Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 93500
per

Your estimated
City
free-cash

Andorra , Andorra
₽44050
₽54075
₽46534
₽57098
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
93 500
social contributions
-
-
-
20 571
income
-
-
-
1 827
total
-
-
-
22 398
Employee
28 933
-
80 952
-
social contributions
1 880
-
5 262
-
income
-
-
2 104
-
total
1 880
-
7 366
-
Employer
28 933
-
80 952
-
social contributions
4 485
-
12 548
-
total
4 485
-
12 548
-
Corporate
60 082
93 500
-
-
income
6 008
9 350
-
-
total
6 008
9 350
-
-
Dividends
54 074
84 150
-
-
total
-
-
-
-
Income
93 500
93 500
93 500
93 500
Total tax
12 373
9 350
19 914
22 398
After tax
81 127
84 150
73 586
71 102
Living cost
27 052
27 052
27 052
27 052
Free-cash
54 075
57 098
46 534
44 050

Estimated living cost  is ₽27052 per week

₽17492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽18521
₽23294
-₽760
₽23738
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
93 500
surtax
-
-
-
-
unemployment
-
-
-
5 520
health
-
-
-
7 152
chamber of commerce
-
-
-
374
pensions
-
-
-
17 297
income
-
-
-
15 924
total
-
-
-
46 267
Employee
39 340
35 865
72 606
-
unemployment
1 180
1 076
2 177
-
other
393
359
726
-
income
3 504
2 645
14 213
-
pensions
4 029
3 672
7 434
-
health
1 522
1 388
2 809
-
total
10 628
9 140
27 359
-
Employer
39 340
35 865
72 606
-
pensions
4 937
4 502
9 111
-
surtax
-
-
-
-
payroll
1 180
1 076
2 177
-
other
1 868
1 703
3 448
-
health
1 488
1 356
2 745
-
accident
511
466
944
-
unemployment
1 180
1 076
2 177
-
chamber of commerce
157
143
290
-
total
11 321
10 322
20 892
-
Corporate
42 839
47 313
69 191
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

10 710
11 829
17 297
-
total
10 710
11 829
17 297
-
Dividends
32 129
35 485
-
-
withholding
8 835
9 759
-
-
total
8 835
9 759
-
-
Income
93 500
93 500
93 500
93 500
Total tax
41 494
41 050
65 548
46 267
After tax
52 006
52 450
27 952
47 233
Living cost
28 712
28 712
28 712
28 712
Free-cash
23 294
23 738
-760
18 521

Estimated living cost  is ₽28712 per week

₽17224
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8044
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽15344
₽19251
-₽3797
₽20644
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
93 500
surtax
-
-
-
178
unemployment
-
-
-
5 520
health
-
-
-
7 152
chamber of commerce
-
-
-
374
pensions
-
-
-
17 297
income
-
-
-
15 924
total
-
-
-
46 445
Employee
44 976
35 865
72 465
-
unemployment
1 349
1 076
2 174
-
other
449
359
724
-
income
5 120
2 645
14 165
-
pensions
4 606
3 672
7 421
-
health
1 740
1 388
2 804
-
total
13 264
9 140
27 288
-
Employer
44 976
35 865
72 465
-
pensions
5 644
4 502
9 094
-
surtax
178
178
178
-
payroll
1 349
1 076
2 174
-
other
2 137
1 703
3 443
-
health
1 699
1 356
2 739
-
accident
584
466
943
-
unemployment
1 349
1 076
2 174
-
chamber of commerce
179
143
290
-
total
13 119
10 500
21 035
-
Corporate
35 404
47 136
69 049
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

8 852
11 784
17 263
-
total
8 852
11 784
17 263
-
Dividends
26 553
35 351
-
-
withholding
7 303
9 721
-
-
total
7 303
9 721
-
-
Income
93 500
93 500
93 500
93 500
Total tax
42 538
41 145
65 586
46 445
After tax
50 962
52 355
27 914
47 055
Living cost
31 711
31 711
31 711
31 711
Free-cash
19 251
20 644
-3 797
15 344

Estimated living cost  is ₽31711 per week

₽21150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽10673
₽6114
₽3425
₽19613
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
93 500
national
-
-
-
30 514
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 724
social contributions
-
-
-
14 775
total
-
-
-
50 013
Employee

The minimum management director salary is set at €45,000 per year.

