Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 90500
per

Your estimated
City
free-cash

Zurich , Switzerland
-₽5350
-₽3614
-₽33397
₽1020
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
90 500
health
-
-
-
244
pensions
-
-
-
8 326
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 809
regional
-
-
-
2 933
city
-
-
-
953
national
-
-
-
434
total
-
-
-
14 699
Employee
87 513
-
81 002
-
unemployment
-
-
-
-
pensions
7 352
-
6 803
-
regional
2 866
-
2 512
-
national
414
-
362
-
health
198
-
182
-
city
939
-
870
-
total
11 769
-
10 729
-
Employer
87 513
-
81 002
-
pensions
7 352
-
6 803
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 750
-
1 619
-
health
198
-
182
-
unemployment
-
-
-
-
total
9 300
-
8 604
-
Corporate
-
90 500
-
-
regional
-
19 141
-
-
national
-
7 692
-
-
total
-
26 833
-
-
Dividends
-
63 667
-
-
withholding
-
22 283
-
-
total
-
22 283
-
-
Income
90 500
90 500
90 500
90 500
Total tax
21 069
49 116
19 333
14 699
After tax
69 431
41 384
71 167
75 801
Living cost
74 781
74 781
74 781
74 781
Free-cash
-5 350
-33 397
-3 614
1 020

Estimated living cost  is ₽74781 per week

₽48629
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6711
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽918
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18523
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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Estimated living cost

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