Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 89500
per

Your estimated
City
free-cash

Andorra , Andorra
₽55708
₽45383
₽43006
₽52932
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 500
social contributions
-
-
-
19 690
income
-
-
-
1 962
total
-
-
-
21 652
Employee
26 569
-
77 488
-
social contributions
1 727
-
5 036
-
income
-
-
2 227
-
total
1 727
-
7 263
-
Employer
26 569
-
77 488
-
social contributions
4 118
-
12 012
-
total
4 118
-
12 012
-
Corporate
58 812
89 500
-
-
income
5 881
8 950
-
-
total
5 881
8 950
-
-
Dividends
52 931
80 550
-
-
total
-
-
-
-
Income
89 500
89 500
89 500
89 500
Total tax
11 726
8 950
19 275
21 652
After tax
77 774
80 550
70 225
67 848
Living cost
24 842
24 842
24 842
24 842
Free-cash
52 932
55 708
45 383
43 006

Estimated living cost  is ₽24842 per week

₽16063
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1873
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽467
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6440
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽23779
-₽65
₽18552
₽23368
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 500
chamber of commerce
-
-
-
358
unemployment
-
-
-
5 069
health
-
-
-
6 847
pensions
-
-
-
16 557
income
-
-
-
15 751
surtax
-
-
-
-
total
-
-
-
44 582
Employee
36 126
32 935
69 499
-
health
1 397
1 275
2 690
-
pensions
3 700
3 372
7 117
-
other
361
329
695
-
unemployment
1 084
988
2 084
-
income
3 218
2 429
14 024
-
total
9 760
8 393
26 610
-
Employer
36 126
32 935
69 499
-
pensions
4 534
4 134
8 721
-
accident
469
428
903
-
unemployment
1 084
988
2 084
-
surtax
-
-
-
-
payroll
1 084
988
2 084
-
chamber of commerce
144
132
278
-
health
1 366
1 245
2 627
-
other
1 716
1 564
3 301
-
total
10 397
9 479
19 998
-
Corporate
42 978
47 086
66 364
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

10 745
11 772
16 591
-
total
10 745
11 772
16 591
-
Dividends
32 233
35 314
-
-
withholding
8 864
9 711
-
-
total
8 864
9 711
-
-
Income
89 500
89 500
89 500
89 500
Total tax
39 766
39 355
63 199
44 582
After tax
49 734
50 145
26 301
44 918
Living cost
26 366
26 366
26 366
26 366
Free-cash
23 368
23 779
-65
18 552

Estimated living cost  is ₽26366 per week

₽15817
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2693
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽20936
-₽2849
₽15634
₽19657
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 500
chamber of commerce
-
-
-
358
unemployment
-
-
-
5 069
health
-
-
-
6 847
pensions
-
-
-
16 557
income
-
-
-
15 751
surtax
-
-
-
163
total
-
-
-
44 745
Employee
41 302
32 935
69 372
-
health
1 598
1 275
2 685
-
pensions
4 230
3 372
7 103
-
other
412
329
693
-
unemployment
1 239
988
2 081
-
income
4 702
2 429
13 980
-
total
12 181
8 393
26 542
-
Employer
41 302
32 935
69 372
-
pensions
5 183
4 134
8 706
-
accident
536
428
902
-
unemployment
1 239
988
2 081
-
surtax
163
163
163
-
payroll
1 239
988
2 081
-
chamber of commerce
165
132
278
-
health
1 560
1 245
2 622
-
other
1 962
1 564
3 295
-
total
12 047
9 642
20 128
-
Corporate
36 150
46 923
66 236
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

9 038
11 731
16 558
-
total
9 038
11 731
16 558
-
Dividends
27 112
35 192
-
-
withholding
7 456
9 678
-
-
total
7 456
9 678
-
-
Income
89 500
89 500
89 500
89 500
Total tax
40 722
39 444
63 228
44 745
After tax
48 778
50 056
26 272
44 755
Living cost
29 121
29 121
29 121
29 121
Free-cash
19 657
20 936
-2 849
15 634

Estimated living cost  is ₽29121 per week

₽19422
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽478
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6736
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽20038
₽4346
₽11066
₽7644
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 500
social contributions
-
-
-
14 333
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 510
national
-
-
-
29 458
total
-
-
-
48 301
Employee

The minimum management director salary is set at €45,000 per year.

