
18 859
22 058
After tax
77 801
81 652
76 641
73 442
Living cost
10 871
10 871
10 871
10 871
Free-cash
66 930
70 781
65 770
62 571

Estimated living cost  is ₽10871 per week

₽6347
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽776
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽288
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3460
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽50623
₽46808
₽47859
₽46108
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 500
social contributions
-
-
-
13 424
health
-
-
-
2 436
income
-
-
-
12 572
total
-
-
-
28 432
Employee
63 798
63 798
86 754
-
health
494
1 085
1 475
-
social contributions
2 412
5 295
7 142
-
income
6 947
5 906
12 120
-
total
9 853
12 286
20 737
-
Employer
63 798
63 798
86 754
-
social contributions
2 412
5 295
7 142
-
health
537
1 181
1 604
-
total
2 949
6 476
8 746
-
Corporate
63 489
25 227
-
-
income
7 937
3 154
-
-
total
7 937
3 154
-
-
Dividends
55 552
22 073
-
-
withholding
9 444
3 752
-
-
total
9 444
3 752
-
-
Income
95 500
95 500
95 500
95 500
Total tax
30 183
25 668
29 483
28 432
After tax
65 317
69 832
66 017
67 068
Living cost
19 209
19 209
19 209
19 209
Free-cash
46 108
50 623
46 808
47 859

Estimated living cost  is ₽19209 per week

₽11512
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽42922
₽39107
₽40158
₽39484
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 500
social contributions
-
-
-
13 424
health
-
-
-
2 436
income
-
-
-
12 572
total
-
-
-
28 432
Employee
63 798
63 798
86 754
-
health
635
1 085
1 475
-
social contributions
3 100
5 295
7 142
-
income
6 699
5 906
12 120
-
total
10 434
12 286
20 737
-
Employer
63 798
63 798
86 754
-
social contributions
3 100
5 295
7 142
-
health
691
1 181
1 604
-
total
3 791
6 476
8 746
-
Corporate
54 364
25 227
-
-
income
6 795
3 154
-
-
total
6 795
3 154
-
-
Dividends
47 569
22 073
-
-
withholding
8 086
3 752
-
-
total
8 086
3 752
-
-
Income
95 500
95 500
95 500
95 500
Total tax
29 106
25 668
29 483
28 432
After tax
66 394
69 832
66 017
67 068
Living cost
26 910
26 910
26 910
26 910
Free-cash
39 484
42 922
39 107
40 158

Estimated living cost  is ₽26910 per week

₽18396
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2102
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5961
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽46229
₽28941
₽26990
₽39264
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 500
social contributions
-
-
-
27 886
health
-
-
-
12 893
solidarity contribution
-
-
-
-
income
-
-
-
8 208
total
-
-
-
48 987
Employee
28 710
-
71 269
-
health
3 876
-
9 621
-
social contributions
1 866
-
4 632
-
solidarity contribution
-
-
-
-
income
3 445
-
8 552
-
total
9 187
-
22 805
-
Employer
28 710
-
71 269
-
social contributions
7 178
-
17 817
-
health
2 584
-
6 414
-
total
9 762
-
24 231
-
Corporate
57 028
95 500
-
-
income
10 835
18 145
-
-
total
10 835
18 145
-
-
Dividends
46 193
77 355
-
-
withholding
6 929
11 603
-
-
total
6 929
11 603
-
-
Income
95 500
95 500
95 500
95 500
Total tax
36 713
29 748
47 036
48 987
After tax
58 787
65 752
48 464
46 513
Living cost
19 523
19 523
19 523
19 523
Free-cash
39 264
46 229
28 941
26 990

