Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 85000
per

Your estimated
City
free-cash

Andorra , Andorra
₽37247
₽45542
₽39633
₽48653
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
85 000
social contributions
-
-
-
18 700
income
-
-
-
1 206
total
-
-
-
19 906
Employee
29 782
-
73 594
-
social contributions
1 936
-
4 783
-
income
-
-
1 331
-
total
1 936
-
6 114
-
Employer
29 782
-
73 594
-
social contributions
4 616
-
11 406
-
total
4 616
-
11 406
-
Corporate
50 601
85 000
-
-
income
5 059
8 500
-
-
total
5 059
8 500
-
-
Dividends
45 542
76 500
-
-
total
-
-
-
-
Income
85 000
85 000
85 000
85 000
Total tax
11 611
8 500
17 520
19 906
After tax
73 389
76 500
67 480
65 094
Living cost
27 847
27 847
27 847
27 847
Free-cash
45 542
48 653
39 633
37 247

Estimated living cost  is ₽27847 per week

₽18005
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2099
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7218
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽14294
₽17864
-₽2595
₽18319
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
85 000
surtax
-
-
-
-
unemployment
-
-
-
5 682
health
-
-
-
6 503
chamber of commerce
-
-
-
339
pensions
-
-
-
15 725
income
-
-
-
12 902
total
-
-
-
41 151
Employee
40 495
36 918
66 007
-
unemployment
1 215
1 108
1 979
-
other
404
369
659
-
income
3 607
2 723
11 473
-
pensions
4 147
3 780
6 759
-
health
1 566
1 429
2 554
-
total
10 939
9 409
23 424
-
Employer
40 495
36 918
66 007
-
pensions
5 082
4 634
8 284
-
surtax
-
-
-
-
payroll
1 215
1 108
1 979
-
other
1 923
1 753
3 134
-
health
1 531
1 396
2 495
-
accident
526
480
858
-
unemployment
1 215
1 108
1 979
-
chamber of commerce
162
148
264
-
total
11 654
10 627
18 993
-
Corporate
32 852
37 457
62 491
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

8 213
9 365
15 623
-
total
8 213
9 365
15 623
-
Dividends
24 638
28 092
-
-
withholding
6 775
7 725
-
-
total
6 775
7 725
-
-
Income
85 000
85 000
85 000
85 000
Total tax
37 581
37 126
58 040
41 151
After tax
47 419
47 874
26 960
43 849
Living cost
29 555
29 555
29 555
29 555
Free-cash
17 864
18 319
-2 595
14 294

Estimated living cost  is ₽29555 per week

₽17729
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3018
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽527
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8280
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽11024
₽13702
-₽5674
₽15132
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
85 000
surtax
-
-
-
183
unemployment
-
-
-
5 682
health
-
-
-
6 503
chamber of commerce
-
-
-
339
pensions
-
-
-
15 725
income
-
-
-
12 902
total
-
-
-
41 334
Employee
46 296
36 918
65 863
-
unemployment
1 389
1 108
1 976
-
other
462
369
659
-
income
5 270
2 723
11 381
-
pensions
4 741
3 780
6 744
-
health
1 791
1 429
2 549
-
total
13 653
9 409
23 309
-
Employer
46 296
36 918
65 863
-
pensions
5 810
4 634
8 266
-
surtax
183
183
183
-
payroll
1 389
1 108
1 976
-
other
2 199
1 753
3 127
-
health
1 749
1 396
2 489
-
accident
601
480
856
-
unemployment
1 389
1 108
1 976
-
chamber of commerce
185
148
264
-
total
13 505
10 810
19 137
-
Corporate
25 199
37 274
62 347
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

6 301
9 319
15 586
-
total
6 301
9 319
15 586
-
Dividends
18 898
27 955
-
-
withholding
5 197
7 688
-
-
total
5 197
7 688
-
-
Income
85 000
85 000
85 000
85 000
Total tax
38 656
37 226
58 032
41 334
After tax
46 344
47 774
26 968
43 666
Living cost
32 642
32 642
32 642
32 642
Free-cash
13 702
15 132
-5 674
11 024

Estimated living cost  is ₽32642 per week

₽21771
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2785
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7551
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽7079
-₽554
-₽181
₽13924
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
85 000
national
-
-
-
26 967
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 330
social contributions
-
-
-
12 847
total
-
-
-
44 144
Employee

The minimum management director salary is set at €45,000 per year.

