Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 87000
per

Your estimated
City
free-cash

Andorra , Andorra
₽39348
₽48086
₽41698
₽51123
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
87 000
social contributions
-
-
-
19 140
income
-
-
-
1 335
total
-
-
-
20 475
Employee
29 066
-
75 325
-
social contributions
1 889
-
4 897
-
income
-
-
1 553
-
total
1 889
-
6 450
-
Employer
29 066
-
75 325
-
social contributions
4 505
-
11 675
-
total
4 505
-
11 675
-
Corporate
53 428
87 000
-
-
income
5 343
8 700
-
-
total
5 343
8 700
-
-
Dividends
48 086
78 300
-
-
total
-
-
-
-
Income
87 000
87 000
87 000
87 000
Total tax
11 737
8 700
18 125
20 475
After tax
75 263
78 300
68 875
66 525
Living cost
27 177
27 177
27 177
27 177
Free-cash
48 086
51 123
41 698
39 348

Estimated living cost  is ₽27177 per week

₽17572
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2049
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7045
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽15665
₽19632
-₽1977
₽20079
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
87 000
surtax
-
-
-
-
unemployment
-
-
-
5 545
health
-
-
-
6 655
chamber of commerce
-
-
-
348
pensions
-
-
-
16 095
income
-
-
-
13 848
total
-
-
-
42 491
Employee
39 521
36 030
67 556
-
unemployment
1 186
1 081
2 026
-
other
395
360
676
-
income
3 521
2 658
12 425
-
pensions
4 047
3 689
6 918
-
health
1 529
1 395
2 615
-
total
10 678
9 183
24 660
-
Employer
39 521
36 030
67 556
-
pensions
4 960
4 523
8 479
-
surtax
-
-
-
-
payroll
1 186
1 081
2 026
-
other
1 877
1 711
3 210
-
health
1 494
1 362
2 553
-
accident
513
468
878
-
unemployment
1 186
1 081
2 026
-
chamber of commerce
158
144
269
-
total
11 374
10 370
19 441
-
Corporate
36 105
40 600
64 126
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

9 026
10 150
16 032
-
total
9 026
10 150
16 032
-
Dividends
27 079
30 450
-
-
withholding
7 446
8 374
-
-
total
7 446
8 374
-
-
Income
87 000
87 000
87 000
87 000
Total tax
38 524
38 077
60 133
42 491
After tax
48 476
48 923
26 867
44 509
Living cost
28 844
28 844
28 844
28 844
Free-cash
19 632
20 079
-1 977
15 665

Estimated living cost  is ₽28844 per week

₽17303
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2946
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽515
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8081
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽12474
₽15575
-₽5022
₽16969
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
87 000
surtax
-
-
-
178
unemployment
-
-
-
5 545
health
-
-
-
6 655
chamber of commerce
-
-
-
348
pensions
-
-
-
16 095
income
-
-
-
13 848
total
-
-
-
42 669
Employee
45 183
36 030
67 417
-
unemployment
1 355
1 081
2 023
-
other
451
360
674
-
income
5 144
2 658
12 377
-
pensions
4 627
3 689
6 904
-
health
1 748
1 395
2 610
-
total
13 325
9 183
24 588
-
Employer
45 183
36 030
67 417
-
pensions
5 670
4 523
8 460
-
surtax
178
178
178
-
payroll
1 355
1 081
2 023
-
other
2 146
1 711
3 202
-
health
1 707
1 362
2 548
-
accident
587
468
877
-
unemployment
1 355
1 081
2 023
-
chamber of commerce
180
144
269
-
total
13 178
10 548
19 580
-
Corporate
28 637
40 422
63 989
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

7 160
10 106
15 997
-
total
7 160
10 106
15 997
-
Dividends
21 477
30 316
-
-
withholding
5 905
8 337
-
-
total
5 905
8 337
-
-
Income
87 000
87 000
87 000
87 000
Total tax
39 568
38 174
60 165
42 669
After tax
47 432
48 826
26 835
44 331
Living cost
31 857
31 857
31 857
31 857
Free-cash
15 575
16 969
-5 022
12 474

Estimated living cost  is ₽31857 per week

₽21247
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2718
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽523
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7369
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽8315
₽2280
₽1154
₽15840
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
87 000
national
-
-
-
27 916
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 416
social contributions
-
-
-
13 388
total
-
-
-
45 720
Employee

The minimum management director salary is set at €45,000 per year.

