Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 88500
per

Your estimated
City
free-cash

Andorra , Andorra
₽39842
₽48692
₽42256
₽51803
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
88 500
social contributions
-
-
-
19 470
income
-
-
-
1 341
total
-
-
-
20 811
Employee
29 782
-
76 623
-
social contributions
1 936
-
4 982
-
income
-
-
1 538
-
total
1 936
-
6 520
-
Employer
29 782
-
76 623
-
social contributions
4 616
-
11 877
-
total
4 616
-
11 877
-
Corporate
54 101
88 500
-
-
income
5 409
8 850
-
-
total
5 409
8 850
-
-
Dividends
48 692
79 650
-
-
total
-
-
-
-
Income
88 500
88 500
88 500
88 500
Total tax
11 961
8 850
18 397
20 811
After tax
76 539
79 650
70 103
67 689
Living cost
27 847
27 847
27 847
27 847
Free-cash
48 692
51 803
42 256
39 842

Estimated living cost  is ₽27847 per week

₽18005
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2099
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7218
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽15780
₽19765
-₽2143
₽20224
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
88 500
surtax
-
-
-
-
unemployment
-
-
-
5 682
health
-
-
-
6 770
chamber of commerce
-
-
-
353
pensions
-
-
-
16 372
income
-
-
-
13 988
total
-
-
-
43 165
Employee
40 495
36 918
68 721
-
unemployment
1 215
1 108
2 062
-
other
404
369
687
-
income
3 607
2 723
12 561
-
pensions
4 147
3 780
7 037
-
health
1 566
1 429
2 660
-
total
10 939
9 409
25 007
-
Employer
40 495
36 918
68 721
-
pensions
5 082
4 634
8 625
-
surtax
-
-
-
-
payroll
1 215
1 108
2 062
-
other
1 923
1 753
3 265
-
health
1 531
1 396
2 598
-
accident
526
480
893
-
unemployment
1 215
1 108
2 062
-
chamber of commerce
162
148
274
-
total
11 654
10 627
19 779
-
Corporate
36 352
40 957
65 205
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

9 089
10 238
16 302
-
total
9 089
10 238
16 302
-
Dividends
27 263
30 719
-
-
withholding
7 498
8 447
-
-
total
7 498
8 447
-
-
Income
88 500
88 500
88 500
88 500
Total tax
39 180
38 721
61 088
43 165
After tax
49 320
49 779
27 412
45 335
Living cost
29 555
29 555
29 555
29 555
Free-cash
19 765
20 224
-2 143
15 780

Estimated living cost  is ₽29555 per week

₽17729
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3018
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽527
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8280
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽12510
₽15607
-₽5262
₽17036
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
88 500
surtax
-
-
-
183
unemployment
-
-
-
5 682
health
-
-
-
6 770
chamber of commerce
-
-
-
353
pensions
-
-
-
16 372
income
-
-
-
13 988
total
-
-
-
43 348
Employee
46 296
36 918
68 580
-
unemployment
1 389
1 108
2 057
-
other
462
369
686
-
income
5 270
2 723
12 512
-
pensions
4 741
3 780
7 023
-
health
1 791
1 429
2 655
-
total
13 653
9 409
24 933
-
Employer
46 296
36 918
68 580
-
pensions
5 810
4 634
8 607
-
surtax
183
183
183
-
payroll
1 389
1 108
2 057
-
other
2 199
1 753
3 258
-
health
1 749
1 396
2 593
-
accident
601
480
891
-
unemployment
1 389
1 108
2 057
-
chamber of commerce
185
148
274
-
total
13 505
10 810
19 920
-
Corporate
28 699
40 774
65 064
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

7 174
10 193
16 267
-
total
7 174
10 193
16 267
-
Dividends
21 525
30 582
-
-
withholding
5 919
8 410
-
-
total
5 919
8 410
-
-
Income
88 500
88 500
88 500
88 500
Total tax
40 251
38 822
61 120
43 348
After tax
48 249
49 678
27 380
45 152
Living cost
32 642
32 642
32 642
32 642
Free-cash
15 607
17 036
-5 262
12 510

Estimated living cost  is ₽32642 per week

₽21771
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2785
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7551
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽8295
₽1979
₽970
₽15874
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
88 500
national
-
-
-
28 351
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 495
social contributions
-
-
-
13 582
total
-
-
-
46 428
Employee

The minimum management director salary is set at €45,000 per year.