66 264
-
65 836
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

577
-
573
-
national
20 372
-
20 204
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 456
-
3 433
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 970
-
4 938
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 113
-
3 094
-
total
32 488
-
32 242
-
Employer

The minimum management director salary is set at €45,000 per year.

66 264
-
65 836
-
surtax
7 514
-
7 464
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 872
-
5 833
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 075
-
4 049
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

861
-
854
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

967
-
962
-
total
19 289
-
19 162
-
Corporate
-
85 000
-
-
income
-
17 000
-
-
surtax
-
339
-
-
total
-
17 339
-
-
Dividends
-
67 661
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
19 960
-
-
total
-
19 960
-
-
Income
85 000
85 000
85 000
85 000
Total tax
51 777
37 299
51 404
44 144
After tax
33 223
47 701
33 596
40 856
Living cost
33 777
33 777
33 777
33 777
Free-cash
-554
13 924
-181
7 079

Estimated living cost  is ₽33777 per week

₽21757
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2953
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8539
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽47707
₽51121
₽50199
₽56760
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
85 000
unemployment
-
-
-
129
health
-
-
-
3 716
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 783
income
-
-
-
12 750
total
-
-
-
21 378
Employee
21 074
-
78 660
-
accident

We are using the highest rate at 1.1%.

232
-
355
-
income
2 108
-
7 866
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 850
-
2 838
-
health
970
-
1 487
-
total
5 160
-
12 546
-
Employer
21 074
-
78 660
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 322
-
3 561
-
health
1 454
-
2 230
-
accident

We are using the highest rate at 1.1%.

232
-
355
-
unemployment
127
-
194
-
total
4 135
-
6 340
-
Corporate
59 791
85 000
-
-
income
5 979
8 500
-
-
total
5 979
8 500
-
-
Dividends
53 811
76 500
-
-
withholding
2 690
3 825
-
-
total
2 690
3 825
-
-
Income
85 000
85 000
85 000
85 000
Total tax
17 964
12 325
18 886
21 378
After tax
67 036
72 675
66 114
63 622
Living cost
15 915
15 915
15 915
15 915
Free-cash
51 121
56 760
50 199
47 707

Estimated living cost  is ₽15915 per week

₽10526
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽911
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽380
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4099
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽51492
₽56247
₽53984
₽60545
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
85 000
unemployment
-
-
-
129
health
-
-
-
3 716
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 783
income
-
-
-
12 750
total
-
-
-
21 378
Employee
16 062
-
78 660
-
accident

We are using the highest rate at 1.1%.

177
-
355
-
income
1 606
-
7 866
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 410
-
2 838
-
health
739
-
1 487
-
total
3 932
-
12 546
-
Employer
16 062
-
78 660
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 770
-
3 561
-
health
1 109
-
2 230
-
accident

We are using the highest rate at 1.1%.

177
-
355
-
unemployment
96
-
194
-
total
3 152
-
6 340
-
Corporate
65 786
85 000
-
-
income
6 578
8 500
-
-
total
6 578
8 500
-
-
Dividends
59 208
76 500
-
-
withholding
2 961
3 825
-
-
total
2 961
3 825
-
-
Income
85 000
85 000
85 000
85 000
Total tax
16 623
12 325
18 886
21 378
After tax
68 377
72 675
66 114
63 622
Living cost
12 130
12 130
12 130
12 130
Free-cash
56 247
60 545
53 984
51 492