Estimated living cost  is ₽19523 per week

₽13561
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽384
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4189
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽41695
₽24407
₽22456
₽33112
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 500
social contributions
-
-
-
27 886
health
-
-
-
12 893
solidarity contribution
-
-
-
-
income
-
-
-
8 208
total
-
-
-
48 987
Employee
35 378
-
71 269
-
health
4 776
-
9 621
-
social contributions
2 300
-
4 632
-
solidarity contribution
-
-
-
-
income
4 245
-
8 552
-
total
11 321
-
22 805
-
Employer
35 378
-
71 269
-
social contributions
8 845
-
17 817
-
health
3 184
-
6 414
-
total
12 029
-
24 231
-
Corporate
48 093
95 500
-
-
income
9 138
18 145
-
-
total
9 138
18 145
-
-
Dividends
38 955
77 355
-
-
withholding
5 843
11 603
-
-
total
5 843
11 603
-
-
Income
95 500
95 500
95 500
95 500
Total tax
38 331
29 748
47 036
48 987
After tax
57 169
65 752
48 464
46 513
Living cost
24 057
24 057
24 057
24 057
Free-cash
33 112
41 695
24 407
22 456

Estimated living cost  is ₽24057 per week

₽17891
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1333
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽416
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4418
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽85754
-₽85754
₽18438
-₽85754
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 500
labour market
-
-
-
7 582
municipal
-
-
-
18 378
pensions
-
-
-
721
national
-
-
-
10 316
total
-
-
-
36 997
Employee
169 104
169 104
169 104
-
municipal
36 010
36 010
36 010
-
pensions
240
240
240
-
national
20 659
20 659
20 659
-
labour market
13 509
13 509
13 509
-
total
70 418
70 418
70 418
-
Employer
169 104
169 104
169 104
-
labour market
13 528
13 528
13 528
-
national
20 695
20 695
20 695
-
municipal
36 067
36 067
36 067
-
pensions
481
481
481
-
total
70 771
70 771
70 771
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
95 500
95 500
95 500
95 500
Total tax
141 189
141 189
141 189
36 997
After tax
-45 689
-45 689
-45 689
58 503
Living cost
40 065
40 065
40 065
40 065
Free-cash
-85 754
-85 754
-85 754
18 438

Estimated living cost  is ₽40065 per week

₽27421
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3544
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽616
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8484
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽56360
₽35006
₽31148
₽51205
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 500
health
-
-
-
12 415
pensions
-
-
-
19 100
income
-
-
-
12 797
total
-
-
-
44 312
Employee
23 536
-
71 376
-
pensions
471
-
1 428
-
unemployment
376
-
1 141
-
income
2 650
-
13 761
-
total
3 497
-
16 330
-
Employer
23 536
-
71 376
-
pensions
4 708
-
14 274
-
unemployment
189
-
572
-
health
3 059
-
9 278
-
total
7 956
-
24 124
-
Corporate
64 008
95 500
-
-
income
12 802
19 100
-
-
total
12 802
19 100
-
-
Dividends
51 206
76 400
-
-
total
-
-
-
-
Income
95 500
95 500
95 500
95 500
Total tax
24 255
19 100
40 454
44 312
After tax
71 245
76 400
55 046
51 188
Living cost
20 040
20 040
20 040
20 040
Free-cash
51 205
56 360
35 006
31 148

Estimated living cost  is ₽20040 per week

₽13745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1193
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽30687
₽21465
₽34558
₽30181
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
95 500
health
-
-
-
1 124
municipal
-
-
-
16 988
national
-
-
-
10 977
total
-
-
-
29 089
Employee
43 651
-
80 340
-
health
326
-
891
-
municipal
7 150
-
13 107
-
pensions
2 946
-
5 422
-
national
721
-
6 397
-
unemployment
655
-
1 204
-
total
11 798
-
27 021
-
Employer
43 651
-
80 340
-
accident
44
-
80
-
unemployment
283
-
523
-
health
335
-
619
-
pensions
7 573
-
13 939
-
total
8 235
-
15 161
-
Corporate
43 613
95 500
-
-
income
8 722
19 100
-
-
total
8 722
19 100
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

26 168
57 300
-
-
municipal
4 711
10 314
-
-
national
-
3 546
-
-
total
4 711
13 860
-
-
Income
95 500
95 500
95 500
95 500
Total tax
33 466
32 960
42 182
29 089
After tax
62 034
62 540
53 318
66 411
Living cost
31 853
31 853
31 853
31 853
Free-cash
30 181
30 687
21 465
34 558

