Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 83000
per

Your estimated
City
free-cash

Dresden , Germany
₽24810
₽30561
₽22789
₽11729
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
83 000
trade
-
-
-
5 751
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 831
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
14 523
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
799
total
-
-
-
27 904
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

38 244
-
83 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

59
-
799
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 068
-
14 523
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 831
-
6 831
-
total
7 958
-
22 153
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
44 756
83 000
-
-
trade
7 049
13 072
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

370
685
-
-
income
6 713
12 449
-
-
chamber of commerce
216
271
-
-
total
14 348
26 477
-
-
Dividends
30 408
56 523
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

397
757
-
-
withholding
7 222
13 751
-
-
total
7 619
14 508
-
-
Income
83 000
83 000
83 000
83 000
Total tax
29 925
40 985
22 153
27 904
After tax
53 075
42 015
60 847
55 096
Living cost
30 286
30 286
30 286
30 286
Free-cash
22 789
11 729
30 561
24 810

Estimated living cost  is ₽30286 per week

₽19051
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3531
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽565
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7138
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Reykjavik , Iceland
₽190
₽842
-₽2291
₽1350
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
social contributions
-
-
-
892
municipal
-
-
-
8 439
national
-
-
-
13 077
pensions
-
-
-
9 960
total
-
-
-
32 368
Employee
78 195
-
71 753
-
pensions
3 128
-
2 870
-
national
14 966
-
13 575
-
municipal
9 658
-
8 760
-
total
27 752
-
25 205
-
Employer
78 195
-
71 753
-
pensions
6 256
-
5 740
-
social contributions
841
-
771
-
total
7 097
-
6 511
-
Corporate
-
83 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
16 600
-
-
total
-
16 600
-
-
Dividends
-
66 400
-
-
withholding
-
14 608
-
-
total
-
14 608
-
-
Income
83 000
83 000
83 000
83 000
Total tax
34 849
31 208
31 716
32 368
After tax
48 151
51 792
51 284
50 632
Living cost
50 442
50 442
50 442
50 442
Free-cash
-2 291
1 350
842
190

Estimated living cost  is ₽50442 per week

₽34285
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4689
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽755
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10713
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Riga , Latvia
₽23701
₽26174
₽37396
₽45599
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
83 000
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
26 684
income
-
-
-
11 813
microenterprise
-
-
-
-
surtax
-
-
-
-
total
-
-
-
38 497
Employee
29 217
-
66 887
-
income
5 201
-
12 553
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

3 214
-
7 358
-
surtax
-
-
-
-
total
8 415
-
19 911
-
Employer
29 217
-
66 887
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

7 038
-
16 113
-
surtax
-
-
-
-
total
7 038
-
16 113
-
Corporate
46 745
83 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

9 349
16 599
-
-
total
9 349
16 599
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

37 396
66 401
-
-
total
-
-
-
-
Income
83 000
83 000
83 000
83 000
Total tax
24 802
16 599
36 024
38 497
After tax
58 198
66 401
46 976
44 503
Living cost
20 802
20 802
20 802
20 802
Free-cash
37 396
45 599
26 174
23 701

Estimated living cost  is ₽20802 per week

₽13271
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1981
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5078
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Riga model

Close
Rotterdam , Netherlands
₽5320
-₽16291
-₽16291
-₽10678
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
health
-
-
-
11 011
income
-
-
-
13 067
pensions
-
-
-
11 715
total
-
-
-
35 793
Employee
85 386
85 386
85 386
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 976
13 976
13 976
-
pensions
15 370
11 715
15 370
-
health
13 106
11 148
13 106
-
total
42 452
36 839
42 452
-
Employer
85 386
85 386
85 386
-
pensions
5 943
5 943
5 943
-
health
5 935
5 935
5 935
-
unemployment
3 074
3 074
3 074
-
total
14 952
14 952
14 952
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Income
83 000
83 000
83 000
83 000
Total tax
57 404
51 791
57 404
35 793
After tax
25 596
31 209
25 596
47 207
Living cost
41 887
41 887
41 887
41 887
Free-cash
-16 291
-10 678
-16 291
5 320

Estimated living cost  is ₽41887 per week

₽29684
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3776
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽666
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7761
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rotterdam model

Close
Stockholm , Sweden
₽2927
₽5876
₽6008
₽6870
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
other
-
-
-
9 645
unemployment
-
-
-
83
accident
-
-
-
166
municipal
-
-
-
17 580
health
-
-
-
5 179
national
-
-
-
-
pensions
-
-
-
8 972
total
-
-
-
41 625
Employee
54 785
-
63 156
-
national
-
-
-
-
municipal
16 337
-
18 833
-
total
16 337
-
18 833
-
Employer
54 785
-
63 156
-
pensions
5 922
-
6 827
-
other
6 366
-
7 339
-
accident
110
-
126
-
health
3 369
-
3 884
-
unemployment
1 446
-
1 667
-
total
17 213
-
19 843
-
Corporate
11 002
83 000
-
-
income
2 420
18 260
-
-
total
2 420
18 260
-
-
Dividends
8 581
64 740
-
-
withholding
2 574
19 422
-
-
total
2 574
19 422
-
-
Income
83 000
83 000
83 000
83 000
Total tax
38 544
37 682
38 676
41 625
After tax
44 456
45 318
44 324
41 375
Living cost
38 448
38 448
38 448
38 448
Free-cash
6 008
6 870
5 876
2 927

Estimated living cost  is ₽38448 per week

₽25482
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3773
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽584
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8610
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Stockholm model

Close
Hamburg , Germany
₽15561
₽21567
₽16358
₽2310
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
83 000
trade
-
-
-
6 006
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 831
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
14 523
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
799
total
-
-
-
28 159
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

50 706
-
83 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

239
-
799
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 357
-
14 523
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 831
-
6 831
-
total
11 427
-
22 153
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
32 294
83 000
-
-
trade
5 313
13 654
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

266
685
-
-
income
4 844
12 449
-
-
chamber of commerce
197
269
-
-
total
10 620
27 057
-
-
Dividends
21 674
55 942
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

277
748
-
-
withholding
5 038
13 605
-
-
total
5 315
14 353
-
-
Income
83 000
83 000
83 000
83 000
Total tax
27 362
41 410
22 153
28 159
After tax
55 638
41 590
60 847
54 841
Living cost
39 280
39 280
39 280
39 280
Free-cash
16 358
2 310
21 567
15 561

Estimated living cost  is ₽39280 per week

₽26271
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4142
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽586
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8281
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Limassol , Cyprus
₽28577
₽28222
₽24276
₽27960
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
social contributions
-
-
-
12 948
health
-
-
-
2 116
income
-
-
-
6 928
total
-
-
-
21 992
Employee
76 887
76 887
76 887
-
income
8 074
7 117
7 163
-
social contributions
3 736
6 381
6 254
-
health
765
1 307
1 281
-
total
12 575
14 805
14 698
-
Employer
76 887
76 887
76 887
-
health
833
1 423
1 395
-
social contributions
3 736
6 381
6 254
-
total
4 569
7 804
7 649
-
Corporate
33 425
-
-
-
income
4 178
-
-
-
total
4 178
-
-
-
Dividends
29 247
-
-
-
withholding
4 971
-
-
-
total
4 971
-
-
-
Income
83 000
83 000
83 000
83 000
Total tax
26 293
22 609
22 347
21 992
After tax
56 707
60 391
60 653
61 008
Living cost
32 431
32 431
32 431
32 431
Free-cash
24 276
27 960
28 222
28 577

Estimated living cost  is ₽32431 per week

₽22170
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2533
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽545
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7184
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Budapest , Hungary
₽39262
₽29879
₽28965
₽28586
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
unemployment
-
-
-
1 245
health
-
-
-
5 810
income
-
-
-
10 147
pensions
-
-
-
8 300
total
-
-
-
25 502
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 323
10 476
69 456
-
income
3 218
1 281
8 491
-
pensions
2 632
1 048
6 946
-
unemployment
395
157
1 042
-
health
1 843
733
4 862
-
total
8 088
3 219
21 341
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 323
10 476
69 456
-
pensions
5 133
2 043
13 544
-
total
5 133
2 043
13 544
-
Corporate
51 544
70 481
-
-
income
4 639
6 343
-
-
total
4 639
6 343
-
-
Dividends
46 905
64 138
-
-
social contributions
9 027
12 387
-
-
withholding
8 912
12 186
-
-
total
17 939
24 573
-
-
Income
83 000
83 000
83 000
83 000
Total tax
35 799
36 178
34 885
25 502
After tax
47 201
46 822
48 115
57 498
Living cost
18 236
18 236
18 236
18 236
Free-cash
28 965
28 586
29 879
39 262

