Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 84000
per

Your estimated
City
free-cash

Andorra , Andorra
₽36539
₽44680
₽38896
₽47788
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 000
social contributions
-
-
-
18 480
income
-
-
-
1 169
total
-
-
-
19 649
Employee
29 745
-
72 726
-
social contributions
1 933
-
4 728
-
income
-
-
1 292
-
total
1 933
-
6 020
-
Employer
29 745
-
72 726
-
social contributions
4 611
-
11 272
-
total
4 611
-
11 272
-
Corporate
49 644
84 000
-
-
income
4 964
8 400
-
-
total
4 964
8 400
-
-
Dividends
44 681
75 600
-
-
total
-
-
-
-
Income
84 000
84 000
84 000
84 000
Total tax
11 508
8 400
17 292
19 649
After tax
72 492
75 600
66 708
64 351
Living cost
27 812
27 812
27 812
27 812
Free-cash
44 680
47 788
38 896
36 539

Estimated living cost  is ₽27812 per week

₽17983
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2096
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽523
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7209
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽13896
₽17355
-₽2548
₽17814
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 000
surtax
-
-
-
-
unemployment
-
-
-
5 675
health
-
-
-
6 426
chamber of commerce
-
-
-
335
pensions
-
-
-
15 540
income
-
-
-
12 610
total
-
-
-
40 586
Employee
40 444
36 871
65 225
-
unemployment
1 213
1 106
1 956
-
other
404
369
651
-
income
3 603
2 720
11 018
-
pensions
4 142
3 775
6 679
-
health
1 564
1 427
2 525
-
total
10 926
9 397
22 829
-
Employer
40 444
36 871
65 225
-
pensions
5 076
4 628
8 185
-
surtax
-
-
-
-
payroll
1 213
1 106
1 956
-
other
1 921
1 751
3 099
-
health
1 529
1 394
2 465
-
accident
525
479
848
-
unemployment
1 213
1 106
1 956
-
chamber of commerce
162
147
262
-
total
11 639
10 611
18 771
-
Corporate
31 917
36 517
61 717
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

7 980
9 128
15 430
-
total
7 980
9 128
15 430
-
Dividends
23 937
27 388
-
-
withholding
6 582
7 532
-
-
total
6 582
7 532
-
-
Income
84 000
84 000
84 000
84 000
Total tax
37 127
36 668
57 030
40 586
After tax
46 873
47 332
26 970
43 414
Living cost
29 518
29 518
29 518
29 518
Free-cash
17 355
17 814
-2 548
13 896

Estimated living cost  is ₽29518 per week

₽17707
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3015
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽527
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8270
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽10630
₽13201
-₽5623
₽14631
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 000
surtax
-
-
-
183
unemployment
-
-
-
5 675
health
-
-
-
6 426
chamber of commerce
-
-
-
335
pensions
-
-
-
15 540
income
-
-
-
12 610
total
-
-
-
40 769
Employee
46 238
36 871
65 087
-
unemployment
1 387
1 106
1 952
-
other
462
369
651
-
income
5 264
2 720
10 928
-
pensions
4 735
3 775
6 665
-
health
1 789
1 427
2 520
-
total
13 637
9 397
22 716
-
Employer
46 238
36 871
65 087
-
pensions
5 803
4 628
8 168
-
surtax
183
183
183
-
payroll
1 387
1 106
1 952
-
other
2 196
1 751
3 092
-
health
1 747
1 394
2 460
-
accident
600
479
846
-
unemployment
1 387
1 106
1 952
-
chamber of commerce
184
147
260
-
total
13 487
10 794
18 913
-
Corporate
24 274
36 334
61 575
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

6 068
9 083
15 393
-
total
6 068
9 083
15 393
-
Dividends
18 206
27 251
-
-
withholding
5 006
7 494
-
-
total
5 006
7 494
-
-
Income
84 000
84 000
84 000
84 000
Total tax
38 198
36 768
57 022
40 769
After tax
45 802
47 232
26 978
43 231
Living cost
32 601
32 601
32 601
32 601
Free-cash
13 201
14 631
-5 623
10 630

Estimated living cost  is ₽32601 per week

₽21744
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2781
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7541
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽6760
-₽1447
-₽477
₽13408
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 000
national
-
-
-
26 581
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 281
social contributions
-
-
-
12 643
total
-
-
-
43 505
Employee

The minimum management director salary is set at €45,000 per year.

