Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 83000
per

Your estimated
City
free-cash

Valencia , Spain
₽19868
₽19373
₽31445
₽26774
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
income
-
-
-
14 369
accident
-
-
-
744
unemployment
-
-
-
578
pensions
-
-
-
23 361
other
-
-
-
83
total
-
-
-
39 135
Employee
32 932
-
62 938
-
other
32
-
63
-
income
6 349
-
14 582
-
unemployment
510
-
975
-
pensions
1 548
-
2 958
-
total
8 439
-
18 578
-
Employer
32 932
-
62 938
-
unemployment
1 812
-
3 461
-
pensions
7 771
-
14 853
-
other
264
-
502
-
accident
652
-
1 246
-
total
10 499
-
20 062
-
Corporate
39 568
83 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

5 936
12 450
-
-
total
5 936
12 450
-
-
Dividends
33 632
70 550
-
-
withholding
6 860
14 613
-
-
total
6 860
14 613
-
-
Income
83 000
83 000
83 000
83 000
Total tax
31 734
27 063
38 640
39 135
After tax
51 266
55 937
44 360
43 865
Living cost
24 492
24 492
24 492
24 492
Free-cash
26 774
31 445
19 868
19 373

Estimated living cost  is ₽24492 per week

₽16532
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2354
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽429
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5177
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽24918
₽21212
₽37247
₽31234
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
income
-
-
-
10 542
health
-
-
-
3 652
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
19 919
other
-
-
-
3 943
total
-
-
-
38 056
Employee
32 338
-
66 294
-
income
5 567
-
11 412
-
health
453
-
928
-
unemployment
323
-
663
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 263
-
4 641
-
total
8 606
-
17 644
-
Employer
32 338
-
66 294
-
unemployment
323
-
663
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 498
-
11 270
-
other
1 617
-
3 314
-
accident
259
-
531
-
health
453
-
928
-
total
8 150
-
16 706
-
Corporate
42 512
83 000
-
-
income
8 927
17 431
-
-
total
8 927
17 431
-
-
Dividends
33 584
65 569
-
-
withholding
2 351
4 590
-
-
total
2 351
4 590
-
-
Income
83 000
83 000
83 000
83 000
Total tax
28 034
22 021
34 350
38 056
After tax
54 966
60 979
48 650
44 944
Living cost
23 732
23 732
23 732
23 732
Free-cash
31 234
37 247
24 918
21 212

Estimated living cost  is ₽23732 per week

₽16768
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1602
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽382
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4979
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽53054
₽50594
₽59304
₽55172
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
income
-
-
-
12 450
health
-
-
-
3 573
unemployment
-
-
-
124
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 598
total
-
-
-
20 745
Employee
15 441
-
76 905
-
income
1 544
-
7 691
-
health
710
-
1 429
-
accident

We are using the highest rate at 1.1%.

170
-
342
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 356
-
2 728
-
total
3 780
-
12 190
-
Employer
15 441
-
76 905
-
unemployment
92
-
186
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 702
-
3 423
-
accident

We are using the highest rate at 1.1%.

170
-
342
-
health
1 066
-
2 144
-
total
3 030
-
6 095
-
Corporate
64 530
83 000
-
-
income
6 453
8 300
-
-
total
6 453
8 300
-
-
Dividends
58 077
74 700
-
-
withholding
2 904
3 735
-
-
total
2 904
3 735
-
-
Income
83 000
83 000
83 000
83 000
Total tax
16 167
12 035
18 285
20 745
After tax
66 833
70 965
64 715
62 255
Living cost
11 661
11 661
11 661
11 661
Free-cash
55 172
59 304
53 054
50 594

