Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 95500
per

Your estimated
City
free-cash

Andorra , Andorra
₽45453
₽55875
₽47991
₽58898
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 500
social contributions
-
-
-
21 010
income
-
-
-
1 985
total
-
-
-
22 995
Employee
28 933
-
82 684
-
social contributions
1 880
-
5 375
-
income
-
-
2 266
-
total
1 880
-
7 641
-
Employer
28 933
-
82 684
-
social contributions
4 485
-
12 816
-
total
4 485
-
12 816
-
Corporate
62 082
95 500
-
-
income
6 208
9 550
-
-
total
6 208
9 550
-
-
Dividends
55 874
85 950
-
-
total
-
-
-
-
Income
95 500
95 500
95 500
95 500
Total tax
12 573
9 550
20 457
22 995
After tax
82 927
85 950
75 043
72 505
Living cost
27 052
27 052
27 052
27 052
Free-cash
55 875
58 898
47 991
45 453

Estimated living cost  is ₽27052 per week

₽17492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽19367
₽24381
-₽414
₽24827
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 500
surtax
-
-
-
-
unemployment
-
-
-
5 520
health
-
-
-
7 306
chamber of commerce
-
-
-
383
pensions
-
-
-
17 668
income
-
-
-
16 544
total
-
-
-
47 421
Employee
39 340
35 865
74 157
-
unemployment
1 180
1 076
2 225
-
other
393
359
741
-
income
3 504
2 645
14 747
-
pensions
4 029
3 672
7 593
-
health
1 522
1 388
2 869
-
total
10 628
9 140
28 175
-
Employer
39 340
35 865
74 157
-
pensions
4 937
4 502
9 306
-
surtax
-
-
-
-
payroll
1 180
1 076
2 225
-
other
1 868
1 703
3 522
-
health
1 488
1 356
2 803
-
accident
511
466
963
-
unemployment
1 180
1 076
2 225
-
chamber of commerce
157
143
297
-
total
11 321
10 322
21 341
-
Corporate
44 839
49 313
70 743
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

11 210
12 329
17 686
-
total
11 210
12 329
17 686
-
Dividends
33 629
36 984
-
-
withholding
9 248
10 170
-
-
total
9 248
10 170
-
-
Income
95 500
95 500
95 500
95 500
Total tax
42 407
41 961
67 202
47 421
After tax
53 093
53 539
28 298
48 079
Living cost
28 712
28 712
28 712
28 712
Free-cash
24 381
24 827
-414
19 367

Estimated living cost  is ₽28712 per week

₽17224
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8044
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽16190
₽20342
-₽3442
₽21730
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 500
surtax
-
-
-
178
unemployment
-
-
-
5 520
health
-
-
-
7 306
chamber of commerce
-
-
-
383
pensions
-
-
-
17 668
income
-
-
-
16 544
total
-
-
-
47 599
Employee
44 976
35 865
74 022
-
unemployment
1 349
1 076
2 220
-
other
449
359
739
-
income
5 120
2 645
14 701
-
pensions
4 606
3 672
7 579
-
health
1 740
1 388
2 864
-
total
13 264
9 140
28 103
-
Employer
44 976
35 865
74 022
-
pensions
5 644
4 502
9 289
-
surtax
178
178
178
-
payroll
1 349
1 076
2 220
-
other
2 137
1 703
3 515
-
health
1 699
1 356
2 797
-
accident
584
466
962
-
unemployment
1 349
1 076
2 220
-
chamber of commerce
179
143
295
-
total
13 119
10 500
21 476
-
Corporate
37 404
49 136
70 608
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

9 350
12 285
17 652
-
total
9 350
12 285
17 652
-
Dividends
28 054
36 851
-
-
withholding
7 714
10 134
-
-
total
7 714
10 134
-
-
Income
95 500
95 500
95 500
95 500
Total tax
43 447
42 059
67 231
47 599
After tax
52 053
53 441
28 269
47 901
Living cost
31 711
31 711
31 711
31 711
Free-cash
20 342
21 730
-3 442
16 190

Estimated living cost  is ₽31711 per week

₽21150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽11368
₽7228
₽4084
₽20725
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 500
national
-
-
-
31 305
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 818
social contributions
-
-
-
15 195
total
-
-
-
51 318
Employee

The minimum management director salary is set at €45,000 per year.