64 671
-
67 384
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

563
-
587
-
national
19 883
-
20 943
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 373
-
3 514
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 850
-
5 054
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 039
-
3 167
-
total
31 708
-
33 265
-
Employer

The minimum management director salary is set at €45,000 per year.

64 671
-
67 384
-
surtax
7 333
-
7 642
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 730
-
5 971
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 977
-
4 143
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

841
-
877
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

944
-
983
-
total
18 825
-
19 616
-
Corporate
3 504
87 000
-
-
income
700
17 401
-
-
surtax
14
348
-
-
total
714
17 749
-
-
Dividends
2 790
69 251
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

508
20 446
-
-
total
508
20 446
-
-
Income
87 000
87 000
87 000
87 000
Total tax
51 755
38 195
52 881
45 720
After tax
35 245
48 805
34 119
41 280
Living cost
32 965
32 965
32 965
32 965
Free-cash
2 280
15 840
1 154
8 315

Estimated living cost  is ₽32965 per week

₽21234
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2882
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽516
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽49902
₽53267
₽52530
₽58791
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
87 000
unemployment
-
-
-
127
health
-
-
-
3 641
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 686
income
-
-
-
13 050
total
-
-
-
21 504
Employee
20 649
-
80 788
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
income
2 065
-
8 079
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 813
-
2 780
-
health
950
-
1 457
-
total
5 055
-
12 664
-
Employer
20 649
-
80 788
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 275
-
3 489
-
health
1 425
-
2 185
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
unemployment
124
-
190
-
total
4 051
-
6 212
-
Corporate
62 299
87 000
-
-
income
6 230
8 700
-
-
total
6 230
8 700
-
-
Dividends
56 069
78 300
-
-
withholding
2 803
3 915
-
-
total
2 803
3 915
-
-
Income
87 000
87 000
87 000
87 000
Total tax
18 139
12 615
18 876
21 504
After tax
68 861
74 385
68 124
65 496
Living cost
15 594
15 594
15 594
15 594
Free-cash
53 267
58 791
52 530
49 902

Estimated living cost  is ₽15594 per week

₽10314
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽372
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4016
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽53610
₽58287
₽56238
₽62499
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
87 000
unemployment
-
-
-
127
health
-
-
-
3 641
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 686
income
-
-
-
13 050
total
-
-
-
21 504
Employee
15 738
-
80 788
-
accident

We are using the highest rate at 1.1%.

173
-
348
-
income
1 574
-
8 079
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 382
-
2 780
-
health
724
-
1 457
-
total
3 853
-
12 664
-
Employer
15 738
-
80 788
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 735
-
3 489
-
health
1 086
-
2 185
-
accident

We are using the highest rate at 1.1%.

173
-
348
-
unemployment
94
-
190
-
total
3 088
-
6 212
-
Corporate
68 174
87 000
-
-
income
6 818
8 700
-
-
total
6 818
8 700
-
-
Dividends
61 356
78 300
-
-
withholding
3 068
3 915
-
-
total
3 068
3 915
-
-
Income
87 000
87 000
87 000
87 000
Total tax
16 827
12 615
18 876
21 504
After tax
70 173
74 385
68 124
65 496
Living cost
11 886
11 886
11 886
11 886
Free-cash
58 287
62 499
56 238
53 610

Estimated living cost  is ₽11886 per week

₽6939
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽849
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽315
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3783
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽41252
₽37850
₽41161
₽42769
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
87 000
health
-
-
-
2 218
social contributions
-
-
-
13 571
income
-
-
-
9 026
total
-
-
-
24 815
Employee
69 521
69 521
78 982
-
income
7 570
6 436
8 989
-
social contributions
2 628
5 770
6 556
-
health
539
1 182
1 343
-
total
10 737
13 388
16 888
-
Employer
69 521
69 521
78 982
-
social contributions
2 628
5 770
6 556
-
health
585
1 287
1 462
-
total
3 213
7 057
8 018
-
Corporate
52 117
10 422
-
-
income
6 515
1 302
-
-
total
6 515
1 302
-
-
Dividends
45 602
9 120
-
-
withholding
7 752
1 551
-
-
total
7 752
1 551
-
-
Income
87 000
87 000
87 000
87 000
Total tax
28 217
23 298
24 906
24 815
After tax
58 783
63 702
62 094
62 185
Living cost
20 933
20 933
20 933
20 933
Free-cash
37 850
42 769
41 161
41 252

