Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 95000
per

Your estimated
City
free-cash

Andorra , Andorra
₽60560
₽49314
₽46788
₽57773
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 000
social contributions
-
-
-
20 901
income
-
-
-
2 371
total
-
-
-
23 272
Employee
26 673
-
82 250
-
social contributions
1 733
-
5 345
-
income
-
-
2 653
-
total
1 733
-
7 998
-
Employer
26 673
-
82 250
-
social contributions
4 135
-
12 748
-
total
4 135
-
12 748
-
Corporate
64 192
95 000
-
-
income
6 419
9 500
-
-
total
6 419
9 500
-
-
Dividends
57 773
85 500
-
-
total
-
-
-
-
Income
95 000
95 000
95 000
95 000
Total tax
12 287
9 500
20 746
23 272
After tax
82 713
85 500
74 254
71 728
Living cost
24 940
24 940
24 940
24 940
Free-cash
57 773
60 560
49 314
46 788

Estimated living cost  is ₽24940 per week

₽16126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1880
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6465
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽26670
₽832
₽20810
₽26259
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 000
chamber of commerce
-
-
-
379
unemployment
-
-
-
5 089
health
-
-
-
7 268
pensions
-
-
-
17 576
income
-
-
-
17 409
surtax
-
-
-
-
total
-
-
-
47 721
Employee
36 267
33 064
73 770
-
health
1 403
1 280
2 854
-
pensions
3 714
3 385
7 554
-
other
362
331
738
-
unemployment
1 088
992
2 214
-
income
3 231
2 439
15 453
-
total
9 798
8 427
28 813
-
Employer
36 267
33 064
73 770
-
pensions
4 552
4 150
9 258
-
accident
471
430
959
-
unemployment
1 088
992
2 214
-
surtax
-
-
-
-
payroll
1 088
992
2 214
-
chamber of commerce
145
132
294
-
health
1 371
1 250
2 788
-
other
1 722
1 570
3 503
-
total
10 437
9 516
21 230
-
Corporate
48 296
52 420
70 621
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

12 075
13 106
17 656
-
total
12 075
13 106
17 656
-
Dividends
36 221
39 315
-
-
withholding
9 962
10 812
-
-
total
9 962
10 812
-
-
Income
95 000
95 000
95 000
95 000
Total tax
42 272
41 861
67 699
47 721
After tax
52 728
53 139
27 301
47 279
Living cost
26 469
26 469
26 469
26 469
Free-cash
26 259
26 670
832
20 810

Estimated living cost  is ₽26469 per week

₽15878
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2703
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7416
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽23817
-₽1961
₽17881
₽22534
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 000
chamber of commerce
-
-
-
379
unemployment
-
-
-
5 089
health
-
-
-
7 268
pensions
-
-
-
17 576
income
-
-
-
17 409
surtax
-
-
-
164
total
-
-
-
47 885
Employee
41 463
33 064
73 642
-
health
1 604
1 280
2 850
-
pensions
4 246
3 385
7 542
-
other
414
331
737
-
unemployment
1 244
992
2 209
-
income
4 720
2 439
15 409
-
total
12 228
8 427
28 747
-
Employer
41 463
33 064
73 642
-
pensions
5 204
4 150
9 242
-
accident
538
430
957
-
unemployment
1 244
992
2 209
-
surtax
164
164
164
-
payroll
1 244
992
2 209
-
chamber of commerce
165
132
294
-
health
1 567
1 250
2 784
-
other
1 970
1 570
3 498
-
total
12 096
9 680
21 357
-
Corporate
41 442
52 257
70 494
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

10 360
13 065
17 623
-
total
10 360
13 065
17 623
-
Dividends
31 082
39 192
-
-
withholding
8 548
10 777
-
-
total
8 548
10 777
-
-
Income
95 000
95 000
95 000
95 000
Total tax
43 232
41 949
67 727
47 885
After tax
51 768
53 051
27 273
47 115
Living cost
29 234
29 234
29 234
29 234
Free-cash
22 534
23 817
-1 961
17 881

Estimated living cost  is ₽29234 per week

₽19498
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6762
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽22985
₽6048
₽12987
₽10542
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 000
social contributions
-
-
-
15 273
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 783
national
-
-
-
31 706
total
-
-
-
51 762
Employee

The minimum management director salary is set at €45,000 per year.