66 182
-
65 060
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

576
-
565
-
national
20 347
-
19 908
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 452
-
3 394
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 964
-
4 879
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 109
-
3 057
-
total
32 448
-
31 803
-
Employer

The minimum management director salary is set at €45,000 per year.

66 182
-
65 060
-
surtax
7 504
-
7 378
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 864
-
5 764
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 070
-
4 001
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

860
-
846
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

966
-
950
-
total
19 264
-
18 939
-
Corporate
-
84 000
-
-
income
-
16 799
-
-
surtax
-
335
-
-
total
-
17 134
-
-
Dividends
-
66 865
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
19 723
-
-
total
-
19 723
-
-
Income
84 000
84 000
84 000
84 000
Total tax
51 712
36 857
50 742
43 505
After tax
32 288
47 143
33 258
40 495
Living cost
33 735
33 735
33 735
33 735
Free-cash
-1 447
13 408
-477
6 760

Estimated living cost  is ₽33735 per week

₽21730
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2950
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8528
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽46865
₽50272
₽49308
₽55910
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 000
unemployment
-
-
-
129
health
-
-
-
3 715
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 781
income
-
-
-
12 600
total
-
-
-
21 225
Employee
21 067
-
77 662
-
accident

We are using the highest rate at 1.1%.

232
-
355
-
income
2 107
-
7 766
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 849
-
2 837
-
health
969
-
1 486
-
total
5 157
-
12 444
-
Employer
21 067
-
77 662
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 322
-
3 560
-
health
1 454
-
2 229
-
accident

We are using the highest rate at 1.1%.

232
-
355
-
unemployment
127
-
194
-
total
4 135
-
6 338
-
Corporate
58 800
84 000
-
-
income
5 880
8 400
-
-
total
5 880
8 400
-
-
Dividends
52 920
75 600
-
-
withholding
2 646
3 780
-
-
total
2 646
3 780
-
-
Income
84 000
84 000
84 000
84 000
Total tax
17 818
12 180
18 782
21 225
After tax
66 182
71 820
65 218
62 775
Living cost
15 910
15 910
15 910
15 910
Free-cash
50 272
55 910
49 308
46 865

Estimated living cost  is ₽15910 per week

₽10523
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽911
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽380
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4097
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽50649
₽55397
₽53092
₽59694
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 000
unemployment
-
-
-
129
health
-
-
-
3 715
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 781
income
-
-
-
12 600
total
-
-
-
21 225
Employee
16 057
-
77 662
-
accident

We are using the highest rate at 1.1%.

177
-
355
-
income
1 605
-
7 766
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 410
-
2 837
-
health
739
-
1 486
-
total
3 931
-
12 444
-
Employer
16 057
-
77 662
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 770
-
3 560
-
health
1 108
-
2 229
-
accident

We are using the highest rate at 1.1%.

177
-
355
-
unemployment
96
-
194
-
total
3 151
-
6 338
-
Corporate
64 793
84 000
-
-
income
6 479
8 400
-
-
total
6 479
8 400
-
-
Dividends
58 314
75 600
-
-
withholding
2 916
3 780
-
-
total
2 916
3 780
-
-
Income
84 000
84 000
84 000
84 000
Total tax
16 477
12 180
18 782
21 225
After tax
67 523
71 820
65 218
62 775
Living cost
12 126
12 126
12 126
12 126
Free-cash
55 397
59 694
53 092
50 649

