Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 82000
per

Your estimated
City
free-cash

Andorra , Andorra
₽48842
₽39827
₽37649
₽46051
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
social contributions
-
-
-
18 040
income
-
-
-
1 353
total
-
-
-
19 393
Employee
26 693
-
70 996
-
social contributions
1 735
-
4 615
-
income
-
-
1 596
-
total
1 735
-
6 211
-
Employer
26 693
-
70 996
-
social contributions
4 138
-
11 004
-
total
4 138
-
11 004
-
Corporate
51 169
82 000
-
-
income
5 118
8 200
-
-
total
5 118
8 200
-
-
Dividends
46 051
73 800
-
-
total
-
-
-
-
Income
82 000
82 000
82 000
82 000
Total tax
10 991
8 200
17 215
19 393
After tax
71 009
73 800
64 785
62 607
Living cost
24 958
24 958
24 958
24 958
Free-cash
46 051
48 842
39 827
37 649

Estimated living cost  is ₽24958 per week

₽16138
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1881
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6470
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽19582
-₽1450
₽15279
₽19173
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
chamber of commerce
-
-
-
328
unemployment
-
-
-
5 092
health
-
-
-
6 273
pensions
-
-
-
15 170
income
-
-
-
13 369
surtax
-
-
-
-
total
-
-
-
40 232
Employee
36 295
33 089
63 674
-
health
1 404
1 281
2 464
-
pensions
3 717
3 388
6 520
-
other
362
331
637
-
unemployment
1 089
993
1 910
-
income
3 233
2 441
11 973
-
total
9 805
8 434
23 504
-
Employer
36 295
33 089
63 674
-
pensions
4 555
4 153
7 992
-
accident
471
430
827
-
unemployment
1 089
993
1 910
-
surtax
-
-
-
-
payroll
1 089
993
1 910
-
chamber of commerce
145
132
255
-
health
1 372
1 251
2 408
-
other
1 724
1 571
3 024
-
total
10 445
9 523
18 326
-
Corporate
35 260
39 388
60 524
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

8 816
9 848
15 131
-
total
8 816
9 848
15 131
-
Dividends
26 445
29 541
-
-
withholding
7 272
8 124
-
-
total
7 272
8 124
-
-
Income
82 000
82 000
82 000
82 000
Total tax
36 338
35 929
56 961
40 232
After tax
45 662
46 071
25 039
41 768
Living cost
26 489
26 489
26 489
26 489
Free-cash
19 173
19 582
-1 450
15 279

Estimated living cost  is ₽26489 per week

₽15890
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽473
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7421
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽16727
-₽4245
₽12348
₽15442
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
chamber of commerce
-
-
-
328
unemployment
-
-
-
5 092
health
-
-
-
6 273
pensions
-
-
-
15 170
income
-
-
-
13 369
surtax
-
-
-
164
total
-
-
-
40 396
Employee
41 494
33 089
63 546
-
health
1 606
1 281
2 460
-
pensions
4 250
3 388
6 507
-
other
414
331
635
-
unemployment
1 245
993
1 907
-
income
4 724
2 441
11 929
-
total
12 239
8 434
23 438
-
Employer
41 494
33 089
63 546
-
pensions
5 208
4 153
7 974
-
accident
539
430
826
-
unemployment
1 245
993
1 907
-
surtax
164
164
164
-
payroll
1 245
993
1 907
-
chamber of commerce
165
132
254
-
health
1 568
1 251
2 401
-
other
1 971
1 571
3 019
-
total
12 105
9 687
18 452
-
Corporate
28 401
39 224
60 398
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

7 100
9 807
15 099
-
total
7 100
9 807
15 099
-
Dividends
21 302
29 418
-
-
withholding
5 858
8 089
-
-
total
5 858
8 089
-
-
Income
82 000
82 000
82 000
82 000
Total tax
37 302
36 017
56 989
40 396
After tax
44 698
45 983
25 011
41 604
Living cost
29 256
29 256
29 256
29 256
Free-cash
15 442
16 727
-4 245
12 348

Estimated living cost  is ₽29256 per week

₽19513
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2496
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽481
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6767
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽15719
₽1756
₽8364
₽3267
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
social contributions
-
-
-
12 736
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 157
national
-
-
-
26 469
total
-
-
-
43 362
Employee

The minimum management director salary is set at €45,000 per year.

