Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 94000
per

Your estimated
City
free-cash

Andorra , Andorra
₽44401
₽54525
₽46896
₽57548
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 000
social contributions
-
-
-
20 680
income
-
-
-
1 867
total
-
-
-
22 547
Employee
28 933
-
81 384
-
social contributions
1 880
-
5 291
-
income
-
-
2 145
-
total
1 880
-
7 436
-
Employer
28 933
-
81 384
-
social contributions
4 485
-
12 616
-
total
4 485
-
12 616
-
Corporate
60 582
94 000
-
-
income
6 058
9 400
-
-
total
6 058
9 400
-
-
Dividends
54 525
84 600
-
-
total
-
-
-
-
Income
94 000
94 000
94 000
94 000
Total tax
12 423
9 400
20 052
22 547
After tax
81 577
84 600
73 948
71 453
Living cost
27 052
27 052
27 052
27 052
Free-cash
54 525
57 548
46 896
44 401

Estimated living cost  is ₽27052 per week

₽17492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽18733
₽23565
-₽677
₽24012
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 000
surtax
-
-
-
-
unemployment
-
-
-
5 520
health
-
-
-
7 192
chamber of commerce
-
-
-
376
pensions
-
-
-
17 389
income
-
-
-
16 078
total
-
-
-
46 555
Employee
39 340
35 865
72 992
-
unemployment
1 180
1 076
2 189
-
other
393
359
729
-
income
3 504
2 645
14 346
-
pensions
4 029
3 672
7 474
-
health
1 522
1 388
2 825
-
total
10 628
9 140
27 563
-
Employer
39 340
35 865
72 992
-
pensions
4 937
4 502
9 161
-
surtax
-
-
-
-
payroll
1 180
1 076
2 189
-
other
1 868
1 703
3 467
-
health
1 488
1 356
2 760
-
accident
511
466
950
-
unemployment
1 180
1 076
2 189
-
chamber of commerce
157
143
292
-
total
11 321
10 322
21 008
-
Corporate
43 339
47 813
69 576
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

10 835
11 953
17 394
-
total
10 835
11 953
17 394
-
Dividends
32 504
35 860
-
-
withholding
8 939
9 861
-
-
total
8 939
9 861
-
-
Income
94 000
94 000
94 000
94 000
Total tax
41 723
41 276
65 965
46 555
After tax
52 277
52 724
28 035
47 445
Living cost
28 712
28 712
28 712
28 712
Free-cash
23 565
24 012
-677
18 733

Estimated living cost  is ₽28712 per week

₽17224
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8044
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽15556
₽19525
-₽3709
₽20915
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 000
surtax
-
-
-
178
unemployment
-
-
-
5 520
health
-
-
-
7 192
chamber of commerce
-
-
-
376
pensions
-
-
-
17 389
income
-
-
-
16 078
total
-
-
-
46 733
Employee
44 976
35 865
72 852
-
unemployment
1 349
1 076
2 186
-
other
449
359
729
-
income
5 120
2 645
14 296
-
pensions
4 606
3 672
7 460
-
health
1 740
1 388
2 820
-
total
13 264
9 140
27 491
-
Employer
44 976
35 865
72 852
-
pensions
5 644
4 502
9 142
-
surtax
178
178
178
-
payroll
1 349
1 076
2 186
-
other
2 137
1 703
3 462
-
health
1 699
1 356
2 753
-
accident
584
466
948
-
unemployment
1 349
1 076
2 186
-
chamber of commerce
179
143
292
-
total
13 119
10 500
21 147
-
Corporate
35 904
47 636
69 438
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

8 976
11 909
17 360
-
total
8 976
11 909
17 360
-
Dividends
26 928
35 727
-
-
withholding
7 405
9 825
-
-
total
7 405
9 825
-
-
Income
94 000
94 000
94 000
94 000
Total tax
42 764
41 374
65 998
46 733
After tax
51 236
52 626
28 002
47 267
Living cost
31 711
31 711
31 711
31 711
Free-cash
19 525
20 915
-3 709
15 556

Estimated living cost  is ₽31711 per week

₽21150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽10846
₽6394
₽3589
₽19890
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 000
national
-
-
-
30 712
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 748
social contributions
-
-
-
14 880
total
-
-
-
50 340
Employee

The minimum management director salary is set at €45,000 per year.

