Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 83000
per

Your estimated
City
free-cash

Valencia , Spain
₽29105
₽21292
₽22102
₽33400
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
unemployment
-
-
-
532
income
-
-
-
15 604
other
-
-
-
76
accident
-
-
-
684
pensions
-
-
-
21 481
total
-
-
-
38 377
Employee
30 282
-
62 936
-
unemployment
469
-
976
-
pensions
1 424
-
2 958
-
income
5 838
-
15 127
-
other
30
-
62
-
total
7 761
-
19 123
-
Employer
30 282
-
62 936
-
pensions
7 146
-
14 853
-
accident
600
-
1 246
-
unemployment
1 666
-
3 461
-
other
242
-
504
-
total
9 654
-
20 064
-
Corporate
43 064
83 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

6 459
12 450
-
-
total
6 459
12 450
-
-
Dividends
36 605
70 550
-
-
withholding
7 500
14 629
-
-
total
7 500
14 629
-
-
Income
83 000
83 000
83 000
83 000
Total tax
31 374
27 079
39 187
38 377
After tax
51 626
55 921
43 813
44 623
Living cost
22 521
22 521
22 521
22 521
Free-cash
29 105
33 400
21 292
22 102

Estimated living cost  is ₽22521 per week

₽15201
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2165
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽395
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4760
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽33625
₽26687
₽23122
₽39159
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
19 919
income
-
-
-
10 542
other
-
-
-
3 943
health
-
-
-
3 652
total
-
-
-
38 056
Employee
29 736
-
66 293
-
health
417
-
928
-
unemployment
297
-
664
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 081
-
4 641
-
income
5 119
-
11 550
-
total
7 914
-
17 783
-
Employer
29 736
-
66 293
-
health
417
-
928
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 056
-
11 271
-
accident
238
-
530
-
unemployment
297
-
664
-
other
1 487
-
3 315
-
total
7 495
-
16 708
-
Corporate
45 770
83 000
-
-
income
9 612
17 430
-
-
total
9 612
17 430
-
-
Dividends
36 158
65 570
-
-
withholding
2 532
4 589
-
-
total
2 532
4 589
-
-
Income
83 000
83 000
83 000
83 000
Total tax
27 553
22 019
34 491
38 056
After tax
55 447
60 981
48 509
44 944
Living cost
21 822
21 822
21 822
21 822
Free-cash
33 625
39 159
26 687
23 122

Estimated living cost  is ₽21822 per week

₽15419
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1473
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽351
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4578
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽56437
₽54785
₽52190
₽60236
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 230
unemployment
-
-
-
114
income
-
-
-
12 450
health
-
-
-
3 287
total
-
-
-
20 081
Employee
14 207
-
77 392
-
health
653
-
1 315
-
accident

We are using the highest rate at 1.1%.

156
-
314
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 247
-
2 510
-
income
1 420
-
7 739
-
total
3 476
-
11 878
-
Employer
14 207
-
77 392
-
health
981
-
1 972
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 566
-
3 150
-
accident

We are using the highest rate at 1.1%.

156
-
314
-
unemployment
85
-
172
-
total
2 788
-
5 608
-
Corporate
66 006
83 000
-
-
income
6 600
8 300
-
-
total
6 600
8 300
-
-
Dividends
59 405
74 700
-
-
withholding
2 970
3 735
-
-
total
2 970
3 735
-
-
Income
83 000
83 000
83 000
83 000
Total tax
15 834
12 035
17 486
20 081
After tax
67 166
70 965
65 514
62 919
Living cost
10 729
10 729
10 729
10 729
Free-cash
56 437
60 236
54 785
52 190