64 375
-
73 968
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

560
-
644
-
national
19 791
-
23 543
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 358
-
3 858
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 828
-
5 547
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 025
-
3 477
-
total
31 562
-
37 069
-
Employer

The minimum management director salary is set at €45,000 per year.

64 375
-
73 968
-
surtax
7 299
-
8 389
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 704
-
6 553
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 959
-
4 550
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

837
-
962
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

939
-
1 079
-
total
18 738
-
21 533
-
Corporate
12 387
95 500
-
-
income
2 478
19 101
-
-
surtax
50
383
-
-
total
2 528
19 484
-
-
Dividends
9 859
76 017
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

2 630
22 477
-
-
total
2 630
22 477
-
-
Income
95 500
95 500
95 500
95 500
Total tax
55 458
41 961
58 602
51 318
After tax
40 042
53 539
36 898
44 182
Living cost
32 814
32 814
32 814
32 814
Free-cash
7 228
20 725
4 084
11 368

Estimated living cost  is ₽32814 per week

₽21136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽57309
₽60695
₽60375
₽66177
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 500
unemployment
-
-
-
126
health
-
-
-
3 614
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 651
income
-
-
-
14 325
total
-
-
-
22 716
Employee
20 491
-
89 335
-
accident

We are using the highest rate at 1.1%.

225
-
346
-
income
2 049
-
8 934
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 799
-
2 759
-
health
943
-
1 445
-
total
5 016
-
13 484
-
Employer
20 491
-
89 335
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 258
-
3 463
-
health
1 414
-
2 168
-
accident

We are using the highest rate at 1.1%.

225
-
346
-
unemployment
123
-
189
-
total
4 020
-
6 166
-
Corporate
70 989
95 500
-
-
income
7 099
9 550
-
-
total
7 099
9 550
-
-
Dividends
63 890
85 950
-
-
withholding
3 195
4 298
-
-
total
3 195
4 298
-
-
Income
95 500
95 500
95 500
95 500
Total tax
19 330
13 848
19 650
22 716
After tax
76 170
81 652
75 850
72 784
Living cost
15 475
15 475
15 475
15 475
Free-cash
60 695
66 177
60 375
57 309

Estimated living cost  is ₽15475 per week

₽10235
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽886
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3985
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽60989
₽65680
₽64055
₽69857
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 500
unemployment
-
-
-
126
health
-
-
-
3 614
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 651
income
-
-
-
14 325
total
-
-
-
22 716
Employee
15 618
-
89 335
-
accident

We are using the highest rate at 1.1%.

172
-
346
-
income
1 562
-
8 934
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 371
-
2 759
-
health
718
-
1 445
-
total
3 823
-
13 484
-
Employer
15 618
-
89 335
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 721
-
3 463
-
health
1 078
-
2 168
-
accident

We are using the highest rate at 1.1%.

172
-
346
-
unemployment
93
-
189
-
total
3 064
-
6 166
-
Corporate
76 818
95 500
-
-
income
7 682
9 550
-
-
total
7 682
9 550
-
-
Dividends
69 136
85 950
-
-
withholding
3 456
4 298
-
-
total
3 456
4 298
-
-
Income
95 500
95 500
95 500
95 500
Total tax
18 025
13 848
19 650
22 716
After tax
77 475
81 652
75 850
72 784
Living cost
11 795
11 795
11 795
11 795
Free-cash
65 680
69 857
64 055
60 989