59 347
-
73 581
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 788
-
3 458
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 451
-
5 518
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 095
-
3 839
-
national
18 246
-
23 825
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

516
-
641
-
total
29 096
-
37 281
-
Employer

The minimum management director salary is set at €45,000 per year.

59 347
-
73 581
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

771
-
956
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

866
-
1 074
-
surtax
6 729
-
8 345
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 650
-
4 525
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 259
-
6 520
-
total
17 275
-
21 420
-
Corporate
18 378
95 000
-
-
surtax
74
379
-
-
income
3 676
19 001
-
-
total
3 750
19 380
-
-
Dividends
14 628
75 620
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

4 086
22 384
-
-
total
4 086
22 384
-
-
Income
95 000
95 000
95 000
95 000
Total tax
54 207
41 764
58 701
51 762
After tax
40 793
53 236
36 299
43 238
Living cost
30 251
30 251
30 251
30 251
Free-cash
10 542
22 985
6 048
12 987

Estimated living cost  is ₽30251 per week

₽19485
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2645
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7647
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽66962
₽61928
₽58754
₽61909
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 000
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
14 250
total
-
-
-
21 983
Employee
18 887
-
89 318
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
health
869
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 658
-
2 543
-
income
1 889
-
8 932
-
total
4 624
-
13 126
-
Employer
18 887
-
89 318
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
unemployment
113
-
174
-
health
1 303
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 081
-
3 192
-
total
3 705
-
5 683
-
Corporate
72 407
95 000
-
-
income
7 241
9 500
-
-
total
7 241
9 500
-
-
Dividends
65 167
85 500
-
-
withholding
3 258
4 275
-
-
total
3 258
4 275
-
-
Income
95 000
95 000
95 000
95 000
Total tax
18 828
13 775
18 809
21 983
After tax
76 172
81 225
76 191
73 017
Living cost
14 263
14 263
14 263
14 263
Free-cash
61 909
66 962
61 928
58 754

Estimated living cost  is ₽14263 per week

₽9434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽817
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽340
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3673
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽70354
₽65320
₽62146
₽66503
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 000
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
14 250
total
-
-
-
21 983
Employee
14 395
-
89 318
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
health
662
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 264
-
2 543
-
income
1 439
-
8 932
-
total
3 523
-
13 126
-
Employer
14 395
-
89 318
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
unemployment
86
-
174
-
health
994
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 587
-
3 192
-
total
2 825
-
5 683
-
Corporate
77 780
95 000
-
-
income
7 778
9 500
-
-
total
7 778
9 500
-
-
Dividends
70 002
85 500
-
-
withholding
3 500
4 275
-
-
total
3 500
4 275
-
-
Income
95 000
95 000
95 000
95 000
Total tax
17 626
13 775
18 809
21 983
After tax
77 374
81 225
76 191
73 017
Living cost
10 871
10 871
10 871
10 871
Free-cash
66 503
70 354
65 320
62 146

Estimated living cost  is ₽10871 per week

₽6347
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽776
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽288
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3460
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽50260
₽46470
₽47518
₽45745
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 000
social contributions
-
-
-
13 424
health
-
-
-
2 423
income
-
-
-
12 426
total
-
-
-
28 273
Employee
63 798
63 798
86 262
-
health
494
1 085
1 466
-
social contributions
2 412
5 295
7 142
-
income
6 947
5 906
11 975
-
total
9 853
12 286
20 583
-
Employer
63 798
63 798
86 262
-
social contributions
2 412
5 295
7 142
-
health
537
1 181
1 596
-
total
2 949
6 476
8 738
-
Corporate
62 989
24 727
-
-
income
7 874
3 091
-
-
total
7 874
3 091
-
-
Dividends
55 115
21 636
-
-
withholding
9 370
3 678
-
-
total
9 370
3 678
-
-
Income
95 000
95 000
95 000
95 000
Total tax
30 046
25 531
29 321
28 273
After tax
64 954
69 469
65 679
66 727
Living cost
19 209
19 209
19 209
19 209
Free-cash
45 745
50 260
46 470
47 518

