Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 90500
per

Your estimated
City
free-cash

Zurich , Switzerland
-₽743
-₽29804
-₽133
₽4450
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
90 500
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 810
city
-
-
-
954
regional
-
-
-
3 026
pensions
-
-
-
8 326
national
-
-
-
515
health
-
-
-
232
total
-
-
-
14 863
Employee
83 307
-
81 002
-
national
394
-
376
-
unemployment
-
-
-
-
city
894
-
870
-
regional
2 728
-
2 604
-
health
188
-
183
-
pensions
6 999
-
6 805
-
total
11 203
-
10 838
-
Employer
83 307
-
81 002
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 666
-
1 620
-
pensions
6 999
-
6 805
-
unemployment
-
-
-
-
health
188
-
183
-
total
8 853
-
8 608
-
Corporate
-
90 500
-
-
regional
-
19 141
-
-
national
-
7 692
-
-
total
-
26 833
-
-
Dividends
-
63 667
-
-
withholding
-
22 284
-
-
total
-
22 284
-
-
Income
90 500
90 500
90 500
90 500
Total tax
20 056
49 117
19 446
14 863
After tax
70 444
41 383
71 054
75 637
Living cost
71 187
71 187
71 187
71 187
Free-cash
-743
-29 804
-133
4 450

Estimated living cost  is ₽71187 per week

₽46292
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6388
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽874
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽17633
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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Estimated living cost

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