Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 90500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽2742
₽7254
₽2355
-₽26834
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
90 500
national
-
-
-
583
health
-
-
-
223
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 810
pensions
-
-
-
8 326
city
-
-
-
953
regional
-
-
-
3 134
total
-
-
-
15 029
Employee
79 831
-
81 000
-
health
180
-
182
-
regional
2 614
-
2 677
-
pensions
6 707
-
6 805
-
city
857
-
871
-
unemployment
-
-
-
-
national
378
-
398
-
total
10 736
-
10 933
-
Employer
79 831
-
81 000
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 596
-
1 621
-
pensions
6 707
-
6 805
-
health
180
-
182
-
unemployment
-
-
-
-
total
8 483
-
8 608
-
Corporate
1 308
90 500
-
-
national
110
7 693
-
-
regional
277
19 141
-
-
total
387
26 834
-
-
Dividends
921
63 665
-
-
withholding
322
22 283
-
-
total
322
22 283
-
-
Income
90 500
90 500
90 500
90 500
Total tax
19 928
49 117
19 541
15 029
After tax
70 572
41 383
70 959
75 471
Living cost
68 217
68 217
68 217
68 217
Free-cash
2 355
-26 834
2 742
7 254

Estimated living cost  is ₽68217 per week

₽44360
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6122
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽837
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽16897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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