Estimated living cost  is ₽20933 per week

₽12545
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2054
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5871
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽32860
₽30630
₽32769
₽34377
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
87 000
health
-
-
-
2 218
social contributions
-
-
-
13 571
income
-
-
-
9 026
total
-
-
-
24 815
Employee
69 521
69 521
78 982
-
income
7 300
6 436
8 989
-
social contributions
3 378
5 770
6 556
-
health
691
1 182
1 343
-
total
11 369
13 388
16 888
-
Employer
69 521
69 521
78 982
-
social contributions
3 378
5 770
6 556
-
health
753
1 287
1 462
-
total
4 131
7 057
8 018
-
Corporate
42 174
10 422
-
-
income
5 272
1 302
-
-
total
5 272
1 302
-
-
Dividends
36 901
9 120
-
-
withholding
6 273
1 551
-
-
total
6 273
1 551
-
-
Income
87 000
87 000
87 000
87 000
Total tax
27 045
23 298
24 906
24 815
After tax
59 955
63 702
62 094
62 185
Living cost
29 325
29 325
29 325
29 325
Free-cash
30 630
34 377
32 769
32 860

Estimated living cost  is ₽29325 per week

₽20046
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2290
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6496
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽21511
₽31595
₽23288
₽39037
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
87 000
health
-
-
-
11 745
social contributions
-
-
-
25 404
income
-
-
-
7 478
solidarity contribution
-
-
-
-
total
-
-
-
44 627
Employee
30 679
-
64 925
-
income
3 681
-
7 791
-
social contributions
1 994
-
4 220
-
health
4 142
-
8 765
-
solidarity contribution
-
-
-
-
total
9 817
-
20 776
-
Employer
30 679
-
64 925
-
social contributions
7 670
-
16 231
-
health
2 761
-
5 843
-
total
10 431
-
22 074
-
Corporate
45 890
87 000
-
-
income
8 719
16 530
-
-
total
8 719
16 530
-
-
Dividends
37 171
70 470
-
-
withholding
5 576
10 571
-
-
total
5 576
10 571
-
-
Income
87 000
87 000
87 000
87 000
Total tax
34 543
27 101
42 850
44 627
After tax
52 457
59 899
44 150
42 373
Living cost
20 862
20 862
20 862
20 862
Free-cash
31 595
39 037
23 288
21 511

Estimated living cost  is ₽20862 per week

₽14491
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽410
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽16666
₽25022
₽18443
₽34192
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
87 000
health
-
-
-
11 745
social contributions
-
-
-
25 404
income
-
-
-
7 478
solidarity contribution
-
-
-
-
total
-
-
-
44 627
Employee
37 805
-
64 925
-
income
4 537
-
7 791
-
social contributions
2 457
-
4 220
-
health
5 104
-
8 765
-
solidarity contribution
-
-
-
-
total
12 098
-
20 776
-
Employer
37 805
-
64 925
-
social contributions
9 451
-
16 231
-
health
3 402
-
5 843
-
total
12 853
-
22 074
-
Corporate
36 342
87 000
-
-
income
6 905
16 530
-
-
total
6 905
16 530
-
-
Dividends
29 437
70 470
-
-
withholding
4 415
10 571
-
-
total
4 415
10 571
-
-
Income
87 000
87 000
87 000
87 000
Total tax
36 271
27 101
42 850
44 627
After tax
50 729
59 899
44 150
42 373
Living cost
25 707
25 707
25 707
25 707
Free-cash
25 022
34 192
18 443
16 666