64 375
-
72 807
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

560
-
634
-
national
19 791
-
23 091
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 358
-
3 798
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 828
-
5 460
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 025
-
3 421
-
total
31 562
-
36 404
-
Employer

The minimum management director salary is set at €45,000 per year.

64 375
-
72 807
-
surtax
7 299
-
8 256
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 704
-
6 451
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 959
-
4 478
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

837
-
946
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

939
-
1 062
-
total
18 738
-
21 193
-
Corporate
10 887
94 000
-
-
income
2 177
18 800
-
-
surtax
44
376
-
-
total
2 221
19 176
-
-
Dividends
8 665
74 824
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

2 271
22 120
-
-
total
2 271
22 120
-
-
Income
94 000
94 000
94 000
94 000
Total tax
54 792
41 296
57 597
50 340
After tax
39 208
52 704
36 403
43 660
Living cost
32 814
32 814
32 814
32 814
Free-cash
6 394
19 890
3 589
10 846

Estimated living cost  is ₽32814 per week

₽21136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽55998
₽59379
₽58986
₽64871
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 000
unemployment
-
-
-
126
health
-
-
-
3 619
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 658
income
-
-
-
14 100
total
-
-
-
22 503
Employee
20 524
-
87 825
-
accident

We are using the highest rate at 1.1%.

226
-
346
-
income
2 053
-
8 783
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 802
-
2 763
-
health
944
-
1 448
-
total
5 025
-
13 340
-
Employer
20 524
-
87 825
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 262
-
3 468
-
health
1 416
-
2 172
-
accident

We are using the highest rate at 1.1%.

226
-
346
-
unemployment
123
-
189
-
total
4 027
-
6 175
-
Corporate
69 450
94 000
-
-
income
6 945
9 400
-
-
total
6 945
9 400
-
-
Dividends
62 505
84 600
-
-
withholding
3 125
4 230
-
-
total
3 125
4 230
-
-
Income
94 000
94 000
94 000
94 000
Total tax
19 122
13 630
19 515
22 503
After tax
74 878
80 370
74 485
71 497
Living cost
15 499
15 499
15 499
15 499
Free-cash
59 379
64 871
58 986
55 998

Estimated living cost  is ₽15499 per week

₽10251
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽887
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽370
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3992
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽59684
₽64372
₽62672
₽68557
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 000
unemployment
-
-
-
126
health
-
-
-
3 619
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 658
income
-
-
-
14 100
total
-
-
-
22 503
Employee
15 642
-
87 825
-
accident

We are using the highest rate at 1.1%.

172
-
346
-
income
1 564
-
8 783
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 373
-
2 763
-
health
719
-
1 448
-
total
3 828
-
13 340
-
Employer
15 642
-
87 825
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 724
-
3 468
-
health
1 080
-
2 172
-
accident

We are using the highest rate at 1.1%.

172
-
346
-
unemployment
94
-
189
-
total
3 070
-
6 175
-
Corporate
75 288
94 000
-
-
income
7 529
9 400
-
-
total
7 529
9 400
-
-
Dividends
67 759
84 600
-
-
withholding
3 388
4 230
-
-
total
3 388
4 230
-
-
Income
94 000
94 000
94 000
94 000
Total tax
17 815
13 630
19 515
22 503
After tax
76 185
80 370
74 485
71 497
Living cost
11 813
11 813
11 813
11 813
Free-cash
64 372
68 557
62 672
59 684