59 116
-
69 320
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 777
-
3 257
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 434
-
5 199
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 083
-
3 615
-
national
18 175
-
22 166
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

514
-
604
-
total
28 983
-
34 841
-
Employer

The minimum management director salary is set at €45,000 per year.

59 116
-
69 320
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

768
-
902
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

863
-
1 012
-
surtax
6 703
-
7 860
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 635
-
4 264
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 238
-
6 142
-
total
17 207
-
20 180
-
Corporate
13 177
89 500
-
-
surtax
53
358
-
-
income
2 635
17 899
-
-
total
2 688
18 257
-
-
Dividends
10 489
71 243
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

2 845
21 072
-
-
total
2 845
21 072
-
-
Income
89 500
89 500
89 500
89 500
Total tax
51 723
39 329
55 021
48 301
After tax
37 777
50 171
34 479
41 199
Living cost
30 133
30 133
30 133
30 133
Free-cash
7 644
20 038
4 346
11 066

Estimated living cost  is ₽30133 per week

₽19410
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2635
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7617
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽62285
₽57024
₽54120
₽57243
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 500
unemployment
-
-
-
116
health
-
-
-
3 324
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 278
income
-
-
-
13 425
total
-
-
-
21 143
Employee
18 851
-
83 828
-
accident

We are using the highest rate at 1.1%.

207
-
318
-
health
867
-
1 330
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 655
-
2 538
-
income
1 885
-
8 382
-
total
4 614
-
12 568
-
Employer
18 851
-
83 828
-
accident

We are using the highest rate at 1.1%.

207
-
318
-
unemployment
113
-
173
-
health
1 301
-
1 995
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 077
-
3 185
-
total
3 698
-
5 671
-
Corporate
66 950
89 500
-
-
income
6 695
8 950
-
-
total
6 695
8 950
-
-
Dividends
60 255
80 550
-
-
withholding
3 013
4 028
-
-
total
3 013
4 028
-
-
Income
89 500
89 500
89 500
89 500
Total tax
18 020
12 978
18 239
21 143
After tax
71 480
76 522
71 261
68 357
Living cost
14 237
14 237
14 237
14 237
Free-cash
57 243
62 285
57 024
54 120

Estimated living cost  is ₽14237 per week

₽9416
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽815
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽340
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3666
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽65671
₽60410
₽57506
₽61826
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 500
unemployment
-
-
-
116
health
-
-
-
3 324
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 278
income
-
-
-
13 425
total
-
-
-
21 143
Employee
14 368
-
83 828
-
accident

We are using the highest rate at 1.1%.

158
-
318
-
health
661
-
1 330
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 262
-
2 538
-
income
1 437
-
8 382
-
total
3 518
-
12 568
-
Employer
14 368
-
83 828
-
accident

We are using the highest rate at 1.1%.

158
-
318
-
unemployment
86
-
173
-
health
992
-
1 995
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 584
-
3 185
-
total
2 820
-
5 671
-
Corporate
72 313
89 500
-
-
income
7 231
8 950
-
-
total
7 231
8 950
-
-
Dividends
65 082
80 550
-
-
withholding
3 254
4 028
-
-
total
3 254
4 028
-
-
Income
89 500
89 500
89 500
89 500
Total tax
16 823
12 978
18 239
21 143
After tax
72 677
76 522
71 261
68 357
Living cost
10 851
10 851
10 851
10 851
Free-cash
61 826
65 671
60 410
57 506