Estimated living cost  is ₽25707 per week

₽19117
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1424
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽445
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4721
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽10515
-₽110556
-₽110556
-₽110556
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
87 000
national
-
-
-
9 171
pensions
-
-
-
786
municipal
-
-
-
15 963
labour market
-
-
-
6 897
total
-
-
-
32 817
Employee
184 314
184 314
184 314
-
municipal
39 249
39 249
39 249
-
national
22 517
22 517
22 517
-
pensions
262
262
262
-
labour market
14 724
14 724
14 724
-
total
76 752
76 752
76 752
-
Employer
184 314
184 314
184 314
-
pensions
524
524
524
-
labour market
14 745
14 745
14 745
-
municipal
39 311
39 311
39 311
-
national
22 556
22 556
22 556
-
total
77 136
77 136
77 136
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
87 000
87 000
87 000
87 000
Total tax
153 888
153 888
153 888
32 817
After tax
-66 888
-66 888
-66 888
54 183
Living cost
43 668
43 668
43 668
43 668
Free-cash
-110 556
-110 556
-110 556
10 515

Estimated living cost  is ₽43668 per week

₽29887
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3863
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽672
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9247
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽24795
₽42146
₽28306
₽47761
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
87 000
health
-
-
-
11 310
pensions
-
-
-
17 399
income
-
-
-
11 658
total
-
-
-
40 367
Employee
25 648
-
65 022
-
unemployment
410
-
1 040
-
income
2 888
-
12 537
-
pensions
513
-
1 301
-
total
3 811
-
14 878
-
Employer
25 648
-
65 022
-
pensions
5 130
-
13 005
-
health
3 334
-
8 453
-
unemployment
206
-
520
-
total
8 670
-
21 978
-
Corporate
52 682
87 000
-
-
income
10 536
17 401
-
-
total
10 536
17 401
-
-
Dividends
42 146
69 599
-
-
total
-
-
-
-
Income
87 000
87 000
87 000
87 000
Total tax
23 017
17 401
36 856
40 367
After tax
63 983
69 599
50 144
46 633
Living cost
21 838
21 838
21 838
21 838
Free-cash
42 146
47 761
28 306
24 795

Estimated living cost  is ₽21838 per week

₽14978
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1301
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽439
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5120
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽27451
₽21077
₽15191
₽23396
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
87 000
national
-
-
-
8 389
health
-
-
-
963
municipal
-
-
-
15 486
total
-
-
-
24 838
Employee
47 567
-
73 190
-
unemployment
714
-
1 098
-
municipal
7 791
-
11 953
-
national
786
-
4 547
-
pensions
3 210
-
4 940
-
health
355
-
750
-
total
12 856
-
23 288
-
Employer
47 567
-
73 190
-
pensions
8 253
-
12 698
-
health
365
-
563
-
accident
48
-
74
-
unemployment
309
-
475
-
total
8 975
-
13 810
-
Corporate
30 458
87 000
-
-
income
6 092
17 401
-
-
total
6 092
17 401
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

18 274
52 199
-
-
municipal
3 289
9 395
-
-
national
-
2 097
-
-
total
3 289
11 492
-
-
Income
87 000
87 000
87 000
87 000
Total tax
31 212
28 893
37 098
24 838
After tax
55 788
58 107
49 902
62 162
Living cost
34 711
34 711
34 711
34 711
Free-cash
21 077
23 396
15 191
27 451

Estimated living cost  is ₽34711 per week

₽22673
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3339
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽552
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8148
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽22326
₽21003
₽21594
₽15979
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
87 000
surtax
-
-
-
-
health
-
-
-
1 424
pensions
-
-
-
22 399
social contributions
-
-
-
2 479
income
-
-
-
7 803
other
-
-
-
2 701
total
-
-
-
36 806
Employee
34 540
-
66 295
-
income
1 781
-
7 446
-
surtax
-
-
-
-
social contributions
985
-
1 889
-
pensions
3 907
-
7 498
-
total
6 673
-
16 833
-
Employer
34 540
-
66 295
-
pensions
5 676
-
10 893
-
social contributions
103
-
199
-
other
1 192
-
2 287
-
health
2 417
-
4 641
-
unemployment
1 398
-
2 685
-
total
10 786
-
20 705
-
Corporate
41 673
87 000
-
-
income
11 669
24 360
-
-
surtax
-
-
-
-
total
11 669
24 360
-
-
Dividends
30 005
62 640
-
-
withholding
3 840
8 018
-
-
social contributions
5 161
10 775
-
-
surtax
-
-
-
-
total
9 001
18 793
-
-
Income
87 000
87 000
87 000
87 000
Total tax
38 129
43 153
37 538
36 806
After tax
48 871
43 847
49 462
50 194
Living cost
27 868
27 868
27 868
27 868
Free-cash
21 003
15 979
21 594
22 326