Estimated living cost  is ₽19209 per week

₽11512
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽42559
₽38769
₽39817
₽39121
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 000
social contributions
-
-
-
13 424
health
-
-
-
2 423
income
-
-
-
12 426
total
-
-
-
28 273
Employee
63 798
63 798
86 262
-
health
635
1 085
1 466
-
social contributions
3 100
5 295
7 142
-
income
6 699
5 906
11 975
-
total
10 434
12 286
20 583
-
Employer
63 798
63 798
86 262
-
social contributions
3 100
5 295
7 142
-
health
691
1 181
1 596
-
total
3 791
6 476
8 738
-
Corporate
53 864
24 727
-
-
income
6 732
3 091
-
-
total
6 732
3 091
-
-
Dividends
47 132
21 636
-
-
withholding
8 012
3 678
-
-
total
8 012
3 678
-
-
Income
95 000
95 000
95 000
95 000
Total tax
28 969
25 531
29 321
28 273
After tax
66 031
69 469
65 679
66 727
Living cost
26 910
26 910
26 910
26 910
Free-cash
39 121
42 559
38 769
39 817

Estimated living cost  is ₽26910 per week

₽18396
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2102
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5961
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽45884
₽28686
₽26747
₽38920
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 000
social contributions
-
-
-
27 740
health
-
-
-
12 825
solidarity contribution
-
-
-
-
income
-
-
-
8 165
total
-
-
-
48 730
Employee
28 710
-
70 896
-
health
3 876
-
9 571
-
social contributions
1 866
-
4 608
-
solidarity contribution
-
-
-
-
income
3 445
-
8 507
-
total
9 187
-
22 686
-
Employer
28 710
-
70 896
-
social contributions
7 178
-
17 724
-
health
2 584
-
6 381
-
total
9 762
-
24 105
-
Corporate
56 528
95 000
-
-
income
10 740
18 050
-
-
total
10 740
18 050
-
-
Dividends
45 788
76 950
-
-
withholding
6 868
11 543
-
-
total
6 868
11 543
-
-
Income
95 000
95 000
95 000
95 000
Total tax
36 557
29 593
46 791
48 730
After tax
58 443
65 407
48 209
46 270
Living cost
19 523
19 523
19 523
19 523
Free-cash
38 920
45 884
28 686
26 747

Estimated living cost  is ₽19523 per week

₽13561
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽384
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4189
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽41350
₽24152
₽22213
₽32767
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 000
social contributions
-
-
-
27 740
health
-
-
-
12 825
solidarity contribution
-
-
-
-
income
-
-
-
8 165
total
-
-
-
48 730
Employee
35 378
-
70 896
-
health
4 776
-
9 571
-
social contributions
2 300
-
4 608
-
solidarity contribution
-
-
-
-
income
4 245
-
8 507
-
total
11 321
-
22 686
-
Employer
35 378
-
70 896
-
social contributions
8 845
-
17 724
-
health
3 184
-
6 381
-
total
12 029
-
24 105
-
Corporate
47 593
95 000
-
-
income
9 043
18 050
-
-
total
9 043
18 050
-
-
Dividends
38 550
76 950
-
-
withholding
5 783
11 543
-
-
total
5 783
11 543
-
-
Income
95 000
95 000
95 000
95 000
Total tax
38 176
29 593
46 791
48 730
After tax
56 824
65 407
48 209
46 270
Living cost
24 057
24 057
24 057
24 057
Free-cash
32 767
41 350
24 152
22 213