59 392
-
63 510
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 790
-
2 986
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 454
-
4 763
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 098
-
3 312
-
national
18 259
-
19 870
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

517
-
553
-
total
29 118
-
31 484
-
Employer

The minimum management director salary is set at €45,000 per year.

59 392
-
63 510
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

772
-
826
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

867
-
926
-
surtax
6 734
-
7 201
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 652
-
3 906
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 263
-
5 627
-
total
17 288
-
18 486
-
Corporate
5 320
82 000
-
-
surtax
22
328
-
-
income
1 064
16 399
-
-
total
1 086
16 727
-
-
Dividends
4 235
65 273
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

967
19 280
-
-
total
967
19 280
-
-
Income
82 000
82 000
82 000
82 000
Total tax
48 459
36 007
49 970
43 362
After tax
33 541
45 993
32 030
38 638
Living cost
30 274
30 274
30 274
30 274
Free-cash
3 267
15 719
1 756
8 364

Estimated living cost  is ₽30274 per week

₽19500
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2647
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7653
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽55832
₽50202
₽47681
₽50772
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
unemployment
-
-
-
116
health
-
-
-
3 334
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 291
income
-
-
-
12 300
total
-
-
-
20 041
Employee
18 907
-
76 312
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
health
870
-
1 334
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 660
-
2 546
-
income
1 891
-
7 632
-
total
4 629
-
11 831
-
Employer
18 907
-
76 312
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
unemployment
114
-
174
-
health
1 305
-
2 001
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 083
-
3 195
-
total
3 710
-
5 689
-
Corporate
59 384
82 000
-
-
income
5 939
8 200
-
-
total
5 939
8 200
-
-
Dividends
53 445
73 800
-
-
withholding
2 672
3 690
-
-
total
2 672
3 690
-
-
Income
82 000
82 000
82 000
82 000
Total tax
16 950
11 890
17 520
20 041
After tax
65 050
70 110
64 480
61 959
Living cost
14 278
14 278
14 278
14 278
Free-cash
50 772
55 832
50 202
47 681

Estimated living cost  is ₽14278 per week

₽9444
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽817
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽341
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3677
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽59227
₽53597
₽51076
₽55370
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
unemployment
-
-
-
116
health
-
-
-
3 334
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 291
income
-
-
-
12 300
total
-
-
-
20 041
Employee
14 410
-
76 312
-
accident

We are using the highest rate at 1.1%.

159
-
319
-
health
663
-
1 334
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 265
-
2 546
-
income
1 441
-
7 632
-
total
3 528
-
11 831
-
Employer
14 410
-
76 312
-
accident

We are using the highest rate at 1.1%.

159
-
319
-
unemployment
86
-
174
-
health
995
-
2 001
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 588
-
3 195
-
total
2 828
-
5 689
-
Corporate
64 762
82 000
-
-
income
6 476
8 200
-
-
total
6 476
8 200
-
-
Dividends
58 286
73 800
-
-
withholding
2 915
3 690
-
-
total
2 915
3 690
-
-
Income
82 000
82 000
82 000
82 000
Total tax
15 747
11 890
17 520
20 041
After tax
66 253
70 110
64 480
61 959
Living cost
10 883
10 883
10 883
10 883
Free-cash
55 370
59 227
53 597
51 076

Estimated living cost  is ₽10883 per week

₽6353
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽777
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽288
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3464
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽40805
₽39006
₽39086
₽36286
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
social contributions
-
-
-
12 793
health
-
-
-
2 091
income
-
-
-
8 806
total
-
-
-
23 690
Employee
63 846
63 846
74 443
-
health
495
1 086
1 265
-
social contributions
2 414
5 299
6 178
-
income
6 952
5 910
8 772
-
total
9 861
12 295
16 215
-
Employer
63 846
63 846
74 443
-
social contributions
2 414
5 299
6 178
-
health
537
1 182
1 377
-
total
2 951
6 481
7 555
-
Corporate
49 965
11 674
-
-
income
6 246
1 459
-
-
total
6 246
1 459
-
-
Dividends
43 719
10 214
-
-
withholding
7 432
1 736
-
-
total
7 432
1 736
-
-
Income
82 000
82 000
82 000
82 000
Total tax
26 490
21 971
23 770
23 690
After tax
55 510
60 029
58 230
58 310
Living cost
19 224
19 224
19 224
19 224
Free-cash
36 286
40 805
39 006
39 086