Estimated living cost  is ₽27868 per week

₽16162
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2831
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8347
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽19262
₽18256
₽18530
₽12915
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
87 000
surtax
-
-
-
-
health
-
-
-
1 424
pensions
-
-
-
22 399
social contributions
-
-
-
2 479
income
-
-
-
7 803
other
-
-
-
2 701
total
-
-
-
36 806
Employee
38 694
-
66 295
-
income
2 284
-
7 446
-
surtax
-
-
-
-
social contributions
1 103
-
1 889
-
pensions
4 375
-
7 498
-
total
7 762
-
16 833
-
Employer
38 694
-
66 295
-
pensions
6 357
-
10 893
-
social contributions
117
-
199
-
other
1 335
-
2 287
-
health
2 709
-
4 641
-
unemployment
1 566
-
2 685
-
total
12 084
-
20 705
-
Corporate
36 222
87 000
-
-
income
10 142
24 360
-
-
surtax
-
-
-
-
total
10 142
24 360
-
-
Dividends
26 080
62 640
-
-
withholding
3 339
8 018
-
-
social contributions
4 485
10 775
-
-
surtax
-
-
-
-
total
7 824
18 793
-
-
Income
87 000
87 000
87 000
87 000
Total tax
37 812
43 153
37 538
36 806
After tax
49 188
43 847
49 462
50 194
Living cost
30 932
30 932
30 932
30 932
Free-cash
18 256
12 915
18 530
19 262

Estimated living cost  is ₽30932 per week

₽19504
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2515
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽527
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽6527
₽6394
₽5795
₽180
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
87 000
surtax
-
-
-
-
health
-
-
-
1 424
pensions
-
-
-
22 399
social contributions
-
-
-
2 479
income
-
-
-
7 803
other
-
-
-
2 701
total
-
-
-
36 806
Employee
56 626
-
66 295
-
income
4 941
-
7 446
-
surtax
-
-
-
-
social contributions
1 613
-
1 889
-
pensions
6 405
-
7 498
-
total
12 959
-
16 833
-
Employer
56 626
-
66 295
-
pensions
9 304
-
10 893
-
social contributions
170
-
199
-
other
1 954
-
2 287
-
health
3 963
-
4 641
-
unemployment
2 294
-
2 685
-
total
17 685
-
20 705
-
Corporate
12 689
87 000
-
-
income
3 553
24 360
-
-
surtax
-
-
-
-
total
3 553
24 360
-
-
Dividends
9 135
62 640
-
-
withholding
1 170
8 018
-
-
social contributions
1 572
10 775
-
-
surtax
-
-
-
-
total
2 742
18 793
-
-
Income
87 000
87 000
87 000
87 000
Total tax
36 939
43 153
37 538
36 806
After tax
50 061
43 847
49 462
50 194
Living cost
43 667
43 667
43 667
43 667
Free-cash
6 394
180
5 795
6 527

Estimated living cost  is ₽43667 per week

₽29553
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3572
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽599
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9943
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽80290
₽75715
₽63760
₽76810
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
87 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
870
total
-
-
-
870
Employee
7 300
-
87 000
-
income
1 460
-
17 400
-
total
1 460
-
17 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

79 700
87 000
-
-
total
-
-
-
-
Dividends
79 700
87 000
-
-
withholding
3 985
4 350
-
-
total
3 985
4 350
-
-
Income
87 000
87 000
87 000
87 000
Total tax
5 445
4 350
17 400
870
After tax
81 555
82 650
69 600
86 130
Living cost
5 840
5 840
5 840
5 840
Free-cash
75 715
76 810
63 760
80 290

