Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 83500
per

Your estimated
City
free-cash

Andorra , Andorra
₽36871
₽45074
₽39213
₽48098
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 500
social contributions
-
-
-
18 370
income
-
-
-
1 207
total
-
-
-
19 577
Employee
28 933
-
72 295
-
social contributions
1 880
-
4 700
-
income
-
-
1 330
-
total
1 880
-
6 030
-
Employer
28 933
-
72 295
-
social contributions
4 485
-
11 205
-
total
4 485
-
11 205
-
Corporate
50 082
83 500
-
-
income
5 009
8 350
-
-
total
5 009
8 350
-
-
Dividends
45 073
75 150
-
-
total
-
-
-
-
Income
83 500
83 500
83 500
83 500
Total tax
11 374
8 350
17 235
19 577
After tax
72 126
75 150
66 265
63 923
Living cost
27 052
27 052
27 052
27 052
Free-cash
45 074
48 098
39 213
36 871

Estimated living cost  is ₽27052 per week

₽17492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽14277
₽17856
-₽2512
₽18302
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 500
surtax
-
-
-
-
unemployment
-
-
-
5 520
health
-
-
-
6 387
chamber of commerce
-
-
-
335
pensions
-
-
-
15 447
income
-
-
-
12 822
total
-
-
-
40 511
Employee
39 340
35 865
64 837
-
unemployment
1 180
1 076
1 945
-
other
393
359
649
-
income
3 504
2 645
11 540
-
pensions
4 029
3 672
6 640
-
health
1 522
1 388
2 509
-
total
10 628
9 140
23 283
-
Employer
39 340
35 865
64 837
-
pensions
4 937
4 502
8 136
-
surtax
-
-
-
-
payroll
1 180
1 076
1 945
-
other
1 868
1 703
3 081
-
health
1 488
1 356
2 451
-
accident
511
466
844
-
unemployment
1 180
1 076
1 945
-
chamber of commerce
157
143
260
-
total
11 321
10 322
18 662
-
Corporate
32 839
37 313
61 423
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

8 210
9 328
15 355
-
total
8 210
9 328
15 355
-
Dividends
24 629
27 985
-
-
withholding
6 773
7 696
-
-
total
6 773
7 696
-
-
Income
83 500
83 500
83 500
83 500
Total tax
36 932
36 486
57 300
40 511
After tax
46 568
47 014
26 200
42 989
Living cost
28 712
28 712
28 712
28 712
Free-cash
17 856
18 302
-2 512
14 277

Estimated living cost  is ₽28712 per week

₽17224
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8044
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽11100
₽13815
-₽5537
₽15205
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 500
surtax
-
-
-
178
unemployment
-
-
-
5 520
health
-
-
-
6 387
chamber of commerce
-
-
-
335
pensions
-
-
-
15 447
income
-
-
-
12 822
total
-
-
-
40 689
Employee
44 976
35 865
64 697
-
unemployment
1 349
1 076
1 940
-
other
449
359
647
-
income
5 120
2 645
11 492
-
pensions
4 606
3 672
6 625
-
health
1 740
1 388
2 504
-
total
13 264
9 140
23 208
-
Employer
44 976
35 865
64 697
-
pensions
5 644
4 502
8 119
-
surtax
178
178
178
-
payroll
1 349
1 076
1 940
-
other
2 137
1 703
3 072
-
health
1 699
1 356
2 446
-
accident
584
466
840
-
unemployment
1 349
1 076
1 940
-
chamber of commerce
179
143
260
-
total
13 119
10 500
18 795
-
Corporate
25 404
37 136
61 290
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

6 351
9 284
15 323
-
total
6 351
9 284
15 323
-
Dividends
19 053
27 852
-
-
withholding
5 240
7 660
-
-
total
5 240
7 660
-
-
Income
83 500
83 500
83 500
83 500
Total tax
37 974
36 584
57 326
40 689
After tax
45 526
46 916
26 174
42 811
Living cost
31 711
31 711
31 711
31 711
Free-cash
13 815
15 205
-5 537
11 100

Estimated living cost  is ₽31711 per week

₽21150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽7197
₽307
₽127
₽14041
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 500
national
-
-
-
26 564
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 249
social contributions
-
-
-
12 676
total
-
-
-
43 489
Employee

The minimum management director salary is set at €45,000 per year.