Estimated living cost  is ₽19224 per week

₽11521
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1886
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5392
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽33098
₽31299
₽31379
₽29656
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
social contributions
-
-
-
12 793
health
-
-
-
2 091
income
-
-
-
8 806
total
-
-
-
23 690
Employee
63 846
63 846
74 443
-
health
635
1 086
1 265
-
social contributions
3 102
5 299
6 178
-
income
6 704
5 910
8 772
-
total
10 441
12 295
16 215
-
Employer
63 846
63 846
74 443
-
social contributions
3 102
5 299
6 178
-
health
692
1 182
1 377
-
total
3 794
6 481
7 555
-
Corporate
40 833
11 674
-
-
income
5 104
1 459
-
-
total
5 104
1 459
-
-
Dividends
35 730
10 214
-
-
withholding
6 074
1 736
-
-
total
6 074
1 736
-
-
Income
82 000
82 000
82 000
82 000
Total tax
25 413
21 971
23 770
23 690
After tax
56 587
60 029
58 230
58 310
Living cost
26 931
26 931
26 931
26 931
Free-cash
29 656
33 098
31 299
31 379

Estimated living cost  is ₽26931 per week

₽18410
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2103
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5965
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽36945
₽22100
₽20426
₽29985
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
social contributions
-
-
-
23 944
health
-
-
-
11 070
solidarity contribution
-
-
-
-
income
-
-
-
7 048
total
-
-
-
42 062
Employee
28 695
-
61 194
-
health
3 874
-
8 261
-
social contributions
1 865
-
3 978
-
solidarity contribution
-
-
-
-
income
3 443
-
7 343
-
total
9 182
-
19 582
-
Employer
28 695
-
61 194
-
social contributions
7 174
-
15 299
-
health
2 582
-
5 507
-
total
9 756
-
20 806
-
Corporate
43 549
82 000
-
-
income
8 274
15 580
-
-
total
8 274
15 580
-
-
Dividends
35 275
66 420
-
-
withholding
5 291
9 963
-
-
total
5 291
9 963
-
-
Income
82 000
82 000
82 000
82 000
Total tax
32 503
25 543
40 388
42 062
After tax
49 497
56 457
41 612
39 938
Living cost
19 512
19 512
19 512
19 512
Free-cash
29 985
36 945
22 100
20 426

Estimated living cost  is ₽19512 per week

₽13554
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1388
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽384
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4187
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽32413
₽17568
₽15894
₽23836
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
social contributions
-
-
-
23 944
health
-
-
-
11 070
solidarity contribution
-
-
-
-
income
-
-
-
7 048
total
-
-
-
42 062
Employee
35 359
-
61 194
-
health
4 774
-
8 261
-
social contributions
2 298
-
3 978
-
solidarity contribution
-
-
-
-
income
4 243
-
7 343
-
total
11 315
-
19 582
-
Employer
35 359
-
61 194
-
social contributions
8 840
-
15 299
-
health
3 182
-
5 507
-
total
12 022
-
20 806
-
Corporate
34 618
82 000
-
-
income
6 577
15 580
-
-
total
6 577
15 580
-
-
Dividends
28 041
66 420
-
-
withholding
4 206
9 963
-
-
total
4 206
9 963
-
-
Income
82 000
82 000
82 000
82 000
Total tax
34 120
25 543
40 388
42 062
After tax
47 880
56 457
41 612
39 938
Living cost
24 044
24 044
24 044
24 044
Free-cash
23 836
32 413
17 568
15 894