Estimated living cost  is ₽31853 per week

₽20806
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3064
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽22559
₽32518
₽29063
₽27171
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 500
social contributions
-
-
-
2 721
health
-
-
-
2 458
pensions
-
-
-
21 857
other
-
-
-
2 960
income
-
-
-
10 868
surtax
-
-
-
-
total
-
-
-
40 864
Employee
31 696
-
76 704
-
income
1 634
-
12 309
-
social contributions
904
-
2 185
-
pensions
3 585
-
4 119
-
surtax
-
-
-
-
total
6 123
-
18 613
-
Employer
31 696
-
76 704
-
pensions
5 208
-
7 153
-
social contributions
94
-
230
-
unemployment
1 283
-
3 106
-
health
2 218
-
5 660
-
other
1 094
-
2 647
-
total
9 897
-
18 796
-
Corporate
53 905
95 500
-
-
surtax
-
-
-
-
income
15 093
26 741
-
-
total
15 093
26 741
-
-
Dividends
38 812
68 759
-
-
surtax
-
-
-
-
withholding
4 967
8 801
-
-
social contributions
6 676
11 826
-
-
total
11 643
20 627
-
-
Income
95 500
95 500
95 500
95 500
Total tax
42 756
47 368
37 409
40 864
After tax
52 744
48 132
58 091
54 636
Living cost
25 573
25 573
25 573
25 573
Free-cash
27 171
22 559
32 518
29 063

Estimated living cost  is ₽25573 per week

₽14831
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2598
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7660
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽19746
₽29705
₽26250
₽24649
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 500
social contributions
-
-
-
2 721
health
-
-
-
2 458
pensions
-
-
-
21 857
other
-
-
-
2 960
income
-
-
-
10 868
surtax
-
-
-
-
total
-
-
-
40 864
Employee
35 509
-
76 704
-
income
2 096
-
12 309
-
social contributions
1 012
-
2 185
-
pensions
4 015
-
4 119
-
surtax
-
-
-
-
total
7 123
-
18 613
-
Employer
35 509
-
76 704
-
pensions
5 833
-
7 153
-
social contributions
107
-
230
-
unemployment
1 437
-
3 106
-
health
2 486
-
5 660
-
other
1 225
-
2 647
-
total
11 088
-
18 796
-
Corporate
48 902
95 500
-
-
surtax
-
-
-
-
income
13 693
26 741
-
-
total
13 693
26 741
-
-
Dividends
35 209
68 759
-
-
surtax
-
-
-
-
withholding
4 506
8 801
-
-
social contributions
6 055
11 826
-
-
total
10 561
20 627
-
-
Income
95 500
95 500
95 500
95 500
Total tax
42 465
47 368
37 409
40 864
After tax
53 035
48 132
58 091
54 636
Living cost
28 386
28 386
28 386
28 386
Free-cash
24 649
19 746
29 705
26 250

Estimated living cost  is ₽28386 per week

₽17898
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2308
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽8060
₽18019
₽14564
₽13764
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 500
social contributions
-
-
-
2 721
health
-
-
-
2 458
pensions
-
-
-
21 857
other
-
-
-
2 960
income
-
-
-
10 868
surtax
-
-
-
-
total
-
-
-
40 864
Employee
51 964
-
76 704
-
income
4 534
-
12 309
-
social contributions
1 480
-
2 185
-
pensions
5 877
-
4 119
-
surtax
-
-
-
-
total
11 891
-
18 613
-
Employer
51 964
-
76 704
-
pensions
8 538
-
7 153
-
social contributions
156
-
230
-
unemployment
2 105
-
3 106
-
health
3 637
-
5 660
-
other
1 793
-
2 647
-
total
16 229
-
18 796
-
Corporate
27 307
95 500
-
-
surtax
-
-
-
-
income
7 646
26 741
-
-
total
7 646
26 741
-
-
Dividends
19 661
68 759
-
-
surtax
-
-
-
-
withholding
2 516
8 801
-
-
social contributions
3 382
11 826
-
-
total
5 898
20 627
-
-
Income
95 500
95 500
95 500
95 500
Total tax
41 664
47 368
37 409
40 864
After tax
53 836
48 132
58 091
54 636
Living cost
40 072
40 072
40 072
40 072
Free-cash
13 764
8 060
18 019
14 564