Estimated living cost  is ₽18236 per week

₽12444
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1492
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽364
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3935
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Tallinn , Estonia
₽20336
₽23687
₽36039
₽42250
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
health
-
-
-
10 791
income
-
-
-
11 121
pensions
-
-
-
16 601
total
-
-
-
38 513
Employee
28 365
-
62 031
-
income
3 193
-
11 960
-
pensions
567
-
1 241
-
unemployment
453
-
992
-
total
4 213
-
14 193
-
Employer
28 365
-
62 031
-
pensions
5 673
-
12 408
-
health
3 687
-
8 064
-
unemployment
228
-
497
-
total
9 588
-
20 969
-
Corporate
45 047
83 000
-
-
income
9 009
16 599
-
-
total
9 009
16 599
-
-
Dividends
36 038
66 401
-
-
total
-
-
-
-
Income
83 000
83 000
83 000
83 000
Total tax
22 810
16 599
35 162
38 513
After tax
60 190
66 401
47 838
44 487
Living cost
24 151
24 151
24 151
24 151
Free-cash
36 039
42 250
23 687
20 336

Estimated living cost  is ₽24151 per week

₽16565
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1438
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽486
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5662
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Gdansk , Poland
₽35158
₽19922
₽3362
-₽15191
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
other
-
-
-
369
accident
-
-
-
252
health
-
-
-
2 172
income
-
-
-
18 990
pensions
-
-
-
4 145
total
-
-
-
25 928
Employee
34 472
-
69 176
-
income
4 729
-
11 820
-
pensions
3 882
-
7 599
-
health
3 947
-
7 921
-
total
12 558
-
27 340
-
Employer
34 472
-
69 176
-
pensions
5 605
-
10 974
-
accident
575
-
1 155
-
unemployment
845
-
1 695
-
total
7 025
-
13 824
-
Corporate
41 503
83 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

37 353
74 700
-
-
total
37 353
74 700
-
-
Dividends
4 150
8 300
-
-
withholding
788
1 577
-
-
total
788
1 577
-
-
Income
83 000
83 000
83 000
83 000
Total tax
57 724
76 277
41 164
25 928
After tax
25 276
6 723
41 836
57 072
Living cost
21 914
21 914
21 914
21 914
Free-cash
3 362
-15 191
19 922
35 158

Estimated living cost  is ₽21914 per week

₽16061
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1214
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽457
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4182
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Gdansk model

Close
Batumi , Georgia
₽73159
₽57389
₽68150
₽69839
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
83 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
830
total
-
-
-
830
Employee
11 263
-
83 000
-
income
2 252
-
16 600
-
total
2 252
-
16 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

71 737
83 000
-
-
total
-
-
-
-
Dividends
71 737
83 000
-
-
withholding
3 587
4 150
-
-
total
3 587
4 150
-
-
Income
83 000
83 000
83 000
83 000
Total tax
5 839
4 150
16 600
830
After tax
77 161
78 850
66 400
82 170
Living cost
9 011
9 011
9 011
9 011
Free-cash
68 150
69 839
57 389
73 159

Estimated living cost  is ₽9011 per week

₽5584
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽749
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽248
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Bratislava , Slovakia
₽18297
₽22014
₽27586
₽34337
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
other
-
-
-
3 943
health
-
-
-
3 653
income
-
-
-
10 542
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
19 922
total
-
-
-
38 060
Employee
36 305
-
66 293
-
income
6 250
-
11 411
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 541
-
4 639
-
unemployment
362
-
662
-
health
509
-
928
-
total
9 662
-
17 640
-
Employer
36 305
-
66 293
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

6 172
-
11 269
-
other
1 816
-
3 315
-
accident
290
-
529
-
health
509
-
928
-
unemployment
362
-
662
-
total
9 149
-
16 703
-
Corporate
37 545
83 000
-
-
income
7 884
17 430
-
-
total
7 884
17 430
-
-
Dividends
29 661
65 570
-
-
withholding
2 076
4 590
-
-
total
2 076
4 590
-
-
Income
83 000
83 000
83 000
83 000
Total tax
28 771
22 020
34 343
38 060
After tax
54 229
60 980
48 657
44 940
Living cost
26 643
26 643
26 643
26 643
Free-cash
27 586
34 337
22 014
18 297

Estimated living cost  is ₽26643 per week

₽18825
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1799
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽429
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5590
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Bratislava model

Close
London , United Kingdom
-₽5487
-₽14704
-₽25195
-₽5066
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
income
-
-
-
15 443
pensions
-
-
-
5 791
total
-
-
-
21 234
Employee
95 153
-
73 375
-
income
17 152
-
13 137
-
pensions
9 180
-
6 566
-
health
1 568
-
1 123
-
total
27 900
-
20 826
-
Employer
95 153
-
73 375
-
pensions
11 235
-
8 230
-
health
1 807
-
1 395
-
total
13 042
-
9 625
-
Corporate
-
83 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
15 770
-
-
total
-
15 770
-
-
Dividends
-
67 230
-
-
withholding
-
5 043
-
-
total
-
5 043
-
-
Income
83 000
83 000
83 000
83 000
Total tax
40 942
20 813
30 451
21 234
After tax
42 058
62 187
52 549
61 766
Living cost
67 253
67 253
67 253
67 253
Free-cash
-25 195
-5 066
-14 704
-5 487

Estimated living cost  is ₽67253 per week

₽50394
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7902
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽547
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8411
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for London model

Close
Varna , Bulgaria
₽48119
₽50372
₽53215
₽57858
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
unemployment
-
-
-
140
health
-
-
-
4 016
income
-
-
-
12 450
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 168
total
-
-
-
21 774
Employee
17 356
-
76 149
-
income
1 735
-
7 614
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 524
-
3 066
-
health
798
-
1 606
-
accident

We are using the highest rate at 1.1%.

191
-
384
-
total
4 248
-
12 670
-
Employer
17 356
-
76 149
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 913
-
3 848
-
accident

We are using the highest rate at 1.1%.

191
-
384
-
health
1 198
-
2 409
-
unemployment
104
-
210
-
total
3 406
-
6 851
-
Corporate
62 238
83 000
-
-
income
6 224
8 300
-
-
total
6 224
8 300
-
-
Dividends
56 015
74 700
-
-
withholding
2 800
3 735
-
-
total
2 800
3 735
-
-
Income
83 000
83 000
83 000
83 000
Total tax
16 678
12 035
19 521
21 774
After tax
66 322
70 965
63 479
61 226
Living cost
13 107
13 107
13 107
13 107
Free-cash
53 215
57 858
50 372
48 119

Estimated living cost  is ₽13107 per week

₽7652
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽936
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽347
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4172
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Amsterdam , Netherlands
-₽8238
-₽29849
-₽25932
-₽24236
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
health
-
-
-
11 011
income
-
-
-
13 067
pensions
-
-
-
11 715
total
-
-
-
35 793
Employee
92 702
85 386
85 386
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 976
13 976
13 976
-
pensions
11 715
11 715
15 370
-
health
11 565
11 148
13 106
-
total
37 256
36 839
42 452
-
Employer
92 702
85 386
85 386
-
pensions
6 451
5 943
5 943
-
health
6 442
5 935
5 935
-
unemployment
3 338
3 074
3 074
-
total
16 231
14 952
14 952
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Income
83 000
83 000
83 000
83 000
Total tax
53 487
51 791
57 404
35 793
After tax
29 513
31 209
25 596
47 207
Living cost
55 445
55 445
55 445
55 445
Free-cash
-25 932
-24 236
-29 849
-8 238

Estimated living cost  is ₽55445 per week

₽40900
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4952
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽636
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8958
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Amsterdam model

