Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 89500
per

Your estimated
City
free-cash

Andorra , Andorra
₽40473
₽49458
₽42890
₽52585
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 500
social contributions
-
-
-
19 689
income
-
-
-
1 372
total
-
-
-
21 061
Employee
29 910
-
77 489
-
social contributions
1 944
-
5 037
-
income
-
-
1 596
-
total
1 944
-
6 633
-
Employer
29 910
-
77 489
-
social contributions
4 636
-
12 011
-
total
4 636
-
12 011
-
Corporate
54 954
89 500
-
-
income
5 496
8 949
-
-
total
5 496
8 949
-
-
Dividends
49 458
80 551
-
-
total
-
-
-
-
Income
89 500
89 500
89 500
89 500
Total tax
12 076
8 949
18 644
21 061
After tax
77 424
80 551
70 856
68 439
Living cost
27 966
27 966
27 966
27 966
Free-cash
49 458
52 585
42 890
40 473

Estimated living cost  is ₽27966 per week

₽18083
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2108
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7249
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽16109
₽20190
-₽2044
₽20649
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 500
surtax
-
-
-
-
unemployment
-
-
-
5 706
health
-
-
-
6 847
chamber of commerce
-
-
-
358
pensions
-
-
-
16 557
income
-
-
-
14 241
total
-
-
-
43 709
Employee
40 669
37 076
69 498
-
unemployment
1 220
1 112
2 085
-
other
406
371
696
-
income
3 623
2 735
12 781
-
pensions
4 165
3 796
7 117
-
health
1 573
1 435
2 689
-
total
10 987
9 449
25 368
-
Employer
40 669
37 076
69 498
-
pensions
5 104
4 654
8 722
-
surtax
-
-
-
-
payroll
1 220
1 112
2 085
-
other
1 931
1 760
3 302
-
health
1 538
1 402
2 627
-
accident
528
482
904
-
unemployment
1 220
1 112
2 085
-
chamber of commerce
162
148
277
-
total
11 703
10 670
20 002
-
Corporate
37 128
41 753
65 967
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

9 281
10 438
16 492
-
total
9 281
10 438
16 492
-
Dividends
27 846
31 315
-
-
withholding
7 657
8 612
-
-
total
7 657
8 612
-
-
Income
89 500
89 500
89 500
89 500
Total tax
39 628
39 169
61 862
43 709
After tax
49 872
50 331
27 638
45 791
Living cost
29 682
29 682
29 682
29 682
Free-cash
20 190
20 649
-2 044
16 109

Estimated living cost  is ₽29682 per week

₽17805
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3031
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8316
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽12825
₽16009
-₽5172
₽17450
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 500
surtax
-
-
-
184
unemployment
-
-
-
5 706
health
-
-
-
6 847
chamber of commerce
-
-
-
358
pensions
-
-
-
16 557
income
-
-
-
14 241
total
-
-
-
43 893
Employee
46 495
37 076
69 354
-
unemployment
1 395
1 112
2 080
-
other
464
371
694
-
income
5 293
2 735
12 731
-
pensions
4 762
3 796
7 101
-
health
1 799
1 435
2 684
-
total
13 713
9 449
25 290
-
Employer
46 495
37 076
69 354
-
pensions
5 835
4 654
8 704
-
surtax
184
184
184
-
payroll
1 395
1 112
2 080
-
other
2 209
1 760
3 294
-
health
1 757
1 402
2 622
-
accident
604
482
902
-
unemployment
1 395
1 112
2 080
-
chamber of commerce
185
148
277
-
total
13 564
10 854
20 143
-
Corporate
29 442
41 569
65 826
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

7 360
10 392
16 457
-
total
7 360
10 392
16 457
-
Dividends
22 082
31 177
-
-
withholding
6 072
8 573
-
-
total
6 072
8 573
-
-
Income
89 500
89 500
89 500
89 500
Total tax
40 709
39 268
61 890
43 893
After tax
48 791
50 232
27 610
45 607
Living cost
32 782
32 782
32 782
32 782
Free-cash
16 009
17 450
-5 172
12 825

Estimated living cost  is ₽32782 per week

₽21864
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2797
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽538
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7583
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽8545
₽2334
₽1178
₽16286
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 500
national
-
-
-
28 718
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 544
social contributions
-
-
-
13 771
total
-
-
-
47 033
Employee

The minimum management director salary is set at €45,000 per year.

