Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 82000
per

Your estimated
City
free-cash

Dresden , Germany
₽10783
₽22007
₽24122
₽29606
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
82 000
trade
-
-
-
5 484
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
13 960
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 932
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
768
total
-
-
-
27 144
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

38 810
-
82 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 932
-
6 932
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

60
-
768
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 084
-
13 960
-
total
8 076
-
21 660
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
43 190
82 000
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

356
676
-
-
income
6 478
12 300
-
-
trade
6 803
12 915
-
-
chamber of commerce
216
272
-
-
total
13 853
26 163
-
-
Dividends
29 338
55 837
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

381
747
-
-
withholding
6 949
13 573
-
-
total
7 330
14 320
-
-
Income
82 000
82 000
82 000
82 000
Total tax
29 259
40 483
21 660
27 144
After tax
52 741
41 517
60 340
54 856
Living cost
30 734
30 734
30 734
30 734
Free-cash
22 007
10 783
29 606
24 122

Estimated living cost  is ₽30734 per week

₽19333
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3583
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽574
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7244
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Reykjavik , Iceland
₽42
-₽4446
-₽1024
-₽380
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
municipal
-
-
-
8 306
pensions
-
-
-
9 840
national
-
-
-
12 870
social contributions
-
-
-
882
total
-
-
-
31 898
Employee
79 255
-
70 888
-
municipal
9 789
-
8 623
-
pensions
3 170
-
2 836
-
national
15 169
-
13 362
-
total
28 128
-
24 821
-
Employer
79 255
-
70 888
-
social contributions
852
-
762
-
pensions
6 340
-
5 671
-
total
7 192
-
6 433
-
Corporate
-
82 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
16 400
-
-
total
-
16 400
-
-
Dividends
-
65 600
-
-
withholding
-
14 432
-
-
total
-
14 432
-
-
Income
82 000
82 000
82 000
82 000
Total tax
35 320
30 832
31 254
31 898
After tax
46 680
51 168
50 746
50 102
Living cost
51 126
51 126
51 126
51 126
Free-cash
-4 446
42
-380
-1 024

Estimated living cost  is ₽51126 per week

₽34750
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4753
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽765
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10858
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Riga , Latvia
₽44490
₽36166
₽22885
₽25331
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
82 000
microenterprise
-
-
-
-
income
-
-
-
11 642
surtax
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
26 363
total
-
-
-
38 005
Employee
29 650
-
66 081
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

3 262
-
7 269
-
surtax
-
-
-
-
income
5 278
-
12 371
-
total
8 540
-
19 640
-
Employer
29 650
-
66 081
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

7 142
-
15 919
-
surtax
-
-
-
-
total
7 142
-
15 919
-
Corporate
45 208
82 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

9 042
16 400
-
-
total
9 042
16 400
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

36 166
65 600
-
-
total
-
-
-
-
Income
82 000
82 000
82 000
82 000
Total tax
24 724
16 400
35 559
38 005
After tax
57 276
65 600
46 441
43 995
Living cost
21 110
21 110
21 110
21 110
Free-cash
36 166
44 490
25 331
22 885

Estimated living cost  is ₽21110 per week

₽13467
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2010
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽479
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5153
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Riga model

Close
Rotterdam , Netherlands
-₽13064
-₽18760
₽4146
-₽18760
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
income
-
-
-
12 412
pensions
-
-
-
11 888
health
-
-
-
11 047
total
-
-
-
35 347
Employee
86 650
86 650
86 650
-
health
13 300
11 313
13 300
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 183
14 183
14 183
-
pensions
15 597
11 888
15 597
-
total
43 080
37 384
43 080
-
Employer
86 650
86 650
86 650
-
unemployment
3 119
3 119
3 119
-
pensions
6 031
6 031
6 031
-
health
6 023
6 023
6 023
-
total
15 173
15 173
15 173
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
82 000
82 000
82 000
82 000
Total tax
58 253
52 557
58 253
35 347
After tax
23 747
29 443
23 747
46 653
Living cost
42 507
42 507
42 507
42 507
Free-cash
-18 760
-13 064
-18 760
4 146

Estimated living cost  is ₽42507 per week

₽30123
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3832
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽676
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7876
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rotterdam model

Close
Stockholm , Sweden
₽5667
₽4791
₽1771
₽4685
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
municipal
-
-
-
17 369
accident
-
-
-
164
pensions
-
-
-
8 864
other
-
-
-
9 528
unemployment
-
-
-
82
health
-
-
-
5 117
national
-
-
-
-
total
-
-
-
41 124
Employee
55 722
-
62 395
-
municipal
16 616
-
18 606
-
national
-
-
-
-
total
16 616
-
18 606
-
Employer
55 722
-
62 395
-
accident
111
-
125
-
other
6 475
-
7 250
-
unemployment
1 471
-
1 647
-
pensions
6 023
-
6 745
-
health
3 427
-
3 837
-
total
17 507
-
19 604
-
Corporate
8 771
82 000
-
-
income
1 929
18 040
-
-
total
1 929
18 040
-
-
Dividends
6 841
63 960
-
-
withholding
2 052
19 188
-
-
total
2 052
19 188
-
-
Income
82 000
82 000
82 000
82 000
Total tax
38 104
37 228
38 210
41 124
After tax
43 896
44 772
43 790
40 876
Living cost
39 105
39 105
39 105
39 105
Free-cash
4 791
5 667
4 685
1 771

Estimated living cost  is ₽39105 per week

₽25918
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3837
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽594
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8757
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Stockholm model

Close
Hamburg , Germany
₽1232
₽15491
₽14750
₽20479
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
82 000
trade
-
-
-
5 729
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
13 960
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 932
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
768
total
-
-
-
27 389
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

51 457
-
82 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 932
-
6 932
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

243
-
768
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 421
-
13 960
-
total
11 596
-
21 660
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
30 543
82 000
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

252
676
-
-
income
4 581
12 300
-
-
trade
5 024
13 489
-
-
chamber of commerce
198
272
-
-
total
10 055
26 737
-
-
Dividends
20 488
55 264
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

260
739
-
-
withholding
4 737
13 431
-
-
total
4 997
14 170
-
-
Income
82 000
82 000
82 000
82 000
Total tax
26 648
40 907
21 660
27 389
After tax
55 352
41 093
60 340
54 611
Living cost
39 861
39 861
39 861
39 861
Free-cash
15 491
1 232
20 479
14 750

Estimated living cost  is ₽39861 per week

₽26659
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4203
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽595
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8403
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Limassol , Cyprus
₽26143
₽23018
₽27633
₽26760
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
income
-
-
-
6 574
health
-
-
-
2 091
social contributions
-
-
-
12 791
total
-
-
-
21 456
Employee
78 025
78 025
78 025
-
social contributions
3 791
6 476
6 179
-
health
776
1 327
1 265
-
income
8 193
7 223
7 329
-
total
12 760
15 026
14 773
-
Employer
78 025
78 025
78 025
-
social contributions
3 791
6 476
6 179
-
health
845
1 444
1 377
-
total
4 636
7 920
7 556
-
Corporate
31 691
-
-
-
income
3 961
-
-
-
total
3 961
-
-
-
Dividends
27 730
-
-
-
withholding
4 714
-
-
-
total
4 714
-
-
-
Income
82 000
82 000
82 000
82 000
Total tax
26 071
22 946
22 329
21 456
After tax
55 929
59 054
59 671
60 544
Living cost
32 911
32 911
32 911
32 911
Free-cash
23 018
26 143
26 760
27 633

Estimated living cost  is ₽32911 per week

₽22498
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2571
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7290
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Budapest , Hungary
₽27791
₽28176
₽38329
₽29060
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
income
-
-
-
10 025
pensions
-
-
-
8 200
unemployment
-
-
-
1 230
health
-
-
-
5 740
total
-
-
-
25 195
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 671
10 615
68 619
-
health
1 867
743
4 803
-
income
3 260
1 298
8 389
-
pensions
2 667
1 061
6 862
-
unemployment
400
159
1 029
-
total
8 194
3 261
21 083
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 671
10 615
68 619
-
pensions
5 201
2 070
13 381
-
total
5 201
2 070
13 381
-
Corporate
50 129
69 316
-
-
income
4 512
6 238
-
-
total
4 512
6 238
-
-
Dividends
45 617
63 077
-
-
social contributions
8 774
12 179
-
-
withholding
8 667
11 985
-
-
total
17 441
24 164
-
-
Income
82 000
82 000
82 000
82 000
Total tax
35 348
35 733
34 464
25 195
After tax
46 652
46 267
47 536
56 805
Living cost
18 476
18 476
18 476
18 476
Free-cash
28 176
27 791
29 060
38 329