Estimated living cost  is ₽11661 per week

₽6808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽309
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3712
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽17023
₽17498
₽11358
₽16622
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
income
-
-
-
7 047
social contributions
-
-
-
2 365
health
-
-
-
1 203
surtax
-
-
-
-
pensions
-
-
-
21 841
other
-
-
-
2 574
total
-
-
-
35 030
Employee
38 118
-
63 245
-
income
2 250
-
6 801
-
social contributions
1 087
-
1 802
-
surtax
-
-
-
-
pensions
4 310
-
7 154
-
total
7 647
-
15 757
-
Employer
38 118
-
63 245
-
unemployment
1 543
-
2 561
-
social contributions
115
-
189
-
pensions
6 262
-
10 389
-
other
1 315
-
2 182
-
health
2 669
-
4 427
-
total
11 904
-
19 748
-
Corporate
32 978
83 000
-
-
income
9 233
23 240
-
-
surtax
-
-
-
-
total
9 233
23 240
-
-
Dividends
23 745
59 760
-
-
withholding
3 039
7 650
-
-
surtax
-
-
-
-
social contributions
4 083
10 280
-
-
total
7 122
17 930
-
-
Income
83 000
83 000
83 000
83 000
Total tax
35 906
41 170
35 505
35 030
After tax
47 094
41 830
47 495
47 970
Living cost
30 472
30 472
30 472
30 472
Free-cash
16 622
11 358
17 023
17 498

Estimated living cost  is ₽30472 per week

₽19214
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8263
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
-₽5442
₽9835
-₽443
-₽5442
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
income
-
-
-
15 095
health
-
-
-
10 325
pensions
-
-
-
10 435
total
-
-
-
35 855
Employee
76 057
76 057
76 057
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

12 449
12 449
12 449
-
health
11 674
9 930
11 674
-
pensions
13 690
10 435
13 690
-
total
37 813
32 814
37 813
-
Employer
76 057
76 057
76 057
-
unemployment
2 738
2 738
2 738
-
pensions
5 294
5 294
5 294
-
health
5 287
5 287
5 287
-
total
13 319
13 319
13 319
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Income
83 000
83 000
83 000
83 000
Total tax
51 132
46 133
51 132
35 855
After tax
31 868
36 867
31 868
47 145
Living cost
37 310
37 310
37 310
37 310
Free-cash
-5 442
-443
-5 442
9 835

Estimated living cost  is ₽37310 per week

₽26441
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3363
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽593
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6913
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽32815
₽26264
₽15005
₽24857
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
83 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
16 231
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 085
trade
-
-
-
6 551
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
892
total
-
-
-
29 759
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 065
-
83 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

952
-
16 231
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 085
-
6 085
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

52
-
892
-
total
7 089
-
23 208
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
48 935
83 000
-
-
chamber of commerce
206
255
-
-
income
7 340
12 450
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

404
685
-
-
trade
7 707
13 072
-
-
total
15 657
26 462
-
-
Dividends
33 277
56 539
-
-
withholding
7 981
13 797
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

439
759
-
-
total
8 420
14 556
-
-
Income
83 000
83 000
83 000
83 000
Total tax
31 166
41 018
23 208
29 759
After tax
51 834
41 982
59 792
53 241
Living cost
26 977
26 977
26 977
26 977
Free-cash
24 857
15 005
32 815
26 264

Estimated living cost  is ₽26977 per week

₽16969
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3145
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6358
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽39004
₽39087
₽40167
₽35323
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
income
-
-
-
8 228
social contributions
-
-
-
12 948
health
-
-
-
2 116
total
-
-
-
23 292
Employee
68 486
68 486
75 352
-
income
7 457
6 340
8 192
-
social contributions
2 589
5 684
6 254
-
health
531
1 165
1 281
-
total
10 577
13 189
15 727
-
Employer
68 486
68 486
75 352
-
social contributions
2 589
5 684
6 254
-
health
576
1 268
1 394
-
total
3 165
6 952
7 648
-
Corporate
48 636
7 562
-
-
income
6 080
945
-
-
total
6 080
945
-
-
Dividends
42 557
6 617
-
-
withholding
7 234
1 126
-
-
total
7 234
1 126
-
-
Income
83 000
83 000
83 000
83 000
Total tax
27 056
22 212
23 375
23 292
After tax
55 944
60 788
59 625
59 708
Living cost
20 621
20 621
20 621
20 621
Free-cash
35 323
40 167
39 004
39 087