66 549
-
69 320
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

579
-
604
-
national
20 460
-
21 542
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 471
-
3 616
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 991
-
5 199
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 127
-
3 259
-
total
32 628
-
34 220
-
Employer

The minimum management director salary is set at €45,000 per year.

66 549
-
69 320
-
surtax
7 546
-
7 860
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 897
-
6 142
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 092
-
4 264
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

865
-
902
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

971
-
1 012
-
total
19 371
-
20 180
-
Corporate
3 580
89 500
-
-
income
715
17 901
-
-
surtax
14
358
-
-
total
729
18 259
-
-
Dividends
2 850
71 241
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

516
21 033
-
-
total
516
21 033
-
-
Income
89 500
89 500
89 500
89 500
Total tax
53 244
39 292
54 400
47 033
After tax
36 256
50 208
35 100
42 467
Living cost
33 922
33 922
33 922
33 922
Free-cash
2 334
16 286
1 178
8 545

Estimated living cost  is ₽33922 per week

₽21850
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2966
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽531
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8575
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽51378
₽54835
₽54085
₽60508
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 500
unemployment
-
-
-
130
health
-
-
-
3 740
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 813
income
-
-
-
13 425
total
-
-
-
22 108
Employee
21 206
-
83 120
-
accident

We are using the highest rate at 1.1%.

233
-
358
-
income
2 121
-
8 312
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 862
-
2 855
-
health
976
-
1 496
-
total
5 192
-
13 021
-
Employer
21 206
-
83 120
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 337
-
3 583
-
health
1 463
-
2 244
-
accident

We are using the highest rate at 1.1%.

233
-
358
-
unemployment
127
-
195
-
total
4 160
-
6 380
-
Corporate
64 134
89 500
-
-
income
6 413
8 950
-
-
total
6 413
8 950
-
-
Dividends
57 721
80 550
-
-
withholding
2 886
4 028
-
-
total
2 886
4 028
-
-
Income
89 500
89 500
89 500
89 500
Total tax
18 651
12 978
19 401
22 108
After tax
70 849
76 522
70 099
67 392
Living cost
16 014
16 014
16 014
16 014
Free-cash
54 835
60 508
54 085
51 378

Estimated living cost  is ₽16014 per week

₽10592
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽917
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽382
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4124
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽55186
₽59991
₽57893
₽64316
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 500
unemployment
-
-
-
130
health
-
-
-
3 740
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 813
income
-
-
-
13 425
total
-
-
-
22 108
Employee
16 162
-
83 120
-
accident

We are using the highest rate at 1.1%.

178
-
358
-
income
1 616
-
8 312
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 419
-
2 855
-
health
743
-
1 496
-
total
3 956
-
13 021
-
Employer
16 162
-
83 120
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 781
-
3 583
-
health
1 116
-
2 244
-
accident

We are using the highest rate at 1.1%.

178
-
358
-
unemployment
97
-
195
-
total
3 172
-
6 380
-
Corporate
70 166
89 500
-
-
income
7 017
8 950
-
-
total
7 017
8 950
-
-
Dividends
63 150
80 550
-
-
withholding
3 158
4 028
-
-
total
3 158
4 028
-
-
Income
89 500
89 500
89 500
89 500
Total tax
17 303
12 978
19 401
22 108
After tax
72 197
76 522
70 099
67 392
Living cost
12 206
12 206
12 206
12 206
Free-cash
59 991
64 316
57 893
55 186

