Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 84000
per

Your estimated
City
free-cash

Andorra , Andorra
₽50706
₽41335
₽39103
₽47925
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 000
social contributions
-
-
-
18 480
income
-
-
-
1 523
total
-
-
-
20 003
Employee
26 624
-
72 727
-
social contributions
1 730
-
4 727
-
income
-
-
1 771
-
total
1 730
-
6 498
-
Employer
26 624
-
72 727
-
social contributions
4 127
-
11 273
-
total
4 127
-
11 273
-
Corporate
53 249
84 000
-
-
income
5 324
8 400
-
-
total
5 324
8 400
-
-
Dividends
47 925
75 600
-
-
total
-
-
-
-
Income
84 000
84 000
84 000
84 000
Total tax
11 181
8 400
17 771
20 003
After tax
72 819
75 600
66 229
63 997
Living cost
24 894
24 894
24 894
24 894
Free-cash
47 925
50 706
41 335
39 103

Estimated living cost  is ₽24894 per week

₽16096
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1876
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽468
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽20736
-₽1062
₽16178
₽20326
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 000
chamber of commerce
-
-
-
336
unemployment
-
-
-
5 079
health
-
-
-
6 426
pensions
-
-
-
15 540
income
-
-
-
14 020
surtax
-
-
-
-
total
-
-
-
41 401
Employee
36 201
33 003
65 226
-
health
1 400
1 278
2 524
-
pensions
3 707
3 379
6 679
-
other
361
330
652
-
unemployment
1 086
990
1 957
-
income
3 225
2 434
12 533
-
total
9 779
8 411
24 345
-
Employer
36 201
33 003
65 226
-
pensions
4 543
4 143
8 186
-
accident
470
429
849
-
unemployment
1 086
990
1 957
-
surtax
-
-
-
-
payroll
1 086
990
1 957
-
chamber of commerce
145
132
261
-
health
1 369
1 248
2 466
-
other
1 719
1 567
3 099
-
total
10 418
9 499
18 775
-
Corporate
37 381
41 499
62 083
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

9 346
10 374
15 521
-
total
9 346
10 374
15 521
-
Dividends
28 035
31 125
-
-
withholding
7 710
8 559
-
-
total
7 710
8 559
-
-
Income
84 000
84 000
84 000
84 000
Total tax
37 253
36 843
58 641
41 401
After tax
46 747
47 157
25 359
42 599
Living cost
26 421
26 421
26 421
26 421
Free-cash
20 326
20 736
-1 062
16 178

Estimated living cost  is ₽26421 per week

₽15849
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2698
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽471
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7402
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽17887
-₽3845
₽13255
₽16605
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 000
chamber of commerce
-
-
-
336
unemployment
-
-
-
5 079
health
-
-
-
6 426
pensions
-
-
-
15 540
income
-
-
-
14 020
surtax
-
-
-
163
total
-
-
-
41 564
Employee
41 387
33 003
65 097
-
health
1 601
1 278
2 519
-
pensions
4 239
3 379
6 667
-
other
413
330
651
-
unemployment
1 242
990
1 953
-
income
4 712
2 434
12 488
-
total
12 207
8 411
24 278
-
Employer
41 387
33 003
65 097
-
pensions
5 194
4 143
8 169
-
accident
537
429
846
-
unemployment
1 242
990
1 953
-
surtax
163
163
163
-
payroll
1 242
990
1 953
-
chamber of commerce
165
132
261
-
health
1 564
1 248
2 461
-
other
1 966
1 567
3 091
-
total
12 073
9 662
18 897
-
Corporate
30 540
41 335
61 959
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

7 635
10 333
15 489
-
total
7 635
10 333
15 489
-
Dividends
22 906
31 002
-
-
withholding
6 299
8 526
-
-
total
6 299
8 526
-
-
Income
84 000
84 000
84 000
84 000
Total tax
38 214
36 932
58 664
41 564
After tax
45 786
47 068
25 336
42 436
Living cost
29 181
29 181
29 181
29 181
Free-cash
16 605
17 887
-3 845
13 255

Estimated living cost  is ₽29181 per week

₽19462
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2489
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽479
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6750
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽16911
₽2481
₽9114
₽4490
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 000
social contributions
-
-
-
13 168
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 250
national
-
-
-
27 273
total
-
-
-
44 691
Employee

The minimum management director salary is set at €45,000 per year.