66 264
-
68 545
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

577
-
596
-
national
20 372
-
21 265
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 456
-
3 576
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 970
-
5 140
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 113
-
3 221
-
total
32 488
-
33 798
-
Employer

The minimum management director salary is set at €45,000 per year.

66 264
-
68 545
-
surtax
7 514
-
7 774
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 872
-
6 074
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 075
-
4 216
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

861
-
891
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

967
-
1 000
-
total
19 289
-
19 955
-
Corporate
2 947
88 500
-
-
income
589
17 699
-
-
surtax
12
353
-
-
total
601
18 052
-
-
Dividends
2 346
70 447
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

366
20 797
-
-
total
366
20 797
-
-
Income
88 500
88 500
88 500
88 500
Total tax
52 744
38 849
53 753
46 428
After tax
35 756
49 651
34 747
42 072
Living cost
33 777
33 777
33 777
33 777
Free-cash
1 979
15 874
970
8 295

Estimated living cost  is ₽33777 per week

₽21757
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2953
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8539
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽50682
₽54113
₽53349
₽59753
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
88 500
unemployment
-
-
-
129
health
-
-
-
3 716
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 783
income
-
-
-
13 275
total
-
-
-
21 903
Employee
21 074
-
82 160
-
accident

We are using the highest rate at 1.1%.

232
-
355
-
income
2 108
-
8 216
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 850
-
2 838
-
health
970
-
1 487
-
total
5 160
-
12 896
-
Employer
21 074
-
82 160
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 322
-
3 561
-
health
1 454
-
2 230
-
accident

We are using the highest rate at 1.1%.

232
-
355
-
unemployment
127
-
194
-
total
4 135
-
6 340
-
Corporate
63 291
88 500
-
-
income
6 329
8 850
-
-
total
6 329
8 850
-
-
Dividends
56 962
79 650
-
-
withholding
2 848
3 982
-
-
total
2 848
3 982
-
-
Income
88 500
88 500
88 500
88 500
Total tax
18 472
12 832
19 236
21 903
After tax
70 028
75 668
69 264
66 597
Living cost
15 915
15 915
15 915
15 915
Free-cash
54 113
59 753
53 349
50 682

Estimated living cost  is ₽15915 per week

₽10526
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽911
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽380
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4099
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽54467
₽59240
₽57134
₽63538
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
88 500
unemployment
-
-
-
129
health
-
-
-
3 716
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 783
income
-
-
-
13 275
total
-
-
-
21 903
Employee
16 062
-
82 160
-
accident

We are using the highest rate at 1.1%.

177
-
355
-
income
1 606
-
8 216
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 410
-
2 838
-
health
739
-
1 487
-
total
3 932
-
12 896
-
Employer
16 062
-
82 160
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 770
-
3 561
-
health
1 109
-
2 230
-
accident

We are using the highest rate at 1.1%.

177
-
355
-
unemployment
96
-
194
-
total
3 152
-
6 340
-
Corporate
69 286
88 500
-
-
income
6 928
8 850
-
-
total
6 928
8 850
-
-
Dividends
62 358
79 650
-
-
withholding
3 118
3 982
-
-
total
3 118
3 982
-
-
Income
88 500
88 500
88 500
88 500
Total tax
17 130
12 832
19 236
21 903
After tax
71 370
75 668
69 264
66 597
Living cost
12 130
12 130
12 130
12 130
Free-cash
59 240
63 538
57 134
54 467

