Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 94000
per

Your estimated
City
free-cash

Andorra , Andorra
₽59660
₽48584
₽46087
₽56872
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 000
social contributions
-
-
-
20 679
income
-
-
-
2 294
total
-
-
-
22 973
Employee
26 673
-
81 385
-
social contributions
1 733
-
5 290
-
income
-
-
2 571
-
total
1 733
-
7 861
-
Employer
26 673
-
81 385
-
social contributions
4 135
-
12 615
-
total
4 135
-
12 615
-
Corporate
63 192
94 000
-
-
income
6 320
9 400
-
-
total
6 320
9 400
-
-
Dividends
56 873
84 600
-
-
total
-
-
-
-
Income
94 000
94 000
94 000
94 000
Total tax
12 188
9 400
20 476
22 973
After tax
81 812
84 600
73 524
71 027
Living cost
24 940
24 940
24 940
24 940
Free-cash
56 872
59 660
48 584
46 087

Estimated living cost  is ₽24940 per week

₽16126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1880
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6465
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽26127
₽659
₽20385
₽25717
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 000
chamber of commerce
-
-
-
376
unemployment
-
-
-
5 089
health
-
-
-
7 191
pensions
-
-
-
17 390
income
-
-
-
17 100
surtax
-
-
-
-
total
-
-
-
47 146
Employee
36 267
33 064
72 994
-
health
1 403
1 280
2 825
-
pensions
3 714
3 385
7 474
-
other
362
331
731
-
unemployment
1 088
992
2 190
-
income
3 231
2 439
15 186
-
total
9 798
8 427
28 406
-
Employer
36 267
33 064
72 994
-
pensions
4 552
4 150
9 160
-
accident
471
430
949
-
unemployment
1 088
992
2 190
-
surtax
-
-
-
-
payroll
1 088
992
2 190
-
chamber of commerce
145
132
291
-
health
1 371
1 250
2 758
-
other
1 722
1 570
3 467
-
total
10 437
9 516
21 005
-
Corporate
47 296
51 420
69 845
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

11 824
12 855
17 461
-
total
11 824
12 855
17 461
-
Dividends
35 471
38 565
-
-
withholding
9 755
10 606
-
-
total
9 755
10 606
-
-
Income
94 000
94 000
94 000
94 000
Total tax
41 814
41 404
66 872
47 146
After tax
52 186
52 596
27 128
46 854
Living cost
26 469
26 469
26 469
26 469
Free-cash
25 717
26 127
659
20 385

Estimated living cost  is ₽26469 per week

₽15878
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2703
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7416
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽23273
-₽2133
₽17456
₽21990
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 000
chamber of commerce
-
-
-
376
unemployment
-
-
-
5 089
health
-
-
-
7 191
pensions
-
-
-
17 390
income
-
-
-
17 100
surtax
-
-
-
164
total
-
-
-
47 310
Employee
41 463
33 064
72 868
-
health
1 604
1 280
2 820
-
pensions
4 246
3 385
7 461
-
other
414
331
729
-
unemployment
1 244
992
2 185
-
income
4 720
2 439
15 143
-
total
12 228
8 427
28 338
-
Employer
41 463
33 064
72 868
-
pensions
5 204
4 150
9 144
-
accident
538
430
948
-
unemployment
1 244
992
2 185
-
surtax
164
164
164
-
payroll
1 244
992
2 185
-
chamber of commerce
165
132
291
-
health
1 567
1 250
2 754
-
other
1 970
1 570
3 461
-
total
12 096
9 680
21 132
-
Corporate
40 442
51 257
69 719
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

10 111
12 815
17 429
-
total
10 111
12 815
17 429
-
Dividends
30 331
38 442
-
-
withholding
8 341
10 571
-
-
total
8 341
10 571
-
-
Income
94 000
94 000
94 000
94 000
Total tax
42 776
41 493
66 899
47 310
After tax
51 224
52 507
27 101
46 690
Living cost
29 234
29 234
29 234
29 234
Free-cash
21 990
23 273
-2 133
17 456

Estimated living cost  is ₽29234 per week

₽19498
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6762
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽22427
₽5730
₽12608
₽9985
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 000
social contributions
-
-
-
15 131
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 733
national
-
-
-
31 277
total
-
-
-
51 141
Employee

The minimum management director salary is set at €45,000 per year.