Close
Brno , Czech Republic
₽16413
₽18107
₽24568
₽33134
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
social contributions
-
-
-
24 236
health
-
-
-
11 205
income
-
-
-
7 134
solidarity contribution
-
-
-
-
total
-
-
-
42 575
Employee
35 311
-
61 940
-
income
4 237
-
7 433
-
solidarity contribution
-
-
-
-
social contributions
2 295
-
4 026
-
health
4 767
-
8 362
-
total
11 299
-
19 821
-
Employer
35 311
-
61 940
-
health
3 178
-
5 575
-
social contributions
8 828
-
15 485
-
total
12 006
-
21 060
-
Corporate
35 683
83 000
-
-
income
6 780
15 770
-
-
total
6 780
15 770
-
-
Dividends
28 903
67 230
-
-
withholding
4 335
10 084
-
-
total
4 335
10 084
-
-
Income
83 000
83 000
83 000
83 000
Total tax
34 420
25 854
40 881
42 575
After tax
48 580
57 146
42 119
40 425
Living cost
24 012
24 012
24 012
24 012
Free-cash
24 568
33 134
18 107
16 413

Estimated living cost  is ₽24012 per week

₽16679
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1708
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5153
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Milan , Italy
₽1636
-₽2314
-₽5864
₽2092
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
social contributions
-
-
-
21 348
municipal
-
-
-
493
national
-
-
-
16 445
regional
-
-
-
886
total
-
-
-
39 172
Employee
88 864
-
83 000
-
national
15 398
-
13 922
-
social contributions
29 965
-
27 988
-
municipal
471
-
440
-
regional
838
-
772
-
total
46 672
-
43 122
-
Employer
88 864
-
83 000
-
total
-
-
-
-
Corporate
-
83 000
-
-
nationa
-
19 920
-
-
municipal
-
3 237
-
-
total
-
23 157
-
-
Dividends
-
59 843
-
-
withholding
-
15 559
-
-
total
-
15 559
-
-
Income
83 000
83 000
83 000
83 000
Total tax
46 672
38 716
43 122
39 172
After tax
36 328
44 284
39 878
43 828
Living cost
42 192
42 192
42 192
42 192
Free-cash
-5 864
2 092
-2 314
1 636

Estimated living cost  is ₽42192 per week

₽29411
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2767
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽647
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9366
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Thessaloniki , Greece
₽22381
₽20795
₽27030
₽30144
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
other
-
-
-
-
unemployment
-
-
-
228
health
-
-
-
5 892
income
-
-
-
14 335
surtax
-
-
-
1 501
pensions
-
-
-
16 599
total
-
-
-
38 555
Employee
33 066
-
68 566
-
income
5 543
-
13 296
-
pensions
2 205
-
4 573
-
unemployment
2 302
-
4 772
-
health
844
-
1 749
-
other
-
-
-
-
surtax
108
-
1 319
-
total
11 002
-
25 709
-
Employer
33 066
-
68 566
-
pensions
4 408
-
9 140
-
other
-
-
-
-
health
1 505
-
3 119
-
unemployment
1 047
-
2 173
-
total
6 960
-
14 432
-
Corporate
42 974
83 000
-
-
income
11 174
21 580
-
-
total
11 174
21 580
-
-
Dividends
31 800
61 420
-
-
withholding
4 770
9 212
-
-
total
4 770
9 212
-
-
Income
83 000
83 000
83 000
83 000
Total tax
33 906
30 792
40 141
38 555
After tax
49 094
52 208
42 859
44 445
Living cost
22 064
22 064
22 064
22 064
Free-cash
27 030
30 144
20 795
22 381

Estimated living cost  is ₽22064 per week

₽13491
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2036
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6028
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Cambridge , United Kingdom
₽15820
₽6603
₽8328
₽16241
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
income
-
-
-
15 443
pensions
-
-
-
5 791
total
-
-
-
21 234
Employee
63 769
-
73 375
-
income
11 485
-
13 137
-
pensions
5 413
-
6 566
-
health
926
-
1 123
-
total
17 824
-
20 826
-
Employer
63 769
-
73 375
-
pensions
6 903
-
8 230
-
health
1 211
-
1 395
-
total
8 114
-
9 625
-
Corporate
11 116
83 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

2 113
15 770
-
-
total
2 113
15 770
-
-
Dividends
9 004
67 230
-
-
withholding
675
5 043
-
-
total
675
5 043
-
-
Income
83 000
83 000
83 000
83 000
Total tax
28 726
20 813
30 451
21 234
After tax
54 274
62 187
52 549
61 766
Living cost
45 946
45 946
45 946
45 946
Free-cash
8 328
16 241
6 603
15 820

Estimated living cost  is ₽45946 per week

₽34422
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3444
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽481
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7598
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Cambridge model

Close
Zurich , Switzerland
-₽5873
-₽10111
-₽13875
-₽37626
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 660
health
-
-
-
247
city
-
-
-
874
national
-
-
-
362
regional
-
-
-
2 512
pensions
-
-
-
7 637
total
-
-
-
13 292
Employee
88 449
-
74 292
-
pensions
7 431
-
6 239
-
national
419
-
306
-
unemployment
-
-
-
-
city
949
-
798
-
health
200
-
167
-
regional
2 896
-
2 129
-
total
11 895
-
9 639
-
Employer
88 449
-
74 292
-
pensions
7 431
-
6 239
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 768
-
1 485
-
health
200
-
167
-
unemployment
-
-
-
-
total
9 399
-
7 891
-
Corporate
-
83 000
-
-
regional
-
17 554
-
-
national
-
7 054
-
-
total
-
24 608
-
-
Dividends
-
58 391
-
-
withholding
-
20 437
-
-
total
-
20 437
-
-
Income
83 000
83 000
83 000
83 000
Total tax
21 294
45 045
17 530
13 292
After tax
61 706
37 955
65 470
69 708
Living cost
75 581
75 581
75 581
75 581
Free-cash
-13 875
-37 626
-10 111
-5 873

Estimated living cost  is ₽75581 per week

₽49149
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6783
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽928
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18721
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
Munich , Germany
₽8780
₽15042
₽11569
-₽4644
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
83 000
trade
-
-
-
6 262
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 831
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
14 523
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
799
total
-
-
-
28 415
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

60 091
-
83 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

389
-
799
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

7 066
-
14 523
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 831
-
6 831
-
total
14 286
-
22 153
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
22 909
83 000
-
-
trade
3 930
14 235
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

190
685
-
-
income
3 436
12 449
-
-
chamber of commerce
184
269
-
-
total
7 740
27 638
-
-
Dividends
15 169
55 361
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

188
740
-
-
withholding
3 412
13 461
-
-
total
3 600
14 201
-
-
Income
83 000
83 000
83 000
83 000
Total tax
25 626
41 839
22 153
28 415
After tax
57 374
41 161
60 847
54 585
Living cost
45 805
45 805
45 805
45 805
Free-cash
11 569
-4 644
15 042
8 780

Estimated living cost  is ₽45805 per week

₽33454
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3664
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8093
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Nice , France
₽13992
₽14458
₽13529
₽7625
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
other
-
-
-
2 573
social contributions
-
-
-
2 364
health
-
-
-
717
income
-
-
-
5 468
surtax
-
-
-
-
pensions
-
-
-
23 677
total
-
-
-
34 799
Employee
42 794
-
63 249
-
income
2 526
-
5 625
-
pensions
4 839
-
7 153
-
social contributions
1 220
-
1 803
-
surtax
-
-
-
-
total
8 585
-
14 581
-
Employer
42 794
-
63 249
-
pensions
7 030
-
10 391
-
other
1 476
-
2 182
-
health
2 996
-
4 427
-
unemployment
1 732
-
2 562
-
social contributions
129
-
190
-
total
13 363
-
19 752
-
Corporate
26 842
83 000
-
-
surtax
-
-
-
-
income
7 516
23 240
-
-
total
7 516
23 240
-
-
Dividends
19 327
59 760
-
-
surtax
-
-
-
-
social contributions
3 324
10 277
-
-
withholding
2 474
7 649
-
-
total
5 798
17 926
-
-
Income
83 000
83 000
83 000
83 000
Total tax
35 262
41 166
34 333
34 799
After tax
47 738
41 834
48 667
48 201
Living cost
34 209
34 209
34 209
34 209
Free-cash
13 529
7 625
14 458
13 992