Estimated living cost  is ₽12126 per week

₽7079
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽866
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽321
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3860
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽39331
₽35079
₽39245
₽40114
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 000
health
-
-
-
2 142
social contributions
-
-
-
13 103
income
-
-
-
8 003
total
-
-
-
23 248
Employee
71 145
71 145
76 259
-
income
7 747
6 586
7 966
-
social contributions
2 690
5 905
6 330
-
health
551
1 210
1 296
-
total
10 988
13 701
15 592
-
Employer
71 145
71 145
76 259
-
social contributions
2 690
5 905
6 330
-
health
599
1 317
1 412
-
total
3 289
7 222
7 742
-
Corporate
48 302
5 633
-
-
income
6 038
704
-
-
total
6 038
704
-
-
Dividends
42 264
4 929
-
-
withholding
7 185
838
-
-
total
7 185
838
-
-
Income
84 000
84 000
84 000
84 000
Total tax
27 500
22 465
23 334
23 248
After tax
56 500
61 535
60 666
60 752
Living cost
21 421
21 421
21 421
21 421
Free-cash
35 079
40 114
39 245
39 331

Estimated living cost  is ₽21421 per week

₽12838
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2102
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6008
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽30742
₽27690
₽30656
₽31525
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 000
health
-
-
-
2 142
social contributions
-
-
-
13 103
income
-
-
-
8 003
total
-
-
-
23 248
Employee
71 145
71 145
76 259
-
income
7 471
6 586
7 966
-
social contributions
3 457
5 905
6 330
-
health
708
1 210
1 296
-
total
11 636
13 701
15 592
-
Employer
71 145
71 145
76 259
-
social contributions
3 457
5 905
6 330
-
health
771
1 317
1 412
-
total
4 228
7 222
7 742
-
Corporate
38 127
5 633
-
-
income
4 765
704
-
-
total
4 765
704
-
-
Dividends
33 362
4 929
-
-
withholding
5 671
838
-
-
total
5 671
838
-
-
Income
84 000
84 000
84 000
84 000
Total tax
26 300
22 465
23 334
23 248
After tax
57 700
61 535
60 666
60 752
Living cost
30 010
30 010
30 010
30 010
Free-cash
27 690
31 525
30 656
30 742

Estimated living cost  is ₽30010 per week

₽20515
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2344
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6647
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽19447
₽28710
₽21161
₽36369
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 000
health
-
-
-
11 340
social contributions
-
-
-
24 528
income
-
-
-
7 220
solidarity contribution
-
-
-
-
total
-
-
-
43 088
Employee
31 567
-
62 687
-
income
3 788
-
7 522
-
social contributions
2 052
-
4 075
-
health
4 262
-
8 463
-
solidarity contribution
-
-
-
-
total
10 102
-
20 060
-
Employer
31 567
-
62 687
-
social contributions
7 892
-
15 672
-
health
2 841
-
5 642
-
total
10 733
-
21 314
-
Corporate
41 701
84 000
-
-
income
7 923
15 960
-
-
total
7 923
15 960
-
-
Dividends
33 778
68 040
-
-
withholding
5 067
10 206
-
-
total
5 067
10 206
-
-
Income
84 000
84 000
84 000
84 000
Total tax
33 825
26 166
41 374
43 088
After tax
50 175
57 834
42 626
40 912
Living cost
21 465
21 465
21 465
21 465
Free-cash
28 710
36 369
21 161
19 447

Estimated living cost  is ₽21465 per week

₽14910
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1527
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4606
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽14461
₽21947
₽16175
₽31383
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 000
health
-
-
-
11 340
social contributions
-
-
-
24 528
income
-
-
-
7 220
solidarity contribution
-
-
-
-
total
-
-
-
43 088
Employee
38 898
-
62 687
-
income
4 668
-
7 522
-
social contributions
2 528
-
4 075
-
health
5 251
-
8 463
-
solidarity contribution
-
-
-
-
total
12 447
-
20 060
-
Employer
38 898
-
62 687
-
social contributions
9 725
-
15 672
-
health
3 501
-
5 642
-
total
13 226
-
21 314
-
Corporate
31 876
84 000
-
-
income
6 056
15 960
-
-
total
6 056
15 960
-
-
Dividends
25 820
68 040
-
-
withholding
3 873
10 206
-
-
total
3 873
10 206
-
-
Income
84 000
84 000
84 000
84 000
Total tax
35 602
26 166
41 374
43 088
After tax
48 398
57 834
42 626
40 912
Living cost
26 451
26 451
26 451
26 451
Free-cash
21 947
31 383
16 175
14 461

