Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 90000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽54866
₽54052
₽60643
₽51352
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
90 000
health
-
-
-
3 808
income
-
-
-
13 500
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 901
unemployment
-
-
-
132
total
-
-
-
22 341
Employee
21 593
-
83 503
-
accident

We are using the highest rate at 1.1%.

237
-
364
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 896
-
2 907
-
health
993
-
1 523
-
income
2 160
-
8 350
-
total
5 286
-
13 144
-
Employer
21 593
-
83 503
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 380
-
3 649
-
health
1 490
-
2 285
-
unemployment
130
-
199
-
accident

We are using the highest rate at 1.1%.

237
-
364
-
total
4 237
-
6 497
-
Corporate
64 170
90 000
-
-
income
6 417
9 000
-
-
total
6 417
9 000
-
-
Dividends
57 753
81 000
-
-
withholding
2 887
4 050
-
-
total
2 887
4 050
-
-
Income
90 000
90 000
90 000
90 000
Total tax
18 827
13 050
19 641
22 341
After tax
71 173
76 950
70 359
67 659
Living cost
16 307
16 307
16 307
16 307
Free-cash
54 866
60 643
54 052
51 352

Estimated living cost  is ₽16307 per week

₽10786
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽934
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽389
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4200
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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