Estimated living cost  is ₽24057 per week

₽17891
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1333
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽416
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4418
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽86254
-₽86254
₽18158
-₽86254
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 000
labour market
-
-
-
7 542
municipal
-
-
-
18 259
pensions
-
-
-
721
national
-
-
-
10 255
total
-
-
-
36 777
Employee
169 104
169 104
169 104
-
municipal
36 010
36 010
36 010
-
pensions
240
240
240
-
national
20 659
20 659
20 659
-
labour market
13 509
13 509
13 509
-
total
70 418
70 418
70 418
-
Employer
169 104
169 104
169 104
-
labour market
13 528
13 528
13 528
-
national
20 695
20 695
20 695
-
municipal
36 067
36 067
36 067
-
pensions
481
481
481
-
total
70 771
70 771
70 771
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
95 000
95 000
95 000
95 000
Total tax
141 189
141 189
141 189
36 777
After tax
-46 189
-46 189
-46 189
58 223
Living cost
40 065
40 065
40 065
40 065
Free-cash
-86 254
-86 254
-86 254
18 158

Estimated living cost  is ₽40065 per week

₽27421
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3544
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽616
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8484
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽55959
₽34718
₽30880
₽50806
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 000
health
-
-
-
12 350
pensions
-
-
-
19 001
income
-
-
-
12 729
total
-
-
-
44 080
Employee
23 536
-
71 001
-
pensions
471
-
1 420
-
unemployment
376
-
1 137
-
income
2 650
-
13 688
-
total
3 497
-
16 245
-
Employer
23 536
-
71 001
-
pensions
4 708
-
14 200
-
unemployment
189
-
568
-
health
3 059
-
9 229
-
total
7 956
-
23 997
-
Corporate
63 508
95 000
-
-
income
12 701
19 001
-
-
total
12 701
19 001
-
-
Dividends
50 807
75 999
-
-
total
-
-
-
-
Income
95 000
95 000
95 000
95 000
Total tax
24 154
19 001
40 242
44 080
After tax
70 846
75 999
54 758
50 920
Living cost
20 040
20 040
20 040
20 040
Free-cash
50 806
55 959
34 718
30 880

Estimated living cost  is ₽20040 per week

₽13745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1193
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽30393
₽21233
₽34261
₽29835
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
95 000
health
-
-
-
1 116
municipal
-
-
-
16 899
national
-
-
-
10 871
total
-
-
-
28 886
Employee
43 651
-
79 918
-
health
326
-
885
-
municipal
7 150
-
13 040
-
pensions
2 946
-
5 394
-
national
721
-
6 315
-
unemployment
655
-
1 198
-
total
11 798
-
26 832
-
Employer
43 651
-
79 918
-
accident
44
-
80
-
unemployment
283
-
520
-
health
335
-
616
-
pensions
7 573
-
13 866
-
total
8 235
-
15 082
-
Corporate
43 113
95 000
-
-
income
8 623
19 001
-
-
total
8 623
19 001
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

25 868
57 000
-
-
municipal
4 656
10 259
-
-
national
-
3 494
-
-
total
4 656
13 753
-
-
Income
95 000
95 000
95 000
95 000
Total tax
33 312
32 754
41 914
28 886
After tax
61 688
62 246
53 086
66 114
Living cost
31 853
31 853
31 853
31 853
Free-cash
29 835
30 393
21 233
34 261

Estimated living cost  is ₽31853 per week

₽20806
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3064
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽22307
₽32298
₽28792
₽26918
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 000
social contributions
-
-
-
2 706
health
-
-
-
2 422
pensions
-
-
-
21 813
other
-
-
-
2 944
income
-
-
-
10 750
surtax
-
-
-
-
total
-
-
-
40 635
Employee
31 696
-
76 341
-
income
1 634
-
12 214
-
social contributions
904
-
2 174
-
pensions
3 585
-
4 083
-
surtax
-
-
-
-
total
6 123
-
18 471
-
Employer
31 696
-
76 341
-
pensions
5 208
-
7 092
-
social contributions
94
-
228
-
unemployment
1 283
-
3 092
-
health
2 218
-
5 612
-
other
1 094
-
2 634
-
total
9 897
-
18 658
-
Corporate
53 405
95 000
-
-
surtax
-
-
-
-
income
14 953
26 600
-
-
total
14 953
26 600
-
-
Dividends
38 452
68 400
-
-
surtax
-
-
-
-
withholding
4 922
8 756
-
-
social contributions
6 614
11 764
-
-
total
11 536
20 520
-
-
Income
95 000
95 000
95 000
95 000
Total tax
42 509
47 120
37 129
40 635
After tax
52 491
47 880
57 871
54 365
Living cost
25 573
25 573
25 573
25 573
Free-cash
26 918
22 307
32 298
28 792

