Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 90000
per

Your estimated
City
free-cash

Andorra , Andorra
₽41593
₽50925
₽43984
₽53948
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
90 000
social contributions
-
-
-
19 801
income
-
-
-
1 554
total
-
-
-
21 355
Employee
28 933
-
77 922
-
social contributions
1 880
-
5 065
-
income
-
-
1 821
-
total
1 880
-
6 886
-
Employer
28 933
-
77 922
-
social contributions
4 485
-
12 078
-
total
4 485
-
12 078
-
Corporate
56 582
90 000
-
-
income
5 658
9 000
-
-
total
5 658
9 000
-
-
Dividends
50 924
81 000
-
-
total
-
-
-
-
Income
90 000
90 000
90 000
90 000
Total tax
12 023
9 000
18 964
21 355
After tax
77 977
81 000
71 036
68 645
Living cost
27 052
27 052
27 052
27 052
Free-cash
50 925
53 948
43 984
41 593

Estimated living cost  is ₽27052 per week

₽17492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽17036
₽21390
-₽1378
₽21836
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
90 000
surtax
-
-
-
-
unemployment
-
-
-
5 520
health
-
-
-
6 884
chamber of commerce
-
-
-
360
pensions
-
-
-
16 650
income
-
-
-
14 838
total
-
-
-
44 252
Employee
39 340
35 865
69 885
-
unemployment
1 180
1 076
2 097
-
other
393
359
699
-
income
3 504
2 645
13 277
-
pensions
4 029
3 672
7 156
-
health
1 522
1 388
2 705
-
total
10 628
9 140
25 934
-
Employer
39 340
35 865
69 885
-
pensions
4 937
4 502
8 770
-
surtax
-
-
-
-
payroll
1 180
1 076
2 097
-
other
1 868
1 703
3 320
-
health
1 488
1 356
2 642
-
accident
511
466
909
-
unemployment
1 180
1 076
2 097
-
chamber of commerce
157
143
280
-
total
11 321
10 322
20 115
-
Corporate
39 339
43 813
66 469
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

9 835
10 954
16 617
-
total
9 835
10 954
16 617
-
Dividends
29 503
32 859
-
-
withholding
8 114
9 036
-
-
total
8 114
9 036
-
-
Income
90 000
90 000
90 000
90 000
Total tax
39 898
39 452
62 666
44 252
After tax
50 102
50 548
27 334
45 748
Living cost
28 712
28 712
28 712
28 712
Free-cash
21 390
21 836
-1 378
17 036

Estimated living cost  is ₽28712 per week

₽17224
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8044
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽13859
₽17350
-₽4406
₽18739
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
90 000
surtax
-
-
-
178
unemployment
-
-
-
5 520
health
-
-
-
6 884
chamber of commerce
-
-
-
360
pensions
-
-
-
16 650
income
-
-
-
14 838
total
-
-
-
44 430
Employee
44 976
35 865
69 748
-
unemployment
1 349
1 076
2 092
-
other
449
359
697
-
income
5 120
2 645
13 231
-
pensions
4 606
3 672
7 142
-
health
1 740
1 388
2 700
-
total
13 264
9 140
25 862
-
Employer
44 976
35 865
69 748
-
pensions
5 644
4 502
8 753
-
surtax
178
178
178
-
payroll
1 349
1 076
2 092
-
other
2 137
1 703
3 313
-
health
1 699
1 356
2 637
-
accident
584
466
907
-
unemployment
1 349
1 076
2 092
-
chamber of commerce
179
143
278
-
total
13 119
10 500
20 250
-
Corporate
31 904
43 636
66 334
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

7 976
10 910
16 583
-
total
7 976
10 910
16 583
-
Dividends
23 929
32 726
-
-
withholding
6 580
9 000
-
-
total
6 580
9 000
-
-
Income
90 000
90 000
90 000
90 000
Total tax
40 939
39 550
62 695
44 430
After tax
49 061
50 450
27 305
45 570
Living cost
31 711
31 711
31 711
31 711
Free-cash
17 350
18 739
-4 406
13 859

Estimated living cost  is ₽31711 per week

₽21150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽9456
₽4164
₽2272
₽17661
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
90 000
national
-
-
-
29 132
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 558
social contributions
-
-
-
14 040
total
-
-
-
47 730
Employee

The minimum management director salary is set at €45,000 per year.

