Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 90500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽2630
₽7143
₽2283
-₽26953
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
90 500
national
-
-
-
579
health
-
-
-
223
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 810
pensions
-
-
-
8 326
city
-
-
-
953
regional
-
-
-
3 129
total
-
-
-
15 020
Employee
79 972
-
81 003
-
health
181
-
183
-
regional
2 619
-
2 675
-
pensions
6 719
-
6 803
-
city
858
-
871
-
unemployment
-
-
-
-
national
379
-
395
-
total
10 756
-
10 927
-
Employer
79 972
-
81 003
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 599
-
1 620
-
pensions
6 719
-
6 803
-
health
181
-
183
-
unemployment
-
-
-
-
total
8 499
-
8 606
-
Corporate
1 150
90 500
-
-
national
98
7 693
-
-
regional
244
19 140
-
-
total
342
26 833
-
-
Dividends
808
63 667
-
-
withholding
283
22 283
-
-
total
283
22 283
-
-
Income
90 500
90 500
90 500
90 500
Total tax
19 880
49 116
19 533
15 020
After tax
70 620
41 384
70 967
75 480
Living cost
68 337
68 337
68 337
68 337
Free-cash
2 283
-26 953
2 630
7 143

Estimated living cost  is ₽68337 per week

₽44439
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6133
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽839
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽16927
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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Estimated living cost

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