Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 86500
per

Your estimated
City
free-cash

Andorra , Andorra
₽39094
₽47775
₽41434
₽50798
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
86 500
social contributions
-
-
-
19 030
income
-
-
-
1 324
total
-
-
-
20 354
Employee
28 933
-
74 892
-
social contributions
1 880
-
4 869
-
income
-
-
1 537
-
total
1 880
-
6 406
-
Employer
28 933
-
74 892
-
social contributions
4 485
-
11 608
-
total
4 485
-
11 608
-
Corporate
53 082
86 500
-
-
income
5 308
8 650
-
-
total
5 308
8 650
-
-
Dividends
47 774
77 850
-
-
total
-
-
-
-
Income
86 500
86 500
86 500
86 500
Total tax
11 673
8 650
18 014
20 354
After tax
74 827
77 850
68 486
66 146
Living cost
27 052
27 052
27 052
27 052
Free-cash
47 775
50 798
41 434
39 094

Estimated living cost  is ₽27052 per week

₽17492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽15549
₽19488
-₽1986
₽19933
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
86 500
surtax
-
-
-
-
unemployment
-
-
-
5 520
health
-
-
-
6 618
chamber of commerce
-
-
-
347
pensions
-
-
-
16 002
income
-
-
-
13 752
total
-
-
-
42 239
Employee
39 340
35 865
67 169
-
unemployment
1 180
1 076
2 015
-
other
393
359
671
-
income
3 504
2 645
12 343
-
pensions
4 029
3 672
6 877
-
health
1 522
1 388
2 599
-
total
10 628
9 140
24 505
-
Employer
39 340
35 865
67 169
-
pensions
4 937
4 502
8 430
-
surtax
-
-
-
-
payroll
1 180
1 076
2 015
-
other
1 868
1 703
3 190
-
health
1 488
1 356
2 540
-
accident
511
466
873
-
unemployment
1 180
1 076
2 015
-
chamber of commerce
157
143
268
-
total
11 321
10 322
19 331
-
Corporate
35 839
40 313
63 753
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

8 959
10 078
15 938
-
total
8 959
10 078
15 938
-
Dividends
26 880
30 235
-
-
withholding
7 392
8 315
-
-
total
7 392
8 315
-
-
Income
86 500
86 500
86 500
86 500
Total tax
38 300
37 855
59 774
42 239
After tax
48 200
48 645
26 726
44 261
Living cost
28 712
28 712
28 712
28 712
Free-cash
19 488
19 933
-1 986
15 549

Estimated living cost  is ₽28712 per week

₽17224
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8044
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽12372
₽15447
-₽5016
₽16837
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
86 500
surtax
-
-
-
178
unemployment
-
-
-
5 520
health
-
-
-
6 618
chamber of commerce
-
-
-
347
pensions
-
-
-
16 002
income
-
-
-
13 752
total
-
-
-
42 417
Employee
44 976
35 865
67 031
-
unemployment
1 349
1 076
2 010
-
other
449
359
669
-
income
5 120
2 645
12 296
-
pensions
4 606
3 672
6 864
-
health
1 740
1 388
2 594
-
total
13 264
9 140
24 433
-
Employer
44 976
35 865
67 031
-
pensions
5 644
4 502
8 413
-
surtax
178
178
178
-
payroll
1 349
1 076
2 010
-
other
2 137
1 703
3 185
-
health
1 699
1 356
2 534
-
accident
584
466
871
-
unemployment
1 349
1 076
2 010
-
chamber of commerce
179
143
268
-
total
13 119
10 500
19 469
-
Corporate
28 404
40 136
63 615
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

7 101
10 034
15 903
-
total
7 101
10 034
15 903
-
Dividends
21 303
30 102
-
-
withholding
5 858
8 278
-
-
total
5 858
8 278
-
-
Income
86 500
86 500
86 500
86 500
Total tax
39 342
37 952
59 805
42 417
After tax
47 158
48 548
26 695
44 083
Living cost
31 711
31 711
31 711
31 711
Free-cash
15 447
16 837
-5 016
12 372

Estimated living cost  is ₽31711 per week

₽21150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽8240
₽2214
₽1118
₽15711
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
86 500
national
-
-
-
27 749
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 391
social contributions
-
-
-
13 306
total
-
-
-
45 446
Employee

The minimum management director salary is set at €45,000 per year.