Estimated living cost  is ₽12206 per week

₽7126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽872
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽323
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3885
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽42432
₽38931
₽42345
₽43995
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 500
health
-
-
-
2 283
social contributions
-
-
-
13 962
income
-
-
-
9 283
total
-
-
-
25 528
Employee
71 540
71 540
81 253
-
income
7 790
6 623
9 244
-
social contributions
2 705
5 937
6 744
-
health
554
1 216
1 381
-
total
11 049
13 776
17 369
-
Employer
71 540
71 540
81 253
-
social contributions
2 705
5 937
6 744
-
health
602
1 324
1 502
-
total
3 307
7 261
8 246
-
Corporate
53 604
10 698
-
-
income
6 700
1 337
-
-
total
6 700
1 337
-
-
Dividends
46 904
9 362
-
-
withholding
7 973
1 591
-
-
total
7 973
1 591
-
-
Income
89 500
89 500
89 500
89 500
Total tax
29 029
23 965
25 615
25 528
After tax
60 471
65 535
63 885
63 972
Living cost
21 540
21 540
21 540
21 540
Free-cash
38 931
43 995
42 345
42 432

Estimated living cost  is ₽21540 per week

₽12910
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2113
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽477
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6042
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽33796
₽31500
₽33709
₽35359
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 500
health
-
-
-
2 283
social contributions
-
-
-
13 962
income
-
-
-
9 283
total
-
-
-
25 528
Employee
71 540
71 540
81 253
-
income
7 512
6 623
9 244
-
social contributions
3 476
5 937
6 744
-
health
712
1 216
1 381
-
total
11 700
13 776
17 369
-
Employer
71 540
71 540
81 253
-
social contributions
3 476
5 937
6 744
-
health
775
1 324
1 502
-
total
4 251
7 261
8 246
-
Corporate
43 372
10 698
-
-
income
5 422
1 337
-
-
total
5 422
1 337
-
-
Dividends
37 950
9 362
-
-
withholding
6 451
1 591
-
-
total
6 451
1 591
-
-
Income
89 500
89 500
89 500
89 500
Total tax
27 824
23 965
25 615
25 528
After tax
61 676
65 535
63 885
63 972
Living cost
30 176
30 176
30 176
30 176
Free-cash
31 500
35 359
33 709
33 796

Estimated living cost  is ₽30176 per week

₽20628
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2357
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6684
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽22132
₽32508
₽23959
₽40162
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 500
health
-
-
-
12 082
social contributions
-
-
-
26 134
income
-
-
-
7 693
solidarity contribution
-
-
-
-
total
-
-
-
45 909
Employee
31 558
-
66 791
-
income
3 787
-
8 015
-
social contributions
2 051
-
4 341
-
health
4 260
-
9 017
-
solidarity contribution
-
-
-
-
total
10 098
-
21 373
-
Employer
31 558
-
66 791
-
social contributions
7 889
-
16 698
-
health
2 840
-
6 011
-
total
10 729
-
22 709
-
Corporate
47 213
89 500
-
-
income
8 970
17 005
-
-
total
8 970
17 005
-
-
Dividends
38 242
72 495
-
-
withholding
5 736
10 874
-
-
total
5 736
10 874
-
-
Income
89 500
89 500
89 500
89 500
Total tax
35 533
27 879
44 082
45 909
After tax
53 967
61 621
45 418
43 591
Living cost
21 459
21 459
21 459
21 459
Free-cash
32 508
40 162
23 959
22 132

Estimated living cost  is ₽21459 per week

₽14906
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1527
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4605
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽17148
₽25744
₽18975
₽35178
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 500
health
-
-
-
12 082
social contributions
-
-
-
26 134
income
-
-
-
7 693
solidarity contribution
-
-
-
-
total
-
-
-
45 909
Employee
38 887
-
66 791
-
income
4 666
-
8 015
-
social contributions
2 528
-
4 341
-
health
5 250
-
9 017
-
solidarity contribution
-
-
-
-
total
12 444
-
21 373
-
Employer
38 887
-
66 791
-
social contributions
9 722
-
16 698
-
health
3 500
-
6 011
-
total
13 222
-
22 709
-
Corporate
37 391
89 500
-
-
income
7 104
17 005
-
-
total
7 104
17 005
-
-
Dividends
30 287
72 495
-
-
withholding
4 543
10 874
-
-
total
4 543
10 874
-
-
Income
89 500
89 500
89 500
89 500
Total tax
37 313
27 879
44 082
45 909
After tax
52 187
61 621
45 418
43 591
Living cost
26 443
26 443
26 443
26 443
Free-cash
25 744
35 178
18 975
17 148