Estimated living cost  is ₽18476 per week

₽12608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1512
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3987
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Tallinn , Estonia
₽41092
₽34788
₽19445
₽22755
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
income
-
-
-
10 987
pensions
-
-
-
16 400
health
-
-
-
10 660
total
-
-
-
38 047
Employee
28 785
-
61 285
-
income
3 241
-
11 815
-
pensions
576
-
1 227
-
unemployment
460
-
980
-
total
4 277
-
14 022
-
Employer
28 785
-
61 285
-
unemployment
231
-
491
-
pensions
5 757
-
12 256
-
health
3 741
-
7 968
-
total
9 729
-
20 715
-
Corporate
43 485
82 000
-
-
income
8 698
16 400
-
-
total
8 698
16 400
-
-
Dividends
34 787
65 600
-
-
total
-
-
-
-
Income
82 000
82 000
82 000
82 000
Total tax
22 704
16 400
34 737
38 047
After tax
59 296
65 600
47 263
43 953
Living cost
24 508
24 508
24 508
24 508
Free-cash
34 788
41 092
22 755
19 445

Estimated living cost  is ₽24508 per week

₽16810
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1460
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽493
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5746
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Gdansk , Poland
-₽15462
₽3253
₽34293
₽19100
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
accident
-
-
-
254
income
-
-
-
18 605
pensions
-
-
-
4 181
other
-
-
-
372
health
-
-
-
2 191
total
-
-
-
25 603
Employee
34 771
-
68 124
-
health
3 981
-
7 800
-
income
4 770
-
11 454
-
pensions
3 915
-
7 666
-
total
12 666
-
26 920
-
Employer
34 771
-
68 124
-
accident
580
-
1 137
-
unemployment
852
-
1 669
-
pensions
5 654
-
11 070
-
total
7 086
-
13 876
-
Corporate
40 142
82 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

36 128
73 800
-
-
total
36 128
73 800
-
-
Dividends
4 014
8 200
-
-
withholding
763
1 558
-
-
total
763
1 558
-
-
Income
82 000
82 000
82 000
82 000
Total tax
56 643
75 358
40 796
25 603
After tax
25 357
6 642
41 204
56 397
Living cost
22 104
22 104
22 104
22 104
Free-cash
3 253
-15 462
19 100
34 293

Estimated living cost  is ₽22104 per week

₽16201
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1225
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4218
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Gdansk model

Close
Batumi , Georgia
₽68638
₽66902
₽71918
₽56338
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
82 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
820
total
-
-
-
820
Employee
11 577
-
82 000
-
income
2 315
-
16 400
-
total
2 315
-
16 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

70 423
82 000
-
-
total
-
-
-
-
Dividends
70 423
82 000
-
-
withholding
3 521
4 100
-
-
total
3 521
4 100
-
-
Income
82 000
82 000
82 000
82 000
Total tax
5 836
4 100
16 400
820
After tax
76 164
77 900
65 600
81 180
Living cost
9 262
9 262
9 262
9 262
Free-cash
66 902
68 638
56 338
71 918

Estimated living cost  is ₽9262 per week

₽5740
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽770
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽255
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2497
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Bratislava , Slovakia
₽33208
₽26356
₽17366
₽21027
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
income
-
-
-
10 415
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
19 679
other
-
-
-
3 895
health
-
-
-
3 608
total
-
-
-
37 597
Employee
36 842
-
65 496
-
health
516
-
917
-
income
6 343
-
11 274
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 578
-
4 585
-
unemployment
368
-
655
-
total
9 805
-
17 431
-
Employer
36 842
-
65 496
-
accident
295
-
524
-
other
1 843
-
3 275
-
unemployment
368
-
655
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

6 264
-
11 134
-
health
516
-
917
-
total
9 286
-
16 505
-
Corporate
35 873
82 000
-
-
income
7 533
17 220
-
-
total
7 533
17 220
-
-
Dividends
28 340
64 780
-
-
withholding
1 983
4 535
-
-
total
1 983
4 535
-
-
Income
82 000
82 000
82 000
82 000
Total tax
28 607
21 755
33 936
37 597
After tax
53 393
60 245
48 064
44 403
Living cost
27 037
27 037
27 037
27 037
Free-cash
26 356
33 208
21 027
17 366

Estimated living cost  is ₽27037 per week

₽19103
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1825
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽435
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5673
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Bratislava model

Close
London , United Kingdom
-₽7040
-₽28168
-₽7416
-₽16465
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
income
-
-
-
15 266
pensions
-
-
-
5 671
total
-
-
-
20 937
Employee
96 888
-
72 542
-
health
1 597
-
1 098
-
income
17 465
-
13 005
-
pensions
9 347
-
6 425
-
total
28 409
-
20 528
-
Employer
96 888
-
72 542
-
pensions
11 440
-
8 080
-
health
1 840
-
1 378
-
total
13 280
-
9 458
-
Corporate
-
82 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
15 580
-
-
total
-
15 580
-
-
Dividends
-
66 420
-
-
withholding
-
4 981
-
-
total
-
4 981
-
-
Income
82 000
82 000
82 000
82 000
Total tax
41 689
20 561
29 986
20 937
After tax
40 311
61 439
52 014
61 063
Living cost
68 479
68 479
68 479
68 479
Free-cash
-28 168
-7 040
-16 465
-7 416

Estimated living cost  is ₽68479 per week

₽51313
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽8046
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽557
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8565
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for London model

Close
Varna , Bulgaria
₽56797
₽52080
₽46917
₽49090
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
income
-
-
-
12 300
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 249
unemployment
-
-
-
142
health
-
-
-
4 079
total
-
-
-
21 770
Employee
17 628
-
75 042
-
health
811
-
1 631
-
accident

We are using the highest rate at 1.1%.

194
-
390
-
income
1 763
-
7 504
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 548
-
3 114
-
total
4 316
-
12 639
-
Employer
17 628
-
75 042
-
accident

We are using the highest rate at 1.1%.

194
-
390
-
unemployment
105
-
213
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 943
-
3 908
-
health
1 217
-
2 447
-
total
3 459
-
6 958
-
Corporate
60 913
82 000
-
-
income
6 091
8 200
-
-
total
6 091
8 200
-
-
Dividends
54 822
73 800
-
-
withholding
2 741
3 690
-
-
total
2 741
3 690
-
-
Income
82 000
82 000
82 000
82 000
Total tax
16 607
11 890
19 597
21 770
After tax
65 393
70 110
62 403
60 230
Living cost
13 313
13 313
13 313
13 313
Free-cash
52 080
56 797
49 090
46 917

Estimated living cost  is ₽13313 per week

₽7772
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽951
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽353
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4237
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Amsterdam , Netherlands
-₽26823
-₽28544
-₽9613
-₽32519
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
income
-
-
-
12 412
pensions
-
-
-
11 888
health
-
-
-
11 047
total
-
-
-
35 347
Employee
94 074
86 650
86 650
-
health
11 736
11 313
13 300
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 183
14 183
14 183
-
pensions
11 888
11 888
15 597
-
total
37 807
37 384
43 080
-
Employer
94 074
86 650
86 650
-
unemployment
3 387
3 119
3 119
-
pensions
6 547
6 031
6 031
-
health
6 537
6 023
6 023
-
total
16 471
15 173
15 173
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
82 000
82 000
82 000
82 000
Total tax
54 278
52 557
58 253
35 347
After tax
27 722
29 443
23 747
46 653
Living cost
56 266
56 266
56 266
56 266
Free-cash
-28 544
-26 823
-32 519
-9 613

Estimated living cost  is ₽56266 per week

₽41505
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽5026
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽645
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9091
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Amsterdam model