Estimated living cost  is ₽10729 per week

₽6264
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽766
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽284
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3415
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽18650
₽24239
₽19743
₽13812
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
income
-
-
-
8 061
other
-
-
-
2 577
health
-
-
-
1 598
social contributions
-
-
-
2 364
pensions
-
-
-
20 638
surtax
-
-
-
-
total
-
-
-
35 238
Employee
35 050
-
67 350
-
pensions
3 963
-
3 219
-
income
2 069
-
9 954
-
social contributions
999
-
1 919
-
surtax
-
-
-
-
total
7 031
-
15 092
-
Employer
35 050
-
67 350
-
health
2 454
-
4 715
-
social contributions
106
-
202
-
pensions
5 758
-
5 682
-
unemployment
1 419
-
2 728
-
other
1 209
-
2 323
-
total
10 946
-
15 650
-
Corporate
37 004
83 000
-
-
income
10 361
23 241
-
-
surtax
-
-
-
-
total
10 361
23 241
-
-
Dividends
26 642
59 759
-
-
social contributions
4 583
10 279
-
-
surtax
-
-
-
-
withholding
3 410
7 649
-
-
total
7 993
17 928
-
-
Income
83 000
83 000
83 000
83 000
Total tax
36 331
41 169
30 742
35 238
After tax
46 669
41 831
52 258
47 762
Living cost
28 019
28 019
28 019
28 019
Free-cash
18 650
13 812
24 239
19 743

Estimated living cost  is ₽28019 per week

₽17667
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2278
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽477
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7598
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
₽856
₽6110
₽12798
₽5873
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
pensions
-
-
-
9 595
income
-
-
-
16 424
health
-
-
-
9 875
total
-
-
-
35 894
Employee
69 936
69 936
70 632
-
health
10 734
9 131
9 171
-
pensions
12 588
9 595
9 595
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

11 447
11 447
11 447
-
total
34 769
30 173
30 213
-
Employer
69 936
69 936
70 632
-
health
4 861
4 861
4 910
-
pensions
4 868
4 868
4 916
-
unemployment
2 518
2 518
2 543
-
total
12 247
12 247
12 369
-
Corporate
1 675
817
-
-
income
336
163
-
-
total
336
163
-
-
Dividends
1 340
654
-
-
income
284
138
-
-
withholding
200
98
-
-
total
484
236
-
-
Income
83 000
83 000
83 000
83 000
Total tax
47 836
42 819
42 582
35 894
After tax
35 164
40 181
40 418
47 106
Living cost
34 308
34 308
34 308
34 308
Free-cash
856
5 873
6 110
12 798

Estimated living cost  is ₽34308 per week

₽24313
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3093
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽546
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6356
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽26215
₽34147
₽27071
₽17157
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
83 000
trade
-
-
-
7 076
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
17 490
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 595
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
962
total
-
-
-
31 123
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 324
-
83 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 595
-
5 595
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

875
-
17 490
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

48
-
962
-
total
6 518
-
24 047
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
51 676
83 000
-
-
income
7 752
12 450
-
-
trade
8 139
13 072
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

426
685
-
-
chamber of commerce
199
244
-
-
total
16 516
26 451
-
-
Dividends
35 160
56 549
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

466
760
-
-
withholding
8 479
13 826
-
-
total
8 945
14 586
-
-
Income
83 000
83 000
83 000
83 000
Total tax
31 979
41 037
24 047
31 123
After tax
51 021
41 963
58 953
51 877
Living cost
24 806
24 806
24 806
24 806
Free-cash
26 215
17 157
34 147
27 071

Estimated living cost  is ₽24806 per week

₽15604
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2892
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5847
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽37331
₽39685
₽39768
₽41785
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
income
-
-
-
9 207
health
-
-
-
2 117
social contributions
-
-
-
12 947
total
-
-
-
24 271
Employee
62 974
62 974
75 352
-
health
488
1 071
1 281
-
income
6 857
5 830
9 171
-
social contributions
2 381
5 227
6 254
-
total
9 726
12 128
16 706
-
Employer
62 974
62 974
75 352
-
health
530
1 166
1 394
-
social contributions
2 381
5 227
6 254
-
total
2 911
6 393
7 648
-
Corporate
51 402
13 634
-
-
income
6 425
1 705
-
-
total
6 425
1 705
-
-
Dividends
44 977
11 929
-
-
withholding
7 646
2 028
-
-
total
7 646
2 028
-
-
Income
83 000
83 000
83 000
83 000
Total tax
26 708
22 254
24 354
24 271
After tax
56 292
60 746
58 646
58 729
Living cost
18 961
18 961
18 961
18 961
Free-cash
37 331
41 785
39 685
39 768