59 347
-
72 806
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 788
-
3 423
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 451
-
5 460
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 095
-
3 798
-
national
18 246
-
23 511
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

516
-
633
-
total
29 096
-
36 825
-
Employer

The minimum management director salary is set at €45,000 per year.

59 347
-
72 806
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

771
-
946
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

866
-
1 063
-
surtax
6 729
-
8 256
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 650
-
4 478
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 259
-
6 451
-
total
17 275
-
21 194
-
Corporate
17 378
94 000
-
-
surtax
69
376
-
-
income
3 476
18 801
-
-
total
3 545
19 177
-
-
Dividends
13 833
74 823
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

3 848
22 145
-
-
total
3 848
22 145
-
-
Income
94 000
94 000
94 000
94 000
Total tax
53 764
41 322
58 019
51 141
After tax
40 236
52 678
35 981
42 859
Living cost
30 251
30 251
30 251
30 251
Free-cash
9 985
22 427
5 730
12 608

Estimated living cost  is ₽30251 per week

₽19485
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2645
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7647
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽66107
₽61028
₽57904
₽61054
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 000
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
14 100
total
-
-
-
21 833
Employee
18 887
-
88 318
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
health
869
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 658
-
2 543
-
income
1 889
-
8 832
-
total
4 624
-
13 026
-
Employer
18 887
-
88 318
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
unemployment
113
-
174
-
health
1 303
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 081
-
3 192
-
total
3 705
-
5 683
-
Corporate
71 407
94 000
-
-
income
7 141
9 400
-
-
total
7 141
9 400
-
-
Dividends
64 267
84 600
-
-
withholding
3 213
4 230
-
-
total
3 213
4 230
-
-
Income
94 000
94 000
94 000
94 000
Total tax
18 683
13 630
18 709
21 833
After tax
75 317
80 370
75 291
72 167
Living cost
14 263
14 263
14 263
14 263
Free-cash
61 054
66 107
61 028
57 904

Estimated living cost  is ₽14263 per week

₽9434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽817
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽340
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3673
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽69499
₽64420
₽61296
₽65648
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 000
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
14 100
total
-
-
-
21 833
Employee
14 395
-
88 318
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
health
662
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 264
-
2 543
-
income
1 439
-
8 832
-
total
3 523
-
13 026
-
Employer
14 395
-
88 318
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
unemployment
86
-
174
-
health
994
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 587
-
3 192
-
total
2 825
-
5 683
-
Corporate
76 780
94 000
-
-
income
7 678
9 400
-
-
total
7 678
9 400
-
-
Dividends
69 102
84 600
-
-
withholding
3 455
4 230
-
-
total
3 455
4 230
-
-
Income
94 000
94 000
94 000
94 000
Total tax
17 481
13 630
18 709
21 833
After tax
76 519
80 370
75 291
72 167
Living cost
10 871
10 871
10 871
10 871
Free-cash
65 648
69 499
64 420
61 296

Estimated living cost  is ₽10871 per week

₽6347
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽776
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽288
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3460
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽49533
₽45876
₽46837
₽45019
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 000
social contributions
-
-
-
13 424
health
-
-
-
2 396
income
-
-
-
12 134
total
-
-
-
27 954
Employee
63 798
63 798
85 337
-
health
494
1 085
1 450
-
social contributions
2 412
5 295
7 083
-
income
6 947
5 906
11 720
-
total
9 853
12 286
20 253
-
Employer
63 798
63 798
85 337
-
social contributions
2 412
5 295
7 083
-
health
537
1 181
1 579
-
total
2 949
6 476
8 662
-
Corporate
61 989
23 727
-
-
income
7 748
2 966
-
-
total
7 748
2 966
-
-
Dividends
54 241
20 760
-
-
withholding
9 222
3 530
-
-
total
9 222
3 530
-
-
Income
94 000
94 000
94 000
94 000
Total tax
29 772
25 258
28 915
27 954
After tax
64 228
68 742
65 085
66 046
Living cost
19 209
19 209
19 209
19 209
Free-cash
45 019
49 533
45 876
46 837