Estimated living cost  is ₽12130 per week

₽7082
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽866
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽321
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3861
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽39893
₽35776
₽39810
₽40816
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
85 000
health
-
-
-
2 168
social contributions
-
-
-
13 260
income
-
-
-
8 231
total
-
-
-
23 659
Employee
71 234
71 234
77 168
-
income
7 756
6 594
8 196
-
social contributions
2 693
5 912
6 404
-
health
552
1 211
1 311
-
total
11 001
13 717
15 911
-
Employer
71 234
71 234
77 168
-
social contributions
2 693
5 912
6 404
-
health
599
1 318
1 427
-
total
3 292
7 230
7 831
-
Corporate
49 258
6 535
-
-
income
6 156
817
-
-
total
6 156
817
-
-
Dividends
43 101
5 718
-
-
withholding
7 327
972
-
-
total
7 327
972
-
-
Income
85 000
85 000
85 000
85 000
Total tax
27 776
22 736
23 742
23 659
After tax
57 224
62 264
61 258
61 341
Living cost
21 448
21 448
21 448
21 448
Free-cash
35 776
40 816
39 810
39 893

Estimated living cost  is ₽21448 per week

₽12854
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2104
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽475
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6016
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽31294
₽28375
₽31211
₽32217
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
85 000
health
-
-
-
2 168
social contributions
-
-
-
13 260
income
-
-
-
8 231
total
-
-
-
23 659
Employee
71 234
71 234
77 168
-
income
7 480
6 594
8 196
-
social contributions
3 461
5 912
6 404
-
health
708
1 211
1 311
-
total
11 649
13 717
15 911
-
Employer
71 234
71 234
77 168
-
social contributions
3 461
5 912
6 404
-
health
772
1 318
1 427
-
total
4 233
7 230
7 831
-
Corporate
39 070
6 535
-
-
income
4 884
817
-
-
total
4 884
817
-
-
Dividends
34 186
5 718
-
-
withholding
5 812
972
-
-
total
5 812
972
-
-
Income
85 000
85 000
85 000
85 000
Total tax
26 578
22 736
23 742
23 659
After tax
58 422
62 264
61 258
61 341
Living cost
30 047
30 047
30 047
30 047
Free-cash
28 375
32 217
31 211
31 294

Estimated living cost  is ₽30047 per week

₽20540
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2347
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽505
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6656
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽19988
₽29473
₽21724
₽37111
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
85 000
health
-
-
-
11 475
social contributions
-
-
-
24 820
income
-
-
-
7 306
solidarity contribution
-
-
-
-
total
-
-
-
43 601
Employee
31 487
-
63 433
-
income
3 778
-
7 612
-
social contributions
2 047
-
4 123
-
health
4 251
-
8 563
-
solidarity contribution
-
-
-
-
total
10 076
-
20 298
-
Employer
31 487
-
63 433
-
social contributions
7 872
-
15 858
-
health
2 834
-
5 709
-
total
10 706
-
21 567
-
Corporate
42 807
85 000
-
-
income
8 133
16 150
-
-
total
8 133
16 150
-
-
Dividends
34 674
68 850
-
-
withholding
5 201
10 328
-
-
total
5 201
10 328
-
-
Income
85 000
85 000
85 000
85 000
Total tax
34 116
26 478
41 865
43 601
After tax
50 884
58 522
43 135
41 399
Living cost
21 411
21 411
21 411
21 411
Free-cash
29 473
37 111
21 724
19 988

Estimated living cost  is ₽21411 per week

₽14872
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1523
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽421
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4595
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽15015
₽22727
₽16751
₽32138
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
85 000
health
-
-
-
11 475
social contributions
-
-
-
24 820
income
-
-
-
7 306
solidarity contribution
-
-
-
-
total
-
-
-
43 601
Employee
38 800
-
63 433
-
income
4 656
-
7 612
-
social contributions
2 522
-
4 123
-
health
5 238
-
8 563
-
solidarity contribution
-
-
-
-
total
12 416
-
20 298
-
Employer
38 800
-
63 433
-
social contributions
9 700
-
15 858
-
health
3 492
-
5 709
-
total
13 192
-
21 567
-
Corporate
33 008
85 000
-
-
income
6 271
16 150
-
-
total
6 271
16 150
-
-
Dividends
26 736
68 850
-
-
withholding
4 010
10 328
-
-
total
4 010
10 328
-
-
Income
85 000
85 000
85 000
85 000
Total tax
35 889
26 478
41 865
43 601
After tax
49 111
58 522
43 135
41 399
Living cost
26 384
26 384
26 384
26 384
Free-cash
22 727
32 138
16 751
15 015