Estimated living cost  is ₽18961 per week

₽11364
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1860
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽420
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5318
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽20697
₽16401
₽20675
₽21523
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
83 000
income
-
-
-
7 794
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
28 843
surtax
-
-
-
-
total
-
-
-
36 637
Employee
37 666
-
67 070
-
income
7 835
-
17 604
-
social contributions
4 143
-
7 377
-
surtax
-
-
-
-
total
11 978
-
24 981
-
Employer
37 666
-
67 070
-
social contributions
8 946
-
15 930
-
total
8 946
-
15 930
-
Corporate
36 388
83 000
-
-
income
7 642
17 430
-
-
surtax
-
-
-
-
total
7 642
17 430
-
-
Dividends
28 747
65 570
-
-
withholding
8 049
18 359
-
-
total
8 049
18 359
-
-
Income
83 000
83 000
83 000
83 000
Total tax
36 615
35 789
40 911
36 637
After tax
46 385
47 211
42 089
46 363
Living cost
25 688
25 688
25 688
25 688
Free-cash
20 697
21 523
16 401
20 675

Estimated living cost  is ₽25688 per week

₽19220
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1515
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽429
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4524
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽71615
₽60307
₽76077
₽72757
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
83 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
830
total
-
-
-
830
Employee
7 615
-
83 000
-
income
1 523
-
16 600
-
total
1 523
-
16 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

75 385
83 000
-
-
total
-
-
-
-
Dividends
75 385
83 000
-
-
withholding
3 769
4 150
-
-
total
3 769
4 150
-
-
Income
83 000
83 000
83 000
83 000
Total tax
5 292
4 150
16 600
830
After tax
77 708
78 850
66 400
82 170
Living cost
6 093
6 093
6 093
6 093
Free-cash
71 615
72 757
60 307
76 077

Estimated living cost  is ₽6093 per week

₽3776
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽506
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽167
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1643
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽28329
₽18550
₽20929
₽35179
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
83 000
pensions
-
-
-
15 157
unemployment
-
-
-
124
income
-
-
-
16 657
health
-
-
-
8 167
total
-
-
-
40 105
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

36 215
-
71 818
-
health
2 339
-
4 639
-
unemployment
51
-
101
-
pensions
5 614
-
11 132
-
income
6 245
-
15 430
-
total
14 249
-
31 302
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

36 215
-
71 818
-
health
2 412
-
4 782
-
pensions
3 205
-
6 356
-
unemployment
22
-
44
-
total
5 639
-
11 182
-
Corporate
41 147
83 000
-
-
income
7 817
15 770
-
-
total
7 817
15 770
-
-
Dividends
33 330
67 230
-
-
withholding
5 000
10 085
-
-
total
5 000
10 085
-
-
Income
83 000
83 000
83 000
83 000
Total tax
32 705
25 855
42 484
40 105
After tax
50 295
57 145
40 516
42 895
Living cost
21 966
21 966
21 966
21 966
Free-cash
28 329
35 179
18 550
20 929

Estimated living cost  is ₽21966 per week

₽15075
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1408
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽426
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5059
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽23020
₽31246
₽24805
₽19894
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
83 000
income
-
-
-
23 312
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 154
total
-
-
-
28 466
Employee
37 569
-
79 233
-
social contributions
3 764
-
3 767
-
income
4 076
-
14 491
-
total
7 840
-
18 258
-
Employer
37 569
-
79 233
-
social contributions
3 764
-
3 767
-
total
3 764
-
3 767
-
Corporate
41 667
83 000
-
-
income
14 584
29 050
-
-
total
14 584
29 050
-
-
Dividends
27 083
53 950
-
-
social contributions
4 063
4 327
-
-
total
4 063
4 327
-
-
Income
83 000
83 000
83 000
83 000
Total tax
30 251
33 377
22 025
28 466
After tax
52 749
49 623
60 975
54 534
Living cost
29 729
29 729
29 729
29 729
Free-cash
23 020
19 894
31 246
24 805