64 375
-
69 711
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

560
-
606
-
national
19 791
-
21 878
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 358
-
3 636
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 828
-
5 228
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 025
-
3 276
-
total
31 562
-
34 624
-
Employer

The minimum management director salary is set at €45,000 per year.

64 375
-
69 711
-
surtax
7 299
-
7 904
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 704
-
6 176
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 959
-
4 287
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

837
-
905
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

939
-
1 018
-
total
18 738
-
20 290
-
Corporate
6 887
90 000
-
-
income
1 378
18 001
-
-
surtax
27
360
-
-
total
1 405
18 361
-
-
Dividends
5 481
71 639
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

1 317
21 164
-
-
total
1 317
21 164
-
-
Income
90 000
90 000
90 000
90 000
Total tax
53 022
39 525
54 914
47 730
After tax
36 978
50 475
35 086
42 270
Living cost
32 814
32 814
32 814
32 814
Free-cash
4 164
17 661
2 272
9 456

Estimated living cost  is ₽32814 per week

₽21136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽52674
₽56027
₽55468
₽61500
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
90 000
unemployment
-
-
-
125
health
-
-
-
3 608
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 643
income
-
-
-
13 500
total
-
-
-
21 876
Employee
20 458
-
83 845
-
accident

We are using the highest rate at 1.1%.

225
-
345
-
income
2 046
-
8 384
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 796
-
2 755
-
health
941
-
1 443
-
total
5 008
-
12 927
-
Employer
20 458
-
83 845
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 254
-
3 457
-
health
1 412
-
2 165
-
accident

We are using the highest rate at 1.1%.

225
-
345
-
unemployment
123
-
188
-
total
4 014
-
6 155
-
Corporate
65 528
90 000
-
-
income
6 552
9 000
-
-
total
6 552
9 000
-
-
Dividends
58 975
81 000
-
-
withholding
2 949
4 050
-
-
total
2 949
4 050
-
-
Income
90 000
90 000
90 000
90 000
Total tax
18 523
13 050
19 082
21 876
After tax
71 477
76 950
70 918
68 124
Living cost
15 450
15 450
15 450
15 450
Free-cash
56 027
61 500
55 468
52 674

Estimated living cost  is ₽15450 per week

₽10219
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3979
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽56348
₽61003
₽59142
₽65174
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
90 000
unemployment
-
-
-
125
health
-
-
-
3 608
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 643
income
-
-
-
13 500
total
-
-
-
21 876
Employee
15 593
-
83 845
-
accident

We are using the highest rate at 1.1%.

172
-
345
-
income
1 559
-
8 384
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 369
-
2 755
-
health
717
-
1 443
-
total
3 817
-
12 927
-
Employer
15 593
-
83 845
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 718
-
3 457
-
health
1 076
-
2 165
-
accident

We are using the highest rate at 1.1%.

172
-
345
-
unemployment
93
-
188
-
total
3 059
-
6 155
-
Corporate
71 348
90 000
-
-
income
7 135
9 000
-
-
total
7 135
9 000
-
-
Dividends
64 213
81 000
-
-
withholding
3 210
4 050
-
-
total
3 210
4 050
-
-
Income
90 000
90 000
90 000
90 000
Total tax
17 221
13 050
19 082
21 876
After tax
72 779
76 950
70 918
68 124
Living cost
11 776
11 776
11 776
11 776
Free-cash
61 003
65 174
59 142
56 348

