Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 90500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽11482
₽4918
₽6999
-₽22352
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
90 500
national
-
-
-
684
health
-
-
-
208
pensions
-
-
-
8 326
regional
-
-
-
3 299
city
-
-
-
954
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 811
total
-
-
-
15 282
Employee
74 588
-
81 004
-
unemployment
-
-
-
-
city
800
-
871
-
national
353
-
497
-
pensions
6 266
-
6 803
-
health
169
-
182
-
regional
2 442
-
2 806
-
total
10 030
-
11 159
-
Employer
74 588
-
81 004
-
pensions
6 266
-
6 803
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 491
-
1 621
-
health
169
-
182
-
unemployment
-
-
-
-
total
7 926
-
8 606
-
Corporate
7 166
90 500
-
-
national
609
7 692
-
-
regional
1 516
19 141
-
-
total
2 125
26 833
-
-
Dividends
5 041
63 667
-
-
withholding
1 765
22 283
-
-
total
1 765
22 283
-
-
Income
90 500
90 500
90 500
90 500
Total tax
21 846
49 116
19 765
15 282
After tax
68 654
41 384
70 735
75 218
Living cost
63 736
63 736
63 736
63 736
Free-cash
4 918
-22 352
6 999
11 482

Estimated living cost  is ₽63736 per week

₽41447
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽5720
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽782
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽15787
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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