Estimated living cost  is ₽29729 per week

₽19582
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2344
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽455
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7346
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽33697
₽36024
₽35936
₽33272
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
income
-
-
-
12 450
health
-
-
-
5 794
social contributions
-
-
-
11 454
total
-
-
-
29 698
Employee
27 768
-
83 000
-
health
1 938
-
5 794
-
income
4 631
-
12 362
-
social contributions
3 832
-
11 454
-
total
10 401
-
29 610
-
Employer
27 768
-
83 000
-
total
-
-
-
-
Corporate
55 232
83 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

2 762
4 150
-
-
total
2 762
4 150
-
-
Dividends
52 471
78 850
-
-
social contributions
7 241
10 882
-
-
withholding
7 870
11 827
-
-
health
3 663
5 503
-
-
total
18 774
28 212
-
-
Income
83 000
83 000
83 000
83 000
Total tax
31 937
32 362
29 610
29 698
After tax
51 063
50 638
53 390
53 302
Living cost
17 366
17 366
17 366
17 366
Free-cash
33 697
33 272
36 024
35 936

Estimated living cost  is ₽17366 per week

₽11622
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1071
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽399
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4272
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽26108
₽19243
₽17549
₽34269
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
income
-
-
-
7 134
health
-
-
-
11 205
social contributions
-
-
-
24 236
solidarity contribution
-
-
-
-
total
-
-
-
42 575
Employee
33 641
-
61 940
-
health
4 542
-
8 362
-
solidarity contribution
-
-
-
-
income
4 037
-
7 433
-
social contributions
2 187
-
4 026
-
total
10 766
-
19 821
-
Employer
33 641
-
61 940
-
health
3 028
-
5 575
-
social contributions
8 410
-
15 485
-
total
11 438
-
21 060
-
Corporate
37 921
83 000
-
-
income
7 205
15 770
-
-
total
7 205
15 770
-
-
Dividends
30 716
67 230
-
-
withholding
4 607
10 085
-
-
total
4 607
10 085
-
-
Income
83 000
83 000
83 000
83 000
Total tax
34 016
25 855
40 881
42 575
After tax
48 984
57 145
42 119
40 425
Living cost
22 876
22 876
22 876
22 876
Free-cash
26 108
34 269
19 243
17 549

Estimated living cost  is ₽22876 per week

₽17012
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1267
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽396
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4201
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽67575
₽56906
₽72676
₽69356
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
83 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
830
total
-
-
-
830
Employee
11 868
-
83 000
-
income
2 374
-
16 600
-
total
2 374
-
16 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

71 132
83 000
-
-
total
-
-
-
-
Dividends
71 132
83 000
-
-
withholding
3 557
4 150
-
-
total
3 557
4 150
-
-
Income
83 000
83 000
83 000
83 000
Total tax
5 931
4 150
16 600
830
After tax
77 069
78 850
66 400
82 170
Living cost
9 494
9 494
9 494
9 494
Free-cash
67 575
69 356
56 906
72 676

Estimated living cost  is ₽9494 per week

₽6425
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽399
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽318
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2352
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
₽7907
₽12703
₽8207
₽2276
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
income
-
-
-
8 061
other
-
-
-
2 577
health
-
-
-
1 598
social contributions
-
-
-
2 364
pensions
-
-
-
20 638
surtax
-
-
-
-
total
-
-
-
35 238
Employee
51 293
-
67 350
-
pensions
5 802
-
3 219
-
income
4 475
-
9 954
-
social contributions
1 461
-
1 919
-
surtax
-
-
-
-
total
11 738
-
15 092
-
Employer
51 293
-
67 350
-
health
3 590
-
4 715
-
social contributions
154
-
202
-
pensions
8 428
-
5 682
-
unemployment
2 078
-
2 728
-
other
1 770
-
2 323
-
total
16 020
-
15 650
-
Corporate
15 687
83 000
-
-
income
4 392
23 241
-
-
surtax
-
-
-
-
total
4 392
23 241
-
-
Dividends
11 295
59 759
-
-
social contributions
1 943
10 279
-
-
surtax
-
-
-
-
withholding
1 445
7 649
-
-
total
3 388
17 928
-
-
Income
83 000
83 000
83 000
83 000
Total tax
35 538
41 169
30 742
35 238
After tax
47 462
41 831
52 258
47 762
Living cost
39 555
39 555
39 555
39 555
Free-cash
7 907
2 276
12 703
8 207