59 238
-
65 063
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 783
-
3 058
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 443
-
4 880
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 090
-
3 393
-
national
18 212
-
20 489
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

515
-
566
-
total
29 043
-
32 386
-
Employer

The minimum management director salary is set at €45,000 per year.

59 238
-
65 063
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

770
-
846
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

864
-
949
-
surtax
6 717
-
7 377
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 643
-
4 001
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 249
-
5 765
-
total
17 243
-
18 938
-
Corporate
7 519
84 000
-
-
surtax
30
336
-
-
income
1 504
16 800
-
-
total
1 534
17 136
-
-
Dividends
5 985
66 864
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

1 495
19 758
-
-
total
1 495
19 758
-
-
Income
84 000
84 000
84 000
84 000
Total tax
49 315
36 894
51 324
44 691
After tax
34 685
47 106
32 676
39 309
Living cost
30 195
30 195
30 195
30 195
Free-cash
4 490
16 911
2 481
9 114

Estimated living cost  is ₽30195 per week

₽19450
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2640
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽473
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7633
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽57599
₽52100
₽49468
₽52563
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 000
unemployment
-
-
-
116
health
-
-
-
3 321
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 274
income
-
-
-
12 600
total
-
-
-
20 311
Employee
18 831
-
78 335
-
accident

We are using the highest rate at 1.1%.

207
-
318
-
health
866
-
1 328
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 653
-
2 535
-
income
1 883
-
7 833
-
total
4 609
-
12 014
-
Employer
18 831
-
78 335
-
accident

We are using the highest rate at 1.1%.

207
-
318
-
unemployment
113
-
173
-
health
1 299
-
1 992
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 075
-
3 182
-
total
3 694
-
5 665
-
Corporate
61 475
84 000
-
-
income
6 147
8 400
-
-
total
6 147
8 400
-
-
Dividends
55 327
75 600
-
-
withholding
2 766
3 780
-
-
total
2 766
3 780
-
-
Income
84 000
84 000
84 000
84 000
Total tax
17 216
12 180
17 679
20 311
After tax
66 784
71 820
66 321
63 689
Living cost
14 221
14 221
14 221
14 221
Free-cash
52 563
57 599
52 100
49 468

Estimated living cost  is ₽14221 per week

₽9406
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽814
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽339
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3662
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽60981
₽55482
₽52850
₽57141
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 000
unemployment
-
-
-
116
health
-
-
-
3 321
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 274
income
-
-
-
12 600
total
-
-
-
20 311
Employee
14 352
-
78 335
-
accident

We are using the highest rate at 1.1%.

158
-
318
-
health
660
-
1 328
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 260
-
2 535
-
income
1 435
-
7 833
-
total
3 513
-
12 014
-
Employer
14 352
-
78 335
-
accident

We are using the highest rate at 1.1%.

158
-
318
-
unemployment
86
-
173
-
health
991
-
1 992
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 582
-
3 182
-
total
2 817
-
5 665
-
Corporate
66 832
84 000
-
-
income
6 683
8 400
-
-
total
6 683
8 400
-
-
Dividends
60 148
75 600
-
-
withholding
3 007
3 780
-
-
total
3 007
3 780
-
-
Income
84 000
84 000
84 000
84 000
Total tax
16 020
12 180
17 679
20 311
After tax
67 980
71 820
66 321
63 689
Living cost
10 839
10 839
10 839
10 839
Free-cash
57 141
60 981
55 482
52 850