64 375
-
72 420
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

560
-
630
-
national
19 791
-
22 939
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 358
-
3 778
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 828
-
5 431
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 025
-
3 404
-
total
31 562
-
36 182
-
Employer

The minimum management director salary is set at €45,000 per year.

64 375
-
72 420
-
surtax
7 299
-
8 211
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 704
-
6 416
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 959
-
4 454
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

837
-
941
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

939
-
1 057
-
total
18 738
-
21 079
-
Corporate
10 387
93 500
-
-
income
2 077
18 699
-
-
surtax
41
374
-
-
total
2 118
19 073
-
-
Dividends
8 269
74 427
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

2 154
22 000
-
-
total
2 154
22 000
-
-
Income
93 500
93 500
93 500
93 500
Total tax
54 572
41 073
57 261
50 013
After tax
38 928
52 427
36 239
43 487
Living cost
32 814
32 814
32 814
32 814
Free-cash
6 114
19 613
3 425
10 673

Estimated living cost  is ₽32814 per week

₽21136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽55612
₽58986
₽58578
₽64468
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
93 500
unemployment
-
-
-
126
health
-
-
-
3 613
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 650
income
-
-
-
14 025
total
-
-
-
22 414
Employee
20 490
-
87 335
-
accident

We are using the highest rate at 1.1%.

225
-
346
-
income
2 049
-
8 733
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 799
-
2 759
-
health
943
-
1 445
-
total
5 016
-
13 283
-
Employer
20 490
-
87 335
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 258
-
3 462
-
health
1 414
-
2 168
-
accident

We are using the highest rate at 1.1%.

225
-
346
-
unemployment
123
-
189
-
total
4 020
-
6 165
-
Corporate
68 989
93 500
-
-
income
6 899
9 350
-
-
total
6 899
9 350
-
-
Dividends
62 091
84 150
-
-
withholding
3 105
4 208
-
-
total
3 105
4 208
-
-
Income
93 500
93 500
93 500
93 500
Total tax
19 040
13 558
19 448
22 414
After tax
74 460
79 942
74 052
71 086
Living cost
15 474
15 474
15 474
15 474
Free-cash
58 986
64 468
58 578
55 612

Estimated living cost  is ₽15474 per week

₽10235
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽886
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3985
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽59292
₽63972
₽62258
₽68148
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
93 500
unemployment
-
-
-
126
health
-
-
-
3 613
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 650
income
-
-
-
14 025
total
-
-
-
22 414
Employee
15 617
-
87 335
-
accident

We are using the highest rate at 1.1%.

172
-
346
-
income
1 561
-
8 733
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 371
-
2 759
-
health
718
-
1 445
-
total
3 822
-
13 283
-
Employer
15 617
-
87 335
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 721
-
3 462
-
health
1 078
-
2 168
-
accident

We are using the highest rate at 1.1%.

172
-
346
-
unemployment
93
-
189
-
total
3 064
-
6 165
-
Corporate
74 818
93 500
-
-
income
7 482
9 350
-
-
total
7 482
9 350
-
-
Dividends
67 337
84 150
-
-
withholding
3 366
4 208
-
-
total
3 366
4 208
-
-
Income
93 500
93 500
93 500
93 500
Total tax
17 734
13 558
19 448
22 414
After tax
75 766
79 942
74 052
71 086
Living cost
11 794
11 794
11 794
11 794
Free-cash
63 972
68 148
62 258
59 292