Estimated living cost  is ₽11795 per week

₽6886
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽842
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽312
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3754
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽46395
₽44141
₽46061
₽49036
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 500
health
-
-
-
2 435
social contributions
-
-
-
14 561
income
-
-
-
11 272
total
-
-
-
28 268
Employee
69 203
69 203
86 699
-
income
7 535
6 406
11 130
-
social contributions
2 616
5 743
7 197
-
health
536
1 177
1 474
-
total
10 687
13 326
19 801
-
Employer
69 203
69 203
86 699
-
social contributions
2 616
5 743
7 197
-
health
582
1 281
1 604
-
total
3 198
7 024
8 801
-
Corporate
60 777
19 273
-
-
income
7 596
2 410
-
-
total
7 596
2 410
-
-
Dividends
53 181
16 863
-
-
withholding
9 041
2 867
-
-
total
9 041
2 867
-
-
Income
95 500
95 500
95 500
95 500
Total tax
30 522
25 627
28 602
28 268
After tax
64 978
69 873
66 898
67 232
Living cost
20 837
20 837
20 837
20 837
Free-cash
44 141
49 036
46 061
46 395

Estimated living cost  is ₽20837 per week

₽12488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2044
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽38042
₽36950
₽37708
₽40683
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 500
health
-
-
-
2 435
social contributions
-
-
-
14 561
income
-
-
-
11 272
total
-
-
-
28 268
Employee
69 203
69 203
86 699
-
income
7 267
6 406
11 130
-
social contributions
3 363
5 743
7 197
-
health
688
1 177
1 474
-
total
11 318
13 326
19 801
-
Employer
69 203
69 203
86 699
-
social contributions
3 363
5 743
7 197
-
health
750
1 281
1 604
-
total
4 113
7 024
8 801
-
Corporate
50 879
19 273
-
-
income
6 360
2 410
-
-
total
6 360
2 410
-
-
Dividends
44 519
16 863
-
-
withholding
7 569
2 867
-
-
total
7 569
2 867
-
-
Income
95 500
95 500
95 500
95 500
Total tax
29 360
25 627
28 602
28 268
After tax
66 140
69 873
66 898
67 232
Living cost
29 190
29 190
29 190
29 190
Free-cash
36 950
40 683
37 708
38 042

Estimated living cost  is ₽29190 per week

₽19954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6466
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽25741
₽37568
₽27692
₽44980
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 500
health
-
-
-
12 893
social contributions
-
-
-
27 886
income
-
-
-
8 208
solidarity contribution
-
-
-
-
total
-
-
-
48 987
Employee
30 548
-
71 269
-
income
3 666
-
8 552
-
social contributions
1 986
-
4 632
-
health
4 124
-
9 621
-
solidarity contribution
-
-
-
-
total
9 776
-
22 805
-
Employer
30 548
-
71 269
-
social contributions
7 637
-
17 817
-
health
2 749
-
6 414
-
total
10 386
-
24 231
-
Corporate
54 566
95 500
-
-
income
10 368
18 145
-
-
total
10 368
18 145
-
-
Dividends
44 199
77 355
-
-
withholding
6 630
11 603
-
-
total
6 630
11 603
-
-
Income
95 500
95 500
95 500
95 500
Total tax
37 160
29 748
47 036
48 987
After tax
58 340
65 752
48 464
46 513
Living cost
20 772
20 772
20 772
20 772
Free-cash
37 568
44 980
27 692
25 741

Estimated living cost  is ₽20772 per week

₽14429
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4457
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽20916
₽31022
₽22867
₽40155
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 500
health
-
-
-
12 893
social contributions
-
-
-
27 886
income
-
-
-
8 208
solidarity contribution
-
-
-
-
total
-
-
-
48 987
Employee
37 643
-
71 269
-
income
4 517
-
8 552
-
social contributions
2 447
-
4 632
-
health
5 082
-
9 621
-
solidarity contribution
-
-
-
-
total
12 046
-
22 805
-
Employer
37 643
-
71 269
-
social contributions
9 411
-
17 817
-
health
3 388
-
6 414
-
total
12 799
-
24 231
-
Corporate
45 059
95 500
-
-
income
8 561
18 145
-
-
total
8 561
18 145
-
-
Dividends
36 498
77 355
-
-
withholding
5 475
11 603
-
-
total
5 475
11 603
-
-
Income
95 500
95 500
95 500
95 500
Total tax
38 881
29 748
47 036
48 987
After tax
56 619
65 752
48 464
46 513
Living cost
25 597
25 597
25 597
25 597
Free-cash
31 022
40 155
22 867
20 916

