Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 95000
per

Your estimated
City
free-cash

Andorra , Andorra
₽45102
₽55425
₽47627
₽58447
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 000
social contributions
-
-
-
20 901
income
-
-
-
1 945
total
-
-
-
22 846
Employee
28 933
-
82 251
-
social contributions
1 880
-
5 347
-
income
-
-
2 225
-
total
1 880
-
7 572
-
Employer
28 933
-
82 251
-
social contributions
4 485
-
12 749
-
total
4 485
-
12 749
-
Corporate
61 582
95 000
-
-
income
6 158
9 501
-
-
total
6 158
9 501
-
-
Dividends
55 424
85 499
-
-
total
-
-
-
-
Income
95 000
95 000
95 000
95 000
Total tax
12 523
9 501
20 321
22 846
After tax
82 477
85 499
74 679
72 154
Living cost
27 052
27 052
27 052
27 052
Free-cash
55 425
58 447
47 627
45 102

Estimated living cost  is ₽27052 per week

₽17492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽19157
₽24110
-₽503
₽24555
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 000
surtax
-
-
-
-
unemployment
-
-
-
5 520
health
-
-
-
7 267
chamber of commerce
-
-
-
381
pensions
-
-
-
17 575
income
-
-
-
16 388
total
-
-
-
47 131
Employee
39 340
35 865
73 766
-
unemployment
1 180
1 076
2 213
-
other
393
359
738
-
income
3 504
2 645
14 611
-
pensions
4 029
3 672
7 554
-
health
1 522
1 388
2 856
-
total
10 628
9 140
27 972
-
Employer
39 340
35 865
73 766
-
pensions
4 937
4 502
9 258
-
surtax
-
-
-
-
payroll
1 180
1 076
2 213
-
other
1 868
1 703
3 504
-
health
1 488
1 356
2 789
-
accident
511
466
960
-
unemployment
1 180
1 076
2 213
-
chamber of commerce
157
143
295
-
total
11 321
10 322
21 232
-
Corporate
44 339
48 813
70 351
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

11 084
12 203
17 587
-
total
11 084
12 203
17 587
-
Dividends
33 255
36 611
-
-
withholding
9 145
10 068
-
-
total
9 145
10 068
-
-
Income
95 000
95 000
95 000
95 000
Total tax
42 178
41 733
66 791
47 131
After tax
52 822
53 267
28 209
47 869
Living cost
28 712
28 712
28 712
28 712
Free-cash
24 110
24 555
-503
19 157

Estimated living cost  is ₽28712 per week

₽17224
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8044
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽15980
₽20068
-₽3529
₽21459
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 000
surtax
-
-
-
178
unemployment
-
-
-
5 520
health
-
-
-
7 267
chamber of commerce
-
-
-
381
pensions
-
-
-
17 575
income
-
-
-
16 388
total
-
-
-
47 309
Employee
44 976
35 865
73 631
-
unemployment
1 349
1 076
2 208
-
other
449
359
736
-
income
5 120
2 645
14 564
-
pensions
4 606
3 672
7 540
-
health
1 740
1 388
2 850
-
total
13 264
9 140
27 898
-
Employer
44 976
35 865
73 631
-
pensions
5 644
4 502
9 241
-
surtax
178
178
178
-
payroll
1 349
1 076
2 208
-
other
2 137
1 703
3 496
-
health
1 699
1 356
2 784
-
accident
584
466
956
-
unemployment
1 349
1 076
2 208
-
chamber of commerce
179
143
294
-
total
13 119
10 500
21 365
-
Corporate
36 904
48 636
70 219
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

9 226
12 158
17 555
-
total
9 226
12 158
17 555
-
Dividends
27 679
36 477
-
-
withholding
7 612
10 032
-
-
total
7 612
10 032
-
-
Income
95 000
95 000
95 000
95 000
Total tax
43 221
41 830
66 818
47 309
After tax
51 779
53 170
28 182
47 691
Living cost
31 711
31 711
31 711
31 711
Free-cash
20 068
21 459
-3 529
15 980

Estimated living cost  is ₽31711 per week

₽21150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽11195
₽6950
₽3921
₽20448
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 000
national
-
-
-
31 107
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 794
social contributions
-
-
-
15 090
total
-
-
-
50 991
Employee

The minimum management director salary is set at €45,000 per year.