Estimated living cost  is ₽26451 per week

₽19671
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1465
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4857
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽7859
-₽118174
-₽118174
-₽118174
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 000
national
-
-
-
8 775
pensions
-
-
-
804
municipal
-
-
-
15 217
labour market
-
-
-
6 656
total
-
-
-
31 452
Employee
188 620
188 620
188 620
-
municipal
40 166
40 166
40 166
-
national
23 043
23 043
23 043
-
pensions
268
268
268
-
labour market
15 068
15 068
15 068
-
total
78 545
78 545
78 545
-
Employer
188 620
188 620
188 620
-
pensions
536
536
536
-
labour market
15 090
15 090
15 090
-
municipal
40 230
40 230
40 230
-
national
23 084
23 084
23 084
-
total
78 940
78 940
78 940
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
84 000
84 000
84 000
84 000
Total tax
157 485
157 485
157 485
31 452
After tax
-73 485
-73 485
-73 485
52 548
Living cost
44 689
44 689
44 689
44 689
Free-cash
-118 174
-118 174
-118 174
7 859

Estimated living cost  is ₽44689 per week

₽30585
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3953
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽687
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9463
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽22676
₽39104
₽26070
₽44853
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 000
health
-
-
-
10 919
pensions
-
-
-
16 801
income
-
-
-
11 256
total
-
-
-
38 976
Employee
26 247
-
62 781
-
unemployment
420
-
1 004
-
income
2 955
-
12 104
-
pensions
525
-
1 255
-
total
3 900
-
14 363
-
Employer
26 247
-
62 781
-
pensions
5 250
-
12 556
-
health
3 411
-
8 161
-
unemployment
211
-
502
-
total
8 872
-
21 219
-
Corporate
48 881
84 000
-
-
income
9 776
16 799
-
-
total
9 776
16 799
-
-
Dividends
39 105
67 201
-
-
total
-
-
-
-
Income
84 000
84 000
84 000
84 000
Total tax
22 548
16 799
35 582
38 976
After tax
61 452
67 201
48 418
45 024
Living cost
22 348
22 348
22 348
22 348
Free-cash
39 104
44 853
26 070
22 676

Estimated living cost  is ₽22348 per week

₽15328
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1331
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽449
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5239
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽25080
₽18089
₽13073
₽20981
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
84 000
national
-
-
-
7 534
health
-
-
-
908
municipal
-
-
-
14 956
total
-
-
-
23 398
Employee
48 678
-
70 665
-
unemployment
730
-
1 060
-
municipal
7 973
-
11 544
-
national
804
-
3 994
-
pensions
3 285
-
4 770
-
health
363
-
702
-
total
13 155
-
22 070
-
Employer
48 678
-
70 665
-
pensions
8 445
-
12 261
-
health
374
-
544
-
accident
49
-
70
-
unemployment
316
-
460
-
total
9 184
-
13 335
-
Corporate
26 138
84 000
-
-
income
5 227
16 799
-
-
total
5 227
16 799
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

15 683
50 400
-
-
municipal
2 823
9 072
-
-
national
-
1 626
-
-
total
2 823
10 698
-
-
Income
84 000
84 000
84 000
84 000
Total tax
30 389
27 497
35 405
23 398
After tax
53 611
56 503
48 595
60 602
Living cost
35 522
35 522
35 522
35 522
Free-cash
18 089
20 981
13 073
25 080

Estimated living cost  is ₽35522 per week

₽23203
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3417
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽565
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8338
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽20095
₽18959
₽19802
₽13819
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 000
surtax
-
-
-
-
health
-
-
-
1 087
pensions
-
-
-
22 506
social contributions
-
-
-
2 393
income
-
-
-
6 794
other
-
-
-
2 606
total
-
-
-
35 386
Employee
35 347
-
64 009
-
income
1 823
-
6 626
-
surtax
-
-
-
-
social contributions
1 008
-
1 824
-
pensions
3 998
-
7 239
-
total
6 829
-
15 689
-
Employer
35 347
-
64 009
-
pensions
5 808
-
10 517
-
social contributions
105
-
191
-
other
1 220
-
2 209
-
health
2 474
-
4 481
-
unemployment
1 431
-
2 592
-
total
11 038
-
19 990
-
Corporate
37 614
84 000
-
-
income
10 531
23 520
-
-
surtax
-
-
-
-
total
10 531
23 520
-
-
Dividends
27 083
60 480
-
-
withholding
3 466
7 741
-
-
social contributions
4 658
10 401
-
-
surtax
-
-
-
-
total
8 124
18 142
-
-
Income
84 000
84 000
84 000
84 000
Total tax
36 522
41 662
35 679
35 386
After tax
47 478
42 338
48 321
48 614
Living cost
28 519
28 519
28 519
28 519
Free-cash
18 959
13 819
19 802
20 095

