Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 84500
per

Your estimated
City
free-cash

Valencia , Spain
-₽80418
-₽50540
-₽60291
-₽107335
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 500
income
-
-
-
11 236
pensions
-
-
-
23 942
unemployment
-
-
-
590
accident
-
-
-
761
other
-
-
-
82
total
-
-
-
36 611
Employee
145 463
-
42 619
-
pensions
6 838
-
6 174
-
other
142
-
134
-
income
28 044
-
6 510
-
unemployment
2 255
-
2 038
-
total
37 279
-
14 856
-
Employer
145 463
-
42 619
-
accident
2 882
-
2 598
-
unemployment
8 003
-
7 227
-
other
1 165
-
1 053
-
pensions
34 326
-
31 004
-
total
46 376
-
41 882
-
Corporate
-
84 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
12 676
-
-
total
-
12 676
-
-
Dividends
-
71 824
-
-
withholding
-
14 184
-
-
total
-
14 184
-
-
Income
84 500
84 500
84 500
84 500
Total tax
83 655
26 860
56 738
36 611
After tax
845
57 640
27 762
47 889
Living cost
108 180
108 180
108 180
108 180
Free-cash
-107 335
-50 540
-80 418
-60 291

Estimated living cost  is ₽108180 per month

₽73020
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10399
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1896
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽22867
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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