64 375
-
73 582
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

560
-
640
-
national
19 791
-
23 393
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 358
-
3 838
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 828
-
5 518
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 025
-
3 458
-
total
31 562
-
36 847
-
Employer

The minimum management director salary is set at €45,000 per year.

64 375
-
73 582
-
surtax
7 299
-
8 345
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 704
-
6 519
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 959
-
4 524
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

837
-
956
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

939
-
1 074
-
total
18 738
-
21 418
-
Corporate
11 887
95 000
-
-
income
2 377
19 000
-
-
surtax
48
379
-
-
total
2 425
19 379
-
-
Dividends
9 462
75 621
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

2 511
22 359
-
-
total
2 511
22 359
-
-
Income
95 000
95 000
95 000
95 000
Total tax
55 236
41 738
58 265
50 991
After tax
39 764
53 262
36 735
44 009
Living cost
32 814
32 814
32 814
32 814
Free-cash
6 950
20 448
3 921
11 195

Estimated living cost  is ₽32814 per week

₽21136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽56848
₽60234
₽59887
₽65726
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 000
unemployment
-
-
-
126
health
-
-
-
3 619
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 658
income
-
-
-
14 250
total
-
-
-
22 653
Employee
20 524
-
88 825
-
accident

We are using the highest rate at 1.1%.

226
-
346
-
income
2 053
-
8 882
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 802
-
2 763
-
health
944
-
1 448
-
total
5 025
-
13 439
-
Employer
20 524
-
88 825
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 262
-
3 468
-
health
1 416
-
2 172
-
accident

We are using the highest rate at 1.1%.

226
-
346
-
unemployment
123
-
189
-
total
4 027
-
6 175
-
Corporate
70 450
95 000
-
-
income
7 045
9 500
-
-
total
7 045
9 500
-
-
Dividends
63 405
85 500
-
-
withholding
3 170
4 275
-
-
total
3 170
4 275
-
-
Income
95 000
95 000
95 000
95 000
Total tax
19 267
13 775
19 614
22 653
After tax
75 733
81 225
75 386
72 347
Living cost
15 499
15 499
15 499
15 499
Free-cash
60 234
65 726
59 887
56 848

Estimated living cost  is ₽15499 per week

₽10251
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽887
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽370
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3992
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽60534
₽65227
₽63573
₽69412
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 000
unemployment
-
-
-
126
health
-
-
-
3 619
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 658
income
-
-
-
14 250
total
-
-
-
22 653
Employee
15 642
-
88 825
-
accident

We are using the highest rate at 1.1%.

172
-
346
-
income
1 564
-
8 882
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 373
-
2 763
-
health
719
-
1 448
-
total
3 828
-
13 439
-
Employer
15 642
-
88 825
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 724
-
3 468
-
health
1 080
-
2 172
-
accident

We are using the highest rate at 1.1%.

172
-
346
-
unemployment
94
-
189
-
total
3 070
-
6 175
-
Corporate
76 288
95 000
-
-
income
7 629
9 500
-
-
total
7 629
9 500
-
-
Dividends
68 660
85 500
-
-
withholding
3 433
4 275
-
-
total
3 433
4 275
-
-
Income
95 000
95 000
95 000
95 000
Total tax
17 960
13 775
19 614
22 653
After tax
77 040
81 225
75 386
72 347
Living cost
11 813
11 813
11 813
11 813
Free-cash
65 227
69 412
63 573
60 534