Estimated living cost  is ₽11776 per week

₽6875
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽841
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽312
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3748
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽43008
₽40146
₽42919
₽45042
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
90 000
health
-
-
-
2 295
social contributions
-
-
-
14 040
income
-
-
-
9 820
total
-
-
-
26 155
Employee
69 203
69 203
81 707
-
income
7 535
6 406
9 781
-
social contributions
2 616
5 743
6 782
-
health
536
1 177
1 388
-
total
10 687
13 326
17 951
-
Employer
69 203
69 203
81 707
-
social contributions
2 616
5 743
6 782
-
health
582
1 281
1 511
-
total
3 198
7 024
8 293
-
Corporate
55 277
13 773
-
-
income
6 910
1 722
-
-
total
6 910
1 722
-
-
Dividends
48 367
12 052
-
-
withholding
8 222
2 049
-
-
total
8 222
2 049
-
-
Income
90 000
90 000
90 000
90 000
Total tax
29 017
24 121
26 244
26 155
After tax
60 983
65 879
63 756
63 845
Living cost
20 837
20 837
20 837
20 837
Free-cash
40 146
45 042
42 919
43 008

Estimated living cost  is ₽20837 per week

₽12488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2044
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽34655
₽32956
₽34566
₽36689
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
90 000
health
-
-
-
2 295
social contributions
-
-
-
14 040
income
-
-
-
9 820
total
-
-
-
26 155
Employee
69 203
69 203
81 707
-
income
7 267
6 406
9 781
-
social contributions
3 363
5 743
6 782
-
health
688
1 177
1 388
-
total
11 318
13 326
17 951
-
Employer
69 203
69 203
81 707
-
social contributions
3 363
5 743
6 782
-
health
750
1 281
1 511
-
total
4 113
7 024
8 293
-
Corporate
45 379
13 773
-
-
income
5 672
1 722
-
-
total
5 672
1 722
-
-
Dividends
39 708
12 052
-
-
withholding
6 751
2 049
-
-
total
6 751
2 049
-
-
Income
90 000
90 000
90 000
90 000
Total tax
27 854
24 121
26 244
26 155
After tax
62 146
65 879
63 756
63 845
Living cost
29 190
29 190
29 190
29 190
Free-cash
32 956
36 689
34 566
34 655

Estimated living cost  is ₽29190 per week

₽19954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6466
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽23063
₽33781
₽24899
₽41193
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
90 000
health
-
-
-
12 150
social contributions
-
-
-
26 280
income
-
-
-
7 735
solidarity contribution
-
-
-
-
total
-
-
-
46 165
Employee
30 548
-
67 164
-
income
3 666
-
8 060
-
social contributions
1 986
-
4 366
-
health
4 124
-
9 067
-
solidarity contribution
-
-
-
-
total
9 776
-
21 493
-
Employer
30 548
-
67 164
-
social contributions
7 637
-
16 791
-
health
2 749
-
6 045
-
total
10 386
-
22 836
-
Corporate
49 066
90 000
-
-
income
9 323
17 100
-
-
total
9 323
17 100
-
-
Dividends
39 744
72 900
-
-
withholding
5 962
10 935
-
-
total
5 962
10 935
-
-
Income
90 000
90 000
90 000
90 000
Total tax
35 447
28 035
44 329
46 165
After tax
54 553
61 965
45 671
43 835
Living cost
20 772
20 772
20 772
20 772
Free-cash
33 781
41 193
24 899
23 063

Estimated living cost  is ₽20772 per week

₽14429
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4457
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽18238
₽27236
₽20074
₽36368
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
90 000
health
-
-
-
12 150
social contributions
-
-
-
26 280
income
-
-
-
7 735
solidarity contribution
-
-
-
-
total
-
-
-
46 165
Employee
37 643
-
67 164
-
income
4 517
-
8 060
-
social contributions
2 447
-
4 366
-
health
5 082
-
9 067
-
solidarity contribution
-
-
-
-
total
12 046
-
21 493
-
Employer
37 643
-
67 164
-
social contributions
9 411
-
16 791
-
health
3 388
-
6 045
-
total
12 799
-
22 836
-
Corporate
39 559
90 000
-
-
income
7 516
17 100
-
-
total
7 516
17 100
-
-
Dividends
32 043
72 900
-
-
withholding
4 806
10 935
-
-
total
4 806
10 935
-
-
Income
90 000
90 000
90 000
90 000
Total tax
37 167
28 035
44 329
46 165
After tax
52 833
61 965
45 671
43 835
Living cost
25 597
25 597
25 597
25 597
Free-cash
27 236
36 368
20 074
18 238