Estimated living cost  is ₽25597 per week

₽19036
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4701
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽15453
-₽101172
-₽101172
-₽101172
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 500
national
-
-
-
10 208
pensions
-
-
-
782
municipal
-
-
-
18 007
labour market
-
-
-
7 577
total
-
-
-
36 574
Employee
183 488
183 488
183 488
-
municipal
39 073
39 073
39 073
-
national
22 416
22 416
22 416
-
pensions
261
261
261
-
labour market
14 658
14 658
14 658
-
total
76 408
76 408
76 408
-
Employer
183 488
183 488
183 488
-
pensions
522
522
522
-
labour market
14 679
14 679
14 679
-
municipal
39 135
39 135
39 135
-
national
22 455
22 455
22 455
-
total
76 791
76 791
76 791
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
95 500
95 500
95 500
95 500
Total tax
153 199
153 199
153 199
36 574
After tax
-57 699
-57 699
-57 699
58 926
Living cost
43 473
43 473
43 473
43 473
Free-cash
-101 172
-101 172
-101 172
15 453

Estimated living cost  is ₽43473 per week

₽29753
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9205
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽29451
₽49074
₽33305
₽54662
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 500
health
-
-
-
12 414
pensions
-
-
-
19 101
income
-
-
-
12 797
total
-
-
-
44 312
Employee
25 530
-
71 375
-
unemployment
408
-
1 143
-
income
2 874
-
13 762
-
pensions
511
-
1 428
-
total
3 793
-
16 333
-
Employer
25 530
-
71 375
-
pensions
5 106
-
14 276
-
health
3 318
-
9 279
-
unemployment
205
-
570
-
total
8 629
-
24 125
-
Corporate
61 340
95 500
-
-
income
12 267
19 101
-
-
total
12 267
19 101
-
-
Dividends
49 072
76 399
-
-
total
-
-
-
-
Income
95 500
95 500
95 500
95 500
Total tax
24 689
19 101
40 458
44 312
After tax
70 811
76 399
55 042
51 188
Living cost
21 737
21 737
21 737
21 737
Free-cash
49 074
54 662
33 305
29 451

Estimated living cost  is ₽21737 per week

₽14909
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽32646
₽27139
₽19495
₽28524
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
95 500
national
-
-
-
10 214
health
-
-
-
1 095
municipal
-
-
-
16 993
total
-
-
-
28 302
Employee
47 349
-
80 339
-
unemployment
710
-
1 206
-
municipal
7 755
-
13 113
-
national
782
-
5 691
-
pensions
3 195
-
5 422
-
health
354
-
861
-
total
12 796
-
26 293
-
Employer
47 349
-
80 339
-
pensions
8 215
-
13 939
-
health
364
-
618
-
accident
48
-
80
-
unemployment
307
-
523
-
total
8 934
-
15 160
-
Corporate
39 218
95 500
-
-
income
7 844
19 101
-
-
total
7 844
19 101
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

23 530
57 300
-
-
municipal
4 235
10 314
-
-
national
-
3 009
-
-
total
4 235
13 323
-
-
Income
95 500
95 500
95 500
95 500
Total tax
33 809
32 424
41 453
28 302
After tax
61 691
63 076
54 047
67 198
Living cost
34 552
34 552
34 552
34 552
Free-cash
27 139
28 524
19 495
32 646