Estimated living cost  is ₽11813 per week

₽6897
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽844
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽313
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3760
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽46053
₽43777
₽45780
₽48674
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 000
health
-
-
-
2 422
social contributions
-
-
-
14 561
income
-
-
-
11 127
total
-
-
-
28 110
Employee
69 203
69 203
86 246
-
income
7 535
6 406
11 007
-
social contributions
2 616
5 743
7 158
-
health
536
1 177
1 465
-
total
10 687
13 326
19 630
-
Employer
69 203
69 203
86 246
-
social contributions
2 616
5 743
7 158
-
health
582
1 281
1 595
-
total
3 198
7 024
8 753
-
Corporate
60 277
18 773
-
-
income
7 535
2 347
-
-
total
7 535
2 347
-
-
Dividends
52 742
16 427
-
-
withholding
8 966
2 792
-
-
total
8 966
2 792
-
-
Income
95 000
95 000
95 000
95 000
Total tax
30 386
25 489
28 383
28 110
After tax
64 614
69 511
66 617
66 890
Living cost
20 837
20 837
20 837
20 837
Free-cash
43 777
48 674
45 780
46 053

Estimated living cost  is ₽20837 per week

₽12488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2044
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽37700
₽36588
₽37427
₽40321
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 000
health
-
-
-
2 422
social contributions
-
-
-
14 561
income
-
-
-
11 127
total
-
-
-
28 110
Employee
69 203
69 203
86 246
-
income
7 267
6 406
11 007
-
social contributions
3 363
5 743
7 158
-
health
688
1 177
1 465
-
total
11 318
13 326
19 630
-
Employer
69 203
69 203
86 246
-
social contributions
3 363
5 743
7 158
-
health
750
1 281
1 595
-
total
4 113
7 024
8 753
-
Corporate
50 379
18 773
-
-
income
6 297
2 347
-
-
total
6 297
2 347
-
-
Dividends
44 083
16 427
-
-
withholding
7 494
2 792
-
-
total
7 494
2 792
-
-
Income
95 000
95 000
95 000
95 000
Total tax
29 222
25 489
28 383
28 110
After tax
65 778
69 511
66 617
66 890
Living cost
29 190
29 190
29 190
29 190
Free-cash
36 588
40 321
37 427
37 700

Estimated living cost  is ₽29190 per week

₽19954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6466
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽25490
₽37215
₽27429
₽44627
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 000
health
-
-
-
12 825
social contributions
-
-
-
27 740
income
-
-
-
8 165
solidarity contribution
-
-
-
-
total
-
-
-
48 730
Employee
30 558
-
70 895
-
income
3 667
-
8 507
-
social contributions
1 986
-
4 608
-
health
4 125
-
9 571
-
solidarity contribution
-
-
-
-
total
9 778
-
22 686
-
Employer
30 558
-
70 895
-
social contributions
7 640
-
17 724
-
health
2 750
-
6 381
-
total
10 390
-
24 105
-
Corporate
54 052
95 000
-
-
income
10 270
18 050
-
-
total
10 270
18 050
-
-
Dividends
43 782
76 950
-
-
withholding
6 567
11 543
-
-
total
6 567
11 543
-
-
Income
95 000
95 000
95 000
95 000
Total tax
37 005
29 593
46 791
48 730
After tax
57 995
65 407
48 209
46 270
Living cost
20 780
20 780
20 780
20 780
Free-cash
37 215
44 627
27 429
25 490

Estimated living cost  is ₽20780 per week

₽14434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4459
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽20664
₽30665
₽22603
₽39801
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 000
health
-
-
-
12 825
social contributions
-
-
-
27 740
income
-
-
-
8 165
solidarity contribution
-
-
-
-
total
-
-
-
48 730
Employee
37 656
-
70 895
-
income
4 519
-
8 507
-
social contributions
2 448
-
4 608
-
health
5 084
-
9 571
-
solidarity contribution
-
-
-
-
total
12 051
-
22 686
-
Employer
37 656
-
70 895
-
social contributions
9 414
-
17 724
-
health
3 389
-
6 381
-
total
12 803
-
24 105
-
Corporate
44 541
95 000
-
-
income
8 463
18 050
-
-
total
8 463
18 050
-
-
Dividends
36 078
76 950
-
-
withholding
5 412
11 543
-
-
total
5 412
11 543
-
-
Income
95 000
95 000
95 000
95 000
Total tax
38 729
29 593
46 791
48 730
After tax
56 271
65 407
48 209
46 270
Living cost
25 606
25 606
25 606
25 606
Free-cash
30 665
39 801
22 603
20 664

