Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 90500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽1924
₽6451
₽1865
-₽27686
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
90 500
national
-
-
-
564
health
-
-
-
225
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 809
pensions
-
-
-
8 325
city
-
-
-
954
regional
-
-
-
3 103
total
-
-
-
14 980
Employee
80 828
-
81 002
-
health
183
-
183
-
regional
2 647
-
2 656
-
pensions
6 791
-
6 805
-
city
867
-
871
-
unemployment
-
-
-
-
national
383
-
384
-
total
10 871
-
10 899
-
Employer
80 828
-
81 002
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 616
-
1 620
-
pensions
6 791
-
6 805
-
health
183
-
183
-
unemployment
-
-
-
-
total
8 590
-
8 608
-
Corporate
194
90 500
-
-
national
16
7 692
-
-
regional
41
19 141
-
-
total
57
26 833
-
-
Dividends
137
63 667
-
-
withholding
48
22 284
-
-
total
48
22 284
-
-
Income
90 500
90 500
90 500
90 500
Total tax
19 566
49 117
19 507
14 980
After tax
70 934
41 383
70 993
75 520
Living cost
69 069
69 069
69 069
69 069
Free-cash
1 865
-27 686
1 924
6 451

Estimated living cost  is ₽69069 per week

₽44914
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6198
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽848
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽17108
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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Estimated living cost

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