Estimated living cost  is ₽26384 per week

₽19621
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽456
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4845
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽8395
-₽117412
-₽117412
-₽117412
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
85 000
national
-
-
-
8 894
pensions
-
-
-
805
municipal
-
-
-
15 428
labour market
-
-
-
6 736
total
-
-
-
31 863
Employee
188 843
188 843
188 843
-
municipal
40 213
40 213
40 213
-
national
23 071
23 071
23 071
-
pensions
268
268
268
-
labour market
15 086
15 086
15 086
-
total
78 638
78 638
78 638
-
Employer
188 843
188 843
188 843
-
pensions
537
537
537
-
labour market
15 107
15 107
15 107
-
municipal
40 277
40 277
40 277
-
national
23 111
23 111
23 111
-
total
79 032
79 032
79 032
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
85 000
85 000
85 000
85 000
Total tax
157 670
157 670
157 670
31 863
After tax
-72 670
-72 670
-72 670
53 137
Living cost
44 742
44 742
44 742
44 742
Free-cash
-117 412
-117 412
-117 412
8 395

Estimated living cost  is ₽44742 per week

₽30622
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3958
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽688
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9474
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽23184
₽39869
₽26618
₽45625
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
85 000
health
-
-
-
11 051
pensions
-
-
-
17 000
income
-
-
-
11 390
total
-
-
-
39 441
Employee
26 280
-
63 528
-
unemployment
420
-
1 016
-
income
2 959
-
12 248
-
pensions
526
-
1 271
-
total
3 905
-
14 535
-
Employer
26 280
-
63 528
-
pensions
5 256
-
12 705
-
health
3 416
-
8 259
-
unemployment
211
-
508
-
total
8 883
-
21 472
-
Corporate
49 837
85 000
-
-
income
9 968
17 000
-
-
total
9 968
17 000
-
-
Dividends
39 869
68 000
-
-
total
-
-
-
-
Income
85 000
85 000
85 000
85 000
Total tax
22 756
17 000
36 007
39 441
After tax
62 244
68 000
48 993
45 559
Living cost
22 375
22 375
22 375
22 375
Free-cash
39 869
45 625
26 618
23 184

Estimated living cost  is ₽22375 per week

₽15347
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1333
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽450
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5246
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽25648
₽18730
₽13530
₽21535
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
85 000
national
-
-
-
7 729
health
-
-
-
923
municipal
-
-
-
15 134
total
-
-
-
23 786
Employee
48 739
-
71 508
-
unemployment
731
-
1 072
-
municipal
7 983
-
11 682
-
national
805
-
4 117
-
pensions
3 289
-
4 827
-
health
364
-
714
-
total
13 172
-
22 412
-
Employer
48 739
-
71 508
-
pensions
8 456
-
12 406
-
health
374
-
550
-
accident
49
-
72
-
unemployment
316
-
464
-
total
9 195
-
13 492
-
Corporate
27 065
85 000
-
-
income
5 413
17 000
-
-
total
5 413
17 000
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

16 239
51 000
-
-
municipal
2 924
9 180
-
-
national
-
1 719
-
-
total
2 924
10 899
-
-
Income
85 000
85 000
85 000
85 000
Total tax
30 704
27 899
35 904
23 786
After tax
54 296
57 101
49 096
61 214
Living cost
35 566
35 566
35 566
35 566
Free-cash
18 730
21 535
13 530
25 648

Estimated living cost  is ₽35566 per week

₽23232
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3421
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽566
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8349
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽20610
₽19433
₽20236
₽14285
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
85 000
surtax
-
-
-
-
health
-
-
-
1 153
pensions
-
-
-
22 608
social contributions
-
-
-
2 422
income
-
-
-
7 016
other
-
-
-
2 637
total
-
-
-
35 836
Employee
35 391
-
64 773
-
income
1 825
-
6 812
-
surtax
-
-
-
-
social contributions
1 009
-
1 846
-
pensions
4 003
-
7 325
-
total
6 837
-
15 983
-
Employer
35 391
-
64 773
-
pensions
5 815
-
10 641
-
social contributions
105
-
195
-
other
1 222
-
2 234
-
health
2 477
-
4 534
-
unemployment
1 433
-
2 623
-
total
11 052
-
20 227
-
Corporate
38 557
85 000
-
-
income
10 796
23 800
-
-
surtax
-
-
-
-
total
10 796
23 800
-
-
Dividends
27 761
61 200
-
-
withholding
3 553
7 834
-
-
social contributions
4 775
10 527
-
-
surtax
-
-
-
-
total
8 328
18 361
-
-
Income
85 000
85 000
85 000
85 000
Total tax
37 013
42 161
36 210
35 836
After tax
47 987
42 839
48 790
49 164
Living cost
28 554
28 554
28 554
28 554
Free-cash
19 433
14 285
20 236
20 610

