Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 90500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽2415
₽6926
₽2156
-₽27183
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
90 500
national
-
-
-
574
health
-
-
-
224
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 810
pensions
-
-
-
8 324
city
-
-
-
954
regional
-
-
-
3 122
total
-
-
-
15 008
Employee
80 240
-
81 003
-
health
181
-
181
-
regional
2 627
-
2 668
-
pensions
6 741
-
6 805
-
city
861
-
870
-
unemployment
-
-
-
-
national
380
-
389
-
total
10 790
-
10 913
-
Employer
80 240
-
81 003
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 604
-
1 620
-
pensions
6 741
-
6 805
-
health
181
-
181
-
unemployment
-
-
-
-
total
8 526
-
8 606
-
Corporate
851
90 500
-
-
national
72
7 692
-
-
regional
180
19 141
-
-
total
252
26 833
-
-
Dividends
599
63 667
-
-
withholding
210
22 284
-
-
total
210
22 284
-
-
Income
90 500
90 500
90 500
90 500
Total tax
19 778
49 117
19 519
15 008
After tax
70 722
41 383
70 981
75 492
Living cost
68 566
68 566
68 566
68 566
Free-cash
2 156
-27 183
2 415
6 926

Estimated living cost  is ₽68566 per week

₽44588
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6153
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽842
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽16983
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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Estimated living cost

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