Estimated living cost  is ₽28519 per week

₽16539
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2897
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8542
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽16959
₽16146
₽16666
₽10683
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 000
surtax
-
-
-
-
health
-
-
-
1 087
pensions
-
-
-
22 506
social contributions
-
-
-
2 393
income
-
-
-
6 794
other
-
-
-
2 606
total
-
-
-
35 386
Employee
39 598
-
64 009
-
income
2 337
-
6 626
-
surtax
-
-
-
-
social contributions
1 129
-
1 824
-
pensions
4 477
-
7 239
-
total
7 943
-
15 689
-
Employer
39 598
-
64 009
-
pensions
6 505
-
10 517
-
social contributions
119
-
191
-
other
1 366
-
2 209
-
health
2 772
-
4 481
-
unemployment
1 603
-
2 592
-
total
12 365
-
19 990
-
Corporate
32 036
84 000
-
-
income
8 970
23 520
-
-
surtax
-
-
-
-
total
8 970
23 520
-
-
Dividends
23 066
60 480
-
-
withholding
2 953
7 741
-
-
social contributions
3 968
10 401
-
-
surtax
-
-
-
-
total
6 921
18 142
-
-
Income
84 000
84 000
84 000
84 000
Total tax
36 199
41 662
35 679
35 386
After tax
47 801
42 338
48 321
48 614
Living cost
31 655
31 655
31 655
31 655
Free-cash
16 146
10 683
16 666
16 959

Estimated living cost  is ₽31655 per week

₽19960
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2574
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽539
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8584
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽3927
₽4011
₽3634
-₽2349
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 000
surtax
-
-
-
-
health
-
-
-
1 087
pensions
-
-
-
22 506
social contributions
-
-
-
2 393
income
-
-
-
6 794
other
-
-
-
2 606
total
-
-
-
35 386
Employee
57 948
-
64 009
-
income
5 056
-
6 626
-
surtax
-
-
-
-
social contributions
1 650
-
1 824
-
pensions
6 554
-
7 239
-
total
13 260
-
15 689
-
Employer
57 948
-
64 009
-
pensions
9 522
-
10 517
-
social contributions
174
-
191
-
other
2 000
-
2 209
-
health
4 056
-
4 481
-
unemployment
2 347
-
2 592
-
total
18 099
-
19 990
-
Corporate
7 953
84 000
-
-
income
2 226
23 520
-
-
surtax
-
-
-
-
total
2 226
23 520
-
-
Dividends
5 727
60 480
-
-
withholding
732
7 741
-
-
social contributions
985
10 401
-
-
surtax
-
-
-
-
total
1 717
18 142
-
-
Income
84 000
84 000
84 000
84 000
Total tax
35 302
41 662
35 679
35 386
After tax
48 698
42 338
48 321
48 614
Living cost
44 687
44 687
44 687
44 687
Free-cash
4 011
-2 349
3 634
3 927

Estimated living cost  is ₽44687 per week

₽30243
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3656
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽613
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10175
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽77255
₽72788
₽61295
₽73895
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
84 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
840
total
-
-
-
840
Employee
7 381
-
84 000
-
income
1 476
-
16 800
-
total
1 476
-
16 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

76 619
84 000
-
-
total
-
-
-
-
Dividends
76 619
84 000
-
-
withholding
3 831
4 200
-
-
total
3 831
4 200
-
-
Income
84 000
84 000
84 000
84 000
Total tax
5 307
4 200
16 800
840
After tax
78 693
79 800
67 200
83 160
Living cost
5 905
5 905
5 905
5 905
Free-cash
72 788
73 895
61 295
77 255