Estimated living cost  is ₽11813 per week

₽6897
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽844
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽313
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3760
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽45371
₽43050
₽45208
₽47947
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 000
health
-
-
-
2 398
social contributions
-
-
-
14 561
income
-
-
-
10 833
total
-
-
-
27 792
Employee
69 203
69 203
85 340
-
income
7 535
6 406
10 763
-
social contributions
2 616
5 743
7 082
-
health
536
1 177
1 450
-
total
10 687
13 326
19 295
-
Employer
69 203
69 203
85 340
-
social contributions
2 616
5 743
7 082
-
health
582
1 281
1 578
-
total
3 198
7 024
8 660
-
Corporate
59 277
17 773
-
-
income
7 410
2 222
-
-
total
7 410
2 222
-
-
Dividends
51 867
15 551
-
-
withholding
8 818
2 644
-
-
total
8 818
2 644
-
-
Income
94 000
94 000
94 000
94 000
Total tax
30 113
25 216
27 955
27 792
After tax
63 887
68 784
66 045
66 208
Living cost
20 837
20 837
20 837
20 837
Free-cash
43 050
47 947
45 208
45 371

Estimated living cost  is ₽20837 per week

₽12488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2044
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽37018
₽35862
₽36855
₽39594
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 000
health
-
-
-
2 398
social contributions
-
-
-
14 561
income
-
-
-
10 833
total
-
-
-
27 792
Employee
69 203
69 203
85 340
-
income
7 267
6 406
10 763
-
social contributions
3 363
5 743
7 082
-
health
688
1 177
1 450
-
total
11 318
13 326
19 295
-
Employer
69 203
69 203
85 340
-
social contributions
3 363
5 743
7 082
-
health
750
1 281
1 578
-
total
4 113
7 024
8 660
-
Corporate
49 379
17 773
-
-
income
6 172
2 222
-
-
total
6 172
2 222
-
-
Dividends
43 207
15 551
-
-
withholding
7 345
2 644
-
-
total
7 345
2 644
-
-
Income
94 000
94 000
94 000
94 000
Total tax
28 948
25 216
27 955
27 792
After tax
65 052
68 784
66 045
66 208
Living cost
29 190
29 190
29 190
29 190
Free-cash
35 862
39 594
36 855
37 018

Estimated living cost  is ₽29190 per week

₽19954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6466
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽25003
₽36526
₽26922
₽43939
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 000
health
-
-
-
12 690
social contributions
-
-
-
27 448
income
-
-
-
8 079
solidarity contribution
-
-
-
-
total
-
-
-
48 217
Employee
30 558
-
70 149
-
income
3 667
-
8 418
-
social contributions
1 986
-
4 560
-
health
4 125
-
9 470
-
solidarity contribution
-
-
-
-
total
9 778
-
22 448
-
Employer
30 558
-
70 149
-
social contributions
7 640
-
17 537
-
health
2 750
-
6 313
-
total
10 390
-
23 850
-
Corporate
53 052
94 000
-
-
income
10 080
17 860
-
-
total
10 080
17 860
-
-
Dividends
42 972
76 140
-
-
withholding
6 446
11 421
-
-
total
6 446
11 421
-
-
Income
94 000
94 000
94 000
94 000
Total tax
36 694
29 281
46 298
48 217
After tax
57 306
64 719
47 702
45 783
Living cost
20 780
20 780
20 780
20 780
Free-cash
36 526
43 939
26 922
25 003

Estimated living cost  is ₽20780 per week

₽14434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4459
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽20177
₽29977
₽22096
₽39113
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 000
health
-
-
-
12 690
social contributions
-
-
-
27 448
income
-
-
-
8 079
solidarity contribution
-
-
-
-
total
-
-
-
48 217
Employee
37 656
-
70 149
-
income
4 519
-
8 418
-
social contributions
2 448
-
4 560
-
health
5 084
-
9 470
-
solidarity contribution
-
-
-
-
total
12 051
-
22 448
-
Employer
37 656
-
70 149
-
social contributions
9 414
-
17 537
-
health
3 389
-
6 313
-
total
12 803
-
23 850
-
Corporate
43 541
94 000
-
-
income
8 273
17 860
-
-
total
8 273
17 860
-
-
Dividends
35 268
76 140
-
-
withholding
5 290
11 421
-
-
total
5 290
11 421
-
-
Income
94 000
94 000
94 000
94 000
Total tax
38 417
29 281
46 298
48 217
After tax
55 583
64 719
47 702
45 783
Living cost
25 606
25 606
25 606
25 606
Free-cash
29 977
39 113
22 096
20 177