Estimated living cost  is ₽25597 per week

₽19036
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4701
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽12366
-₽106684
-₽106684
-₽106684
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
90 000
national
-
-
-
9 541
pensions
-
-
-
782
municipal
-
-
-
16 698
labour market
-
-
-
7 137
total
-
-
-
34 158
Employee
183 500
183 500
183 500
-
municipal
39 075
39 075
39 075
-
national
22 418
22 418
22 418
-
pensions
261
261
261
-
labour market
14 659
14 659
14 659
-
total
76 413
76 413
76 413
-
Employer
183 500
183 500
183 500
-
pensions
522
522
522
-
labour market
14 680
14 680
14 680
-
municipal
39 137
39 137
39 137
-
national
22 457
22 457
22 457
-
total
76 796
76 796
76 796
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
90 000
90 000
90 000
90 000
Total tax
153 209
153 209
153 209
34 158
After tax
-63 209
-63 209
-63 209
55 842
Living cost
43 476
43 476
43 476
43 476
Free-cash
-106 684
-106 684
-106 684
12 366

Estimated living cost  is ₽43476 per week

₽29755
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9206
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽26503
₽44673
₽30137
₽50262
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
90 000
health
-
-
-
11 700
pensions
-
-
-
18 001
income
-
-
-
12 059
total
-
-
-
41 760
Employee
25 530
-
67 265
-
unemployment
408
-
1 076
-
income
2 874
-
12 969
-
pensions
511
-
1 346
-
total
3 793
-
15 391
-
Employer
25 530
-
67 265
-
pensions
5 106
-
13 453
-
health
3 318
-
8 744
-
unemployment
205
-
538
-
total
8 629
-
22 735
-
Corporate
55 840
90 000
-
-
income
11 168
18 001
-
-
total
11 168
18 001
-
-
Dividends
44 672
71 999
-
-
total
-
-
-
-
Income
90 000
90 000
90 000
90 000
Total tax
23 590
18 001
38 126
41 760
After tax
66 410
71 999
51 874
48 240
Living cost
21 737
21 737
21 737
21 737
Free-cash
44 673
50 262
30 137
26 503

Estimated living cost  is ₽21737 per week

₽14909
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽29356
₽23333
₽16792
₽25289
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
90 000
national
-
-
-
9 063
health
-
-
-
1 011
municipal
-
-
-
16 018
total
-
-
-
26 092
Employee
47 349
-
75 714
-
unemployment
710
-
1 136
-
municipal
7 755
-
12 361
-
national
782
-
4 972
-
pensions
3 195
-
5 110
-
health
354
-
791
-
total
12 796
-
24 370
-
Employer
47 349
-
75 714
-
pensions
8 215
-
13 137
-
health
364
-
582
-
accident
48
-
75
-
unemployment
307
-
492
-
total
8 934
-
14 286
-
Corporate
33 718
90 000
-
-
income
6 744
18 001
-
-
total
6 744
18 001
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

20 230
54 000
-
-
municipal
3 641
9 719
-
-
national
-
2 439
-
-
total
3 641
12 158
-
-
Income
90 000
90 000
90 000
90 000
Total tax
32 115
30 159
38 656
26 092
After tax
57 885
59 841
51 344
63 908
Living cost
34 552
34 552
34 552
34 552
Free-cash
23 333
25 289
16 792
29 356