Close
Brno , Czech Republic
₽32131
₽23451
₽15612
₽17286
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
income
-
-
-
7 048
health
-
-
-
11 070
solidarity contribution
-
-
-
-
social contributions
-
-
-
23 944
total
-
-
-
42 062
Employee
35 774
-
61 194
-
social contributions
2 325
-
3 978
-
health
4 830
-
8 261
-
solidarity contribution
-
-
-
-
income
4 293
-
7 343
-
total
11 448
-
19 582
-
Employer
35 774
-
61 194
-
social contributions
8 944
-
15 299
-
health
3 220
-
5 507
-
total
12 164
-
20 806
-
Corporate
34 063
82 000
-
-
income
6 472
15 580
-
-
total
6 472
15 580
-
-
Dividends
27 591
66 420
-
-
withholding
4 139
9 963
-
-
total
4 139
9 963
-
-
Income
82 000
82 000
82 000
82 000
Total tax
34 223
25 543
40 388
42 062
After tax
47 777
56 457
41 612
39 938
Living cost
24 326
24 326
24 326
24 326
Free-cash
23 451
32 131
17 286
15 612

Estimated living cost  is ₽24326 per week

₽16897
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1731
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽478
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5220
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Milan , Italy
₽935
-₽8179
₽677
-₽3227
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
municipal
-
-
-
487
regional
-
-
-
870
national
-
-
-
16 059
social contributions
-
-
-
21 091
total
-
-
-
38 507
Employee
90 179
-
82 000
-
social contributions
30 408
-
27 651
-
regional
851
-
758
-
municipal
478
-
435
-
national
15 626
-
13 567
-
total
47 363
-
42 411
-
Employer
90 179
-
82 000
-
total
-
-
-
-
Corporate
-
82 000
-
-
nationa
-
19 679
-
-
municipal
-
3 198
-
-
total
-
22 877
-
-
Dividends
-
59 122
-
-
withholding
-
15 372
-
-
total
-
15 372
-
-
Income
82 000
82 000
82 000
82 000
Total tax
47 363
38 249
42 411
38 507
After tax
34 637
43 751
39 589
43 493
Living cost
42 816
42 816
42 816
42 816
Free-cash
-8 179
935
-3 227
677

Estimated living cost  is ₽42816 per week

₽29846
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2807
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽657
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9505
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Thessaloniki , Greece
₽29187
₽26029
₽21793
₽20139
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
income
-
-
-
13 945
pensions
-
-
-
16 400
other
-
-
-
-
unemployment
-
-
-
231
health
-
-
-
5 823
surtax
-
-
-
1 417
total
-
-
-
37 816
Employee
33 555
-
67 739
-
other
-
-
-
-
health
857
-
1 727
-
surtax
110
-
1 252
-
income
5 625
-
13 001
-
pensions
2 237
-
4 517
-
unemployment
2 336
-
4 714
-
total
11 165
-
25 211
-
Employer
33 555
-
67 739
-
other
-
-
-
-
unemployment
1 063
-
2 147
-
pensions
4 473
-
9 029
-
health
1 527
-
3 083
-
total
7 063
-
14 259
-
Corporate
41 382
82 000
-
-
income
10 760
21 320
-
-
total
10 760
21 320
-
-
Dividends
30 622
60 680
-
-
withholding
4 592
9 102
-
-
total
4 592
9 102
-
-
Income
82 000
82 000
82 000
82 000
Total tax
33 580
30 422
39 470
37 816
After tax
48 420
51 578
42 530
44 184
Living cost
22 391
22 391
22 391
22 391
Free-cash
26 029
29 187
20 139
21 793

Estimated living cost  is ₽22391 per week

₽13691
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2066
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽516
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6117
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Cambridge , United Kingdom
₽14656
₽6599
₽14280
₽5231
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
income
-
-
-
15 266
pensions
-
-
-
5 671
total
-
-
-
20 937
Employee
64 932
-
72 542
-
health
943
-
1 098
-
income
11 695
-
13 005
-
pensions
5 511
-
6 425
-
total
18 149
-
20 528
-
Employer
64 932
-
72 542
-
pensions
7 029
-
8 080
-
health
1 233
-
1 378
-
total
8 262
-
9 458
-
Corporate
8 806
82 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

1 673
15 580
-
-
total
1 673
15 580
-
-
Dividends
7 133
66 420
-
-
withholding
534
4 981
-
-
total
534
4 981
-
-
Income
82 000
82 000
82 000
82 000
Total tax
28 618
20 561
29 986
20 937
After tax
53 382
61 439
52 014
61 063
Living cost
46 783
46 783
46 783
46 783
Free-cash
6 599
14 656
5 231
14 280

Estimated living cost  is ₽46783 per week

₽35050
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3507
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽489
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7737
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Cambridge model

Close
Zurich , Switzerland
-₽39831
-₽17111
-₽8389
-₽12573
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
city
-
-
-
864
pensions
-
-
-
7 545
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 640
regional
-
-
-
2 415
health
-
-
-
252
national
-
-
-
347
total
-
-
-
13 063
Employee
90 491
-
73 395
-
city
971
-
788
-
regional
2 963
-
2 038
-
health
205
-
165
-
pensions
7 602
-
6 165
-
unemployment
-
-
-
-
national
428
-
293
-
total
12 169
-
9 449
-
Employer
90 491
-
73 395
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 809
-
1 468
-
unemployment
-
-
-
-
pensions
7 602
-
6 165
-
health
205
-
165
-
total
9 616
-
7 798
-
Corporate
-
82 000
-
-
regional
-
17 344
-
-
national
-
6 971
-
-
total
-
24 315
-
-
Dividends
-
57 685
-
-
withholding
-
20 190
-
-
total
-
20 190
-
-
Income
82 000
82 000
82 000
82 000
Total tax
21 785
44 505
17 247
13 063
After tax
60 215
37 495
64 753
68 937
Living cost
77 326
77 326
77 326
77 326
Free-cash
-17 111
-39 831
-12 573
-8 389

Estimated living cost  is ₽77326 per week

₽50284
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6939
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽949
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽19153
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
Munich , Germany
-₽5811
₽10646
₽7884
₽13857
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
82 000
trade
-
-
-
5 973
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
13 960
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 932
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
768
total
-
-
-
27 633
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

60 981
-
82 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 932
-
6 932
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

395
-
768
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

7 171
-
13 960
-
total
14 498
-
21 660
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
21 019
82 000
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

173
676
-
-
income
3 152
12 300
-
-
trade
3 605
14 062
-
-
chamber of commerce
183
270
-
-
total
7 113
27 308
-
-
Dividends
13 906
54 692
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

169
732
-
-
withholding
3 091
13 288
-
-
total
3 260
14 020
-
-
Income
82 000
82 000
82 000
82 000
Total tax
24 871
41 328
21 660
27 633
After tax
57 129
40 672
60 340
54 367
Living cost
46 483
46 483
46 483
46 483
Free-cash
10 646
-5 811
13 857
7 884

Estimated living cost  is ₽46483 per week

₽33950
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3718
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽605
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8213
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Nice , France
₽6611
₽12608
₽12878
₽13650
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
income
-
-
-
4 976
pensions
-
-
-
23 843
other
-
-
-
2 542
health
-
-
-
709
surtax
-
-
-
-
social contributions
-
-
-
2 336
total
-
-
-
34 406
Employee
43 427
-
62 488
-
social contributions
1 238
-
1 779
-
surtax
-
-
-
-
income
2 563
-
5 270
-
pensions
4 910
-
7 067
-
total
8 711
-
14 116
-
Employer
43 427
-
62 488
-
other
1 498
-
2 157
-
social contributions
131
-
187
-
unemployment
1 758
-
2 530
-
pensions
7 134
-
10 269
-
health
3 040
-
4 375
-
total
13 561
-
19 518
-
Corporate
25 011
82 000
-
-
surtax
-
-
-
-
income
7 003
22 960
-
-
total
7 003
22 960
-
-
Dividends
18 008
59 040
-
-
surtax
-
-
-
-
social contributions
3 096
10 155
-
-
withholding
2 305
7 558
-
-
total
5 401
17 713
-
-
Income
82 000
82 000
82 000
82 000
Total tax
34 676
40 673
33 634
34 406
After tax
47 324
41 327
48 366
47 594
Living cost
34 716
34 716
34 716
34 716
Free-cash
12 608
6 611
13 650
12 878

