Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 89000
per

Your estimated
City
free-cash

Andorra , Andorra
₽40891
₽50024
₽43256
₽53048
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 000
social contributions
-
-
-
19 580
income
-
-
-
1 477
total
-
-
-
21 057
Employee
28 933
-
77 057
-
social contributions
1 880
-
5 009
-
income
-
-
1 740
-
total
1 880
-
6 749
-
Employer
28 933
-
77 057
-
social contributions
4 485
-
11 943
-
total
4 485
-
11 943
-
Corporate
55 582
89 000
-
-
income
5 559
8 900
-
-
total
5 559
8 900
-
-
Dividends
50 023
80 100
-
-
total
-
-
-
-
Income
89 000
89 000
89 000
89 000
Total tax
11 924
8 900
18 692
21 057
After tax
77 076
80 100
70 308
67 943
Living cost
27 052
27 052
27 052
27 052
Free-cash
50 024
53 048
43 256
40 891

Estimated living cost  is ₽27052 per week

₽17492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽16612
₽20848
-₽1549
₽21293
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 000
surtax
-
-
-
-
unemployment
-
-
-
5 520
health
-
-
-
6 809
chamber of commerce
-
-
-
355
pensions
-
-
-
16 465
income
-
-
-
14 527
total
-
-
-
43 676
Employee
39 340
35 865
69 109
-
unemployment
1 180
1 076
2 073
-
other
393
359
692
-
income
3 504
2 645
13 009
-
pensions
4 029
3 672
7 077
-
health
1 522
1 388
2 674
-
total
10 628
9 140
25 525
-
Employer
39 340
35 865
69 109
-
pensions
4 937
4 502
8 672
-
surtax
-
-
-
-
payroll
1 180
1 076
2 073
-
other
1 868
1 703
3 282
-
health
1 488
1 356
2 613
-
accident
511
466
898
-
unemployment
1 180
1 076
2 073
-
chamber of commerce
157
143
277
-
total
11 321
10 322
19 888
-
Corporate
38 339
42 813
65 695
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

9 584
10 703
16 424
-
total
9 584
10 703
16 424
-
Dividends
28 755
32 110
-
-
withholding
7 907
8 830
-
-
total
7 907
8 830
-
-
Income
89 000
89 000
89 000
89 000
Total tax
39 440
38 995
61 837
43 676
After tax
49 560
50 005
27 163
45 324
Living cost
28 712
28 712
28 712
28 712
Free-cash
20 848
21 293
-1 549
16 612

Estimated living cost  is ₽28712 per week

₽17224
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8044
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽13435
₽16806
-₽4584
₽18196
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 000
surtax
-
-
-
178
unemployment
-
-
-
5 520
health
-
-
-
6 809
chamber of commerce
-
-
-
355
pensions
-
-
-
16 465
income
-
-
-
14 527
total
-
-
-
43 854
Employee
44 976
35 865
68 970
-
unemployment
1 349
1 076
2 070
-
other
449
359
690
-
income
5 120
2 645
12 963
-
pensions
4 606
3 672
7 062
-
health
1 740
1 388
2 669
-
total
13 264
9 140
25 454
-
Employer
44 976
35 865
68 970
-
pensions
5 644
4 502
8 655
-
surtax
178
178
178
-
payroll
1 349
1 076
2 070
-
other
2 137
1 703
3 276
-
health
1 699
1 356
2 608
-
accident
584
466
897
-
unemployment
1 349
1 076
2 070
-
chamber of commerce
179
143
277
-
total
13 119
10 500
20 031
-
Corporate
30 904
42 636
65 555
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

7 726
10 659
16 388
-
total
7 726
10 659
16 388
-
Dividends
23 178
31 977
-
-
withholding
6 374
8 794
-
-
total
6 374
8 794
-
-
Income
89 000
89 000
89 000
89 000
Total tax
40 483
39 093
61 873
43 854
After tax
48 517
49 907
27 127
45 146
Living cost
31 711
31 711
31 711
31 711
Free-cash
16 806
18 196
-4 584
13 435

Estimated living cost  is ₽31711 per week

₽21150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽9110
₽3607
₽1942
₽17106
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 000
national
-
-
-
28 736
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 510
social contributions
-
-
-
13 830
total
-
-
-
47 076
Employee

The minimum management director salary is set at €45,000 per year.