Estimated living cost  is ₽10851 per week

₽6335
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽775
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽287
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3454
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽46340
₽43331
₽43834
₽41843
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 500
social contributions
-
-
-
13 372
health
-
-
-
2 282
income
-
-
-
10 878
total
-
-
-
26 532
Employee
63 549
63 549
81 254
-
health
492
1 081
1 382
-
social contributions
2 403
5 274
6 744
-
income
6 919
5 883
10 663
-
total
9 814
12 238
18 789
-
Employer
63 549
63 549
81 254
-
social contributions
2 403
5 274
6 744
-
health
535
1 176
1 502
-
total
2 938
6 450
8 246
-
Corporate
57 614
19 500
-
-
income
7 202
2 437
-
-
total
7 202
2 437
-
-
Dividends
50 412
17 063
-
-
withholding
8 569
2 901
-
-
total
8 569
2 901
-
-
Income
89 500
89 500
89 500
89 500
Total tax
28 523
24 026
27 035
26 532
After tax
60 977
65 474
62 465
62 968
Living cost
19 134
19 134
19 134
19 134
Free-cash
41 843
46 340
43 331
43 834

Estimated living cost  is ₽19134 per week

₽11468
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1877
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽423
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5367
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽38668
₽35659
₽36162
₽35242
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 500
social contributions
-
-
-
13 372
health
-
-
-
2 282
income
-
-
-
10 878
total
-
-
-
26 532
Employee
63 549
63 549
81 254
-
health
632
1 081
1 382
-
social contributions
3 088
5 274
6 744
-
income
6 673
5 883
10 663
-
total
10 393
12 238
18 789
-
Employer
63 549
63 549
81 254
-
social contributions
3 088
5 274
6 744
-
health
688
1 176
1 502
-
total
3 776
6 450
8 246
-
Corporate
48 525
19 500
-
-
income
6 066
2 437
-
-
total
6 066
2 437
-
-
Dividends
42 458
17 063
-
-
withholding
7 217
2 901
-
-
total
7 217
2 901
-
-
Income
89 500
89 500
89 500
89 500
Total tax
27 452
24 026
27 035
26 532
After tax
62 048
65 474
62 465
62 968
Living cost
26 806
26 806
26 806
26 806
Free-cash
35 242
38 668
35 659
36 162

Estimated living cost  is ₽26806 per week

₽18324
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2094
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽450
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5938
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽42197
₽25994
₽24166
₽35267
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 500
social contributions
-
-
-
26 134
health
-
-
-
12 083
solidarity contribution
-
-
-
-
income
-
-
-
7 693
total
-
-
-
45 910
Employee
28 565
-
66 791
-
health
3 856
-
9 017
-
social contributions
1 857
-
4 341
-
solidarity contribution
-
-
-
-
income
3 428
-
8 015
-
total
9 141
-
21 373
-
Employer
28 565
-
66 791
-
social contributions
7 141
-
16 698
-
health
2 571
-
6 011
-
total
9 712
-
22 709
-
Corporate
51 222
89 500
-
-
income
9 732
17 005
-
-
total
9 732
17 005
-
-
Dividends
41 490
72 495
-
-
withholding
6 224
10 874
-
-
total
6 224
10 874
-
-
Income
89 500
89 500
89 500
89 500
Total tax
34 809
27 879
44 082
45 910
After tax
54 691
61 621
45 418
43 590
Living cost
19 424
19 424
19 424
19 424
Free-cash
35 267
42 197
25 994
24 166

Estimated living cost  is ₽19424 per week

₽13492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1382
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽382
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4168
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽37685
₽21482
₽19654
₽29146
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 500
social contributions
-
-
-
26 134
health
-
-
-
12 083
solidarity contribution
-
-
-
-
income
-
-
-
7 693
total
-
-
-
45 910
Employee
35 200
-
66 791
-
health
4 752
-
9 017
-
social contributions
2 288
-
4 341
-
solidarity contribution
-
-
-
-
income
4 224
-
8 015
-
total
11 264
-
21 373
-
Employer
35 200
-
66 791
-
social contributions
8 800
-
16 698
-
health
3 168
-
6 011
-
total
11 968
-
22 709
-
Corporate
42 332
89 500
-
-
income
8 043
17 005
-
-
total
8 043
17 005
-
-
Dividends
34 289
72 495
-
-
withholding
5 143
10 874
-
-
total
5 143
10 874
-
-
Income
89 500
89 500
89 500
89 500
Total tax
36 418
27 879
44 082
45 910
After tax
53 082
61 621
45 418
43 590
Living cost
23 936
23 936
23 936
23 936
Free-cash
29 146
37 685
21 482
19 654