Estimated living cost  is ₽34716 per week

₽21890
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2823
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽591
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9414
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Marseille , France
₽10051
₽15689
₽16318
₽17090
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
income
-
-
-
4 976
pensions
-
-
-
23 843
other
-
-
-
2 542
health
-
-
-
709
surtax
-
-
-
-
social contributions
-
-
-
2 336
total
-
-
-
34 406
Employee
38 765
-
62 488
-
social contributions
1 105
-
1 779
-
surtax
-
-
-
-
income
1 999
-
5 270
-
pensions
4 384
-
7 067
-
total
7 488
-
14 116
-
Employer
38 765
-
62 488
-
other
1 338
-
2 157
-
social contributions
116
-
187
-
unemployment
1 569
-
2 530
-
pensions
6 370
-
10 269
-
health
2 713
-
4 375
-
total
12 106
-
19 518
-
Corporate
31 129
82 000
-
-
surtax
-
-
-
-
income
8 717
22 960
-
-
total
8 717
22 960
-
-
Dividends
22 412
59 040
-
-
surtax
-
-
-
-
social contributions
3 855
10 155
-
-
withholding
2 869
7 558
-
-
total
6 724
17 713
-
-
Income
82 000
82 000
82 000
82 000
Total tax
35 035
40 673
33 634
34 406
After tax
46 965
41 327
48 366
47 594
Living cost
31 276
31 276
31 276
31 276
Free-cash
15 689
10 051
17 090
16 318

Estimated living cost  is ₽31276 per week

₽18139
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3177
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽593
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9368
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Vilnius , Lithuania
₽28512
₽29038
₽31144
₽32295
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
income
-
-
-
12 300
health
-
-
-
5 723
social contributions
-
-
-
11 317
total
-
-
-
29 340
Employee
34 404
-
82 000
-
social contributions
4 748
-
11 317
-
health
2 401
-
5 723
-
income
5 738
-
11 149
-
total
12 887
-
28 189
-
Employer
34 404
-
82 000
-
total
-
-
-
-
Corporate
47 596
82 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

2 380
4 100
-
-
total
2 380
4 100
-
-
Dividends
45 216
77 900
-
-
health
3 156
5 438
-
-
social contributions
6 241
10 750
-
-
withholding
6 782
11 684
-
-
total
16 179
27 872
-
-
Income
82 000
82 000
82 000
82 000
Total tax
31 446
31 972
28 189
29 340
After tax
50 554
50 028
53 811
52 660
Living cost
21 516
21 516
21 516
21 516
Free-cash
29 038
28 512
32 295
31 144

Estimated living cost  is ₽21516 per week

₽14399
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1327
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5293
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Vilnius model

Close
Vienna , Austria
₽10540
₽8972
₽7797
-₽8099
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
chamber of commerce
-
-
-
327
income
-
-
-
10 256
pensions
-
-
-
15 170
unemployment
-
-
-
6 223
health
-
-
-
6 273
surtax
-
-
-
200
total
-
-
-
38 449
Employee
50 709
40 437
63 519
-
other
506
404
635
-
health
1 962
1 565
2 459
-
income
5 773
2 983
9 443
-
pensions
5 193
4 140
6 505
-
unemployment
1 521
1 213
1 906
-
total
14 955
10 305
20 948
-
Employer
50 709
40 437
63 519
-
accident
659
526
826
-
other
2 409
1 920
3 015
-
chamber of commerce
202
162
254
-
unemployment
1 521
1 213
1 906
-
surtax
200
200
200
-
pensions
6 364
5 076
7 972
-
payroll
1 521
1 213
1 906
-
health
1 916
1 529
2 401
-
total
14 792
11 839
18 480
-
Corporate
16 498
29 725
59 667
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

4 125
7 431
14 917
-
total
4 125
7 431
14 917
-
Dividends
12 374
22 294
-
-
withholding
3 402
6 131
-
-
total
3 402
6 131
-
-
Income
82 000
82 000
82 000
82 000
Total tax
37 274
35 706
54 345
38 449
After tax
44 726
46 294
27 655
43 551
Living cost
35 754
35 754
35 754
35 754
Free-cash
8 972
10 540
-8 099
7 797

Estimated living cost  is ₽35754 per week

₽23846
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽587
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8270
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
₽9065
-₽11710
₽3510
-₽3864
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
national
-
-
-
25 538
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 215
social contributions
-
-
-
11 740
total
-
-
-
41 493
Employee

The minimum management director salary is set at €45,000 per year.

72 581
-
63 513
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 786
-
3 312
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 410
-
2 985
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 444
-
4 764
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

632
-
553
-
national
22 314
-
18 766
-
total
35 586
-
30 380
-
Employer

The minimum management director salary is set at €45,000 per year.

72 581
-
63 513
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

944
-
826
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 059
-
928
-
surtax
8 230
-
7 202
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

6 431
-
5 626
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 463
-
3 905
-
total
21 127
-
18 487
-
Corporate
-
82 000
-
-
surtax
-
327
-
-
income
-
16 400
-
-
total
-
16 727
-
-
Dividends
-
65 273
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
19 211
-
-
total
-
19 211
-
-
Income
82 000
82 000
82 000
82 000
Total tax
56 713
35 938
48 867
41 493
After tax
25 287
46 062
33 133
40 507
Living cost
36 997
36 997
36 997
36 997
Free-cash
-11 710
9 065
-3 864
3 510

Estimated living cost  is ₽36997 per week

₽23831
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3235
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽580
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9352
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Barcelona , Spain
₽18650
₽10565
₽7066
₽7649
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
accident
-
-
-
737
income
-
-
-
13 688
pensions
-
-
-
23 207
other
-
-
-
83
unemployment
-
-
-
574
total
-
-
-
38 289
Employee
50 509
-
62 176
-
other
50
-
62
-
income
10 657
-
13 936
-
pensions
2 374
-
2 923
-
unemployment
784
-
963
-
total
13 865
-
17 884
-
Employer
50 509
-
62 176
-
accident
999
-
1 230
-
other
402
-
499
-
unemployment
2 779
-
3 420
-
pensions
11 919
-
14 673
-
total
16 099
-
19 822
-
Corporate
15 392
82 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

2 309
12 300
-
-
total
2 309
12 300
-
-
Dividends
13 083
69 700
-
-
withholding
2 517
14 405
-
-
total
2 517
14 405
-
-
Income
82 000
82 000
82 000
82 000
Total tax
34 790
26 705
37 706
38 289
After tax
47 210
55 295
44 294
43 711
Living cost
36 645
36 645
36 645
36 645
Free-cash
10 565
18 650
7 649
7 066

Estimated living cost  is ₽36645 per week

₽26985
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2600
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6531
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Barcelona model

Close
Luxembourg , Luxembourg
-₽4436
-₽4020
-₽6225
-₽2079
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
accident
-
-
-
691
income
-
-
-
5 093
pensions
-
-
-
12 291
health
-
-
-
5 761
surtax
-
-
-
4 065
communal
-
-
-
5 182
total
-
-
-
33 083
Employee
76 841
-
73 248
-
health
3 420
-
3 260
-
surtax
4 710
-
4 488
-
income
7 422
-
6 578
-
pensions
6 146
-
5 859
-
total
21 698
-
20 185
-
Employer
76 841
-
73 248
-
accident
691
-
659
-
pensions
6 146
-
5 859
-
health
2 343
-
2 234
-
total
9 180
-
8 752
-
Corporate
-
82 000
-
-
surtax
-
861
-
-
communal
-
5 534
-
-
income
-
12 300
-
-
total
-
18 695
-
-
Dividends
-
63 305
-
-
income
-
3 104
-
-
withholding
-
9 495
-
-
total
-
12 599
-
-
Income
82 000
82 000
82 000
82 000
Total tax
30 878
31 294
28 937
33 083
After tax
51 122
50 706
53 063
48 917
Living cost
55 142
55 142
55 142
55 142
Free-cash
-4 020
-4 436
-2 079
-6 225

Estimated living cost  is ₽55142 per week

₽41365
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3341
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽583
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9851
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Luxembourg model

