Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 82500
per

Your estimated
City
free-cash

Varna , Bulgaria
₽49500
₽54215
₽51879
₽58486
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 500
unemployment
-
-
-
128
health
-
-
-
3 693
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 752
income
-
-
-
12 375
total
-
-
-
20 948
Employee
15 959
-
76 200
-
accident

We are using the highest rate at 1.1%.

176
-
353
-
income
1 596
-
7 620
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 401
-
2 819
-
health
734
-
1 477
-
total
3 907
-
12 269
-
Employer
15 959
-
76 200
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 759
-
3 538
-
health
1 102
-
2 216
-
accident

We are using the highest rate at 1.1%.

176
-
353
-
unemployment
95
-
193
-
total
3 132
-
6 300
-
Corporate
63 410
82 500
-
-
income
6 341
8 250
-
-
total
6 341
8 250
-
-
Dividends
57 069
74 250
-
-
withholding
2 853
3 712
-
-
total
2 853
3 712
-
-
Income
82 500
82 500
82 500
82 500
Total tax
16 233
11 962
18 569
20 948
After tax
66 267
70 538
63 931
61 552
Living cost
12 052
12 052
12 052
12 052
Free-cash
54 215
58 486
51 879
49 500

Estimated living cost  is ₽12052 per week

₽7036
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽861
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽319
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3836
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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