64 375
-
66 996
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

560
-
582
-
national
19 791
-
20 816
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 358
-
3 494
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 828
-
5 024
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 025
-
3 149
-
total
31 562
-
33 065
-
Employer

The minimum management director salary is set at €45,000 per year.

64 375
-
66 996
-
surtax
7 299
-
7 596
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 704
-
5 936
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 959
-
4 121
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

837
-
871
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

939
-
979
-
total
18 738
-
19 503
-
Corporate
3 387
86 500
-
-
income
678
17 300
-
-
surtax
14
347
-
-
total
692
17 647
-
-
Dividends
2 695
68 853
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

480
20 328
-
-
total
480
20 328
-
-
Income
86 500
86 500
86 500
86 500
Total tax
51 472
37 975
52 568
45 446
After tax
35 028
48 525
33 932
41 054
Living cost
32 814
32 814
32 814
32 814
Free-cash
2 214
15 711
1 118
8 240

Estimated living cost  is ₽32814 per week

₽21136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽49699
₽53034
₽52317
₽58507
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
86 500
unemployment
-
-
-
125
health
-
-
-
3 608
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 643
income
-
-
-
12 975
total
-
-
-
21 351
Employee
20 458
-
80 345
-
accident

We are using the highest rate at 1.1%.

225
-
345
-
income
2 046
-
8 035
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 796
-
2 755
-
health
941
-
1 443
-
total
5 008
-
12 578
-
Employer
20 458
-
80 345
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 254
-
3 457
-
health
1 412
-
2 165
-
accident

We are using the highest rate at 1.1%.

225
-
345
-
unemployment
123
-
188
-
total
4 014
-
6 155
-
Corporate
62 028
86 500
-
-
income
6 203
8 650
-
-
total
6 203
8 650
-
-
Dividends
55 825
77 850
-
-
withholding
2 791
3 893
-
-
total
2 791
3 893
-
-
Income
86 500
86 500
86 500
86 500
Total tax
18 016
12 543
18 733
21 351
After tax
68 484
73 957
67 767
65 149
Living cost
15 450
15 450
15 450
15 450
Free-cash
53 034
58 507
52 317
49 699

Estimated living cost  is ₽15450 per week

₽10219
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3979
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽53373
₽58009
₽55991
₽62181
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
86 500
unemployment
-
-
-
125
health
-
-
-
3 608
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 643
income
-
-
-
12 975
total
-
-
-
21 351
Employee
15 593
-
80 345
-
accident

We are using the highest rate at 1.1%.

172
-
345
-
income
1 559
-
8 035
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 369
-
2 755
-
health
717
-
1 443
-
total
3 817
-
12 578
-
Employer
15 593
-
80 345
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 718
-
3 457
-
health
1 076
-
2 165
-
accident

We are using the highest rate at 1.1%.

172
-
345
-
unemployment
93
-
188
-
total
3 059
-
6 155
-
Corporate
67 848
86 500
-
-
income
6 785
8 650
-
-
total
6 785
8 650
-
-
Dividends
61 063
77 850
-
-
withholding
3 054
3 893
-
-
total
3 054
3 893
-
-
Income
86 500
86 500
86 500
86 500
Total tax
16 715
12 543
18 733
21 351
After tax
69 785
73 957
67 767
65 149
Living cost
11 776
11 776
11 776
11 776
Free-cash
58 009
62 181
55 991
53 373