Estimated living cost  is ₽40072 per week

₽27120
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3278
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽549
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9124
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽84868
₽70543
₽88688
₽83770
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
95 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
955
total
-
-
-
955
Employee
7 321
-
95 500
-
income
1 464
-
19 100
-
total
1 464
-
19 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

88 179
95 500
-
-
total
-
-
-
-
Dividends
88 179
95 500
-
-
withholding
4 409
4 775
-
-
total
4 409
4 775
-
-
Income
95 500
95 500
95 500
95 500
Total tax
5 873
4 775
19 100
955
After tax
89 627
90 725
76 400
94 545
Living cost
5 857
5 857
5 857
5 857
Free-cash
83 770
84 868
70 543
88 688

Estimated living cost  is ₽5857 per week

₽3630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽487
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1579
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽81598
₽67273
₽85418
₽79887
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
95 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
955
total
-
-
-
955
Employee
11 409
-
95 500
-
income
2 282
-
19 100
-
total
2 282
-
19 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

84 091
95 500
-
-
total
-
-
-
-
Dividends
84 091
95 500
-
-
withholding
4 204
4 775
-
-
total
4 204
4 775
-
-
Income
95 500
95 500
95 500
95 500
Total tax
6 486
4 775
19 100
955
After tax
89 014
90 725
76 400
94 545
Living cost
9 127
9 127
9 127
9 127
Free-cash
79 887
81 598
67 273
85 418

Estimated living cost  is ₽9127 per week

₽6176
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2261
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽17203
₽32581
₽24413
₽28054
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
95 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
8 168
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
23 905
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 315
total
-
-
-
39 056
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 281
-
95 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
-
1 315
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 395
-
23 905
-
total
9 250
-
30 888
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
54 219
95 500
-
-
trade
7 781
13 704
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

447
787
-
-
chamber of commerce
205
266
-
-
income
8 132
14 324
-
-
total
16 565
29 081
-
-
Dividends
37 654
66 418
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

501
896
-
-
withholding
9 099
16 289
-
-
total
9 600
17 185
-
-
Income
95 500
95 500
95 500
95 500
Total tax
35 415
46 266
30 888
39 056
After tax
60 085
49 234
64 612
56 444
Living cost
32 031
32 031
32 031
32 031
Free-cash
28 054
17 203
32 581
24 413

Estimated living cost  is ₽32031 per week

₽22096
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3446
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6024
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽23122
₽39482
₽30515
₽32299
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
95 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
8 967
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
23 905
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 315
total
-
-
-
39 855
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 733
-
95 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
1 315
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

886
-
23 905
-
total
6 603
-
30 888
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
63 767
95 500
-
-
trade
10 043
15 041
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

526
787
-
-
chamber of commerce
217
263
-
-
income
9 565
14 324
-
-
total
20 351
30 415
-
-
Dividends
43 415
65 085
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

579
877
-
-
withholding
10 538
15 956
-
-
total
11 117
16 833
-
-
Income
95 500
95 500
95 500
95 500
Total tax
38 071
47 248
30 888
39 855
After tax
57 429
48 252
64 612
55 645
Living cost
25 130
25 130
25 130
25 130
Free-cash
32 299
23 122
39 482
30 515

Estimated living cost  is ₽25130 per week

₽15808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2930
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5923
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽15167
₽32019
₽22654
₽26823
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
95 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
9 365
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
23 905
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 315
total
-
-
-
40 253
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

42 074
-
95 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
-
1 315
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 615
-
23 905
-
total
9 481
-
30 888
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
53 426
95 500
-
-
trade
8 789
15 710
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

441
787
-
-
chamber of commerce
202
261
-
-
income
8 014
14 324
-
-
total
17 446
31 082
-
-
Dividends
35 981
64 417
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

477
869
-
-
withholding
8 680
15 789
-
-
total
9 157
16 658
-
-
Income
95 500
95 500
95 500
95 500
Total tax
36 084
47 740
30 888
40 253
After tax
59 416
47 760
64 612
55 247
Living cost
32 593
32 593
32 593
32 593
Free-cash
26 823
15 167
32 019
22 654

Estimated living cost  is ₽32593 per week

₽21798
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6871
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽9262
₽26604
₽16841
₽22713
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
95 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
9 763
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
23 905
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 315
total
-
-
-
40 651
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 862
-
95 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