Estimated living cost  is ₽20621 per week

₽12358
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2023
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽456
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽14752
₽18712
₽19273
₽18378
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
83 000
income
-
-
-
7 508
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
28 843
surtax
-
-
-
-
total
-
-
-
36 351
Employee
40 963
-
67 070
-
income
8 520
-
17 003
-
social contributions
4 506
-
7 378
-
surtax
-
-
-
-
total
13 026
-
24 381
-
Employer
40 963
-
67 070
-
social contributions
9 729
-
15 930
-
total
9 729
-
15 930
-
Corporate
32 309
83 000
-
-
income
6 784
17 431
-
-
surtax
-
-
-
-
total
6 784
17 431
-
-
Dividends
25 524
65 569
-
-
withholding
7 146
18 359
-
-
total
7 146
18 359
-
-
Income
83 000
83 000
83 000
83 000
Total tax
36 685
35 790
40 311
36 351
After tax
46 315
47 210
42 689
46 649
Living cost
27 937
27 937
27 937
27 937
Free-cash
18 378
19 273
14 752
18 712

Estimated living cost  is ₽27937 per week

₽20902
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1648
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽466
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4920
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽60059
₽75829
₽72509
₽71320
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
83 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
830
total
-
-
-
830
Employee
7 926
-
83 000
-
income
1 585
-
16 600
-
total
1 585
-
16 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

75 074
83 000
-
-
total
-
-
-
-
Dividends
75 074
83 000
-
-
withholding
3 754
4 150
-
-
total
3 754
4 150
-
-
Income
83 000
83 000
83 000
83 000
Total tax
5 339
4 150
16 600
830
After tax
77 661
78 850
66 400
82 170
Living cost
6 341
6 341
6 341
6 341
Free-cash
71 320
72 509
60 059
75 829

Estimated living cost  is ₽6341 per week

₽3930
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽527
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽174
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1710
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽16944
₽19318
₽33257
₽25805
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
83 000
income
-
-
-
16 342
health
-
-
-
8 169
unemployment
-
-
-
125
pensions
-
-
-
15 157
total
-
-
-
39 793
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

39 385
-
71 818
-
income
6 792
-
15 118
-
health
2 544
-
4 638
-
unemployment
56
-
100
-
pensions
6 105
-
11 131
-
total
15 497
-
30 987
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

39 385
-
71 818
-
unemployment
24
-
42
-
pensions
3 485
-
6 357
-
health
2 623
-
4 781
-
total
6 132
-
11 180
-
Corporate
37 484
83 000
-
-
income
7 122
15 769
-
-
total
7 122
15 769
-
-
Dividends
30 361
67 231
-
-
withholding
4 555
10 085
-
-
total
4 555
10 085
-
-
Income
83 000
83 000
83 000
83 000
Total tax
33 306
25 854
42 167
39 793
After tax
49 694
57 146
40 833
43 207
Living cost
23 889
23 889
23 889
23 889
Free-cash
25 805
33 257
16 944
19 318

Estimated living cost  is ₽23889 per week

₽16395
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1531
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5501
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽28531
₽19548
₽16913
₽21021
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
83 000
income
-
-
-
25 352
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 769
total
-
-
-
31 121
Employee
40 858
-
78 903
-
social contributions
4 094
-
4 097
-
income
4 433
-
13 944
-
total
8 527
-
18 041
-
Employer
40 858
-
78 903
-
social contributions
4 094
-
4 097
-
total
4 094
-
4 097
-
Corporate
38 049
83 000
-
-
income
13 317
29 051
-
-
total
13 317
29 051
-
-
Dividends
24 732
53 949
-
-
social contributions
3 710
4 705
-
-
total
3 710
4 705
-
-
Income
83 000
83 000
83 000
83 000
Total tax
29 648
33 756
22 138
31 121
After tax
53 352
49 244
60 862
51 879
Living cost
32 331
32 331
32 331
32 331
Free-cash
21 021
16 913
28 531
19 548