Estimated living cost  is ₽10839 per week

₽6328
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽774
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽287
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3450
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽42307
₽40169
₽40253
₽37799
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 000
social contributions
-
-
-
13 104
health
-
-
-
2 142
income
-
-
-
9 327
total
-
-
-
24 573
Employee
63 681
63 681
76 258
-
health
493
1 083
1 297
-
social contributions
2 408
5 285
6 329
-
income
6 934
5 895
9 291
-
total
9 835
12 263
16 917
-
Employer
63 681
63 681
76 258
-
social contributions
2 408
5 285
6 329
-
health
536
1 179
1 411
-
total
2 944
6 464
7 740
-
Corporate
52 048
13 856
-
-
income
6 506
1 732
-
-
total
6 506
1 732
-
-
Dividends
45 541
12 124
-
-
withholding
7 742
2 060
-
-
total
7 742
2 060
-
-
Income
84 000
84 000
84 000
84 000
Total tax
27 027
22 519
24 657
24 573
After tax
56 973
61 481
59 343
59 427
Living cost
19 174
19 174
19 174
19 174
Free-cash
37 799
42 307
40 169
40 253

Estimated living cost  is ₽19174 per week

₽11491
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1881
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽424
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5378
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽34620
₽32482
₽32566
₽31187
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 000
social contributions
-
-
-
13 104
health
-
-
-
2 142
income
-
-
-
9 327
total
-
-
-
24 573
Employee
63 681
63 681
76 258
-
health
633
1 083
1 297
-
social contributions
3 094
5 285
6 329
-
income
6 687
5 895
9 291
-
total
10 414
12 263
16 917
-
Employer
63 681
63 681
76 258
-
social contributions
3 094
5 285
6 329
-
health
690
1 179
1 411
-
total
3 784
6 464
7 740
-
Corporate
42 940
13 856
-
-
income
5 367
1 732
-
-
total
5 367
1 732
-
-
Dividends
37 573
12 124
-
-
withholding
6 387
2 060
-
-
total
6 387
2 060
-
-
Income
84 000
84 000
84 000
84 000
Total tax
25 952
22 519
24 657
24 573
After tax
58 048
61 481
59 343
59 427
Living cost
26 861
26 861
26 861
26 861
Free-cash
31 187
34 620
32 482
32 566

Estimated living cost  is ₽26861 per week

₽18362
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2098
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5950
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽38381
₽23173
₽21459
₽31441
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 000
social contributions
-
-
-
24 528
health
-
-
-
11 340
solidarity contribution
-
-
-
-
income
-
-
-
7 220
total
-
-
-
43 088
Employee
28 608
-
62 687
-
health
3 862
-
8 463
-
social contributions
1 859
-
4 075
-
solidarity contribution
-
-
-
-
income
3 433
-
7 522
-
total
9 154
-
20 060
-
Employer
28 608
-
62 687
-
social contributions
7 152
-
15 672
-
health
2 575
-
5 642
-
total
9 727
-
21 314
-
Corporate
45 666
84 000
-
-
income
8 677
15 960
-
-
total
8 677
15 960
-
-
Dividends
36 989
68 040
-
-
withholding
5 548
10 206
-
-
total
5 548
10 206
-
-
Income
84 000
84 000
84 000
84 000
Total tax
33 106
26 166
41 374
43 088
After tax
50 894
57 834
42 626
40 912
Living cost
19 453
19 453
19 453
19 453
Free-cash
31 441
38 381
23 173
21 459

Estimated living cost  is ₽19453 per week

₽13512
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1384
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽383
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4174
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽33863
₽18655
₽16941
₽25311
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 000
social contributions
-
-
-
24 528
health
-
-
-
11 340
solidarity contribution
-
-
-
-
income
-
-
-
7 220
total
-
-
-
43 088
Employee
35 252
-
62 687
-
health
4 759
-
8 463
-
social contributions
2 291
-
4 075
-
solidarity contribution
-
-
-
-
income
4 230
-
7 522
-
total
11 280
-
20 060
-
Employer
35 252
-
62 687
-
social contributions
8 813
-
15 672
-
health
3 173
-
5 642
-
total
11 986
-
21 314
-
Corporate
36 762
84 000
-
-
income
6 985
15 960
-
-
total
6 985
15 960
-
-
Dividends
29 778
68 040
-
-
withholding
4 467
10 206
-
-
total
4 467
10 206
-
-
Income
84 000
84 000
84 000
84 000
Total tax
34 718
26 166
41 374
43 088
After tax
49 282
57 834
42 626
40 912
Living cost
23 971
23 971
23 971
23 971
Free-cash
25 311
33 863
18 655
16 941