Estimated living cost  is ₽34209 per week

₽21570
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2782
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽583
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9277
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Marseille , France
₽17381
₽17847
₽16567
₽11014
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
other
-
-
-
2 573
social contributions
-
-
-
2 364
health
-
-
-
717
income
-
-
-
5 468
surtax
-
-
-
-
pensions
-
-
-
23 677
total
-
-
-
34 799
Employee
38 199
-
63 249
-
income
1 970
-
5 625
-
pensions
4 321
-
7 153
-
social contributions
1 089
-
1 803
-
surtax
-
-
-
-
total
7 380
-
14 581
-
Employer
38 199
-
63 249
-
pensions
6 277
-
10 391
-
other
1 319
-
2 182
-
health
2 674
-
4 427
-
unemployment
1 546
-
2 562
-
social contributions
114
-
190
-
total
11 930
-
19 752
-
Corporate
32 871
83 000
-
-
surtax
-
-
-
-
income
9 205
23 240
-
-
total
9 205
23 240
-
-
Dividends
23 667
59 760
-
-
surtax
-
-
-
-
social contributions
4 068
10 277
-
-
withholding
3 030
7 649
-
-
total
7 098
17 926
-
-
Income
83 000
83 000
83 000
83 000
Total tax
35 613
41 166
34 333
34 799
After tax
47 387
41 834
48 667
48 201
Living cost
30 820
30 820
30 820
30 820
Free-cash
16 567
11 014
17 847
17 381

Estimated living cost  is ₽30820 per week

₽17874
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3131
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽584
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9231
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Vilnius , Lithuania
₽32103
₽33125
₽29956
₽29434
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
social contributions
-
-
-
11 453
health
-
-
-
5 793
income
-
-
-
12 449
total
-
-
-
29 695
Employee
33 902
-
83 000
-
income
5 654
-
11 427
-
social contributions
4 679
-
11 453
-
health
2 366
-
5 793
-
total
12 699
-
28 673
-
Employer
33 902
-
83 000
-
total
-
-
-
-
Corporate
49 098
83 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

2 455
4 150
-
-
total
2 455
4 150
-
-
Dividends
46 643
78 850
-
-
social contributions
6 436
10 882
-
-
health
3 256
5 505
-
-
withholding
6 996
11 827
-
-
total
16 688
28 214
-
-
Income
83 000
83 000
83 000
83 000
Total tax
31 842
32 364
28 673
29 695
After tax
51 158
50 636
54 327
53 305
Living cost
21 202
21 202
21 202
21 202
Free-cash
29 956
29 434
33 125
32 103

Estimated living cost  is ₽21202 per week

₽14189
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1307
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽488
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5216
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Vilnius model

Close
Vienna , Austria
₽8730
-₽7499
₽10035
₽11582
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
chamber of commerce
-
-
-
332
unemployment
-
-
-
6 133
health
-
-
-
6 349
income
-
-
-
10 673
surtax
-
-
-
197
pensions
-
-
-
15 354
total
-
-
-
39 038
Employee
49 970
39 847
64 293
-
income
5 689
2 939
9 793
-
pensions
5 117
4 080
6 584
-
unemployment
1 499
1 195
1 930
-
health
1 934
1 543
2 488
-
other
499
398
643
-
total
14 738
10 155
21 438
-
Employer
49 970
39 847
64 293
-
pensions
6 271
5 002
8 068
-
other
2 374
1 892
3 053
-
accident
649
518
835
-
health
1 888
1 507
2 431
-
payroll
1 499
1 195
1 930
-
chamber of commerce
199
159
258
-
unemployment
1 499
1 195
1 930
-
surtax
197
197
197
-
total
14 576
11 665
18 702
-
Corporate
18 454
31 487
60 504
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

4 613
7 873
15 127
-
total
4 613
7 873
15 127
-
Dividends
13 841
23 615
-
-
withholding
3 806
6 493
-
-
total
3 806
6 493
-
-
Income
83 000
83 000
83 000
83 000
Total tax
37 733
36 186
55 267
39 038
After tax
45 267
46 814
27 733
43 962
Living cost
35 232
35 232
35 232
35 232
Free-cash
10 035
11 582
-7 499
8 730

Estimated living cost  is ₽35232 per week

₽23498
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3006
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽579
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8150
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
₽4308
-₽3084
-₽9342
₽10155
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
social contributions
-
-
-
12 030
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 258
national
-
-
-
25 947
total
-
-
-
42 235
Employee

The minimum management director salary is set at €45,000 per year.

71 523
-
64 285
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 364
-
4 821
-
national
21 989
-
19 156
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

622
-
560
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 730
-
3 353
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 360
-
3 023
-
total
35 065
-
30 913
-
Employer

The minimum management director salary is set at €45,000 per year.

71 523
-
64 285
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

6 338
-
5 696
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

930
-
837
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 398
-
3 952
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 044
-
939
-
surtax
8 110
-
7 290
-
total
20 820
-
18 714
-
Corporate
-
83 000
-
-
surtax
-
332
-
-
income
-
16 599
-
-
total
-
16 931
-
-
Dividends
-
66 069
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
19 457
-
-
total
-
19 457
-
-
Income
83 000
83 000
83 000
83 000
Total tax
55 885
36 388
49 627
42 235
After tax
27 115
46 612
33 373
40 765
Living cost
36 457
36 457
36 457
36 457
Free-cash
-9 342
10 155
-3 084
4 308

Estimated living cost  is ₽36457 per week

₽23483
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3188
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽571
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9216
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Barcelona , Spain
₽8040
₽8628
₽11886
₽19853
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
other
-
-
-
83
unemployment
-
-
-
581
accident
-
-
-
748
income
-
-
-
13 949
pensions
-
-
-
23 489
total
-
-
-
38 850
Employee
49 772
-
62 936
-
income
10 502
-
14 202
-
pensions
2 340
-
2 958
-
unemployment
772
-
975
-
other
49
-
63
-
total
13 663
-
18 198
-
Employer
49 772
-
62 936
-
pensions
11 745
-
14 853
-
other
397
-
503
-
accident
985
-
1 247
-
unemployment
2 738
-
3 461
-
total
15 865
-
20 064
-
Corporate
17 363
83 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

2 605
12 449
-
-
total
2 605
12 449
-
-
Dividends
14 758
70 551
-
-
withholding
2 871
14 588
-
-
total
2 871
14 588
-
-
Income
83 000
83 000
83 000
83 000
Total tax
35 004
27 037
38 262
38 850
After tax
47 996
55 963
44 738
44 150
Living cost
36 110
36 110
36 110
36 110
Free-cash
11 886
19 853
8 628
8 040

Estimated living cost  is ₽36110 per week

₽26591
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2562
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽520
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6436
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Barcelona model

Close
Luxembourg , Luxembourg
-₽5056
-₽904
-₽1767
-₽3074
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
accident
-
-
-
700
health
-
-
-
5 833
income
-
-
-
5 384
communal
-
-
-
5 247
surtax
-
-
-
4 114
pensions
-
-
-
12 440
total
-
-
-
33 718
Employee
75 721
-
74 139
-
income
7 314
-
6 928
-
pensions
6 057
-
5 932
-
health
3 370
-
3 300
-
surtax
4 641
-
4 544
-
total
21 382
-
20 704
-
Employer
75 721
-
74 139
-
pensions
6 057
-
5 932
-
accident
681
-
668
-
health
2 309
-
2 262
-
total
9 047
-
8 862
-
Corporate
-
83 000
-
-
communal
-
5 603
-
-
surtax
-
871
-
-
income
-
12 449
-
-
total
-
18 923
-
-
Dividends
-
64 076
-
-
withholding
-
9 611
-
-
income
-
3 202
-
-
total
-
12 813
-
-
Income
83 000
83 000
83 000
83 000
Total tax
30 429
31 736
29 566
33 718
After tax
52 571
51 264
53 434
49 282
Living cost
54 338
54 338
54 338
54 338
Free-cash
-1 767
-3 074
-904
-5 056

Estimated living cost  is ₽54338 per week

₽40762
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3292
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽575
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9707
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Luxembourg model

