Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 89000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽58575
₽52369
₽48632
₽51148
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 000
income
-
-
-
13 350
health
-
-
-
4 091
unemployment
-
-
-
142
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 265
total
-
-
-
22 848
Employee
23 199
-
82 020
-
health
1 067
-
1 636
-
income
2 320
-
8 202
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 037
-
3 124
-
accident

We are using the highest rate at 1.1%.

255
-
391
-
total
5 679
-
13 353
-
Employer
23 199
-
82 020
-
accident

We are using the highest rate at 1.1%.

255
-
391
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 556
-
3 920
-
health
1 601
-
2 455
-
unemployment
139
-
213
-
total
4 551
-
6 979
-
Corporate
61 250
89 000
-
-
income
6 125
8 900
-
-
total
6 125
8 900
-
-
Dividends
55 125
80 100
-
-
withholding
2 756
4 005
-
-
total
2 756
4 005
-
-
Income
89 000
89 000
89 000
89 000
Total tax
19 111
12 905
20 332
22 848
After tax
69 889
76 095
68 668
66 152
Living cost
17 520
17 520
17 520
17 520
Free-cash
52 369
58 575
51 148
48 632

Estimated living cost  is ₽17520 per week

₽11587
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1003
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽418
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4512
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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