Estimated living cost  is ₽5840 per week

₽3619
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽485
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1575
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽77030
₽71844
₽60500
₽73550
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
87 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
870
total
-
-
-
870
Employee
11 376
-
87 000
-
income
2 275
-
17 400
-
total
2 275
-
17 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

75 624
87 000
-
-
total
-
-
-
-
Dividends
75 624
87 000
-
-
withholding
3 781
4 350
-
-
total
3 781
4 350
-
-
Income
87 000
87 000
87 000
87 000
Total tax
6 056
4 350
17 400
870
After tax
80 944
82 650
69 600
86 130
Living cost
9 100
9 100
9 100
9 100
Free-cash
71 844
73 550
60 500
77 030

Estimated living cost  is ₽9100 per week

₽6158
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽382
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽305
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2255
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽20988
₽21813
₽27441
₽9989
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
87 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
963
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 177
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
17 514
trade
-
-
-
6 453
total
-
-
-
31 107
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 985
-
87 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 699
-
17 514
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

204
-
963
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 177
-
6 177
-
total
10 080
-
24 654
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
42 015
87 000
-
-
trade
6 029
12 485
-
-
income
6 302
13 050
-
-
chamber of commerce
199
264
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

347
717
-
-
total
12 877
26 516
-
-
Dividends
29 139
60 484
-
-
withholding
6 942
14 777
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

383
813
-
-
total
7 325
15 590
-
-
Income
87 000
87 000
87 000
87 000
Total tax
30 282
42 106
24 654
31 107
After tax
56 718
44 894
62 346
55 893
Living cost
34 905
34 905
34 905
34 905
Free-cash
21 813
9 989
27 441
20 988

Estimated living cost  is ₽34905 per week

₽24078
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3756
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6564
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽27879
₽26613
₽34961
₽16613
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
87 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
963
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 177
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
17 514
trade
-
-
-
7 082
total
-
-
-
31 736
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 580
-
87 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

966
-
17 514
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
963
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 177
-
6 177
-
total
7 196
-
24 654
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
52 420
87 000
-
-
trade
8 256
13 702
-
-
income
7 863
13 050
-
-
chamber of commerce
213
263
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

432
717
-
-
total
16 764
27 732
-
-
Dividends
35 655
59 269
-
-
withholding
8 570
14 474
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

472
796
-
-
total
9 042
15 270
-
-
Income
87 000
87 000
87 000
87 000
Total tax
33 002
43 002
24 654
31 736
After tax
53 998
43 998
62 346
55 264
Living cost
27 385
27 385
27 385
27 385
Free-cash
26 613
16 613
34 961
27 879

Estimated living cost  is ₽27385 per week

₽17226
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3193
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6455
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽19433
₽20737
₽26829
₽8035
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
87 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
963
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 177
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
17 514
trade
-
-
-
7 396
total
-
-
-
32 050
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 849
-
87 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 939
-
17 514
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

216
-
963
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 177
-
6 177
-
total
10 332
-
24 654
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
41 151
87 000
-
-
trade
6 768
14 311
-
-
income
6 173
13 050
-
-
chamber of commerce
196
261
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

340
717
-
-
total
13 477
28 339
-
-
Dividends
27 674
58 662
-
-
withholding
6 575
14 321
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

362
788
-
-
total
6 937
15 109
-
-
Income
87 000
87 000
87 000
87 000
Total tax
30 746
43 448
24 654
32 050
After tax
56 254
43 552
62 346
54 950
Living cost
35 517
35 517
35 517
35 517
Free-cash
20 737
8 035
26 829
19 433

Estimated living cost  is ₽35517 per week

₽23754
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3745
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7487
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽13216
₽16345
₽20928
₽1687
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
87 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
963
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 177
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
17 514
trade
-
-
-
7 712
total
-
-
-
32 366
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 335
-
87 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 389
-
17 514
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

352
-
963
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 177
-
6 177
-
total
12 918
-
24 654
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
32 665
87 000
-
-
trade
5 602
14 920
-
-
income
4 900
13 050
-
-
chamber of commerce
184
259
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