64 375
-
68 931
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

560
-
599
-
national
19 791
-
21 573
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 358
-
3 595
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 828
-
5 170
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 025
-
3 240
-
total
31 562
-
34 177
-
Employer

The minimum management director salary is set at €45,000 per year.

64 375
-
68 931
-
surtax
7 299
-
7 818
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 704
-
6 107
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 959
-
4 239
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

837
-
897
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

939
-
1 006
-
total
18 738
-
20 067
-
Corporate
5 887
89 000
-
-
income
1 177
17 801
-
-
surtax
24
355
-
-
total
1 201
18 156
-
-
Dividends
4 686
70 844
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

1 078
20 924
-
-
total
1 078
20 924
-
-
Income
89 000
89 000
89 000
89 000
Total tax
52 579
39 080
54 244
47 076
After tax
36 421
49 920
34 756
41 924
Living cost
32 814
32 814
32 814
32 814
Free-cash
3 607
17 106
1 942
9 110

Estimated living cost  is ₽32814 per week

₽21136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽51824
₽55171
₽54567
₽60645
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 000
unemployment
-
-
-
125
health
-
-
-
3 608
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 643
income
-
-
-
13 350
total
-
-
-
21 726
Employee
20 458
-
82 845
-
accident

We are using the highest rate at 1.1%.

225
-
345
-
income
2 046
-
8 285
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 796
-
2 755
-
health
941
-
1 443
-
total
5 008
-
12 828
-
Employer
20 458
-
82 845
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 254
-
3 457
-
health
1 412
-
2 165
-
accident

We are using the highest rate at 1.1%.

225
-
345
-
unemployment
123
-
188
-
total
4 014
-
6 155
-
Corporate
64 528
89 000
-
-
income
6 453
8 900
-
-
total
6 453
8 900
-
-
Dividends
58 075
80 100
-
-
withholding
2 904
4 005
-
-
total
2 904
4 005
-
-
Income
89 000
89 000
89 000
89 000
Total tax
18 379
12 905
18 983
21 726
After tax
70 621
76 095
70 017
67 274
Living cost
15 450
15 450
15 450
15 450
Free-cash
55 171
60 645
54 567
51 824

Estimated living cost  is ₽15450 per week

₽10219
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3979
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽55498
₽60147
₽58241
₽64319
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 000
unemployment
-
-
-
125
health
-
-
-
3 608
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 643
income
-
-
-
13 350
total
-
-
-
21 726
Employee
15 593
-
82 845
-
accident

We are using the highest rate at 1.1%.

172
-
345
-
income
1 559
-
8 285
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 369
-
2 755
-
health
717
-
1 443
-
total
3 817
-
12 828
-
Employer
15 593
-
82 845
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 718
-
3 457
-
health
1 076
-
2 165
-
accident

We are using the highest rate at 1.1%.

172
-
345
-
unemployment
93
-
188
-
total
3 059
-
6 155
-
Corporate
70 348
89 000
-
-
income
7 035
8 900
-
-
total
7 035
8 900
-
-
Dividends
63 313
80 100
-
-
withholding
3 166
4 005
-
-
total
3 166
4 005
-
-
Income
89 000
89 000
89 000
89 000
Total tax
17 077
12 905
18 983
21 726
After tax
71 923
76 095
70 017
67 274
Living cost
11 776
11 776
11 776
11 776
Free-cash
60 147
64 319
58 241
55 498