Estimated living cost  is ₽25606 per week

₽19042
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4702
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽14626
-₽102591
-₽102591
-₽102591
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 000
national
-
-
-
10 027
pensions
-
-
-
782
municipal
-
-
-
17 652
labour market
-
-
-
7 458
total
-
-
-
35 919
Employee
183 415
183 415
183 415
-
municipal
39 057
39 057
39 057
-
national
22 407
22 407
22 407
-
pensions
261
261
261
-
labour market
14 652
14 652
14 652
-
total
76 377
76 377
76 377
-
Employer
183 415
183 415
183 415
-
pensions
521
521
521
-
labour market
14 673
14 673
14 673
-
municipal
39 119
39 119
39 119
-
national
22 446
22 446
22 446
-
total
76 759
76 759
76 759
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
94 000
94 000
94 000
94 000
Total tax
153 136
153 136
153 136
35 919
After tax
-59 136
-59 136
-59 136
58 081
Living cost
43 455
43 455
43 455
43 455
Free-cash
-102 591
-102 591
-102 591
14 626

Estimated living cost  is ₽43455 per week

₽29741
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3844
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽668
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9201
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽28648
₽47872
₽32442
₽53463
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 000
health
-
-
-
12 220
pensions
-
-
-
18 800
income
-
-
-
12 595
total
-
-
-
43 615
Employee
25 530
-
70 254
-
unemployment
408
-
1 124
-
income
2 874
-
13 545
-
pensions
511
-
1 406
-
total
3 793
-
16 075
-
Employer
25 530
-
70 254
-
pensions
5 106
-
14 050
-
health
3 318
-
9 134
-
unemployment
205
-
562
-
total
8 629
-
23 746
-
Corporate
59 840
94 000
-
-
income
11 969
18 800
-
-
total
11 969
18 800
-
-
Dividends
47 871
75 200
-
-
total
-
-
-
-
Income
94 000
94 000
94 000
94 000
Total tax
24 391
18 800
39 821
43 615
After tax
69 609
75 200
54 179
50 385
Living cost
21 737
21 737
21 737
21 737
Free-cash
47 872
53 463
32 442
28 648

Estimated living cost  is ₽21737 per week

₽14909
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽31748
₽26101
₽18758
₽27643
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
94 000
national
-
-
-
9 900
health
-
-
-
1 073
municipal
-
-
-
16 727
total
-
-
-
27 700
Employee
47 349
-
79 077
-
unemployment
710
-
1 187
-
municipal
7 755
-
12 908
-
national
782
-
5 494
-
pensions
3 195
-
5 337
-
health
354
-
842
-
total
12 796
-
25 768
-
Employer
47 349
-
79 077
-
pensions
8 215
-
13 719
-
health
364
-
610
-
accident
48
-
79
-
unemployment
307
-
514
-
total
8 934
-
14 922
-
Corporate
37 718
94 000
-
-
income
7 544
18 800
-
-
total
7 544
18 800
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

22 631
56 400
-
-
municipal
4 073
10 151
-
-
national
-
2 854
-
-
total
4 073
13 005
-
-
Income
94 000
94 000
94 000
94 000
Total tax
33 347
31 805
40 690
27 700
After tax
60 653
62 195
53 310
66 300
Living cost
34 552
34 552
34 552
34 552
Free-cash
26 101
27 643
18 758
31 748