64 375
-
64 673
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

560
-
562
-
national
19 791
-
19 909
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 358
-
3 373
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 828
-
4 850
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 025
-
3 038
-
total
31 562
-
31 732
-
Employer

The minimum management director salary is set at €45,000 per year.

64 375
-
64 673
-
surtax
7 299
-
7 333
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 704
-
5 730
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 959
-
3 978
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

837
-
842
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

939
-
944
-
total
18 738
-
18 827
-
Corporate
387
83 500
-
-
income
77
16 699
-
-
surtax
2
335
-
-
total
79
17 034
-
-
Dividends
308
66 466
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
19 611
-
-
total
-
19 611
-
-
Income
83 500
83 500
83 500
83 500
Total tax
50 379
36 645
50 559
43 489
After tax
33 121
46 855
32 941
40 011
Living cost
32 814
32 814
32 814
32 814
Free-cash
307
14 041
127
7 197

Estimated living cost  is ₽32814 per week

₽21136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽47109
₽50436
₽49576
₽55917
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 500
unemployment
-
-
-
126
health
-
-
-
3 614
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 651
income
-
-
-
12 525
total
-
-
-
20 916
Employee
20 491
-
77 335
-
accident

We are using the highest rate at 1.1%.

225
-
346
-
income
2 049
-
7 733
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 799
-
2 759
-
health
943
-
1 445
-
total
5 016
-
12 283
-
Employer
20 491
-
77 335
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 258
-
3 463
-
health
1 414
-
2 168
-
accident

We are using the highest rate at 1.1%.

225
-
346
-
unemployment
123
-
189
-
total
4 020
-
6 166
-
Corporate
58 989
83 500
-
-
income
5 899
8 350
-
-
total
5 899
8 350
-
-
Dividends
53 090
75 150
-
-
withholding
2 654
3 758
-
-
total
2 654
3 758
-
-
Income
83 500
83 500
83 500
83 500
Total tax
17 589
12 108
18 449
20 916
After tax
65 911
71 392
65 051
62 584
Living cost
15 475
15 475
15 475
15 475
Free-cash
50 436
55 917
49 576
47 109

Estimated living cost  is ₽15475 per week

₽10235
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽886
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3985
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽50789
₽55419
₽53256
₽59597
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 500
unemployment
-
-
-
126
health
-
-
-
3 614
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 651
income
-
-
-
12 525
total
-
-
-
20 916
Employee
15 618
-
77 335
-
accident

We are using the highest rate at 1.1%.

172
-
346
-
income
1 562
-
7 733
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 371
-
2 759
-
health
718
-
1 445
-
total
3 823
-
12 283
-
Employer
15 618
-
77 335
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 721
-
3 463
-
health
1 078
-
2 168
-
accident

We are using the highest rate at 1.1%.

172
-
346
-
unemployment
93
-
189
-
total
3 064
-
6 166
-
Corporate
64 818
83 500
-
-
income
6 482
8 350
-
-
total
6 482
8 350
-
-
Dividends
58 336
75 150
-
-
withholding
2 917
3 758
-
-
total
2 917
3 758
-
-
Income
83 500
83 500
83 500
83 500
Total tax
16 286
12 108
18 449
20 916
After tax
67 214
71 392
65 051
62 584
Living cost
11 795
11 795
11 795
11 795
Free-cash
55 419
59 597
53 256
50 789

