Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 90500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽3685
₽8186
₽2918
-₽25850
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
90 500
national
-
-
-
604
health
-
-
-
219
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 810
pensions
-
-
-
8 326
city
-
-
-
953
regional
-
-
-
3 170
total
-
-
-
15 082
Employee
78 679
-
81 003
-
health
178
-
183
-
regional
2 576
-
2 702
-
pensions
6 610
-
6 803
-
city
844
-
870
-
unemployment
-
-
-
-
national
372
-
419
-
total
10 580
-
10 977
-
Employer
78 679
-
81 003
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 573
-
1 620
-
pensions
6 610
-
6 803
-
health
178
-
183
-
unemployment
-
-
-
-
total
8 361
-
8 606
-
Corporate
2 595
90 500
-
-
national
221
7 693
-
-
regional
549
19 141
-
-
total
770
26 834
-
-
Dividends
1 825
63 666
-
-
withholding
639
22 284
-
-
total
639
22 284
-
-
Income
90 500
90 500
90 500
90 500
Total tax
20 350
49 118
19 583
15 082
After tax
70 150
41 382
70 917
75 418
Living cost
67 232
67 232
67 232
67 232
Free-cash
2 918
-25 850
3 685
8 186

Estimated living cost  is ₽67232 per week

₽43720
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6033
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽825
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽16653
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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