Estimated living cost  is ₽23971 per week

₽17827
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1328
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽415
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4402
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽96971
-₽96971
₽12046
-₽96971
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 000
labour market
-
-
-
6 662
municipal
-
-
-
15 647
pensions
-
-
-
720
national
-
-
-
8 923
total
-
-
-
31 952
Employee
168 840
168 840
168 840
-
municipal
35 953
35 953
35 953
-
pensions
240
240
240
-
national
20 627
20 627
20 627
-
labour market
13 488
13 488
13 488
-
total
70 308
70 308
70 308
-
Employer
168 840
168 840
168 840
-
labour market
13 507
13 507
13 507
-
national
20 663
20 663
20 663
-
municipal
36 011
36 011
36 011
-
pensions
480
480
480
-
total
70 661
70 661
70 661
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
84 000
84 000
84 000
84 000
Total tax
140 969
140 969
140 969
31 952
After tax
-56 969
-56 969
-56 969
52 048
Living cost
40 002
40 002
40 002
40 002
Free-cash
-96 971
-96 971
-96 971
12 046

Estimated living cost  is ₽40002 per week

₽27378
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3539
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽615
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8470
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽47197
₽28412
₽25022
₽42050
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 000
health
-
-
-
10 919
pensions
-
-
-
16 800
income
-
-
-
11 256
total
-
-
-
38 975
Employee
23 493
-
62 779
-
pensions
470
-
1 256
-
unemployment
376
-
1 004
-
income
2 645
-
12 104
-
total
3 491
-
14 364
-
Employer
23 493
-
62 779
-
pensions
4 699
-
12 557
-
unemployment
189
-
503
-
health
3 054
-
8 161
-
total
7 942
-
21 221
-
Corporate
52 566
84 000
-
-
income
10 514
16 800
-
-
total
10 514
16 800
-
-
Dividends
42 052
67 200
-
-
total
-
-
-
-
Income
84 000
84 000
84 000
84 000
Total tax
21 947
16 800
35 585
38 975
After tax
62 053
67 200
48 415
45 025
Living cost
20 003
20 003
20 003
20 003
Free-cash
42 050
47 197
28 412
25 022

Estimated living cost  is ₽20003 per week

₽13720
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1191
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽402
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4690
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽23965
₽16033
₽27721
₽22289
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
84 000
health
-
-
-
948
municipal
-
-
-
14 949
national
-
-
-
8 587
total
-
-
-
24 484
Employee
43 571
-
70 665
-
health
325
-
743
-
municipal
7 136
-
11 537
-
pensions
2 940
-
4 770
-
national
720
-
4 729
-
unemployment
654
-
1 059
-
total
11 775
-
22 838
-
Employer
43 571
-
70 665
-
accident
44
-
71
-
unemployment
283
-
459
-
health
335
-
544
-
pensions
7 559
-
12 260
-
total
8 221
-
13 334
-
Corporate
32 209
84 000
-
-
income
6 442
16 800
-
-
total
6 442
16 800
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

19 325
50 400
-
-
municipal
3 478
9 073
-
-
national
-
2 367
-
-
total
3 478
11 440
-
-
Income
84 000
84 000
84 000
84 000
Total tax
29 916
28 240
36 172
24 484
After tax
54 084
55 760
47 828
59 516
Living cost
31 795
31 795
31 795
31 795
Free-cash
22 289
23 965
16 033
27 721

Estimated living cost  is ₽31795 per week

₽20768
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3058
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7463
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽16810
₽27348
₽22812
₽21411
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 000
social contributions
-
-
-
2 393
health
-
-
-
1 620
pensions
-
-
-
20 875
other
-
-
-
2 607
income
-
-
-
8 167
surtax
-
-
-
-
total
-
-
-
35 662
Employee
31 638
-
68 160
-
income
1 631
-
10 080
-
social contributions
902
-
1 942
-
pensions
3 578
-
3 261
-
surtax
-
-
-
-
total
6 111
-
15 283
-
Employer
31 638
-
68 160
-
pensions
5 199
-
5 756
-
social contributions
94
-
204
-
unemployment
1 281
-
2 761
-
health
2 214
-
4 771
-
other
1 092
-
2 351
-
total
9 880
-
15 843
-
Corporate
42 481
84 000
-
-
surtax
-
-
-
-
income
11 895
23 520
-
-
total
11 895
23 520
-
-
Dividends
30 586
60 480
-
-
surtax
-
-
-
-
withholding
3 915
7 742
-
-
social contributions
5 262
10 402
-
-
total
9 177
18 144
-
-
Income
84 000
84 000
84 000
84 000
Total tax
37 063
41 664
31 126
35 662
After tax
46 937
42 336
52 874
48 338
Living cost
25 526
25 526
25 526
25 526
Free-cash
21 411
16 810
27 348
22 812