Estimated living cost  is ₽25606 per week

₽19042
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4702
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽15188
-₽101591
-₽101591
-₽101591
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 000
national
-
-
-
10 148
pensions
-
-
-
782
municipal
-
-
-
17 890
labour market
-
-
-
7 537
total
-
-
-
36 357
Employee
183 415
183 415
183 415
-
municipal
39 057
39 057
39 057
-
national
22 407
22 407
22 407
-
pensions
261
261
261
-
labour market
14 652
14 652
14 652
-
total
76 377
76 377
76 377
-
Employer
183 415
183 415
183 415
-
pensions
521
521
521
-
labour market
14 673
14 673
14 673
-
municipal
39 119
39 119
39 119
-
national
22 446
22 446
22 446
-
total
76 759
76 759
76 759
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
95 000
95 000
95 000
95 000
Total tax
153 136
153 136
153 136
36 357
After tax
-58 136
-58 136
-58 136
58 643
Living cost
43 455
43 455
43 455
43 455
Free-cash
-101 591
-101 591
-101 591
15 188

Estimated living cost  is ₽43455 per week

₽29741
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3844
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽668
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9201
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽29184
₽48673
₽33021
₽54263
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 000
health
-
-
-
12 349
pensions
-
-
-
19 000
income
-
-
-
12 730
total
-
-
-
44 079
Employee
25 530
-
71 000
-
unemployment
408
-
1 136
-
income
2 874
-
13 688
-
pensions
511
-
1 419
-
total
3 793
-
16 243
-
Employer
25 530
-
71 000
-
pensions
5 106
-
14 201
-
health
3 318
-
9 229
-
unemployment
205
-
569
-
total
8 629
-
23 999
-
Corporate
60 840
95 000
-
-
income
12 168
19 000
-
-
total
12 168
19 000
-
-
Dividends
48 671
76 000
-
-
total
-
-
-
-
Income
95 000
95 000
95 000
95 000
Total tax
24 590
19 000
40 242
44 079
After tax
70 410
76 000
54 758
50 921
Living cost
21 737
21 737
21 737
21 737
Free-cash
48 673
54 263
33 021
29 184

Estimated living cost  is ₽21737 per week

₽14909
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽32348
₽26794
₽19248
₽28231
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
95 000
national
-
-
-
10 108
health
-
-
-
1 088
municipal
-
-
-
16 904
total
-
-
-
28 100
Employee
47 349
-
79 920
-
unemployment
710
-
1 199
-
municipal
7 755
-
13 044
-
national
782
-
5 626
-
pensions
3 195
-
5 395
-
health
354
-
856
-
total
12 796
-
26 120
-
Employer
47 349
-
79 920
-
pensions
8 215
-
13 866
-
health
364
-
615
-
accident
48
-
80
-
unemployment
307
-
519
-
total
8 934
-
15 080
-
Corporate
38 718
95 000
-
-
income
7 743
19 000
-
-
total
7 743
19 000
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

23 231
57 000
-
-
municipal
4 181
10 261
-
-
national
-
2 956
-
-
total
4 181
13 217
-
-
Income
95 000
95 000
95 000
95 000
Total tax
33 654
32 217
41 200
28 100
After tax
61 346
62 783
53 800
66 900
Living cost
34 552
34 552
34 552
34 552
Free-cash
26 794
28 231
19 248
32 348