Estimated living cost  is ₽23936 per week

₽17800
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1326
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽414
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4396
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽91091
-₽91091
₽15203
-₽91091
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 500
labour market
-
-
-
7 102
municipal
-
-
-
16 966
pensions
-
-
-
718
national
-
-
-
9 593
total
-
-
-
34 379
Employee
168 486
168 486
168 486
-
municipal
35 878
35 878
35 878
-
pensions
239
239
239
-
national
20 584
20 584
20 584
-
labour market
13 460
13 460
13 460
-
total
70 161
70 161
70 161
-
Employer
168 486
168 486
168 486
-
labour market
13 479
13 479
13 479
-
national
20 619
20 619
20 619
-
municipal
35 935
35 935
35 935
-
pensions
479
479
479
-
total
70 512
70 512
70 512
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
89 500
89 500
89 500
89 500
Total tax
140 673
140 673
140 673
34 379
After tax
-51 173
-51 173
-51 173
55 121
Living cost
39 918
39 918
39 918
39 918
Free-cash
-91 091
-91 091
-91 091
15 203

Estimated living cost  is ₽39918 per week

₽27321
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3531
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽614
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽51639
₽31625
₽28009
₽46505
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 500
health
-
-
-
11 635
pensions
-
-
-
17 901
income
-
-
-
11 993
total
-
-
-
41 529
Employee
23 445
-
66 891
-
pensions
469
-
1 338
-
unemployment
375
-
1 070
-
income
2 639
-
12 896
-
total
3 483
-
15 304
-
Employer
23 445
-
66 891
-
pensions
4 689
-
13 378
-
unemployment
188
-
535
-
health
3 047
-
8 696
-
total
7 924
-
22 609
-
Corporate
58 131
89 500
-
-
income
11 626
17 899
-
-
total
11 626
17 899
-
-
Dividends
46 505
71 601
-
-
total
-
-
-
-
Income
89 500
89 500
89 500
89 500
Total tax
23 033
17 899
37 913
41 529
After tax
66 467
71 601
51 587
47 971
Living cost
19 962
19 962
19 962
19 962
Free-cash
46 505
51 639
31 625
28 009

Estimated living cost  is ₽19962 per week

₽13691
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1189
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽401
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4680
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽27256
₽18786
₽31056
₽26170
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
89 500
health
-
-
-
1 034
municipal
-
-
-
15 925
national
-
-
-
9 756
total
-
-
-
26 715
Employee
43 481
-
75 293
-
health
325
-
814
-
municipal
7 122
-
12 288
-
pensions
2 934
-
5 083
-
national
718
-
5 464
-
unemployment
652
-
1 129
-
total
11 751
-
24 778
-
Employer
43 481
-
75 293
-
accident
44
-
75
-
unemployment
282
-
489
-
health
334
-
580
-
pensions
7 544
-
13 063
-
total
8 204
-
14 207
-
Corporate
37 815
89 500
-
-
income
7 562
17 899
-
-
total
7 562
17 899
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

22 690
53 701
-
-
municipal
4 084
9 666
-
-
national
-
2 950
-
-
total
4 084
12 616
-
-
Income
89 500
89 500
89 500
89 500
Total tax
31 601
30 515
38 985
26 715
After tax
57 899
58 985
50 515
62 785
Living cost
31 729
31 729
31 729
31 729
Free-cash
26 170
27 256
18 786
31 056

Estimated living cost  is ₽31729 per week

₽20725
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3052
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽505
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7448
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽19635
₽29901
₽25870
₽24225
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 500
social contributions
-
-
-
2 550
health
-
-
-
2 034
pensions
-
-
-
21 304
other
-
-
-
2 774
income
-
-
-
9 494
surtax
-
-
-
-
total
-
-
-
38 156
Employee
31 573
-
72 305
-
income
1 628
-
11 185
-
social contributions
900
-
2 059
-
pensions
3 571
-
3 687
-
surtax
-
-
-
-
total
6 099
-
16 931
-
Employer
31 573
-
72 305
-
pensions
5 188
-
6 449
-
social contributions
94
-
216
-
unemployment
1 278
-
2 928
-
health
2 210
-
5 106
-
other
1 090
-
2 495
-
total
9 860
-
17 194
-
Corporate
48 067
89 500
-
-
surtax
-
-
-
-
income
13 459
25 060
-
-
total
13 459
25 060
-
-
Dividends
34 608
64 440
-
-
surtax
-
-
-
-
withholding
4 431
8 248
-
-
social contributions
5 952
11 083
-
-
total
10 383
19 331
-
-
Income
89 500
89 500
89 500
89 500
Total tax
39 801
44 391
34 125
38 156
After tax
49 699
45 109
55 375
51 344
Living cost
25 474
25 474
25 474
25 474
Free-cash
24 225
19 635
29 901
25 870

