Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 90500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽3483
₽7985
₽2798
-₽26058
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
90 500
national
-
-
-
601
health
-
-
-
220
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 810
pensions
-
-
-
8 325
city
-
-
-
954
regional
-
-
-
3 163
total
-
-
-
15 073
Employee
78 924
-
81 004
-
health
178
-
182
-
regional
2 584
-
2 697
-
pensions
6 631
-
6 804
-
city
847
-
870
-
unemployment
-
-
-
-
national
374
-
416
-
total
10 614
-
10 969
-
Employer
78 924
-
81 004
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 578
-
1 620
-
pensions
6 631
-
6 804
-
health
178
-
182
-
unemployment
-
-
-
-
total
8 387
-
8 606
-
Corporate
2 321
90 500
-
-
national
197
7 692
-
-
regional
490
19 140
-
-
total
687
26 832
-
-
Dividends
1 633
63 667
-
-
withholding
572
22 284
-
-
total
572
22 284
-
-
Income
90 500
90 500
90 500
90 500
Total tax
20 260
49 116
19 575
15 073
After tax
70 240
41 384
70 925
75 427
Living cost
67 442
67 442
67 442
67 442
Free-cash
2 798
-26 058
3 483
7 985

Estimated living cost  is ₽67442 per week

₽43856
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6052
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽828
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽16705
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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Estimated living cost

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