Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 90500
per

Your estimated
City
free-cash

Zurich , Switzerland
-₽38362
-₽8438
-₽3809
-₽11713
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
90 500
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 811
regional
-
-
-
2 808
health
-
-
-
260
city
-
-
-
952
national
-
-
-
405
pensions
-
-
-
8 328
total
-
-
-
14 564
Employee
93 322
-
81 003
-
unemployment
-
-
-
-
pensions
7 840
-
6 804
-
national
442
-
343
-
regional
3 056
-
2 388
-
city
1 002
-
870
-
health
211
-
182
-
total
12 551
-
10 587
-
Employer
93 322
-
81 003
-
health
211
-
182
-
pensions
7 840
-
6 804
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 866
-
1 620
-
total
9 917
-
8 606
-
Corporate
-
90 500
-
-
regional
-
19 140
-
-
national
-
7 693
-
-
total
-
26 833
-
-
Dividends
-
63 667
-
-
withholding
-
22 284
-
-
total
-
22 284
-
-
Income
90 500
90 500
90 500
90 500
Total tax
22 468
49 117
19 193
14 564
After tax
68 032
41 383
71 307
75 936
Living cost
79 745
79 745
79 745
79 745
Free-cash
-11 713
-38 362
-8 438
-3 809

Estimated living cost  is ₽79745 per week

₽51857
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7156
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽979
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽19752
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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Estimated living cost

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