269
717
-
-
total
10 955
28 946
-
-
Dividends
21 710
58 054
-
-
withholding
5 084
14 170
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

280
779
-
-
total
5 364
14 949
-
-
Income
87 000
87 000
87 000
87 000
Total tax
29 237
43 895
24 654
32 366
After tax
57 763
43 105
62 346
54 634
Living cost
41 418
41 418
41 418
41 418
Free-cash
16 345
1 687
20 928
13 216

Estimated living cost  is ₽41418 per week

₽30250
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3313
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽539
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7318
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽24801
₽31540
₽23121
₽34415
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
87 000
surtax
-
-
-
1 923
unemployment
-
-
-
206
health
-
-
-
6 178
pensions
-
-
-
17 401
income
-
-
-
16 184
other
-
-
-
-
total
-
-
-
41 892
Employee
30 447
-
71 871
-
unemployment
2 119
-
5 003
-
other
-
-
-
-
income
5 104
-
15 083
-
surtax
108
-
1 729
-
pensions
2 031
-
4 794
-
health
777
-
1 834
-
total
10 139
-
28 443
-
Employer
30 447
-
71 871
-
pensions
4 059
-
9 581
-
other
-
-
-
-
health
1 385
-
3 270
-
unemployment
966
-
2 278
-
total
6 410
-
15 129
-
Corporate
50 143
87 000
-
-
income
13 038
22 620
-
-
total
13 038
22 620
-
-
Dividends
37 105
64 380
-
-
withholding
5 566
9 658
-
-
total
5 566
9 658
-
-
Income
87 000
87 000
87 000
87 000
Total tax
35 153
32 278
43 572
41 892
After tax
51 847
54 722
43 428
45 108
Living cost
20 307
20 307
20 307
20 307
Free-cash
31 540
34 415
23 121
24 801

Estimated living cost  is ₽20307 per week

₽12260
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1765
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5811
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽25157
₽31956
₽23477
₽34771
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
87 000
surtax
-
-
-
1 923
unemployment
-
-
-
206
health
-
-
-
6 178
pensions
-
-
-
17 401
income
-
-
-
16 184
other
-
-
-
-
total
-
-
-
41 892
Employee
29 898
-
71 871
-
unemployment
2 081
-
5 003
-
other
-
-
-
-
income
5 012
-
15 083
-
surtax
98
-
1 729
-
pensions
1 994
-
4 794
-
health
763
-
1 834
-
total
9 948
-
28 443
-
Employer
29 898
-
71 871
-
pensions
3 986
-
9 581
-
other
-
-
-
-
health
1 361
-
3 270
-
unemployment
947
-
2 278
-
total
6 294
-
15 129
-
Corporate
50 808
87 000
-
-
income
13 211
22 620
-
-
total
13 211
22 620
-
-
Dividends
37 598
64 380
-
-
withholding
5 640
9 658
-
-
total
5 640
9 658
-
-
Income
87 000
87 000
87 000
87 000
Total tax
35 093
32 278
43 572
41 892
After tax
51 907
54 722
43 428
45 108
Living cost
19 951
19 951
19 951
19 951
Free-cash
31 956
34 771
23 477
25 157

Estimated living cost  is ₽19951 per week

₽12199
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1841
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽460
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5451
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽42337
₽31496
₽32503
₽31122
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
87 000
unemployment
-
-
-
1 305
health
-
-
-
6 090
pensions
-
-
-
8 700
income
-
-
-
10 636
total
-
-
-
26 731
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 885
10 302
72 803
-
unemployment
388
155
1 092
-
income
3 164
1 259
8 900
-
pensions
2 588
1 030
7 280
-
health
1 812
721
5 096
-
total
7 952
3 165
22 368
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 885
10 302
72 803
-
pensions
5 048
2 009
14 197
-
total
5 048
2 009
14 197
-
Corporate
56 068
74 689
-
-
income
5 046
6 722
-
-
total
5 046
6 722
-
-
Dividends
51 022
67 967
-
-
withholding
9 694
12 914
-
-
social contributions
9 832
13 136
-
-
total
19 526
26 050
-
-
Income
87 000
87 000
87 000
87 000
Total tax
37 572
37 946
36 565
26 731
After tax
49 428
49 054
50 435
60 269
Living cost
17 932
17 932
17 932
17 932
Free-cash
31 496
31 122
32 503
42 337