323
-
1 315
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

5 863
-
23 905
-
total
11 854
-
30 888
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
45 638
95 500
-
-
trade
7 827
16 377
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

376
787
-
-
chamber of commerce
191
260
-
-
income
6 846
14 324
-
-
total
15 240
31 748
-
-
Dividends
30 399
63 751
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

400
860
-
-
withholding
7 285
15 622
-
-
total
7 685
16 482
-
-
Income
95 500
95 500
95 500
95 500
Total tax
34 779
48 230
30 888
40 651
After tax
60 721
47 270
64 612
54 849
Living cost
38 008
38 008
38 008
38 008
Free-cash
22 713
9 262
26 604
16 841

Estimated living cost  is ₽38008 per week

₽27759
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3040
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6715
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽41433
₽27064
₽28632
₽38797
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 500
unemployment
-
-
-
189
health
-
-
-
6 780
pensions
-
-
-
19 100
other
-
-
-
-
income
-
-
-
19 593
surtax
-
-
-
2 571
total
-
-
-
48 233
Employee
27 940
-
78 893
-
health
713
-
2 011
-
pensions
1 864
-
5 262
-
surtax
99
-
2 324
-
other
-
-
-
-
unemployment
1 944
-
5 492
-
income
4 684
-
18 106
-
total
9 304
-
33 195
-
Employer
27 940
-
78 893
-
pensions
3 725
-
10 516
-
unemployment
886
-
2 500
-
health
1 271
-
3 590
-
other
-
-
-
-
total
5 882
-
16 606
-
Corporate
61 677
95 500
-
-
income
16 036
24 831
-
-
total
16 036
24 831
-
-
Dividends
45 642
70 669
-
-
withholding
6 846
10 601
-
-
total
6 846
10 601
-
-
Income
95 500
95 500
95 500
95 500
Total tax
38 068
35 432
49 801
48 233
After tax
57 432
60 068
45 699
47 267
Living cost
18 635
18 635
18 635
18 635
Free-cash
38 797
41 433
27 064
28 632

Estimated living cost  is ₽18635 per week

₽11251
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1620
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽41760
₽27391
₽28959
₽39179
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 500
unemployment
-
-
-
189
health
-
-
-
6 780
pensions
-
-
-
19 100
other
-
-
-
-
income
-
-
-
19 593
surtax
-
-
-
2 571
total
-
-
-
48 233
Employee
27 437
-
78 893
-
health
701
-
2 011
-
pensions
1 830
-
5 262
-
surtax
90
-
2 324
-
other
-
-
-
-
unemployment
1 910
-
5 492
-
income
4 599
-
18 106
-
total
9 130
-
33 195
-
Employer
27 437
-
78 893
-
pensions
3 657
-
10 516
-
unemployment
869
-
2 500
-
health
1 249
-
3 590
-
other
-
-
-
-
total
5 775
-
16 606
-
Corporate
62 288
95 500
-
-
income
16 195
24 831
-
-
total
16 195
24 831
-
-
Dividends
46 093
70 669
-
-
withholding
6 913
10 601
-
-
total
6 913
10 601
-
-
Income
95 500
95 500
95 500
95 500
Total tax
38 013
35 432
49 801
48 233
After tax
57 487
60 068
45 699
47 267
Living cost
18 308
18 308
18 308
18 308
Free-cash
39 179
41 760
27 391
28 959

Estimated living cost  is ₽18308 per week

₽11194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1689
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5002
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽37505
₽39088
₽49885
₽37844
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 500
unemployment
-
-
-
1 432
health
-
-
-
6 685
pensions
-
-
-
9 550
income
-
-
-
11 675
total
-
-
-
29 342
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
79 916
-
health
1 644
654
5 594
-
pensions
2 349
935
7 992
-
unemployment
352
140
1 199
-
income
2 872
1 143
9 770
-
total
7 217
2 872
24 555
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
79 916
-
pensions
4 581
1 823
15 584
-
total
4 581
1 823
15 584
-
Corporate
67 429
84 328
-
-
income
6 069
7 590
-
-
total
6 069
7 590
-
-
Dividends
61 360
76 738
-
-
withholding
11 658
14 580
-
-
social contributions
11 858
14 857
-
-
total
23 516
29 437
-
-
Income
95 500
95 500
95 500
95 500
Total tax
41 383
41 722
40 139
29 342
After tax
54 117
53 778
55 361
66 158
Living cost
16 273
16 273
16 273
16 273
Free-cash
37 844
37 505
39 088
49 885