Estimated living cost  is ₽34552 per week

₽22569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽26820
₽25139
₽31440
₽20141
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 000
surtax
-
-
-
-
health
-
-
-
2 034
pensions
-
-
-
22 995
social contributions
-
-
-
2 707
income
-
-
-
9 755
other
-
-
-
2 949
total
-
-
-
40 440
Employee
34 382
-
76 899
-
income
1 773
-
11 696
-
surtax
-
-
-
-
social contributions
980
-
2 191
-
pensions
3 889
-
3 831
-
total
6 642
-
17 718
-
Employer
34 382
-
76 899
-
pensions
5 650
-
6 721
-
social contributions
102
-
231
-
other
1 187
-
2 652
-
health
2 406
-
5 383
-
unemployment
1 392
-
3 115
-
total
10 737
-
18 102
-
Corporate
49 881
95 000
-
-
income
13 967
26 600
-
-
surtax
-
-
-
-
total
13 967
26 600
-
-
Dividends
35 914
68 400
-
-
withholding
4 598
8 754
-
-
social contributions
6 177
11 765
-
-
surtax
-
-
-
-
total
10 775
20 519
-
-
Income
95 000
95 000
95 000
95 000
Total tax
42 121
47 119
35 820
40 440
After tax
52 879
47 881
59 180
54 560
Living cost
27 740
27 740
27 740
27 740
Free-cash
25 139
20 141
31 440
26 820

Estimated living cost  is ₽27740 per week

₽16088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2818
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽23769
₽22404
₽28389
₽17090
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 000
surtax
-
-
-
-
health
-
-
-
2 034
pensions
-
-
-
22 995
social contributions
-
-
-
2 707
income
-
-
-
9 755
other
-
-
-
2 949
total
-
-
-
40 440
Employee
38 517
-
76 899
-
income
2 273
-
11 696
-
surtax
-
-
-
-
social contributions
1 098
-
2 191
-
pensions
4 355
-
3 831
-
total
7 726
-
17 718
-
Employer
38 517
-
76 899
-
pensions
6 328
-
6 721
-
social contributions
116
-
231
-
other
1 329
-
2 652
-
health
2 697
-
5 383
-
unemployment
1 559
-
3 115
-
total
12 029
-
18 102
-
Corporate
44 455
95 000
-
-
income
12 447
26 600
-
-
surtax
-
-
-
-
total
12 447
26 600
-
-
Dividends
32 008
68 400
-
-
withholding
4 097
8 754
-
-
social contributions
5 506
11 765
-
-
surtax
-
-
-
-
total
9 603
20 519
-
-
Income
95 000
95 000
95 000
95 000
Total tax
41 805
47 119
35 820
40 440
After tax
53 195
47 881
59 180
54 560
Living cost
30 791
30 791
30 791
30 791
Free-cash
22 404
17 090
28 389
23 769

Estimated living cost  is ₽30791 per week

₽19415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8350
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽11093
₽10600
₽15713
₽4414
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 000
surtax
-
-
-
-
health
-
-
-
2 034
pensions
-
-
-
22 995
social contributions
-
-
-
2 707
income
-
-
-
9 755
other
-
-
-
2 949
total
-
-
-
40 440
Employee
56 366
-
76 899
-
income
4 918
-
11 696
-
surtax
-
-
-
-
social contributions
1 605
-
2 191
-
pensions
6 375
-
3 831
-
total
12 898
-
17 718
-
Employer
56 366
-
76 899
-
pensions
9 262
-
6 721
-
social contributions
169
-
231
-
other
1 945
-
2 652
-
health
3 945
-
5 383
-
unemployment
2 283
-
3 115
-
total
17 604
-
18 102
-
Corporate
21 029
95 000
-
-
income
5 889
26 600
-
-
surtax
-
-
-
-
total
5 889
26 600
-
-
Dividends
15 141
68 400
-
-
withholding
1 938
8 754
-
-
social contributions
2 604
11 765
-
-
surtax
-
-
-
-
total
4 542
20 519
-
-
Income
95 000
95 000
95 000
95 000
Total tax
40 933
47 119
35 820
40 440
After tax
54 067
47 881
59 180
54 560
Living cost
43 467
43 467
43 467
43 467
Free-cash
10 600
4 414
15 713
11 093

Estimated living cost  is ₽43467 per week

₽29418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽88227
₽83336
₽70177
₽84427
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
95 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
950
total
-
-
-
950
Employee
7 278
-
95 000
-
income
1 455
-
19 000
-
total
1 455
-
19 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