Estimated living cost  is ₽26443 per week

₽19665
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1465
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽457
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4856
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽10811
-₽113764
-₽113764
-₽113764
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 500
national
-
-
-
9 434
pensions
-
-
-
809
municipal
-
-
-
16 421
labour market
-
-
-
7 095
total
-
-
-
33 759
Employee
189 638
189 638
189 638
-
municipal
40 382
40 382
40 382
-
national
23 168
23 168
23 168
-
pensions
270
270
270
-
labour market
15 149
15 149
15 149
-
total
78 969
78 969
78 969
-
Employer
189 638
189 638
189 638
-
pensions
539
539
539
-
labour market
15 171
15 171
15 171
-
municipal
40 447
40 447
40 447
-
national
23 208
23 208
23 208
-
total
79 365
79 365
79 365
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
89 500
89 500
89 500
89 500
Total tax
158 334
158 334
158 334
33 759
After tax
-68 834
-68 834
-68 834
55 741
Living cost
44 930
44 930
44 930
44 930
Free-cash
-113 764
-113 764
-113 764
10 811

Estimated living cost  is ₽44930 per week

₽30750
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3975
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽691
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9514
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽25499
₽43349
₽29116
₽49127
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 500
health
-
-
-
11 635
pensions
-
-
-
17 901
income
-
-
-
11 993
total
-
-
-
41 529
Employee
26 393
-
66 891
-
unemployment
422
-
1 070
-
income
2 971
-
12 897
-
pensions
528
-
1 338
-
total
3 921
-
15 305
-
Employer
26 393
-
66 891
-
pensions
5 279
-
13 377
-
health
3 430
-
8 695
-
unemployment
212
-
535
-
total
8 921
-
22 607
-
Corporate
54 186
89 500
-
-
income
10 837
17 901
-
-
total
10 837
17 901
-
-
Dividends
43 349
71 599
-
-
total
-
-
-
-
Income
89 500
89 500
89 500
89 500
Total tax
23 679
17 901
37 912
41 529
After tax
65 821
71 599
51 588
47 971
Living cost
22 472
22 472
22 472
22 472
Free-cash
43 349
49 127
29 116
25 499

Estimated living cost  is ₽22472 per week

₽15413
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1338
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5268
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽28231
₽21671
₽15619
₽24058
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
89 500
national
-
-
-
8 628
health
-
-
-
990
municipal
-
-
-
15 932
total
-
-
-
25 550
Employee
48 948
-
75 293
-
unemployment
734
-
1 130
-
municipal
8 017
-
12 295
-
national
809
-
4 675
-
pensions
3 303
-
5 083
-
health
365
-
772
-
total
13 228
-
23 955
-
Employer
48 948
-
75 293
-
pensions
8 492
-
13 063
-
health
376
-
579
-
accident
49
-
76
-
unemployment
318
-
489
-
total
9 235
-
14 207
-
Corporate
31 316
89 500
-
-
income
6 264
17 901
-
-
total
6 264
17 901
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

18 789
53 699
-
-
municipal
3 383
9 666
-
-
national
-
2 156
-
-
total
3 383
11 822
-
-
Income
89 500
89 500
89 500
89 500
Total tax
32 110
29 723
38 162
25 550
After tax
57 390
59 777
51 338
63 950
Living cost
35 719
35 719
35 719
35 719
Free-cash
21 671
24 058
15 619
28 231

Estimated living cost  is ₽35719 per week

₽23331
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3436
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽569
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8384
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽22961
₽21601
₽22209
₽16432
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 500
surtax
-
-
-
-
health
-
-
-
1 464
pensions
-
-
-
23 048
social contributions
-
-
-
2 549
income
-
-
-
8 024
other
-
-
-
2 777
total
-
-
-
37 862
Employee
35 543
-
68 201
-
income
1 833
-
7 657
-
surtax
-
-
-
-
social contributions
1 013
-
1 944
-
pensions
4 020
-
7 714
-
total
6 866
-
17 315
-
Employer
35 543
-
68 201
-
pensions
5 840
-
11 206
-
social contributions
106
-
205
-
other
1 227
-
2 353
-
health
2 488
-
4 774
-
unemployment
1 439
-
2 761
-
total
11 100
-
21 299
-
Corporate
42 857
89 500
-
-
income
12 000
25 060
-
-
surtax
-
-
-
-
total
12 000
25 060
-
-
Dividends
30 857
64 440
-
-
withholding
3 949
8 249
-
-
social contributions
5 307
11 082
-
-
surtax
-
-
-
-
total
9 256
19 331
-
-
Income
89 500
89 500
89 500
89 500
Total tax
39 222
44 391
38 614
37 862
After tax
50 278
45 109
50 886
51 638
Living cost
28 677
28 677
28 677
28 677
Free-cash
21 601
16 432
22 209
22 961