Estimated living cost  is ₽11794 per week

₽6886
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽842
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽312
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3754
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽45030
₽42689
₽44920
₽47585
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
93 500
health
-
-
-
2 384
social contributions
-
-
-
14 561
income
-
-
-
10 688
total
-
-
-
27 633
Employee
69 203
69 203
84 884
-
income
7 535
6 406
10 640
-
social contributions
2 616
5 743
7 045
-
health
536
1 177
1 443
-
total
10 687
13 326
19 128
-
Employer
69 203
69 203
84 884
-
social contributions
2 616
5 743
7 045
-
health
582
1 281
1 570
-
total
3 198
7 024
8 615
-
Corporate
58 777
17 273
-
-
income
7 347
2 159
-
-
total
7 347
2 159
-
-
Dividends
51 430
15 114
-
-
withholding
8 742
2 569
-
-
total
8 742
2 569
-
-
Income
93 500
93 500
93 500
93 500
Total tax
29 974
25 078
27 743
27 633
After tax
63 526
68 422
65 757
65 867
Living cost
20 837
20 837
20 837
20 837
Free-cash
42 689
47 585
44 920
45 030

Estimated living cost  is ₽20837 per week

₽12488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2044
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽36677
₽35498
₽36567
₽39232
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
93 500
health
-
-
-
2 384
social contributions
-
-
-
14 561
income
-
-
-
10 688
total
-
-
-
27 633
Employee
69 203
69 203
84 884
-
income
7 267
6 406
10 640
-
social contributions
3 363
5 743
7 045
-
health
688
1 177
1 443
-
total
11 318
13 326
19 128
-
Employer
69 203
69 203
84 884
-
social contributions
3 363
5 743
7 045
-
health
750
1 281
1 570
-
total
4 113
7 024
8 615
-
Corporate
48 879
17 273
-
-
income
6 111
2 159
-
-
total
6 111
2 159
-
-
Dividends
42 769
15 114
-
-
withholding
7 270
2 569
-
-
total
7 270
2 569
-
-
Income
93 500
93 500
93 500
93 500
Total tax
28 812
25 078
27 743
27 633
After tax
64 688
68 422
65 757
65 867
Living cost
29 190
29 190
29 190
29 190
Free-cash
35 498
39 232
36 567
36 677

Estimated living cost  is ₽29190 per week

₽19954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6466
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽24762
₽36184
₽26671
₽43598
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
93 500
health
-
-
-
12 623
social contributions
-
-
-
27 302
income
-
-
-
8 036
solidarity contribution
-
-
-
-
total
-
-
-
47 961
Employee
30 555
-
69 776
-
income
3 667
-
8 373
-
social contributions
1 986
-
4 535
-
health
4 125
-
9 420
-
solidarity contribution
-
-
-
-
total
9 778
-
22 328
-
Employer
30 555
-
69 776
-
social contributions
7 639
-
17 444
-
health
2 750
-
6 280
-
total
10 389
-
23 724
-
Corporate
52 557
93 500
-
-
income
9 986
17 765
-
-
total
9 986
17 765
-
-
Dividends
42 571
75 735
-
-
withholding
6 386
11 360
-
-
total
6 386
11 360
-
-
Income
93 500
93 500
93 500
93 500
Total tax
36 539
29 125
46 052
47 961
After tax
56 961
64 375
47 448
45 539
Living cost
20 777
20 777
20 777
20 777
Free-cash
36 184
43 598
26 671
24 762

Estimated living cost  is ₽20777 per week

₽14432
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4459
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽19936
₽29638
₽21845
₽38772
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
93 500
health
-
-
-
12 623
social contributions
-
-
-
27 302
income
-
-
-
8 036
solidarity contribution
-
-
-
-
total
-
-
-
47 961
Employee
37 652
-
69 776
-
income
4 518
-
8 373
-
social contributions
2 447
-
4 535
-
health
5 083
-
9 420
-
solidarity contribution
-
-
-
-
total
12 048
-
22 328
-
Employer
37 652
-
69 776
-
social contributions
9 413
-
17 444
-
health
3 389
-
6 280
-
total
12 802
-
23 724
-
Corporate
43 047
93 500
-
-
income
8 179
17 765
-
-
total
8 179
17 765
-
-
Dividends
34 868
75 735
-
-
withholding
5 230
11 360
-
-
total
5 230
11 360
-
-
Income
93 500
93 500
93 500
93 500
Total tax
38 259
29 125
46 052
47 961
After tax
55 241
64 375
47 448
45 539
Living cost
25 603
25 603
25 603
25 603
Free-cash
29 638
38 772
21 845
19 936