Estimated living cost  is ₽12130 per week

₽7082
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽866
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽321
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3861
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽41899
₽38317
₽41809
₽43357
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
88 500
health
-
-
-
2 257
social contributions
-
-
-
13 805
income
-
-
-
9 091
total
-
-
-
25 153
Employee
71 234
71 234
80 345
-
income
7 756
6 594
9 054
-
social contributions
2 693
5 912
6 668
-
health
552
1 211
1 366
-
total
11 001
13 717
17 088
-
Employer
71 234
71 234
80 345
-
social contributions
2 693
5 912
6 668
-
health
599
1 318
1 487
-
total
3 292
7 230
8 155
-
Corporate
52 758
10 035
-
-
income
6 594
1 255
-
-
total
6 594
1 255
-
-
Dividends
46 163
8 780
-
-
withholding
7 848
1 493
-
-
total
7 848
1 493
-
-
Income
88 500
88 500
88 500
88 500
Total tax
28 735
23 695
25 243
25 153
After tax
59 765
64 805
63 257
63 347
Living cost
21 448
21 448
21 448
21 448
Free-cash
38 317
43 357
41 809
41 899

Estimated living cost  is ₽21448 per week

₽12854
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2104
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽475
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6016
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽33300
₽30918
₽33210
₽34758
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
88 500
health
-
-
-
2 257
social contributions
-
-
-
13 805
income
-
-
-
9 091
total
-
-
-
25 153
Employee
71 234
71 234
80 345
-
income
7 480
6 594
9 054
-
social contributions
3 461
5 912
6 668
-
health
708
1 211
1 366
-
total
11 649
13 717
17 088
-
Employer
71 234
71 234
80 345
-
social contributions
3 461
5 912
6 668
-
health
772
1 318
1 487
-
total
4 233
7 230
8 155
-
Corporate
42 570
10 035
-
-
income
5 321
1 255
-
-
total
5 321
1 255
-
-
Dividends
37 248
8 780
-
-
withholding
6 332
1 493
-
-
total
6 332
1 493
-
-
Income
88 500
88 500
88 500
88 500
Total tax
27 535
23 695
25 243
25 153
After tax
60 965
64 805
63 257
63 347
Living cost
30 047
30 047
30 047
30 047
Free-cash
30 918
34 758
33 210
33 300

Estimated living cost  is ₽30047 per week

₽20540
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2347
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽505
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6656
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽21692
₽31883
₽23500
₽39521
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
88 500
health
-
-
-
11 948
social contributions
-
-
-
25 842
income
-
-
-
7 607
solidarity contribution
-
-
-
-
total
-
-
-
45 397
Employee
31 487
-
66 045
-
income
3 778
-
7 925
-
social contributions
2 047
-
4 293
-
health
4 251
-
8 916
-
solidarity contribution
-
-
-
-
total
10 076
-
21 134
-
Employer
31 487
-
66 045
-
social contributions
7 872
-
16 511
-
health
2 834
-
5 944
-
total
10 706
-
22 455
-
Corporate
46 307
88 500
-
-
income
8 798
16 815
-
-
total
8 798
16 815
-
-
Dividends
37 509
71 685
-
-
withholding
5 626
10 753
-
-
total
5 626
10 753
-
-
Income
88 500
88 500
88 500
88 500
Total tax
35 206
27 568
43 589
45 397
After tax
53 294
60 932
44 911
43 103
Living cost
21 411
21 411
21 411
21 411
Free-cash
31 883
39 521
23 500
21 692

Estimated living cost  is ₽21411 per week

₽14872
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1523
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽421
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4595
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽16719
₽25136
₽18527
₽34548
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
88 500
health
-
-
-
11 948
social contributions
-
-
-
25 842
income
-
-
-
7 607
solidarity contribution
-
-
-
-
total
-
-
-
45 397
Employee
38 800
-
66 045
-
income
4 656
-
7 925
-
social contributions
2 522
-
4 293
-
health
5 238
-
8 916
-
solidarity contribution
-
-
-
-
total
12 416
-
21 134
-
Employer
38 800
-
66 045
-
social contributions
9 700
-
16 511
-
health
3 492
-
5 944
-
total
13 192
-
22 455
-
Corporate
36 508
88 500
-
-
income
6 936
16 815
-
-
total
6 936
16 815
-
-
Dividends
29 571
71 685
-
-
withholding
4 436
10 753
-
-
total
4 436
10 753
-
-
Income
88 500
88 500
88 500
88 500
Total tax
36 980
27 568
43 589
45 397
After tax
51 520
60 932
44 911
43 103
Living cost
26 384
26 384
26 384
26 384
Free-cash
25 136
34 548
18 527
16 719