Estimated living cost  is ₽25474 per week

₽14774
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2588
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7630
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽16834
₽27100
₽23069
₽21715
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 500
social contributions
-
-
-
2 550
health
-
-
-
2 034
pensions
-
-
-
21 304
other
-
-
-
2 774
income
-
-
-
9 494
surtax
-
-
-
-
total
-
-
-
38 156
Employee
35 370
-
72 305
-
income
2 087
-
11 185
-
social contributions
1 008
-
2 059
-
pensions
3 999
-
3 687
-
surtax
-
-
-
-
total
7 094
-
16 931
-
Employer
35 370
-
72 305
-
pensions
5 811
-
6 449
-
social contributions
107
-
216
-
unemployment
1 432
-
2 928
-
health
2 476
-
5 106
-
other
1 220
-
2 495
-
total
11 046
-
17 194
-
Corporate
43 084
89 500
-
-
surtax
-
-
-
-
income
12 064
25 060
-
-
total
12 064
25 060
-
-
Dividends
31 020
64 440
-
-
surtax
-
-
-
-
withholding
3 971
8 248
-
-
social contributions
5 335
11 083
-
-
total
9 306
19 331
-
-
Income
89 500
89 500
89 500
89 500
Total tax
39 510
44 391
34 125
38 156
After tax
49 990
45 109
55 375
51 344
Living cost
28 275
28 275
28 275
28 275
Free-cash
21 715
16 834
27 100
23 069

Estimated living cost  is ₽28275 per week

₽17829
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2299
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽481
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7668
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽5193
₽15459
₽11428
₽10872
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 500
social contributions
-
-
-
2 550
health
-
-
-
2 034
pensions
-
-
-
21 304
other
-
-
-
2 774
income
-
-
-
9 494
surtax
-
-
-
-
total
-
-
-
38 156
Employee
51 761
-
72 305
-
income
4 516
-
11 185
-
social contributions
1 474
-
2 059
-
pensions
5 855
-
3 687
-
surtax
-
-
-
-
total
11 845
-
16 931
-
Employer
51 761
-
72 305
-
pensions
8 505
-
6 449
-
social contributions
155
-
216
-
unemployment
2 097
-
2 928
-
health
3 623
-
5 106
-
other
1 786
-
2 495
-
total
16 166
-
17 194
-
Corporate
21 572
89 500
-
-
surtax
-
-
-
-
income
6 040
25 060
-
-
total
6 040
25 060
-
-
Dividends
15 533
64 440
-
-
surtax
-
-
-
-
withholding
1 989
8 248
-
-
social contributions
2 672
11 083
-
-
total
4 661
19 331
-
-
Income
89 500
89 500
89 500
89 500
Total tax
38 712
44 391
34 125
38 156
After tax
50 788
45 109
55 375
51 344
Living cost
39 916
39 916
39 916
39 916
Free-cash
10 872
5 193
15 459
11 428

Estimated living cost  is ₽39916 per week

₽27014
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3265
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽547
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9088
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽79181
₽65756
₽82761
₽78085
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
89 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
895
total
-
-
-
895
Employee
7 304
-
89 500
-
income
1 461
-
17 900
-
total
1 461
-
17 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

82 196
89 500
-
-
total
-
-
-
-
Dividends
82 196
89 500
-
-
withholding
4 110
4 475
-
-
total
4 110
4 475
-
-
Income
89 500
89 500
89 500
89 500
Total tax
5 571
4 475
17 900
895
After tax
83 929
85 025
71 600
88 605
Living cost
5 844
5 844
5 844
5 844
Free-cash
78 085
79 181
65 756
82 761

