Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 90500
per

Your estimated
City
free-cash

Zurich , Switzerland
-₽7379
-₽37271
-₽2741
-₽10313
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
90 500
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 810
health
-
-
-
257
pensions
-
-
-
8 325
city
-
-
-
953
national
-
-
-
409
regional
-
-
-
2 834
total
-
-
-
14 588
Employee
92 045
-
81 003
-
national
436
-
347
-
city
988
-
871
-
pensions
7 733
-
6 804
-
health
208
-
182
-
regional
3 014
-
2 416
-
unemployment
-
-
-
-
total
12 379
-
10 620
-
Employer
92 045
-
81 003
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 840
-
1 620
-
unemployment
-
-
-
-
health
208
-
182
-
pensions
7 733
-
6 804
-
total
9 781
-
8 606
-
Corporate
-
90 500
-
-
regional
-
19 141
-
-
national
-
7 693
-
-
total
-
26 834
-
-
Dividends
-
63 667
-
-
withholding
-
22 284
-
-
total
-
22 284
-
-
Income
90 500
90 500
90 500
90 500
Total tax
22 160
49 118
19 226
14 588
After tax
68 340
41 382
71 274
75 912
Living cost
78 653
78 653
78 653
78 653
Free-cash
-10 313
-37 271
-7 379
-2 741

Estimated living cost  is ₽78653 per week

₽51147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7058
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽966
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽19482
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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