Estimated living cost  is ₽24044 per week

₽17881
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1332
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽416
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4415
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽99430
-₽99430
₽10835
-₽99430
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
labour market
-
-
-
6 502
municipal
-
-
-
15 160
pensions
-
-
-
722
national
-
-
-
8 677
total
-
-
-
31 061
Employee
169 268
169 268
169 268
-
municipal
36 045
36 045
36 045
-
pensions
241
241
241
-
national
20 679
20 679
20 679
-
labour market
13 522
13 522
13 522
-
total
70 487
70 487
70 487
-
Employer
169 268
169 268
169 268
-
labour market
13 541
13 541
13 541
-
national
20 715
20 715
20 715
-
municipal
36 102
36 102
36 102
-
pensions
481
481
481
-
total
70 839
70 839
70 839
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
82 000
82 000
82 000
82 000
Total tax
141 326
141 326
141 326
31 061
After tax
-59 326
-59 326
-59 326
50 939
Living cost
40 104
40 104
40 104
40 104
Free-cash
-99 430
-99 430
-99 430
10 835

Estimated living cost  is ₽40104 per week

₽27447
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3548
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽617
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8492
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽45546
₽27210
₽23896
₽40387
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
health
-
-
-
10 659
pensions
-
-
-
16 401
income
-
-
-
10 989
total
-
-
-
38 049
Employee
23 554
-
61 285
-
pensions
471
-
1 226
-
unemployment
377
-
980
-
income
2 652
-
11 816
-
total
3 500
-
14 022
-
Employer
23 554
-
61 285
-
pensions
4 711
-
12 257
-
unemployment
189
-
490
-
health
3 061
-
7 966
-
total
7 961
-
20 713
-
Corporate
50 484
82 000
-
-
income
10 097
16 399
-
-
total
10 097
16 399
-
-
Dividends
40 387
65 601
-
-
total
-
-
-
-
Income
82 000
82 000
82 000
82 000
Total tax
21 558
16 399
34 735
38 049
After tax
60 442
65 601
47 265
43 951
Living cost
20 055
20 055
20 055
20 055
Free-cash
40 387
45 546
27 210
23 896

Estimated living cost  is ₽20055 per week

₽13755
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1194
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4702
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽22724
₽14984
₽26465
₽20813
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
82 000
health
-
-
-
917
municipal
-
-
-
14 595
national
-
-
-
8 146
total
-
-
-
23 658
Employee
43 684
-
68 982
-
health
326
-
715
-
municipal
7 155
-
11 264
-
pensions
2 948
-
4 656
-
national
722
-
4 451
-
unemployment
655
-
1 035
-
total
11 806
-
22 121
-
Employer
43 684
-
68 982
-
accident
44
-
69
-
unemployment
284
-
449
-
health
336
-
531
-
pensions
7 579
-
11 969
-
total
8 243
-
13 018
-
Corporate
30 074
82 000
-
-
income
6 014
16 399
-
-
total
6 014
16 399
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

18 045
49 201
-
-
municipal
3 247
8 857
-
-
national
-
2 143
-
-
total
3 247
11 000
-
-
Income
82 000
82 000
82 000
82 000
Total tax
29 310
27 399
35 139
23 658
After tax
52 690
54 601
46 861
58 342
Living cost
31 877
31 877
31 877
31 877
Free-cash
20 813
22 724
14 984
26 465

Estimated living cost  is ₽31877 per week

₽20822
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3066
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7483
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽15737
₽20794
₽21654
₽20348
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
social contributions
-
-
-
2 337
health
-
-
-
1 461
pensions
-
-
-
20 747
other
-
-
-
2 545
income
-
-
-
7 663
surtax
-
-
-
-
total
-
-
-
34 753
Employee
31 720
-
62 486
-
income
1 636
-
7 252
-
social contributions
904
-
1 780
-
pensions
3 588
-
7 067
-
surtax
-
-
-
-
total
6 128
-
16 099
-
Employer
31 720
-
62 486
-
pensions
5 212
-
10 267
-
social contributions
95
-
188
-
unemployment
1 284
-
2 530
-
health
2 220
-
4 374
-
other
1 095
-
2 155
-
total
9 906
-
19 514
-
Corporate
40 374
82 000
-
-
surtax
-
-
-
-
income
11 305
22 960
-
-
total
11 305
22 960
-
-
Dividends
29 068
59 040
-
-
surtax
-
-
-
-
withholding
3 720
7 557
-
-
social contributions
5 000
10 153
-
-
total
8 720
17 710
-
-
Income
82 000
82 000
82 000
82 000
Total tax
36 059
40 670
35 613
34 753
After tax
45 941
41 330
46 387
47 247
Living cost
25 593
25 593
25 593
25 593
Free-cash
20 348
15 737
20 794
21 654