Estimated living cost  is ₽11795 per week

₽6886
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽842
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽312
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3754
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽39284
₽35426
₽39201
₽40321
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 500
health
-
-
-
2 130
social contributions
-
-
-
13 026
income
-
-
-
8 223
total
-
-
-
23 379
Employee
69 203
69 203
75 806
-
income
7 535
6 406
8 187
-
social contributions
2 616
5 743
6 292
-
health
536
1 177
1 289
-
total
10 687
13 326
15 768
-
Employer
69 203
69 203
75 806
-
social contributions
2 616
5 743
6 292
-
health
582
1 281
1 402
-
total
3 198
7 024
7 694
-
Corporate
48 777
7 273
-
-
income
6 097
909
-
-
total
6 097
909
-
-
Dividends
42 680
6 365
-
-
withholding
7 255
1 083
-
-
total
7 255
1 083
-
-
Income
83 500
83 500
83 500
83 500
Total tax
27 237
22 342
23 462
23 379
After tax
56 263
61 158
60 038
60 121
Living cost
20 837
20 837
20 837
20 837
Free-cash
35 426
40 321
39 201
39 284

Estimated living cost  is ₽20837 per week

₽12488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2044
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽30931
₽28235
₽30848
₽31968
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 500
health
-
-
-
2 130
social contributions
-
-
-
13 026
income
-
-
-
8 223
total
-
-
-
23 379
Employee
69 203
69 203
75 806
-
income
7 267
6 406
8 187
-
social contributions
3 363
5 743
6 292
-
health
688
1 177
1 289
-
total
11 318
13 326
15 768
-
Employer
69 203
69 203
75 806
-
social contributions
3 363
5 743
6 292
-
health
750
1 281
1 402
-
total
4 113
7 024
7 694
-
Corporate
38 879
7 273
-
-
income
4 861
909
-
-
total
4 861
909
-
-
Dividends
34 019
6 365
-
-
withholding
5 783
1 083
-
-
total
5 783
1 083
-
-
Income
83 500
83 500
83 500
83 500
Total tax
26 075
22 342
23 462
23 379
After tax
57 425
61 158
60 038
60 121
Living cost
29 190
29 190
29 190
29 190
Free-cash
28 235
31 968
30 848
30 931

Estimated living cost  is ₽29190 per week

₽19954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6466
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽19897
₽29306
₽21602
₽36718
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 500
health
-
-
-
11 272
social contributions
-
-
-
24 382
income
-
-
-
7 177
solidarity contribution
-
-
-
-
total
-
-
-
42 831
Employee
30 548
-
62 313
-
income
3 666
-
7 478
-
social contributions
1 986
-
4 050
-
health
4 124
-
8 412
-
solidarity contribution
-
-
-
-
total
9 776
-
19 940
-
Employer
30 548
-
62 313
-
social contributions
7 637
-
15 578
-
health
2 749
-
5 608
-
total
10 386
-
21 186
-
Corporate
42 566
83 500
-
-
income
8 088
15 865
-
-
total
8 088
15 865
-
-
Dividends
34 479
67 635
-
-
withholding
5 172
10 145
-
-
total
5 172
10 145
-
-
Income
83 500
83 500
83 500
83 500
Total tax
33 422
26 010
41 126
42 831
After tax
50 078
57 490
42 374
40 669
Living cost
20 772
20 772
20 772
20 772
Free-cash
29 306
36 718
21 602
19 897

Estimated living cost  is ₽20772 per week

₽14429
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4457
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽15072
₽22760
₽16777
₽31893
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 500
health
-
-
-
11 272
social contributions
-
-
-
24 382
income
-
-
-
7 177
solidarity contribution
-
-
-
-
total
-
-
-
42 831
Employee
37 643
-
62 313
-
income
4 517
-
7 478
-
social contributions
2 447
-
4 050
-
health
5 082
-
8 412
-
solidarity contribution
-
-
-
-
total
12 046
-
19 940
-
Employer
37 643
-
62 313
-
social contributions
9 411
-
15 578
-
health
3 388
-
5 608
-
total
12 799
-
21 186
-
Corporate
33 059
83 500
-
-
income
6 281
15 865
-
-
total
6 281
15 865
-
-
Dividends
26 778
67 635
-
-
withholding
4 017
10 145
-
-
total
4 017
10 145
-
-
Income
83 500
83 500
83 500
83 500
Total tax
35 143
26 010
41 126
42 831
After tax
48 357
57 490
42 374
40 669
Living cost
25 597
25 597
25 597
25 597
Free-cash
22 760
31 893
16 777
15 072