Estimated living cost  is ₽32331 per week

₽21296
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2549
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7989
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽34874
₽34416
₽31753
₽32211
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
income
-
-
-
12 450
social contributions
-
-
-
11 454
health
-
-
-
5 794
total
-
-
-
29 698
Employee
30 198
-
83 000
-
income
5 037
-
11 992
-
social contributions
4 168
-
11 454
-
health
2 108
-
5 794
-
total
11 313
-
29 240
-
Employer
30 198
-
83 000
-
total
-
-
-
-
Corporate
52 802
83 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

2 640
4 149
-
-
total
2 640
4 149
-
-
Dividends
50 162
78 851
-
-
withholding
7 525
11 828
-
-
health
3 502
5 503
-
-
social contributions
6 923
10 881
-
-
total
17 950
28 212
-
-
Income
83 000
83 000
83 000
83 000
Total tax
31 903
32 361
29 240
29 698
After tax
51 097
50 639
53 760
53 302
Living cost
18 886
18 886
18 886
18 886
Free-cash
32 211
31 753
34 874
34 416

Estimated living cost  is ₽18886 per week

₽12639
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1165
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽434
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4646
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽17894
₽16200
₽32921
₽24279
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
income
-
-
-
7 134
social contributions
-
-
-
24 236
solidarity contribution
-
-
-
-
health
-
-
-
11 205
total
-
-
-
42 575
Employee
35 625
-
61 940
-
solidarity contribution
-
-
-
-
income
4 275
-
7 433
-
social contributions
2 316
-
4 026
-
health
4 809
-
8 362
-
total
11 400
-
19 821
-
Employer
35 625
-
61 940
-
social contributions
8 906
-
15 485
-
health
3 206
-
5 575
-
total
12 112
-
21 060
-
Corporate
35 262
83 000
-
-
income
6 700
15 770
-
-
total
6 700
15 770
-
-
Dividends
28 562
67 230
-
-
withholding
4 284
10 084
-
-
total
4 284
10 084
-
-
Income
83 000
83 000
83 000
83 000
Total tax
34 496
25 854
40 881
42 575
After tax
48 504
57 146
42 119
40 425
Living cost
24 225
24 225
24 225
24 225
Free-cash
24 279
32 921
17 894
16 200

Estimated living cost  is ₽24225 per week

₽18015
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1342
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽419
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4449
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽56518
₽72288
₽68968
₽67115
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
83 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
830
total
-
-
-
830
Employee
12 352
-
83 000
-
income
2 471
-
16 600
-
total
2 471
-
16 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

70 648
83 000
-
-
total
-
-
-
-
Dividends
70 648
83 000
-
-
withholding
3 532
4 150
-
-
total
3 532
4 150
-
-
Income
83 000
83 000
83 000
83 000
Total tax
6 003
4 150
16 600
830
After tax
76 997
78 850
66 400
82 170
Living cost
9 882
9 882
9 882
9 882
Free-cash
67 115
68 968
56 518
72 288

Estimated living cost  is ₽9882 per week

₽6687
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽415
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽331
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2448
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
₽4478
₽4953
-₽1187
₽4936
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
income
-
-
-
7 047
social contributions
-
-
-
2 365
health
-
-
-
1 203
surtax
-
-
-
-
pensions
-
-
-
21 841
other
-
-
-
2 574
total
-
-
-
35 030
Employee
55 783
-
63 245
-
income
4 867
-
6 801
-
social contributions
1 589
-
1 802
-
surtax
-
-
-
-
pensions
6 309
-
7 154
-
total
12 765
-
15 757
-
Employer
55 783
-
63 245
-
unemployment
2 260
-
2 561
-
social contributions
167
-
189
-
pensions
9 166
-
10 389
-
other
1 925
-
2 182
-
health
3 904
-
4 427
-
total
17 422
-
19 748
-
Corporate
9 795
83 000
-
-
income
2 743
23 240
-
-
surtax
-
-
-
-
total
2 743
23 240
-
-
Dividends
7 052
59 760
-
-
withholding
903
7 650
-
-
surtax
-
-
-
-
social contributions
1 214
10 280
-
-
total
2 117
17 930
-
-
Income
83 000
83 000
83 000
83 000
Total tax
35 047
41 170
35 505
35 030
After tax
47 953
41 830
47 495
47 970
Living cost
43 017
43 017
43 017
43 017
Free-cash
4 936
-1 187
4 478
4 953