Estimated living cost  is ₽34552 per week

₽22569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽26272
₽24635
₽30978
₽19635
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 000
surtax
-
-
-
-
health
-
-
-
1 961
pensions
-
-
-
22 913
social contributions
-
-
-
2 678
income
-
-
-
9 517
other
-
-
-
2 919
total
-
-
-
39 988
Employee
34 382
-
76 136
-
income
1 773
-
11 497
-
surtax
-
-
-
-
social contributions
980
-
2 169
-
pensions
3 889
-
3 752
-
total
6 642
-
17 418
-
Employer
34 382
-
76 136
-
pensions
5 650
-
6 595
-
social contributions
102
-
229
-
other
1 187
-
2 627
-
health
2 406
-
5 330
-
unemployment
1 392
-
3 083
-
total
10 737
-
17 864
-
Corporate
48 881
94 000
-
-
income
13 687
26 320
-
-
surtax
-
-
-
-
total
13 687
26 320
-
-
Dividends
35 194
67 680
-
-
withholding
4 505
8 664
-
-
social contributions
6 054
11 641
-
-
surtax
-
-
-
-
total
10 559
20 305
-
-
Income
94 000
94 000
94 000
94 000
Total tax
41 625
46 625
35 282
39 988
After tax
52 375
47 375
58 718
54 012
Living cost
27 740
27 740
27 740
27 740
Free-cash
24 635
19 635
30 978
26 272

Estimated living cost  is ₽27740 per week

₽16088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2818
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽23221
₽21901
₽27927
₽16584
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 000
surtax
-
-
-
-
health
-
-
-
1 961
pensions
-
-
-
22 913
social contributions
-
-
-
2 678
income
-
-
-
9 517
other
-
-
-
2 919
total
-
-
-
39 988
Employee
38 517
-
76 136
-
income
2 273
-
11 497
-
surtax
-
-
-
-
social contributions
1 098
-
2 169
-
pensions
4 355
-
3 752
-
total
7 726
-
17 418
-
Employer
38 517
-
76 136
-
pensions
6 328
-
6 595
-
social contributions
116
-
229
-
other
1 329
-
2 627
-
health
2 697
-
5 330
-
unemployment
1 559
-
3 083
-
total
12 029
-
17 864
-
Corporate
43 455
94 000
-
-
income
12 167
26 320
-
-
surtax
-
-
-
-
total
12 167
26 320
-
-
Dividends
31 288
67 680
-
-
withholding
4 005
8 664
-
-
social contributions
5 381
11 641
-
-
surtax
-
-
-
-
total
9 386
20 305
-
-
Income
94 000
94 000
94 000
94 000
Total tax
41 308
46 625
35 282
39 988
After tax
52 692
47 375
58 718
54 012
Living cost
30 791
30 791
30 791
30 791
Free-cash
21 901
16 584
27 927
23 221

Estimated living cost  is ₽30791 per week

₽19415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8350
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽10545
₽10096
₽15251
₽3908
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 000
surtax
-
-
-
-
health
-
-
-
1 961
pensions
-
-
-
22 913
social contributions
-
-
-
2 678
income
-
-
-
9 517
other
-
-
-
2 919
total
-
-
-
39 988
Employee
56 366
-
76 136
-
income
4 918
-
11 497
-
surtax
-
-
-
-
social contributions
1 605
-
2 169
-
pensions
6 375
-
3 752
-
total
12 898
-
17 418
-
Employer
56 366
-
76 136
-
pensions
9 262
-
6 595
-
social contributions
169
-
229
-
other
1 945
-
2 627
-
health
3 945
-
5 330
-
unemployment
2 283
-
3 083
-
total
17 604
-
17 864
-
Corporate
20 029
94 000
-
-
income
5 609
26 320
-
-
surtax
-
-
-
-
total
5 609
26 320
-
-
Dividends
14 421
67 680
-
-
withholding
1 846
8 664
-
-
social contributions
2 480
11 641
-
-
surtax
-
-
-
-
total
4 326
20 305
-
-
Income
94 000
94 000
94 000
94 000
Total tax
40 437
46 625
35 282
39 988
After tax
53 563
47 375
58 718
54 012
Living cost
43 467
43 467
43 467
43 467
Free-cash
10 096
3 908
15 251
10 545

Estimated living cost  is ₽43467 per week

₽29418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽87237
₽82386
₽69377
₽83477
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
94 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
940
total
-
-
-
940
Employee
7 278
-
94 000
-
income
1 455
-
18 800
-
total
1 455
-
18 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