87 722
95 000
-
-
total
-
-
-
-
Dividends
87 722
95 000
-
-
withholding
4 386
4 750
-
-
total
4 386
4 750
-
-
Income
95 000
95 000
95 000
95 000
Total tax
5 841
4 750
19 000
950
After tax
89 159
90 250
76 000
94 050
Living cost
5 823
5 823
5 823
5 823
Free-cash
83 336
84 427
70 177
88 227

Estimated living cost  is ₽5823 per week

₽3608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1570
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽84977
₽79476
₽66927
₽81177
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
95 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
950
total
-
-
-
950
Employee
11 342
-
95 000
-
income
2 268
-
19 000
-
total
2 268
-
19 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

83 658
95 000
-
-
total
-
-
-
-
Dividends
83 658
95 000
-
-
withholding
4 183
4 750
-
-
total
4 183
4 750
-
-
Income
95 000
95 000
95 000
95 000
Total tax
6 451
4 750
19 000
950
After tax
88 549
90 250
76 000
94 050
Living cost
9 073
9 073
9 073
9 073
Free-cash
79 476
81 177
66 927
84 977

Estimated living cost  is ₽9073 per week

₽6140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽24607
₽26024
₽32236
₽14250
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
95 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 141
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
20 730
trade
-
-
-
7 629
total
-
-
-
35 648
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 779
-
95 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 682
-
20 730
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
-
1 141
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 033
-
28 019
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
50 221
95 000
-
-
trade
7 207
13 632
-
-
income
7 533
14 250
-
-
chamber of commerce
210
277
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

415
784
-
-
total
15 365
28 943
-
-
Dividends
34 856
66 057
-
-
withholding
8 372
16 172
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

461
890
-
-
total
8 833
17 062
-
-
Income
95 000
95 000
95 000
95 000
Total tax
34 231
46 005
28 019
35 648
After tax
60 769
48 995
66 981
59 352
Living cost
34 745
34 745
34 745
34 745
Free-cash
26 024
14 250
32 236
24 607

Estimated living cost  is ₽34745 per week

₽23968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3738
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽31350
₽30713
₽39722
₽20761
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
95 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 141
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
20 730
trade
-
-
-
8 372
total
-
-
-
36 391
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 422
-
95 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

962
-
20 730
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
1 141
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
7 163
-
28 019
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
60 578
95 000
-
-
trade
9 542
14 962
-
-
income
9 087
14 250
-
-
chamber of commerce
224
273
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

500
784
-
-
total
19 353
30 269
-
-
Dividends
41 225
64 730
-
-
withholding
9 964
15 840
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

548
871
-
-
total
10 512
16 711
-
-
Income
95 000
95 000
95 000
95 000
Total tax
37 028
46 980
28 019
36 391
After tax
57 972
48 020
66 981
58 609
Living cost
27 259
27 259
27 259
27 259
Free-cash
30 713
20 761
39 722
31 350

Estimated living cost  is ₽27259 per week

₽17147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6425
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽22883
₽24826
₽31627
₽12176
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
95 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 141
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
20 730
trade
-
-
-
8 744
total
-
-
-
36 763
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 639
-
95 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 921
-
20 730
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
1 141
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 284
-
28 019
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
49 361
95 000
-
-
trade
8 119
15 627
-
-
income
7 403
14 250
-
-
chamber of commerce
207
272
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

406
784
-
-
total
16 135
30 933
-
-
Dividends
33 226
64 068
-
-
withholding
7 964
15 675
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

437
862
-
-
total
8 401
16 537
-
-
Income
95 000
95 000
95 000
95 000
Total tax
34 820
47 470
28 019
36 763
After tax
60 180
47 530
66 981
58 237
Living cost
35 354
35 354
35 354
35 354
Free-cash
24 826
12 176
31 627
22 883

Estimated living cost  is ₽35354 per week

₽23645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3728
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽16637
₽20408
₽25753
₽5814
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
95 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 141
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
20 730
trade
-
-
-
9 116
total
-
-
-
37 135
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 086
-
95 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 360
-
20 730
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
-
1 141
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
12 858
-
28 019
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
40 914
95 000
-
-
trade
7 018
16 293
-
-
income
6 136
14 250
-
-
chamber of commerce
195
270
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