Estimated living cost  is ₽25573 per week

₽14831
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2598
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7660
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽19494
₽29485
₽25979
₽24396
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 000
social contributions
-
-
-
2 706
health
-
-
-
2 422
pensions
-
-
-
21 813
other
-
-
-
2 944
income
-
-
-
10 750
surtax
-
-
-
-
total
-
-
-
40 635
Employee
35 509
-
76 341
-
income
2 096
-
12 214
-
social contributions
1 012
-
2 174
-
pensions
4 015
-
4 083
-
surtax
-
-
-
-
total
7 123
-
18 471
-
Employer
35 509
-
76 341
-
pensions
5 833
-
7 092
-
social contributions
107
-
228
-
unemployment
1 437
-
3 092
-
health
2 486
-
5 612
-
other
1 225
-
2 634
-
total
11 088
-
18 658
-
Corporate
48 402
95 000
-
-
surtax
-
-
-
-
income
13 553
26 600
-
-
total
13 553
26 600
-
-
Dividends
34 850
68 400
-
-
surtax
-
-
-
-
withholding
4 460
8 756
-
-
social contributions
5 994
11 764
-
-
total
10 454
20 520
-
-
Income
95 000
95 000
95 000
95 000
Total tax
42 218
47 120
37 129
40 635
After tax
52 782
47 880
57 871
54 365
Living cost
28 386
28 386
28 386
28 386
Free-cash
24 396
19 494
29 485
25 979

Estimated living cost  is ₽28386 per week

₽17898
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2308
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽7808
₽17799
₽14293
₽13514
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 000
social contributions
-
-
-
2 706
health
-
-
-
2 422
pensions
-
-
-
21 813
other
-
-
-
2 944
income
-
-
-
10 750
surtax
-
-
-
-
total
-
-
-
40 635
Employee
51 964
-
76 341
-
income
4 534
-
12 214
-
social contributions
1 480
-
2 174
-
pensions
5 877
-
4 083
-
surtax
-
-
-
-
total
11 891
-
18 471
-
Employer
51 964
-
76 341
-
pensions
8 538
-
7 092
-
social contributions
156
-
228
-
unemployment
2 105
-
3 092
-
health
3 637
-
5 612
-
other
1 793
-
2 634
-
total
16 229
-
18 658
-
Corporate
26 807
95 000
-
-
surtax
-
-
-
-
income
7 505
26 600
-
-
total
7 505
26 600
-
-
Dividends
19 301
68 400
-
-
surtax
-
-
-
-
withholding
2 470
8 756
-
-
social contributions
3 319
11 764
-
-
total
5 789
20 520
-
-
Income
95 000
95 000
95 000
95 000
Total tax
41 414
47 120
37 129
40 635
After tax
53 586
47 880
57 871
54 365
Living cost
40 072
40 072
40 072
40 072
Free-cash
13 514
7 808
17 799
14 293

Estimated living cost  is ₽40072 per week

₽27120
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3278
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽549
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9124
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽84393
₽70143
₽88193
₽83295
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
95 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
950
total
-
-
-
950
Employee
7 321
-
95 000
-
income
1 464
-
19 000
-
total
1 464
-
19 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

87 679
95 000
-
-
total
-
-
-
-
Dividends
87 679
95 000
-
-
withholding
4 384
4 750
-
-
total
4 384
4 750
-
-
Income
95 000
95 000
95 000
95 000
Total tax
5 848
4 750
19 000
950
After tax
89 152
90 250
76 000
94 050
Living cost
5 857
5 857
5 857
5 857
Free-cash
83 295
84 393
70 143
88 193