Estimated living cost  is ₽43017 per week

₽29113
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3519
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽590
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9795
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽27840
₽27837
₽44602
₽40230
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
83 000
income
-
-
-
14 978
health
-
-
-
6 763
unemployment
-
-
-
985
pensions
-
-
-
17 072
total
-
-
-
39 798
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

23 169
-
71 247
-
income
3 194
-
14 978
-
health
1 193
-
3 381
-
unemployment
174
-
492
-
pensions
3 244
-
9 192
-
total
7 805
-
28 043
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

23 169
-
71 247
-
unemployment
174
-
492
-
pensions
2 780
-
7 879
-
health
1 193
-
3 381
-
total
4 147
-
11 752
-
Corporate
55 684
83 000
-
-
income
8 353
12 450
-
-
total
8 353
12 450
-
-
Dividends
47 331
70 550
-
-
withholding
7 100
10 583
-
-
total
7 100
10 583
-
-
Income
83 000
83 000
83 000
83 000
Total tax
27 405
23 033
39 795
39 798
After tax
55 595
59 967
43 205
43 202
Living cost
15 365
15 365
15 365
15 365
Free-cash
40 230
44 602
27 840
27 837

Estimated living cost  is ₽15365 per week

₽10345
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1188
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽445
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
₽2858
₽6995
-₽24247
₽2366
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
regional
-
-
-
2 888
national
-
-
-
543
health
-
-
-
203
city
-
-
-
875
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 660
pensions
-
-
-
7 636
total
-
-
-
13 805
Employee
72 790
-
74 287
-
regional
2 384
-
2 465
-
city
781
-
799
-
health
165
-
168
-
unemployment
-
-
-
-
national
345
-
372
-
pensions
6 115
-
6 242
-
total
9 790
-
10 046
-
Employer
72 790
-
74 287
-
unemployment
-
-
-
-
pensions
6 115
-
6 242
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 455
-
1 486
-
health
165
-
168
-
total
7 735
-
7 896
-
Corporate
1 675
83 000
-
-
regional
355
17 555
-
-
national
142
7 055
-
-
total
497
24 610
-
-
Dividends
1 178
58 390
-
-
withholding
412
20 437
-
-
total
412
20 437
-
-
Income
83 000
83 000
83 000
83 000
Total tax
18 434
45 047
17 942
13 805
After tax
64 566
37 953
65 058
69 195
Living cost
62 200
62 200
62 200
62 200
Free-cash
2 366
-24 247
2 858
6 995

Estimated living cost  is ₽62200 per week

₽40448
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽5582
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽764
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽15407
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₽13636
₽25423
₽21453
₽18893
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
83 000
municipal
-
-
-
14 777
national
-
-
-
7 700
health
-
-
-
906
total
-
-
-
23 383
Employee
46 859
-
69 823
-
health
350
-
703
-
unemployment
703
-
1 048
-
national
774
-
4 124
-
municipal
7 675
-
11 405
-
pensions
3 162
-
4 714
-
total
12 664
-
21 994
-
Employer
46 859
-
69 823
-
unemployment
304
-
455
-
pensions
8 130
-
12 115
-
accident
47
-
69
-
health
360
-
537
-
total
8 841
-
13 176
-
Corporate
27 300
83 000
-
-
income
5 459
16 601
-
-
total
5 459
16 601
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

16 381
49 799
-
-
national
-
1 787
-
-
municipal
2 949
8 965
-
-
total
2 949
10 752
-
-
Income
83 000
83 000
83 000
83 000
Total tax
29 913
27 353
35 170
23 383
After tax
53 087
55 647
47 830
59 617
Living cost
34 194
34 194
34 194
34 194
Free-cash
18 893
21 453
13 636
25 423

Estimated living cost  is ₽34194 per week

₽22336
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3289
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽544
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8027
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
₽246
₽7251
₽14098
₽595
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
national
-
-
-
26 433
social contributions
-
-
-
12 620
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 222
total
-
-
-
43 275
Employee

The minimum management director salary is set at €45,000 per year.