Estimated living cost  is ₽17932 per week

₽12237
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1467
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽358
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3869
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽8638
₽9690
₽9320
₽10419
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
87 000
national
-
-
-
14 051
pensions
-
-
-
10 440
social contributions
-
-
-
935
municipal
-
-
-
9 067
total
-
-
-
34 493
Employee
68 005
-
75 211
-
municipal
8 400
-
9 404
-
national
13 016
-
14 573
-
pensions
2 720
-
3 008
-
total
24 136
-
26 985
-
Employer
68 005
-
75 211
-
pensions
5 440
-
6 017
-
social contributions
731
-
809
-
total
6 171
-
6 826
-
Corporate
8 335
87 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

1 667
17 400
-
-
total
1 667
17 400
-
-
Dividends
6 668
69 600
-
-
withholding
1 467
15 312
-
-
total
1 467
15 312
-
-
Income
87 000
87 000
87 000
87 000
Total tax
33 441
32 712
33 811
34 493
After tax
53 559
54 288
53 189
52 507
Living cost
43 869
43 869
43 869
43 869
Free-cash
9 690
10 419
9 320
8 638

Estimated living cost  is ₽43869 per week

₽29817
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4078
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽657
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9317
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽7977
₽11395
₽7977
₽9399
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
87 000
social contributions
-
-
-
7 665
income
-
-
-
19 856
total
-
-
-
27 521
Employee
70 721
-
87 000
-
social contributions
5 875
-
7 665
-
income
13 345
-
19 856
-
total
19 220
-
27 521
-
Employer
70 721
-
87 000
-
total
-
-
-
-
Corporate
16 279
87 000
-
-
income
2 035
10 874
-
-
total
2 035
10 874
-
-
Dividends
14 244
76 126
-
-
withholding
2 848
15 225
-
-
total
2 848
15 225
-
-
Income
87 000
87 000
87 000
87 000
Total tax
24 103
26 099
27 521
27 521
After tax
62 897
60 901
59 479
59 479
Living cost
51 502
51 502
51 502
51 502
Free-cash
11 395
9 399
7 977
7 977

Estimated living cost  is ₽51502 per week

₽39182
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4197
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7631
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽6761
₽3548
₽2619
₽8266
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
87 000
national
-
-
-
18 243
regional
-
-
-
954
social contributions
-
-
-
22 376
municipal
-
-
-
516
total
-
-
-
42 089
Employee
80 351
-
87 000
-
municipal
425
-
462
-
national
13 923
-
15 598
-
social contributions
27 095
-
29 337
-
regional
758
-
834
-
total
42 201
-
46 231
-
Employer
80 351
-
87 000
-
total
-
-
-
-
Corporate
6 649
87 000
-
-
nationa
1 596
20 880
-
-
municipal
259
3 394
-
-
total
1 855
24 274
-
-
Dividends
4 794
62 726
-
-
withholding
1 246
16 310
-
-
total
1 246
16 310
-
-
Income
87 000
87 000
87 000
87 000
Total tax
45 302
40 584
46 231
42 089
After tax
41 698
46 416
40 769
44 911
Living cost
38 150
38 150
38 150
38 150
Free-cash
3 548
8 266
2 619
6 761

Estimated living cost  is ₽38150 per week

₽26594
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2502
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽585
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8469
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽20199
₽19368
₽16077
₽21373
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
87 000
national
-
-
-
18 243
regional
-
-
-
1 311
social contributions
-
-
-
22 376
municipal
-
-
-
516
total
-
-
-
42 446
Employee
50 152
-
87 000
-
municipal
266
-
462
-
national
7 945
-
15 598
-
social contributions
16 912
-
29 337
-
regional
675
-
1 171
-
total
25 798
-
46 568
-
Employer
50 152
-
87 000
-
total
-
-
-
-
Corporate
36 848
87 000
-
-
nationa
8 843
20 880
-
-