86 722
94 000
-
-
total
-
-
-
-
Dividends
86 722
94 000
-
-
withholding
4 336
4 700
-
-
total
4 336
4 700
-
-
Income
94 000
94 000
94 000
94 000
Total tax
5 791
4 700
18 800
940
After tax
88 209
89 300
75 200
93 060
Living cost
5 823
5 823
5 823
5 823
Free-cash
82 386
83 477
69 377
87 237

Estimated living cost  is ₽5823 per week

₽3608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1570
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽83987
₽78526
₽66127
₽80227
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
94 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
940
total
-
-
-
940
Employee
11 342
-
94 000
-
income
2 268
-
18 800
-
total
2 268
-
18 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

82 658
94 000
-
-
total
-
-
-
-
Dividends
82 658
94 000
-
-
withholding
4 133
4 700
-
-
total
4 133
4 700
-
-
Income
94 000
94 000
94 000
94 000
Total tax
6 401
4 700
18 800
940
After tax
87 599
89 300
75 200
93 060
Living cost
9 073
9 073
9 073
9 073
Free-cash
78 526
80 227
66 127
83 987

Estimated living cost  is ₽9073 per week

₽6140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽24175
₽25512
₽31660
₽13737
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
94 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 119
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
20 328
trade
-
-
-
7 485
total
-
-
-
35 080
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 779
-
94 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 682
-
20 328
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
-
1 119
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 033
-
27 595
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
49 221
94 000
-
-
trade
7 064
13 489
-
-
income
7 383
14 100
-
-
chamber of commerce
208
275
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

406
775
-
-
total
15 061
28 639
-
-
Dividends
34 160
65 361
-
-
withholding
8 198
15 999
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

451
880
-
-
total
8 649
16 879
-
-
Income
94 000
94 000
94 000
94 000
Total tax
33 743
45 518
27 595
35 080
After tax
60 257
48 482
66 405
58 920
Living cost
34 745
34 745
34 745
34 745
Free-cash
25 512
13 737
31 660
24 175

Estimated living cost  is ₽34745 per week

₽23968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3738
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽30931
₽30212
₽39146
₽20258
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
94 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 119
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
20 328
trade
-
-
-
8 215
total
-
-
-
35 810
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 422
-
94 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

962
-
20 328
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
1 119
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
7 163
-
27 595
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
59 578
94 000
-
-
trade
9 383
14 805
-
-
income
8 937
14 100
-
-
chamber of commerce
222
272
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

492
775
-
-
total
19 034
29 952
-
-
Dividends
40 544
64 048
-
-
withholding
9 794
15 669
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

538
862
-
-
total
10 332
16 531
-
-
Income
94 000
94 000
94 000
94 000
Total tax
36 529
46 483
27 595
35 810
After tax
57 471
47 517
66 405
58 190
Living cost
27 259
27 259
27 259
27 259
Free-cash
30 212
20 258
39 146
30 931

Estimated living cost  is ₽27259 per week

₽17147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6425
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽22471
₽24323
₽31051
₽11681
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
94 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 119
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
20 328
trade
-
-
-
8 580
total
-
-
-
36 175
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 639
-
94 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 921
-
20 328
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
1 119
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 284
-
27 595
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
48 361
94 000
-
-
trade
7 955
15 463
-
-
income
7 255
14 100
-
-
chamber of commerce
205
270
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

400
775
-
-
total
15 815
30 608
-
-
Dividends
32 547
63 392
-
-
withholding
7 795
15 505
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

429
852
-
-
total
8 224
16 357
-
-
Income
94 000
94 000
94 000
94 000
Total tax
34 323
46 965
27 595
36 175
After tax
59 677
47 035
66 405
57 825
Living cost
35 354
35 354
35 354
35 354
Free-cash
24 323
11 681
31 051
22 471

Estimated living cost  is ₽35354 per week

₽23645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3728
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽16231
₽19912
₽25177
₽5323
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
94 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 119
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
20 328
trade
-
-
-
8 946
total
-
-
-
36 541
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 086
-
94 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 360
-
20 328
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
-
1 119
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
12 858
-
27 595
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
39 914
94 000
-
-
trade
6 845
16 120
-
-
income
5 988
14 100
-
-
chamber of commerce
193
268
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