Estimated living cost  is ₽25593 per week

₽14843
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2600
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7666
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽12923
₽17980
₽18840
₽17824
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
social contributions
-
-
-
2 337
health
-
-
-
1 461
pensions
-
-
-
20 747
other
-
-
-
2 545
income
-
-
-
7 663
surtax
-
-
-
-
total
-
-
-
34 753
Employee
35 535
-
62 486
-
income
2 097
-
7 252
-
social contributions
1 013
-
1 780
-
pensions
4 018
-
7 067
-
surtax
-
-
-
-
total
7 128
-
16 099
-
Employer
35 535
-
62 486
-
pensions
5 838
-
10 267
-
social contributions
107
-
188
-
unemployment
1 439
-
2 530
-
health
2 488
-
4 374
-
other
1 226
-
2 155
-
total
11 098
-
19 514
-
Corporate
35 367
82 000
-
-
surtax
-
-
-
-
income
9 903
22 960
-
-
total
9 903
22 960
-
-
Dividends
25 464
59 040
-
-
surtax
-
-
-
-
withholding
3 260
7 557
-
-
social contributions
4 380
10 153
-
-
total
7 640
17 710
-
-
Income
82 000
82 000
82 000
82 000
Total tax
35 769
40 670
35 613
34 753
After tax
46 231
41 330
46 387
47 247
Living cost
28 407
28 407
28 407
28 407
Free-cash
17 824
12 923
17 980
18 840

Estimated living cost  is ₽28407 per week

₽17912
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2310
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽484
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7703
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽1228
₽6285
₽7145
₽6934
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
social contributions
-
-
-
2 337
health
-
-
-
1 461
pensions
-
-
-
20 747
other
-
-
-
2 545
income
-
-
-
7 663
surtax
-
-
-
-
total
-
-
-
34 753
Employee
52 003
-
62 486
-
income
4 537
-
7 252
-
social contributions
1 481
-
1 780
-
pensions
5 882
-
7 067
-
surtax
-
-
-
-
total
11 900
-
16 099
-
Employer
52 003
-
62 486
-
pensions
8 545
-
10 267
-
social contributions
156
-
188
-
unemployment
2 107
-
2 530
-
health
3 640
-
4 374
-
other
1 795
-
2 155
-
total
16 243
-
19 514
-
Corporate
13 755
82 000
-
-
surtax
-
-
-
-
income
3 851
22 960
-
-
total
3 851
22 960
-
-
Dividends
9 904
59 040
-
-
surtax
-
-
-
-
withholding
1 268
7 557
-
-
social contributions
1 702
10 153
-
-
total
2 970
17 710
-
-
Income
82 000
82 000
82 000
82 000
Total tax
34 964
40 670
35 613
34 753
After tax
47 036
41 330
46 387
47 247
Living cost
40 102
40 102
40 102
40 102
Free-cash
6 934
1 228
6 285
7 145

Estimated living cost  is ₽40102 per week

₽27140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9131
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽72035
₽59735
₽75315
₽70936
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
82 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
820
total
-
-
-
820
Employee
7 330
-
82 000
-
income
1 466
-
16 400
-
total
1 466
-
16 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

74 670
82 000
-
-
total
-
-
-
-
Dividends
74 670
82 000
-
-
withholding
3 733
4 100
-
-
total
3 733
4 100
-
-
Income
82 000
82 000
82 000
82 000
Total tax
5 199
4 100
16 400
820
After tax
76 801
77 900
65 600
81 180
Living cost
5 865
5 865
5 865
5 865
Free-cash
70 936
72 035
59 735
75 315