Estimated living cost  is ₽11776 per week

₽6875
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽841
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽312
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3748
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽41001
₽37603
₽40917
₽42500
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
86 500
health
-
-
-
2 207
social contributions
-
-
-
13 494
income
-
-
-
8 961
total
-
-
-
24 662
Employee
69 203
69 203
78 530
-
income
7 535
6 406
8 923
-
social contributions
2 616
5 743
6 517
-
health
536
1 177
1 336
-
total
10 687
13 326
16 776
-
Employer
69 203
69 203
78 530
-
social contributions
2 616
5 743
6 517
-
health
582
1 281
1 453
-
total
3 198
7 024
7 970
-
Corporate
51 777
10 273
-
-
income
6 473
1 284
-
-
total
6 473
1 284
-
-
Dividends
45 304
8 989
-
-
withholding
7 702
1 529
-
-
total
7 702
1 529
-
-
Income
86 500
86 500
86 500
86 500
Total tax
28 060
23 163
24 746
24 662
After tax
58 440
63 337
61 754
61 838
Living cost
20 837
20 837
20 837
20 837
Free-cash
37 603
42 500
40 917
41 001

Estimated living cost  is ₽20837 per week

₽12488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2044
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽32648
₽30414
₽32564
₽34147
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
86 500
health
-
-
-
2 207
social contributions
-
-
-
13 494
income
-
-
-
8 961
total
-
-
-
24 662
Employee
69 203
69 203
78 530
-
income
7 267
6 406
8 923
-
social contributions
3 363
5 743
6 517
-
health
688
1 177
1 336
-
total
11 318
13 326
16 776
-
Employer
69 203
69 203
78 530
-
social contributions
3 363
5 743
6 517
-
health
750
1 281
1 453
-
total
4 113
7 024
7 970
-
Corporate
41 879
10 273
-
-
income
5 235
1 284
-
-
total
5 235
1 284
-
-
Dividends
36 645
8 989
-
-
withholding
6 230
1 529
-
-
total
6 230
1 529
-
-
Income
86 500
86 500
86 500
86 500
Total tax
26 896
23 163
24 746
24 662
After tax
59 604
63 337
61 754
61 838
Living cost
29 190
29 190
29 190
29 190
Free-cash
30 414
34 147
32 564
32 648

Estimated living cost  is ₽29190 per week

₽19954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6466
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽21358
₽31372
₽23123
₽38783
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
86 500
health
-
-
-
11 677
social contributions
-
-
-
25 258
income
-
-
-
7 435
solidarity contribution
-
-
-
-
total
-
-
-
44 370
Employee
30 548
-
64 552
-
income
3 666
-
7 746
-
social contributions
1 986
-
4 196
-
health
4 124
-
8 715
-
solidarity contribution
-
-
-
-
total
9 776
-
20 657
-
Employer
30 548
-
64 552
-
social contributions
7 637
-
16 138
-
health
2 749
-
5 810
-
total
10 386
-
21 948
-
Corporate
45 566
86 500
-
-
income
8 658
16 435
-
-
total
8 658
16 435
-
-
Dividends
36 909
70 065
-
-
withholding
5 536
10 510
-
-
total
5 536
10 510
-
-
Income
86 500
86 500
86 500
86 500
Total tax
34 356
26 945
42 605
44 370
After tax
52 144
59 555
43 895
42 130
Living cost
20 772
20 772
20 772
20 772
Free-cash
31 372
38 783
23 123
21 358

Estimated living cost  is ₽20772 per week

₽14429
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4457
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽16533
₽24826
₽18298
₽33958
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
86 500
health
-
-
-
11 677
social contributions
-
-
-
25 258
income
-
-
-
7 435
solidarity contribution
-
-
-
-
total
-
-
-
44 370
Employee
37 643
-
64 552
-
income
4 517
-
7 746
-
social contributions
2 447
-
4 196
-
health
5 082
-
8 715
-
solidarity contribution
-
-
-
-
total
12 046
-
20 657
-
Employer
37 643
-
64 552
-
social contributions
9 411
-
16 138
-
health
3 388
-
5 810
-
total
12 799
-
21 948
-
Corporate
36 059
86 500
-
-
income
6 851
16 435
-
-
total
6 851
16 435
-
-
Dividends
29 208
70 065
-
-
withholding
4 381
10 510
-
-
total
4 381
10 510
-
-
Income
86 500
86 500
86 500
86 500
Total tax
36 077
26 945
42 605
44 370
After tax
50 423
59 555
43 895
42 130
Living cost
25 597
25 597
25 597
25 597
Free-cash
24 826
33 958
18 298
16 533