330
775
-
-
total
13 356
31 263
-
-
Dividends
26 559
62 736
-
-
withholding
6 299
15 342
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

347
844
-
-
total
6 646
16 186
-
-
Income
94 000
94 000
94 000
94 000
Total tax
32 860
47 449
27 595
36 541
After tax
61 140
46 551
66 405
57 459
Living cost
41 228
41 228
41 228
41 228
Free-cash
19 912
5 323
25 177
16 231

Estimated living cost  is ₽41228 per week

₽30111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3298
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7284
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽27735
₽36048
₽25910
₽38912
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 000
surtax
-
-
-
2 265
unemployment
-
-
-
205
health
-
-
-
6 674
pensions
-
-
-
18 800
income
-
-
-
18 107
other
-
-
-
-
total
-
-
-
46 051
Employee
30 307
-
77 654
-
unemployment
2 109
-
5 405
-
other
-
-
-
-
income
5 081
-
16 909
-
surtax
108
-
2 055
-
pensions
2 022
-
5 180
-
health
774
-
1 981
-
total
10 094
-
31 530
-
Employer
30 307
-
77 654
-
pensions
4 041
-
10 351
-
other
-
-
-
-
health
1 378
-
3 534
-
unemployment
962
-
2 461
-
total
6 381
-
16 346
-
Corporate
57 312
94 000
-
-
income
14 901
24 439
-
-
total
14 901
24 439
-
-
Dividends
42 411
69 561
-
-
withholding
6 362
10 435
-
-
total
6 362
10 435
-
-
Income
94 000
94 000
94 000
94 000
Total tax
37 738
34 874
47 876
46 051
After tax
56 262
59 126
46 124
47 949
Living cost
20 214
20 214
20 214
20 214
Free-cash
36 048
38 912
25 910
27 735

Estimated living cost  is ₽20214 per week

₽12204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽28090
₽36466
₽26265
₽39267
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 000
surtax
-
-
-
2 265
unemployment
-
-
-
205
health
-
-
-
6 674
pensions
-
-
-
18 800
income
-
-
-
18 107
other
-
-
-
-
total
-
-
-
46 051
Employee
29 761
-
77 654
-
unemployment
2 072
-
5 405
-
other
-
-
-
-
income
4 989
-
16 909
-
surtax
97
-
2 055
-
pensions
1 985
-
5 180
-
health
760
-
1 981
-
total
9 903
-
31 530
-
Employer
29 761
-
77 654
-
pensions
3 967
-
10 351
-
other
-
-
-
-
health
1 354
-
3 534
-
unemployment
943
-
2 461
-
total
6 264
-
16 346
-
Corporate
57 975
94 000
-
-
income
15 073
24 439
-
-
total
15 073
24 439
-
-
Dividends
42 901
69 561
-
-
withholding
6 435
10 435
-
-
total
6 435
10 435
-
-
Income
94 000
94 000
94 000
94 000
Total tax
37 675
34 874
47 876
46 051
After tax
56 325
59 126
46 124
47 949
Living cost
19 859
19 859
19 859
19 859
Free-cash
36 466
39 267
26 265
28 090

Estimated living cost  is ₽19859 per week

₽12143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5426
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽47250
₽35474
₽36624
₽35100
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 000
unemployment
-
-
-
1 410
health
-
-
-
6 580
pensions
-
-
-
9 400
income
-
-
-
11 491
total
-
-
-
28 881
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 794
10 266
78 661
-
unemployment
387
154
1 180
-
income
3 153
1 255
9 616
-
pensions
2 579
1 027
7 866
-
health
1 806
719
5 506
-
total
7 925
3 155
24 168
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 794
10 266
78 661
-
pensions
5 030
2 002
15 339
-
total
5 030
2 002
15 339
-
Corporate
63 176
81 733
-
-
income
5 686
7 356
-
-
total
5 686
7 356
-
-
Dividends
57 491
74 377
-
-
withholding
10 923
14 132
-
-
social contributions
11 093
14 386
-
-
total
22 016
28 518
-
-
Income
94 000
94 000
94 000
94 000
Total tax
40 657
41 031
39 507
28 881
After tax
53 343
52 969
54 493
65 119
Living cost
17 869
17 869
17 869
17 869
Free-cash
35 474
35 100
36 624
47 250