Estimated living cost  is ₽19209 per week

₽11512
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽41832
₽38175
₽39136
₽38394
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 000
social contributions
-
-
-
13 424
health
-
-
-
2 396
income
-
-
-
12 134
total
-
-
-
27 954
Employee
63 798
63 798
85 337
-
health
635
1 085
1 450
-
social contributions
3 100
5 295
7 083
-
income
6 699
5 906
11 720
-
total
10 434
12 286
20 253
-
Employer
63 798
63 798
85 337
-
social contributions
3 100
5 295
7 083
-
health
691
1 181
1 579
-
total
3 791
6 476
8 662
-
Corporate
52 864
23 727
-
-
income
6 608
2 966
-
-
total
6 608
2 966
-
-
Dividends
46 256
20 760
-
-
withholding
7 863
3 530
-
-
total
7 863
3 530
-
-
Income
94 000
94 000
94 000
94 000
Total tax
28 696
25 258
28 915
27 954
After tax
65 304
68 742
65 085
66 046
Living cost
26 910
26 910
26 910
26 910
Free-cash
38 394
41 832
38 175
39 136

Estimated living cost  is ₽26910 per week

₽18396
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2102
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5961
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽45196
₽28179
₽26260
₽38231
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 000
social contributions
-
-
-
27 448
health
-
-
-
12 690
solidarity contribution
-
-
-
-
income
-
-
-
8 079
total
-
-
-
48 217
Employee
28 710
-
70 149
-
health
3 876
-
9 470
-
social contributions
1 866
-
4 560
-
solidarity contribution
-
-
-
-
income
3 445
-
8 418
-
total
9 187
-
22 448
-
Employer
28 710
-
70 149
-
social contributions
7 178
-
17 537
-
health
2 584
-
6 313
-
total
9 762
-
23 850
-
Corporate
55 528
94 000
-
-
income
10 550
17 860
-
-
total
10 550
17 860
-
-
Dividends
44 978
76 140
-
-
withholding
6 747
11 421
-
-
total
6 747
11 421
-
-
Income
94 000
94 000
94 000
94 000
Total tax
36 246
29 281
46 298
48 217
After tax
57 754
64 719
47 702
45 783
Living cost
19 523
19 523
19 523
19 523
Free-cash
38 231
45 196
28 179
26 260

Estimated living cost  is ₽19523 per week

₽13561
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽384
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4189
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽40662
₽23645
₽21726
₽32079
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 000
social contributions
-
-
-
27 448
health
-
-
-
12 690
solidarity contribution
-
-
-
-
income
-
-
-
8 079
total
-
-
-
48 217
Employee
35 378
-
70 149
-
health
4 776
-
9 470
-
social contributions
2 300
-
4 560
-
solidarity contribution
-
-
-
-
income
4 245
-
8 418
-
total
11 321
-
22 448
-
Employer
35 378
-
70 149
-
social contributions
8 845
-
17 537
-
health
3 184
-
6 313
-
total
12 029
-
23 850
-
Corporate
46 593
94 000
-
-
income
8 853
17 860
-
-
total
8 853
17 860
-
-
Dividends
37 740
76 140
-
-
withholding
5 661
11 421
-
-
total
5 661
11 421
-
-
Income
94 000
94 000
94 000
94 000
Total tax
37 864
29 281
46 298
48 217
After tax
56 136
64 719
47 702
45 783
Living cost
24 057
24 057
24 057
24 057
Free-cash
32 079
40 662
23 645
21 726