Estimated living cost  is ₽11776 per week

₽6875
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽841
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽312
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3748
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽42434
₽39420
₽42345
₽44317
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 000
health
-
-
-
2 270
social contributions
-
-
-
13 885
income
-
-
-
9 574
total
-
-
-
25 729
Employee
69 203
69 203
80 799
-
income
7 535
6 406
9 537
-
social contributions
2 616
5 743
6 707
-
health
536
1 177
1 373
-
total
10 687
13 326
17 617
-
Employer
69 203
69 203
80 799
-
social contributions
2 616
5 743
6 707
-
health
582
1 281
1 494
-
total
3 198
7 024
8 201
-
Corporate
54 277
12 773
-
-
income
6 785
1 597
-
-
total
6 785
1 597
-
-
Dividends
47 492
11 176
-
-
withholding
8 073
1 899
-
-
total
8 073
1 899
-
-
Income
89 000
89 000
89 000
89 000
Total tax
28 743
23 846
25 818
25 729
After tax
60 257
65 154
63 182
63 271
Living cost
20 837
20 837
20 837
20 837
Free-cash
39 420
44 317
42 345
42 434

Estimated living cost  is ₽20837 per week

₽12488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2044
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽34081
₽32231
₽33992
₽35964
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 000
health
-
-
-
2 270
social contributions
-
-
-
13 885
income
-
-
-
9 574
total
-
-
-
25 729
Employee
69 203
69 203
80 799
-
income
7 267
6 406
9 537
-
social contributions
3 363
5 743
6 707
-
health
688
1 177
1 373
-
total
11 318
13 326
17 617
-
Employer
69 203
69 203
80 799
-
social contributions
3 363
5 743
6 707
-
health
750
1 281
1 494
-
total
4 113
7 024
8 201
-
Corporate
44 379
12 773
-
-
income
5 547
1 597
-
-
total
5 547
1 597
-
-
Dividends
38 832
11 176
-
-
withholding
6 601
1 899
-
-
total
6 601
1 899
-
-
Income
89 000
89 000
89 000
89 000
Total tax
27 579
23 846
25 818
25 729
After tax
61 421
65 154
63 182
63 271
Living cost
29 190
29 190
29 190
29 190
Free-cash
32 231
35 964
33 992
34 081

Estimated living cost  is ₽29190 per week

₽19954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6466
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽22575
₽33093
₽24393
₽40504
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 000
health
-
-
-
12 015
social contributions
-
-
-
25 988
income
-
-
-
7 650
solidarity contribution
-
-
-
-
total
-
-
-
45 653
Employee
30 548
-
66 418
-
income
3 666
-
7 970
-
social contributions
1 986
-
4 317
-
health
4 124
-
8 966
-
solidarity contribution
-
-
-
-
total
9 776
-
21 253
-
Employer
30 548
-
66 418
-
social contributions
7 637
-
16 604
-
health
2 749
-
5 978
-
total
10 386
-
22 582
-
Corporate
48 066
89 000
-
-
income
9 133
16 910
-
-
total
9 133
16 910
-
-
Dividends
38 934
72 090
-
-
withholding
5 840
10 814
-
-
total
5 840
10 814
-
-
Income
89 000
89 000
89 000
89 000
Total tax
35 135
27 724
43 835
45 653
After tax
53 865
61 276
45 165
43 347
Living cost
20 772
20 772
20 772
20 772
Free-cash
33 093
40 504
24 393
22 575

Estimated living cost  is ₽20772 per week

₽14429
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4457
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽17750
₽26547
₽19568
₽35679
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 000
health
-
-
-
12 015
social contributions
-
-
-
25 988
income
-
-
-
7 650
solidarity contribution
-
-
-
-
total
-
-
-
45 653
Employee
37 643
-
66 418
-
income
4 517
-
7 970
-
social contributions
2 447
-
4 317
-
health
5 082
-
8 966
-
solidarity contribution
-
-
-
-
total
12 046
-
21 253
-
Employer
37 643
-
66 418
-
social contributions
9 411
-
16 604
-
health
3 388
-
5 978
-
total
12 799
-
22 582
-
Corporate
38 559
89 000
-
-
income
7 326
16 910
-
-
total
7 326
16 910
-
-
Dividends
31 233
72 090
-
-
withholding
4 685
10 814
-
-
total
4 685
10 814
-
-
Income
89 000
89 000
89 000
89 000
Total tax
36 856
27 724
43 835
45 653
After tax
52 144
61 276
45 165
43 347
Living cost
25 597
25 597
25 597
25 597
Free-cash
26 547
35 679
19 568
17 750