Estimated living cost  is ₽25597 per week

₽19036
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4701
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽10405
-₽110184
-₽110184
-₽110184
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
86 500
national
-
-
-
9 116
pensions
-
-
-
782
municipal
-
-
-
15 865
labour market
-
-
-
6 857
total
-
-
-
32 620
Employee
183 500
183 500
183 500
-
municipal
39 075
39 075
39 075
-
national
22 418
22 418
22 418
-
pensions
261
261
261
-
labour market
14 659
14 659
14 659
-
total
76 413
76 413
76 413
-
Employer
183 500
183 500
183 500
-
pensions
522
522
522
-
labour market
14 680
14 680
14 680
-
municipal
39 137
39 137
39 137
-
national
22 457
22 457
22 457
-
total
76 796
76 796
76 796
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
86 500
86 500
86 500
86 500
Total tax
153 209
153 209
153 209
32 620
After tax
-66 709
-66 709
-66 709
53 880
Living cost
43 476
43 476
43 476
43 476
Free-cash
-110 184
-110 184
-110 184
10 405

Estimated living cost  is ₽43476 per week

₽29755
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9206
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽24628
₽41874
₽28120
₽47463
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
86 500
health
-
-
-
11 244
pensions
-
-
-
17 300
income
-
-
-
11 591
total
-
-
-
40 135
Employee
25 530
-
64 648
-
unemployment
408
-
1 035
-
income
2 874
-
12 464
-
pensions
511
-
1 293
-
total
3 793
-
14 792
-
Employer
25 530
-
64 648
-
pensions
5 106
-
12 930
-
health
3 318
-
8 404
-
unemployment
205
-
517
-
total
8 629
-
21 851
-
Corporate
52 340
86 500
-
-
income
10 467
17 300
-
-
total
10 467
17 300
-
-
Dividends
41 872
69 200
-
-
total
-
-
-
-
Income
86 500
86 500
86 500
86 500
Total tax
22 889
17 300
36 643
40 135
After tax
63 611
69 200
49 857
46 365
Living cost
21 737
21 737
21 737
21 737
Free-cash
41 874
47 463
28 120
24 628

Estimated living cost  is ₽21737 per week

₽14909
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽27264
₽20910
₽15075
₽23229
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
86 500
national
-
-
-
8 330
health
-
-
-
956
municipal
-
-
-
15 398
total
-
-
-
24 684
Employee
47 349
-
72 767
-
unemployment
710
-
1 091
-
municipal
7 755
-
11 883
-
national
782
-
4 512
-
pensions
3 195
-
4 912
-
health
354
-
745
-
total
12 796
-
23 143
-
Employer
47 349
-
72 767
-
pensions
8 215
-
12 624
-
health
364
-
560
-
accident
48
-
73
-
unemployment
307
-
473
-
total
8 934
-
13 730
-
Corporate
30 218
86 500
-
-
income
6 044
17 300
-
-
total
6 044
17 300
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

18 130
51 900
-
-
municipal
3 264
9 342
-
-
national
-
2 077
-
-
total
3 264
11 419
-
-
Income
86 500
86 500
86 500
86 500
Total tax
31 038
28 719
36 873
24 684
After tax
55 462
57 781
49 627
61 816
Living cost
34 552
34 552
34 552
34 552
Free-cash
20 910
23 229
15 075
27 264