Estimated living cost  is ₽25597 per week

₽19036
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4701
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽8690
-₽113172
-₽113172
-₽113172
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 500
national
-
-
-
8 753
pensions
-
-
-
782
municipal
-
-
-
15 185
labour market
-
-
-
6 617
total
-
-
-
31 337
Employee
183 488
183 488
183 488
-
municipal
39 073
39 073
39 073
-
national
22 416
22 416
22 416
-
pensions
261
261
261
-
labour market
14 658
14 658
14 658
-
total
76 408
76 408
76 408
-
Employer
183 488
183 488
183 488
-
pensions
522
522
522
-
labour market
14 679
14 679
14 679
-
municipal
39 135
39 135
39 135
-
national
22 455
22 455
22 455
-
total
76 791
76 791
76 791
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
83 500
83 500
83 500
83 500
Total tax
153 199
153 199
153 199
31 337
After tax
-69 699
-69 699
-69 699
52 163
Living cost
43 473
43 473
43 473
43 473
Free-cash
-113 172
-113 172
-113 172
8 690

Estimated living cost  is ₽43473 per week

₽29753
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9205
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽23019
₽39473
₽26390
₽45064
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 500
health
-
-
-
10 855
pensions
-
-
-
16 701
income
-
-
-
11 188
total
-
-
-
38 744
Employee
25 530
-
62 406
-
unemployment
408
-
999
-
income
2 874
-
12 032
-
pensions
511
-
1 248
-
total
3 793
-
14 279
-
Employer
25 530
-
62 406
-
pensions
5 106
-
12 483
-
health
3 318
-
8 112
-
unemployment
205
-
499
-
total
8 629
-
21 094
-
Corporate
49 340
83 500
-
-
income
9 868
16 699
-
-
total
9 868
16 699
-
-
Dividends
39 472
66 801
-
-
total
-
-
-
-
Income
83 500
83 500
83 500
83 500
Total tax
22 290
16 699
35 373
38 744
After tax
61 210
66 801
48 127
44 756
Living cost
21 737
21 737
21 737
21 737
Free-cash
39 473
45 064
26 390
23 019

Estimated living cost  is ₽21737 per week

₽14909
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽25467
₽18836
₽13598
₽21466
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
83 500
national
-
-
-
7 704
health
-
-
-
910
municipal
-
-
-
14 867
total
-
-
-
23 481
Employee
47 349
-
70 245
-
unemployment
710
-
1 054
-
municipal
7 755
-
11 475
-
national
782
-
4 121
-
pensions
3 195
-
4 741
-
health
354
-
705
-
total
12 796
-
22 096
-
Employer
47 349
-
70 245
-
pensions
8 215
-
12 187
-
health
364
-
541
-
accident
48
-
70
-
unemployment
307
-
456
-
total
8 934
-
13 254
-
Corporate
27 218
83 500
-
-
income
5 443
16 699
-
-
total
5 443
16 699
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

16 331
50 101
-
-
municipal
2 939
9 017
-
-
national
-
1 766
-
-
total
2 939
10 783
-
-
Income
83 500
83 500
83 500
83 500
Total tax
30 112
27 482
35 350
23 481
After tax
53 388
56 018
48 150
60 019
Living cost
34 552
34 552
34 552
34 552
Free-cash
18 836
21 466
13 598
25 467