Estimated living cost  is ₽25597 per week

₽19036
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4701
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽11806
-₽107684
-₽107684
-₽107684
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 000
national
-
-
-
9 420
pensions
-
-
-
782
municipal
-
-
-
16 460
labour market
-
-
-
7 057
total
-
-
-
33 719
Employee
183 500
183 500
183 500
-
municipal
39 075
39 075
39 075
-
national
22 418
22 418
22 418
-
pensions
261
261
261
-
labour market
14 659
14 659
14 659
-
total
76 413
76 413
76 413
-
Employer
183 500
183 500
183 500
-
pensions
522
522
522
-
labour market
14 680
14 680
14 680
-
municipal
39 137
39 137
39 137
-
national
22 457
22 457
22 457
-
total
76 796
76 796
76 796
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
89 000
89 000
89 000
89 000
Total tax
153 209
153 209
153 209
33 719
After tax
-64 209
-64 209
-64 209
55 281
Living cost
43 476
43 476
43 476
43 476
Free-cash
-107 684
-107 684
-107 684
11 806

Estimated living cost  is ₽43476 per week

₽29755
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9206
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽25965
₽43873
₽29561
₽49462
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 000
health
-
-
-
11 571
pensions
-
-
-
17 801
income
-
-
-
11 926
total
-
-
-
41 298
Employee
25 530
-
66 516
-
unemployment
408
-
1 064
-
income
2 874
-
12 824
-
pensions
511
-
1 330
-
total
3 793
-
15 218
-
Employer
25 530
-
66 516
-
pensions
5 106
-
13 304
-
health
3 318
-
8 647
-
unemployment
205
-
533
-
total
8 629
-
22 484
-
Corporate
54 840
89 000
-
-
income
10 968
17 801
-
-
total
10 968
17 801
-
-
Dividends
43 872
71 199
-
-
total
-
-
-
-
Income
89 000
89 000
89 000
89 000
Total tax
23 390
17 801
37 702
41 298
After tax
65 610
71 199
51 298
47 702
Living cost
21 737
21 737
21 737
21 737
Free-cash
43 873
49 462
29 561
25 965

Estimated living cost  is ₽21737 per week

₽14909
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽28759
₽22641
₽16299
₽24699
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
89 000
national
-
-
-
8 853
health
-
-
-
996
municipal
-
-
-
15 840
total
-
-
-
25 689
Employee
47 349
-
74 871
-
unemployment
710
-
1 124
-
municipal
7 755
-
12 225
-
national
782
-
4 840
-
pensions
3 195
-
5 054
-
health
354
-
777
-
total
12 796
-
24 020
-
Employer
47 349
-
74 871
-
pensions
8 215
-
12 990
-
health
364
-
577
-
accident
48
-
75
-
unemployment
307
-
487
-
total
8 934
-
14 129
-
Corporate
32 718
89 000
-
-
income
6 543
17 801
-
-
total
6 543
17 801
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

19 631
53 399
-
-
municipal
3 534
9 612
-
-
national
-
2 336
-
-
total
3 534
11 948
-
-
Income
89 000
89 000
89 000
89 000
Total tax
31 807
29 749
38 149
25 689
After tax
57 193
59 251
50 851
63 311
Living cost
34 552
34 552
34 552
34 552
Free-cash
22 641
24 699
16 299
28 759

