Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 89000
per

Your estimated
City
free-cash

Ljubljana , Slovenia
₽34413
₽26034
₽19674
₽17119
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
89 000
income
-
-
-
17 320
pensions
-
-
-
16 253
unemployment
-
-
-
133
health
-
-
-
8 756
total
-
-
-
42 462
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 290
-
77 009
-
health
2 861
-
4 976
-
income
7 638
-
16 005
-
pensions
6 865
-
11 936
-
unemployment
63
-
108
-
total
17 427
-
33 025
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 290
-
77 009
-
unemployment
27
-
46
-
pensions
3 919
-
6 816
-
health
2 950
-
5 130
-
total
6 896
-
11 992
-
Corporate
37 814
89 000
-
-
income
7 185
16 910
-
-
total
7 185
16 910
-
-
Dividends
30 630
72 090
-
-
withholding
4 594
10 813
-
-
total
4 594
10 813
-
-
Income
89 000
89 000
89 000
89 000
Total tax
36 102
27 723
45 017
42 462
After tax
52 898
61 277
43 983
46 538
Living cost
26 864
26 864
26 864
26 864
Free-cash
26 034
34 413
17 119
19 674

Estimated living cost  is ₽26864 per week

₽18437
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1722
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6187
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Ljubljana model

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