Estimated living cost  is ₽25526 per week

₽14804
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2593
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽484
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7646
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽14002
₽24540
₽20004
₽18894
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 000
social contributions
-
-
-
2 393
health
-
-
-
1 620
pensions
-
-
-
20 875
other
-
-
-
2 607
income
-
-
-
8 167
surtax
-
-
-
-
total
-
-
-
35 662
Employee
35 443
-
68 160
-
income
2 092
-
10 080
-
social contributions
1 011
-
1 942
-
pensions
4 007
-
3 261
-
surtax
-
-
-
-
total
7 110
-
15 283
-
Employer
35 443
-
68 160
-
pensions
5 823
-
5 756
-
social contributions
107
-
204
-
unemployment
1 435
-
2 761
-
health
2 482
-
4 771
-
other
1 223
-
2 351
-
total
11 070
-
15 843
-
Corporate
37 488
84 000
-
-
surtax
-
-
-
-
income
10 496
23 520
-
-
total
10 496
23 520
-
-
Dividends
26 992
60 480
-
-
surtax
-
-
-
-
withholding
3 454
7 742
-
-
social contributions
4 642
10 402
-
-
total
8 096
18 144
-
-
Income
84 000
84 000
84 000
84 000
Total tax
36 772
41 664
31 126
35 662
After tax
47 228
42 336
52 874
48 338
Living cost
28 334
28 334
28 334
28 334
Free-cash
18 894
14 002
24 540
20 004

Estimated living cost  is ₽28334 per week

₽17866
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2304
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽482
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7683
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽2338
₽12876
₽8340
₽8031
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 000
social contributions
-
-
-
2 393
health
-
-
-
1 620
pensions
-
-
-
20 875
other
-
-
-
2 607
income
-
-
-
8 167
surtax
-
-
-
-
total
-
-
-
35 662
Employee
51 868
-
68 160
-
income
4 526
-
10 080
-
social contributions
1 477
-
1 942
-
pensions
5 867
-
3 261
-
surtax
-
-
-
-
total
11 870
-
15 283
-
Employer
51 868
-
68 160
-
pensions
8 523
-
5 756
-
social contributions
156
-
204
-
unemployment
2 101
-
2 761
-
health
3 630
-
4 771
-
other
1 790
-
2 351
-
total
16 200
-
15 843
-
Corporate
15 932
84 000
-
-
surtax
-
-
-
-
income
4 462
23 520
-
-
total
4 462
23 520
-
-
Dividends
11 470
60 480
-
-
surtax
-
-
-
-
withholding
1 468
7 742
-
-
social contributions
1 971
10 402
-
-
total
3 439
18 144
-
-
Income
84 000
84 000
84 000
84 000
Total tax
35 971
41 664
31 126
35 662
After tax
48 029
42 336
52 874
48 338
Living cost
39 998
39 998
39 998
39 998
Free-cash
8 031
2 338
12 876
8 340

Estimated living cost  is ₽39998 per week

₽27070
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3272
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽548
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9107
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽73966
₽61366
₽77326
₽72873
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
84 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
840
total
-
-
-
840
Employee
7 292
-
84 000
-
income
1 458
-
16 800
-
total
1 458
-
16 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

76 708
84 000
-
-
total
-
-
-
-
Dividends
76 708
84 000
-
-
withholding
3 835
4 200
-
-
total
3 835
4 200
-
-
Income
84 000
84 000
84 000
84 000
Total tax
5 293
4 200
16 800
840
After tax
78 707
79 800
67 200
83 160
Living cost
5 834
5 834
5 834
5 834
Free-cash
72 873
73 966
61 366
77 326