Close
Athens , Greece
₽21986
₽20400
₽26566
₽29749
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
other
-
-
-
-
unemployment
-
-
-
228
health
-
-
-
5 892
income
-
-
-
14 335
surtax
-
-
-
1 501
pensions
-
-
-
16 599
total
-
-
-
38 555
Employee
33 673
-
68 566
-
income
5 645
-
13 296
-
pensions
2 247
-
4 573
-
unemployment
2 343
-
4 772
-
health
860
-
1 749
-
other
-
-
-
-
surtax
120
-
1 319
-
total
11 215
-
25 709
-
Employer
33 673
-
68 566
-
pensions
4 489
-
9 140
-
other
-
-
-
-
health
1 531
-
3 119
-
unemployment
1 068
-
2 173
-
total
7 088
-
14 432
-
Corporate
42 238
83 000
-
-
income
10 983
21 580
-
-
total
10 983
21 580
-
-
Dividends
31 256
61 420
-
-
withholding
4 689
9 212
-
-
total
4 689
9 212
-
-
Income
83 000
83 000
83 000
83 000
Total tax
33 975
30 792
40 141
38 555
After tax
49 025
52 208
42 859
44 445
Living cost
22 459
22 459
22 459
22 459
Free-cash
26 566
29 749
20 400
21 986

Estimated living cost  is ₽22459 per week

₽13559
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1953
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽522
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6427
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Naples , Italy
₽16528
₽12599
₽14472
₽16692
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
social contributions
-
-
-
21 348
municipal
-
-
-
493
national
-
-
-
16 445
regional
-
-
-
1 251
total
-
-
-
39 537
Employee
55 465
-
83 000
-
national
8 787
-
13 922
-
social contributions
18 703
-
27 988
-
municipal
294
-
440
-
regional
747
-
1 116
-
total
28 531
-
43 466
-
Employer
55 465
-
83 000
-
total
-
-
-
-
Corporate
27 535
83 000
-
-
nationa
6 609
19 920
-
-
municipal
1 368
4 125
-
-
total
7 977
24 045
-
-
Dividends
19 558
58 955
-
-
withholding
5 085
15 328
-
-
total
5 085
15 328
-
-
Income
83 000
83 000
83 000
83 000
Total tax
41 593
39 373
43 466
39 537
After tax
41 407
43 627
39 534
43 463
Living cost
26 935
26 935
26 935
26 935
Free-cash
14 472
16 692
12 599
16 528

Estimated living cost  is ₽26935 per week

₽16751
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2729
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6994
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Naples model

Close
Prague , Czech Republic
₽10836
₽12530
₽17001
₽27557
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
social contributions
-
-
-
24 236
health
-
-
-
11 205
income
-
-
-
7 134
solidarity contribution
-
-
-
-
total
-
-
-
42 575
Employee
43 513
-
61 940
-
income
5 222
-
7 433
-
solidarity contribution
-
-
-
-
social contributions
2 828
-
4 026
-
health
5 874
-
8 362
-
total
13 924
-
19 821
-
Employer
43 513
-
61 940
-
health
3 916
-
5 575
-
social contributions
10 878
-
15 485
-
total
14 794
-
21 060
-
Corporate
24 693
83 000
-
-
income
4 692
15 770
-
-
total
4 692
15 770
-
-
Dividends
20 001
67 230
-
-
withholding
3 000
10 084
-
-
total
3 000
10 084
-
-
Income
83 000
83 000
83 000
83 000
Total tax
36 410
25 854
40 881
42 575
After tax
46 590
57 146
42 119
40 425
Living cost
29 589
29 589
29 589
29 589
Free-cash
17 001
27 557
12 530
10 836

Estimated living cost  is ₽29589 per week

₽22004
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1639
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5434
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Graz , Austria
₽12259
-₽4125
₽14524
₽15020
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
chamber of commerce
-
-
-
332
unemployment
-
-
-
6 133
health
-
-
-
6 349
income
-
-
-
10 673
surtax
-
-
-
-
pensions
-
-
-
15 354
total
-
-
-
38 841
Employee
43 708
39 847
64 448
-
income
3 894
2 939
9 838
-
pensions
4 476
4 080
6 599
-
unemployment
1 311
1 195
1 934
-
health
1 691
1 543
2 493
-
other
436
398
645
-
total
11 808
10 155
21 509
-
Employer
43 708
39 847
64 448
-
pensions
5 486
5 002
8 089
-
other
2 076
1 892
3 063
-
accident
567
518
839
-
health
1 653
1 507
2 436
-
payroll
1 311
1 195
1 934
-
chamber of commerce
175
159
258
-
unemployment
1 311
1 195
1 934
-
surtax
-
-
-
-
total
12 579
11 468
18 553
-
Corporate
26 714
31 685
60 653
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

6 679
7 922
15 163
-
total
6 679
7 922
15 163
-
Dividends
20 035
23 763
-
-
withholding
5 510
6 535
-
-
total
5 510
6 535
-
-
Income
83 000
83 000
83 000
83 000
Total tax
36 576
36 080
55 225
38 841
After tax
46 424
46 920
27 775
44 159
Living cost
31 900
31 900
31 900
31 900
Free-cash
14 524
15 020
-4 125
12 259

Estimated living cost  is ₽31900 per week

₽19136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3258
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽569
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8937
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Tbilisi , Georgia
₽68129
₽52359
₽62176
₽64809
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
83 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
830
total
-
-
-
830
Employee
17 552
-
83 000
-
income
3 511
-
16 600
-
total
3 511
-
16 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

65 448
83 000
-
-
total
-
-
-
-
Dividends
65 448
83 000
-
-
withholding
3 272
4 150
-
-
total
3 272
4 150
-
-
Income
83 000
83 000
83 000
83 000
Total tax
6 783
4 150
16 600
830
After tax
76 217
78 850
66 400
82 170
Living cost
14 041
14 041
14 041
14 041
Free-cash
62 176
64 809
52 359
68 129

Estimated living cost  is ₽14041 per week

₽9502
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽589
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽471
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3479
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Ljubljana , Slovenia
₽16868
₽14487
₽21960
₽30326
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
83 000
unemployment
-
-
-
125
health
-
-
-
8 169
income
-
-
-
15 862
pensions
-
-
-
15 157
total
-
-
-
39 313
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 215
-
71 816
-
income
7 625
-
14 638
-
pensions
6 854
-
11 131
-
unemployment
63
-
101
-
health
2 856
-
4 639
-
total
17 398
-
30 509
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 215
-
71 816
-
pensions
3 913
-
6 357
-
health
2 945
-
4 784
-
unemployment
27
-
44
-
total
6 885
-
11 185
-
Corporate
31 901
83 000
-
-
income
6 061
15 770
-
-
total
6 061
15 770
-
-
Dividends
25 840
67 230
-
-
withholding
3 877
10 085
-
-
total
3 877
10 085
-
-
Income
83 000
83 000
83 000
83 000
Total tax
34 221
25 855
41 694
39 313
After tax
48 779
57 145
41 306
43 687
Living cost
26 819
26 819
26 819
26 819
Free-cash
21 960
30 326
14 487
16 868

Estimated living cost  is ₽26819 per week

₽18406
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1719
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽520
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6176
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Ljubljana model

Close
Oslo , Norway
₽14320
₽26838
-₽65730
₽7457
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
social contributions
-
-
-
9 462
income
-
-
-
16 178
total
-
-
-
25 640
Employee
61 714
-
-
-
income
13 613
-
-
-
social contributions
5 061
-
721
-
total
18 674
-
721
-
Employer
61 714
-
-
-
social contributions
87 016
-
12 401
-
total
87 016
-
12 401
-
Corporate
-
83 000
-
-
income
-
18 260
-
-
total
-
18 260
-
-
Dividends
-
64 740
-
-
income
-
14 243
-
-
total
-
14 243
-
-
Income
83 000
83 000
83 000
83 000
Total tax
105 690
32 503
13 122
25 640
After tax
-22 690
50 497
69 878
57 360
Living cost
43 040
43 040
43 040
43 040
Free-cash
-65 730
7 457
26 838
14 320

Estimated living cost  is ₽43040 per week

₽27926
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4048
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽548
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10517
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Oslo model

