Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 90500
per

Your estimated
City
free-cash

Zurich , Switzerland
-₽29452
₽212
-₽291
₽4783
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
90 500
city
-
-
-
953
health
-
-
-
231
regional
-
-
-
3 038
pensions
-
-
-
8 325
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 810
national
-
-
-
524
total
-
-
-
14 881
Employee
82 896
-
81 003
-
pensions
6 964
-
6 804
-
regional
2 714
-
2 613
-
unemployment
-
-
-
-
national
392
-
378
-
city
890
-
870
-
health
187
-
182
-
total
11 147
-
10 847
-
Employer
82 896
-
81 003
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 657
-
1 619
-
unemployment
-
-
-
-
health
187
-
182
-
pensions
6 964
-
6 804
-
total
8 808
-
8 605
-
Corporate
-
90 500
-
-
national
-
7 692
-
-
regional
-
19 141
-
-
total
-
26 833
-
-
Dividends
-
63 667
-
-
withholding
-
22 283
-
-
total
-
22 283
-
-
Income
90 500
90 500
90 500
90 500
Total tax
19 955
49 116
19 452
14 881
After tax
70 545
41 384
71 048
75 619
Living cost
70 836
70 836
70 836
70 836
Free-cash
-291
-29 452
212
4 783

Estimated living cost  is ₽70836 per week

₽46063
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6357
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽870
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽17546
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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Estimated living cost

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