Estimated living cost  is ₽5865 per week

₽3634
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽487
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1581
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽68761
₽56461
₽72041
₽67047
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
82 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
820
total
-
-
-
820
Employee
11 424
-
82 000
-
income
2 285
-
16 400
-
total
2 285
-
16 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

70 576
82 000
-
-
total
-
-
-
-
Dividends
70 576
82 000
-
-
withholding
3 529
4 100
-
-
total
3 529
4 100
-
-
Income
82 000
82 000
82 000
82 000
Total tax
5 814
4 100
16 400
820
After tax
76 186
77 900
65 600
81 180
Living cost
9 139
9 139
9 139
9 139
Free-cash
67 047
68 761
56 461
72 041

Estimated living cost  is ₽9139 per week

₽6184
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽384
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2264
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽10252
₽26450
₽20224
₽21114
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
82 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 672
trade
-
-
-
6 227
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
16 892
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
930
total
-
-
-
29 721
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 312
-
82 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 672
-
5 672
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

188
-
930
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 397
-
16 892
-
total
9 257
-
23 494
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
40 688
82 000
-
-
trade
5 839
11 767
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

336
676
-
-
chamber of commerce
186
246
-
-
income
6 102
12 299
-
-
total
12 463
24 988
-
-
Dividends
28 224
57 012
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

370
767
-
-
withholding
6 741
13 938
-
-
total
7 111
14 705
-
-
Income
82 000
82 000
82 000
82 000
Total tax
28 831
39 693
23 494
29 721
After tax
53 169
42 307
58 506
52 279
Living cost
32 056
32 056
32 056
32 056
Free-cash
21 114
10 252
26 450
20 224

Estimated living cost  is ₽32056 per week

₽22113
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3449
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6028
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽16313
₽33357
₽26522
₽25499
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
82 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 672
trade
-
-
-
6 835
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
16 892
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
930
total
-
-
-
30 329
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 757
-
82 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 672
-
5 672
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
930
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

887
-
16 892
-
total
6 608
-
23 494
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
50 243
82 000
-
-
trade
7 913
12 916
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

414
676
-
-
chamber of commerce
199
244
-
-
income
7 536
12 299
-
-
total
16 062
26 135
-
-
Dividends
34 181
55 865
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

452
752
-
-
withholding
8 230
13 651
-
-
total
8 682
14 403
-
-
Income
82 000
82 000
82 000
82 000
Total tax
31 352
40 538
23 494
30 329
After tax
50 648
41 462
58 506
51 671
Living cost
25 149
25 149
25 149
25 149
Free-cash
25 499
16 313
33 357
26 522

Estimated living cost  is ₽25149 per week

₽15819
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5928
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽8423
₽25888
₽18750
₽20090
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
82 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 672
trade
-
-
-
7 139
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
16 892
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
930
total
-
-
-
30 633
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

42 106
-
82 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 672
-
5 672
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

199
-
930
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 618
-
16 892
-
total
9 489
-
23 494
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
39 894
82 000
-
-
trade
6 563
13 489
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

329
676
-
-
chamber of commerce
183
243
-
-
income
5 984
12 299
-
-
total
13 059
26 707
-
-
Dividends
26 835
55 293
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

351
744
-
-
withholding
6 394
13 508
-
-
total
6 745
14 252
-
-
Income
82 000
82 000
82 000
82 000
Total tax
29 293
40 959
23 494
30 633
After tax
52 707
41 041
58 506
51 367
Living cost
32 618
32 618
32 618
32 618
Free-cash
20 090
8 423
25 888
18 750

Estimated living cost  is ₽32618 per week

₽21815
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3440
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6876
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽2584
₽20470
₽13028
₽16048
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
82 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 672
trade
-
-
-
7 442
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
16 892
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
930
total
-
-
-
30 936
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 899
-
82 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 672
-
5 672
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

323
-
930
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

5 868
-
16 892
-
total
11 863
-
23 494
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
32 101
82 000
-
-
trade
5 505
14 063
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