Estimated living cost  is ₽25603 per week

₽19040
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4702
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽14331
-₽103172
-₽103172
-₽103172
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
93 500
national
-
-
-
9 966
pensions
-
-
-
782
municipal
-
-
-
17 531
labour market
-
-
-
7 417
total
-
-
-
35 696
Employee
183 488
183 488
183 488
-
municipal
39 073
39 073
39 073
-
national
22 416
22 416
22 416
-
pensions
261
261
261
-
labour market
14 658
14 658
14 658
-
total
76 408
76 408
76 408
-
Employer
183 488
183 488
183 488
-
pensions
522
522
522
-
labour market
14 679
14 679
14 679
-
municipal
39 135
39 135
39 135
-
national
22 455
22 455
22 455
-
total
76 791
76 791
76 791
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
93 500
93 500
93 500
93 500
Total tax
153 199
153 199
153 199
35 696
After tax
-59 699
-59 699
-59 699
57 804
Living cost
43 473
43 473
43 473
43 473
Free-cash
-103 172
-103 172
-103 172
14 331

Estimated living cost  is ₽43473 per week

₽29753
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9205
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽28378
₽47473
₽32155
₽53064
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
93 500
health
-
-
-
12 155
pensions
-
-
-
18 701
income
-
-
-
12 529
total
-
-
-
43 385
Employee
25 530
-
69 881
-
unemployment
408
-
1 119
-
income
2 874
-
13 473
-
pensions
511
-
1 397
-
total
3 793
-
15 989
-
Employer
25 530
-
69 881
-
pensions
5 106
-
13 977
-
health
3 318
-
9 084
-
unemployment
205
-
558
-
total
8 629
-
23 619
-
Corporate
59 340
93 500
-
-
income
11 868
18 699
-
-
total
11 868
18 699
-
-
Dividends
47 472
74 801
-
-
total
-
-
-
-
Income
93 500
93 500
93 500
93 500
Total tax
24 290
18 699
39 608
43 385
After tax
69 210
74 801
53 892
50 115
Living cost
21 737
21 737
21 737
21 737
Free-cash
47 473
53 064
32 155
28 378

Estimated living cost  is ₽21737 per week

₽14909
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽31450
₽25755
₽18511
₽27350
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
93 500
national
-
-
-
9 796
health
-
-
-
1 064
municipal
-
-
-
16 638
total
-
-
-
27 498
Employee
47 349
-
78 657
-
unemployment
710
-
1 180
-
municipal
7 755
-
12 840
-
national
782
-
5 429
-
pensions
3 195
-
5 310
-
health
354
-
835
-
total
12 796
-
25 594
-
Employer
47 349
-
78 657
-
pensions
8 215
-
13 647
-
health
364
-
606
-
accident
48
-
79
-
unemployment
307
-
511
-
total
8 934
-
14 843
-
Corporate
37 218
93 500
-
-
income
7 443
18 699
-
-
total
7 443
18 699
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

22 331
56 101
-
-
municipal
4 020
10 098
-
-
national
-
2 801
-
-
total
4 020
12 899
-
-
Income
93 500
93 500
93 500
93 500
Total tax
33 193
31 598
40 437
27 498
After tax
60 307
61 902
53 063
66 002
Living cost
34 552
34 552
34 552
34 552
Free-cash
25 755
27 350
18 511
31 450