Estimated living cost  is ₽5857 per week

₽3630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽487
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1579
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽81123
₽66873
₽84923
₽79412
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
95 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
950
total
-
-
-
950
Employee
11 409
-
95 000
-
income
2 282
-
19 000
-
total
2 282
-
19 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

83 591
95 000
-
-
total
-
-
-
-
Dividends
83 591
95 000
-
-
withholding
4 179
4 750
-
-
total
4 179
4 750
-
-
Income
95 000
95 000
95 000
95 000
Total tax
6 461
4 750
19 000
950
After tax
88 539
90 250
76 000
94 050
Living cost
9 127
9 127
9 127
9 127
Free-cash
79 412
81 123
66 873
84 923

Estimated living cost  is ₽9127 per week

₽6176
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2261
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽16945
₽32303
₽24206
₽27798
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
95 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
8 097
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
23 694
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 304
total
-
-
-
38 763
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 281
-
95 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
-
1 304
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 395
-
23 694
-
total
9 250
-
30 666
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
53 719
95 000
-
-
trade
7 709
13 633
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

442
784
-
-
chamber of commerce
205
265
-
-
income
8 058
14 250
-
-
total
16 414
28 932
-
-
Dividends
37 305
66 068
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

496
891
-
-
withholding
9 011
16 201
-
-
total
9 507
17 092
-
-
Income
95 000
95 000
95 000
95 000
Total tax
35 171
46 024
30 666
38 763
After tax
59 829
48 976
64 334
56 237
Living cost
32 031
32 031
32 031
32 031
Free-cash
27 798
16 945
32 303
24 206

Estimated living cost  is ₽32031 per week

₽22096
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3446
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6024
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽22868
₽39204
₽30316
₽32047
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
95 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
8 888
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
23 694
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 304
total
-
-
-
39 554
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 733
-
95 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
1 304
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

886
-
23 694
-
total
6 603
-
30 666
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
63 267
95 000
-
-
trade
9 965
14 962
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

521
784
-
-
chamber of commerce
217
263
-
-
income
9 489
14 250
-
-
total
20 192
30 259
-
-
Dividends
43 074
64 741
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

575
872
-
-
withholding
10 453
15 871
-
-
total
11 028
16 743
-
-
Income
95 000
95 000
95 000
95 000
Total tax
37 823
47 002
30 666
39 554
After tax
57 177
47 998
64 334
55 446
Living cost
25 130
25 130
25 130
25 130
Free-cash
32 047
22 868
39 204
30 316

Estimated living cost  is ₽25130 per week

₽15808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2930
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5923
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽14916
₽31741
₽22460
₽26576
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
95 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
9 281
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
23 694
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 304
total
-
-
-
39 947
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

42 074
-
95 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
-
1 304
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 615
-
23 694
-
total
9 481
-
30 666
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
52 926
95 000
-
-
trade
8 707
15 628
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

436
784
-
-
chamber of commerce
202
261
-
-
income
7 938
14 250
-
-
total
17 283
30 923
-
-
Dividends
35 643
64 076
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

472
864
-
-
withholding
8 595
15 704
-
-
total
9 067
16 568
-
-
Income
95 000
95 000
95 000
95 000
Total tax
35 831
47 491
30 666
39 947
After tax
59 169
47 509
64 334
55 053
Living cost
32 593
32 593
32 593
32 593
Free-cash
26 576
14 916
31 741
22 460

Estimated living cost  is ₽32593 per week

₽21798
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6871
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽9013
₽26326
₽16649
₽22466
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
95 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
9 677
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
23 694
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 304
total
-
-
-
40 343
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 862
-
95 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

323
-
1 304
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

5 863
-
23 694
-
total
11 854
-
30 666
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
45 138
95 000
-
-
trade
7 742
16 292
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

372
784
-
-
chamber of commerce
189
260
-
-
income
6 770
14 250
-
-
total
15 073
31 586
-
-
Dividends
30 066
63 413
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