Estimated living cost  is ₽28554 per week

₽16560
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2901
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8553
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽17470
₽16616
₽17095
₽11144
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
85 000
surtax
-
-
-
-
health
-
-
-
1 153
pensions
-
-
-
22 608
social contributions
-
-
-
2 422
income
-
-
-
7 016
other
-
-
-
2 637
total
-
-
-
35 836
Employee
39 648
-
64 773
-
income
2 340
-
6 812
-
surtax
-
-
-
-
social contributions
1 130
-
1 846
-
pensions
4 483
-
7 325
-
total
7 953
-
15 983
-
Employer
39 648
-
64 773
-
pensions
6 513
-
10 641
-
social contributions
120
-
195
-
other
1 368
-
2 234
-
health
2 776
-
4 534
-
unemployment
1 605
-
2 623
-
total
12 382
-
20 227
-
Corporate
32 971
85 000
-
-
income
9 231
23 800
-
-
surtax
-
-
-
-
total
9 231
23 800
-
-
Dividends
23 740
61 200
-
-
withholding
3 040
7 834
-
-
social contributions
4 084
10 527
-
-
surtax
-
-
-
-
total
7 124
18 361
-
-
Income
85 000
85 000
85 000
85 000
Total tax
36 690
42 161
36 210
35 836
After tax
48 310
42 839
48 790
49 164
Living cost
31 694
31 694
31 694
31 694
Free-cash
16 616
11 144
17 095
17 470

Estimated living cost  is ₽31694 per week

₽19985
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2577
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽540
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8595
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽4421
₽4465
₽4047
-₽1904
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
85 000
surtax
-
-
-
-
health
-
-
-
1 153
pensions
-
-
-
22 608
social contributions
-
-
-
2 422
income
-
-
-
7 016
other
-
-
-
2 637
total
-
-
-
35 836
Employee
58 021
-
64 773
-
income
5 062
-
6 812
-
surtax
-
-
-
-
social contributions
1 652
-
1 846
-
pensions
6 563
-
7 325
-
total
13 277
-
15 983
-
Employer
58 021
-
64 773
-
pensions
9 534
-
10 641
-
social contributions
174
-
195
-
other
2 002
-
2 234
-
health
4 061
-
4 534
-
unemployment
2 350
-
2 623
-
total
18 121
-
20 227
-
Corporate
8 858
85 000
-
-
income
2 481
23 800
-
-
surtax
-
-
-
-
total
2 481
23 800
-
-
Dividends
6 377
61 200
-
-
withholding
816
7 834
-
-
social contributions
1 097
10 527
-
-
surtax
-
-
-
-
total
1 913
18 361
-
-
Income
85 000
85 000
85 000
85 000
Total tax
35 792
42 161
36 210
35 836
After tax
49 208
42 839
48 790
49 164
Living cost
44 743
44 743
44 743
44 743
Free-cash
4 465
-1 904
4 047
4 421

Estimated living cost  is ₽44743 per week

₽30281
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3660
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽614
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10187
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽78204
₽73689
₽62054
₽74804
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
85 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
850
total
-
-
-
850
Employee
7 432
-
85 000
-
income
1 486
-
17 000
-
total
1 486
-
17 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

77 568
85 000
-
-
total
-
-
-
-
Dividends
77 568
85 000
-
-
withholding
3 879
4 250
-
-
total
3 879
4 250
-
-
Income
85 000
85 000
85 000
85 000
Total tax
5 365
4 250
17 000
850
After tax
79 635
80 750
68 000
84 150
Living cost
5 946
5 946
5 946
5 946
Free-cash
73 689
74 804
62 054
78 204