Estimated living cost  is ₽5844 per week

₽3621
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽486
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1576
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽75919
₽62494
₽79499
₽74211
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
89 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
895
total
-
-
-
895
Employee
11 383
-
89 500
-
income
2 277
-
17 900
-
total
2 277
-
17 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

78 117
89 500
-
-
total
-
-
-
-
Dividends
78 117
89 500
-
-
withholding
3 906
4 475
-
-
total
3 906
4 475
-
-
Income
89 500
89 500
89 500
89 500
Total tax
6 183
4 475
17 900
895
After tax
83 317
85 025
71 600
88 605
Living cost
9 106
9 106
9 106
9 106
Free-cash
74 211
75 919
62 494
79 499

Estimated living cost  is ₽9106 per week

₽6162
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽382
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽305
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2256
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽14244
₽30895
₽23566
₽25059
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
89 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 646
trade
-
-
-
7 329
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
19 954
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 098
total
-
-
-
34 027
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 120
-
89 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 646
-
5 646
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
-
1 098
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 381
-
19 954
-
total
9 214
-
26 698
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
48 380
89 500
-
-
trade
6 943
12 843
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

398
739
-
-
chamber of commerce
196
257
-
-
income
7 257
13 425
-
-
total
14 794
27 264
-
-
Dividends
33 586
62 236
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

444
839
-
-
withholding
8 082
15 246
-
-
total
8 526
16 085
-
-
Income
89 500
89 500
89 500
89 500
Total tax
32 534
43 349
26 698
34 027
After tax
56 966
46 151
62 802
55 473
Living cost
31 907
31 907
31 907
31 907
Free-cash
25 059
14 244
30 895
23 566

Estimated living cost  is ₽31907 per week

₽22010
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3433
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6000
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽20200
₽37770
₽29726
₽29340
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
89 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 646
trade
-
-
-
8 044
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
19 954
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 098
total
-
-
-
34 742
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 610
-
89 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 646
-
5 646
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
1 098
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

883
-
19 954
-
total
6 578
-
26 698
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
57 890
89 500
-
-
trade
9 118
14 096
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

478
739
-
-
chamber of commerce
209
254
-
-
income
8 684
13 425
-
-
total
18 489
28 514
-
-
Dividends
39 401
60 986
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

524
822
-
-
withholding
9 537
14 932
-
-
total
10 061
15 754
-
-
Income
89 500
89 500
89 500
89 500
Total tax
35 128
44 268
26 698
34 742
After tax
54 372
45 232
62 802
54 758
Living cost
25 032
25 032
25 032
25 032
Free-cash
29 340
20 200
37 770
29 726

Estimated living cost  is ₽25032 per week

₽15746
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2919
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽467
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5900
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽12306
₽30336
₽21934
₽23917
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
89 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 646
trade
-
-
-
8 402
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
19 954
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 098
total
-
-
-
35 100
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 910
-
89 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 646
-
5 646
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
-
1 098
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 601
-
19 954
-
total
9 445
-
26 698
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
47 590
89 500
-
-
trade
7 829
14 723
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

392
739
-
-
chamber of commerce
193
252
-
-
income
7 139
13 425
-
-
total
15 553
29 139
-
-
Dividends
32 037
60 361
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

423
812
-
-
withholding
7 696
14 777
-
-
total
8 119
15 589
-
-
Income
89 500
89 500
89 500
89 500
Total tax
33 117
44 728
26 698
35 100
After tax
56 383
44 772
62 802
54 400
Living cost
32 466
32 466
32 466
32 466
Free-cash
23 917
12 306
30 336
21 934

Estimated living cost  is ₽32466 per week

₽21713
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3424
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽6451
₽24942
₽16183
₽19853
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
89 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 646
trade
-
-
-
8 759
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
19 954
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 098
total
-
-
-
35 457
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 667
-
89 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 646
-
5 646
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

322
-
1 098
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

5 840
-
19 954
-
total
11 808
-
26 698
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
39 833
89 500
-
-
trade
6 832
15 349
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