Estimated living cost  is ₽39555 per week

₽26770
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3236
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽542
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9006
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽41836
₽29964
₽29961
₽45853
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
83 000
pensions
-
-
-
15 683
unemployment
-
-
-
905
income
-
-
-
16 123
health
-
-
-
6 213
total
-
-
-
38 924
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

21 284
-
72 203
-
health
1 096
-
3 106
-
unemployment
160
-
452
-
pensions
2 980
-
8 444
-
income
2 934
-
16 123
-
total
7 170
-
28 125
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

21 284
-
72 203
-
health
1 096
-
3 106
-
pensions
2 554
-
7 238
-
unemployment
160
-
452
-
total
3 810
-
10 796
-
Corporate
57 906
83 000
-
-
income
8 686
12 450
-
-
total
8 686
12 450
-
-
Dividends
49 220
70 550
-
-
withholding
7 383
10 582
-
-
total
7 383
10 582
-
-
Income
83 000
83 000
83 000
83 000
Total tax
27 049
23 032
38 921
38 924
After tax
55 951
59 968
44 079
44 076
Living cost
14 115
14 115
14 115
14 115
Free-cash
41 836
45 853
29 964
29 961

Estimated living cost  is ₽14115 per week

₽9503
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1092
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽408
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
₽5408
₽7891
₽12010
-₽18934
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
pensions
-
-
-
7 636
city
-
-
-
875
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 660
health
-
-
-
187
regional
-
-
-
3 081
national
-
-
-
662
total
-
-
-
14 101
Employee
66 575
-
74 290
-
health
150
-
167
-
unemployment
-
-
-
-
city
714
-
798
-
pensions
5 593
-
6 240
-
regional
2 180
-
2 630
-
national
315
-
492
-
total
8 952
-
10 327
-
Employer
66 575
-
74 290
-
health
150
-
167
-
pensions
5 593
-
6 240
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 331
-
1 486
-
total
7 074
-
7 893
-
Corporate
8 619
83 000
-
-
regional
1 823
17 554
-
-
national
732
7 054
-
-
total
2 555
24 608
-
-
Dividends
6 063
58 392
-
-
withholding
2 122
20 437
-
-
total
2 122
20 437
-
-
Income
83 000
83 000
83 000
83 000
Total tax
20 703
45 045
18 220
14 101
After tax
62 297
37 955
64 780
68 899
Living cost
56 889
56 889
56 889
56 889
Free-cash
5 408
-18 934
7 891
12 010

Estimated living cost  is ₽56889 per week

₽36994
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽5105
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽698
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽14091
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₽21993
₽15820
₽27372
₽23660
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
83 000
municipal
-
-
-
14 772
health
-
-
-
937
national
-
-
-
8 477
total
-
-
-
24 186
Employee
43 087
-
69 824
-
health
322
-
734
-
unemployment
647
-
1 047
-
pensions
2 908
-
4 714
-
national
712
-
4 667
-
municipal
7 057
-
11 400
-
total
11 646
-
22 562
-
Employer
43 087
-
69 824
-
health
331
-
538
-
pensions
7 475
-
12 114
-
accident
44
-
70
-
unemployment
280
-
454
-
total
8 130
-
13 176
-
Corporate
31 783
83 000
-
-
income
6 356
16 600
-
-
total
6 356
16 600
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

19 070
49 800
-
-
municipal
3 433
8 964
-
-
national
-
2 334
-
-
total
3 433
11 298
-
-
Income
83 000
83 000
83 000
83 000
Total tax
29 565
27 898
35 738
24 186
After tax
53 435
55 102
47 262
58 814
Living cost
31 442
31 442
31 442
31 442
Free-cash
21 993
23 660
15 820
27 372

Estimated living cost  is ₽31442 per week

₽20538
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3024
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽500
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7381
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
₽4403
₽2429
₽8989
₽16686
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 199
social contributions
-
-
-
13 008
national
-
-
-
26 944
total
-
-
-
44 151
Employee

The minimum management director salary is set at €45,000 per year.