Estimated living cost  is ₽34552 per week

₽22569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽27094
₽25391
₽31674
₽20392
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 500
surtax
-
-
-
-
health
-
-
-
2 070
pensions
-
-
-
23 036
social contributions
-
-
-
2 722
income
-
-
-
9 873
other
-
-
-
2 965
total
-
-
-
40 666
Employee
34 382
-
77 279
-
income
1 773
-
11 796
-
surtax
-
-
-
-
social contributions
980
-
2 201
-
pensions
3 889
-
3 868
-
total
6 642
-
17 865
-
Employer
34 382
-
77 279
-
pensions
5 650
-
6 784
-
social contributions
102
-
232
-
other
1 187
-
2 666
-
health
2 406
-
5 409
-
unemployment
1 392
-
3 130
-
total
10 737
-
18 221
-
Corporate
50 381
95 500
-
-
income
14 107
26 740
-
-
surtax
-
-
-
-
total
14 107
26 740
-
-
Dividends
36 274
68 760
-
-
withholding
4 644
8 801
-
-
social contributions
6 239
11 827
-
-
surtax
-
-
-
-
total
10 883
20 628
-
-
Income
95 500
95 500
95 500
95 500
Total tax
42 369
47 368
36 086
40 666
After tax
53 131
48 132
59 414
54 834
Living cost
27 740
27 740
27 740
27 740
Free-cash
25 391
20 392
31 674
27 094

Estimated living cost  is ₽27740 per week

₽16088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2818
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽24043
₽22656
₽28623
₽17341
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 500
surtax
-
-
-
-
health
-
-
-
2 070
pensions
-
-
-
23 036
social contributions
-
-
-
2 722
income
-
-
-
9 873
other
-
-
-
2 965
total
-
-
-
40 666
Employee
38 517
-
77 279
-
income
2 273
-
11 796
-
surtax
-
-
-
-
social contributions
1 098
-
2 201
-
pensions
4 355
-
3 868
-
total
7 726
-
17 865
-
Employer
38 517
-
77 279
-
pensions
6 328
-
6 784
-
social contributions
116
-
232
-
other
1 329
-
2 666
-
health
2 697
-
5 409
-
unemployment
1 559
-
3 130
-
total
12 029
-
18 221
-
Corporate
44 955
95 500
-
-
income
12 587
26 740
-
-
surtax
-
-
-
-
total
12 587
26 740
-
-
Dividends
32 368
68 760
-
-
withholding
4 143
8 801
-
-
social contributions
5 568
11 827
-
-
surtax
-
-
-
-
total
9 711
20 628
-
-
Income
95 500
95 500
95 500
95 500
Total tax
42 053
47 368
36 086
40 666
After tax
53 447
48 132
59 414
54 834
Living cost
30 791
30 791
30 791
30 791
Free-cash
22 656
17 341
28 623
24 043

Estimated living cost  is ₽30791 per week

₽19415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8350
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽11367
₽10851
₽15947
₽4665
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 500
surtax
-
-
-
-
health
-
-
-
2 070
pensions
-
-
-
23 036
social contributions
-
-
-
2 722
income
-
-
-
9 873
other
-
-
-
2 965
total
-
-
-
40 666
Employee
56 366
-
77 279
-
income
4 918
-
11 796
-
surtax
-
-
-
-
social contributions
1 605
-
2 201
-
pensions
6 375
-
3 868
-
total
12 898
-
17 865
-
Employer
56 366
-
77 279
-
pensions
9 262
-
6 784
-
social contributions
169
-
232
-
other
1 945
-
2 666
-
health
3 945
-
5 409
-
unemployment
2 283
-
3 130
-
total
17 604
-
18 221
-
Corporate
21 529
95 500
-
-
income
6 029
26 740
-
-
surtax
-
-
-
-
total
6 029
26 740
-
-
Dividends
15 501
68 760
-
-
withholding
1 985
8 801
-
-
social contributions
2 666
11 827
-
-
surtax
-
-
-
-
total
4 651
20 628
-
-
Income
95 500
95 500
95 500
95 500
Total tax
41 182
47 368
36 086
40 666
After tax
54 318
48 132
59 414
54 834
Living cost
43 467
43 467
43 467
43 467
Free-cash
10 851
4 665
15 947
11 367

Estimated living cost  is ₽43467 per week

₽29418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽88722
₽83811
₽70577
₽84902
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
95 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
955
total
-
-
-
955
Employee
7 278
-
95 500
-
income
1 455
-
19 100
-
total
1 455
-
19 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