Estimated living cost  is ₽34552 per week

₽22569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽26001
₽24382
₽30751
₽19385
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
93 500
surtax
-
-
-
-
health
-
-
-
1 923
pensions
-
-
-
22 870
social contributions
-
-
-
2 664
income
-
-
-
9 399
other
-
-
-
2 903
total
-
-
-
39 759
Employee
34 382
-
75 756
-
income
1 773
-
11 396
-
surtax
-
-
-
-
social contributions
980
-
2 159
-
pensions
3 889
-
3 713
-
total
6 642
-
17 268
-
Employer
34 382
-
75 756
-
pensions
5 650
-
6 531
-
social contributions
102
-
227
-
other
1 187
-
2 613
-
health
2 406
-
5 303
-
unemployment
1 392
-
3 067
-
total
10 737
-
17 741
-
Corporate
48 381
93 500
-
-
income
13 547
26 180
-
-
surtax
-
-
-
-
total
13 547
26 180
-
-
Dividends
34 834
67 320
-
-
withholding
4 459
8 618
-
-
social contributions
5 993
11 577
-
-
surtax
-
-
-
-
total
10 452
20 195
-
-
Income
93 500
93 500
93 500
93 500
Total tax
41 378
46 375
35 009
39 759
After tax
52 122
47 125
58 491
53 741
Living cost
27 740
27 740
27 740
27 740
Free-cash
24 382
19 385
30 751
26 001

Estimated living cost  is ₽27740 per week

₽16088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2818
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽22950
₽21648
₽27700
₽16334
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
93 500
surtax
-
-
-
-
health
-
-
-
1 923
pensions
-
-
-
22 870
social contributions
-
-
-
2 664
income
-
-
-
9 399
other
-
-
-
2 903
total
-
-
-
39 759
Employee
38 517
-
75 756
-
income
2 273
-
11 396
-
surtax
-
-
-
-
social contributions
1 098
-
2 159
-
pensions
4 355
-
3 713
-
total
7 726
-
17 268
-
Employer
38 517
-
75 756
-
pensions
6 328
-
6 531
-
social contributions
116
-
227
-
other
1 329
-
2 613
-
health
2 697
-
5 303
-
unemployment
1 559
-
3 067
-
total
12 029
-
17 741
-
Corporate
42 955
93 500
-
-
income
12 027
26 180
-
-
surtax
-
-
-
-
total
12 027
26 180
-
-
Dividends
30 928
67 320
-
-
withholding
3 959
8 618
-
-
social contributions
5 320
11 577
-
-
surtax
-
-
-
-
total
9 279
20 195
-
-
Income
93 500
93 500
93 500
93 500
Total tax
41 061
46 375
35 009
39 759
After tax
52 439
47 125
58 491
53 741
Living cost
30 791
30 791
30 791
30 791
Free-cash
21 648
16 334
27 700
22 950

Estimated living cost  is ₽30791 per week

₽19415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8350
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽10274
₽9845
₽15024
₽3658
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
93 500
surtax
-
-
-
-
health
-
-
-
1 923
pensions
-
-
-
22 870
social contributions
-
-
-
2 664
income
-
-
-
9 399
other
-
-
-
2 903
total
-
-
-
39 759
Employee
56 366
-
75 756
-
income
4 918
-
11 396
-
surtax
-
-
-
-
social contributions
1 605
-
2 159
-
pensions
6 375
-
3 713
-
total
12 898
-
17 268
-
Employer
56 366
-
75 756
-
pensions
9 262
-
6 531
-
social contributions
169
-
227
-
other
1 945
-
2 613
-
health
3 945
-
5 303
-
unemployment
2 283
-
3 067
-
total
17 604
-
17 741
-
Corporate
19 529
93 500
-
-
income
5 469
26 180
-
-
surtax
-
-
-
-
total
5 469
26 180
-
-
Dividends
14 061
67 320
-
-
withholding
1 800
8 618
-
-
social contributions
2 417
11 577
-
-
surtax
-
-
-
-
total
4 217
20 195
-
-
Income
93 500
93 500
93 500
93 500
Total tax
40 188
46 375
35 009
39 759
After tax
53 312
47 125
58 491
53 741
Living cost
43 467
43 467
43 467
43 467
Free-cash
9 845
3 658
15 024
10 274

Estimated living cost  is ₽43467 per week

₽29418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽86742
₽81911
₽68977
₽83002
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
93 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
935
total
-
-
-
935
Employee
7 278
-
93 500
-
income
1 455
-
18 700
-
total
1 455
-
18 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