Estimated living cost  is ₽34552 per week

₽22569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽24083
₽22620
₽23051
₽17619
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
90 000
surtax
-
-
-
-
health
-
-
-
1 667
pensions
-
-
-
22 580
social contributions
-
-
-
2 565
income
-
-
-
8 571
other
-
-
-
2 794
total
-
-
-
38 177
Employee
34 382
-
68 582
-
income
1 773
-
8 083
-
surtax
-
-
-
-
social contributions
980
-
1 954
-
pensions
3 889
-
7 757
-
total
6 642
-
17 794
-
Employer
34 382
-
68 582
-
pensions
5 650
-
11 267
-
social contributions
102
-
205
-
other
1 187
-
2 365
-
health
2 406
-
4 801
-
unemployment
1 392
-
2 777
-
total
10 737
-
21 415
-
Corporate
44 881
90 000
-
-
income
12 566
25 199
-
-
surtax
-
-
-
-
total
12 566
25 199
-
-
Dividends
32 315
64 801
-
-
withholding
4 136
8 295
-
-
social contributions
5 559
11 147
-
-
surtax
-
-
-
-
total
9 695
19 442
-
-
Income
90 000
90 000
90 000
90 000
Total tax
39 640
44 641
39 209
38 177
After tax
50 360
45 359
50 791
51 823
Living cost
27 740
27 740
27 740
27 740
Free-cash
22 620
17 619
23 051
24 083

Estimated living cost  is ₽27740 per week

₽16088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2818
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽21032
₽19886
₽20000
₽14568
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
90 000
surtax
-
-
-
-
health
-
-
-
1 667
pensions
-
-
-
22 580
social contributions
-
-
-
2 565
income
-
-
-
8 571
other
-
-
-
2 794
total
-
-
-
38 177
Employee
38 517
-
68 582
-
income
2 273
-
8 083
-
surtax
-
-
-
-
social contributions
1 098
-
1 954
-
pensions
4 355
-
7 757
-
total
7 726
-
17 794
-
Employer
38 517
-
68 582
-
pensions
6 328
-
11 267
-
social contributions
116
-
205
-
other
1 329
-
2 365
-
health
2 697
-
4 801
-
unemployment
1 559
-
2 777
-
total
12 029
-
21 415
-
Corporate
39 455
90 000
-
-
income
11 048
25 199
-
-
surtax
-
-
-
-
total
11 048
25 199
-
-
Dividends
28 407
64 801
-
-
withholding
3 636
8 295
-
-
social contributions
4 884
11 147
-
-
surtax
-
-
-
-
total
8 520
19 442
-
-
Income
90 000
90 000
90 000
90 000
Total tax
39 323
44 641
39 209
38 177
After tax
50 677
45 359
50 791
51 823
Living cost
30 791
30 791
30 791
30 791
Free-cash
19 886
14 568
20 000
21 032

Estimated living cost  is ₽30791 per week

₽19415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8350
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽8356
₽8080
₽7324
₽1892
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
90 000
surtax
-
-
-
-
health
-
-
-
1 667
pensions
-
-
-
22 580
social contributions
-
-
-
2 565
income
-
-
-
8 571
other
-
-
-
2 794
total
-
-
-
38 177
Employee
56 366
-
68 582
-
income
4 918
-
8 083
-
surtax
-
-
-
-
social contributions
1 605
-
1 954
-
pensions
6 375
-
7 757
-
total
12 898
-
17 794
-
Employer
56 366
-
68 582
-
pensions
9 262
-
11 267
-
social contributions
169
-
205
-
other
1 945
-
2 365
-
health
3 945
-
4 801
-
unemployment
2 283
-
2 777
-
total
17 604
-
21 415
-
Corporate
16 029
90 000
-
-
income
4 488
25 199
-
-
surtax
-
-
-
-
total
4 488
25 199
-
-
Dividends
11 541
64 801
-
-
withholding
1 477
8 295
-
-
social contributions
1 986
11 147
-
-
surtax
-
-
-
-
total
3 463
19 442
-
-
Income
90 000
90 000
90 000
90 000
Total tax
38 453
44 641
39 209
38 177
After tax
51 547
45 359
50 791
51 823
Living cost
43 467
43 467
43 467
43 467
Free-cash
8 080
1 892
7 324
8 356

Estimated living cost  is ₽43467 per week

₽29418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽83277
₽78586
₽66177
₽79677
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
90 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
900
total
-
-
-
900
Employee
7 278
-
90 000
-
income
1 455
-
18 000
-
total
1 455
-
18 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