329
739
-
-
chamber of commerce
182
251
-
-
income
5 975
13 425
-
-
total
13 318
29 764
-
-
Dividends
26 514
59 736
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

347
805
-
-
withholding
6 314
14 620
-
-
total
6 661
15 425
-
-
Income
89 500
89 500
89 500
89 500
Total tax
31 787
45 189
26 698
35 457
After tax
57 713
44 311
62 802
54 043
Living cost
37 860
37 860
37 860
37 860
Free-cash
19 853
6 451
24 942
16 183

Estimated living cost  is ₽37860 per week

₽27651
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3028
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6689
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽37732
₽25038
₽26571
₽35103
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 500
unemployment
-
-
-
188
health
-
-
-
6 355
pensions
-
-
-
17 899
other
-
-
-
-
income
-
-
-
17 670
surtax
-
-
-
2 254
total
-
-
-
44 366
Employee
27 832
-
73 938
-
health
710
-
1 887
-
pensions
1 857
-
4 932
-
surtax
99
-
2 029
-
other
-
-
-
-
unemployment
1 937
-
5 146
-
income
4 666
-
16 343
-
total
9 269
-
30 337
-
Employer
27 832
-
73 938
-
pensions
3 711
-
9 855
-
unemployment
883
-
2 343
-
health
1 266
-
3 364
-
other
-
-
-
-
total
5 860
-
15 562
-
Corporate
55 809
89 500
-
-
income
14 510
23 271
-
-
total
14 510
23 271
-
-
Dividends
41 299
66 229
-
-
withholding
6 195
9 934
-
-
total
6 195
9 934
-
-
Income
89 500
89 500
89 500
89 500
Total tax
35 834
33 205
45 899
44 366
After tax
53 666
56 295
43 601
45 134
Living cost
18 563
18 563
18 563
18 563
Free-cash
35 103
37 732
25 038
26 571

Estimated living cost  is ₽18563 per week

₽11207
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1614
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽431
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5312
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽38058
₽25364
₽26897
₽35487
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 500
unemployment
-
-
-
188
health
-
-
-
6 355
pensions
-
-
-
17 899
other
-
-
-
-
income
-
-
-
17 670
surtax
-
-
-
2 254
total
-
-
-
44 366
Employee
27 330
-
73 938
-
health
698
-
1 887
-
pensions
1 822
-
4 932
-
surtax
89
-
2 029
-
other
-
-
-
-
unemployment
1 902
-
5 146
-
income
4 581
-
16 343
-
total
9 092
-
30 337
-
Employer
27 330
-
73 938
-
pensions
3 643
-
9 855
-
unemployment
866
-
2 343
-
health
1 244
-
3 364
-
other
-
-
-
-
total
5 753
-
15 562
-
Corporate
56 418
89 500
-
-
income
14 669
23 271
-
-
total
14 669
23 271
-
-
Dividends
41 749
66 229
-
-
withholding
6 262
9 934
-
-
total
6 262
9 934
-
-
Income
89 500
89 500
89 500
89 500
Total tax
35 776
33 205
45 899
44 366
After tax
53 724
56 295
43 601
45 134
Living cost
18 237
18 237
18 237
18 237
Free-cash
35 487
38 058
25 364
26 897

Estimated living cost  is ₽18237 per week

₽11151
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1683
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽420
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4983
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽34161
₽35626
₽45744
₽34500
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 500
unemployment
-
-
-
1 343
health
-
-
-
6 265
pensions
-
-
-
8 950
income
-
-
-
10 941
total
-
-
-
27 499
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 467
9 340
74 895
-
health
1 643
654
5 243
-
pensions
2 347
934
7 490
-
unemployment
352
140
1 123
-
income
2 869
1 142
9 156
-
total
7 211
2 870
23 012
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 467
9 340
74 895
-
pensions
4 576
1 821
14 605
-
total
4 576
1 821
14 605
-
Corporate
61 457
78 339
-
-
income
5 531
7 051
-
-
total
5 531
7 051
-
-
Dividends
55 926
71 289
-
-
withholding
10 626
13 545
-
-
social contributions
10 799
13 795
-
-
total
21 425
27 340
-
-
Income
89 500
89 500
89 500
89 500
Total tax
38 743
39 082
37 617
27 499
After tax
50 757
50 418
51 883
62 001
Living cost
16 257
16 257
16 257
16 257
Free-cash
34 500
34 161
35 626
45 744