Estimated living cost  is ₽34552 per week

₽22569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽23538
₽22118
₽22592
₽17114
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 000
surtax
-
-
-
-
health
-
-
-
1 593
pensions
-
-
-
22 496
social contributions
-
-
-
2 536
income
-
-
-
8 335
other
-
-
-
2 762
total
-
-
-
37 722
Employee
34 382
-
67 821
-
income
1 773
-
7 885
-
surtax
-
-
-
-
social contributions
980
-
1 932
-
pensions
3 889
-
7 672
-
total
6 642
-
17 489
-
Employer
34 382
-
67 821
-
pensions
5 650
-
11 142
-
social contributions
102
-
203
-
other
1 187
-
2 340
-
health
2 406
-
4 748
-
unemployment
1 392
-
2 746
-
total
10 737
-
21 179
-
Corporate
43 881
89 000
-
-
income
12 286
24 921
-
-
surtax
-
-
-
-
total
12 286
24 921
-
-
Dividends
31 595
64 079
-
-
withholding
4 044
8 203
-
-
social contributions
5 433
11 022
-
-
surtax
-
-
-
-
total
9 477
19 225
-
-
Income
89 000
89 000
89 000
89 000
Total tax
39 142
44 146
38 668
37 722
After tax
49 858
44 854
50 332
51 278
Living cost
27 740
27 740
27 740
27 740
Free-cash
22 118
17 114
22 592
23 538

Estimated living cost  is ₽27740 per week

₽16088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2818
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽20487
₽19381
₽19541
₽14063
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 000
surtax
-
-
-
-
health
-
-
-
1 593
pensions
-
-
-
22 496
social contributions
-
-
-
2 536
income
-
-
-
8 335
other
-
-
-
2 762
total
-
-
-
37 722
Employee
38 517
-
67 821
-
income
2 273
-
7 885
-
surtax
-
-
-
-
social contributions
1 098
-
1 932
-
pensions
4 355
-
7 672
-
total
7 726
-
17 489
-
Employer
38 517
-
67 821
-
pensions
6 328
-
11 142
-
social contributions
116
-
203
-
other
1 329
-
2 340
-
health
2 697
-
4 748
-
unemployment
1 559
-
2 746
-
total
12 029
-
21 179
-
Corporate
38 455
89 000
-
-
income
10 768
24 921
-
-
surtax
-
-
-
-
total
10 768
24 921
-
-
Dividends
27 687
64 079
-
-
withholding
3 544
8 203
-
-
social contributions
4 761
11 022
-
-
surtax
-
-
-
-
total
8 305
19 225
-
-
Income
89 000
89 000
89 000
89 000
Total tax
38 828
44 146
38 668
37 722
After tax
50 172
44 854
50 332
51 278
Living cost
30 791
30 791
30 791
30 791
Free-cash
19 381
14 063
19 541
20 487

Estimated living cost  is ₽30791 per week

₽19415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8350
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽7811
₽7576
₽6865
₽1387
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 000
surtax
-
-
-
-
health
-
-
-
1 593
pensions
-
-
-
22 496
social contributions
-
-
-
2 536
income
-
-
-
8 335
other
-
-
-
2 762
total
-
-
-
37 722
Employee
56 366
-
67 821
-
income
4 918
-
7 885
-
surtax
-
-
-
-
social contributions
1 605
-
1 932
-
pensions
6 375
-
7 672
-
total
12 898
-
17 489
-
Employer
56 366
-
67 821
-
pensions
9 262
-
11 142
-
social contributions
169
-
203
-
other
1 945
-
2 340
-
health
3 945
-
4 748
-
unemployment
2 283
-
2 746
-
total
17 604
-
21 179
-
Corporate
15 029
89 000
-
-
income
4 208
24 921
-
-
surtax
-
-
-
-
total
4 208
24 921
-
-
Dividends
10 821
64 079
-
-
withholding
1 385
8 203
-
-
social contributions
1 862
11 022
-
-
surtax
-
-
-
-
total
3 247
19 225
-
-
Income
89 000
89 000
89 000
89 000
Total tax
37 957
44 146
38 668
37 722
After tax
51 043
44 854
50 332
51 278
Living cost
43 467
43 467
43 467
43 467
Free-cash
7 576
1 387
6 865
7 811

Estimated living cost  is ₽43467 per week

₽29418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽82287
₽77636
₽65377
₽78727
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
89 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
890
total
-
-
-
890
Employee
7 278
-
89 000
-
income
1 455
-
17 800
-
total
1 455
-
17 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