Close
Athens , Greece
₽28787
₽25559
₽21393
₽19739
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
income
-
-
-
13 945
pensions
-
-
-
16 400
other
-
-
-
-
unemployment
-
-
-
231
health
-
-
-
5 823
surtax
-
-
-
1 417
total
-
-
-
37 816
Employee
34 171
-
67 739
-
other
-
-
-
-
health
872
-
1 727
-
surtax
121
-
1 252
-
income
5 729
-
13 001
-
pensions
2 280
-
4 517
-
unemployment
2 378
-
4 714
-
total
11 380
-
25 211
-
Employer
34 171
-
67 739
-
other
-
-
-
-
unemployment
1 084
-
2 147
-
pensions
4 556
-
9 029
-
health
1 554
-
3 083
-
total
7 194
-
14 259
-
Corporate
40 635
82 000
-
-
income
10 566
21 320
-
-
total
10 566
21 320
-
-
Dividends
30 070
60 680
-
-
withholding
4 510
9 102
-
-
total
4 510
9 102
-
-
Income
82 000
82 000
82 000
82 000
Total tax
33 650
30 422
39 470
37 816
After tax
48 350
51 578
42 530
44 184
Living cost
22 791
22 791
22 791
22 791
Free-cash
25 559
28 787
19 739
21 393

Estimated living cost  is ₽22791 per week

₽13760
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1981
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6522
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Naples , Italy
₽15769
₽13516
₽15793
₽11910
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
municipal
-
-
-
487
regional
-
-
-
1 237
national
-
-
-
16 059
social contributions
-
-
-
21 091
total
-
-
-
38 874
Employee
56 286
-
82 000
-
social contributions
18 980
-
27 651
-
regional
758
-
1 104
-
municipal
298
-
435
-
national
8 917
-
13 567
-
total
28 953
-
42 757
-
Employer
56 286
-
82 000
-
total
-
-
-
-
Corporate
25 714
82 000
-
-
nationa
6 171
19 679
-
-
municipal
1 279
4 074
-
-
total
7 450
23 753
-
-
Dividends
18 264
58 246
-
-
withholding
4 748
15 145
-
-
total
4 748
15 145
-
-
Income
82 000
82 000
82 000
82 000
Total tax
41 151
38 898
42 757
38 874
After tax
40 849
43 102
39 243
43 126
Living cost
27 333
27 333
27 333
27 333
Free-cash
13 516
15 769
11 910
15 793

Estimated living cost  is ₽27333 per week

₽16999
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2769
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽468
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7098
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Naples model

Close
Prague , Czech Republic
₽26480
₽15787
₽9961
₽11635
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
income
-
-
-
7 048
health
-
-
-
11 070
solidarity contribution
-
-
-
-
social contributions
-
-
-
23 944
total
-
-
-
42 062
Employee
44 083
-
61 194
-
social contributions
2 865
-
3 978
-
health
5 951
-
8 261
-
solidarity contribution
-
-
-
-
income
5 290
-
7 343
-
total
14 106
-
19 582
-
Employer
44 083
-
61 194
-
social contributions
11 021
-
15 299
-
health
3 967
-
5 507
-
total
14 988
-
20 806
-
Corporate
22 929
82 000
-
-
income
4 356
15 580
-
-
total
4 356
15 580
-
-
Dividends
18 572
66 420
-
-
withholding
2 786
9 963
-
-
total
2 786
9 963
-
-
Income
82 000
82 000
82 000
82 000
Total tax
36 236
25 543
40 388
42 062
After tax
45 764
56 457
41 612
39 938
Living cost
29 977
29 977
29 977
29 977
Free-cash
15 787
26 480
11 635
9 961

Estimated living cost  is ₽29977 per week

₽22292
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1661
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5505
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Graz , Austria
₽14032
₽13527
₽11379
-₽4674
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
chamber of commerce
-
-
-
327
income
-
-
-
10 256
pensions
-
-
-
15 170
unemployment
-
-
-
6 223
health
-
-
-
6 273
surtax
-
-
-
-
total
-
-
-
38 249
Employee
44 355
40 437
63 674
-
other
443
404
637
-
health
1 716
1 565
2 465
-
income
3 951
2 983
9 489
-
pensions
4 542
4 140
6 520
-
unemployment
1 331
1 213
1 910
-
total
11 983
10 305
21 021
-
Employer
44 355
40 437
63 674
-
accident
576
526
828
-
other
2 107
1 920
3 025
-
chamber of commerce
177
162
254
-
unemployment
1 331
1 213
1 910
-
surtax
-
-
-
-
pensions
5 567
5 076
7 991
-
payroll
1 331
1 213
1 910
-
health
1 677
1 529
2 407
-
total
12 766
11 639
18 325
-
Corporate
24 881
29 925
59 823
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

6 220
7 481
14 956
-
total
6 220
7 481
14 956
-
Dividends
18 661
22 444
-
-
withholding
5 132
6 171
-
-
total
5 132
6 171
-
-
Income
82 000
82 000
82 000
82 000
Total tax
36 101
35 596
54 302
38 249
After tax
45 899
46 404
27 698
43 751
Living cost
32 372
32 372
32 372
32 372
Free-cash
13 527
14 032
-4 674
11 379

Estimated living cost  is ₽32372 per week

₽19419
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3306
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽578
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9069
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Tbilisi , Georgia
₽63467
₽60761
₽66747
₽51167
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
82 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
820
total
-
-
-
820
Employee
18 041
-
82 000
-
income
3 608
-
16 400
-
total
3 608
-
16 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

63 959
82 000
-
-
total
-
-
-
-
Dividends
63 959
82 000
-
-
withholding
3 198
4 100
-
-
total
3 198
4 100
-
-
Income
82 000
82 000
82 000
82 000
Total tax
6 806
4 100
16 400
820
After tax
75 194
77 900
65 600
81 180
Living cost
14 433
14 433
14 433
14 433
Free-cash
60 761
63 467
51 167
66 747

Estimated living cost  is ₽14433 per week

₽9767
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽606
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽484
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3576
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Ljubljana , Slovenia
₽29241
₽20755
₽16064
₽13713
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
82 000
income
-
-
-
15 554
pensions
-
-
-
14 975
unemployment
-
-
-
123
health
-
-
-
8 068
total
-
-
-
38 720
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 870
-
70 953
-
health
2 898
-
4 585
-
income
7 738
-
14 343
-
pensions
6 955
-
10 997
-
unemployment
64
-
100
-
total
17 655
-
30 025
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 870
-
70 953
-
unemployment
27
-
42
-
pensions
3 970
-
6 279
-
health
2 988
-
4 725
-
total
6 985
-
11 046
-
Corporate
30 144
82 000
-
-
income
5 727
15 580
-
-
total
5 727
15 580
-
-
Dividends
24 418
66 420
-
-
withholding
3 662
9 963
-
-
total
3 662
9 963
-
-
Income
82 000
82 000
82 000
82 000
Total tax
34 029
25 543
41 071
38 720
After tax
47 971
56 457
40 929
43 280
Living cost
27 216
27 216
27 216
27 216
Free-cash
20 755
29 241
13 713
16 064

Estimated living cost  is ₽27216 per week

₽18678
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1745
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6268
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Ljubljana model

Close
Oslo , Norway
₽5905
-₽69991
₽12685
₽24606
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
income
-
-
-
15 983
social contributions
-
-
-
9 348
total
-
-
-
25 331
Employee
63 067
-
-
-
social contributions
5 172
-
737
-
income
13 911
-
-
-
total
19 083
-
737
-
Employer
63 067
-
-
-
social contributions
88 924
-
12 673
-
total
88 924
-
12 673
-
Corporate
-
82 000
-
-
income
-
18 040
-
-
total
-
18 040
-
-
Dividends
-
63 960
-
-
income
-
14 071
-
-
total
-
14 071
-
-
Income
82 000
82 000
82 000
82 000
Total tax
108 007
32 111
13 410
25 331
After tax
-26 007
49 889
68 590
56 669
Living cost
43 984
43 984
43 984
43 984
Free-cash
-69 991
5 905
24 606
12 685

Estimated living cost  is ₽43984 per week

₽28539
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4137
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽561
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10748
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Oslo model