Estimated living cost  is ₽17869 per week

₽12194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3856
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽12921
₽14360
₽13658
₽15085
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 000
national
-
-
-
15 327
pensions
-
-
-
11 280
social contributions
-
-
-
1 010
municipal
-
-
-
9 891
total
-
-
-
37 508
Employee
67 543
-
81 262
-
municipal
8 343
-
10 255
-
national
12 928
-
15 891
-
pensions
2 702
-
3 250
-
total
23 973
-
29 396
-
Employer
67 543
-
81 262
-
pensions
5 403
-
6 501
-
social contributions
726
-
874
-
total
6 129
-
7 375
-
Corporate
15 869
94 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

3 174
18 800
-
-
total
3 174
18 800
-
-
Dividends
12 695
75 200
-
-
withholding
2 793
16 544
-
-
total
2 793
16 544
-
-
Income
94 000
94 000
94 000
94 000
Total tax
36 069
35 344
36 771
37 508
After tax
57 931
58 656
57 229
56 492
Living cost
43 571
43 571
43 571
43 571
Free-cash
14 360
15 085
13 658
12 921

Estimated living cost  is ₽43571 per week

₽29615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽11564
₽16521
₽11564
₽14534
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 000
social contributions
-
-
-
8 445
income
-
-
-
22 725
total
-
-
-
31 170
Employee
70 397
-
94 000
-
social contributions
5 848
-
8 445
-
income
13 284
-
22 725
-
total
19 132
-
31 170
-
Employer
70 397
-
94 000
-
total
-
-
-
-
Corporate
23 603
94 000
-
-
income
2 951
11 750
-
-
total
2 951
11 750
-
-
Dividends
20 652
82 250
-
-
withholding
4 130
16 450
-
-
total
4 130
16 450
-
-
Income
94 000
94 000
94 000
94 000
Total tax
26 213
28 200
31 170
31 170
After tax
67 787
65 800
62 830
62 830
Living cost
51 266
51 266
51 266
51 266
Free-cash
16 521
14 534
11 564
11 564

Estimated living cost  is ₽51266 per week

₽39002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4177
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽9998
₽7478
₽5524
₽12175
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 000
national
-
-
-
20 248
regional
-
-
-
1 045
social contributions
-
-
-
24 176
municipal
-
-
-
558
total
-
-
-
46 027
Employee
79 983
-
94 000
-
municipal
424
-
499
-
national
13 859
-
17 389
-
social contributions
26 970
-
31 698
-
regional
755
-
915
-
total
42 008
-
50 501
-
Employer
79 983
-
94 000
-
total
-
-
-
-
Corporate
14 017
94 000
-
-
nationa
3 364
22 561
-
-
municipal
547
3 667
-
-
total
3 911
26 228
-
-
Dividends
10 106
67 773
-
-
withholding
2 628
17 622
-
-
total
2 628
17 622
-
-
Income
94 000
94 000
94 000
94 000
Total tax
48 547
43 850
50 501
46 027
After tax
45 453
50 150
43 499
47 973
Living cost
37 975
37 975
37 975
37 975
Free-cash
7 478
12 175
5 524
9 998

Estimated living cost  is ₽37975 per week

₽26472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽23357
₽23168
₽18907
₽25165
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 000
national
-
-
-
20 248
regional
-
-
-
1 418
social contributions
-
-
-
24 176
municipal
-
-
-
558
total
-
-
-
46 400
Employee
49 922
-
94 000
-
municipal
265
-
499
-
national
7 909
-
17 389
-
social contributions
16 834
-
31 698
-
regional
672
-
1 264
-
total
25 680
-
50 850
-
Employer
49 922
-
94 000
-
total
-
-
-
-
Corporate
44 078
94 000
-
-
nationa
10 578
22 561
-
-