81 722
89 000
-
-
total
-
-
-
-
Dividends
81 722
89 000
-
-
withholding
4 086
4 450
-
-
total
4 086
4 450
-
-
Income
89 000
89 000
89 000
89 000
Total tax
5 541
4 450
17 800
890
After tax
83 459
84 550
71 200
88 110
Living cost
5 823
5 823
5 823
5 823
Free-cash
77 636
78 727
65 377
82 287

Estimated living cost  is ₽5823 per week

₽3608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1570
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽79037
₽73776
₽62127
₽75477
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
89 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
890
total
-
-
-
890
Employee
11 342
-
89 000
-
income
2 268
-
17 800
-
total
2 268
-
17 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

77 658
89 000
-
-
total
-
-
-
-
Dividends
77 658
89 000
-
-
withholding
3 883
4 450
-
-
total
3 883
4 450
-
-
Income
89 000
89 000
89 000
89 000
Total tax
6 151
4 450
17 800
890
After tax
82 849
84 550
71 200
88 110
Living cost
9 073
9 073
9 073
9 073
Free-cash
73 776
75 477
62 127
79 037

Estimated living cost  is ₽9073 per week

₽6140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽21974
₽22946
₽28740
₽11174
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
89 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 009
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
18 358
trade
-
-
-
6 766
total
-
-
-
32 281
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 779
-
89 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 682
-
18 358
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
-
1 009
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 033
-
25 515
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
44 221
89 000
-
-
trade
6 346
12 771
-
-
income
6 633
13 350
-
-
chamber of commerce
202
266
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

365
734
-
-
total
13 546
27 121
-
-
Dividends
30 675
61 878
-
-
withholding
7 327
15 128
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

403
832
-
-
total
7 730
15 960
-
-
Income
89 000
89 000
89 000
89 000
Total tax
31 309
43 081
25 515
32 281
After tax
57 691
45 919
63 485
56 719
Living cost
34 745
34 745
34 745
34 745
Free-cash
22 946
11 174
28 740
21 974

Estimated living cost  is ₽34745 per week

₽23968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3738
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽28799
₽27696
₽36226
₽17743
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
89 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 009
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
18 358
trade
-
-
-
7 427
total
-
-
-
32 942
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 422
-
89 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

962
-
18 358
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
1 009
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
7 163
-
25 515
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
54 578
89 000
-
-
trade
8 596
14 018
-
-
income
8 187
13 350
-
-
chamber of commerce
215
265
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

451
734
-
-
total
17 449
28 367
-
-
Dividends
37 129
60 633
-
-
withholding
8 941
14 816
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

492
815
-
-
total
9 433
15 631
-
-
Income
89 000
89 000
89 000
89 000
Total tax
34 045
43 998
25 515
32 942
After tax
54 955
45 002
63 485
56 058
Living cost
27 259
27 259
27 259
27 259
Free-cash
27 696
17 743
36 226
28 799

Estimated living cost  is ₽27259 per week

₽17147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6425
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽20374
₽21836
₽28131
₽9192
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
89 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 009
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
18 358
trade
-
-
-
7 757
total
-
-
-
33 272
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 639
-
89 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 921
-
18 358
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
1 009
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 284
-
25 515
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
43 361
89 000
-
-
trade
7 134
14 641
-
-
income
6 503
13 350
-
-
chamber of commerce
198
263
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

357
734
-
-
total
14 192
28 988
-
-
Dividends
29 169
60 011
-
-
withholding
6 951
14 660
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

383
806
-
-
total
7 334
15 466
-
-
Income
89 000
89 000
89 000
89 000
Total tax
31 810
44 454
25 515
33 272
After tax
57 190
44 546
63 485
55 728
Living cost
35 354
35 354
35 354
35 354
Free-cash
21 836
9 192
28 131
20 374

Estimated living cost  is ₽35354 per week

₽23645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3728
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽14169
₽17450
₽22257
₽2860
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
89 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 009
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
18 358
trade
-
-
-
8 088
total
-
-
-
33 603
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 086
-
89 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 360
-
18 358
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
-
1 009
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
12 858
-
25 515
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
34 914
89 000
-
-
trade
5 988
15 263
-
-
income
5 238
13 350
-
-
chamber of commerce
186
261
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