Estimated living cost  is ₽5834 per week

₽3615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽485
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1573
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽70709
₽58109
₽74069
₽69004
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
84 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
840
total
-
-
-
840
Employee
11 364
-
84 000
-
income
2 273
-
16 800
-
total
2 273
-
16 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

72 636
84 000
-
-
total
-
-
-
-
Dividends
72 636
84 000
-
-
withholding
3 632
4 200
-
-
total
3 632
4 200
-
-
Income
84 000
84 000
84 000
84 000
Total tax
5 905
4 200
16 800
840
After tax
78 095
79 800
67 200
83 160
Living cost
9 091
9 091
9 091
9 091
Free-cash
69 004
70 709
58 109
74 069

Estimated living cost  is ₽9091 per week

₽6152
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽382
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽305
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2252
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽11360
₽27682
₽21154
₽22190
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
84 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 658
trade
-
-
-
6 528
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
17 713
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
974
total
-
-
-
30 873
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 205
-
84 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 658
-
5 658
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
-
974
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 388
-
17 713
-
total
9 233
-
24 345
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
42 795
84 000
-
-
trade
6 142
12 054
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

354
693
-
-
chamber of commerce
189
248
-
-
income
6 420
12 599
-
-
total
13 105
25 594
-
-
Dividends
29 691
58 405
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

391
786
-
-
withholding
7 108
14 287
-
-
total
7 499
15 073
-
-
Income
84 000
84 000
84 000
84 000
Total tax
29 837
40 667
24 345
30 873
After tax
54 163
43 333
59 655
53 127
Living cost
31 973
31 973
31 973
31 973
Free-cash
22 190
11 360
27 682
21 154

Estimated living cost  is ₽31973 per week

₽22055
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3440
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6013
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽17385
₽34571
₽27405
₽26546
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
84 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 658
trade
-
-
-
7 166
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
17 713
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
974
total
-
-
-
31 511
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 675
-
84 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 658
-
5 658
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
974
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

885
-
17 713
-
total
6 592
-
24 345
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
52 325
84 000
-
-
trade
8 241
13 229
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

432
693
-
-
chamber of commerce
201
247
-
-
income
7 848
12 599
-
-
total
16 722
26 768
-
-
Dividends
35 602
57 232
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

471
770
-
-
withholding
8 585
13 993
-
-
total
9 056
14 763
-
-
Income
84 000
84 000
84 000
84 000
Total tax
32 370
41 531
24 345
31 511
After tax
51 630
42 469
59 655
52 489
Living cost
25 084
25 084
25 084
25 084
Free-cash
26 546
17 385
34 571
27 405

Estimated living cost  is ₽25084 per week

₽15779
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2925
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽468
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5912
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽9504
₽27122
₽19638
₽21141
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
84 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 658
trade
-
-
-
7 484
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
17 713
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
974
total
-
-
-
31 829
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 997
-
84 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 658
-
5 658
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
-
974
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 608
-
17 713
-
total
9 464
-
24 345
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
42 003
84 000
-
-
trade
6 910
13 819
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

346
693
-
-
chamber of commerce
185
245
-
-
income
6 300
12 599
-
-
total
13 741
27 356
-
-
Dividends
28 261
56 644
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

371
762
-
-
withholding
6 750
13 845
-
-
total
7 121
14 607
-
-
Income
84 000
84 000
84 000
84 000
Total tax
30 326
41 963
24 345
31 829
After tax
53 674
42 037
59 655
52 171
Living cost
32 533
32 533
32 533
32 533
Free-cash
21 141
9 504
27 122
19 638

Estimated living cost  is ₽32533 per week

₽21758
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3431
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽486
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6858
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽3667
₽21717
₽13914
₽17095
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
84 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 658
trade
-
-
-
7 803
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
17 713
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
974
total
-
-
-
32 148
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 770
-
84 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 658
-
5 658
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

322
-
974
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

5 853
-
17 713
-
total
11 833
-
24 345
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
34 230
84 000
-
-
trade
5 870
14 407
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