Estimated living cost  is ₽5946 per week

₽3685
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽163
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1603
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽74885
₽69748
₽58735
₽71485
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
85 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
850
total
-
-
-
850
Employee
11 581
-
85 000
-
income
2 316
-
17 000
-
total
2 316
-
17 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

73 419
85 000
-
-
total
-
-
-
-
Dividends
73 419
85 000
-
-
withholding
3 671
4 250
-
-
total
3 671
4 250
-
-
Income
85 000
85 000
85 000
85 000
Total tax
5 987
4 250
17 000
850
After tax
79 013
80 750
68 000
84 150
Living cost
9 265
9 265
9 265
9 265
Free-cash
69 748
71 485
58 735
74 885

Estimated living cost  is ₽9265 per week

₽6270
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽311
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽19600
₽20227
₽25618
₽8109
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
85 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
902
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 329
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
16 386
trade
-
-
-
6 018
total
-
-
-
29 635
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 093
-
85 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 790
-
16 386
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

209
-
902
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 329
-
6 329
-
total
10 328
-
23 617
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
38 907
85 000
-
-
trade
5 583
12 197
-
-
income
5 836
12 751
-
-
chamber of commerce
197
265
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

322
701
-
-
total
11 938
25 914
-
-
Dividends
26 968
59 086
-
-
withholding
6 390
14 419
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

352
793
-
-
total
6 742
15 212
-
-
Income
85 000
85 000
85 000
85 000
Total tax
29 008
41 126
23 617
29 635
After tax
55 992
43 874
61 383
55 365
Living cost
35 765
35 765
35 765
35 765
Free-cash
20 227
8 109
25 618
19 600

Estimated living cost  is ₽35765 per week

₽24671
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3848
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6726
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽26719
₽25185
₽33324
₽14941
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
85 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
902
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 329
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
16 386
trade
-
-
-
6 605
total
-
-
-
30 222
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

35 432
-
85 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

990
-
16 386
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

54
-
902
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 329
-
6 329
-
total
7 373
-
23 617
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
49 568
85 000
-
-
trade
7 807
13 387
-
-
income
7 434
12 751
-
-
chamber of commerce
213
262
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

410
701
-
-
total
15 864
27 101
-
-
Dividends
33 704
57 899
-
-
withholding
8 074
14 122
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

445
777
-
-
total
8 519
14 899
-
-
Income
85 000
85 000
85 000
85 000
Total tax
31 756
42 000
23 617
30 222
After tax
53 244
43 000
61 383
54 778
Living cost
28 059
28 059
28 059
28 059
Free-cash
25 185
14 941
33 324
26 719

Estimated living cost  is ₽28059 per week

₽17650
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3272
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6614
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽18094
₽19186
₽24991
₽6169
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
85 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
902
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 329
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
16 386
trade
-
-
-
6 897
total
-
-
-
30 514
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 979
-
85 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 036
-
16 386
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

222
-
902
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 329
-
6 329
-
total
10 587
-
23 617
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
38 021
85 000
-
-
trade
6 255
13 983
-
-
income
5 703
12 751
-
-
chamber of commerce
195
262
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

313
701
-
-
total
12 466
27 697
-
-
Dividends
25 556
57 303
-
-
withholding
6 037
13 974
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

332
768
-
-
total
6 369
14 742
-
-
Income
85 000
85 000
85 000
85 000
Total tax
29 422
42 439
23 617
30 514
After tax
55 578
42 561
61 383
54 486
Living cost
36 392
36 392
36 392
36 392
Free-cash
19 186
6 169
24 991
18 094

Estimated living cost  is ₽36392 per week

₽24339
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3838
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽543
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7672
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽11755
₽14710
₽18945
-₽313
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
85 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
902
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 329
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
16 386
trade
-
-
-
7 190
total
-
-
-
30 807
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

55 674
-
85 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 547
-
16 386
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

360
-
902
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 329
-
6 329
-
total
13 236
-
23 617
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
29 326
85 000
-
-
trade
5 030
14 577
-
-
income
4 398
12 751
-
-
chamber of commerce
181
260
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