Close
Lisbon , Portugal
₽14814
₽13792
₽14565
₽11119
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
82 000
income
-
-
-
7 114
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
28 494
total
-
-
-
35 608
Employee
46 668
-
66 262
-
social contributions
5 134
-
7 288
-
surtax
-
-
-
-
income
9 707
-
16 028
-
total
14 841
-
23 316
-
Employer
46 668
-
66 262
-
social contributions
11 084
-
15 738
-
total
11 084
-
15 738
-
Corporate
24 249
82 000
-
-
surtax
-
-
-
-
income
5 093
17 220
-
-
total
5 093
17 220
-
-
Dividends
19 156
64 780
-
-
withholding
5 363
18 139
-
-
total
5 363
18 139
-
-
Income
82 000
82 000
82 000
82 000
Total tax
36 381
35 359
39 054
35 608
After tax
45 619
46 641
42 946
46 392
Living cost
31 827
31 827
31 827
31 827
Free-cash
13 792
14 814
11 119
14 565

Estimated living cost  is ₽31827 per week

₽23813
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1877
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽531
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5605
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Lisbon model

Close
Paris , France
-₽7681
-₽1399
-₽1414
-₽642
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
income
-
-
-
4 976
pensions
-
-
-
23 843
other
-
-
-
2 542
health
-
-
-
709
surtax
-
-
-
-
social contributions
-
-
-
2 336
total
-
-
-
34 406
Employee
63 552
-
62 488
-
social contributions
1 810
-
1 779
-
surtax
-
-
-
-
income
5 545
-
5 270
-
pensions
7 188
-
7 067
-
total
14 543
-
14 116
-
Employer
63 552
-
62 488
-
other
2 193
-
2 157
-
social contributions
191
-
187
-
unemployment
2 574
-
2 530
-
pensions
10 442
-
10 269
-
health
4 448
-
4 375
-
total
19 848
-
19 518
-
Corporate
-
82 000
-
-
surtax
-
-
-
-
income
-
22 960
-
-
total
-
22 960
-
-
Dividends
-
59 040
-
-
surtax
-
-
-
-
social contributions
-
10 155
-
-
withholding
-
7 558
-
-
total
-
17 713
-
-
Income
82 000
82 000
82 000
82 000
Total tax
34 391
40 673
33 634
34 406
After tax
47 609
41 327
48 366
47 594
Living cost
49 008
49 008
49 008
49 008
Free-cash
-1 399
-7 681
-642
-1 414

Estimated living cost  is ₽49008 per week

₽33168
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4009
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽672
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽11159
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Andorra , Andorra
₽43298
₽39889
₽32570
₽34871
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
income
-
-
-
888
social contributions
-
-
-
18 041
total
-
-
-
18 929
Employee
32 621
-
70 995
-
income
-
-
1 009
-
social contributions
2 120
-
4 614
-
total
2 120
-
5 623
-
Employer
32 621
-
70 995
-
social contributions
5 057
-
11 005
-
total
5 057
-
11 005
-
Corporate
44 322
82 000
-
-
income
4 433
8 201
-
-
total
4 433
8 201
-
-
Dividends
39 890
73 799
-
-
total
-
-
-
-
Income
82 000
82 000
82 000
82 000
Total tax
11 610
8 201
16 628
18 929
After tax
70 390
73 799
65 372
63 071
Living cost
30 501
30 501
30 501
30 501
Free-cash
39 889
43 298
34 871
32 570

Estimated living cost  is ₽30501 per week

₽19722
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2299
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽574
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7906
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Copenhagen , Denmark
-₽139101
-₽139101
₽2826
-₽139101
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
municipal
-
-
-
14 531
pensions
-
-
-
880
national
-
-
-
8 400
labour market
-
-
-
6 490
total
-
-
-
30 301
Employee
206 279
206 279
206 279
-
labour market
16 479
16 479
16 479
-
national
25 201
25 201
25 201
-
municipal
43 926
43 926
43 926
-
pensions
293
293
293
-
total
85 899
85 899
85 899
-
Employer
206 279
206 279
206 279
-
labour market
16 502
16 502
16 502
-
municipal
43 996
43 996
43 996
-
pensions
586
586
586
-
national
25 245
25 245
25 245
-
total
86 329
86 329
86 329
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
82 000
82 000
82 000
82 000
Total tax
172 228
172 228
172 228
30 301
After tax
-90 228
-90 228
-90 228
51 699
Living cost
48 873
48 873
48 873
48 873
Free-cash
-139 101
-139 101
-139 101
2 826

Estimated living cost  is ₽48873 per week

₽33449
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽752
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10349
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Krakow , Poland
-₽15136
₽3303
₽34619
₽19426
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
accident
-
-
-
254
income
-
-
-
18 605
pensions
-
-
-
4 181
other
-
-
-
372
health
-
-
-
2 191
total
-
-
-
25 603
Employee
34 259
-
68 124
-
health
3 923
-
7 800
-
income
4 700
-
11 454
-
pensions
3 858
-
7 666
-
total
12 481
-
26 920
-
Employer
34 259
-
68 124
-
accident
572
-
1 137
-
unemployment
839
-
1 669
-
pensions
5 570
-
11 070
-
total
6 981
-
13 876
-
Corporate
40 759
82 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

36 683
73 800
-
-
total
36 683
73 800
-
-
Dividends
4 076
8 200
-
-
withholding
774
1 558
-
-
total
774
1 558
-
-
Income
82 000
82 000
82 000
82 000
Total tax
56 919
75 358
40 796
25 603
After tax
25 081
6 642
41 204
56 397
Living cost
21 778
21 778
21 778
21 778
Free-cash
3 303
-15 136
19 426
34 619

Estimated living cost  is ₽21778 per week

₽15852
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1242
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4276
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Krakow model

Close
Helsinki , Finland
₽16869
₽12829
₽21346
₽9364
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
82 000
municipal
-
-
-
14 609
health
-
-
-
840
national
-
-
-
6 248
total
-
-
-
21 697
Employee
53 385
-
68 981
-
health
399
-
639
-
municipal
8 744
-
11 278
-
pensions
3 603
-
4 656
-
unemployment
801
-
1 034
-
national
882
-
3 056
-
total
14 429
-
20 663
-
Employer
53 385
-
68 981
-
accident
54
-
69
-
unemployment
347
-
449
-
pensions
9 262
-
11 967
-
health
410
-
531
-
total
10 073
-
13 016
-
Corporate
18 543
82 000
-
-
income
3 709
16 400
-
-
total
3 709
16 400
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

11 126
49 200
-
-
national
-
918
-
-
municipal
2 003
8 856
-
-
total
2 003
9 774
-
-
Income
82 000
82 000
82 000
82 000
Total tax
30 214
26 174
33 679
21 697
After tax
51 786
55 826
48 321
60 303
Living cost
38 957
38 957
38 957
38 957
Free-cash
12 829
16 869
9 364
21 346

Estimated living cost  is ₽38957 per week

₽25446
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3747
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽620
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9144
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Larnaca , Cyprus
₽35561
₽31118
₽37051
₽36178
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
income
-
-
-
6 574
health
-
-
-
2 091
social contributions
-
-
-
12 791
total
-
-
-
21 456
Employee
78 025
78 025
78 025
-
social contributions
2 950
6 476
6 179
-
health
605
1 327
1 265
-
income
8 496
7 223
7 329
-
total
12 051
15 026
14 773
-
Employer
78 025
78 025
78 025
-
social contributions
2 950
6 476
6 179
-
health
657
1 444
1 377
-
total
3 607
7 920
7 556
-
Corporate
42 851
-
-
-
income
5 357
-
-
-
total
5 357
-
-
-
Dividends
37 494
-
-
-
withholding
6 374
-
-
-
total
6 374
-
-
-
Income
82 000
82 000
82 000
82 000
Total tax
27 389
22 946
22 329
21 456
After tax
54 611
59 054
59 671
60 544
Living cost
23 493
23 493
23 493
23 493
Free-cash
31 118
35 561
36 178
37 051

Estimated living cost  is ₽23493 per week

₽14080
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2305
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽520
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6589
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Podgorica , Montenegro
₽51793
₽46633
₽48191
₽34535
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

By law (Article 9 §1 (7); Article 10 §1 (7); Article 11 §1 (5)) a social contribution base is set as:

  • up to €9,000.00, 60% of the average monthly wage in Montenegro
  • up to €15,000.00, 100% of the average monthly wage in Montenegro
  • in excess of €15,000, 150% of the average monthly wage in Montenegro
-
-
-
82 000
income
-
-
-
7 544
pensions
-
-
-
6 454
unemployment
-
-
-
29
health
-
-
-
3 672
total
-
-
-
17 699
Employee

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

23 291
-
74 344
-
health
1 979
-
6 320
-
income
1 592
-
5 856
-
pensions
3 493
-
11 151
-
unemployment
116
-
372
-
total
7 180
-
23 699
-
Employer

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

23 291
-
74 344
-
unemployment
116
-
372
-
pensions
1 280
-
4 088
-
health
1 001
-
3 196
-
total
2 397
-
7 656
-
Corporate
56 312
82 000
-
-
income
5 068
7 381
-
-
total
5 068
7 381
-
-
Dividends
51 244
74 619
-
-
withholding
4 612
6 716
-
-
total
4 612
6 716
-
-
Income
82 000
82 000
82 000
82 000
Total tax
19 257
14 097
31 355
17 699
After tax
62 743
67 903
50 645
64 301
Living cost
16 110
16 110
16 110
16 110
Free-cash
46 633
51 793
34 535
48 191

Estimated living cost  is ₽16110 per week

₽10279
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1161
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽479
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4190
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Podgorica model

Close
Valencia , Spain
₽27392
₽22069
₽15808
₽16391
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
accident
-
-
-
737
income
-
-
-
13 688
pensions
-
-
-
23 207
other
-
-
-
83
unemployment
-
-
-
574
total
-
-
-
38 289
Employee
37 519
-
62 176
-
other
37
-
62
-
income
7 233
-
13 936
-
pensions
1 764
-
2 923
-
unemployment
582
-
963
-
total
9 616
-
17 884
-
Employer
37 519
-
62 176
-
accident
743
-
1 230
-
other
300
-
499
-
unemployment
2 064
-
3 420
-
pensions
8 854
-
14 673
-
total
11 961
-
19 822
-
Corporate
32 520
82 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

4 877
12 300
-
-
total
4 877
12 300
-
-
Dividends
27 642
69 700
-
-
withholding
5 574
14 405
-
-
total
5 574
14 405
-
-
Income
82 000
82 000
82 000
82 000
Total tax
32 028
26 705
37 706
38 289
After tax
49 972
55 295
44 294
43 711
Living cost
27 903
27 903
27 903
27 903
Free-cash
22 069
27 392
16 391
15 808

Estimated living cost  is ₽27903 per week

₽18834
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2682
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽489
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5898
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
Istanbul , Turkey
₽48381
₽47924
₽48876
₽48678
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
income
-
-
-
26 830
pensions
-
-
-
2 033
health
-
-
-
1 474
total
-
-
-
30 337
Employee
4 245
-
79 713
-
health
212
-
508
-
income
821
-
26 723
-
pensions
382
-
915
-
unemployment
42
-
102
-
total
1 457
-
28 248
-
Employer
4 245
-
79 713
-
unemployment
85
-
203
-
pensions
467
-
1 118
-
health
403
-
966
-
total
955
-
2 287
-
Corporate
76 799
82 000
-
-
income
16 896
18 040
-
-
total
16 896
18 040
-
-
Dividends
59 904
63 960
-
-
withholding
11 981
12 792
-
-
total
11 981
12 792
-
-
Income
82 000
82 000
82 000
82 000
Total tax
31 289
30 832
30 535
30 337
After tax
50 711
51 168
51 465
51 663
Living cost
2 787
2 787
2 787
2 787
Free-cash
47 924
48 381
48 678
48 876

Estimated living cost  is ₽2787 per week

₽1656
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽226
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽64
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽841
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Istanbul model

Close
Belgrade , Serbia
₽41690
₽36695
₽23466
₽24809
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
82 000
income
-
-
-
12 622
pensions
-
-
-
19 505
unemployment
-
-
-
1 125
health
-
-
-
7 727
total
-
-
-
40 979
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

26 472
-
69 550
-
health
1 363
-
3 582
-
income
3 649
-
13 345
-
pensions
3 706
-
9 737
-
unemployment
199
-
522
-
total
8 917
-
27 186
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

26 472
-
69 550
-
unemployment
199
-
522
-
pensions
3 177
-
8 346
-
health
1 363
-
3 582
-
total
4 739
-
12 450
-
Corporate
50 790
82 000
-
-
income
7 618
12 300
-
-
total
7 618
12 300
-
-
Dividends
43 171
69 700
-
-
withholding
6 476
10 455
-
-
total
6 476
10 455
-
-
Income
82 000
82 000
82 000
82 000
Total tax
27 750
22 755
39 636
40 979
After tax
54 250
59 245
42 364
41 021
Living cost
17 555
17 555
17 555
17 555
Free-cash
36 695
41 690
24 809
23 466

Estimated living cost  is ₽17555 per week

₽11820
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1358
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽508
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3869
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Belgrade model

Close
Porto , Portugal
₽19286
₽18921
₽19037
₽15591
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
82 000
income
-
-
-
7 114
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
28 494
total
-
-
-
35 608
Employee
39 382
-
66 262
-
social contributions
4 333
-
7 288
-
surtax
-
-
-
-
income
7 695
-
16 028
-
total
12 028
-
23 316
-
Employer
39 382
-
66 262
-
social contributions
9 352
-
15 738
-
total
9 352
-
15 738
-
Corporate
33 265
82 000
-
-
surtax
-
-
-
-
income
6 986
17 220
-
-
total
6 986
17 220
-
-
Dividends
26 279
64 780
-
-
withholding
7 358
18 139
-
-
total
7 358
18 139
-
-
Income
82 000
82 000
82 000
82 000
Total tax
35 724
35 359
39 054
35 608
After tax
46 276
46 641
42 946
46 392
Living cost
27 355
27 355
27 355
27 355
Free-cash
18 921
19 286
15 591
19 037

Estimated living cost  is ₽27355 per week

₽19375
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1901
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Porto model

Close
Madrid , Spain
₽19634
₽11896
₽8050
₽8633
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
accident
-
-
-
737
income
-
-
-
13 688
pensions
-
-
-
23 207
other
-
-
-
83
unemployment
-
-
-
574
total
-
-
-
38 289
Employee
49 005
-
62 176
-
other
48
-
62
-
income
10 235
-
13 936
-
pensions
2 303
-
2 923
-
unemployment
759
-
963
-
total
13 345
-
17 884
-
Employer
49 005
-
62 176
-
accident
970
-
1 230
-
other
393
-
499
-
unemployment
2 696
-
3 420
-
pensions
11 565
-
14 673
-
total
15 624
-
19 822
-
Corporate
17 371
82 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

2 605
12 300
-
-
total
2 605
12 300
-
-
Dividends
14 766
69 700
-
-
withholding
2 869
14 405
-
-
total
2 869
14 405
-
-
Income
82 000
82 000
82 000
82 000
Total tax
34 443
26 705
37 706
38 289
After tax
47 557
55 295
44 294
43 711
Living cost
35 661
35 661
35 661
35 661
Free-cash
11 896
19 634
8 633
8 050

Estimated living cost  is ₽35661 per week

₽25610
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2773
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽503
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6776
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Madrid model

Close
Sofia , Bulgaria
₽52643
₽46456
₽42763
₽44936
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
income
-
-
-
12 300
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 249
unemployment
-
-
-
142
health
-
-
-
4 079
total
-
-
-
21 770
Employee
23 129
-
75 042
-
health
1 064
-
1 631
-
accident

We are using the highest rate at 1.1%.

254
-
390
-
income
2 313
-
7 504
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 030
-
3 114
-
total
5 661
-
12 639
-
Employer
23 129
-
75 042
-
accident

We are using the highest rate at 1.1%.