63 708
-
64 286
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 993
-
3 020
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 323
-
3 353
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

554
-
559
-
national
19 586
-
19 813
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 778
-
4 822
-
total
31 234
-
31 567
-
Employer

The minimum management director salary is set at €45,000 per year.

63 708
-
64 286
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

930
-
938
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 645
-
5 696
-
surtax
7 224
-
7 291
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

828
-
835
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 918
-
3 953
-
total
18 545
-
18 713
-
Corporate
747
83 000
-
-
income
149
16 601
-
-
surtax
3
331
-
-
total
152
16 932
-
-
Dividends
595
66 068
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
19 496
-
-
total
-
19 496
-
-
Income
83 000
83 000
83 000
83 000
Total tax
49 931
36 428
50 280
43 275
After tax
33 069
46 572
32 720
39 725
Living cost
32 474
32 474
32 474
32 474
Free-cash
595
14 098
246
7 251

Estimated living cost  is ₽32474 per week

₽20917
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2839
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8209
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
₽8137
₽5938
₽9131
₽8319
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
municipal
-
-
-
17 899
national
-
-
-
-
health
-
-
-
4 949
accident
-
-
-
159
unemployment
-
-
-
79
pensions
-
-
-
8 573
other
-
-
-
9 216
total
-
-
-
40 875
Employee
51 564
-
63 156
-
national
-
-
-
-
municipal
15 376
-
18 833
-
total
15 376
-
18 833
-
Employer
51 564
-
63 156
-
unemployment
1 361
-
1 667
-
pensions
5 574
-
6 827
-
other
5 992
-
7 339
-
accident
103
-
126
-
health
3 171
-
3 884
-
total
16 201
-
19 843
-
Corporate
15 235
83 000
-
-
income
3 352
18 260
-
-
total
3 352
18 260
-
-
Dividends
11 883
64 740
-
-
withholding
3 565
19 422
-
-
total
3 565
19 422
-
-
Income
83 000
83 000
83 000
83 000
Total tax
38 494
37 682
38 676
40 875
After tax
44 506
45 318
44 324
42 125
Living cost
36 187
36 187
36 187
36 187
Free-cash
8 319
9 131
8 137
5 938

Estimated living cost  is ₽36187 per week

₽23984
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3551
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8103
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
₽32460
₽18629
₽11766
-₽50839
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
income
-
-
-
16 178
social contributions
-
-
-
9 462
total
-
-
-
25 640
Employee
55 535
-
-
-
income
12 250
-
-
-
social contributions
4 554
-
649
-
total
16 804
-
649
-
Employer
55 535
-
-
-
social contributions
78 304
-
11 160
-
total
78 304
-
11 160
-
Corporate
-
83 000
-
-
income
-
18 260
-
-
total
-
18 260
-
-
Dividends
-
64 740
-
-
income
-
14 243
-
-
total
-
14 243
-
-
Income
83 000
83 000
83 000
83 000
Total tax
95 108
32 503
11 809
25 640
After tax
-12 108
50 497
71 191
57 360
Living cost
38 731
38 731
38 731
38 731
Free-cash
-50 839
11 766
32 460
18 629

Estimated living cost  is ₽38731 per week

₽25130
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3643
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9464
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽30737
₽30820
₽31900
₽28208
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
income
-
-
-
8 228
social contributions
-
-
-
12 948
health
-
-
-
2 116
total
-
-
-
23 292
Employee
68 486
68 486
75 352
-
income
7 192
6 340
8 192
-
social contributions
3 328
5 684
6 254
-
health
681
1 165
1 281
-
total
11 201
13 189
15 727
-
Employer
68 486
68 486
75 352
-
social contributions
3 328
5 684
6 254
-
health
742
1 268
1 394
-
total
4 070
6 952
7 648
-
Corporate
38 841
7 562
-
-
income
4 856
945
-
-
total
4 856
945
-
-
Dividends
33 985
6 617
-
-
withholding
5 777
1 126
-
-
total
5 777
1 126
-
-
Income
83 000
83 000
83 000
83 000
Total tax
25 904
22 212
23 375
23 292
After tax
57 096
60 788
59 625
59 708
Living cost
28 888
28 888
28 888
28 888
Free-cash
28 208
31 900
30 737
30 820