265
676
-
-
chamber of commerce
172
241
-
-
income
4 815
12 299
-
-
total
10 757
27 279
-
-
Dividends
21 344
54 721
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

276
736
-
-
withholding
5 020
13 365
-
-
total
5 296
14 101
-
-
Income
82 000
82 000
82 000
82 000
Total tax
27 916
41 380
23 494
30 936
After tax
54 084
40 620
58 506
51 064
Living cost
38 036
38 036
38 036
38 036
Free-cash
16 048
2 584
20 470
13 028

Estimated living cost  is ₽38036 per week

₽27780
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3043
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6720
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽32929
₽22058
₽23645
₽30286
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
unemployment
-
-
-
189
health
-
-
-
5 822
pensions
-
-
-
16 399
other
-
-
-
-
income
-
-
-
15 430
surtax
-
-
-
1 866
total
-
-
-
39 706
Employee
27 961
-
67 740
-
health
714
-
1 727
-
pensions
1 866
-
4 519
-
surtax
99
-
1 683
-
other
-
-
-
-
unemployment
1 946
-
4 714
-
income
4 688
-
14 390
-
total
9 313
-
27 033
-
Employer
27 961
-
67 740
-
pensions
3 728
-
9 030
-
unemployment
887
-
2 148
-
health
1 272
-
3 082
-
other
-
-
-
-
total
5 887
-
14 260
-
Corporate
48 152
82 000
-
-
income
12 520
21 320
-
-
total
12 520
21 320
-
-
Dividends
35 632
60 680
-
-
withholding
5 345
9 102
-
-
total
5 345
9 102
-
-
Income
82 000
82 000
82 000
82 000
Total tax
33 065
30 422
41 293
39 706
After tax
48 935
51 578
40 707
42 294
Living cost
18 649
18 649
18 649
18 649
Free-cash
30 286
32 929
22 058
23 645

Estimated living cost  is ₽18649 per week

₽11260
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1621
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5337
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽33256
₽22385
₽23972
₽30674
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
unemployment
-
-
-
189
health
-
-
-
5 822
pensions
-
-
-
16 399
other
-
-
-
-
income
-
-
-
15 430
surtax
-
-
-
1 866
total
-
-
-
39 706
Employee
27 457
-
67 740
-
health
701
-
1 727
-
pensions
1 831
-
4 519
-
surtax
90
-
1 683
-
other
-
-
-
-
unemployment
1 911
-
4 714
-
income
4 602
-
14 390
-
total
9 135
-
27 033
-
Employer
27 457
-
67 740
-
pensions
3 660
-
9 030
-
unemployment
870
-
2 148
-
health
1 249
-
3 082
-
other
-
-
-
-
total
5 779
-
14 260
-
Corporate
48 763
82 000
-
-
income
12 678
21 320
-
-
total
12 678
21 320
-
-
Dividends
36 085
60 680
-
-
withholding
5 412
9 102
-
-
total
5 412
9 102
-
-
Income
82 000
82 000
82 000
82 000
Total tax
33 004
30 422
41 293
39 706
After tax
48 996
51 578
40 707
42 294
Living cost
18 322
18 322
18 322
18 322
Free-cash
30 674
33 256
22 385
23 972

Estimated living cost  is ₽18322 per week

₽11203
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1691
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5006
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽29872
₽31184
₽40453
₽30213
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
unemployment
-
-
-
1 230
health
-
-
-
5 740
pensions
-
-
-
8 200
income
-
-
-
10 025
total
-
-
-
25 195
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 604
9 394
68 619
-
health
1 652
658
4 803
-
pensions
2 360
939
6 862
-
unemployment
354
141
1 029
-
income
2 886
1 148
8 389
-
total
7 252
2 886
21 083
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 604
9 394
68 619
-
pensions
4 603
1 832
13 381
-
total
4 603
1 832
13 381
-
Corporate
53 793
70 774
-
-
income
4 841
6 370
-
-
total
4 841
6 370
-
-
Dividends
48 951
64 404
-
-
withholding
9 301
12 237
-
-
social contributions
9 438
12 451
-
-
total
18 739
24 688
-
-
Income
82 000
82 000
82 000
82 000
Total tax
35 435
35 776
34 464
25 195
After tax
46 565
46 224
47 536
56 805
Living cost
16 352
16 352
16 352
16 352
Free-cash
30 213
29 872
31 184
40 453