Estimated living cost  is ₽16273 per week

₽11105
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1331
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽325
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3512
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽17709
₽16110
₽15359
₽17012
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 500
social contributions
-
-
-
1 027
municipal
-
-
-
10 108
pensions
-
-
-
11 460
national
-
-
-
15 663
total
-
-
-
38 258
Employee
64 927
-
82 559
-
municipal
8 020
-
10 477
-
pensions
2 597
-
3 302
-
national
12 427
-
16 235
-
total
23 044
-
30 014
-
Employer
64 927
-
82 559
-
social contributions
698
-
888
-
pensions
5 194
-
6 605
-
total
5 892
-
7 493
-
Corporate
20 396
95 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

4 079
19 100
-
-
total
4 079
19 100
-
-
Dividends
16 317
76 400
-
-
withholding
3 590
16 808
-
-
total
3 590
16 808
-
-
Income
95 500
95 500
95 500
95 500
Total tax
36 605
35 908
37 507
38 258
After tax
58 895
59 592
57 993
57 242
Living cost
41 883
41 883
41 883
41 883
Free-cash
17 012
17 709
16 110
15 359

Estimated living cost  is ₽41883 per week

₽28468
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽627
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8895
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽19587
₽14994
₽14994
₽21419
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 500
social contributions
-
-
-
8 758
income
-
-
-
24 486
total
-
-
-
33 244
Employee
64 899
-
95 500
-
social contributions
5 392
-
8 758
-
income
12 246
-
24 486
-
total
17 638
-
33 244
-
Employer
64 899
-
95 500
-
total
-
-
-
-
Corporate
30 601
95 500
-
-
income
3 826
11 938
-
-
total
3 826
11 938
-
-
Dividends
26 775
83 562
-
-
withholding
5 355
16 713
-
-
total
5 355
16 713
-
-
Income
95 500
95 500
95 500
95 500
Total tax
26 819
28 651
33 244
33 244
After tax
68 681
66 849
62 256
62 256
Living cost
47 262
47 262
47 262
47 262
Free-cash
21 419
19 587
14 994
14 994

Estimated living cost  is ₽47262 per week

₽35956
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3851
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7003
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽15944
₽8578
₽13124
₽11612
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 500
regional
-
-
-
1 075
social contributions
-
-
-
24 563
municipal
-
-
-
567
national
-
-
-
21 162
total
-
-
-
47 367
Employee
73 736
-
95 500
-
regional
696
-
945
-
municipal
390
-
507
-
social contributions
24 864
-
32 202
-
national
12 777
-
18 259
-
total
38 727
-
51 913
-
Employer
73 736
-
95 500
-
total
-
-
-
-
Corporate
21 764
95 500
-
-
nationa
5 224
22 919
-
-
municipal
849
3 725
-
-
total
6 073
26 644
-
-
Dividends
15 691
68 855
-
-
withholding
4 079
17 903
-
-
total
4 079
17 903
-
-
Income
95 500
95 500
95 500
95 500
Total tax
48 879
44 547
51 913
47 367
After tax
46 621
50 953
43 587
48 133
Living cost
35 009
35 009
35 009
35 009
Free-cash
11 612
15 944
8 578
13 124

Estimated living cost  is ₽35009 per week

₽24404
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2296
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7772
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽27847
₽20897
₽25418
₽26005
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 500
regional
-
-
-
1 440
social contributions
-
-
-
24 563
municipal
-
-
-
567
national
-
-
-
21 162
total
-
-
-
47 732
Employee
46 023
-
95 500
-
regional
620
-
1 285
-
municipal
244
-
507
-
social contributions
15 519
-
32 202
-
national
7 291
-
18 259
-
total
23 674
-
52 253
-
Employer
46 023
-
95 500
-
total
-
-
-
-
Corporate
49 477
95 500
-
-
nationa
11 875
22 919
-
-