Estimated living cost  is ₽34552 per week

₽22569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽22169
₽20857
₽21449
₽15855
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
86 500
surtax
-
-
-
-
health
-
-
-
1 411
pensions
-
-
-
22 288
social contributions
-
-
-
2 464
income
-
-
-
7 743
other
-
-
-
2 685
total
-
-
-
36 591
Employee
34 382
-
65 914
-
income
1 773
-
7 391
-
surtax
-
-
-
-
social contributions
980
-
1 879
-
pensions
3 889
-
7 455
-
total
6 642
-
16 725
-
Employer
34 382
-
65 914
-
pensions
5 650
-
10 829
-
social contributions
102
-
198
-
other
1 187
-
2 275
-
health
2 406
-
4 615
-
unemployment
1 392
-
2 669
-
total
10 737
-
20 586
-
Corporate
41 381
86 500
-
-
income
11 586
24 221
-
-
surtax
-
-
-
-
total
11 586
24 221
-
-
Dividends
29 795
62 279
-
-
withholding
3 814
7 972
-
-
social contributions
5 124
10 712
-
-
surtax
-
-
-
-
total
8 938
18 684
-
-
Income
86 500
86 500
86 500
86 500
Total tax
37 903
42 905
37 311
36 591
After tax
48 597
43 595
49 189
49 909
Living cost
27 740
27 740
27 740
27 740
Free-cash
20 857
15 855
21 449
22 169

Estimated living cost  is ₽27740 per week

₽16088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2818
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽19118
₽18119
₽18398
₽12804
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
86 500
surtax
-
-
-
-
health
-
-
-
1 411
pensions
-
-
-
22 288
social contributions
-
-
-
2 464
income
-
-
-
7 743
other
-
-
-
2 685
total
-
-
-
36 591
Employee
38 517
-
65 914
-
income
2 273
-
7 391
-
surtax
-
-
-
-
social contributions
1 098
-
1 879
-
pensions
4 355
-
7 455
-
total
7 726
-
16 725
-
Employer
38 517
-
65 914
-
pensions
6 328
-
10 829
-
social contributions
116
-
198
-
other
1 329
-
2 275
-
health
2 697
-
4 615
-
unemployment
1 559
-
2 669
-
total
12 029
-
20 586
-
Corporate
35 955
86 500
-
-
income
10 068
24 221
-
-
surtax
-
-
-
-
total
10 068
24 221
-
-
Dividends
25 887
62 279
-
-
withholding
3 313
7 972
-
-
social contributions
4 454
10 712
-
-
surtax
-
-
-
-
total
7 767
18 684
-
-
Income
86 500
86 500
86 500
86 500
Total tax
37 590
42 905
37 311
36 591
After tax
48 910
43 595
49 189
49 909
Living cost
30 791
30 791
30 791
30 791
Free-cash
18 119
12 804
18 398
19 118

Estimated living cost  is ₽30791 per week

₽19415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8350
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽6442
₽6317
₽5722
₽128
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
86 500
surtax
-
-
-
-
health
-
-
-
1 411
pensions
-
-
-
22 288
social contributions
-
-
-
2 464
income
-
-
-
7 743
other
-
-
-
2 685
total
-
-
-
36 591
Employee
56 366
-
65 914
-
income
4 918
-
7 391
-
surtax
-
-
-
-
social contributions
1 605
-
1 879
-
pensions
6 375
-
7 455
-
total
12 898
-
16 725
-
Employer
56 366
-
65 914
-
pensions
9 262
-
10 829
-
social contributions
169
-
198
-
other
1 945
-
2 275
-
health
3 945
-
4 615
-
unemployment
2 283
-
2 669
-
total
17 604
-
20 586
-
Corporate
12 529
86 500
-
-
income
3 508
24 221
-
-
surtax
-
-
-
-
total
3 508
24 221
-
-
Dividends
9 022
62 279
-
-
withholding
1 155
7 972
-
-
social contributions
1 551
10 712
-
-
surtax
-
-
-
-
total
2 706
18 684
-
-
Income
86 500
86 500
86 500
86 500
Total tax
36 716
42 905
37 311
36 591
After tax
49 784
43 595
49 189
49 909
Living cost
43 467
43 467
43 467
43 467
Free-cash
6 317
128
5 722
6 442

Estimated living cost  is ₽43467 per week

₽29418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽79812
₽75261
₽63377
₽76352
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
86 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
865
total
-
-
-
865
Employee
7 278
-
86 500
-
income
1 455
-
17 300
-
total
1 455
-
17 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