Estimated living cost  is ₽28677 per week

₽16631
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2913
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽544
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8589
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽19807
₽18774
₽19055
₽13278
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 500
surtax
-
-
-
-
health
-
-
-
1 464
pensions
-
-
-
23 048
social contributions
-
-
-
2 549
income
-
-
-
8 024
other
-
-
-
2 777
total
-
-
-
37 862
Employee
39 818
-
68 201
-
income
2 350
-
7 657
-
surtax
-
-
-
-
social contributions
1 135
-
1 944
-
pensions
4 502
-
7 714
-
total
7 987
-
17 315
-
Employer
39 818
-
68 201
-
pensions
6 541
-
11 206
-
social contributions
120
-
205
-
other
1 374
-
2 353
-
health
2 788
-
4 774
-
unemployment
1 612
-
2 761
-
total
12 435
-
21 299
-
Corporate
37 247
89 500
-
-
income
10 429
25 060
-
-
surtax
-
-
-
-
total
10 429
25 060
-
-
Dividends
26 818
64 440
-
-
withholding
3 432
8 249
-
-
social contributions
4 612
11 082
-
-
surtax
-
-
-
-
total
8 044
19 331
-
-
Income
89 500
89 500
89 500
89 500
Total tax
38 895
44 391
38 614
37 862
After tax
50 605
45 109
50 886
51 638
Living cost
31 831
31 831
31 831
31 831
Free-cash
18 774
13 278
19 055
19 807

Estimated living cost  is ₽31831 per week

₽20071
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2588
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽542
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8632
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽6703
₽6566
₽5951
₽174
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 500
surtax
-
-
-
-
health
-
-
-
1 464
pensions
-
-
-
23 048
social contributions
-
-
-
2 549
income
-
-
-
8 024
other
-
-
-
2 777
total
-
-
-
37 862
Employee
58 270
-
68 201
-
income
5 084
-
7 657
-
surtax
-
-
-
-
social contributions
1 660
-
1 944
-
pensions
6 591
-
7 714
-
total
13 335
-
17 315
-
Employer
58 270
-
68 201
-
pensions
9 574
-
11 206
-
social contributions
175
-
205
-
other
2 011
-
2 353
-
health
4 078
-
4 774
-
unemployment
2 361
-
2 761
-
total
18 199
-
21 299
-
Corporate
13 031
89 500
-
-
income
3 649
25 060
-
-
surtax
-
-
-
-
total
3 649
25 060
-
-
Dividends
9 381
64 440
-
-
withholding
1 201
8 249
-
-
social contributions
1 615
11 082
-
-
surtax
-
-
-
-
total
2 816
19 331
-
-
Income
89 500
89 500
89 500
89 500
Total tax
37 999
44 391
38 614
37 862
After tax
51 501
45 109
50 886
51 638
Living cost
44 935
44 935
44 935
44 935
Free-cash
6 566
174
5 951
6 703

Estimated living cost  is ₽44935 per week

₽30411
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3676
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽616
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10231
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽82623
₽77922
₽65618
₽79043
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
89 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
895
total
-
-
-
895
Employee
7 477
-
89 500
-
income
1 495
-
17 900
-
total
1 495
-
17 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

82 023
89 500
-
-
total
-
-
-
-
Dividends
82 023
89 500
-
-
withholding
4 101
4 475
-
-
total
4 101
4 475
-
-
Income
89 500
89 500
89 500
89 500
Total tax
5 596
4 475
17 900
895
After tax
83 904
85 025
71 600
88 605
Living cost
5 982
5 982
5 982
5 982
Free-cash
77 922
79 043
65 618
82 623