82 722
90 000
-
-
total
-
-
-
-
Dividends
82 722
90 000
-
-
withholding
4 136
4 500
-
-
total
4 136
4 500
-
-
Income
90 000
90 000
90 000
90 000
Total tax
5 591
4 500
18 000
900
After tax
84 409
85 500
72 000
89 100
Living cost
5 823
5 823
5 823
5 823
Free-cash
78 586
79 677
66 177
83 277

Estimated living cost  is ₽5823 per week

₽3608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1570
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽80027
₽74726
₽62927
₽76427
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
90 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
900
total
-
-
-
900
Employee
11 342
-
90 000
-
income
2 268
-
18 000
-
total
2 268
-
18 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

78 658
90 000
-
-
total
-
-
-
-
Dividends
78 658
90 000
-
-
withholding
3 933
4 500
-
-
total
3 933
4 500
-
-
Income
90 000
90 000
90 000
90 000
Total tax
6 201
4 500
18 000
900
After tax
83 799
85 500
72 000
89 100
Living cost
9 073
9 073
9 073
9 073
Free-cash
74 726
76 427
62 927
80 027

Estimated living cost  is ₽9073 per week

₽6140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽22418
₽23459
₽29328
₽11685
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
90 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 032
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
18 747
trade
-
-
-
6 910
total
-
-
-
32 837
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 779
-
90 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 682
-
18 747
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
-
1 032
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 033
-
25 927
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
45 221
90 000
-
-
trade
6 490
12 915
-
-
income
6 784
13 500
-
-
chamber of commerce
203
268
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

372
743
-
-
total
13 849
27 426
-
-
Dividends
31 373
62 574
-
-
withholding
7 501
15 302
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

413
842
-
-
total
7 914
16 144
-
-
Income
90 000
90 000
90 000
90 000
Total tax
31 796
43 570
25 927
32 837
After tax
58 204
46 430
64 073
57 163
Living cost
34 745
34 745
34 745
34 745
Free-cash
23 459
11 685
29 328
22 418

Estimated living cost  is ₽34745 per week

₽23968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3738
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽29229
₽28202
₽36814
₽18246
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
90 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 032
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
18 747
trade
-
-
-
7 585
total
-
-
-
33 512
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 422
-
90 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

962
-
18 747
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
1 032
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
7 163
-
25 927
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
55 578
90 000
-
-
trade
8 754
14 175
-
-
income
8 336
13 500
-
-
chamber of commerce
217
266
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

458
743
-
-
total
17 765
28 684
-
-
Dividends
37 813
61 315
-
-
withholding
9 111
14 986
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

500
825
-
-
total
9 611
15 811
-
-
Income
90 000
90 000
90 000
90 000
Total tax
34 539
44 495
25 927
33 512
After tax
55 461
45 505
64 073
56 488
Living cost
27 259
27 259
27 259
27 259
Free-cash
28 202
18 246
36 814
29 229

Estimated living cost  is ₽27259 per week

₽17147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6425
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽20796
₽22334
₽28719
₽9688
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
90 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 032
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
18 747
trade
-
-
-
7 923
total
-
-
-
33 850
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 639
-
90 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 921
-
18 747
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
1 032
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 284
-
25 927
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
44 361
90 000
-
-
trade
7 298
14 805
-
-
income
6 654
13 500
-
-
chamber of commerce
200
265
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

365
743
-
-
total
14 517
29 313
-
-
Dividends
29 845
60 687
-
-
withholding
7 120
14 829
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

391
816
-
-
total
7 511
15 645
-
-
Income
90 000
90 000
90 000
90 000
Total tax
32 312
44 958
25 927
33 850
After tax
57 688
45 042
64 073
56 150
Living cost
35 354
35 354
35 354
35 354
Free-cash
22 334
9 688
28 719
20 796

Estimated living cost  is ₽35354 per week

₽23645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3728
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽14586
₽17948
₽22845
₽3351
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
90 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 032
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
18 747
trade
-
-
-
8 259
total
-
-
-
34 186
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 086
-
90 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 360
-
18 747
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
-
1 032
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
12 858
-
25 927
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
35 914
90 000
-
-
trade
6 158
15 435
-
-
income
5 387
13 500
-
-
chamber of commerce
188
263
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