Estimated living cost  is ₽24057 per week

₽17891
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1333
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽416
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4418
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽87254
-₽87254
₽17597
-₽87254
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 000
labour market
-
-
-
7 462
municipal
-
-
-
18 021
pensions
-
-
-
721
national
-
-
-
10 134
total
-
-
-
36 338
Employee
169 104
169 104
169 104
-
municipal
36 010
36 010
36 010
-
pensions
240
240
240
-
national
20 659
20 659
20 659
-
labour market
13 509
13 509
13 509
-
total
70 418
70 418
70 418
-
Employer
169 104
169 104
169 104
-
labour market
13 528
13 528
13 528
-
national
20 695
20 695
20 695
-
municipal
36 067
36 067
36 067
-
pensions
481
481
481
-
total
70 771
70 771
70 771
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
94 000
94 000
94 000
94 000
Total tax
141 189
141 189
141 189
36 338
After tax
-47 189
-47 189
-47 189
57 662
Living cost
40 065
40 065
40 065
40 065
Free-cash
-87 254
-87 254
-87 254
17 597

Estimated living cost  is ₽40065 per week

₽27421
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3544
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽616
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8484
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽55159
₽34142
₽30344
₽50006
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 000
health
-
-
-
12 219
pensions
-
-
-
18 801
income
-
-
-
12 596
total
-
-
-
43 616
Employee
23 536
-
70 254
-
pensions
471
-
1 404
-
unemployment
376
-
1 124
-
income
2 650
-
13 545
-
total
3 497
-
16 073
-
Employer
23 536
-
70 254
-
pensions
4 708
-
14 050
-
unemployment
189
-
562
-
health
3 059
-
9 133
-
total
7 956
-
23 745
-
Corporate
62 508
94 000
-
-
income
12 501
18 801
-
-
total
12 501
18 801
-
-
Dividends
50 007
75 199
-
-
total
-
-
-
-
Income
94 000
94 000
94 000
94 000
Total tax
23 954
18 801
39 818
43 616
After tax
70 046
75 199
54 182
50 384
Living cost
20 040
20 040
20 040
20 040
Free-cash
50 006
55 159
34 142
30 344

Estimated living cost  is ₽20040 per week

₽13745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1193
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽29804
₽20774
₽33661
₽29142
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
94 000
health
-
-
-
1 101
municipal
-
-
-
16 722
national
-
-
-
10 663
total
-
-
-
28 486
Employee
43 651
-
79 079
-
health
326
-
872
-
municipal
7 150
-
12 903
-
pensions
2 946
-
5 337
-
national
721
-
6 154
-
unemployment
655
-
1 186
-
total
11 798
-
26 452
-
Employer
43 651
-
79 079
-
accident
44
-
79
-
unemployment
283
-
513
-
health
335
-
609
-
pensions
7 573
-
13 720
-
total
8 235
-
14 921
-
Corporate
42 113
94 000
-
-
income
8 423
18 801
-
-
total
8 423
18 801
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

25 267
56 400
-
-
municipal
4 549
10 152
-
-
national
-
3 390
-
-
total
4 549
13 542
-
-
Income
94 000
94 000
94 000
94 000
Total tax
33 005
32 343
41 373
28 486
After tax
60 995
61 657
52 627
65 514
Living cost
31 853
31 853
31 853
31 853
Free-cash
29 142
29 804
20 774
33 661

Estimated living cost  is ₽31853 per week

₽20806
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3064
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽21802
₽31854
₽28244
₽26414
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 000
social contributions
-
-
-
2 678
health
-
-
-
2 346
pensions
-
-
-
21 731
other
-
-
-
2 914
income
-
-
-
10 514
surtax
-
-
-
-
total
-
-
-
40 183
Employee
31 696
-
75 612
-
income
1 634
-
12 022
-
social contributions
904
-
2 154
-
pensions
3 585
-
4 009
-
surtax
-
-
-
-
total
6 123
-
18 185
-
Employer
31 696
-
75 612
-
pensions
5 208
-
6 972
-
social contributions
94
-
227
-
unemployment
1 283
-
3 062
-
health
2 218
-
5 518
-
other
1 094
-
2 609
-
total
9 897
-
18 388
-
Corporate
52 405
94 000
-
-
surtax
-
-
-
-
income
14 674
26 320
-
-
total
14 674
26 320
-
-
Dividends
37 731
67 680
-
-
surtax
-
-
-
-
withholding
4 829
8 663
-
-
social contributions
6 490
11 642
-
-
total
11 319
20 305
-
-
Income
94 000
94 000
94 000
94 000
Total tax
42 013
46 625
36 573
40 183
After tax
51 987
47 375
57 427
53 817
Living cost
25 573
25 573
25 573
25 573
Free-cash
26 414
21 802
31 854
28 244