Estimated living cost  is ₽28888 per week

₽19748
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2256
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6399
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽20061
₽28396
₽29730
₽25292
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
income
-
-
-
16 546
pensions
-
-
-
6 029
total
-
-
-
22 575
Employee
43 964
-
73 142
-
income
8 006
-
13 023
-
health
573
-
1 172
-
pensions
3 356
-
6 857
-
total
11 935
-
21 052
-
Employer
43 964
-
73 142
-
pensions
4 442
-
8 468
-
health
836
-
1 390
-
total
5 278
-
9 858
-
Corporate
33 759
83 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

6 415
15 769
-
-
total
6 415
15 769
-
-
Dividends
27 344
67 231
-
-
withholding
2 051
5 472
-
-
total
2 051
5 472
-
-
Income
83 000
83 000
83 000
83 000
Total tax
25 679
21 241
30 910
22 575
After tax
57 321
61 759
52 090
60 425
Living cost
32 029
32 029
32 029
32 029
Free-cash
25 292
29 730
20 061
28 396

Estimated living cost  is ₽32029 per week

₽21971
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2945
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽401
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6709
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
₽3012
₽6809
₽8238
₽4186
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
municipal
-
-
-
554
regional
-
-
-
1 601
national
-
-
-
17 208
social contributions
-
-
-
21 347
total
-
-
-
40 710
Employee
75 051
-
83 000
-
regional
1 133
-
1 341
-
social contributions
25 307
-
27 987
-
national
12 683
-
14 684
-
municipal
448
-
495
-
total
39 571
-
44 507
-
Employer
75 051
-
83 000
-
total
-
-
-
-
Corporate
7 949
83 000
-
-
nationa
1 908
19 920
-
-
municipal
384
4 001
-
-
total
2 292
23 921
-
-
Dividends
5 657
59 079
-
-
withholding
1 470
15 360
-
-
total
1 470
15 360
-
-
Income
83 000
83 000
83 000
83 000
Total tax
43 333
39 281
44 507
40 710
After tax
39 667
43 719
38 493
42 290
Living cost
35 481
35 481
35 481
35 481
Free-cash
4 186
8 238
3 012
6 809

Estimated living cost  is ₽35481 per week

₽24923
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2441
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7580
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽24210
₽38408
-₽11844
₽3874
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
income
-
-
-
20 146
health
-
-
-
1 841
accident
-
-
-
213
pensions
-
-
-
3 512
other
-
-
-
313
total
-
-
-
26 025
Employee
29 207
-
70 786
-
income
4 007
-
13 465
-
health
3 344
-
8 105
-
pensions
3 289
-
6 439
-
total
10 640
-
28 009
-
Employer
29 207
-
70 786
-
unemployment
716
-
1 734
-
pensions
4 749
-
9 298
-
accident
488
-
1 182
-
total
5 953
-
12 214
-
Corporate
47 841
83 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

43 057
74 700
-
-
total
43 057
74 700
-
-
Dividends
4 784
8 300
-
-
withholding
909
1 577
-
-
total
909
1 577
-
-
Income
83 000
83 000
83 000
83 000
Total tax
60 559
76 277
40 223
26 025
After tax
22 441
6 723
42 777
56 975
Living cost
18 567
18 567
18 567
18 567
Free-cash
3 874
-11 844
24 210
38 408

Estimated living cost  is ₽18567 per week

₽13608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1029
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽388
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3543
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽25407
₽19439
₽8452
₽20103
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
83 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
16 231
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 085
trade
-
-
-
5 968
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
892
total
-
-
-
29 176
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 315
-
83 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 644
-
16 231
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 085
-
6 085
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

201
-
892
-
total
9 930
-
23 208
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
38 685
83 000
-
-
chamber of commerce
193
257
-
-
income
5 802
12 450
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