338
784
-
-
total
13 687
31 597
-
-
Dividends
27 227
63 403
-
-
withholding
6 464
15 509
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

355
852
-
-
total
6 819
16 361
-
-
Income
95 000
95 000
95 000
95 000
Total tax
33 364
47 958
28 019
37 135
After tax
61 636
47 042
66 981
57 865
Living cost
41 228
41 228
41 228
41 228
Free-cash
20 408
5 814
25 753
16 637

Estimated living cost  is ₽41228 per week

₽30111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3298
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7284
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽28082
₽36677
₽26300
₽39541
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 000
surtax
-
-
-
2 319
unemployment
-
-
-
205
health
-
-
-
6 746
pensions
-
-
-
19 000
income
-
-
-
18 434
other
-
-
-
-
total
-
-
-
46 704
Employee
30 307
-
78 478
-
unemployment
2 109
-
5 462
-
other
-
-
-
-
income
5 081
-
17 166
-
surtax
108
-
2 101
-
pensions
2 022
-
5 235
-
health
774
-
2 002
-
total
10 094
-
31 966
-
Employer
30 307
-
78 478
-
pensions
4 041
-
10 461
-
other
-
-
-
-
health
1 378
-
3 571
-
unemployment
962
-
2 488
-
total
6 381
-
16 520
-
Corporate
58 312
95 000
-
-
income
15 161
24 701
-
-
total
15 161
24 701
-
-
Dividends
43 152
70 299
-
-
withholding
6 473
10 544
-
-
total
6 473
10 544
-
-
Income
95 000
95 000
95 000
95 000
Total tax
38 109
35 245
48 486
46 704
After tax
56 891
59 755
46 514
48 296
Living cost
20 214
20 214
20 214
20 214
Free-cash
36 677
39 541
26 300
28 082

Estimated living cost  is ₽20214 per week

₽12204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽28437
₽37095
₽26655
₽39896
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 000
surtax
-
-
-
2 319
unemployment
-
-
-
205
health
-
-
-
6 746
pensions
-
-
-
19 000
income
-
-
-
18 434
other
-
-
-
-
total
-
-
-
46 704
Employee
29 761
-
78 478
-
unemployment
2 072
-
5 462
-
other
-
-
-
-
income
4 989
-
17 166
-
surtax
97
-
2 101
-
pensions
1 985
-
5 235
-
health
760
-
2 002
-
total
9 903
-
31 966
-
Employer
29 761
-
78 478
-
pensions
3 967
-
10 461
-
other
-
-
-
-
health
1 354
-
3 571
-
unemployment
943
-
2 488
-
total
6 264
-
16 520
-
Corporate
58 975
95 000
-
-
income
15 333
24 701
-
-
total
15 333
24 701
-
-
Dividends
43 642
70 299
-
-
withholding
6 546
10 544
-
-
total
6 546
10 544
-
-
Income
95 000
95 000
95 000
95 000
Total tax
38 046
35 245
48 486
46 704
After tax
56 954
59 755
46 514
48 296
Living cost
19 859
19 859
19 859
19 859
Free-cash
37 095
39 896
26 655
28 437

Estimated living cost  is ₽19859 per week

₽12143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5426
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽47942
₽36033
₽37203
₽35660
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 000
unemployment
-
-
-
1 425
health
-
-
-
6 650
pensions
-
-
-
9 500
income
-
-
-
11 614
total
-
-
-
29 189
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 794
10 266
79 498
-
unemployment
387
154
1 192
-
income
3 153
1 255
9 719
-
pensions
2 579
1 027
7 950
-
health
1 806
719
5 565
-
total
7 925
3 155
24 426
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 794
10 266
79 498
-
pensions
5 030
2 002
15 502
-
total
5 030
2 002
15 502
-
Corporate
64 176
82 733
-
-
income
5 776
7 446
-
-
total
5 776
7 446
-
-
Dividends
58 401
75 287
-
-
withholding
11 096
14 304
-
-
social contributions
11 271
14 564
-
-
total
22 367
28 868
-
-
Income
95 000
95 000
95 000
95 000
Total tax
41 098
41 471
39 928
29 189
After tax
53 902
53 529
55 072
65 811
Living cost
17 869
17 869
17 869
17 869
Free-cash
36 033
35 660
37 203
47 942