58 581
-
64 287
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 752
-
3 021
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 055
-
3 354
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

510
-
559
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 394
-
4 821
-
national
18 010
-
20 242
-
total
28 721
-
31 997
-
Employer

The minimum management director salary is set at €45,000 per year.

58 581
-
64 287
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 602
-
3 954
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 191
-
5 696
-
surtax
6 642
-
7 289
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

762
-
836
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

855
-
939
-
total
17 052
-
18 714
-
Corporate
7 367
83 000
-
-
income
1 473
16 600
-
-
surtax
30
333
-
-
total
1 503
16 933
-
-
Dividends
5 864
66 068
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

1 461
19 521
-
-
total
1 461
19 521
-
-
Income
83 000
83 000
83 000
83 000
Total tax
48 737
36 454
50 711
44 151
After tax
34 263
46 546
32 289
38 849
Living cost
29 860
29 860
29 860
29 860
Free-cash
4 403
16 686
2 429
8 989

Estimated living cost  is ₽29860 per week

₽19234
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2611
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽468
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7548
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
₽9090
₽8892
₽7030
₽9886
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
unemployment
-
-
-
78
municipal
-
-
-
18 042
other
-
-
-
9 023
health
-
-
-
4 846
national
-
-
-
-
accident
-
-
-
155
pensions
-
-
-
8 394
total
-
-
-
40 538
Employee
50 487
-
63 156
-
national
-
-
-
-
municipal
15 055
-
18 833
-
total
15 055
-
18 833
-
Employer
50 487
-
63 156
-
health
3 105
-
3 884
-
pensions
5 458
-
6 827
-
accident
101
-
126
-
unemployment
1 333
-
1 667
-
other
5 867
-
7 339
-
total
15 864
-
19 843
-
Corporate
16 650
83 000
-
-
income
3 663
18 260
-
-
total
3 663
18 260
-
-
Dividends
12 987
64 740
-
-
withholding
3 896
19 422
-
-
total
3 896
19 422
-
-
Income
83 000
83 000
83 000
83 000
Total tax
38 478
37 682
38 676
40 538
After tax
44 522
45 318
44 324
42 462
Living cost
35 432
35 432
35 432
35 432
Free-cash
9 090
9 886
8 892
7 030

Estimated living cost  is ₽35432 per week

₽23483
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3477
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽538
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7934
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
-₽52203
₽31945
₽18234
₽11371
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
income
-
-
-
16 178
social contributions
-
-
-
9 462
total
-
-
-
25 640
Employee
56 101
-
-
-
income
12 375
-
-
-
social contributions
4 600
-
656
-
total
16 975
-
656
-
Employer
56 101
-
-
-
social contributions
79 102
-
11 273
-
total
79 102
-
11 273
-
Corporate
-
83 000
-
-
income
-
18 260
-
-
total
-
18 260
-
-
Dividends
-
64 740
-
-
income
-
14 243
-
-
total
-
14 243
-
-
Income
83 000
83 000
83 000
83 000
Total tax
96 077
32 503
11 929
25 640
After tax
-13 077
50 497
71 071
57 360
Living cost
39 126
39 126
39 126
39 126
Free-cash
-52 203
11 371
31 945
18 234

Estimated living cost  is ₽39126 per week

₽25386
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3680
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽499
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9561
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽30789
₽32083
₽32166
₽34183
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
income
-
-
-
9 207
health
-
-
-
2 117
social contributions
-
-
-
12 947
total
-
-
-
24 271
Employee
62 974
62 974
75 352
-
health
626
1 071
1 281
-
income
6 613
5 830
9 171
-
social contributions
3 060
5 227
6 254
-
total
10 299
12 128
16 706
-
Employer
62 974
62 974
75 352
-
health
682
1 166
1 394
-
social contributions
3 060
5 227
6 254
-
total
3 742
6 393
7 648
-
Corporate
42 395
13 634
-
-
income
5 300
1 705
-
-
total
5 300
1 705
-
-
Dividends
37 096
11 929
-
-
withholding
6 307
2 028
-
-
total
6 307
2 028
-
-
Income
83 000
83 000
83 000
83 000
Total tax
25 648
22 254
24 354
24 271
After tax
57 352
60 746
58 646
58 729
Living cost
26 563
26 563
26 563
26 563
Free-cash
30 789
34 183
32 083
32 166