88 222
95 500
-
-
total
-
-
-
-
Dividends
88 222
95 500
-
-
withholding
4 411
4 775
-
-
total
4 411
4 775
-
-
Income
95 500
95 500
95 500
95 500
Total tax
5 866
4 775
19 100
955
After tax
89 634
90 725
76 400
94 545
Living cost
5 823
5 823
5 823
5 823
Free-cash
83 811
84 902
70 577
88 722

Estimated living cost  is ₽5823 per week

₽3608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1570
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽85472
₽79951
₽67327
₽81652
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
95 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
955
total
-
-
-
955
Employee
11 342
-
95 500
-
income
2 268
-
19 100
-
total
2 268
-
19 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

84 158
95 500
-
-
total
-
-
-
-
Dividends
84 158
95 500
-
-
withholding
4 208
4 775
-
-
total
4 208
4 775
-
-
Income
95 500
95 500
95 500
95 500
Total tax
6 476
4 775
19 100
955
After tax
89 024
90 725
76 400
94 545
Living cost
9 073
9 073
9 073
9 073
Free-cash
79 951
81 652
67 327
85 472

Estimated living cost  is ₽9073 per week

₽6140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽24824
₽26281
₽32525
₽14507
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
95 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 151
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
20 931
trade
-
-
-
7 701
total
-
-
-
35 931
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 779
-
95 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 682
-
20 931
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
-
1 151
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 033
-
28 230
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
50 721
95 500
-
-
trade
7 279
13 704
-
-
income
7 608
14 325
-
-
chamber of commerce
212
277
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

418
787
-
-
total
15 517
29 093
-
-
Dividends
35 204
66 407
-
-
withholding
8 459
16 260
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

465
895
-
-
total
8 924
17 155
-
-
Income
95 500
95 500
95 500
95 500
Total tax
34 474
46 248
28 230
35 931
After tax
61 026
49 252
67 270
59 569
Living cost
34 745
34 745
34 745
34 745
Free-cash
26 281
14 507
32 525
24 824

Estimated living cost  is ₽34745 per week

₽23968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3738
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽31561
₽30963
₽40011
₽21013
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
95 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 151
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
20 931
trade
-
-
-
8 450
total
-
-
-
36 680
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 422
-
95 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

962
-
20 931
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
1 151
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
7 163
-
28 230
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
61 078
95 500
-
-
trade
9 620
15 041
-
-
income
9 163
14 325
-
-
chamber of commerce
224
273
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

504
787
-
-
total
19 511
30 426
-
-
Dividends
41 568
65 073
-
-
withholding
10 051
15 926
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

553
876
-
-
total
10 604
16 802
-
-
Income
95 500
95 500
95 500
95 500
Total tax
37 278
47 228
28 230
36 680
After tax
58 222
48 272
67 270
58 820
Living cost
27 259
27 259
27 259
27 259
Free-cash
30 963
21 013
40 011
31 561

Estimated living cost  is ₽27259 per week

₽17147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6425
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽23090
₽25071
₽31916
₽12427
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
95 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 151
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
20 931
trade
-
-
-
8 826
total
-
-
-
37 056
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 639
-
95 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 921
-
20 931
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
1 151
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 284
-
28 230
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
49 861
95 500
-
-
trade
8 203
15 710
-
-
income
7 479
14 325
-
-
chamber of commerce
208
273
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

412
787
-
-
total
16 302
31 095
-
-
Dividends
33 560
64 404
-
-
withholding
8 047
15 758
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

442
866
-
-
total
8 489
16 624
-
-
Income
95 500
95 500
95 500
95 500
Total tax
35 075
47 719
28 230
37 056
After tax
60 425
47 781
67 270
58 444
Living cost
35 354
35 354
35 354
35 354
Free-cash
25 071
12 427
31 916
23 090

Estimated living cost  is ₽35354 per week

₽23645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3728
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽16840
₽20653
₽26042
₽6060
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
95 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 151
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
20 931
trade
-
-
-
9 202
total
-
-
-
37 432
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 086
-
95 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 360
-
20 931
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
-
1 151
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
12 858
-
28 230
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
41 414
95 500
-
-
trade
7 103
16 378
-
-
income
6 211
14 325
-
-
chamber of commerce
195
272
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