Estimated living cost  is ₽16352 per week

₽11159
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1338
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽327
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3529
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽9189
₽8193
₽7549
₽8490
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
social contributions
-
-
-
882
municipal
-
-
-
8 531
pensions
-
-
-
9 840
national
-
-
-
13 219
total
-
-
-
32 472
Employee
65 075
-
70 888
-
municipal
8 038
-
8 848
-
pensions
2 603
-
2 836
-
national
12 455
-
13 711
-
total
23 096
-
25 395
-
Employer
65 075
-
70 888
-
social contributions
700
-
762
-
pensions
5 206
-
5 671
-
total
5 906
-
6 433
-
Corporate
6 725
82 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

1 345
16 400
-
-
total
1 345
16 400
-
-
Dividends
5 380
65 600
-
-
withholding
1 184
14 432
-
-
total
1 184
14 432
-
-
Income
82 000
82 000
82 000
82 000
Total tax
31 531
30 832
31 828
32 472
After tax
50 469
51 168
50 172
49 528
Living cost
41 979
41 979
41 979
41 979
Free-cash
8 490
9 189
8 193
7 549

Estimated living cost  is ₽41979 per week

₽28532
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3902
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽628
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8916
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽10104
₽8355
₽8355
₽11936
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
social contributions
-
-
-
7 272
income
-
-
-
19 076
total
-
-
-
26 348
Employee
64 948
-
82 000
-
social contributions
5 396
-
7 272
-
income
12 255
-
19 076
-
total
17 651
-
26 348
-
Employer
64 948
-
82 000
-
total
-
-
-
-
Corporate
17 052
82 000
-
-
income
2 132
10 250
-
-
total
2 132
10 250
-
-
Dividends
14 920
71 750
-
-
withholding
2 984
14 349
-
-
total
2 984
14 349
-
-
Income
82 000
82 000
82 000
82 000
Total tax
22 767
24 599
26 348
26 348
After tax
59 233
57 401
55 652
55 652
Living cost
47 297
47 297
47 297
47 297
Free-cash
11 936
10 104
8 355
8 355

Estimated living cost  is ₽47297 per week

₽35983
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3854
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7008
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽8713
₽3233
₽7136
₽4379
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
regional
-
-
-
903
social contributions
-
-
-
21 090
municipal
-
-
-
487
national
-
-
-
17 348
total
-
-
-
39 828
Employee
73 792
-
82 000
-
regional
696
-
791
-
municipal
391
-
435
-
social contributions
24 883
-
27 651
-
national
12 786
-
14 854
-
total
38 756
-
43 731
-
Employer
73 792
-
82 000
-
total
-
-
-
-
Corporate
8 208
82 000
-
-
nationa
1 970
19 680
-
-
municipal
320
3 199
-
-
total
2 290
22 879
-
-
Dividends
5 919
59 122
-
-
withholding
1 539
15 372
-
-
total
1 539
15 372
-
-
Income
82 000
82 000
82 000
82 000
Total tax
42 585
38 251
43 731
39 828
After tax
39 415
43 749
38 269
42 172
Living cost
35 036
35 036
35 036
35 036
Free-cash
4 379
8 713
3 233
7 136

Estimated living cost  is ₽35036 per week

₽24422
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2297
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7777
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽20735
₽15590
₽19473
₽18890
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
regional
-
-
-
1 236
social contributions
-
-
-
21 090
municipal
-
-
-
487
national
-
-
-
17 348
total
-
-
-
40 161
Employee
46 058
-
82 000
-
regional
620
-
1 104
-
municipal
244
-
435
-
social contributions
15 531
-
27 651
-
national
7 297
-
14 854
-
total
23 692
-
44 044
-
Employer
46 058
-
82 000
-
total
-
-
-
-
Corporate
35 942
82 000
-
-
nationa
8 627
19 680
-
-
municipal