Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 90500
per

Your estimated
City
free-cash

Zurich , Switzerland
-₽32703
-₽2945
₽1682
-₽4458
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
90 500
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 810
regional
-
-
-
2 949
health
-
-
-
242
city
-
-
-
953
national
-
-
-
451
pensions
-
-
-
8 327
total
-
-
-
14 732
Employee
86 700
-
81 003
-
unemployment
-
-
-
-
pensions
7 284
-
6 804
-
national
410
-
365
-
regional
2 839
-
2 531
-
city
930
-
870
-
health
196
-
183
-
total
11 659
-
10 753
-
Employer
86 700
-
81 003
-
health
196
-
183
-
pensions
7 284
-
6 804
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 733
-
1 619
-
total
9 213
-
8 606
-
Corporate
-
90 500
-
-
regional
-
19 140
-
-
national
-
7 693
-
-
total
-
26 833
-
-
Dividends
-
63 667
-
-
withholding
-
22 284
-
-
total
-
22 284
-
-
Income
90 500
90 500
90 500
90 500
Total tax
20 872
49 117
19 359
14 732
After tax
69 628
41 383
71 141
75 768
Living cost
74 086
74 086
74 086
74 086
Free-cash
-4 458
-32 703
-2 945
1 682

Estimated living cost  is ₽74086 per week

₽48177
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6648
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽910
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18351
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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Estimated living cost

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