342
787
-
-
total
13 851
31 762
-
-
Dividends
27 563
63 738
-
-
withholding
6 550
15 593
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

360
857
-
-
total
6 910
16 450
-
-
Income
95 500
95 500
95 500
95 500
Total tax
33 619
48 212
28 230
37 432
After tax
61 881
47 288
67 270
58 068
Living cost
41 228
41 228
41 228
41 228
Free-cash
20 653
6 060
26 042
16 840

Estimated living cost  is ₽41228 per week

₽30111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3298
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7284
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽28255
₽36992
₽26498
₽39855
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 500
surtax
-
-
-
2 347
unemployment
-
-
-
205
health
-
-
-
6 780
pensions
-
-
-
19 101
income
-
-
-
18 598
other
-
-
-
-
total
-
-
-
47 031
Employee
30 307
-
78 895
-
unemployment
2 109
-
5 491
-
other
-
-
-
-
income
5 081
-
17 295
-
surtax
108
-
2 123
-
pensions
2 022
-
5 262
-
health
774
-
2 012
-
total
10 094
-
32 183
-
Employer
30 307
-
78 895
-
pensions
4 041
-
10 517
-
other
-
-
-
-
health
1 378
-
3 588
-
unemployment
962
-
2 500
-
total
6 381
-
16 605
-
Corporate
58 812
95 500
-
-
income
15 290
24 830
-
-
total
15 290
24 830
-
-
Dividends
43 522
70 670
-
-
withholding
6 529
10 601
-
-
total
6 529
10 601
-
-
Income
95 500
95 500
95 500
95 500
Total tax
38 294
35 431
48 788
47 031
After tax
57 206
60 069
46 712
48 469
Living cost
20 214
20 214
20 214
20 214
Free-cash
36 992
39 855
26 498
28 255

Estimated living cost  is ₽20214 per week

₽12204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽28610
₽37408
₽26853
₽40210
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 500
surtax
-
-
-
2 347
unemployment
-
-
-
205
health
-
-
-
6 780
pensions
-
-
-
19 101
income
-
-
-
18 598
other
-
-
-
-
total
-
-
-
47 031
Employee
29 761
-
78 895
-
unemployment
2 072
-
5 491
-
other
-
-
-
-
income
4 989
-
17 295
-
surtax
97
-
2 123
-
pensions
1 985
-
5 262
-
health
760
-
2 012
-
total
9 903
-
32 183
-
Employer
29 761
-
78 895
-
pensions
3 967
-
10 517
-
other
-
-
-
-
health
1 354
-
3 588
-
unemployment
943
-
2 500
-
total
6 264
-
16 605
-
Corporate
59 475
95 500
-
-
income
15 463
24 830
-
-
total
15 463
24 830
-
-
Dividends
44 012
70 670
-
-
withholding
6 603
10 601
-
-
total
6 603
10 601
-
-
Income
95 500
95 500
95 500
95 500
Total tax
38 233
35 431
48 788
47 031
After tax
57 267
60 069
46 712
48 469
Living cost
19 859
19 859
19 859
19 859
Free-cash
37 408
40 210
26 853
28 610

Estimated living cost  is ₽19859 per week

₽12143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5426
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽48292
₽36317
₽37495
₽35945
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 500
unemployment
-
-
-
1 432
health
-
-
-
6 685
pensions
-
-
-
9 550
income
-
-
-
11 675
total
-
-
-
29 342
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
79 916
-
unemployment
387
154
1 199
-
income
3 153
1 255
9 770
-
pensions
2 579
1 026
7 992
-
health
1 805
718
5 594
-
total
7 924
3 153
24 555
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
79 916
-
pensions
5 029
2 001
15 584
-
total
5 029
2 001
15 584
-
Corporate
64 682
83 235
-
-
income
5 821
7 491
-
-
total
5 821
7 491
-
-
Dividends
58 860
75 744
-
-
withholding
11 183
14 391
-
-
social contributions
11 360
14 653
-
-
total
22 543
29 044
-
-
Income
95 500
95 500
95 500
95 500
Total tax
41 317
41 689
40 139
29 342
After tax
54 183
53 811
55 361
66 158
Living cost
17 866
17 866
17 866
17 866
Free-cash
36 317
35 945
37 495
48 292