289
734
-
-
total
11 701
29 608
-
-
Dividends
23 214
59 391
-
-
withholding
5 462
14 506
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

301
798
-
-
total
5 763
15 304
-
-
Income
89 000
89 000
89 000
89 000
Total tax
30 322
44 912
25 515
33 603
After tax
58 678
44 088
63 485
55 397
Living cost
41 228
41 228
41 228
41 228
Free-cash
17 450
2 860
22 257
14 169

Estimated living cost  is ₽41228 per week

₽30111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3298
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7284
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽25675
₽32903
₽23956
₽35766
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 000
surtax
-
-
-
2 029
unemployment
-
-
-
205
health
-
-
-
6 319
pensions
-
-
-
17 801
income
-
-
-
16 757
other
-
-
-
-
total
-
-
-
43 111
Employee
30 307
-
73 522
-
unemployment
2 109
-
5 117
-
other
-
-
-
-
income
5 081
-
15 628
-
surtax
108
-
1 829
-
pensions
2 022
-
4 903
-
health
774
-
1 875
-
total
10 094
-
29 352
-
Employer
30 307
-
73 522
-
pensions
4 041
-
9 801
-
other
-
-
-
-
health
1 378
-
3 346
-
unemployment
962
-
2 331
-
total
6 381
-
15 478
-
Corporate
52 312
89 000
-
-
income
13 601
23 140
-
-
total
13 601
23 140
-
-
Dividends
38 711
65 860
-
-
withholding
5 807
9 880
-
-
total
5 807
9 880
-
-
Income
89 000
89 000
89 000
89 000
Total tax
35 883
33 020
44 830
43 111
After tax
53 117
55 980
44 170
45 889
Living cost
20 214
20 214
20 214
20 214
Free-cash
32 903
35 766
23 956
25 675

Estimated living cost  is ₽20214 per week

₽12204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽26030
₽33320
₽24311
₽36121
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 000
surtax
-
-
-
2 029
unemployment
-
-
-
205
health
-
-
-
6 319
pensions
-
-
-
17 801
income
-
-
-
16 757
other
-
-
-
-
total
-
-
-
43 111
Employee
29 761
-
73 522
-
unemployment
2 072
-
5 117
-
other
-
-
-
-
income
4 989
-
15 628
-
surtax
97
-
1 829
-
pensions
1 985
-
4 903
-
health
760
-
1 875
-
total
9 903
-
29 352
-
Employer
29 761
-
73 522
-
pensions
3 967
-
9 801
-
other
-
-
-
-
health
1 354
-
3 346
-
unemployment
943
-
2 331
-
total
6 264
-
15 478
-
Corporate
52 975
89 000
-
-
income
13 774
23 140
-
-
total
13 774
23 140
-
-
Dividends
39 201
65 860
-
-
withholding
5 880
9 880
-
-
total
5 880
9 880
-
-
Income
89 000
89 000
89 000
89 000
Total tax
35 821
33 020
44 830
43 111
After tax
53 179
55 980
44 170
45 889
Living cost
19 859
19 859
19 859
19 859
Free-cash
33 320
36 121
24 311
26 030

Estimated living cost  is ₽19859 per week

₽12143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5426
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽43789
₽32678
₽33728
₽32308
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 000
unemployment
-
-
-
1 335
health
-
-
-
6 230
pensions
-
-
-
8 900
income
-
-
-
10 880
total
-
-
-
27 345
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
74 477
-
unemployment
387
154
1 117
-
income
3 153
1 255
9 105
-
pensions
2 579
1 026
7 448
-
health
1 805
718
5 213
-
total
7 924
3 153
22 883
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
74 477
-
pensions
5 029
2 001
14 523
-
total
5 029
2 001
14 523
-
Corporate
58 182
76 735
-
-
income
5 236
6 906
-
-
total
5 236
6 906
-
-
Dividends
52 945
69 829
-
-
withholding
10 060
13 267
-
-
social contributions
10 207
13 499
-
-
total
20 267
26 766
-
-
Income
89 000
89 000
89 000
89 000
Total tax
38 456
38 826
37 406
27 345
After tax
50 544
50 174
51 594
61 655
Living cost
17 866
17 866
17 866
17 866
Free-cash
32 678
32 308
33 728
43 789