Estimated living cost  is ₽34552 per week

₽22569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽20528
₽19342
₽20084
₽14343
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 500
surtax
-
-
-
-
health
-
-
-
1 190
pensions
-
-
-
22 040
social contributions
-
-
-
2 379
income
-
-
-
7 032
other
-
-
-
2 591
total
-
-
-
35 232
Employee
34 382
-
63 628
-
income
1 773
-
6 798
-
surtax
-
-
-
-
social contributions
980
-
1 812
-
pensions
3 889
-
7 197
-
total
6 642
-
15 807
-
Employer
34 382
-
63 628
-
pensions
5 650
-
10 452
-
social contributions
102
-
191
-
other
1 187
-
2 195
-
health
2 406
-
4 454
-
unemployment
1 392
-
2 577
-
total
10 737
-
19 869
-
Corporate
38 381
83 500
-
-
income
10 747
23 380
-
-
surtax
-
-
-
-
total
10 747
23 380
-
-
Dividends
27 634
60 120
-
-
withholding
3 537
7 696
-
-
social contributions
4 755
10 341
-
-
surtax
-
-
-
-
total
8 292
18 037
-
-
Income
83 500
83 500
83 500
83 500
Total tax
36 418
41 417
35 676
35 232
After tax
47 082
42 083
47 824
48 268
Living cost
27 740
27 740
27 740
27 740
Free-cash
19 342
14 343
20 084
20 528

Estimated living cost  is ₽27740 per week

₽16088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2818
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽17477
₽16610
₽17033
₽11292
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 500
surtax
-
-
-
-
health
-
-
-
1 190
pensions
-
-
-
22 040
social contributions
-
-
-
2 379
income
-
-
-
7 032
other
-
-
-
2 591
total
-
-
-
35 232
Employee
38 517
-
63 628
-
income
2 273
-
6 798
-
surtax
-
-
-
-
social contributions
1 098
-
1 812
-
pensions
4 355
-
7 197
-
total
7 726
-
15 807
-
Employer
38 517
-
63 628
-
pensions
6 328
-
10 452
-
social contributions
116
-
191
-
other
1 329
-
2 195
-
health
2 697
-
4 454
-
unemployment
1 559
-
2 577
-
total
12 029
-
19 869
-
Corporate
32 955
83 500
-
-
income
9 227
23 380
-
-
surtax
-
-
-
-
total
9 227
23 380
-
-
Dividends
23 727
60 120
-
-
withholding
3 037
7 696
-
-
social contributions
4 080
10 341
-
-
surtax
-
-
-
-
total
7 117
18 037
-
-
Income
83 500
83 500
83 500
83 500
Total tax
36 099
41 417
35 676
35 232
After tax
47 401
42 083
47 824
48 268
Living cost
30 791
30 791
30 791
30 791
Free-cash
16 610
11 292
17 033
17 477

Estimated living cost  is ₽30791 per week

₽19415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8350
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽4801
₽4805
₽4357
-₽1384
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 500
surtax
-
-
-
-
health
-
-
-
1 190
pensions
-
-
-
22 040
social contributions
-
-
-
2 379
income
-
-
-
7 032
other
-
-
-
2 591
total
-
-
-
35 232
Employee
56 366
-
63 628
-
income
4 918
-
6 798
-
surtax
-
-
-
-
social contributions
1 605
-
1 812
-
pensions
6 375
-
7 197
-
total
12 898
-
15 807
-
Employer
56 366
-
63 628
-
pensions
9 262
-
10 452
-
social contributions
169
-
191
-
other
1 945
-
2 195
-
health
3 945
-
4 454
-
unemployment
2 283
-
2 577
-
total
17 604
-
19 869
-
Corporate
9 529
83 500
-
-
income
2 668
23 380
-
-
surtax
-
-
-
-
total
2 668
23 380
-
-
Dividends
6 862
60 120
-
-
withholding
878
7 696
-
-
social contributions
1 180
10 341
-
-
surtax
-
-
-
-
total
2 058
18 037
-
-
Income
83 500
83 500
83 500
83 500
Total tax
35 228
41 417
35 676
35 232
After tax
48 272
42 083
47 824
48 268
Living cost
43 467
43 467
43 467
43 467
Free-cash
4 805
-1 384
4 357
4 801

Estimated living cost  is ₽43467 per week

₽29418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽76842
₽72411
₽60977
₽73502
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
83 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
835
total
-
-
-
835
Employee
7 278
-
83 500
-
income
1 455
-
16 700
-
total
1 455
-
16 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