86 222
93 500
-
-
total
-
-
-
-
Dividends
86 222
93 500
-
-
withholding
4 311
4 675
-
-
total
4 311
4 675
-
-
Income
93 500
93 500
93 500
93 500
Total tax
5 766
4 675
18 700
935
After tax
87 734
88 825
74 800
92 565
Living cost
5 823
5 823
5 823
5 823
Free-cash
81 911
83 002
68 977
86 742

Estimated living cost  is ₽5823 per week

₽3608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1570
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽83492
₽78051
₽65727
₽79752
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
93 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
935
total
-
-
-
935
Employee
11 342
-
93 500
-
income
2 268
-
18 700
-
total
2 268
-
18 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

82 158
93 500
-
-
total
-
-
-
-
Dividends
82 158
93 500
-
-
withholding
4 108
4 675
-
-
total
4 108
4 675
-
-
Income
93 500
93 500
93 500
93 500
Total tax
6 376
4 675
18 700
935
After tax
87 124
88 825
74 800
92 565
Living cost
9 073
9 073
9 073
9 073
Free-cash
78 051
79 752
65 727
83 492

Estimated living cost  is ₽9073 per week

₽6140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽23957
₽25256
₽31371
₽13482
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
93 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 107
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
20 129
trade
-
-
-
7 414
total
-
-
-
34 798
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 779
-
93 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 682
-
20 129
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
-
1 107
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 033
-
27 384
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
48 721
93 500
-
-
trade
6 992
13 417
-
-
income
7 308
14 025
-
-
chamber of commerce
208
273
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

401
772
-
-
total
14 909
28 487
-
-
Dividends
33 812
65 013
-
-
withholding
8 111
15 912
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

446
874
-
-
total
8 557
16 786
-
-
Income
93 500
93 500
93 500
93 500
Total tax
33 499
45 273
27 384
34 798
After tax
60 001
48 227
66 116
58 702
Living cost
34 745
34 745
34 745
34 745
Free-cash
25 256
13 482
31 371
23 957

Estimated living cost  is ₽34745 per week

₽23968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3738
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽30721
₽29959
₽38857
₽20004
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
93 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 107
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
20 129
trade
-
-
-
8 136
total
-
-
-
35 520
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 422
-
93 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

962
-
20 129
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
1 107
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
7 163
-
27 384
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
59 078
93 500
-
-
trade
9 304
14 727
-
-
income
8 862
14 025
-
-
chamber of commerce
222
272
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

487
772
-
-
total
18 875
29 796
-
-
Dividends
40 203
63 705
-
-
withholding
9 709
15 584
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

535
857
-
-
total
10 244
16 441
-
-
Income
93 500
93 500
93 500
93 500
Total tax
36 282
46 237
27 384
35 520
After tax
57 218
47 263
66 116
57 980
Living cost
27 259
27 259
27 259
27 259
Free-cash
29 959
20 004
38 857
30 721

Estimated living cost  is ₽27259 per week

₽17147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6425
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽22264
₽24074
₽30762
₽11427
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
93 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 107
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
20 129
trade
-
-
-
8 498
total
-
-
-
35 882
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 639
-
93 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 921
-
20 129
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
1 107
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 284
-
27 384
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
47 861
93 500
-
-
trade
7 873
15 381
-
-
income
7 180
14 025
-
-
chamber of commerce
205
270
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

395
772
-
-
total
15 653
30 448
-
-
Dividends
32 209
63 053
-
-
withholding
7 711
15 422
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

424
849
-
-
total
8 135
16 271
-
-
Income
93 500
93 500
93 500
93 500
Total tax
34 072
46 719
27 384
35 882
After tax
59 428
46 781
66 116
57 618
Living cost
35 354
35 354
35 354
35 354
Free-cash
24 074
11 427
30 762
22 264

Estimated living cost  is ₽35354 per week

₽23645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3728
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽16029
₽19669
₽24888
₽5075
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
93 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 107
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
20 129
trade
-
-
-
8 859
total
-
-
-
36 243
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 086
-
93 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 360
-
20 129
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
-
1 107
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
12 858
-
27 384
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
39 414
93 500
-
-
trade
6 760
16 035
-
-
income
5 913
14 025
-
-
chamber of commerce
191
268
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