Estimated living cost  is ₽25573 per week

₽14831
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2598
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7660
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽18989
₽29041
₽25431
₽23891
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 000
social contributions
-
-
-
2 678
health
-
-
-
2 346
pensions
-
-
-
21 731
other
-
-
-
2 914
income
-
-
-
10 514
surtax
-
-
-
-
total
-
-
-
40 183
Employee
35 509
-
75 612
-
income
2 096
-
12 022
-
social contributions
1 012
-
2 154
-
pensions
4 015
-
4 009
-
surtax
-
-
-
-
total
7 123
-
18 185
-
Employer
35 509
-
75 612
-
pensions
5 833
-
6 972
-
social contributions
107
-
227
-
unemployment
1 437
-
3 062
-
health
2 486
-
5 518
-
other
1 225
-
2 609
-
total
11 088
-
18 388
-
Corporate
47 402
94 000
-
-
surtax
-
-
-
-
income
13 273
26 320
-
-
total
13 273
26 320
-
-
Dividends
34 130
67 680
-
-
surtax
-
-
-
-
withholding
4 369
8 663
-
-
social contributions
5 870
11 642
-
-
total
10 239
20 305
-
-
Income
94 000
94 000
94 000
94 000
Total tax
41 723
46 625
36 573
40 183
After tax
52 277
47 375
57 427
53 817
Living cost
28 386
28 386
28 386
28 386
Free-cash
23 891
18 989
29 041
25 431

Estimated living cost  is ₽28386 per week

₽17898
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2308
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽7303
₽17355
₽13745
₽13008
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 000
social contributions
-
-
-
2 678
health
-
-
-
2 346
pensions
-
-
-
21 731
other
-
-
-
2 914
income
-
-
-
10 514
surtax
-
-
-
-
total
-
-
-
40 183
Employee
51 964
-
75 612
-
income
4 534
-
12 022
-
social contributions
1 480
-
2 154
-
pensions
5 877
-
4 009
-
surtax
-
-
-
-
total
11 891
-
18 185
-
Employer
51 964
-
75 612
-
pensions
8 538
-
6 972
-
social contributions
156
-
227
-
unemployment
2 105
-
3 062
-
health
3 637
-
5 518
-
other
1 793
-
2 609
-
total
16 229
-
18 388
-
Corporate
25 807
94 000
-
-
surtax
-
-
-
-
income
7 225
26 320
-
-
total
7 225
26 320
-
-
Dividends
18 581
67 680
-
-
surtax
-
-
-
-
withholding
2 379
8 663
-
-
social contributions
3 196
11 642
-
-
total
5 575
20 305
-
-
Income
94 000
94 000
94 000
94 000
Total tax
40 920
46 625
36 573
40 183
After tax
53 080
47 375
57 427
53 817
Living cost
40 072
40 072
40 072
40 072
Free-cash
13 008
7 303
17 355
13 745

Estimated living cost  is ₽40072 per week

₽27120
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3278
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽549
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9124
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽83443
₽69343
₽87203
₽82345
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
94 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
940
total
-
-
-
940
Employee
7 321
-
94 000
-
income
1 464
-
18 800
-
total
1 464
-
18 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

86 679
94 000
-
-
total
-
-
-
-
Dividends
86 679
94 000
-
-
withholding
4 334
4 700
-
-
total
4 334
4 700
-
-
Income
94 000
94 000
94 000
94 000
Total tax
5 798
4 700
18 800
940
After tax
88 202
89 300
75 200
93 060
Living cost
5 857
5 857
5 857
5 857
Free-cash
82 345
83 443
69 343
87 203

