Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 90500
per

Your estimated
City
free-cash

Zurich , Switzerland
-₽5260
-₽33328
-₽3548
₽1087
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
90 500
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 809
city
-
-
-
954
regional
-
-
-
2 934
pensions
-
-
-
8 326
national
-
-
-
435
health
-
-
-
244
total
-
-
-
14 702
Employee
87 431
-
81 002
-
national
414
-
362
-
unemployment
-
-
-
-
city
938
-
871
-
regional
2 863
-
2 516
-
health
198
-
182
-
pensions
7 345
-
6 802
-
total
11 758
-
10 733
-
Employer
87 431
-
81 002
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 748
-
1 620
-
pensions
7 345
-
6 802
-
unemployment
-
-
-
-
health
198
-
182
-
total
9 291
-
8 604
-
Corporate
-
90 500
-
-
regional
-
19 140
-
-
national
-
7 693
-
-
total
-
26 833
-
-
Dividends
-
63 667
-
-
withholding
-
22 284
-
-
total
-
22 284
-
-
Income
90 500
90 500
90 500
90 500
Total tax
21 049
49 117
19 337
14 702
After tax
69 451
41 383
71 163
75 798
Living cost
74 711
74 711
74 711
74 711
Free-cash
-5 260
-33 328
-3 548
1 087

Estimated living cost  is ₽74711 per week

₽48583
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6704
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽917
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18505
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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Estimated living cost

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