Estimated living cost  is ₽17866 per week

₽12192
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3855
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽10061
₽11240
₽10760
₽11965
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 000
national
-
-
-
14 423
pensions
-
-
-
10 680
social contributions
-
-
-
957
municipal
-
-
-
9 308
total
-
-
-
35 368
Employee
67 543
-
76 940
-
municipal
8 343
-
9 652
-
national
12 928
-
14 957
-
pensions
2 702
-
3 078
-
total
23 973
-
27 687
-
Employer
67 543
-
76 940
-
pensions
5 403
-
6 155
-
social contributions
726
-
827
-
total
6 129
-
6 982
-
Corporate
10 869
89 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

2 174
17 800
-
-
total
2 174
17 800
-
-
Dividends
8 695
71 200
-
-
withholding
1 913
15 664
-
-
total
1 913
15 664
-
-
Income
89 000
89 000
89 000
89 000
Total tax
34 189
33 464
34 669
35 368
After tax
54 811
55 536
54 331
53 632
Living cost
43 571
43 571
43 571
43 571
Free-cash
11 240
11 965
10 760
10 061

Estimated living cost  is ₽43571 per week

₽29615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽9114
₽13021
₽9114
₽11033
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 000
social contributions
-
-
-
7 895
income
-
-
-
20 725
total
-
-
-
28 620
Employee
70 397
-
89 000
-
social contributions
5 848
-
7 895
-
income
13 284
-
20 725
-
total
19 132
-
28 620
-
Employer
70 397
-
89 000
-
total
-
-
-
-
Corporate
18 603
89 000
-
-
income
2 326
11 125
-
-
total
2 326
11 125
-
-
Dividends
16 277
77 875
-
-
withholding
3 255
15 576
-
-
total
3 255
15 576
-
-
Income
89 000
89 000
89 000
89 000
Total tax
24 713
26 701
28 620
28 620
After tax
64 287
62 299
60 380
60 380
Living cost
51 266
51 266
51 266
51 266
Free-cash
13 021
11 033
9 114
9 114

Estimated living cost  is ₽51266 per week

₽39002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4177
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽7789
₽4810
₽3556
₽9511
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 000
national
-
-
-
18 837
regional
-
-
-
980
social contributions
-
-
-
22 890
municipal
-
-
-
529
total
-
-
-
43 236
Employee
79 983
-
89 000
-
municipal
424
-
471
-
national
13 859
-
16 131
-
social contributions
26 970
-
30 010
-
regional
755
-
857
-
total
42 008
-
47 469
-
Employer
79 983
-
89 000
-
total
-
-
-
-
Corporate
9 017
89 000
-
-
nationa
2 164
21 360
-
-
municipal
352
3 470
-
-
total
2 516
24 830
-
-
Dividends
6 502
64 170
-
-
withholding
1 691
16 684
-
-
total
1 691
16 684
-
-
Income
89 000
89 000
89 000
89 000
Total tax
46 215
41 514
47 469
43 236
After tax
42 785
47 486
41 531
45 764
Living cost
37 975
37 975
37 975
37 975
Free-cash
4 810
9 511
3 556
7 789

Estimated living cost  is ₽37975 per week

₽26472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽21160
₽20539
₽16947
₽22538
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
89 000
national
-
-
-
18 837
regional
-
-
-
1 341
social contributions
-
-
-
22 890
municipal
-
-
-
529
total
-
-
-
43 597
Employee
49 922
-
89 000
-
municipal
265
-
471
-
national
7 909
-
16 131
-
social contributions
16 834
-
30 010
-
regional
672
-
1 198
-
total
25 680
-
47 810
-
Employer
49 922
-
89 000
-
total
-
-
-
-
Corporate
39 078
89 000
-
-
nationa
9 379
21 360
-
-