254
-
390
-
unemployment
139
-
213
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 549
-
3 908
-
health
1 596
-
2 447
-
total
4 538
-
6 958
-
Corporate
54 334
82 000
-
-
income
5 433
8 200
-
-
total
5 433
8 200
-
-
Dividends
48 900
73 800
-
-
withholding
2 445
3 690
-
-
total
2 445
3 690
-
-
Income
82 000
82 000
82 000
82 000
Total tax
18 077
11 890
19 597
21 770
After tax
63 923
70 110
62 403
60 230
Living cost
17 467
17 467
17 467
17 467
Free-cash
46 456
52 643
44 936
42 763

Estimated living cost  is ₽17467 per week

₽11552
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1000
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽417
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4498
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Berlin , Germany
₽3187
₽16460
₽16169
₽21166
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
82 000
trade
-
-
-
4 997
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
13 960
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 932
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
768
total
-
-
-
26 657
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

50 487
-
82 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 932
-
6 932
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

229
-
768
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 152
-
13 960
-
total
11 313
-
21 660
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
31 513
82 000
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

260
676
-
-
income
4 727
12 300
-
-
trade
4 521
11 767
-
-
chamber of commerce
200
273
-
-
total
9 708
25 016
-
-
Dividends
21 804
56 983
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

279
763
-
-
withholding
5 066
13 860
-
-
total
5 345
14 623
-
-
Income
82 000
82 000
82 000
82 000
Total tax
26 366
39 639
21 660
26 657
After tax
55 634
42 361
60 340
55 343
Living cost
39 174
39 174
39 174
39 174
Free-cash
16 460
3 187
21 166
16 169

Estimated living cost  is ₽39174 per week

₽27023
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4215
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽568
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7367
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dublin , Ireland
-₽400
₽1839
₽1290
₽1290
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
income
-
-
-
16 028
social contributions
-
-
-
6 881
total
-
-
-
22 909
Employee
79 371
-
82 000
-
income
14 977
-
16 028
-
social contributions
6 594
-
6 881
-
total
21 571
-
22 909
-
Employer
79 371
-
82 000
-
total
-
-
-
-
Corporate
2 629
82 000
-
-
income
329
10 250
-
-
total
329
10 250
-
-
Dividends
2 300
71 750
-
-
withholding
460
14 349
-
-
total
460
14 349
-
-
Income
82 000
82 000
82 000
82 000
Total tax
22 360
24 599
22 909
22 909
After tax
59 640
57 401
59 091
59 091
Living cost
57 801
57 801
57 801
57 801
Free-cash
1 839
-400
1 290
1 290

Estimated living cost  is ₽57801 per week

₽43974
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4710
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8565
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Sliema , Malta
₽11106
₽16984
₽9473
₽23086
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
82 000
income
-
-
-
28 883
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
6 811
total
-
-
-
35 694
Employee
46 548
-
77 332
-
income
5 051
-
12 745
-
social contributions
4 664
-
4 668
-
total
9 715
-
17 413
-
Employer
46 548
-
77 332
-
social contributions
4 664
-
4 668
-
total
4 664
-
4 668
-
Corporate
30 789
82 000
-
-
income
10 775
28 700
-
-
total
10 775
28 700
-
-
Dividends
20 013
53 300
-
-
social contributions
3 029
5 361
-
-
total
3 029
5 361
-
-
Income
82 000
82 000
82 000
82 000
Total tax
28 183
34 061
22 081
35 694
After tax
53 817
47 939
59 919
46 306
Living cost
36 833
36 833
36 833
36 833
Free-cash
16 984
11 106
23 086
9 473

Estimated living cost  is ₽36833 per week

₽24262
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2904
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽564
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9102
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sliema model

Close
Edinburgh , United Kingdom
₽23406
₽17629
₽23030
₽13981
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
income
-
-
-
15 266
pensions
-
-
-
5 671
total
-
-
-
20 937
Employee
52 206
-
72 542
-
health
681
-
1 098
-
income
9 507
-
13 005
-
pensions
3 985
-
6 425
-
total
14 173
-
20 528
-
Employer
52 206
-
72 542
-
pensions
5 274
-
8 080
-
health
992
-
1 378
-
total
6 266
-
9 458
-
Corporate
23 527
82 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

4 469
15 580
-
-
total
4 469
15 580
-
-
Dividends
19 058
66 420
-
-
withholding
1 430
4 981
-
-
total
1 430
4 981
-
-
Income
82 000
82 000
82 000
82 000
Total tax
26 338
20 561
29 986
20 937
After tax
55 662
61 439
52 014
61 063
Living cost
38 033
38 033
38 033
38 033
Free-cash
17 629
23 406
13 981
23 030

Estimated living cost  is ₽38033 per week

₽26091
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3498
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7967
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Edinburgh model

Close
Warsaw , Poland
-₽17293
₽2970
₽32462
₽17269
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
accident
-
-
-
254
income
-
-
-
18 605
pensions
-
-
-
4 181
other
-
-
-
372
health
-
-
-
2 191
total
-
-
-
25 603
Employee
37 650
-
68 124
-
health
4 311
-
7 800
-
income
5 165
-
11 454
-
pensions
4 239
-
7 666
-
total
13 715
-
26 920
-
Employer
37 650
-
68 124
-
accident
629
-
1 137
-
unemployment
922
-
1 669
-
pensions
6 122
-
11 070
-
total
7 673
-
13 876
-
Corporate
36 677
82 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

33 010
73 800
-
-
total
33 010
73 800
-
-
Dividends
3 668
8 200
-
-
withholding
697
1 558
-
-
total
697
1 558
-
-
Income
82 000
82 000
82 000
82 000
Total tax
55 095
75 358
40 796
25 603
After tax
26 905
6 642
41 204
56 397
Living cost
23 935
23 935
23 935
23 935
Free-cash
2 970
-17 293
17 269
32 462

Estimated living cost  is ₽23935 per week

₽17565
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1395
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽482
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4492
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Warsaw model

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Skopje , Macedonia
₽55995
₽51060
₽33688
₽33926
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Sole-trader should pay social contributions from a minimum of 50% of an average salary to a maximum of twelve average salaries. The minimum personal income for the first year should be at least 50% of an average salary.

-
-
-
82 000
work injury
-
-
-
410
health insurance
-
-
-
6 068
income
-
-
-
12 057
pensions
-
-
-
15 088
unemployment
-
-
-
984
total
-
-
-
34 607
Employee

Minimal social contribution is 50% of an average salary to a maximum of six average salaries.

21 928
-
82 000
-
work injury
110
-
406
-
income
2 193
-
12 057
-
pensions
4 035
-
14 928
-
health insurance
1 623
-
6 004
-
unemployment
263
-
974
-
total
8 224
-
34 369
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
60 072
82 000
-
-
income

Macedonia has a simplified tax regime. Before 3,000,000 MKD per annum you will be taxed at 0%, and before 6,000,000 MKD it is 1%.

-
-
-
-
total
-
-
-
-
Dividends
60 072
82 000
-
-
withholding
9 011
12 300
-
-
total
9 011
12 300
-
-
Income
82 000
82 000
82 000
82 000
Total tax
17 235
12 300
34 369
34 607
After tax
64 765
69 700
47 631
47 393
Living cost
13 705
13 705
13 705
13 705
Free-cash
51 060
55 995
33 926
33 688

Estimated living cost  is ₽13705 per week

₽8490
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽996
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽428
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3791
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Skopje model

Close
Rome , Italy
₽2770
-₽3504
₽2420
-₽1330
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
municipal
-
-
-
549
regional
-
-
-
1 458
national
-
-
-
16 059
social contributions
-
-
-
21 091
total
-
-
-
39 157
Employee
85 504
-
82 000
-
social contributions
28 831
-
27 651
-
regional
1 291
-
1 200
-
municipal
510
-
489
-
national
14 449
-
13 567
-
total
45 081
-
42 907
-
Employer
85 504
-
82 000
-
total
-
-
-
-
Corporate
-
82 000
-
-
nationa
-
19 679
-
-
municipal
-
3 953
-
-
total
-
23 632
-
-
Dividends
-
58 368
-
-
withholding
-
15 175
-
-
total
-
15 175
-
-
Income
82 000
82 000
82 000
82 000
Total tax
45 081
38 807
42 907
39 157
After tax
36 919
43 193
39 093
42 843
Living cost
40 423
40 423
40 423
40 423
Free-cash
-3 504
2 770
-1 330
2 420

Estimated living cost  is ₽40423 per week

₽28394
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2781
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽610
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8636
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rome model

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