324
772
-
-
total
13 188
31 100
-
-
Dividends
26 226
62 400
-
-
withholding
6 215
15 258
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

342
839
-
-
total
6 557
16 097
-
-
Income
93 500
93 500
93 500
93 500
Total tax
32 603
47 197
27 384
36 243
After tax
60 897
46 303
66 116
57 257
Living cost
41 228
41 228
41 228
41 228
Free-cash
19 669
5 075
24 888
16 029

Estimated living cost  is ₽41228 per week

₽30111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3298
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7284
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽27531
₽35735
₽25714
₽38598
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
93 500
surtax
-
-
-
2 241
unemployment
-
-
-
205
health
-
-
-
6 638
pensions
-
-
-
18 699
income
-
-
-
17 972
other
-
-
-
-
total
-
-
-
45 755
Employee
30 307
-
77 240
-
unemployment
2 109
-
5 376
-
other
-
-
-
-
income
5 081
-
16 781
-
surtax
108
-
2 032
-
pensions
2 022
-
5 153
-
health
774
-
1 969
-
total
10 094
-
31 311
-
Employer
30 307
-
77 240
-
pensions
4 041
-
10 297
-
other
-
-
-
-
health
1 378
-
3 515
-
unemployment
962
-
2 449
-
total
6 381
-
16 261
-
Corporate
56 812
93 500
-
-
income
14 771
24 309
-
-
total
14 771
24 309
-
-
Dividends
42 041
69 191
-
-
withholding
6 305
10 379
-
-
total
6 305
10 379
-
-
Income
93 500
93 500
93 500
93 500
Total tax
37 551
34 688
47 572
45 755
After tax
55 949
58 812
45 928
47 745
Living cost
20 214
20 214
20 214
20 214
Free-cash
35 735
38 598
25 714
27 531

Estimated living cost  is ₽20214 per week

₽12204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽27886
₽36151
₽26069
₽38953
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
93 500
surtax
-
-
-
2 241
unemployment
-
-
-
205
health
-
-
-
6 638
pensions
-
-
-
18 699
income
-
-
-
17 972
other
-
-
-
-
total
-
-
-
45 755
Employee
29 761
-
77 240
-
unemployment
2 072
-
5 376
-
other
-
-
-
-
income
4 989
-
16 781
-
surtax
97
-
2 032
-
pensions
1 985
-
5 153
-
health
760
-
1 969
-
total
9 903
-
31 311
-
Employer
29 761
-
77 240
-
pensions
3 967
-
10 297
-
other
-
-
-
-
health
1 354
-
3 515
-
unemployment
943
-
2 449
-
total
6 264
-
16 261
-
Corporate
57 475
93 500
-
-
income
14 944
24 309
-
-
total
14 944
24 309
-
-
Dividends
42 531
69 191
-
-
withholding
6 379
10 379
-
-
total
6 379
10 379
-
-
Income
93 500
93 500
93 500
93 500
Total tax
37 490
34 688
47 572
45 755
After tax
56 010
58 812
45 928
47 745
Living cost
19 859
19 859
19 859
19 859
Free-cash
36 151
38 953
26 069
27 886

Estimated living cost  is ₽19859 per week

₽12143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5426
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽46904
₽35194
₽36334
₽34821
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
93 500
unemployment
-
-
-
1 402
health
-
-
-
6 545
pensions
-
-
-
9 350
income
-
-
-
11 430
total
-
-
-
28 727
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 795
10 266
78 243
-
unemployment
387
154
1 174
-
income
3 153
1 255
9 565
-
pensions
2 579
1 027
7 824
-
health
1 806
719
5 477
-
total
7 925
3 155
24 040
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 795
10 266
78 243
-
pensions
5 030
2 002
15 257
-
total
5 030
2 002
15 257
-
Corporate
62 675
81 232
-
-
income
5 641
7 311
-
-
total
5 641
7 311
-
-
Dividends
57 035
73 921
-
-
withholding
10 837
14 045
-
-
social contributions
11 004
14 297
-
-
total
21 841
28 342
-
-
Income
93 500
93 500
93 500
93 500
Total tax
40 437
40 810
39 297
28 727
After tax
53 063
52 690
54 203
64 773
Living cost
17 869
17 869
17 869
17 869
Free-cash
35 194
34 821
36 334
46 904