397
855
-
-
withholding
7 202
15 538
-
-
total
7 599
16 393
-
-
Income
95 000
95 000
95 000
95 000
Total tax
34 526
47 979
30 666
40 343
After tax
60 474
47 021
64 334
54 657
Living cost
38 008
38 008
38 008
38 008
Free-cash
22 466
9 013
26 326
16 649

Estimated living cost  is ₽38008 per week

₽27759
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3040
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6715
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽41119
₽26898
₽28457
₽38481
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 000
unemployment
-
-
-
189
health
-
-
-
6 745
pensions
-
-
-
19 001
other
-
-
-
-
income
-
-
-
19 429
surtax
-
-
-
2 544
total
-
-
-
47 908
Employee
27 940
-
78 479
-
health
713
-
2 001
-
pensions
1 864
-
5 235
-
surtax
99
-
2 299
-
other
-
-
-
-
unemployment
1 944
-
5 462
-
income
4 684
-
17 950
-
total
9 304
-
32 947
-
Employer
27 940
-
78 479
-
pensions
3 725
-
10 461
-
unemployment
886
-
2 488
-
health
1 271
-
3 571
-
other
-
-
-
-
total
5 882
-
16 520
-
Corporate
61 177
95 000
-
-
income
15 907
24 700
-
-
total
15 907
24 700
-
-
Dividends
45 271
70 300
-
-
withholding
6 791
10 546
-
-
total
6 791
10 546
-
-
Income
95 000
95 000
95 000
95 000
Total tax
37 884
35 246
49 467
47 908
After tax
57 116
59 754
45 533
47 092
Living cost
18 635
18 635
18 635
18 635
Free-cash
38 481
41 119
26 898
28 457

Estimated living cost  is ₽18635 per week

₽11251
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1620
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽41446
₽27225
₽28784
₽38865
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 000
unemployment
-
-
-
189
health
-
-
-
6 745
pensions
-
-
-
19 001
other
-
-
-
-
income
-
-
-
19 429
surtax
-
-
-
2 544
total
-
-
-
47 908
Employee
27 437
-
78 479
-
health
701
-
2 001
-
pensions
1 830
-
5 235
-
surtax
90
-
2 299
-
other
-
-
-
-
unemployment
1 910
-
5 462
-
income
4 599
-
17 950
-
total
9 130
-
32 947
-
Employer
27 437
-
78 479
-
pensions
3 657
-
10 461
-
unemployment
869
-
2 488
-
health
1 249
-
3 571
-
other
-
-
-
-
total
5 775
-
16 520
-
Corporate
61 788
95 000
-
-
income
16 064
24 700
-
-
total
16 064
24 700
-
-
Dividends
45 724
70 300
-
-
withholding
6 858
10 546
-
-
total
6 858
10 546
-
-
Income
95 000
95 000
95 000
95 000
Total tax
37 827
35 246
49 467
47 908
After tax
57 173
59 754
45 533
47 092
Living cost
18 308
18 308
18 308
18 308
Free-cash
38 865
41 446
27 225
28 784

Estimated living cost  is ₽18308 per week

₽11194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1689
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5002
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽37225
₽38799
₽49538
₽37563
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 000
unemployment
-
-
-
1 425
health
-
-
-
6 650
pensions
-
-
-
9 500
income
-
-
-
11 614
total
-
-
-
29 189
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
79 498
-
health
1 644
654
5 565
-
pensions
2 349
935
7 950
-
unemployment
352
140
1 192
-
income
2 872
1 143
9 719
-
total
7 217
2 872
24 426
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
79 498
-
pensions
4 581
1 823
15 502
-
total
4 581
1 823
15 502
-
Corporate
66 929
83 828
-
-
income
6 024
7 545
-
-
total
6 024
7 545
-
-
Dividends
60 905
76 283
-
-
withholding
11 572
14 494
-
-
social contributions
11 770
14 768
-
-
total
23 342
29 262
-
-
Income
95 000
95 000
95 000
95 000
Total tax
41 164
41 502
39 928
29 189
After tax
53 836
53 498
55 072
65 811
Living cost
16 273
16 273
16 273
16 273
Free-cash
37 563
37 225
38 799
49 538