Estimated living cost  is ₽5982 per week

₽3707
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽497
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽164
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1613
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽79283
₽73955
₽62278
₽75703
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
89 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
895
total
-
-
-
895
Employee
11 653
-
89 500
-
income
2 331
-
17 900
-
total
2 331
-
17 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

77 847
89 500
-
-
total
-
-
-
-
Dividends
77 847
89 500
-
-
withholding
3 892
4 475
-
-
total
3 892
4 475
-
-
Income
89 500
89 500
89 500
89 500
Total tax
6 223
4 475
17 900
895
After tax
83 277
85 025
71 600
88 605
Living cost
9 322
9 322
9 322
9 322
Free-cash
73 955
75 703
62 278
79 283

Estimated living cost  is ₽9322 per week

₽6308
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽391
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽313
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2310
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽21584
₽22435
₽28221
₽10264
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
89 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
990
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 356
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
18 014
trade
-
-
-
6 637
total
-
-
-
31 997
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 291
-
89 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 806
-
18 014
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

210
-
990
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 356
-
6 356
-
total
10 372
-
25 360
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
43 209
89 500
-
-
trade
6 201
12 842
-
-
income
6 481
13 425
-
-
chamber of commerce
205
272
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

357
738
-
-
total
13 244
27 277
-
-
Dividends
29 966
62 223
-
-
withholding
7 138
15 203
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

392
837
-
-
total
7 530
16 040
-
-
Income
89 500
89 500
89 500
89 500
Total tax
31 146
43 317
25 360
31 997
After tax
58 354
46 183
64 140
57 503
Living cost
35 919
35 919
35 919
35 919
Free-cash
22 435
10 264
28 221
21 584

Estimated living cost  is ₽35919 per week

₽24777
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3865
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6755
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽28677
₽27371
₽35960
₽17083
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
89 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
990
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 356
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
18 014
trade
-
-
-
7 283
total
-
-
-
32 643
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

35 584
-
89 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

994
-
18 014
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

55
-
990
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 356
-
6 356
-
total
7 405
-
25 360
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
53 916
89 500
-
-
trade
8 492
14 096
-
-
income
8 088
13 425
-
-
chamber of commerce
219
270
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

445
738
-
-
total
17 244
28 529
-
-
Dividends
36 672
60 971
-
-
withholding
8 814
14 889
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

486
819
-
-
total
9 300
15 708
-
-
Income
89 500
89 500
89 500
89 500
Total tax
33 949
44 237
25 360
32 643
After tax
55 551
45 263
64 140
56 857
Living cost
28 180
28 180
28 180
28 180
Free-cash
27 371
17 083
35 960
28 677

Estimated living cost  is ₽28180 per week

₽17726
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3286
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6642
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽19984
₽21326
₽27592
₽8255
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
89 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
990
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 356
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
18 014
trade
-
-
-
7 608
total
-
-
-
32 968
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 180
-
89 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 054
-
18 014
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

222
-
990
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 356
-
6 356
-
total
10 632
-
25 360
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
42 320
89 500
-
-
trade
6 961
14 723
-
-
income
6 347
13 425
-
-
chamber of commerce
201
268
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
738
-
-
total
13 859
29 154
-
-
Dividends
28 460
60 346
-
-
withholding
6 762
14 733
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

373
810
-
-
total
7 135
15 543
-
-
Income
89 500
89 500
89 500
89 500
Total tax
31 626
44 697
25 360
32 968
After tax
57 874
44 803
64 140
56 532
Living cost
36 548
36 548
36 548
36 548
Free-cash
21 326
8 255
27 592
19 984

Estimated living cost  is ₽36548 per week

₽24444
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3854
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽546
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7705
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽13589
₽16807
₽21520
₽1722
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
89 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
990
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 356
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
18 014
trade
-
-
-
7 931
total
-
-
-
33 291
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

55 913
-
89 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 575
-
18 014
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

362
-
990
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 356
-
6 356
-
total
13 293
-
25 360
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
33 587
89 500
-
-
trade
5 761
15 350
-
-
income
5 039
13 425
-
-
chamber of commerce
189
267
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

