Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 86500
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽53075
₽58538
₽52369
₽49745
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
86 500
unemployment
-
-
-
125
income
-
-
-
12 975
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 634
health
-
-
-
3 601
total
-
-
-
21 335
Employee
20 419
-
80 357
-
accident

We are using the highest rate at 1.1%.

224
-
344
-
health
939
-
1 440
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 793
-
2 749
-
income
2 042
-
8 036
-
total
4 998
-
12 569
-
Employer
20 419
-
80 357
-
accident

We are using the highest rate at 1.1%.

224
-
344
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 250
-
3 450
-
unemployment
123
-
188
-
health
1 409
-
2 160
-
total
4 006
-
6 142
-
Corporate
62 075
86 500
-
-
income
6 207
8 650
-
-
total
6 207
8 650
-
-
Dividends
55 868
77 850
-
-
withholding
2 794
3 892
-
-
total
2 794
3 892
-
-
Income
86 500
86 500
86 500
86 500
Total tax
18 005
12 542
18 711
21 335
After tax
68 495
73 958
67 789
65 165
Living cost
15 420
15 420
15 420
15 420
Free-cash
53 075
58 538
52 369
49 745

Estimated living cost  is ₽15420 per week

₽10199
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽883
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽368
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3971
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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