76 222
83 500
-
-
total
-
-
-
-
Dividends
76 222
83 500
-
-
withholding
3 811
4 175
-
-
total
3 811
4 175
-
-
Income
83 500
83 500
83 500
83 500
Total tax
5 266
4 175
16 700
835
After tax
78 234
79 325
66 800
82 665
Living cost
5 823
5 823
5 823
5 823
Free-cash
72 411
73 502
60 977
76 842

Estimated living cost  is ₽5823 per week

₽3608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1570
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽73592
₽68551
₽57727
₽70252
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
83 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
835
total
-
-
-
835
Employee
11 342
-
83 500
-
income
2 268
-
16 700
-
total
2 268
-
16 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

72 158
83 500
-
-
total
-
-
-
-
Dividends
72 158
83 500
-
-
withholding
3 608
4 175
-
-
total
3 608
4 175
-
-
Income
83 500
83 500
83 500
83 500
Total tax
5 876
4 175
16 700
835
After tax
77 624
79 325
66 800
82 665
Living cost
9 073
9 073
9 073
9 073
Free-cash
68 551
70 252
57 727
73 592

Estimated living cost  is ₽9073 per week

₽6140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽19473
₽20126
₽25450
₽8351
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
83 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
895
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
16 262
trade
-
-
-
5 977
total
-
-
-
29 282
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 779
-
83 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 682
-
16 262
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
-
895
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 033
-
23 305
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
38 721
83 500
-
-
trade
5 557
11 982
-
-
income
5 808
12 525
-
-
chamber of commerce
193
260
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

319
688
-
-
total
11 877
25 455
-
-
Dividends
26 843
58 045
-
-
withholding
6 369
14 170
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
779
-
-
total
6 719
14 949
-
-
Income
83 500
83 500
83 500
83 500
Total tax
28 629
40 404
23 305
29 282
After tax
54 871
43 096
60 195
54 218
Living cost
34 745
34 745
34 745
34 745
Free-cash
20 126
8 351
25 450
19 473

Estimated living cost  is ₽34745 per week

₽23968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3738
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽26374
₽24931
₽32936
₽14979
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
83 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
895
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
16 262
trade
-
-
-
6 562
total
-
-
-
29 867
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 422
-
83 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

962
-
16 262
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
895
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
7 163
-
23 305
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
49 078
83 500
-
-
trade
7 730
13 152
-
-
income
7 363
12 525
-
-
chamber of commerce
207
256
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

405
688
-
-
total
15 705
26 621
-
-
Dividends
33 375
56 878
-
-
withholding
8 001
13 878
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

441
763
-
-
total
8 442
14 641
-
-
Income
83 500
83 500
83 500
83 500
Total tax
31 310
41 262
23 305
29 867
After tax
52 190
42 238
60 195
53 633
Living cost
27 259
27 259
27 259
27 259
Free-cash
24 931
14 979
32 936
26 374

Estimated living cost  is ₽27259 per week

₽17147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6425
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽17987
₽19100
₽24841
₽6455
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
83 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
895
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
16 262
trade
-
-
-
6 854
total
-
-
-
30 159
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 639
-
83 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 921
-
16 262
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
895
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 284
-
23 305
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
37 861
83 500
-
-
trade
6 228
13 736
-
-
income
5 679
12 525
-
-
chamber of commerce
191
256
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

313
688
-
-
total
12 411
27 205
-
-
Dividends
25 450
56 294
-
-
withholding
6 020
13 731
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

331
755
-
-
total
6 351
14 486
-
-
Income
83 500
83 500
83 500
83 500
Total tax
29 046
41 691
23 305
30 159
After tax
54 454
41 809
60 195
53 341
Living cost
35 354
35 354
35 354
35 354
Free-cash
19 100
6 455
24 841
17 987

Estimated living cost  is ₽35354 per week

₽23645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3728
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽11823
₽14745
₽18967
₽151
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
83 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
895
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
16 262
trade
-
-
-
7 144
total
-
-
-
30 449
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 086
-
83 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 360
-
16 262
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
-
895
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
12 858
-
23 305
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
29 414
83 500
-
-
trade
5 045
14 320
-
-
income
4 411
12 525
-
-
chamber of commerce
178
254
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