Estimated living cost  is ₽26384 per week

₽19621
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽456
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4845
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽10414
-₽113911
-₽113911
-₽113911
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
88 500
national
-
-
-
9 319
pensions
-
-
-
805
municipal
-
-
-
16 204
labour market
-
-
-
7 016
total
-
-
-
33 344
Employee
188 843
188 843
188 843
-
municipal
40 213
40 213
40 213
-
national
23 071
23 071
23 071
-
pensions
268
268
268
-
labour market
15 086
15 086
15 086
-
total
78 638
78 638
78 638
-
Employer
188 843
188 843
188 843
-
pensions
537
537
537
-
labour market
15 107
15 107
15 107
-
municipal
40 277
40 277
40 277
-
national
23 111
23 111
23 111
-
total
79 032
79 032
79 032
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
88 500
88 500
88 500
88 500
Total tax
157 670
157 670
157 670
33 344
After tax
-69 170
-69 170
-69 170
55 156
Living cost
44 742
44 742
44 742
44 742
Free-cash
-113 911
-113 911
-113 911
10 414

Estimated living cost  is ₽44742 per week

₽30622
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3958
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽688
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9474
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽25061
₽42670
₽28637
₽48426
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
88 500
health
-
-
-
11 504
pensions
-
-
-
17 701
income
-
-
-
11 859
total
-
-
-
41 064
Employee
26 280
-
66 144
-
unemployment
420
-
1 058
-
income
2 959
-
12 752
-
pensions
526
-
1 322
-
total
3 905
-
15 132
-
Employer
26 280
-
66 144
-
pensions
5 256
-
13 229
-
health
3 416
-
8 598
-
unemployment
211
-
529
-
total
8 883
-
22 356
-
Corporate
53 337
88 500
-
-
income
10 667
17 699
-
-
total
10 667
17 699
-
-
Dividends
42 670
70 801
-
-
total
-
-
-
-
Income
88 500
88 500
88 500
88 500
Total tax
23 455
17 699
37 488
41 064
After tax
65 045
70 801
51 012
47 436
Living cost
22 375
22 375
22 375
22 375
Free-cash
42 670
48 426
28 637
25 061

Estimated living cost  is ₽22375 per week

₽15347
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1333
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽450
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5246
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽27741
₽21154
₽15253
₽23596
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
88 500
national
-
-
-
8 462
health
-
-
-
976
municipal
-
-
-
15 755
total
-
-
-
25 193
Employee
48 739
-
74 452
-
unemployment
731
-
1 116
-
municipal
7 983
-
12 158
-
national
805
-
4 574
-
pensions
3 289
-
5 026
-
health
364
-
759
-
total
13 172
-
23 633
-
Employer
48 739
-
74 452
-
pensions
8 456
-
12 918
-
health
374
-
573
-
accident
49
-
74
-
unemployment
316
-
483
-
total
9 195
-
14 048
-
Corporate
30 565
88 500
-
-
income
6 112
17 699
-
-
total
6 112
17 699
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

18 340
53 101
-
-
municipal
3 301
9 558
-
-
national
-
2 081
-
-
total
3 301
11 639
-
-
Income
88 500
88 500
88 500
88 500
Total tax
31 780
29 338
37 681
25 193
After tax
56 720
59 162
50 819
63 307
Living cost
35 566
35 566
35 566
35 566
Free-cash
21 154
23 596
15 253
27 741

