Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 90500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽3221
₽7725
₽2640
-₽26333
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
90 500
national
-
-
-
595
health
-
-
-
221
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 811
pensions
-
-
-
8 326
city
-
-
-
953
regional
-
-
-
3 153
total
-
-
-
15 059
Employee
79 245
-
81 002
-
health
179
-
183
-
regional
2 595
-
2 691
-
pensions
6 658
-
6 804
-
city
850
-
870
-
unemployment
-
-
-
-
national
375
-
409
-
total
10 657
-
10 957
-
Employer
79 245
-
81 002
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 584
-
1 619
-
pensions
6 658
-
6 804
-
health
179
-
183
-
unemployment
-
-
-
-
total
8 421
-
8 606
-
Corporate
1 963
90 500
-
-
national
167
7 692
-
-
regional
416
19 142
-
-
total
583
26 834
-
-
Dividends
1 380
63 666
-
-
withholding
483
22 283
-
-
total
483
22 283
-
-
Income
90 500
90 500
90 500
90 500
Total tax
20 144
49 117
19 563
15 059
After tax
70 356
41 383
70 937
75 441
Living cost
67 716
67 716
67 716
67 716
Free-cash
2 640
-26 333
3 221
7 725

Estimated living cost  is ₽67716 per week

₽44035
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6077
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽831
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽16773
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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Estimated living cost

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