283
693
-
-
chamber of commerce
174
244
-
-
income
5 134
12 599
-
-
total
11 461
27 943
-
-
Dividends
22 768
56 058
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

295
753
-
-
withholding
5 378
13 699
-
-
total
5 673
14 452
-
-
Income
84 000
84 000
84 000
84 000
Total tax
28 967
42 395
24 345
32 148
After tax
55 033
41 605
59 655
51 852
Living cost
37 938
37 938
37 938
37 938
Free-cash
17 095
3 667
21 717
13 914

Estimated living cost  is ₽37938 per week

₽27708
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3035
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽493
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6703
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽34235
₽22866
₽24492
₽31601
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 000
unemployment
-
-
-
189
health
-
-
-
5 964
pensions
-
-
-
16 800
other
-
-
-
-
income
-
-
-
15 988
surtax
-
-
-
1 966
total
-
-
-
40 907
Employee
27 889
-
69 392
-
health
712
-
1 770
-
pensions
1 861
-
4 628
-
surtax
99
-
1 779
-
other
-
-
-
-
unemployment
1 941
-
4 829
-
income
4 675
-
14 920
-
total
9 288
-
27 926
-
Employer
27 889
-
69 392
-
pensions
3 718
-
9 250
-
unemployment
885
-
2 200
-
health
1 268
-
3 157
-
other
-
-
-
-
total
5 871
-
14 607
-
Corporate
50 240
84 000
-
-
income
13 063
21 840
-
-
total
13 063
21 840
-
-
Dividends
37 177
62 160
-
-
withholding
5 576
9 324
-
-
total
5 576
9 324
-
-
Income
84 000
84 000
84 000
84 000
Total tax
33 798
31 164
42 533
40 907
After tax
50 202
52 836
41 467
43 093
Living cost
18 601
18 601
18 601
18 601
Free-cash
31 601
34 235
22 866
24 492

Estimated living cost  is ₽18601 per week

₽11230
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1617
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽432
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5323
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽34562
₽23193
₽24819
₽31984
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 000
unemployment
-
-
-
189
health
-
-
-
5 964
pensions
-
-
-
16 800
other
-
-
-
-
income
-
-
-
15 988
surtax
-
-
-
1 966
total
-
-
-
40 907
Employee
27 386
-
69 392
-
health
699
-
1 770
-
pensions
1 826
-
4 628
-
surtax
90
-
1 779
-
other
-
-
-
-
unemployment
1 906
-
4 829
-
income
4 591
-
14 920
-
total
9 112
-
27 926
-
Employer
27 386
-
69 392
-
pensions
3 651
-
9 250
-
unemployment
868
-
2 200
-
health
1 246
-
3 157
-
other
-
-
-
-
total
5 765
-
14 607
-
Corporate
50 849
84 000
-
-
income
13 220
21 840
-
-
total
13 220
21 840
-
-
Dividends
37 629
62 160
-
-
withholding
5 645
9 324
-
-
total
5 645
9 324
-
-
Income
84 000
84 000
84 000
84 000
Total tax
33 742
31 164
42 533
40 907
After tax
50 258
52 836
41 467
43 093
Living cost
18 274
18 274
18 274
18 274
Free-cash
31 984
34 562
23 193
24 819

Estimated living cost  is ₽18274 per week

₽11174
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1686
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽421
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4993
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽30954
₽32306
₽41800
₽31294
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 000
unemployment
-
-
-
1 260
health
-
-
-
5 880
pensions
-
-
-
8 400
income
-
-
-
10 269
total
-
-
-
25 809
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 661
9 417
70 293
-
health
1 656
659
4 920
-
pensions
2 366
942
7 029
-
unemployment
355
141
1 054
-
income
2 893
1 151
8 593
-
total
7 270
2 893
21 596
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 661
9 417
70 293
-
pensions
4 614
1 836
13 707
-
total
4 614
1 836
13 707
-
Corporate
55 725
72 747
-
-
income
5 015
6 547
-
-
total
5 015
6 547
-
-
Dividends
50 710
66 200
-
-
withholding
9 635
12 578
-
-
social contributions
9 781
12 801
-
-
total
19 416
25 379
-
-
Income
84 000
84 000
84 000
84 000
Total tax
36 315
36 655
35 303
25 809
After tax
47 685
47 345
48 697
58 191
Living cost
16 391
16 391
16 391
16 391
Free-cash
31 294
30 954
32 306
41 800