79 222
86 500
-
-
total
-
-
-
-
Dividends
79 222
86 500
-
-
withholding
3 961
4 325
-
-
total
3 961
4 325
-
-
Income
86 500
86 500
86 500
86 500
Total tax
5 416
4 325
17 300
865
After tax
81 084
82 175
69 200
85 635
Living cost
5 823
5 823
5 823
5 823
Free-cash
75 261
76 352
63 377
79 812

Estimated living cost  is ₽5823 per week

₽3608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1570
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽76562
₽71401
₽60127
₽73102
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
86 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
865
total
-
-
-
865
Employee
11 342
-
86 500
-
income
2 268
-
17 300
-
total
2 268
-
17 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

75 158
86 500
-
-
total
-
-
-
-
Dividends
75 158
86 500
-
-
withholding
3 758
4 325
-
-
total
3 758
4 325
-
-
Income
86 500
86 500
86 500
86 500
Total tax
6 026
4 325
17 300
865
After tax
80 474
82 175
69 200
85 635
Living cost
9 073
9 073
9 073
9 073
Free-cash
71 401
73 102
60 127
76 562

Estimated living cost  is ₽9073 per week

₽6140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽20847
₽21663
₽27255
₽9890
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
86 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
956
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
17 396
trade
-
-
-
6 408
total
-
-
-
30 908
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 779
-
86 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 682
-
17 396
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
-
956
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 033
-
24 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
41 721
86 500
-
-
trade
5 988
12 413
-
-
income
6 258
12 974
-
-
chamber of commerce
198
263
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

345
714
-
-
total
12 789
26 364
-
-
Dividends
28 933
60 136
-
-
withholding
6 891
14 693
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

379
808
-
-
total
7 270
15 501
-
-
Income
86 500
86 500
86 500
86 500
Total tax
30 092
41 865
24 500
30 908
After tax
56 408
44 635
62 000
55 592
Living cost
34 745
34 745
34 745
34 745
Free-cash
21 663
9 890
27 255
20 847

Estimated living cost  is ₽34745 per week

₽23968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3738
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽27708
₽26439
₽34741
₽16488
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
86 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
956
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
17 396
trade
-
-
-
7 033
total
-
-
-
31 533
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 422
-
86 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

962
-
17 396
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
956
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
7 163
-
24 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
52 078
86 500
-
-
trade
8 203
13 623
-
-
income
7 812
12 974
-
-
chamber of commerce
212
261
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

430
714
-
-
total
16 657
27 572
-
-
Dividends
35 422
58 927
-
-
withholding
8 514
14 390
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

468
791
-
-
total
8 982
15 181
-
-
Income
86 500
86 500
86 500
86 500
Total tax
32 802
42 753
24 500
31 533
After tax
53 698
43 747
62 000
54 967
Living cost
27 259
27 259
27 259
27 259
Free-cash
26 439
16 488
34 741
27 708

Estimated living cost  is ₽27259 per week

₽17147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6425
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽19301
₽20594
₽26646
₽7946
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
86 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
956
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
17 396
trade
-
-
-
7 345
total
-
-
-
31 845
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 639
-
86 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 921
-
17 396
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
956
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 284
-
24 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
40 861
86 500
-
-
trade
6 722
14 230
-
-
income
6 129
12 974
-
-
chamber of commerce
195
260
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

336
714
-
-
total
13 382
28 178
-
-
Dividends
27 479
58 322
-
-
withholding
6 527
14 238
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

359
784
-
-
total
6 886
15 022
-
-
Income
86 500
86 500
86 500
86 500
Total tax
30 552
43 200
24 500
31 845
After tax
55 948
43 300
62 000
54 655
Living cost
35 354
35 354
35 354
35 354
Free-cash
20 594
7 946
26 646
19 301

Estimated living cost  is ₽35354 per week

₽23645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3728
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽13112
₽16222
₽20772
₽1629
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
86 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
956
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
17 396
trade
-
-
-
7 660
total
-
-
-
32 160
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 086
-
86 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 360
-
17 396
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
-
956
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
12 858
-
24 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
32 414
86 500
-
-
trade
5 559
14 834
-
-
income
4 862
12 974
-
-
chamber of commerce
183
258
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