Estimated living cost  is ₽35566 per week

₽23232
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3421
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽566
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8349
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽22525
₽21195
₽21835
₽16052
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
88 500
surtax
-
-
-
-
health
-
-
-
1 412
pensions
-
-
-
22 898
social contributions
-
-
-
2 521
income
-
-
-
7 844
other
-
-
-
2 746
total
-
-
-
37 421
Employee
35 391
-
67 439
-
income
1 825
-
7 503
-
surtax
-
-
-
-
social contributions
1 009
-
1 921
-
pensions
4 003
-
7 626
-
total
6 837
-
17 050
-
Employer
35 391
-
67 439
-
pensions
5 815
-
11 081
-
social contributions
105
-
202
-
other
1 222
-
2 326
-
health
2 477
-
4 720
-
unemployment
1 433
-
2 732
-
total
11 052
-
21 061
-
Corporate
42 057
88 500
-
-
income
11 777
24 780
-
-
surtax
-
-
-
-
total
11 777
24 780
-
-
Dividends
30 280
63 720
-
-
withholding
3 876
8 155
-
-
social contributions
5 209
10 959
-
-
surtax
-
-
-
-
total
9 085
19 114
-
-
Income
88 500
88 500
88 500
88 500
Total tax
38 751
43 894
38 111
37 421
After tax
49 749
44 606
50 389
51 079
Living cost
28 554
28 554
28 554
28 554
Free-cash
21 195
16 052
21 835
22 525

Estimated living cost  is ₽28554 per week

₽16560
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2901
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8553
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽19384
₽18381
₽18694
₽12911
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
88 500
surtax
-
-
-
-
health
-
-
-
1 412
pensions
-
-
-
22 898
social contributions
-
-
-
2 521
income
-
-
-
7 844
other
-
-
-
2 746
total
-
-
-
37 421
Employee
39 648
-
67 439
-
income
2 340
-
7 503
-
surtax
-
-
-
-
social contributions
1 130
-
1 921
-
pensions
4 483
-
7 626
-
total
7 953
-
17 050
-
Employer
39 648
-
67 439
-
pensions
6 513
-
11 081
-
social contributions
120
-
202
-
other
1 368
-
2 326
-
health
2 776
-
4 720
-
unemployment
1 605
-
2 732
-
total
12 382
-
21 061
-
Corporate
36 471
88 500
-
-
income
10 212
24 780
-
-
surtax
-
-
-
-
total
10 212
24 780
-
-
Dividends
26 259
63 720
-
-
withholding
3 361
8 155
-
-
social contributions
4 516
10 959
-
-
surtax
-
-
-
-
total
7 877
19 114
-
-
Income
88 500
88 500
88 500
88 500
Total tax
38 424
43 894
38 111
37 421
After tax
50 076
44 606
50 389
51 079
Living cost
31 694
31 694
31 694
31 694
Free-cash
18 381
12 911
18 694
19 384

Estimated living cost  is ₽31694 per week

₽19985
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2577
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽540
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8595
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽6336
₽6229
₽5646
-₽137
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
88 500
surtax
-
-
-
-
health
-
-
-
1 412
pensions
-
-
-
22 898
social contributions
-
-
-
2 521
income
-
-
-
7 844
other
-
-
-
2 746
total
-
-
-
37 421
Employee
58 021
-
67 439
-
income
5 062
-
7 503
-
surtax
-
-
-
-
social contributions
1 652
-
1 921
-
pensions
6 563
-
7 626
-
total
13 277
-
17 050
-
Employer
58 021
-
67 439
-
pensions
9 534
-
11 081
-
social contributions
174
-
202
-
other
2 002
-
2 326
-
health
4 061
-
4 720
-
unemployment
2 350
-
2 732
-
total
18 121
-
21 061
-
Corporate
12 358
88 500
-
-
income
3 460
24 780
-
-
surtax
-
-
-
-
total
3 460
24 780
-
-
Dividends
8 898
63 720
-
-
withholding
1 139
8 155
-
-
social contributions
1 531
10 959
-
-
surtax
-
-
-
-
total
2 670
19 114
-
-
Income
88 500
88 500
88 500
88 500
Total tax
37 528
43 894
38 111
37 421
After tax
50 972
44 606
50 389
51 079
Living cost
44 743
44 743
44 743
44 743
Free-cash
6 229
-137
5 646
6 336

Estimated living cost  is ₽44743 per week

₽30281
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3660
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽614
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10187
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽81669
₽77015
₽64854
₽78129
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
88 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
885
total
-
-
-
885
Employee
7 432
-
88 500
-
income
1 486
-
17 700
-
total
1 486
-
17 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

81 068
88 500
-
-
total
-
-
-
-
Dividends
81 068
88 500
-
-
withholding
4 053
4 425
-
-
total
4 053
4 425
-
-
Income
88 500
88 500
88 500
88 500
Total tax
5 539
4 425
17 700
885
After tax
82 961
84 075
70 800
87 615
Living cost
5 946
5 946
5 946
5 946
Free-cash
77 015
78 129
64 854
81 669