243
701
-
-
total
9 852
28 289
-
-
Dividends
19 475
56 711
-
-
withholding
4 516
13 825
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

248
761
-
-
total
4 764
14 586
-
-
Income
85 000
85 000
85 000
85 000
Total tax
27 852
42 875
23 617
30 807
After tax
57 148
42 125
61 383
54 193
Living cost
42 438
42 438
42 438
42 438
Free-cash
14 710
-313
18 945
11 755

Estimated living cost  is ₽42438 per week

₽30995
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3395
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽552
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7498
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽23707
₽29712
₽22070
₽32657
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
85 000
surtax
-
-
-
1 774
unemployment
-
-
-
211
health
-
-
-
6 035
pensions
-
-
-
17 000
income
-
-
-
15 465
other
-
-
-
-
total
-
-
-
40 485
Employee
31 197
-
70 219
-
unemployment
2 171
-
4 887
-
other
-
-
-
-
income
5 230
-
14 394
-
surtax
111
-
1 586
-
pensions
2 081
-
4 683
-
health
796
-
1 791
-
total
10 389
-
27 341
-
Employer
31 197
-
70 219
-
pensions
4 159
-
9 359
-
other
-
-
-
-
health
1 419
-
3 196
-
unemployment
990
-
2 226
-
total
6 568
-
14 781
-
Corporate
47 235
85 000
-
-
income
12 281
22 100
-
-
total
12 281
22 100
-
-
Dividends
34 954
62 900
-
-
withholding
5 242
9 435
-
-
total
5 242
9 435
-
-
Income
85 000
85 000
85 000
85 000
Total tax
34 480
31 535
42 122
40 485
After tax
50 520
53 465
42 878
44 515
Living cost
20 808
20 808
20 808
20 808
Free-cash
29 712
32 657
22 070
23 707

Estimated living cost  is ₽20808 per week

₽12563
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1809
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5954
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽24073
₽30141
₽22436
₽33023
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
85 000
surtax
-
-
-
1 774
unemployment
-
-
-
211
health
-
-
-
6 035
pensions
-
-
-
17 000
income
-
-
-
15 465
other
-
-
-
-
total
-
-
-
40 485
Employee
30 635
-
70 219
-
unemployment
2 132
-
4 887
-
other
-
-
-
-
income
5 135
-
14 394
-
surtax
100
-
1 586
-
pensions
2 043
-
4 683
-
health
782
-
1 791
-
total
10 192
-
27 341
-
Employer
30 635
-
70 219
-
pensions
4 084
-
9 359
-
other
-
-
-
-
health
1 394
-
3 196
-
unemployment
970
-
2 226
-
total
6 448
-
14 781
-
Corporate
47 917
85 000
-
-
income
12 459
22 100
-
-
total
12 459
22 100
-
-
Dividends
35 458
62 900
-
-
withholding
5 318
9 435
-
-
total
5 318
9 435
-
-
Income
85 000
85 000
85 000
85 000
Total tax
34 417
31 535
42 122
40 485
After tax
50 583
53 465
42 878
44 515
Living cost
20 442
20 442
20 442
20 442
Free-cash
30 141
33 023
22 436
24 073

Estimated living cost  is ₽20442 per week

₽12499
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1886
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽471
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5585
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽40355
₽29804
₽30746
₽29419
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
85 000
unemployment
-
-
-
1 275
health
-
-
-
5 950
pensions
-
-
-
8 500
income
-
-
-
10 391
total
-
-
-
26 116
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 747
10 645
71 130
-
unemployment
401
160
1 067
-
income
3 270
1 301
8 696
-
pensions
2 675
1 064
7 113
-
health
1 872
745
4 979
-
total
8 218
3 270
21 855
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 747
10 645
71 130
-
pensions
5 216
2 076
13 870
-
total
5 216
2 076
13 870
-
Corporate
53 038
72 280
-
-
income
4 773
6 505
-
-
total
4 773
6 505
-
-
Dividends
48 264
65 774
-
-
withholding
9 170
12 497
-
-
social contributions
9 290
12 704
-
-
total
18 460
25 201
-
-
Income
85 000
85 000
85 000
85 000
Total tax
36 667
37 052
35 725
26 116
After tax
48 333
47 948
49 275
58 884
Living cost
18 529
18 529
18 529
18 529
Free-cash
29 804
29 419
30 746
40 355