Close
Lisbon , Portugal
₽15535
₽11952
₽14841
₽15847
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
83 000
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
28 842
income
-
-
-
7 260
surtax
-
-
-
-
total
-
-
-
36 102
Employee
45 987
-
67 071
-
income
9 565
-
16 379
-
social contributions
5 059
-
7 377
-
surtax
-
-
-
-
total
14 624
-
23 756
-
Employer
45 987
-
67 071
-
social contributions
10 922
-
15 929
-
total
10 922
-
15 929
-
Corporate
26 091
83 000
-
-
surtax
-
-
-
-
income
5 480
17 430
-
-
total
5 480
17 430
-
-
Dividends
20 611
65 570
-
-
withholding
5 770
18 360
-
-
total
5 770
18 360
-
-
Income
83 000
83 000
83 000
83 000
Total tax
36 796
35 790
39 685
36 102
After tax
46 204
47 210
43 315
46 898
Living cost
31 363
31 363
31 363
31 363
Free-cash
14 841
15 847
11 952
15 535

Estimated living cost  is ₽31363 per week

₽23466
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1850
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5524
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Lisbon model

Close
Paris , France
-₽92
₽374
₽411
-₽6459
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
other
-
-
-
2 573
social contributions
-
-
-
2 364
health
-
-
-
717
income
-
-
-
5 468
surtax
-
-
-
-
pensions
-
-
-
23 677
total
-
-
-
34 799
Employee
62 625
-
63 249
-
income
5 464
-
5 625
-
pensions
7 083
-
7 153
-
social contributions
1 784
-
1 803
-
surtax
-
-
-
-
total
14 331
-
14 581
-
Employer
62 625
-
63 249
-
pensions
10 290
-
10 391
-
other
2 161
-
2 182
-
health
4 383
-
4 427
-
unemployment
2 537
-
2 562
-
social contributions
188
-
190
-
total
19 559
-
19 752
-
Corporate
816
83 000
-
-
surtax
-
-
-
-
income
228
23 240
-
-
total
228
23 240
-
-
Dividends
588
59 760
-
-
surtax
-
-
-
-
social contributions
102
10 277
-
-
withholding
76
7 649
-
-
total
178
17 926
-
-
Income
83 000
83 000
83 000
83 000
Total tax
34 296
41 166
34 333
34 799
After tax
48 704
41 834
48 667
48 201
Living cost
48 293
48 293
48 293
48 293
Free-cash
411
-6 459
374
-92

Estimated living cost  is ₽48293 per week

₽32684
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3951
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽662
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10996
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Andorra , Andorra
₽33725
₽36051
₽41284
₽44644
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
social contributions
-
-
-
18 259
income
-
-
-
960
total
-
-
-
19 219
Employee
32 145
-
71 862
-
social contributions
2 089
-
4 672
-
income
-
-
1 083
-
total
2 089
-
5 755
-
Employer
32 145
-
71 862
-
social contributions
4 983
-
11 138
-
total
4 983
-
11 138
-
Corporate
45 872
83 000
-
-
income
4 588
8 300
-
-
total
4 588
8 300
-
-
Dividends
41 284
74 700
-
-
total
-
-
-
-
Income
83 000
83 000
83 000
83 000
Total tax
11 660
8 300
16 893
19 219
After tax
71 340
74 700
66 107
63 781
Living cost
30 056
30 056
30 056
30 056
Free-cash
41 284
44 644
36 051
33 725

Estimated living cost  is ₽30056 per week

₽19434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2266
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽565
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7791
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Copenhagen , Denmark
₽4061
-₽134924
-₽134924
-₽134924
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
municipal
-
-
-
14 788
national
-
-
-
8 543
labour market
-
-
-
6 571
pensions
-
-
-
867
total
-
-
-
30 769
Employee
203 314
203 314
203 314
-
labour market
16 242
16 242
16 242
-
pensions
289
289
289
-
national
24 839
24 839
24 839
-
municipal
43 295
43 295
43 295
-
total
84 665
84 665
84 665
-
Employer
203 314
203 314
203 314
-
pensions
578
578
578
-
municipal
43 364
43 364
43 364
-
national
24 882
24 882
24 882
-
labour market
16 265
16 265
16 265
-
total
85 089
85 089
85 089
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
83 000
83 000
83 000
83 000
Total tax
169 754
169 754
169 754
30 769
After tax
-86 754
-86 754
-86 754
52 231
Living cost
48 170
48 170
48 170
48 170
Free-cash
-134 924
-134 924
-134 924
4 061

Estimated living cost  is ₽48170 per week

₽32968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4261
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽741
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10200
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Krakow , Poland
₽35481
₽20245
₽3412
-₽14868
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
other
-
-
-
369
accident
-
-
-
252
health
-
-
-
2 172
income
-
-
-
18 990
pensions
-
-
-
4 145
total
-
-
-
25 928
Employee
33 964
-
69 176
-
income
4 659
-
11 820
-
pensions
3 825
-
7 599
-
health
3 889
-
7 921
-
total
12 373
-
27 340
-
Employer
33 964
-
69 176
-
pensions
5 522
-
10 974
-
accident
567
-
1 155
-
unemployment
832
-
1 695
-
total
6 921
-
13 824
-
Corporate
42 115
83 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

37 903
74 700
-
-
total
37 903
74 700
-
-
Dividends
4 211
8 300
-
-
withholding
800
1 577
-
-
total
800
1 577
-
-
Income
83 000
83 000
83 000
83 000
Total tax
57 997
76 277
41 164
25 928
After tax
25 003
6 723
41 836
57 072
Living cost
21 591
21 591
21 591
21 591
Free-cash
3 412
-14 868
20 245
35 481

Estimated living cost  is ₽21591 per week

₽15716
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1231
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽405
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4239
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Krakow model

Close
Helsinki , Finland
₽22437
₽10308
₽14165
₽18064
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
83 000
municipal
-
-
-
14 785
health
-
-
-
861
national
-
-
-
6 529
total
-
-
-
22 175
Employee
52 606
-
69 824
-
pensions
3 550
-
4 713
-
national
869
-
3 298
-
municipal
8 616
-
11 413
-
unemployment
789
-
1 047
-
health
393
-
658
-
total
14 217
-
21 129
-
Employer
52 606
-
69 824
-
pensions
9 127
-
12 115
-
accident
53
-
70
-
health
404
-
537
-
unemployment
342
-
453
-
total
9 926
-
13 175
-
Corporate
20 468
83 000
-
-
income
4 093
16 599
-
-
total
4 093
16 599
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

12 281
49 801
-
-
municipal
2 211
8 964
-
-
national
-
985
-
-
total
2 211
9 949
-
-
Income
83 000
83 000
83 000
83 000
Total tax
30 447
26 548
34 304
22 175
After tax
52 553
56 452
48 696
60 825
Living cost
38 388
38 388
38 388
38 388
Free-cash
14 165
18 064
10 308
22 437

Estimated living cost  is ₽38388 per week

₽25075
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3692
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽611
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9011
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Larnaca , Cyprus
₽37858
₽37503
₽32262
₽37241
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
social contributions
-
-
-
12 948
health
-
-
-
2 116
income
-
-
-
6 928
total
-
-
-
21 992
Employee
76 887
76 887
76 887
-
income
8 372
7 117
7 163
-
social contributions
2 907
6 381
6 254
-
health
596
1 307
1 281
-
total
11 875
14 805
14 698
-
Employer
76 887
76 887
76 887
-
health
647
1 423
1 395
-
social contributions
2 907
6 381
6 254
-
total
3 554
7 804
7 649
-
Corporate
44 421
-
-
-
income
5 552
-
-
-
total
5 552
-
-
-
Dividends
38 869
-
-
-
withholding
6 607
-
-
-
total
6 607
-
-
-
Income
83 000
83 000
83 000
83 000
Total tax
27 588
22 609
22 347
21 992
After tax
55 412
60 391
60 653
61 008
Living cost
23 150
23 150
23 150
23 150
Free-cash
32 262
37 241
37 503
37 858

Estimated living cost  is ₽23150 per week

₽13874
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2271
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6493
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Podgorica , Montenegro
₽49444
₽35379
₽47770
₽52858
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

By law (Article 9 §1 (7); Article 10 §1 (7); Article 11 §1 (5)) a social contribution base is set as:

  • up to €9,000.00, 60% of the average monthly wage in Montenegro
  • up to €15,000.00, 100% of the average monthly wage in Montenegro
  • in excess of €15,000, 150% of the average monthly wage in Montenegro
-
-
-
83 000
unemployment
-
-
-
28
health
-
-
-
3 618
income
-
-
-
7 675
pensions
-
-
-
6 360
total
-
-
-
17 681
Employee

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

22 951
-
75 251
-
income
1 569
-
5 937
-
pensions
3 442
-
11 288
-
unemployment
114
-
376
-
health
1 951
-
6 396
-
total
7 076
-
23 997
-
Employer

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

22 951
-
75 251
-
pensions
1 262
-
4 138
-
health
987
-
3 235
-
unemployment
114
-
376
-
total
2 363
-
7 749
-
Corporate
57 687
83 000
-
-
income
5 191
7 470
-
-
total
5 191
7 470
-
-
Dividends
52 495
75 530
-
-
withholding
4 725
6 797
-
-
total
4 725
6 797
-
-
Income
83 000
83 000
83 000
83 000
Total tax
19 355
14 267
31 746
17 681
After tax
63 645
68 733
51 254
65 319
Living cost
15 875
15 875
15 875
15 875
Free-cash
47 770
52 858
35 379
49 444

Estimated living cost  is ₽15875 per week

₽10129
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1144
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4129
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Podgorica model

Close
Valencia , Spain
₽16654
₽17242
₽23222
₽28467
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
other
-
-
-
83
unemployment
-
-
-
581
accident
-
-
-
748
income
-
-
-
13 949
pensions
-
-
-
23 489
total
-
-
-
38 850
Employee
36 972
-
62 936
-
income
7 128
-
14 202
-
pensions
1 738
-
2 958
-
unemployment
573
-
975
-
other
36
-
63
-
total
9 475
-
18 198
-
Employer
36 972
-
62 936
-
pensions
8 725
-
14 853
-
other
296
-
503
-
accident
732
-
1 247
-
unemployment
2 034
-
3 461
-
total
11 787
-
20 064
-
Corporate
34 241
83 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

5 136
12 449
-
-
total
5 136
12 449
-
-
Dividends
29 105
70 551
-
-
withholding
5 884
14 588
-
-
total
5 884
14 588
-
-
Income
83 000
83 000
83 000
83 000
Total tax
32 282
27 037
38 262
38 850
After tax
50 718
55 963
44 738
44 150
Living cost
27 496
27 496
27 496
27 496
Free-cash
23 222
28 467
17 242
16 654

Estimated living cost  is ₽27496 per week

₽18559
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2643
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽482
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5812
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
Istanbul , Turkey
₽49604
₽49408
₽48604
₽49054
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
health
-
-
-
1 448
income
-
-
-
27 213
pensions
-
-
-
1 997
total
-
-
-
30 658
Employee
4 171
-
80 753
-
income
807
-
27 108
-
pensions
375
-
899
-
unemployment
42
-
100
-
health
209
-
499
-
total
1 433
-
28 606
-
Employer
4 171
-
80 753
-
pensions
459
-
1 099
-
health
396
-
949
-
unemployment
83
-
200
-
total
938
-
2 248
-
Corporate
77 891
83 000
-
-
income
17 136
18 260
-
-
total
17 136
18 260
-
-
Dividends
60 755
64 740
-
-
withholding
12 151
12 948
-
-
total
12 151
12 948
-
-
Income
83 000
83 000
83 000
83 000
Total tax
31 658
31 208
30 854
30 658
After tax
51 342
51 792
52 146
52 342
Living cost
2 738
2 738
2 738
2 738
Free-cash
48 604
49 054
49 408
49 604

Estimated living cost  is ₽2738 per week

₽1627
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽222
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽63
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽826
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Istanbul model

Close
Belgrade , Serbia
₽24561
₽25420
₽37754
₽42675
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
83 000
unemployment
-
-
-
1 108
health
-
-
-
7 612
income
-
-
-
13 212
pensions
-
-
-
19 214
total
-
-
-
41 146
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

26 076
-
70 399
-
income
3 594
-
13 675
-
pensions
3 651
-
9 856
-
unemployment
196
-
528
-
health
1 343
-
3 626
-
total
8 784
-
27 685
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

26 076
-
70 399
-
pensions
3 129
-
8 448
-
health
1 343
-
3 626
-
unemployment
196
-
528
-
total
4 668
-
12 602
-
Corporate
52 256
83 000
-
-
income
7 838
12 450
-
-
total
7 838
12 450
-
-
Dividends
44 418
70 550
-
-
withholding
6 663
10 582
-
-
total
6 663
10 582
-
-
Income
83 000
83 000
83 000
83 000
Total tax
27 953
23 032
40 287
41 146
After tax
55 047
59 968
42 713
41 854
Living cost
17 293
17 293
17 293
17 293
Free-cash
37 754
42 675
25 420
24 561

Estimated living cost  is ₽17293 per week

₽11643
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1338
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽500
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3811
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Belgrade model

Close
Porto , Portugal
₽19942
₽16359
₽19895
₽20254
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
83 000
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
28 842
income
-
-
-
7 260
surtax
-
-
-
-
total
-
-
-
36 102
Employee
38 808
-
67 071
-
income
7 583
-
16 379
-
social contributions
4 269
-
7 377
-
surtax
-
-
-
-
total
11 852
-
23 756
-
Employer
38 808
-
67 071
-
social contributions
9 216
-
15 929
-
total
9 216
-
15 929
-
Corporate
34 976
83 000
-
-
surtax
-
-
-
-
income
7 345
17 430
-
-
total
7 345
17 430
-
-
Dividends
27 631
65 570
-
-
withholding
7 736
18 360
-
-
total
7 736
18 360
-
-
Income
83 000
83 000
83 000
83 000
Total tax
36 149
35 790
39 685
36 102
After tax
46 851
47 210
43 315
46 898
Living cost
26 956
26 956
26 956
26 956
Free-cash
19 895
20 254
16 359
19 942

Estimated living cost  is ₽26956 per week

₽19092
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1873
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽478
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5514
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Porto model

Close
Madrid , Spain
₽9010
₽9598
₽13198
₽20823
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
other
-
-
-
83
unemployment
-
-
-
581
accident
-
-
-
748
income
-
-
-
13 949
pensions
-
-
-
23 489
total
-
-
-
38 850
Employee
48 290
-
62 936
-
income
10 086
-
14 202
-
pensions
2 269
-
2 958
-
unemployment
748
-
975
-
other
47
-
63
-
total
13 150
-
18 198
-
Employer
48 290
-
62 936
-
pensions
11 396
-
14 853
-
other
387
-
503
-
accident
956
-
1 247
-
unemployment
2 656
-
3 461
-
total
15 395
-
20 064
-
Corporate
19 314
83 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

2 897
12 449
-
-
total
2 897
12 449
-
-
Dividends
16 416
70 551
-
-
withholding
3 220
14 588
-
-
total
3 220
14 588
-
-
Income
83 000
83 000
83 000
83 000
Total tax
34 662
27 037
38 262
38 850
After tax
48 338
55 963
44 738
44 150
Living cost
35 140
35 140
35 140
35 140
Free-cash
13 198
20 823
9 598
9 010

Estimated living cost  is ₽35140 per week

₽25236
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2732
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6677
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Madrid model

Close
Sofia , Bulgaria
₽44029
₽46282
₽47676
₽53768
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
unemployment
-
-
-
140
health
-
-
-
4 016
income
-
-
-
12 450
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 168
total
-
-
-
21 774
Employee
22 772
-
76 149
-
income
2 278
-
7 614
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 999
-
3 066
-
health
1 048
-
1 606
-
accident

We are using the highest rate at 1.1%.

250
-
384
-
total
5 575
-
12 670
-
Employer
22 772
-
76 149
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 509
-
3 848
-
accident

We are using the highest rate at 1.1%.