Estimated living cost  is ₽5857 per week

₽3630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽487
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1579
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽80173
₽66073
₽83933
₽78462
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
94 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
940
total
-
-
-
940
Employee
11 409
-
94 000
-
income
2 282
-
18 800
-
total
2 282
-
18 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

82 591
94 000
-
-
total
-
-
-
-
Dividends
82 591
94 000
-
-
withholding
4 129
4 700
-
-
total
4 129
4 700
-
-
Income
94 000
94 000
94 000
94 000
Total tax
6 411
4 700
18 800
940
After tax
87 589
89 300
75 200
93 060
Living cost
9 127
9 127
9 127
9 127
Free-cash
78 462
80 173
66 073
83 933

Estimated living cost  is ₽9127 per week

₽6176
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2261
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽16431
₽31747
₽23793
₽27285
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
94 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
7 954
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
23 274
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 280
total
-
-
-
38 176
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 281
-
94 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
-
1 280
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 395
-
23 274
-
total
9 250
-
30 222
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
52 719
94 000
-
-
trade
7 565
13 488
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

435
776
-
-
chamber of commerce
203
265
-
-
income
7 908
14 099
-
-
total
16 111
28 628
-
-
Dividends
36 607
65 372
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

487
882
-
-
withholding
8 836
16 028
-
-
total
9 323
16 910
-
-
Income
94 000
94 000
94 000
94 000
Total tax
34 684
45 538
30 222
38 176
After tax
59 316
48 462
63 778
55 824
Living cost
32 031
32 031
32 031
32 031
Free-cash
27 285
16 431
31 747
23 793

Estimated living cost  is ₽32031 per week

₽22096
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3446
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6024
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽22367
₽38648
₽29919
₽31543
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
94 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
8 729
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
23 274
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 280
total
-
-
-
38 951
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 733
-
94 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
1 280
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

886
-
23 274
-
total
6 603
-
30 222
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
62 267
94 000
-
-
trade
9 807
14 805
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

513
776
-
-
chamber of commerce
216
261
-
-
income
9 340
14 099
-
-
total
19 876
29 941
-
-
Dividends
42 391
64 059
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

565
863
-
-
withholding
10 283
15 699
-
-
total
10 848
16 562
-
-
Income
94 000
94 000
94 000
94 000
Total tax
37 327
46 503
30 222
38 951
After tax
56 673
47 497
63 778
55 049
Living cost
25 130
25 130
25 130
25 130
Free-cash
31 543
22 367
38 648
29 919

Estimated living cost  is ₽25130 per week

₽15808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2930
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5923
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽14419
₽31185
₽22067
₽26079
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
94 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
9 118
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
23 274
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 280
total
-
-
-
39 340
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

42 074
-
94 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
-
1 280
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 615
-
23 274
-
total
9 481
-
30 222
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
51 926
94 000
-
-
trade
8 541
15 463
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

428
776
-
-
chamber of commerce
200
260
-
-
income
7 789
14 099
-
-
total
16 958
30 598
-
-
Dividends
34 967
63 402
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

463
855
-
-
withholding
8 426
15 535
-
-
total
8 889
16 390
-
-
Income
94 000
94 000
94 000
94 000
Total tax
35 328
46 988
30 222
39 340
After tax
58 672
47 012
63 778
54 660
Living cost
32 593
32 593
32 593
32 593
Free-cash
26 079
14 419
31 185
22 067

Estimated living cost  is ₽32593 per week

₽21798
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6871
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽8522
₽25770
₽16265
₽21976
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
94 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
9 505
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
23 274
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 280
total
-
-
-
39 727
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 862
-
94 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

323
-
1 280
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

5 863
-
23 274
-
total
11 854
-
30 222
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
44 138
94 000
-
-
trade
7 570
16 121
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

364
776
-
-
chamber of commerce
187
258
-
-
income
6 621
14 099
-
-
total
14 742
31 254
-
-
Dividends
29 397
62 745
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