Estimated living cost  is ₽18529 per week

₽12644
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1516
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽370
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3998
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽6669
₽7546
₽7336
₽8291
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
85 000
national
-
-
-
13 656
pensions
-
-
-
10 200
social contributions
-
-
-
914
municipal
-
-
-
8 812
total
-
-
-
33 582
Employee
69 369
-
73 482
-
municipal
8 568
-
9 141
-
national
13 277
-
14 166
-
pensions
2 775
-
2 939
-
total
24 620
-
26 246
-
Employer
69 369
-
73 482
-
pensions
5 550
-
5 879
-
social contributions
746
-
790
-
total
6 296
-
6 669
-
Corporate
4 758
85 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

952
17 000
-
-
total
952
17 000
-
-
Dividends
3 806
68 000
-
-
withholding
837
14 960
-
-
total
837
14 960
-
-
Income
85 000
85 000
85 000
85 000
Total tax
32 705
31 960
32 915
33 582
After tax
52 295
53 040
52 085
51 418
Living cost
44 749
44 749
44 749
44 749
Free-cash
7 546
8 291
7 336
6 669

Estimated living cost  is ₽44749 per week

₽30415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4160
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽670
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9504
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽6143
₽8775
₽6143
₽6730
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
85 000
social contributions
-
-
-
7 399
income
-
-
-
18 687
total
-
-
-
26 086
Employee
72 463
-
85 000
-
social contributions
6 020
-
7 399
-
income
13 674
-
18 687
-
total
19 694
-
26 086
-
Employer
72 463
-
85 000
-
total
-
-
-
-
Corporate
12 537
85 000
-
-
income
1 566
10 625
-
-
total
1 566
10 625
-
-
Dividends
10 970
74 375
-
-
withholding
2 194
14 874
-
-
total
2 194
14 874
-
-
Income
85 000
85 000
85 000
85 000
Total tax
23 454
25 499
26 086
26 086
After tax
61 546
59 501
58 914
58 914
Living cost
52 771
52 771
52 771
52 771
Free-cash
8 775
6 730
6 143
6 143

Estimated living cost  is ₽52771 per week

₽40147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4300
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽505
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7819
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽5094
₽1424
₽1051
₽6260
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
85 000
national
-
-
-
17 524
regional
-
-
-
925
social contributions
-
-
-
21 862
municipal
-
-
-
505
total
-
-
-
40 816
Employee
82 331
-
85 000
-
municipal
436
-
450
-
national
14 266
-
14 939
-
social contributions
27 762
-
28 662
-
regional
777
-
808
-
total
43 241
-
44 859
-
Employer
82 331
-
85 000
-
total
-
-
-
-
Corporate
2 669
85 000
-
-
nationa
640
20 400
-
-
municipal
104
3 316
-
-
total
744
23 716
-
-
Dividends
1 926
61 285
-
-
withholding
501
15 934
-
-
total
501
15 934
-
-
Income
85 000
85 000
85 000
85 000
Total tax
44 486
39 650
44 859
40 816
After tax
40 514
45 350
40 141
44 184
Living cost
39 090
39 090
39 090
39 090
Free-cash
1 424
6 260
1 051
5 094

Estimated living cost  is ₽39090 per week

₽27249
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2563
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽599
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8677
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽18872
₽17668
₽14851
₽19724
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
85 000
national
-
-
-
17 524
regional
-
-
-
1 282
social contributions
-
-
-
21 862
municipal
-
-
-
505
total
-
-
-
41 173
Employee
51 388
-
85 000
-
municipal
272
-
450
-
national
8 141
-
14 939
-
social contributions
17 328
-
28 662
-
regional
692
-
1 143
-
total
26 433
-
45 194
-
Employer
51 388
-
85 000
-
total
-
-
-
-
Corporate
33 612
85 000
-
-
nationa
8 067
20 400
-
-
municipal