Estimated living cost  is ₽17869 per week

₽12194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3856
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽13492
₽14984
₽14237
₽15709
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 000
national
-
-
-
15 508
pensions
-
-
-
11 400
social contributions
-
-
-
1 021
municipal
-
-
-
10 008
total
-
-
-
37 937
Employee
67 543
-
82 127
-
municipal
8 343
-
10 376
-
national
12 928
-
16 078
-
pensions
2 702
-
3 285
-
total
23 973
-
29 739
-
Employer
67 543
-
82 127
-
pensions
5 403
-
6 570
-
social contributions
726
-
883
-
total
6 129
-
7 453
-
Corporate
16 869
95 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

3 374
19 000
-
-
total
3 374
19 000
-
-
Dividends
13 495
76 000
-
-
withholding
2 969
16 720
-
-
total
2 969
16 720
-
-
Income
95 000
95 000
95 000
95 000
Total tax
36 445
35 720
37 192
37 937
After tax
58 555
59 280
57 808
57 063
Living cost
43 571
43 571
43 571
43 571
Free-cash
14 984
15 709
14 237
13 492

Estimated living cost  is ₽43571 per week

₽29615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽12056
₽17221
₽12056
₽15233
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 000
social contributions
-
-
-
8 554
income
-
-
-
23 124
total
-
-
-
31 678
Employee
70 397
-
95 000
-
social contributions
5 848
-
8 554
-
income
13 284
-
23 124
-
total
19 132
-
31 678
-
Employer
70 397
-
95 000
-
total
-
-
-
-
Corporate
24 603
95 000
-
-
income
3 076
11 875
-
-
total
3 076
11 875
-
-
Dividends
21 527
83 125
-
-
withholding
4 305
16 626
-
-
total
4 305
16 626
-
-
Income
95 000
95 000
95 000
95 000
Total tax
26 513
28 501
31 678
31 678
After tax
68 487
66 499
63 322
63 322
Living cost
51 266
51 266
51 266
51 266
Free-cash
17 221
15 233
12 056
12 056

Estimated living cost  is ₽51266 per week

₽39002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4177
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽10439
₽8012
₽5918
₽12712
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 000
national
-
-
-
20 530
regional
-
-
-
1 057
social contributions
-
-
-
24 434
municipal
-
-
-
565
total
-
-
-
46 586
Employee
79 983
-
95 000
-
municipal
424
-
504
-
national
13 859
-
17 642
-
social contributions
26 970
-
32 034
-
regional
755
-
927
-
total
42 008
-
51 107
-
Employer
79 983
-
95 000
-
total
-
-
-
-
Corporate
15 017
95 000
-
-
nationa
3 604
22 800
-
-
municipal
586
3 704
-
-
total
4 190
26 504
-
-
Dividends
10 828
68 496
-
-
withholding
2 815
17 809
-
-
total
2 815
17 809
-
-
Income
95 000
95 000
95 000
95 000
Total tax
49 013
44 313
51 107
46 586
After tax
45 987
50 687
43 893
48 414
Living cost
37 975
37 975
37 975
37 975
Free-cash
8 012
12 712
5 918
10 439

Estimated living cost  is ₽37975 per week

₽26472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽23796
₽23693
₽19299
₽25690
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 000
national
-
-
-
20 530
regional
-
-
-
1 432
social contributions
-
-
-
24 434
municipal
-
-
-
565
total
-
-
-
46 961
Employee
49 922
-
95 000
-
municipal
265
-
504
-
national
7 909
-
17 642
-
social contributions
16 834
-
32 034
-
regional
672
-
1 278
-
total
25 680
-
51 458
-
Employer
49 922
-
95 000
-
total
-
-
-
-
Corporate
45 078
95 000
-
-
nationa
10 819
22 800
-
-