387
845
-
-
withholding
7 033
15 371
-
-
total
7 420
16 216
-
-
Income
94 000
94 000
94 000
94 000
Total tax
34 016
47 470
30 222
39 727
After tax
59 984
46 530
63 778
54 273
Living cost
38 008
38 008
38 008
38 008
Free-cash
21 976
8 522
25 770
16 265

Estimated living cost  is ₽38008 per week

₽27759
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3040
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6715
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽40491
₽26571
₽28112
₽37854
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 000
unemployment
-
-
-
189
health
-
-
-
6 674
pensions
-
-
-
18 801
other
-
-
-
-
income
-
-
-
19 100
surtax
-
-
-
2 489
total
-
-
-
47 253
Employee
27 940
-
77 652
-
health
713
-
1 979
-
pensions
1 864
-
5 180
-
surtax
99
-
2 247
-
other
-
-
-
-
unemployment
1 944
-
5 405
-
income
4 684
-
17 639
-
total
9 304
-
32 450
-
Employer
27 940
-
77 652
-
pensions
3 725
-
10 350
-
unemployment
886
-
2 461
-
health
1 271
-
3 533
-
other
-
-
-
-
total
5 882
-
16 344
-
Corporate
60 177
94 000
-
-
income
15 645
24 440
-
-
total
15 645
24 440
-
-
Dividends
44 532
69 560
-
-
withholding
6 680
10 434
-
-
total
6 680
10 434
-
-
Income
94 000
94 000
94 000
94 000
Total tax
37 511
34 874
48 794
47 253
After tax
56 489
59 126
45 206
46 747
Living cost
18 635
18 635
18 635
18 635
Free-cash
37 854
40 491
26 571
28 112

Estimated living cost  is ₽18635 per week

₽11251
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1620
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽40818
₽26898
₽28439
₽38235
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 000
unemployment
-
-
-
189
health
-
-
-
6 674
pensions
-
-
-
18 801
other
-
-
-
-
income
-
-
-
19 100
surtax
-
-
-
2 489
total
-
-
-
47 253
Employee
27 437
-
77 652
-
health
701
-
1 979
-
pensions
1 830
-
5 180
-
surtax
90
-
2 247
-
other
-
-
-
-
unemployment
1 910
-
5 405
-
income
4 599
-
17 639
-
total
9 130
-
32 450
-
Employer
27 437
-
77 652
-
pensions
3 657
-
10 350
-
unemployment
869
-
2 461
-
health
1 249
-
3 533
-
other
-
-
-
-
total
5 775
-
16 344
-
Corporate
60 788
94 000
-
-
income
15 804
24 440
-
-
total
15 804
24 440
-
-
Dividends
44 984
69 560
-
-
withholding
6 748
10 434
-
-
total
6 748
10 434
-
-
Income
94 000
94 000
94 000
94 000
Total tax
37 457
34 874
48 794
47 253
After tax
56 543
59 126
45 206
46 747
Living cost
18 308
18 308
18 308
18 308
Free-cash
38 235
40 818
26 898
28 439

Estimated living cost  is ₽18308 per week

₽11194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1689
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5002
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽36665
₽38220
₽48845
₽37004
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 000
unemployment
-
-
-
1 410
health
-
-
-
6 580
pensions
-
-
-
9 400
income
-
-
-
11 492
total
-
-
-
28 882
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
78 661
-
health
1 644
654
5 506
-
pensions
2 349
935
7 866
-
unemployment
352
140
1 180
-
income
2 872
1 143
9 616
-
total
7 217
2 872
24 168
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
78 661
-
pensions
4 581
1 823
15 339
-
total
4 581
1 823
15 339
-
Corporate
65 929
82 828
-
-
income
5 934
7 455
-
-
total
5 934
7 455
-
-
Dividends
59 995
75 373
-
-
withholding
11 399
14 321
-
-
social contributions
11 592
14 591
-
-
total
22 991
28 912
-
-
Income
94 000
94 000
94 000
94 000
Total tax
40 723
41 062
39 507
28 882
After tax
53 277
52 938
54 493
65 118
Living cost
16 273
16 273
16 273
16 273
Free-cash
37 004
36 665
38 220
48 845