Estimated living cost  is ₽16391 per week

₽11186
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1341
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽328
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3537
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽10486
₽9399
₽8740
₽9788
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 000
social contributions
-
-
-
903
municipal
-
-
-
8 765
pensions
-
-
-
10 080
national
-
-
-
13 582
total
-
-
-
33 330
Employee
65 000
-
72 617
-
municipal
8 029
-
9 090
-
pensions
2 600
-
2 905
-
national
12 441
-
14 086
-
total
23 070
-
26 081
-
Employer
65 000
-
72 617
-
social contributions
699
-
781
-
pensions
5 200
-
5 809
-
total
5 899
-
6 590
-
Corporate
8 812
84 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

1 762
16 800
-
-
total
1 762
16 800
-
-
Dividends
7 049
67 200
-
-
withholding
1 551
14 784
-
-
total
1 551
14 784
-
-
Income
84 000
84 000
84 000
84 000
Total tax
32 282
31 584
32 671
33 330
After tax
51 718
52 416
51 329
50 670
Living cost
41 930
41 930
41 930
41 930
Free-cash
9 788
10 486
9 399
8 740

Estimated living cost  is ₽41930 per week

₽28500
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3898
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽628
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8905
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽11625
₽9418
₽9418
₽13453
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 000
social contributions
-
-
-
7 495
income
-
-
-
19 912
total
-
-
-
27 407
Employee
64 780
-
84 000
-
social contributions
5 382
-
7 495
-
income
12 224
-
19 912
-
total
17 606
-
27 407
-
Employer
64 780
-
84 000
-
total
-
-
-
-
Corporate
19 220
84 000
-
-
income
2 403
10 500
-
-
total
2 403
10 500
-
-
Dividends
16 817
73 500
-
-
withholding
3 363
14 700
-
-
total
3 363
14 700
-
-
Income
84 000
84 000
84 000
84 000
Total tax
23 372
25 200
27 407
27 407
After tax
60 628
58 800
56 593
56 593
Living cost
47 175
47 175
47 175
47 175
Free-cash
13 453
11 625
9 418
9 418

Estimated living cost  is ₽47175 per week

₽35890
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3844
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6990
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽9871
₽4099
₽8095
₽5549
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 000
regional
-
-
-
929
social contributions
-
-
-
21 604
municipal
-
-
-
500
national
-
-
-
17 927
total
-
-
-
40 960
Employee
73 601
-
84 000
-
regional
694
-
814
-
municipal
390
-
445
-
social contributions
24 818
-
28 324
-
national
12 753
-
15 373
-
total
38 655
-
44 956
-
Employer
73 601
-
84 000
-
total
-
-
-
-
Corporate
10 399
84 000
-
-
nationa
2 496
20 160
-
-
municipal
405
3 277
-
-
total
2 901
23 437
-
-
Dividends
7 498
60 563
-
-
withholding
1 950
15 747
-
-
total
1 950
15 747
-
-
Income
84 000
84 000
84 000
84 000
Total tax
43 506
39 184
44 956
40 960
After tax
40 494
44 816
39 044
43 040
Living cost
34 945
34 945
34 945
34 945
Free-cash
5 549
9 871
4 099
8 095

Estimated living cost  is ₽34945 per week

₽24359
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2291
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7757
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽21845
₽16419
₽20394
₽20005
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 000
regional
-
-
-
1 267
social contributions
-
-
-
21 604
municipal
-
-
-
500
national
-
-
-
17 927
total
-
-
-
41 298
Employee
45 939
-
84 000
-
regional
618
-
1 131
-
municipal
244
-
445
-
social contributions
15 491
-
28 324
-
national
7 278
-
15 373
-
total
23 631
-
45 273
-
Employer
45 939
-
84 000
-
total
-
-
-
-
Corporate
38 061
84 000
-
-
nationa
9 136
20 160
-
-
municipal