319
685
-
-
trade
5 551
11 911
-
-
total
11 865
25 303
-
-
Dividends
26 820
57 698
-
-
withholding
6 367
14 086
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
774
-
-
total
6 717
14 860
-
-
Income
83 000
83 000
83 000
83 000
Total tax
28 512
40 163
23 208
29 176
After tax
54 488
42 837
59 792
53 824
Living cost
34 385
34 385
34 385
34 385
Free-cash
20 103
8 452
25 407
19 439

Estimated living cost  is ₽34385 per week

₽23720
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3700
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽499
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6467
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽28324
₽25848
₽47870
₽40565
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
83 000
microenterprise
-
-
-
-
income
-
-
-
11 939
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
26 684
surtax
-
-
-
-
total
-
-
-
38 623
Employee
26 025
-
66 886
-
income
4 633
-
12 678
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 863
-
7 357
-
surtax
-
-
-
-
total
7 496
-
20 035
-
Employer
26 025
-
66 886
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

6 269
-
16 112
-
surtax
-
-
-
-
total
6 269
-
16 112
-
Corporate
50 706
83 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

10 141
16 601
-
-
total
10 141
16 601
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

40 565
66 399
-
-
total
-
-
-
-
Income
83 000
83 000
83 000
83 000
Total tax
23 906
16 601
36 147
38 623
After tax
59 094
66 399
46 853
44 377
Living cost
18 529
18 529
18 529
18 529
Free-cash
40 565
47 870
28 324
25 848

Estimated living cost  is ₽18529 per week

₽11821
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1765
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽421
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4523
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽34590
₽35421
₽40118
₽38200
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
income
-
-
-
21 217
health
-
-
-
6 173
pensions
-
-
-
8 515
total
-
-
-
35 905
Employee
17 780
-
73 421
-
income
3 440
-
20 770
-
health
889
-
2 129
-
unemployment
178
-
426
-
pensions
1 600
-
3 832
-
total
6 107
-
27 157
-
Employer
17 780
-
73 421
-
unemployment
356
-
851
-
pensions
1 956
-
4 683
-
health
1 689
-
4 045
-
total
4 001
-
9 579
-
Corporate
61 219
83 000
-
-
income
13 468
18 260
-
-
total
13 468
18 260
-
-
Dividends
47 751
64 740
-
-
withholding
9 550
12 948
-
-
total
9 550
12 948
-
-
Income
83 000
83 000
83 000
83 000
Total tax
33 126
31 208
36 736
35 905
After tax
49 874
51 792
46 264
47 095
Living cost
11 674
11 674
11 674
11 674
Free-cash
38 200
40 118
34 590
35 421

Estimated living cost  is ₽11674 per week

₽6937
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽946
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽267
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3523
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽21719
₽23320
₽32202
₽29370
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
income
-
-
-
15 213
health
-
-
-
5 892
unemployment
-
-
-
203
surtax
-
-
-
1 766
pensions
-
-
-
16 601
other
-
-
-
-
total
-
-
-
39 675
Employee
29 994
-
68 568
-
other
-
-
-
-
income
5 028
-
14 167
-
health
766
-
1 748
-
unemployment
2 087
-
4 773
-
surtax
106
-
1 582
-
pensions
2 001
-
4 574
-
total
9 988
-
26 844
-
Employer
29 994
-
68 568
-
unemployment
952
-
2 174
-
pensions
3 999
-
9 140
-
other
-
-
-
-
health
1 364
-
3 118
-
total
6 315
-
14 432
-
Corporate
46 692
83 000
-
-
income
12 140
21 580
-
-
total
12 140
21 580
-
-
Dividends
34 551
61 420
-
-
withholding
5 182
9 213
-
-
total
5 182
9 213
-
-
Income
83 000
83 000
83 000
83 000
Total tax
33 625
30 793
41 276
39 675
After tax
49 375
52 207
41 724
43 325
Living cost
20 005
20 005
20 005
20 005
Free-cash
29 370
32 202
21 719
23 320

Estimated living cost  is ₽20005 per week

₽12078
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1739
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5725
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
-₽2424
₽14285
₽18309
₽17870
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
income
-
-
-
12 801
chamber of commerce
-
-
-
331
health
-
-
-