Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 84500
per

Your estimated
City
free-cash

Valencia , Spain
-₽83276
-₽52598
-₽62756
-₽111016
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 500
income
-
-
-
11 139
pensions
-
-
-
24 401
unemployment
-
-
-
601
accident
-
-
-
776
other
-
-
-
84
total
-
-
-
37 001
Employee
148 253
-
41 815
-
pensions
6 970
-
6 292
-
other
145
-
137
-
income
28 582
-
6 330
-
unemployment
2 298
-
2 077
-
total
37 995
-
14 836
-
Employer
148 253
-
41 815
-
accident
2 937
-
2 648
-
unemployment
8 157
-
7 365
-
other
1 187
-
1 073
-
pensions
34 985
-
31 599
-
total
47 266
-
42 685
-
Corporate
-
84 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
12 676
-
-
total
-
12 676
-
-
Dividends
-
71 824
-
-
withholding
-
14 167
-
-
total
-
14 167
-
-
Income
84 500
84 500
84 500
84 500
Total tax
85 261
26 843
57 521
37 001
After tax
-761
57 657
26 979
47 499
Living cost
110 256
110 256
110 256
110 256
Free-cash
-111 016
-52 598
-83 276
-62 756

Estimated living cost  is ₽110256 per month

₽74421
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10599
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1933
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23305
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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[[ row[2] ]] [[ row[0] ]]

Estimated living cost

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