Estimated living cost  is ₽5905 per week

₽3659
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽491
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽162
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1592
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽73958
₽68872
₽57998
₽70598
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
84 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
840
total
-
-
-
840
Employee
11 502
-
84 000
-
income
2 301
-
16 800
-
total
2 301
-
16 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

72 498
84 000
-
-
total
-
-
-
-
Dividends
72 498
84 000
-
-
withholding
3 625
4 200
-
-
total
3 625
4 200
-
-
Income
84 000
84 000
84 000
84 000
Total tax
5 926
4 200
16 800
840
After tax
78 074
79 800
67 200
83 160
Living cost
9 202
9 202
9 202
9 202
Free-cash
68 872
70 598
57 998
73 958

Estimated living cost  is ₽9202 per week

₽6227
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽386
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽309
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2280
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽19162
₽19745
₽25044
₽7641
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
84 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
881
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 321
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
16 034
trade
-
-
-
5 882
total
-
-
-
29 118
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 036
-
84 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 785
-
16 034
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

209
-
881
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 321
-
6 321
-
total
10 315
-
23 236
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
37 964
84 000
-
-
trade
5 448
12 053
-
-
income
5 694
12 600
-
-
chamber of commerce
197
263
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

313
694
-
-
total
11 652
25 610
-
-
Dividends
26 313
58 390
-
-
withholding
6 226
14 246
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

342
783
-
-
total
6 568
15 029
-
-
Income
84 000
84 000
84 000
84 000
Total tax
28 535
40 639
23 236
29 118
After tax
55 465
43 361
60 764
54 882
Living cost
35 720
35 720
35 720
35 720
Free-cash
19 745
7 641
25 044
19 162

Estimated living cost  is ₽35720 per week

₽24641
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3843
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽518
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6718
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽26286
₽24705
₽32740
₽14472
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
84 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
881
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 321
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
16 034
trade
-
-
-
6 454
total
-
-
-
29 690
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

35 388
-
84 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

989
-
16 034
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

54
-
881
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 321
-
6 321
-
total
7 364
-
23 236
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
48 612
84 000
-
-
trade
7 657
13 230
-
-
income
7 292
12 600
-
-
chamber of commerce
211
262
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

400
694
-
-
total
15 560
26 786
-
-
Dividends
33 052
57 216
-
-
withholding
7 912
13 951
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

435
767
-
-
total
8 347
14 718
-
-
Income
84 000
84 000
84 000
84 000
Total tax
31 271
41 504
23 236
29 690
After tax
52 729
42 496
60 764
54 310
Living cost
28 024
28 024
28 024
28 024
Free-cash
24 705
14 472
32 740
26 286

Estimated living cost  is ₽28024 per week

₽17628
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3268
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽523
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6605
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽17675
₽18718
₽24417
₽5717
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
84 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
881
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 321
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
16 034
trade
-
-
-
6 742
total
-
-
-
29 978
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 920
-
84 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 031
-
16 034
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

221
-
881
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 321
-
6 321
-
total
10 573
-
23 236
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
37 080
84 000
-
-
trade
6 100
13 818
-
-
income
5 562
12 600
-
-
chamber of commerce
193
260
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

306
694
-
-
total
12 161
27 372
-
-
Dividends
24 920
56 629
-
-
withholding
5 878
13 806
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

323
758
-
-
total
6 201
14 564
-
-
Income
84 000
84 000
84 000
84 000
Total tax
28 935
41 936
23 236
29 978
After tax
55 065
42 064
60 764
54 022
Living cost
36 347
36 347
36 347
36 347
Free-cash
18 718
5 717
24 417
17 675

Estimated living cost  is ₽36347 per week

₽24309
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽543
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7662
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽11351
₽14247
₽18379
-₽752
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
84 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
881
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 321
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
16 034
trade
-
-
-
7 028
total
-
-
-
30 264
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

55 604
-
84 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 539
-
16 034
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

