Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 84000
per

Your estimated
City
free-cash

Valencia , Spain
-₽113003
-₽53766
-₽84830
-₽64162
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 000
other
-
-
-
84
unemployment
-
-
-
606
income
-
-
-
11 009
pensions
-
-
-
24 587
accident
-
-
-
782
total
-
-
-
37 068
Employee
149 382
-
40 990
-
unemployment
2 315
-
2 093
-
other
146
-
138
-
pensions
7 023
-
6 340
-
income
28 800
-
6 156
-
total
38 284
-
14 727
-
Employer
149 382
-
40 990
-
other
1 196
-
1 081
-
accident
2 959
-
2 668
-
pensions
35 251
-
31 839
-
unemployment
8 219
-
7 421
-
total
47 625
-
43 009
-
Corporate
-
84 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
12 596
-
-
total
-
12 596
-
-
Dividends
-
71 404
-
-
withholding
-
14 076
-
-
total
-
14 076
-
-
Income
84 000
84 000
84 000
84 000
Total tax
85 909
26 672
57 736
37 068
After tax
-1 909
57 328
26 264
46 932
Living cost
111 094
111 094
111 094
111 094
Free-cash
-113 003
-53 766
-84 830
-64 162

Estimated living cost  is ₽111094 per month

₽74987
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10680
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1947
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23483
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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