Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 90500
per

Your estimated
City
free-cash

Zurich , Switzerland
-₽3732
-₽32140
-₽2398
₽2222
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
90 500
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 811
city
-
-
-
954
regional
-
-
-
2 965
pensions
-
-
-
8 325
national
-
-
-
462
health
-
-
-
240
total
-
-
-
14 757
Employee
86 038
-
81 002
-
national
407
-
368
-
unemployment
-
-
-
-
city
923
-
871
-
regional
2 817
-
2 544
-
health
194
-
183
-
pensions
7 228
-
6 804
-
total
11 569
-
10 770
-
Employer
86 038
-
81 002
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 720
-
1 620
-
pensions
7 228
-
6 804
-
unemployment
-
-
-
-
health
194
-
183
-
total
9 142
-
8 607
-
Corporate
-
90 500
-
-
regional
-
19 142
-
-
national
-
7 693
-
-
total
-
26 835
-
-
Dividends
-
63 666
-
-
withholding
-
22 284
-
-
total
-
22 284
-
-
Income
90 500
90 500
90 500
90 500
Total tax
20 711
49 119
19 377
14 757
After tax
69 789
41 381
71 123
75 743
Living cost
73 521
73 521
73 521
73 521
Free-cash
-3 732
-32 140
-2 398
2 222

Estimated living cost  is ₽73521 per week

₽47810
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6598
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽903
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18211
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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Estimated living cost

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