360
-
881
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 321
-
6 321
-
total
13 220
-
23 236
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
28 396
84 000
-
-
trade
4 871
14 406
-
-
income
4 260
12 600
-
-
chamber of commerce
181
258
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

234
694
-
-
total
9 546
27 958
-
-
Dividends
18 851
56 043
-
-
withholding
4 361
13 658
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

241
751
-
-
total
4 602
14 409
-
-
Income
84 000
84 000
84 000
84 000
Total tax
27 368
42 367
23 236
30 264
After tax
56 632
41 633
60 764
53 736
Living cost
42 385
42 385
42 385
42 385
Free-cash
14 247
-752
18 379
11 351

Estimated living cost  is ₽42385 per week

₽30956
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3390
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽551
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7488
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽23310
₽29111
₽21695
₽32055
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 000
surtax
-
-
-
1 729
unemployment
-
-
-
211
health
-
-
-
5 964
pensions
-
-
-
16 799
income
-
-
-
15 205
other
-
-
-
-
total
-
-
-
39 908
Employee
31 158
-
69 394
-
unemployment
2 168
-
4 830
-
other
-
-
-
-
income
5 223
-
14 146
-
surtax
111
-
1 543
-
pensions
2 079
-
4 628
-
health
795
-
1 770
-
total
10 376
-
26 917
-
Employer
31 158
-
69 394
-
pensions
4 154
-
9 249
-
other
-
-
-
-
health
1 417
-
3 157
-
unemployment
989
-
2 200
-
total
6 560
-
14 606
-
Corporate
46 282
84 000
-
-
income
12 034
21 840
-
-
total
12 034
21 840
-
-
Dividends
34 248
62 160
-
-
withholding
5 137
9 323
-
-
total
5 137
9 323
-
-
Income
84 000
84 000
84 000
84 000
Total tax
34 107
31 163
41 523
39 908
After tax
49 893
52 837
42 477
44 092
Living cost
20 782
20 782
20 782
20 782
Free-cash
29 111
32 055
21 695
23 310

Estimated living cost  is ₽20782 per week

₽12547
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1807
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5947
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽23675
₽29540
₽22060
₽32420
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 000
surtax
-
-
-
1 729
unemployment
-
-
-
211
health
-
-
-
5 964
pensions
-
-
-
16 799
income
-
-
-
15 205
other
-
-
-
-
total
-
-
-
39 908
Employee
30 597
-
69 394
-
unemployment
2 130
-
4 830
-
other
-
-
-
-
income
5 129
-
14 146
-
surtax
100
-
1 543
-
pensions
2 040
-
4 628
-
health
781
-
1 770
-
total
10 180
-
26 917
-
Employer
30 597
-
69 394
-
pensions
4 079
-
9 249
-
other
-
-
-
-
health
1 392
-
3 157
-
unemployment
969
-
2 200
-
total
6 440
-
14 606
-
Corporate
46 963
84 000
-
-
income
12 210
21 840
-
-
total
12 210
21 840
-
-
Dividends
34 753
62 160
-
-
withholding
5 213
9 323
-
-
total
5 213
9 323
-
-
Income
84 000
84 000
84 000
84 000
Total tax
34 043
31 163
41 523
39 908
After tax
49 957
52 837
42 477
44 092
Living cost
20 417
20 417
20 417
20 417
Free-cash
29 540
32 420
22 060
23 675

Estimated living cost  is ₽20417 per week

₽12484
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1884
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽471
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5578
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽39783
₽29361
₽30289
₽28976
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 000
unemployment
-
-
-
1 260
health
-
-
-
5 880
pensions
-
-
-
8 400
income
-
-
-
10 269
total
-
-
-
25 809
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 572
10 575
70 293
-
unemployment
399
159
1 054
-
income
3 248
1 293
8 593
-
pensions
2 657
1 058
7 029
-
health
1 860
740
4 920
-
total
8 164
3 250
21 596
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 572
10 575
70 293
-
pensions
5 182
2 062
13 707
-
total
5 182
2 062
13 707
-
Corporate
52 246
71 362
-
-
income
4 702
6 423
-
-
total
4 702
6 423
-
-
Dividends
47 544
64 940
-
-
withholding
9 033
12 339
-
-
social contributions
9 150
12 542
-
-
total
18 183
24 881
-
-
Income
84 000
84 000
84 000
84 000
Total tax
36 231
36 616
35 303
25 809
After tax
47 769
47 384
48 697
58 191
Living cost
18 408
18 408
18 408
18 408
Free-cash
29 361
28 976
30 289
39 783