Estimated living cost  is ₽5946 per week

₽3685
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽163
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1603
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽78350
₽73073
₽61535
₽74810
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
88 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
885
total
-
-
-
885
Employee
11 581
-
88 500
-
income
2 316
-
17 700
-
total
2 316
-
17 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

76 919
88 500
-
-
total
-
-
-
-
Dividends
76 919
88 500
-
-
withholding
3 846
4 425
-
-
total
3 846
4 425
-
-
Income
88 500
88 500
88 500
88 500
Total tax
6 162
4 425
17 700
885
After tax
82 338
84 075
70 800
87 615
Living cost
9 265
9 265
9 265
9 265
Free-cash
73 073
74 810
61 535
78 350

Estimated living cost  is ₽9265 per week

₽6270
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽311
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽21212
₽22024
₽27731
₽9905
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
88 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
974
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 329
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
17 701
trade
-
-
-
6 519
total
-
-
-
31 523
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 093
-
88 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 790
-
17 701
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

209
-
974
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 329
-
6 329
-
total
10 328
-
25 004
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
42 407
88 500
-
-
trade
6 086
12 700
-
-
income
6 360
13 274
-
-
chamber of commerce
202
271
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
730
-
-
total
12 998
26 975
-
-
Dividends
29 408
61 526
-
-
withholding
7 000
15 029
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

385
826
-
-
total
7 385
15 855
-
-
Income
88 500
88 500
88 500
88 500
Total tax
30 711
42 830
25 004
31 523
After tax
57 789
45 670
63 496
56 977
Living cost
35 765
35 765
35 765
35 765
Free-cash
22 024
9 905
27 731
21 212

Estimated living cost  is ₽35765 per week

₽24671
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3848
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6726
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽28282
₽26949
₽35437
₽16701
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
88 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
974
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 329
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
17 701
trade
-
-
-
7 155
total
-
-
-
32 159
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

35 432
-
88 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

990
-
17 701
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

54
-
974
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 329
-
6 329
-
total
7 373
-
25 004
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
53 068
88 500
-
-
trade
8 357
13 939
-
-
income
7 960
13 274
-
-
chamber of commerce
216
267
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

438
730
-
-
total
16 971
28 210
-
-
Dividends
36 096
60 290
-
-
withholding
8 672
14 720
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

476
810
-
-
total
9 148
15 530
-
-
Income
88 500
88 500
88 500
88 500
Total tax
33 492
43 740
25 004
32 159
After tax
55 008
44 760
63 496
56 341
Living cost
28 059
28 059
28 059
28 059
Free-cash
26 949
16 701
35 437
28 282

Estimated living cost  is ₽28059 per week

₽17650
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3272
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6614
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽19631
₽20927
₽27104
₽7912
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
88 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
974
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 329
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
17 701
trade
-
-
-
7 473
total
-
-
-
32 477
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 979
-
88 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 036
-
17 701
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

222
-
974
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 329
-
6 329
-
total
10 587
-
25 004
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
41 521
88 500
-
-
trade
6 830
14 558
-
-
income
6 229
13 274
-
-
chamber of commerce
200
267
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

343
730
-
-
total
13 602
28 829
-
-
Dividends
27 920
59 671
-
-
withholding
6 628
14 565
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

364
802
-
-
total
6 992
15 367
-
-
Income
88 500
88 500
88 500
88 500
Total tax
31 181
44 196
25 004
32 477
After tax
57 319
44 304
63 496
56 023
Living cost
36 392
36 392
36 392
36 392
Free-cash
20 927
7 912
27 104
19 631

Estimated living cost  is ₽36392 per week

₽24339
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3838
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽543
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7672
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽13267
₽16433
₽21058
₽1412
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
88 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
974
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 329
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
17 701
trade
-
-
-
7 791
total
-
-
-
32 795
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

55 674
-
88 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 547
-
17 701
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

360
-
974
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 329
-
6 329
-
total
13 236
-
25 004
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
32 826
88 500
-
-
trade
5 629
15 178
-
-
income
4 924
13 274
-
-
chamber of commerce
186
265
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

