Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 90500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽3074
₽7579
₽2551
-₽26491
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
90 500
national
-
-
-
591
health
-
-
-
221
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 809
pensions
-
-
-
8 326
city
-
-
-
954
regional
-
-
-
3 147
total
-
-
-
15 048
Employee
79 429
-
81 003
-
health
180
-
183
-
regional
2 601
-
2 686
-
pensions
6 673
-
6 804
-
city
852
-
870
-
unemployment
-
-
-
-
national
376
-
404
-
total
10 682
-
10 947
-
Employer
79 429
-
81 003
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 588
-
1 619
-
pensions
6 673
-
6 804
-
health
180
-
183
-
unemployment
-
-
-
-
total
8 441
-
8 606
-
Corporate
1 757
90 500
-
-
national
150
7 693
-
-
regional
371
19 141
-
-
total
521
26 834
-
-
Dividends
1 236
63 667
-
-
withholding
432
22 284
-
-
total
432
22 284
-
-
Income
90 500
90 500
90 500
90 500
Total tax
20 076
49 118
19 553
15 048
After tax
70 424
41 382
70 947
75 452
Living cost
67 873
67 873
67 873
67 873
Free-cash
2 551
-26 491
3 074
7 579

Estimated living cost  is ₽67873 per week

₽44137
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6091
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽833
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽16812
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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