Estimated living cost  is ₽16273 per week

₽11105
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1331
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽325
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3512
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽17397
₽15820
₽15075
₽16700
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 000
social contributions
-
-
-
1 021
municipal
-
-
-
10 049
pensions
-
-
-
11 400
national
-
-
-
15 572
total
-
-
-
38 042
Employee
64 927
-
82 127
-
municipal
8 020
-
10 417
-
pensions
2 597
-
3 285
-
national
12 427
-
16 142
-
total
23 044
-
29 844
-
Employer
64 927
-
82 127
-
social contributions
698
-
883
-
pensions
5 194
-
6 570
-
total
5 892
-
7 453
-
Corporate
19 896
95 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

3 979
19 000
-
-
total
3 979
19 000
-
-
Dividends
15 917
76 000
-
-
withholding
3 502
16 720
-
-
total
3 502
16 720
-
-
Income
95 000
95 000
95 000
95 000
Total tax
36 417
35 720
37 297
38 042
After tax
58 583
59 280
57 703
56 958
Living cost
41 883
41 883
41 883
41 883
Free-cash
16 700
17 397
15 820
15 075

Estimated living cost  is ₽41883 per week

₽28468
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽627
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8895
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽19238
₽14749
₽14749
₽21069
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 000
social contributions
-
-
-
8 703
income
-
-
-
24 286
total
-
-
-
32 989
Employee
64 899
-
95 000
-
social contributions
5 392
-
8 703
-
income
12 246
-
24 286
-
total
17 638
-
32 989
-
Employer
64 899
-
95 000
-
total
-
-
-
-
Corporate
30 101
95 000
-
-
income
3 763
11 875
-
-
total
3 763
11 875
-
-
Dividends
26 338
83 125
-
-
withholding
5 268
16 625
-
-
total
5 268
16 625
-
-
Income
95 000
95 000
95 000
95 000
Total tax
26 669
28 500
32 989
32 989
After tax
68 331
66 500
62 011
62 011
Living cost
47 262
47 262
47 262
47 262
Free-cash
21 069
19 238
14 749
14 749

Estimated living cost  is ₽47262 per week

₽35956
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3851
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7003
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽15677
₽8382
₽12902
₽11344
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 000
regional
-
-
-
1 069
social contributions
-
-
-
24 434
municipal
-
-
-
565
national
-
-
-
21 021
total
-
-
-
47 089
Employee
73 736
-
95 000
-
regional
696
-
938
-
municipal
390
-
504
-
social contributions
24 864
-
32 034
-
national
12 777
-
18 133
-
total
38 727
-
51 609
-
Employer
73 736
-
95 000
-
total
-
-
-
-
Corporate
21 264
95 000
-
-
nationa
5 103
22 800
-
-
municipal
830
3 705
-
-
total
5 933
26 505
-
-
Dividends
15 331
68 496
-
-
withholding
3 987
17 809
-
-
total
3 987
17 809
-
-
Income
95 000
95 000
95 000
95 000
Total tax
48 647
44 314
51 609
47 089
After tax
46 353
50 686
43 391
47 911
Living cost
35 009
35 009
35 009
35 009
Free-cash
11 344
15 677
8 382
12 902

Estimated living cost  is ₽35009 per week

₽24404
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2296
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7772
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽27584
₽20701
₽25198
₽25742
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
95 000
regional
-
-
-
1 432
social contributions
-
-
-
24 434
municipal
-
-
-
565
national
-
-
-
21 021
total
-
-
-
47 452
Employee
46 023
-
95 000
-
regional
620
-
1 278
-
municipal
244
-
504
-
social contributions
15 519
-
32 034
-
national
7 291
-
18 133
-
total
23 674
-
51 949
-
Employer
46 023
-
95 000
-
total
-
-
-
-
Corporate
48 977
95 000
-
-
nationa
11 755
22 800
-
-