295
743
-
-
total
12 028
29 941
-
-
Dividends
23 886
60 058
-
-
withholding
5 629
14 672
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

309
808
-
-
total
5 938
15 480
-
-
Income
90 000
90 000
90 000
90 000
Total tax
30 824
45 421
25 927
34 186
After tax
59 176
44 579
64 073
55 814
Living cost
41 228
41 228
41 228
41 228
Free-cash
17 948
3 351
22 845
14 586

Estimated living cost  is ₽41228 per week

₽30111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3298
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7284
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽26087
₽33532
₽24344
₽36396
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
90 000
surtax
-
-
-
2 075
unemployment
-
-
-
205
health
-
-
-
6 391
pensions
-
-
-
18 001
income
-
-
-
17 027
other
-
-
-
-
total
-
-
-
43 699
Employee
30 307
-
74 349
-
unemployment
2 109
-
5 175
-
other
-
-
-
-
income
5 081
-
15 885
-
surtax
108
-
1 875
-
pensions
2 022
-
4 960
-
health
774
-
1 896
-
total
10 094
-
29 791
-
Employer
30 307
-
74 349
-
pensions
4 041
-
9 911
-
other
-
-
-
-
health
1 378
-
3 383
-
unemployment
962
-
2 357
-
total
6 381
-
15 651
-
Corporate
53 312
90 000
-
-
income
13 861
23 401
-
-
total
13 861
23 401
-
-
Dividends
39 451
66 599
-
-
withholding
5 918
9 989
-
-
total
5 918
9 989
-
-
Income
90 000
90 000
90 000
90 000
Total tax
36 254
33 390
45 442
43 699
After tax
53 746
56 610
44 558
46 301
Living cost
20 214
20 214
20 214
20 214
Free-cash
33 532
36 396
24 344
26 087

Estimated living cost  is ₽20214 per week

₽12204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽26442
₽33950
₽24699
₽36751
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
90 000
surtax
-
-
-
2 075
unemployment
-
-
-
205
health
-
-
-
6 391
pensions
-
-
-
18 001
income
-
-
-
17 027
other
-
-
-
-
total
-
-
-
43 699
Employee
29 761
-
74 349
-
unemployment
2 072
-
5 175
-
other
-
-
-
-
income
4 989
-
15 885
-
surtax
97
-
1 875
-
pensions
1 985
-
4 960
-
health
760
-
1 896
-
total
9 903
-
29 791
-
Employer
29 761
-
74 349
-
pensions
3 967
-
9 911
-
other
-
-
-
-
health
1 354
-
3 383
-
unemployment
943
-
2 357
-
total
6 264
-
15 651
-
Corporate
53 975
90 000
-
-
income
14 033
23 401
-
-
total
14 033
23 401
-
-
Dividends
39 941
66 599
-
-
withholding
5 991
9 989
-
-
total
5 991
9 989
-
-
Income
90 000
90 000
90 000
90 000
Total tax
36 191
33 390
45 442
43 699
After tax
53 809
56 610
44 558
46 301
Living cost
19 859
19 859
19 859
19 859
Free-cash
33 950
36 751
24 699
26 442

Estimated living cost  is ₽19859 per week

₽12143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5426
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽44481
₽33239
₽34308
₽32867
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
90 000
unemployment
-
-
-
1 350
health
-
-
-
6 300
pensions
-
-
-
9 000
income
-
-
-
11 003
total
-
-
-
27 653
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
75 314
-
unemployment
387
154
1 130
-
income
3 153
1 255
9 207
-
pensions
2 579
1 026
7 531
-
health
1 805
718
5 272
-
total
7 924
3 153
23 140
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
75 314
-
pensions
5 029
2 001
14 686
-
total
5 029
2 001
14 686
-
Corporate
59 182
77 735
-
-
income
5 326
6 996
-
-
total
5 326
6 996
-
-
Dividends
53 855
70 739
-
-
withholding
10 232
13 440
-
-
social contributions
10 384
13 677
-
-
total
20 616
27 117
-
-
Income
90 000
90 000
90 000
90 000
Total tax
38 895
39 267
37 826
27 653
After tax
51 105
50 733
52 174
62 347
Living cost
17 866
17 866
17 866
17 866
Free-cash
33 239
32 867
34 308
44 481