Estimated living cost  is ₽18408 per week

₽12562
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1506
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽368
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3972
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽6148
₽6978
₽6807
₽7721
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 000
national
-
-
-
13 477
pensions
-
-
-
10 080
social contributions
-
-
-
903
municipal
-
-
-
8 697
total
-
-
-
33 157
Employee
69 285
-
72 617
-
municipal
8 558
-
9 022
-
national
13 261
-
13 981
-
pensions
2 771
-
2 905
-
total
24 590
-
25 908
-
Employer
69 285
-
72 617
-
pensions
5 543
-
5 809
-
social contributions
745
-
781
-
total
6 288
-
6 590
-
Corporate
3 854
84 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

771
16 800
-
-
total
771
16 800
-
-
Dividends
3 084
67 200
-
-
withholding
678
14 784
-
-
total
678
14 784
-
-
Income
84 000
84 000
84 000
84 000
Total tax
32 327
31 584
32 498
33 157
After tax
51 673
52 416
51 502
50 843
Living cost
44 695
44 695
44 695
44 695
Free-cash
6 978
7 721
6 807
6 148

Estimated living cost  is ₽44695 per week

₽30379
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4155
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9493
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽5695
₽8137
₽5695
₽6096
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 000
social contributions
-
-
-
7 292
income
-
-
-
18 308
total
-
-
-
25 600
Employee
72 373
-
84 000
-
social contributions
6 013
-
7 292
-
income
13 656
-
18 308
-
total
19 669
-
25 600
-
Employer
72 373
-
84 000
-
total
-
-
-
-
Corporate
11 627
84 000
-
-
income
1 454
10 500
-
-
total
1 454
10 500
-
-
Dividends
10 173
73 500
-
-
withholding
2 035
14 699
-
-
total
2 035
14 699
-
-
Income
84 000
84 000
84 000
84 000
Total tax
23 158
25 199
25 600
25 600
After tax
60 842
58 801
58 400
58 400
Living cost
52 705
52 705
52 705
52 705
Free-cash
8 137
6 096
5 695
5 695

Estimated living cost  is ₽52705 per week

₽40097
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7810
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽4693
₽948
₽696
₽5777
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 000
national
-
-
-
17 249
regional
-
-
-
913
social contributions
-
-
-
21 605
municipal
-
-
-
499
total
-
-
-
40 266
Employee
82 228
-
84 000
-
municipal
435
-
446
-
national
14 248
-
14 696
-
social contributions
27 727
-
28 324
-
regional
776
-
797
-
total
43 186
-
44 263
-
Employer
82 228
-
84 000
-
total
-
-
-
-
Corporate
1 772
84 000
-
-
nationa
425
20 160
-
-
municipal
68
3 276
-
-
total
493
23 436
-
-
Dividends
1 279
60 564
-
-
withholding
332
15 746
-
-
total
332
15 746
-
-
Income
84 000
84 000
84 000
84 000
Total tax
44 011
39 182
44 263
40 266
After tax
39 989
44 818
39 737
43 734
Living cost
39 041
39 041
39 041
39 041
Free-cash
948
5 777
696
4 693

Estimated living cost  is ₽39041 per week

₽27215
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2560
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽599
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8667
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽18457
₽17174
₽14481
₽19230
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 000
national
-
-
-
17 249
regional
-
-
-
1 267
social contributions
-
-
-
21 605
municipal
-
-
-
499
total
-
-
-
40 620
Employee
51 323
-
84 000
-
municipal
272
-
446
-
national
8 131
-
14 696
-
social contributions
17 307
-
28 324
-
regional
691
-
1 130
-
total
26 401
-
44 596
-
Employer
51 323
-
84 000
-
total
-
-
-
-
Corporate
32 677
84 000
-
-
nationa
7 843
20 160
-
-
municipal