Estimated living cost  is ₽26563 per week

₽18159
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2075
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽446
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5884
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽28589
₽22676
₽30027
₽31128
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
income
-
-
-
17 846
pensions
-
-
-
5 958
total
-
-
-
23 804
Employee
40 038
-
73 018
-
health
522
-
1 198
-
pensions
3 056
-
7 015
-
income
7 291
-
12 960
-
total
10 869
-
21 173
-
Employer
40 038
-
73 018
-
health
761
-
1 387
-
pensions
4 045
-
8 595
-
total
4 806
-
9 982
-
Corporate
38 156
83 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

7 250
15 771
-
-
total
7 250
15 771
-
-
Dividends
30 906
67 229
-
-
withholding
2 317
6 932
-
-
total
2 317
6 932
-
-
Income
83 000
83 000
83 000
83 000
Total tax
25 242
22 703
31 155
23 804
After tax
57 758
60 297
51 845
59 196
Living cost
29 169
29 169
29 169
29 169
Free-cash
28 589
31 128
22 676
30 027

Estimated living cost  is ₽29169 per week

₽20009
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2682
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽365
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6110
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
₽7368
₽5299
₽9094
₽11094
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
municipal
-
-
-
555
regional
-
-
-
1 668
social contributions
-
-
-
21 348
national
-
-
-
17 709
total
-
-
-
41 280
Employee
69 011
-
83 000
-
social contributions
23 270
-
27 987
-
regional
1 042
-
1 407
-
national
11 662
-
15 185
-
municipal
412
-
496
-
total
36 386
-
45 075
-
Employer
69 011
-
83 000
-
total
-
-
-
-
Corporate
13 989
83 000
-
-
nationa
3 357
19 919
-
-
municipal
674
4 000
-
-
total
4 031
23 919
-
-
Dividends
9 958
59 080
-
-
withholding
2 589
15 361
-
-
total
2 589
15 361
-
-
Income
83 000
83 000
83 000
83 000
Total tax
43 006
39 280
45 075
41 280
After tax
39 994
43 720
37 925
41 720
Living cost
32 626
32 626
32 626
32 626
Free-cash
7 368
11 094
5 299
9 094

Estimated living cost  is ₽32626 per week

₽22917
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2244
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽493
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6970
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽4065
₽25783
₽39601
-₽10616
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
pensions
-
-
-
3 279
income
-
-
-
20 571
other
-
-
-
292
health
-
-
-
1 719
accident
-
-
-
199
total
-
-
-
26 060
Employee
27 276
-
71 376
-
health
3 123
-
8 173
-
pensions
3 071
-
6 013
-
income
3 742
-
14 068
-
total
9 936
-
28 254
-
Employer
27 276
-
71 376
-
pensions
4 435
-
8 683
-
accident
455
-
1 192
-
unemployment
668
-
1 749
-
total
5 558
-
11 624
-
Corporate
50 165
83 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

45 149
74 700
-
-
total
45 149
74 700
-
-
Dividends
5 016
8 300
-
-
withholding
953
1 577
-
-
total
953
1 577
-
-
Income
83 000
83 000
83 000
83 000
Total tax
61 596
76 277
39 878
26 060
After tax
21 404
6 723
43 122
56 940
Living cost
17 339
17 339
17 339
17 339
Free-cash
4 065
-10 616
25 783
39 601

Estimated living cost  is ₽17339 per week

₽12708
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽961
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽362
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽21913
₽27335
₽20888
₽11197
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
83 000
trade
-
-
-
6 447
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
17 490
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 595
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
962
total
-
-
-
30 494
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

40 748
-
83 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 595
-
5 595
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 351
-
17 490
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

185
-
962
-
total
9 131
-
24 047
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
42 252
83 000
-
-
income
6 338
12 450
-
-
trade
6 063
11 911
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

348
685
-
-
chamber of commerce
186
246
-
-
total
12 935
25 292
-
-
Dividends
29 316
57 708
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

