Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 90500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽3598
₽8099
₽2867
-₽25934
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
90 500
national
-
-
-
603
health
-
-
-
220
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 810
pensions
-
-
-
8 327
city
-
-
-
954
regional
-
-
-
3 168
total
-
-
-
15 082
Employee
78 780
-
81 003
-
health
178
-
182
-
regional
2 580
-
2 701
-
pensions
6 619
-
6 805
-
city
845
-
870
-
unemployment
-
-
-
-
national
373
-
418
-
total
10 595
-
10 976
-
Employer
78 780
-
81 003
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 575
-
1 620
-
pensions
6 619
-
6 805
-
health
178
-
182
-
unemployment
-
-
-
-
total
8 372
-
8 607
-
Corporate
2 481
90 500
-
-
national
211
7 692
-
-
regional
526
19 140
-
-
total
737
26 832
-
-
Dividends
1 745
63 668
-
-
withholding
610
22 283
-
-
total
610
22 283
-
-
Income
90 500
90 500
90 500
90 500
Total tax
20 314
49 115
19 583
15 082
After tax
70 186
41 385
70 917
75 418
Living cost
67 319
67 319
67 319
67 319
Free-cash
2 867
-25 934
3 598
8 099

Estimated living cost  is ₽67319 per week

₽43777
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6041
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽826
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽16674
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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