243
688
-
-
total
9 877
27 787
-
-
Dividends
19 538
55 712
-
-
withholding
4 543
13 586
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

249
748
-
-
total
4 792
14 334
-
-
Income
83 500
83 500
83 500
83 500
Total tax
27 527
42 121
23 305
30 449
After tax
55 973
41 379
60 195
53 051
Living cost
41 228
41 228
41 228
41 228
Free-cash
14 745
151
18 967
11 823

Estimated living cost  is ₽41228 per week

₽30111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3298
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7284
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽23411
₽29444
₽21803
₽32308
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 500
surtax
-
-
-
1 768
unemployment
-
-
-
205
health
-
-
-
5 930
pensions
-
-
-
16 699
income
-
-
-
15 273
other
-
-
-
-
total
-
-
-
39 875
Employee
30 307
-
68 980
-
unemployment
2 109
-
4 801
-
other
-
-
-
-
income
5 081
-
14 219
-
surtax
108
-
1 583
-
pensions
2 022
-
4 601
-
health
774
-
1 759
-
total
10 094
-
26 963
-
Employer
30 307
-
68 980
-
pensions
4 041
-
9 195
-
other
-
-
-
-
health
1 378
-
3 139
-
unemployment
962
-
2 186
-
total
6 381
-
14 520
-
Corporate
46 812
83 500
-
-
income
12 172
21 710
-
-
total
12 172
21 710
-
-
Dividends
34 640
61 790
-
-
withholding
5 195
9 268
-
-
total
5 195
9 268
-
-
Income
83 500
83 500
83 500
83 500
Total tax
33 842
30 978
41 483
39 875
After tax
49 658
52 522
42 017
43 625
Living cost
20 214
20 214
20 214
20 214
Free-cash
29 444
32 308
21 803
23 411

Estimated living cost  is ₽20214 per week

₽12204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽23766
₽29861
₽22158
₽32663
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 500
surtax
-
-
-
1 768
unemployment
-
-
-
205
health
-
-
-
5 930
pensions
-
-
-
16 699
income
-
-
-
15 273
other
-
-
-
-
total
-
-
-
39 875
Employee
29 761
-
68 980
-
unemployment
2 072
-
4 801
-
other
-
-
-
-
income
4 989
-
14 219
-
surtax
97
-
1 583
-
pensions
1 985
-
4 601
-
health
760
-
1 759
-
total
9 903
-
26 963
-
Employer
29 761
-
68 980
-
pensions
3 967
-
9 195
-
other
-
-
-
-
health
1 354
-
3 139
-
unemployment
943
-
2 186
-
total
6 264
-
14 520
-
Corporate
47 475
83 500
-
-
income
12 343
21 710
-
-
total
12 343
21 710
-
-
Dividends
35 132
61 790
-
-
withholding
5 270
9 268
-
-
total
5 270
9 268
-
-
Income
83 500
83 500
83 500
83 500
Total tax
33 780
30 978
41 483
39 875
After tax
49 720
52 522
42 017
43 625
Living cost
19 859
19 859
19 859
19 859
Free-cash
29 861
32 663
22 158
23 766

Estimated living cost  is ₽19859 per week

₽12143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5426
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽39979
₽29600
₽30540
₽29230
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 500
unemployment
-
-
-
1 252
health
-
-
-
5 845
pensions
-
-
-
8 350
income
-
-
-
10 208
total
-
-
-
25 655
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
69 874
-
unemployment
387
154
1 048
-
income
3 153
1 255
8 542
-
pensions
2 579
1 026
6 987
-
health
1 805
718
4 891
-
total
7 924
3 153
21 468
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
69 874
-
pensions
5 029
2 001
13 626
-
total
5 029
2 001
13 626
-
Corporate
52 682
71 235
-
-
income
4 741
6 411
-
-
total
4 741
6 411
-
-
Dividends
47 940
64 824
-
-
withholding
9 109
12 316
-
-
social contributions
9 231
12 523
-
-
total
18 340
24 839
-
-
Income
83 500
83 500
83 500
83 500
Total tax
36 034
36 404
35 094
25 655
After tax
47 466
47 096
48 406
57 845
Living cost
17 866
17 866
17 866
17 866
Free-cash
29 600
29 230
30 540
39 979