Estimated living cost  is ₽17866 per week

₽12192
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3855
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽10632
₽11864
₽11340
₽12589
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
90 000
national
-
-
-
14 604
pensions
-
-
-
10 800
social contributions
-
-
-
968
municipal
-
-
-
9 425
total
-
-
-
35 797
Employee
67 543
-
77 804
-
municipal
8 343
-
9 773
-
national
12 928
-
15 144
-
pensions
2 702
-
3 112
-
total
23 973
-
28 029
-
Employer
67 543
-
77 804
-
pensions
5 403
-
6 224
-
social contributions
726
-
836
-
total
6 129
-
7 060
-
Corporate
11 869
90 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

2 374
18 000
-
-
total
2 374
18 000
-
-
Dividends
9 495
72 000
-
-
withholding
2 089
15 840
-
-
total
2 089
15 840
-
-
Income
90 000
90 000
90 000
90 000
Total tax
34 565
33 840
35 089
35 797
After tax
55 435
56 160
54 911
54 203
Living cost
43 571
43 571
43 571
43 571
Free-cash
11 864
12 589
11 340
10 632

Estimated living cost  is ₽43571 per week

₽29615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽9606
₽13720
₽9606
₽11734
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
90 000
social contributions
-
-
-
8 004
income
-
-
-
21 124
total
-
-
-
29 128
Employee
70 397
-
90 000
-
social contributions
5 848
-
8 004
-
income
13 284
-
21 124
-
total
19 132
-
29 128
-
Employer
70 397
-
90 000
-
total
-
-
-
-
Corporate
19 603
90 000
-
-
income
2 451
11 250
-
-
total
2 451
11 250
-
-
Dividends
17 152
78 750
-
-
withholding
3 431
15 750
-
-
total
3 431
15 750
-
-
Income
90 000
90 000
90 000
90 000
Total tax
25 014
27 000
29 128
29 128
After tax
64 986
63 000
60 872
60 872
Living cost
51 266
51 266
51 266
51 266
Free-cash
13 720
11 734
9 606
9 606

Estimated living cost  is ₽51266 per week

₽39002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4177
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽8229
₽5344
₽3949
₽10042
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
90 000
national
-
-
-
19 119
regional
-
-
-
994
social contributions
-
-
-
23 148
municipal
-
-
-
535
total
-
-
-
43 796
Employee
79 983
-
90 000
-
municipal
424
-
476
-
national
13 859
-
16 383
-
social contributions
26 970
-
30 348
-
regional
755
-
869
-
total
42 008
-
48 076
-
Employer
79 983
-
90 000
-
total
-
-
-
-
Corporate
10 017
90 000
-
-
nationa
2 405
21 601
-
-
municipal
391
3 510
-
-
total
2 796
25 111
-
-
Dividends
7 221
64 890
-
-
withholding
1 877
16 872
-
-
total
1 877
16 872
-
-
Income
90 000
90 000
90 000
90 000
Total tax
46 681
41 983
48 076
43 796
After tax
43 319
48 017
41 924
46 204
Living cost
37 975
37 975
37 975
37 975
Free-cash
5 344
10 042
3 949
8 229

Estimated living cost  is ₽37975 per week

₽26472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽21598
₽21065
₽17338
₽23062
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
90 000
national
-
-
-
19 119
regional
-
-
-
1 357
social contributions
-
-
-
23 148
municipal
-
-
-
535
total
-
-
-
44 159
Employee
49 922
-
90 000
-
municipal
265
-
476
-
national
7 909
-
16 383
-
social contributions
16 834
-
30 348
-
regional
672
-
1 212
-
total
25 680
-
48 419
-
Employer
49 922
-
90 000
-
total
-
-
-
-
Corporate
40 078
90 000
-
-
nationa
9 619
21 601
-
-