385
777
-
-
withholding
7 018
14 116
-
-
total
7 403
14 893
-
-
Income
83 000
83 000
83 000
83 000
Total tax
29 469
40 185
24 047
30 494
After tax
53 531
42 815
58 953
52 506
Living cost
31 618
31 618
31 618
31 618
Free-cash
21 913
11 197
27 335
20 888

Estimated living cost  is ₽31618 per week

₽21811
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3402
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5946
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽42644
₽29733
₽27259
₽49362
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
83 000
income
-
-
-
12 019
microenterprise
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
26 684
surtax
-
-
-
-
total
-
-
-
38 703
Employee
23 930
-
66 887
-
income
4 260
-
12 759
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 633
-
7 357
-
surtax
-
-
-
-
total
6 893
-
20 116
-
Employer
23 930
-
66 887
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

5 764
-
16 113
-
surtax
-
-
-
-
total
5 764
-
16 113
-
Corporate
53 305
83 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

10 661
16 600
-
-
total
10 661
16 600
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

42 644
66 400
-
-
total
-
-
-
-
Income
83 000
83 000
83 000
83 000
Total tax
23 318
16 600
36 229
38 703
After tax
59 682
66 400
46 771
44 297
Living cost
17 038
17 038
17 038
17 038
Free-cash
42 644
49 362
29 733
27 259

Estimated living cost  is ₽17038 per week

₽10870
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1623
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽387
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4159
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽40141
₽37354
₽38066
₽41785
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
income
-
-
-
22 335
health
-
-
-
5 292
pensions
-
-
-
7 300
total
-
-
-
34 927
Employee
15 242
-
74 788
-
health
762
-
1 825
-
unemployment
152
-
365
-
pensions
1 372
-
3 285
-
income
2 949
-
21 952
-
total
5 235
-
27 427
-
Employer
15 242
-
74 788
-
health
1 448
-
3 467
-
pensions
1 677
-
4 015
-
unemployment
305
-
730
-
total
3 430
-
8 212
-
Corporate
64 328
83 000
-
-
income
14 152
18 260
-
-
total
14 152
18 260
-
-
Dividends
50 176
64 740
-
-
withholding
10 035
12 948
-
-
total
10 035
12 948
-
-
Income
83 000
83 000
83 000
83 000
Total tax
32 852
31 208
35 639
34 927
After tax
50 148
51 792
47 361
48 073
Living cost
10 007
10 007
10 007
10 007
Free-cash
40 141
41 785
37 354
38 066

Estimated living cost  is ₽10007 per week

₽5947
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽811
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽229
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3020
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽31207
₽22583
₽24193
₽33811
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
pensions
-
-
-
16 600
unemployment
-
-
-
186
income
-
-
-
15 792
other
-
-
-
-
health
-
-
-
5 893
surtax
-
-
-
1 941
total
-
-
-
40 412
Employee
27 580
-
68 567
-
health
704
-
1 748
-
unemployment
1 919
-
4 773
-
pensions
1 840
-
4 574
-
income
4 624
-
14 738
-
other
-
-
-
-
surtax
98
-
1 756
-
total
9 185
-
27 589
-
Employer
27 580
-
68 567
-
health
1 254
-
3 119
-
pensions
3 677
-
9 140
-
unemployment
875
-
2 174
-
other
-
-
-
-
total
5 806
-
14 433
-
Corporate
49 614
83 000
-
-
income
12 899
21 581
-
-
total
12 899
21 581
-
-
Dividends
36 715
61 419
-
-
withholding
5 508
9 213
-
-
total
5 508
9 213
-
-
Income
83 000
83 000
83 000
83 000
Total tax
33 398
30 794
42 022
40 412
After tax
49 602
52 206
40 978
42 588
Living cost
18 395
18 395
18 395
18 395
Free-cash
31 207
33 811
22 583
24 193

Estimated living cost  is ₽18395 per week

₽11106
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1599
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽427
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5264
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
₽20062
-₽1059
₽15968
₽20470
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
83 000
pensions
-
-
-
15 355
chamber of commerce
-
-
-
333
unemployment
-
-
-