Estimated living cost  is ₽17866 per week

₽12192
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3855
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽13778
₽15296
₽14527
₽16021
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 500
national
-
-
-
15 598
pensions
-
-
-
11 460
social contributions
-
-
-
1 027
municipal
-
-
-
10 066
total
-
-
-
38 151
Employee
67 543
-
82 559
-
municipal
8 343
-
10 436
-
national
12 928
-
16 171
-
pensions
2 702
-
3 302
-
total
23 973
-
29 909
-
Employer
67 543
-
82 559
-
pensions
5 403
-
6 605
-
social contributions
726
-
888
-
total
6 129
-
7 493
-
Corporate
17 369
95 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

3 474
19 100
-
-
total
3 474
19 100
-
-
Dividends
13 895
76 400
-
-
withholding
3 057
16 808
-
-
total
3 057
16 808
-
-
Income
95 500
95 500
95 500
95 500
Total tax
36 633
35 908
37 402
38 151
After tax
58 867
59 592
58 098
57 349
Living cost
43 571
43 571
43 571
43 571
Free-cash
15 296
16 021
14 527
13 778

Estimated living cost  is ₽43571 per week

₽29615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽12301
₽17572
₽12301
₽15583
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 500
social contributions
-
-
-
8 609
income
-
-
-
23 324
total
-
-
-
31 933
Employee
70 397
-
95 500
-
social contributions
5 848
-
8 609
-
income
13 284
-
23 324
-
total
19 132
-
31 933
-
Employer
70 397
-
95 500
-
total
-
-
-
-
Corporate
25 103
95 500
-
-
income
3 137
11 938
-
-
total
3 137
11 938
-
-
Dividends
21 966
83 562
-
-
withholding
4 393
16 713
-
-
total
4 393
16 713
-
-
Income
95 500
95 500
95 500
95 500
Total tax
26 662
28 651
31 933
31 933
After tax
68 838
66 849
63 567
63 567
Living cost
51 266
51 266
51 266
51 266
Free-cash
17 572
15 583
12 301
12 301

Estimated living cost  is ₽51266 per week

₽39002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4177
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽10660
₽8279
₽6115
₽12978
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 500
national
-
-
-
20 672
regional
-
-
-
1 064
social contributions
-
-
-
24 562
municipal
-
-
-
567
total
-
-
-
46 865
Employee
79 983
-
95 500
-
municipal
424
-
507
-
national
13 859
-
17 768
-
social contributions
26 970
-
32 203
-
regional
755
-
932
-
total
42 008
-
51 410
-
Employer
79 983
-
95 500
-
total
-
-
-
-
Corporate
15 517
95 500
-
-
nationa
3 725
22 919
-
-
municipal
605
3 725
-
-
total
4 330
26 644
-
-
Dividends
11 188
68 856
-
-
withholding
2 908
17 903
-
-
total
2 908
17 903
-
-
Income
95 500
95 500
95 500
95 500
Total tax
49 246
44 547
51 410
46 865
After tax
46 254
50 953
44 090
48 635
Living cost
37 975
37 975
37 975
37 975
Free-cash
8 279
12 978
6 115
10 660

Estimated living cost  is ₽37975 per week

₽26472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽24016
₽23955
₽19494
₽25955
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 500
national
-
-
-
20 672
regional
-
-
-
1 440
social contributions
-
-
-
24 562
municipal
-
-
-
567
total
-
-
-
47 241
Employee
49 922
-
95 500
-
municipal
265
-
507
-
national
7 909
-
17 768
-
social contributions
16 834
-
32 203
-
regional
672
-
1 285
-
total
25 680
-
51 763
-
Employer
49 922
-
95 500
-
total
-
-
-
-
Corporate
45 578
95 500
-
-
nationa
10 939
22 919
-
-