Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 85000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽55381
₽47921
₽45581
₽49254
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
85 000
unemployment
-
-
-
140
health
-
-
-
4 038
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 197
income
-
-
-
12 750
total
-
-
-
22 125
Employee
22 899
-
78 111
-
accident

We are using the highest rate at 1.1%.

252
-
386
-
health
1 053
-
1 615
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 010
-
3 083
-
income
2 290
-
7 811
-
total
5 605
-
12 895
-
Employer
22 899
-
78 111
-
accident

We are using the highest rate at 1.1%.

252
-
386
-
unemployment
138
-
211
-
health
1 580
-
2 423
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 523
-
3 870
-
total
4 493
-
6 890
-
Corporate
57 608
85 000
-
-
income
5 761
8 500
-
-
total
5 761
8 500
-
-
Dividends
51 847
76 500
-
-
withholding
2 593
3 825
-
-
total
2 593
3 825
-
-
Income
85 000
85 000
85 000
85 000
Total tax
18 452
12 325
19 785
22 125
After tax
66 548
72 675
65 215
62 875
Living cost
17 294
17 294
17 294
17 294
Free-cash
49 254
55 381
47 921
45 581

Estimated living cost  is ₽17294 per week

₽11438
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽990
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽413
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4454
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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