Estimated living cost  is ₽16273 per week

₽11105
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1331
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽325
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3512
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽16773
₽15240
₽14502
₽16076
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 000
social contributions
-
-
-
1 011
municipal
-
-
-
9 933
pensions
-
-
-
11 280
national
-
-
-
15 391
total
-
-
-
37 615
Employee
64 927
-
81 262
-
municipal
8 020
-
10 297
-
pensions
2 597
-
3 250
-
national
12 427
-
15 955
-
total
23 044
-
29 502
-
Employer
64 927
-
81 262
-
social contributions
698
-
874
-
pensions
5 194
-
6 501
-
total
5 892
-
7 375
-
Corporate
18 896
94 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

3 779
18 800
-
-
total
3 779
18 800
-
-
Dividends
15 117
75 200
-
-
withholding
3 326
16 544
-
-
total
3 326
16 544
-
-
Income
94 000
94 000
94 000
94 000
Total tax
36 041
35 344
36 877
37 615
After tax
57 959
58 656
57 123
56 385
Living cost
41 883
41 883
41 883
41 883
Free-cash
16 076
16 773
15 240
14 502

Estimated living cost  is ₽41883 per week

₽28468
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽627
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8895
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽18538
₽14259
₽14259
₽20370
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 000
social contributions
-
-
-
8 593
income
-
-
-
23 886
total
-
-
-
32 479
Employee
64 899
-
94 000
-
social contributions
5 392
-
8 593
-
income
12 246
-
23 886
-
total
17 638
-
32 479
-
Employer
64 899
-
94 000
-
total
-
-
-
-
Corporate
29 101
94 000
-
-
income
3 637
11 750
-
-
total
3 637
11 750
-
-
Dividends
25 464
82 250
-
-
withholding
5 093
16 450
-
-
total
5 093
16 450
-
-
Income
94 000
94 000
94 000
94 000
Total tax
26 368
28 200
32 479
32 479
After tax
67 632
65 800
61 521
61 521
Living cost
47 262
47 262
47 262
47 262
Free-cash
20 370
18 538
14 259
14 259

Estimated living cost  is ₽47262 per week

₽35956
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3851
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7003
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽15145
₽7987
₽12460
₽10812
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 000
regional
-
-
-
1 056
social contributions
-
-
-
24 177
municipal
-
-
-
559
national
-
-
-
20 739
total
-
-
-
46 531
Employee
73 736
-
94 000
-
regional
696
-
927
-
municipal
390
-
499
-
social contributions
24 864
-
31 697
-
national
12 777
-
17 881
-
total
38 727
-
51 004
-
Employer
73 736
-
94 000
-
total
-
-
-
-
Corporate
20 264
94 000
-
-
nationa
4 863
22 560
-
-
municipal
790
3 665
-
-
total
5 653
26 225
-
-
Dividends
14 610
67 774
-
-
withholding
3 799
17 621
-
-
total
3 799
17 621
-
-
Income
94 000
94 000
94 000
94 000
Total tax
48 179
43 846
51 004
46 531
After tax
45 821
50 154
42 996
47 469
Living cost
35 009
35 009
35 009
35 009
Free-cash
10 812
15 145
7 987
12 460

Estimated living cost  is ₽35009 per week

₽24404
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2296
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7772
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽27059
₽20308
₽24757
₽25217
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
94 000
regional
-
-
-
1 418
social contributions
-
-
-
24 177
municipal
-
-
-
559
national
-
-
-
20 739
total
-
-
-
46 893
Employee
46 023
-
94 000
-
regional
620
-
1 265
-
municipal
244
-
499
-
social contributions
15 519
-
31 697
-
national
7 291
-
17 881
-
total
23 674
-
51 342
-
Employer
46 023
-
94 000
-
total
-
-
-
-
Corporate
47 977
94 000
-
-
nationa
11 514
22 560
-
-