271
730
-
-
total
11 010
29 447
-
-
Dividends
21 816
59 052
-
-
withholding
5 102
14 410
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

281
793
-
-
total
5 383
15 203
-
-
Income
88 500
88 500
88 500
88 500
Total tax
29 629
44 650
25 004
32 795
After tax
58 871
43 850
63 496
55 705
Living cost
42 438
42 438
42 438
42 438
Free-cash
16 433
1 412
21 058
13 267

Estimated living cost  is ₽42438 per week

₽30995
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3395
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽552
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7498
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽25147
₽31912
₽23439
₽34858
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
88 500
surtax
-
-
-
1 941
unemployment
-
-
-
211
health
-
-
-
6 283
pensions
-
-
-
17 699
income
-
-
-
16 411
other
-
-
-
-
total
-
-
-
42 545
Employee
31 197
-
73 111
-
unemployment
2 171
-
5 089
-
other
-
-
-
-
income
5 230
-
15 291
-
surtax
111
-
1 744
-
pensions
2 081
-
4 877
-
health
796
-
1 863
-
total
10 389
-
28 864
-
Employer
31 197
-
73 111
-
pensions
4 159
-
9 746
-
other
-
-
-
-
health
1 419
-
3 326
-
unemployment
990
-
2 317
-
total
6 568
-
15 389
-
Corporate
50 735
88 500
-
-
income
13 192
23 010
-
-
total
13 192
23 010
-
-
Dividends
37 543
65 490
-
-
withholding
5 631
9 824
-
-
total
5 631
9 824
-
-
Income
88 500
88 500
88 500
88 500
Total tax
35 780
32 834
44 253
42 545
After tax
52 720
55 666
44 247
45 955
Living cost
20 808
20 808
20 808
20 808
Free-cash
31 912
34 858
23 439
25 147

Estimated living cost  is ₽20808 per week

₽12563
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1809
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5954
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽25513
₽32342
₽23805
₽35224
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
88 500
surtax
-
-
-
1 941
unemployment
-
-
-
211
health
-
-
-
6 283
pensions
-
-
-
17 699
income
-
-
-
16 411
other
-
-
-
-
total
-
-
-
42 545
Employee
30 635
-
73 111
-
unemployment
2 132
-
5 089
-
other
-
-
-
-
income
5 135
-
15 291
-
surtax
100
-
1 744
-
pensions
2 043
-
4 877
-
health
782
-
1 863
-
total
10 192
-
28 864
-
Employer
30 635
-
73 111
-
pensions
4 084
-
9 746
-
other
-
-
-
-
health
1 394
-
3 326
-
unemployment
970
-
2 317
-
total
6 448
-
15 389
-
Corporate
51 417
88 500
-
-
income
13 368
23 010
-
-
total
13 368
23 010
-
-
Dividends
38 049
65 490
-
-
withholding
5 708
9 824
-
-
total
5 708
9 824
-
-
Income
88 500
88 500
88 500
88 500
Total tax
35 716
32 834
44 253
42 545
After tax
52 784
55 666
44 247
45 955
Living cost
20 442
20 442
20 442
20 442
Free-cash
32 342
35 224
23 805
25 513

Estimated living cost  is ₽20442 per week

₽12499
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1886
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽471
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5585
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽42779
₽31763
₽32775
₽31378
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
88 500
unemployment
-
-
-
1 328
health
-
-
-
6 195
pensions
-
-
-
8 850
income
-
-
-
10 819
total
-
-
-
27 192
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 747
10 645
74 059
-
unemployment
401
160
1 111
-
income
3 270
1 301
9 054
-
pensions
2 675
1 064
7 406
-
health
1 872
745
5 184
-
total
8 218
3 270
22 755
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 747
10 645
74 059
-
pensions
5 216
2 076
14 441
-
total
5 216
2 076
14 441
-
Corporate
56 538
75 780
-
-
income
5 088
6 820
-
-
total
5 088
6 820
-
-
Dividends
51 449
68 959
-
-
withholding
9 775
13 102
-
-
social contributions
9 911
13 325
-
-
total
19 686
26 427
-
-
Income
88 500
88 500
88 500
88 500
Total tax
38 208
38 593
37 196
27 192
After tax
50 292
49 907
51 304
61 308
Living cost
18 529
18 529
18 529
18 529
Free-cash
31 763
31 378
32 775
42 779