250
-
384
-
health
1 571
-
2 409
-
unemployment
137
-
210
-
total
4 467
-
6 851
-
Corporate
55 760
83 000
-
-
income
5 576
8 300
-
-
total
5 576
8 300
-
-
Dividends
50 185
74 700
-
-
withholding
2 509
3 735
-
-
total
2 509
3 735
-
-
Income
83 000
83 000
83 000
83 000
Total tax
18 127
12 035
19 521
21 774
After tax
64 873
70 965
63 479
61 226
Living cost
17 197
17 197
17 197
17 197
Free-cash
47 676
53 768
46 282
44 029

Estimated living cost  is ₽17197 per week

₽11374
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽985
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽410
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4429
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Berlin , Germany
₽17005
₽22244
₽17344
₽4267
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
83 000
trade
-
-
-
5 239
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 831
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
14 523
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
799
total
-
-
-
27 392
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 751
-
83 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

226
-
799
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 091
-
14 523
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 831
-
6 831
-
total
11 148
-
22 153
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
33 249
83 000
-
-
trade
4 772
11 910
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

275
685
-
-
income
4 987
12 449
-
-
chamber of commerce
201
273
-
-
total
10 235
25 317
-
-
Dividends
23 014
57 682
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

296
772
-
-
withholding
5 374
14 041
-
-
total
5 670
14 813
-
-
Income
83 000
83 000
83 000
83 000
Total tax
27 053
40 130
22 153
27 392
After tax
55 947
42 870
60 847
55 608
Living cost
38 603
38 603
38 603
38 603
Free-cash
17 344
4 267
22 244
17 005

Estimated living cost  is ₽38603 per week

₽26629
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4154
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽560
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7260
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dublin , Ireland
₽2345
₽2345
₽3348
₽1142
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
social contributions
-
-
-
7 024
income
-
-
-
16 673
total
-
-
-
23 697
Employee
78 213
-
83 000
-
social contributions
6 498
-
7 024
-
income
14 759
-
16 673
-
total
21 257
-
23 697
-
Employer
78 213
-
83 000
-
total
-
-
-
-
Corporate
4 787
83 000
-
-
income
598
10 375
-
-
total
598
10 375
-
-
Dividends
4 189
72 625
-
-
withholding
839
14 525
-
-
total
839
14 525
-
-
Income
83 000
83 000
83 000
83 000
Total tax
22 694
24 900
23 697
23 697
After tax
60 306
58 100
59 303
59 303
Living cost
56 958
56 958
56 958
56 958
Free-cash
3 348
1 142
2 345
2 345

Estimated living cost  is ₽56958 per week

₽43333
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4641
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽545
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8440
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Sliema , Malta
₽11567
₽24396
₽17975
₽12371
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
83 000
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
6 675
income
-
-
-
28 462
total
-
-
-
35 137
Employee
45 869
-
78 401
-
social contributions
4 596
-
4 599
-
income
4 977
-
13 110
-
total
9 573
-
17 709
-
Employer
45 869
-
78 401
-
social contributions
4 596
-
4 599
-
total
4 596
-
4 599
-
Corporate
32 535
83 000
-
-
income
11 387
29 050
-
-
total
11 387
29 050
-
-
Dividends
21 149
53 950
-
-
social contributions
3 173
5 283
-
-
total
3 173
5 283
-
-
Income
83 000
83 000
83 000
83 000
Total tax
28 729
34 333
22 308
35 137
After tax
54 271
48 667
60 692
47 863
Living cost
36 296
36 296
36 296
36 296
Free-cash
17 975
12 371
24 396
11 567

Estimated living cost  is ₽36296 per week

₽23908
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2861
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽556
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8969
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sliema model

Close
Edinburgh , United Kingdom
₽24414
₽15197
₽19161
₽24835
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
income
-
-
-
15 443
pensions
-
-
-
5 791
total
-
-
-
21 234
Employee
51 271
-
73 375
-
income
9 337
-
13 137
-
pensions
3 913
-
6 566
-
health
669
-
1 123
-
total
13 919
-
20 826
-
Employer
51 271
-
73 375
-
pensions
5 180
-
8 230
-
health
974
-
1 395
-
total
6 154
-
9 625
-
Corporate
25 574
83 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

4 859
15 770
-
-
total
4 859
15 770
-
-
Dividends
20 715
67 230
-
-
withholding
1 555
5 043
-
-
total
1 555
5 043
-
-
Income
83 000
83 000
83 000
83 000
Total tax
26 487
20 813
30 451
21 234
After tax
56 513
62 187
52 549
61 766
Living cost
37 352
37 352
37 352
37 352
Free-cash
19 161
24 835
15 197
24 414

Estimated living cost  is ₽37352 per week

₽25623
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3435
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽467
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7824
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Edinburgh model

Close
Warsaw , Poland
₽33344
₽18108
₽3084
-₽17005
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
other
-
-
-
369
accident
-
-
-
252
health
-
-
-
2 172
income
-
-
-
18 990
pensions
-
-
-
4 145
total
-
-
-
25 928
Employee
37 325
-
69 176
-
income
5 121
-
11 820
-
pensions
4 203
-
7 599
-
health
4 274
-
7 921
-
total
13 598
-
27 340
-
Employer
37 325
-
69 176
-
pensions
6 069
-
10 974
-
accident
623
-
1 155
-
unemployment
914
-
1 695
-
total
7 606
-
13 824
-
Corporate
38 068
83 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

34 261
74 700
-
-
total
34 261
74 700
-
-
Dividends
3 807
8 300
-
-
withholding
723
1 577
-
-
total
723
1 577
-
-
Income
83 000
83 000
83 000
83 000
Total tax
56 188
76 277
41 164
25 928
After tax
26 812
6 723
41 836
57 072
Living cost
23 728
23 728
23 728
23 728
Free-cash
3 084
-17 005
18 108
33 344

Estimated living cost  is ₽23728 per week

₽17414
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽478
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4454
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Warsaw model

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Skopje , Macedonia
₽34397
₽35243
₽52189
₽57049
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Sole-trader should pay social contributions from a minimum of 50% of an average salary to a maximum of twelve average salaries. The minimum personal income for the first year should be at least 50% of an average salary.

-
-
-
83 000
work injury
-
-
-
415
unemployment
-
-
-
996
income
-
-
-
12 277
health insurance
-
-
-
6 142
pensions
-
-
-
15 272
total
-
-
-
35 102
Employee

Minimal social contribution is 50% of an average salary to a maximum of six average salaries.

21 601
-
83 000
-
income
2 160
-
12 277
-
work injury
108
-
400
-
pensions
3 975
-
14 706
-
unemployment
259
-
959
-
health insurance
1 598
-
5 914
-
total
8 100
-
34 256
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
61 399
83 000
-
-
income

Macedonia has a simplified tax regime. Before 3,000,000 MKD per annum you will be taxed at 0%, and before 6,000,000 MKD it is 1%.

-
-
-
-
total
-
-
-
-
Dividends
61 399
83 000
-
-
withholding
9 210
12 450
-
-
total
9 210
12 450
-
-
Income
83 000
83 000
83 000
83 000
Total tax
17 310
12 450
34 256
35 102
After tax
65 690
70 550
48 744
47 898
Living cost
13 501
13 501
13 501
13 501
Free-cash
52 189
57 049
35 243
34 397

Estimated living cost  is ₽13501 per week

₽8364
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽981
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽421
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3735
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Skopje model

Close
Rome , Italy
₽3318
-₽478
-₽1258
₽3887
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
social contributions
-
-
-
21 348
municipal
-
-
-
554
national
-
-
-
16 445
regional
-
-
-
1 502
total
-
-
-
39 849
Employee
84 257
-
83 000
-
national
14 239
-
13 922
-
social contributions
28 411
-
27 988
-
municipal
503
-
495
-
regional
1 272
-
1 240
-
total
44 425
-
43 645
-
Employer
84 257
-
83 000
-
total
-
-
-
-
Corporate
-
83 000
-
-
nationa
-
19 920
-
-
municipal
-
4 000
-
-
total
-
23 920
-
-
Dividends
-
59 080
-
-
withholding
-
15 360
-
-
total
-
15 360
-
-
Income
83 000
83 000
83 000
83 000
Total tax
44 425
39 280
43 645
39 849
After tax
38 575
43 720
39 355
43 151
Living cost
39 833
39 833
39 833
39 833
Free-cash
-1 258
3 887
-478
3 318

Estimated living cost  is ₽39833 per week

₽27980
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2740
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽601
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8510
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rome model

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