Estimated living cost  is ₽17866 per week

₽12192
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3855
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽6916
₽7808
₽7571
₽8533
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 500
national
-
-
-
13 429
pensions
-
-
-
10 020
social contributions
-
-
-
898
municipal
-
-
-
8 666
total
-
-
-
33 013
Employee
67 543
-
72 185
-
municipal
8 343
-
8 990
-
national
12 928
-
13 930
-
pensions
2 702
-
2 887
-
total
23 973
-
25 807
-
Employer
67 543
-
72 185
-
pensions
5 403
-
5 775
-
social contributions
726
-
776
-
total
6 129
-
6 551
-
Corporate
5 369
83 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

1 074
16 700
-
-
total
1 074
16 700
-
-
Dividends
4 295
66 800
-
-
withholding
945
14 696
-
-
total
945
14 696
-
-
Income
83 500
83 500
83 500
83 500
Total tax
32 121
31 396
32 358
33 013
After tax
51 379
52 104
51 142
50 487
Living cost
43 571
43 571
43 571
43 571
Free-cash
7 808
8 533
7 571
6 916

Estimated living cost  is ₽43571 per week

₽29615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽6419
₽9170
₽6419
₽7184
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 500
social contributions
-
-
-
7 290
income
-
-
-
18 525
total
-
-
-
25 815
Employee
70 397
-
83 500
-
social contributions
5 848
-
7 290
-
income
13 284
-
18 525
-
total
19 132
-
25 815
-
Employer
70 397
-
83 500
-
total
-
-
-
-
Corporate
13 103
83 500
-
-
income
1 638
10 438
-
-
total
1 638
10 438
-
-
Dividends
11 465
73 062
-
-
withholding
2 294
14 612
-
-
total
2 294
14 612
-
-
Income
83 500
83 500
83 500
83 500
Total tax
23 064
25 050
25 815
25 815
After tax
60 436
58 450
57 685
57 685
Living cost
51 266
51 266
51 266
51 266
Free-cash
9 170
7 184
6 419
6 419

Estimated living cost  is ₽51266 per week

₽39002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4177
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽5357
₽1877
₽1386
₽6576
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 500
national
-
-
-
17 285
regional
-
-
-
910
social contributions
-
-
-
21 476
municipal
-
-
-
497
total
-
-
-
40 168
Employee
79 983
-
83 500
-
municipal
424
-
442
-
national
13 859
-
14 746
-
social contributions
26 970
-
28 155
-
regional
755
-
796
-
total
42 008
-
44 139
-
Employer
79 983
-
83 500
-
total
-
-
-
-
Corporate
3 517
83 500
-
-
nationa
844
20 040
-
-
municipal
137
3 257
-
-
total
981
23 297
-
-
Dividends
2 537
60 203
-
-
withholding
659
15 652
-
-
total
659
15 652
-
-
Income
83 500
83 500
83 500
83 500
Total tax
43 648
38 949
44 139
40 168
After tax
39 852
44 551
39 361
43 332
Living cost
37 975
37 975
37 975
37 975
Free-cash
1 877
6 576
1 386
5 357

Estimated living cost  is ₽37975 per week

₽26472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽18740
₽17648
₽14791
₽19647
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 500
national
-
-
-
17 285
regional
-
-
-
1 259
social contributions
-
-
-
21 476
municipal
-
-
-
497
total
-
-
-
40 517
Employee
49 922
-
83 500
-
municipal
265
-
442
-
national
7 909
-
14 746
-
social contributions
16 834
-
28 155
-
regional
672
-
1 123
-
total
25 680
-
44 466
-
Employer
49 922
-
83 500
-
total
-
-
-
-
Corporate
33 578
83 500
-
-
nationa
8 059
20 040
-
-
municipal