Estimated living cost  is ₽16257 per week

₽11094
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1330
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽325
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3508
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽14064
₽12723
₽12022
₽13368
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 500
social contributions
-
-
-
962
municipal
-
-
-
9 410
pensions
-
-
-
10 740
national
-
-
-
14 582
total
-
-
-
35 694
Employee
64 773
-
77 372
-
municipal
8 001
-
9 757
-
pensions
2 591
-
3 095
-
national
12 398
-
15 119
-
total
22 990
-
27 971
-
Employer
64 773
-
77 372
-
social contributions
696
-
832
-
pensions
5 182
-
6 190
-
total
5 878
-
7 022
-
Corporate
14 573
89 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

2 915
17 900
-
-
total
2 915
17 900
-
-
Dividends
11 659
71 600
-
-
withholding
2 565
15 752
-
-
total
2 565
15 752
-
-
Income
89 500
89 500
89 500
89 500
Total tax
34 348
33 652
34 993
35 694
After tax
55 152
55 848
54 507
53 806
Living cost
41 784
41 784
41 784
41 784
Free-cash
13 368
14 064
12 723
12 022

Estimated living cost  is ₽41784 per week

₽28400
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3884
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽625
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8874
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽15572
₽12177
₽12177
₽17397
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 500
social contributions
-
-
-
8 105
income
-
-
-
22 140
total
-
-
-
30 245
Employee
64 646
-
89 500
-
social contributions
5 371
-
8 105
-
income
12 198
-
22 140
-
total
17 569
-
30 245
-
Employer
64 646
-
89 500
-
total
-
-
-
-
Corporate
24 854
89 500
-
-
income
3 107
11 187
-
-
total
3 107
11 187
-
-
Dividends
21 747
78 313
-
-
withholding
4 349
15 663
-
-
total
4 349
15 663
-
-
Income
89 500
89 500
89 500
89 500
Total tax
25 025
26 850
30 245
30 245
After tax
64 475
62 650
59 255
59 255
Living cost
47 078
47 078
47 078
47 078
Free-cash
17 397
15 572
12 177
12 177

Estimated living cost  is ₽47078 per week

₽35816
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3836
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽450
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6976
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽12878
₽6326
₽10585
₽8563
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 500
regional
-
-
-
999
social contributions
-
-
-
23 020
municipal
-
-
-
532
national
-
-
-
19 491
total
-
-
-
44 042
Employee
73 449
-
89 500
-
regional
693
-
877
-
municipal
389
-
475
-
social contributions
24 767
-
30 179
-
national
12 727
-
16 770
-
total
38 576
-
48 301
-
Employer
73 449
-
89 500
-
total
-
-
-
-
Corporate
16 051
89 500
-
-
nationa
3 852
21 480
-
-
municipal
626
3 491
-
-
total
4 478
24 971
-
-
Dividends
11 574
64 529
-
-
withholding
3 010
16 778
-
-
total
3 010
16 778
-
-
Income
89 500
89 500
89 500
89 500
Total tax
46 064
41 749
48 301
44 042
After tax
43 436
47 751
41 199
45 458
Living cost
34 873
34 873
34 873
34 873
Free-cash
8 563
12 878
6 326
10 585

Estimated living cost  is ₽34873 per week

₽24309
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2287
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽535
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7741
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽24781
₽18610
₽22846
₽22946
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 500
regional
-
-
-
1 349
social contributions
-
-
-
23 020
municipal
-
-
-
532
national
-
-
-
19 491
total
-
-
-
44 392
Employee
45 844
-
89 500
-
regional
617
-
1 204
-
municipal
243
-
475
-
social contributions
15 459
-
30 179
-
national
7 263
-
16 770
-
total
23 582
-
48 628
-
Employer
45 844
-
89 500
-
total
-
-
-
-
Corporate
43 656
89 500
-
-
nationa
10 478
21 480
-
-