Estimated living cost  is ₽18529 per week

₽12644
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1516
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽370
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3998
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽8671
₽9730
₽9366
₽10475
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
88 500
national
-
-
-
14 288
pensions
-
-
-
10 620
social contributions
-
-
-
951
municipal
-
-
-
9 221
total
-
-
-
35 080
Employee
69 369
-
76 507
-
municipal
8 568
-
9 563
-
national
13 277
-
14 819
-
pensions
2 775
-
3 060
-
total
24 620
-
27 442
-
Employer
69 369
-
76 507
-
pensions
5 550
-
6 121
-
social contributions
746
-
822
-
total
6 296
-
6 943
-
Corporate
8 258
88 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

1 652
17 700
-
-
total
1 652
17 700
-
-
Dividends
6 606
70 800
-
-
withholding
1 453
15 576
-
-
total
1 453
15 576
-
-
Income
88 500
88 500
88 500
88 500
Total tax
34 021
33 276
34 385
35 080
After tax
54 479
55 224
54 115
53 420
Living cost
44 749
44 749
44 749
44 749
Free-cash
9 730
10 475
9 366
8 671

Estimated living cost  is ₽44749 per week

₽30415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4160
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽670
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9504
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽7857
₽11225
₽7857
₽9178
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
88 500
social contributions
-
-
-
7 784
income
-
-
-
20 088
total
-
-
-
27 872
Employee
72 463
-
88 500
-
social contributions
6 020
-
7 784
-
income
13 674
-
20 088
-
total
19 694
-
27 872
-
Employer
72 463
-
88 500
-
total
-
-
-
-
Corporate
16 037
88 500
-
-
income
2 004
11 063
-
-
total
2 004
11 063
-
-
Dividends
14 032
77 437
-
-
withholding
2 806
15 488
-
-
total
2 806
15 488
-
-
Income
88 500
88 500
88 500
88 500
Total tax
24 504
26 551
27 872
27 872
After tax
63 996
61 949
60 628
60 628
Living cost
52 771
52 771
52 771
52 771
Free-cash
11 225
9 178
7 857
7 857

Estimated living cost  is ₽52771 per week

₽40147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4300
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽505
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7819
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽6640
₽3291
₽2432
₽8129
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
88 500
national
-
-
-
18 512
regional
-
-
-
970
social contributions
-
-
-
22 762
municipal
-
-
-
526
total
-
-
-
42 770
Employee
82 331
-
88 500
-
municipal
436
-
469
-
national
14 266
-
15 820
-
social contributions
27 762
-
29 842
-
regional
777
-
847
-
total
43 241
-
46 978
-
Employer
82 331
-
88 500
-
total
-
-
-
-
Corporate
6 169
88 500
-
-
nationa
1 480
21 240
-
-
municipal
241
3 451
-
-
total
1 721
24 691
-
-
Dividends
4 448
63 809
-
-
withholding
1 157
16 590
-
-
total
1 157
16 590
-
-
Income
88 500
88 500
88 500
88 500
Total tax
46 119
41 281
46 978
42 770
After tax
42 381
47 219
41 522
45 730
Living cost
39 090
39 090
39 090
39 090
Free-cash
3 291
8 129
2 432
6 640

Estimated living cost  is ₽39090 per week

₽27249
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2563
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽599
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8677
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽20410
₽19506
₽16223
₽21563
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
88 500
national
-
-
-
18 512
regional
-
-
-
1 335
social contributions
-
-
-
22 762
municipal
-
-
-
526
total
-
-
-
43 135
Employee
51 388
-
88 500
-
municipal
272
-
469
-
national
8 141
-
15 820
-
social contributions
17 328
-
29 842
-
regional
692
-
1 191
-
total
26 433
-
47 322
-
Employer
51 388
-
88 500
-
total
-
-
-
-
Corporate
37 112
88 500
-
-
nationa
8 908
21 240
-
-