Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 90500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽2464
₽6977
₽2187
-₽27129
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
90 500
national
-
-
-
575
health
-
-
-
223
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 811
pensions
-
-
-
8 326
city
-
-
-
954
regional
-
-
-
3 123
total
-
-
-
15 012
Employee
80 175
-
81 003
-
health
181
-
183
-
regional
2 625
-
2 671
-
pensions
6 736
-
6 803
-
city
860
-
871
-
unemployment
-
-
-
-
national
379
-
390
-
total
10 781
-
10 918
-
Employer
80 175
-
81 003
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 603
-
1 621
-
pensions
6 736
-
6 803
-
health
181
-
183
-
unemployment
-
-
-
-
total
8 520
-
8 607
-
Corporate
923
90 500
-
-
national
79
7 693
-
-
regional
195
19 141
-
-
total
274
26 834
-
-
Dividends
649
63 666
-
-
withholding
227
22 284
-
-
total
227
22 284
-
-
Income
90 500
90 500
90 500
90 500
Total tax
19 802
49 118
19 525
15 012
After tax
70 698
41 382
70 975
75 488
Living cost
68 511
68 511
68 511
68 511
Free-cash
2 187
-27 129
2 464
6 977

Estimated living cost  is ₽68511 per week

₽44552
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6148
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽841
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽16970
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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Estimated living cost

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