277
738
-
-
total
11 266
29 780
-
-
Dividends
22 321
59 721
-
-
withholding
5 226
14 576
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

288
802
-
-
total
5 514
15 378
-
-
Income
89 500
89 500
89 500
89 500
Total tax
30 073
45 158
25 360
33 291
After tax
59 427
44 342
64 140
56 209
Living cost
42 620
42 620
42 620
42 620
Free-cash
16 807
1 722
21 520
13 589

Estimated living cost  is ₽42620 per week

₽31128
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3409
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽554
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7530
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽25510
₽32441
₽23780
₽35398
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 500
surtax
-
-
-
1 977
unemployment
-
-
-
212
health
-
-
-
6 356
pensions
-
-
-
17 901
income
-
-
-
16 647
other
-
-
-
-
total
-
-
-
43 093
Employee
31 331
-
73 935
-
unemployment
2 180
-
5 147
-
other
-
-
-
-
income
5 252
-
15 514
-
surtax
111
-
1 780
-
pensions
2 090
-
4 931
-
health
800
-
1 886
-
total
10 433
-
29 258
-
Employer
31 331
-
73 935
-
pensions
4 177
-
9 855
-
other
-
-
-
-
health
1 425
-
3 365
-
unemployment
994
-
2 345
-
total
6 596
-
15 565
-
Corporate
51 573
89 500
-
-
income
13 409
23 270
-
-
total
13 409
23 270
-
-
Dividends
38 164
66 230
-
-
withholding
5 724
9 935
-
-
total
5 724
9 935
-
-
Income
89 500
89 500
89 500
89 500
Total tax
36 162
33 205
44 823
43 093
After tax
53 338
56 295
44 677
46 407
Living cost
20 897
20 897
20 897
20 897
Free-cash
32 441
35 398
23 780
25 510

Estimated living cost  is ₽20897 per week

₽12616
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1817
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽486
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5980
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽25877
₽32868
₽24147
₽35765
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 500
surtax
-
-
-
1 977
unemployment
-
-
-
212
health
-
-
-
6 356
pensions
-
-
-
17 901
income
-
-
-
16 647
other
-
-
-
-
total
-
-
-
43 093
Employee
30 766
-
73 935
-
unemployment
2 142
-
5 147
-
other
-
-
-
-
income
5 157
-
15 514
-
surtax
101
-
1 780
-
pensions
2 052
-
4 931
-
health
786
-
1 886
-
total
10 238
-
29 258
-
Employer
30 766
-
73 935
-
pensions
4 101
-
9 855
-
other
-
-
-
-
health
1 400
-
3 365
-
unemployment
975
-
2 345
-
total
6 476
-
15 565
-
Corporate
52 258
89 500
-
-
income
13 588
23 270
-
-
total
13 588
23 270
-
-
Dividends
38 670
66 230
-
-
withholding
5 800
9 935
-
-
total
5 800
9 935
-
-
Income
89 500
89 500
89 500
89 500
Total tax
36 102
33 205
44 823
43 093
After tax
53 398
56 295
44 677
46 407
Living cost
20 530
20 530
20 530
20 530
Free-cash
32 868
35 765
24 147
25 877

Estimated living cost  is ₽20530 per week

₽12553
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1894
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽473
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5609
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽43466
₽32318
₽33348
₽31931
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 500
unemployment
-
-
-
1 343
health
-
-
-
6 265
pensions
-
-
-
8 950
income
-
-
-
10 941
total
-
-
-
27 499
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 756
10 649
74 895
-
unemployment
401
160
1 123
-
income
3 271
1 302
9 156
-
pensions
2 676
1 065
7 490
-
health
1 873
745
5 243
-
total
8 221
3 272
23 012
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 756
10 649
74 895
-
pensions
5 217
2 076
14 605
-
total
5 217
2 076
14 605
-
Corporate
57 526
76 775
-
-
income
5 177
6 910
-
-
total
5 177
6 910
-
-
Dividends
52 349
69 865
-
-
withholding
9 946
13 274
-
-
social contributions
10 086
13 502
-
-
total
20 032
26 776
-
-
Income
89 500
89 500
89 500
89 500
Total tax
38 647
39 034
37 617
27 499
After tax
50 853
50 466
51 883
62 001
Living cost
18 535
18 535
18 535
18 535
Free-cash
32 318
31 931
33 348
43 466