268
714
-
-
total
10 872
28 780
-
-
Dividends
21 542
57 719
-
-
withholding
5 043
14 088
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

277
775
-
-
total
5 320
14 863
-
-
Income
86 500
86 500
86 500
86 500
Total tax
29 050
43 643
24 500
32 160
After tax
57 450
42 857
62 000
54 340
Living cost
41 228
41 228
41 228
41 228
Free-cash
16 222
1 629
20 772
13 112

Estimated living cost  is ₽41228 per week

₽30111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3298
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7284
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽24648
₽31330
₽22976
₽34194
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
86 500
surtax
-
-
-
1 909
unemployment
-
-
-
205
health
-
-
-
6 141
pensions
-
-
-
17 300
income
-
-
-
16 083
other
-
-
-
-
total
-
-
-
41 638
Employee
30 307
-
71 457
-
unemployment
2 109
-
4 973
-
other
-
-
-
-
income
5 081
-
14 988
-
surtax
108
-
1 718
-
pensions
2 022
-
4 767
-
health
774
-
1 822
-
total
10 094
-
28 268
-
Employer
30 307
-
71 457
-
pensions
4 041
-
9 525
-
other
-
-
-
-
health
1 378
-
3 252
-
unemployment
962
-
2 265
-
total
6 381
-
15 042
-
Corporate
49 812
86 500
-
-
income
12 951
22 491
-
-
total
12 951
22 491
-
-
Dividends
36 862
64 009
-
-
withholding
5 530
9 601
-
-
total
5 530
9 601
-
-
Income
86 500
86 500
86 500
86 500
Total tax
34 956
32 092
43 310
41 638
After tax
51 544
54 408
43 190
44 862
Living cost
20 214
20 214
20 214
20 214
Free-cash
31 330
34 194
22 976
24 648

Estimated living cost  is ₽20214 per week

₽12204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽25003
₽31748
₽23331
₽34549
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
86 500
surtax
-
-
-
1 909
unemployment
-
-
-
205
health
-
-
-
6 141
pensions
-
-
-
17 300
income
-
-
-
16 083
other
-
-
-
-
total
-
-
-
41 638
Employee
29 761
-
71 457
-
unemployment
2 072
-
4 973
-
other
-
-
-
-
income
4 989
-
14 988
-
surtax
97
-
1 718
-
pensions
1 985
-
4 767
-
health
760
-
1 822
-
total
9 903
-
28 268
-
Employer
29 761
-
71 457
-
pensions
3 967
-
9 525
-
other
-
-
-
-
health
1 354
-
3 252
-
unemployment
943
-
2 265
-
total
6 264
-
15 042
-
Corporate
50 475
86 500
-
-
income
13 123
22 491
-
-
total
13 123
22 491
-
-
Dividends
37 351
64 009
-
-
withholding
5 603
9 601
-
-
total
5 603
9 601
-
-
Income
86 500
86 500
86 500
86 500
Total tax
34 893
32 092
43 310
41 638
After tax
51 607
54 408
43 190
44 862
Living cost
19 859
19 859
19 859
19 859
Free-cash
31 748
34 549
23 331
25 003

Estimated living cost  is ₽19859 per week

₽12143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5426
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽42056
₽31280
₽32279
₽30908
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
86 500
unemployment
-
-
-
1 298
health
-
-
-
6 055
pensions
-
-
-
8 650
income
-
-
-
10 575
total
-
-
-
26 578
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
72 385
-
unemployment
387
154
1 086
-
income
3 153
1 255
8 849
-
pensions
2 579
1 026
7 238
-
health
1 805
718
5 067
-
total
7 924
3 153
22 240
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
72 385
-
pensions
5 029
2 001
14 115
-
total
5 029
2 001
14 115
-
Corporate
55 682
74 235
-
-
income
5 011
6 681
-
-
total
5 011
6 681
-
-
Dividends
50 670
67 554
-
-
withholding
9 627
12 835
-
-
social contributions
9 763
13 056
-
-
total
19 390
25 891
-
-
Income
86 500
86 500
86 500
86 500
Total tax
37 354
37 726
36 355
26 578
After tax
49 146
48 774
50 145
59 922
Living cost
17 866
17 866
17 866
17 866
Free-cash
31 280
30 908
32 279
42 056