Estimated living cost  is ₽17869 per week

₽12194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3856
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽12634
₽14048
₽13368
₽14773
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
93 500
national
-
-
-
15 237
pensions
-
-
-
11 220
social contributions
-
-
-
1 005
municipal
-
-
-
9 833
total
-
-
-
37 295
Employee
67 543
-
80 830
-
municipal
8 343
-
10 195
-
national
12 928
-
15 798
-
pensions
2 702
-
3 233
-
total
23 973
-
29 226
-
Employer
67 543
-
80 830
-
pensions
5 403
-
6 466
-
social contributions
726
-
869
-
total
6 129
-
7 335
-
Corporate
15 369
93 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

3 074
18 700
-
-
total
3 074
18 700
-
-
Dividends
12 295
74 800
-
-
withholding
2 705
16 456
-
-
total
2 705
16 456
-
-
Income
93 500
93 500
93 500
93 500
Total tax
35 881
35 156
36 561
37 295
After tax
57 619
58 344
56 939
56 205
Living cost
43 571
43 571
43 571
43 571
Free-cash
14 048
14 773
13 368
12 634

Estimated living cost  is ₽43571 per week

₽29615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽11319
₽16172
₽11319
₽14184
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
93 500
social contributions
-
-
-
8 390
income
-
-
-
22 525
total
-
-
-
30 915
Employee
70 397
-
93 500
-
social contributions
5 848
-
8 390
-
income
13 284
-
22 525
-
total
19 132
-
30 915
-
Employer
70 397
-
93 500
-
total
-
-
-
-
Corporate
23 103
93 500
-
-
income
2 888
11 687
-
-
total
2 888
11 687
-
-
Dividends
20 215
81 813
-
-
withholding
4 042
16 363
-
-
total
4 042
16 363
-
-
Income
93 500
93 500
93 500
93 500
Total tax
26 062
28 050
30 915
30 915
After tax
67 438
65 450
62 585
62 585
Living cost
51 266
51 266
51 266
51 266
Free-cash
16 172
14 184
11 319
11 319

Estimated living cost  is ₽51266 per week

₽39002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4177
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽9778
₽7210
₽5327
₽11912
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
93 500
national
-
-
-
20 106
regional
-
-
-
1 038
social contributions
-
-
-
24 048
municipal
-
-
-
555
total
-
-
-
45 747
Employee
79 983
-
93 500
-
municipal
424
-
495
-
national
13 859
-
17 265
-
social contributions
26 970
-
31 528
-
regional
755
-
910
-
total
42 008
-
50 198
-
Employer
79 983
-
93 500
-
total
-
-
-
-
Corporate
13 517
93 500
-
-
nationa
3 245
22 439
-
-
municipal
528
3 646
-
-
total
3 773
26 085
-
-
Dividends
9 745
67 414
-
-
withholding
2 534
17 528
-
-
total
2 534
17 528
-
-
Income
93 500
93 500
93 500
93 500
Total tax
48 315
43 613
50 198
45 747
After tax
45 185
49 887
43 302
47 753
Living cost
37 975
37 975
37 975
37 975
Free-cash
7 210
11 912
5 327
9 778

Estimated living cost  is ₽37975 per week

₽26472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽23138
₽22905
₽18711
₽24903
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
93 500
national
-
-
-
20 106
regional
-
-
-
1 410
social contributions
-
-
-
24 048
municipal
-
-
-
555
total
-
-
-
46 119
Employee
49 922
-
93 500
-
municipal
265
-
495
-
national
7 909
-
17 265
-
social contributions
16 834
-
31 528
-
regional
672
-
1 258
-
total
25 680
-
50 546
-
Employer
49 922
-
93 500
-
total
-
-
-
-
Corporate
43 578
93 500
-
-
nationa
10 459
22 439
-
-