Estimated living cost  is ₽18535 per week

₽12649
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1517
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽370
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4000
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽9063
₽10160
₽9765
₽10908
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 500
national
-
-
-
14 462
pensions
-
-
-
10 740
social contributions
-
-
-
962
municipal
-
-
-
9 333
total
-
-
-
35 497
Employee
69 666
-
77 372
-
municipal
8 605
-
9 679
-
national
13 334
-
14 999
-
pensions
2 787
-
3 095
-
total
24 726
-
27 773
-
Employer
69 666
-
77 372
-
pensions
5 573
-
6 190
-
social contributions
749
-
832
-
total
6 322
-
7 022
-
Corporate
8 914
89 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

1 783
17 900
-
-
total
1 783
17 900
-
-
Dividends
7 131
71 600
-
-
withholding
1 569
15 752
-
-
total
1 569
15 752
-
-
Income
89 500
89 500
89 500
89 500
Total tax
34 400
33 652
34 795
35 497
After tax
55 100
55 848
54 705
54 003
Living cost
44 940
44 940
44 940
44 940
Free-cash
10 160
10 908
9 765
9 063

Estimated living cost  is ₽44940 per week

₽30546
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽673
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9545
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽8196
₽11708
₽8196
₽9653
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 500
social contributions
-
-
-
7 885
income
-
-
-
20 422
total
-
-
-
28 307
Employee
72 775
-
89 500
-
social contributions
6 046
-
7 885
-
income
13 732
-
20 422
-
total
19 778
-
28 307
-
Employer
72 775
-
89 500
-
total
-
-
-
-
Corporate
16 725
89 500
-
-
income
2 090
11 188
-
-
total
2 090
11 188
-
-
Dividends
14 635
78 312
-
-
withholding
2 927
15 662
-
-
total
2 927
15 662
-
-
Income
89 500
89 500
89 500
89 500
Total tax
24 795
26 850
28 307
28 307
After tax
64 705
62 650
61 193
61 193
Living cost
52 997
52 997
52 997
52 997
Free-cash
11 708
9 653
8 196
8 196

Estimated living cost  is ₽52997 per week

₽40319
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4318
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7853
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽6945
₽3636
₽2684
₽8495
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 500
national
-
-
-
18 766
regional
-
-
-
981
social contributions
-
-
-
23 019
municipal
-
-
-
531
total
-
-
-
43 297
Employee
82 684
-
89 500
-
municipal
438
-
475
-
national
14 327
-
16 045
-
social contributions
27 881
-
30 180
-
regional
780
-
858
-
total
43 426
-
47 558
-
Employer
82 684
-
89 500
-
total
-
-
-
-
Corporate
6 816
89 500
-
-
nationa
1 635
21 479
-
-
municipal
267
3 490
-
-
total
1 902
24 969
-
-
Dividends
4 914
64 530
-
-
withholding
1 278
16 778
-
-
total
1 278
16 778
-
-
Income
89 500
89 500
89 500
89 500
Total tax
46 606
41 747
47 558
43 297
After tax
42 894
47 753
41 942
46 203
Living cost
39 258
39 258
39 258
39 258
Free-cash
3 636
8 495
2 684
6 945

Estimated living cost  is ₽39258 per week

₽27366
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2574
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽602
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8715
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽20772
₽19915
₽16533
₽21983
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 500
national
-
-
-
18 766
regional
-
-
-
1 350
social contributions
-
-
-
23 019
municipal
-
-
-
531
total
-
-
-
43 666
Employee
51 608
-
89 500
-
municipal
274
-
475
-
national
8 176
-
16 045
-
social contributions
17 403
-
30 180
-
regional
695
-
1 205
-
total
26 548
-
47 905
-
Employer
51 608
-
89 500
-
total
-
-
-
-
Corporate
37 892
89 500
-
-
nationa
9 094
21 479
-
-