Estimated living cost  is ₽17866 per week

₽12192
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3855
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽8631
₽9680
₽9310
₽10405
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
86 500
national
-
-
-
13 972
pensions
-
-
-
10 380
social contributions
-
-
-
930
municipal
-
-
-
9 016
total
-
-
-
34 298
Employee
67 543
-
74 778
-
municipal
8 343
-
9 351
-
national
12 928
-
14 491
-
pensions
2 702
-
2 991
-
total
23 973
-
26 833
-
Employer
67 543
-
74 778
-
pensions
5 403
-
5 982
-
social contributions
726
-
804
-
total
6 129
-
6 786
-
Corporate
8 369
86 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

1 674
17 300
-
-
total
1 674
17 300
-
-
Dividends
6 695
69 200
-
-
withholding
1 473
15 224
-
-
total
1 473
15 224
-
-
Income
86 500
86 500
86 500
86 500
Total tax
33 249
32 524
33 619
34 298
After tax
53 251
53 976
52 881
52 202
Living cost
43 571
43 571
43 571
43 571
Free-cash
9 680
10 405
9 310
8 631

Estimated living cost  is ₽43571 per week

₽29615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽7891
₽11270
₽7891
₽9284
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
86 500
social contributions
-
-
-
7 619
income
-
-
-
19 724
total
-
-
-
27 343
Employee
70 397
-
86 500
-
social contributions
5 848
-
7 619
-
income
13 284
-
19 724
-
total
19 132
-
27 343
-
Employer
70 397
-
86 500
-
total
-
-
-
-
Corporate
16 103
86 500
-
-
income
2 014
10 812
-
-
total
2 014
10 812
-
-
Dividends
14 090
75 688
-
-
withholding
2 818
15 138
-
-
total
2 818
15 138
-
-
Income
86 500
86 500
86 500
86 500
Total tax
23 964
25 950
27 343
27 343
After tax
62 536
60 550
59 157
59 157
Living cost
51 266
51 266
51 266
51 266
Free-cash
11 270
9 284
7 891
7 891

Estimated living cost  is ₽51266 per week

₽39002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4177
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽6685
₽3478
₽2568
₽8175
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
86 500
national
-
-
-
18 130
regional
-
-
-
948
social contributions
-
-
-
22 248
municipal
-
-
-
514
total
-
-
-
41 840
Employee
79 983
-
86 500
-
municipal
424
-
459
-
national
13 859
-
15 500
-
social contributions
26 970
-
29 168
-
regional
755
-
830
-
total
42 008
-
45 957
-
Employer
79 983
-
86 500
-
total
-
-
-
-
Corporate
6 517
86 500
-
-
nationa
1 564
20 761
-
-
municipal
254
3 373
-
-
total
1 818
24 134
-
-
Dividends
4 698
62 366
-
-
withholding
1 221
16 216
-
-
total
1 221
16 216
-
-
Income
86 500
86 500
86 500
86 500
Total tax
45 047
40 350
45 957
41 840
After tax
41 453
46 150
40 543
44 660
Living cost
37 975
37 975
37 975
37 975
Free-cash
3 478
8 175
2 568
6 685

Estimated living cost  is ₽37975 per week

₽26472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽20061
₽19226
₽15966
₽21222
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
86 500
national
-
-
-
18 130
regional
-
-
-
1 304
social contributions
-
-
-
22 248
municipal
-
-
-
514
total
-
-
-
42 196
Employee
49 922
-
86 500
-
municipal
265
-
459
-
national
7 909
-
15 500
-
social contributions
16 834
-
29 168
-
regional
672
-
1 164
-
total
25 680
-
46 291
-
Employer
49 922
-
86 500
-
total
-
-
-
-
Corporate
36 578
86 500
-
-
nationa
8 778
20 761
-
-