Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 82000
per

Your estimated
City
free-cash

Dresden , Germany
₽13213
₽31339
₽25260
₽23538
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
82 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
15 168
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
835
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 378
trade
-
-
-
6 079
total
-
-
-
28 460
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

35 710
-
82 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

55
-
835
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

998
-
15 168
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 378
-
6 378
-
total
7 431
-
22 381
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
46 290
82 000
-
-
income
6 944
12 300
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

383
677
-
-
chamber of commerce
209
260
-
-
trade
7 291
12 915
-
-
total
14 827
26 152
-
-
Dividends
31 463
55 849
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

413
748
-
-
withholding
7 511
13 607
-
-
total
7 924
14 355
-
-
Income
82 000
82 000
82 000
82 000
Total tax
30 182
40 507
22 381
28 460
After tax
51 818
41 493
59 619
53 540
Living cost
28 280
28 280
28 280
28 280
Free-cash
23 538
13 213
31 339
25 260

Estimated living cost  is ₽28280 per week

₽17789
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3297
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6665
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Reykjavik , Iceland
₽1362
₽857
₽214
-₽2215
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
social contributions
-
-
-
881
municipal
-
-
-
8 338
national
-
-
-
12 921
pensions
-
-
-
9 840
total
-
-
-
31 980
Employee
77 208
-
70 888
-
municipal
9 536
-
8 656
-
pensions
3 088
-
2 836
-
national
14 778
-
13 412
-
total
27 402
-
24 904
-
Employer
77 208
-
70 888
-
pensions
6 177
-
5 671
-
social contributions
830
-
762
-
total
7 007
-
6 433
-
Corporate
-
82 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
16 400
-
-
total
-
16 400
-
-
Dividends
-
65 600
-
-
withholding
-
14 432
-
-
total
-
14 432
-
-
Income
82 000
82 000
82 000
82 000
Total tax
34 409
30 832
31 337
31 980
After tax
47 591
51 168
50 663
50 020
Living cost
49 806
49 806
49 806
49 806
Free-cash
-2 215
1 362
857
214

Estimated living cost  is ₽49806 per week

₽33853
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4630
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽745
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10578
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Riga , Latvia
₽46176
₽26923
₽24480
₽38517
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
82 000
income
-
-
-
11 734
surtax
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
26 362
microenterprise
-
-
-
-
total
-
-
-
38 096
Employee
27 282
-
66 081
-
surtax
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

3 001
-
7 270
-
income
4 856
-
12 464
-
total
7 857
-
19 734
-
Employer
27 282
-
66 081
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

6 572
-
15 919
-
surtax
-
-
-
-
total
6 572
-
15 919
-
Corporate
48 147
82 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

9 630
16 400
-
-
total
9 630
16 400
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

38 517
65 600
-
-
total
-
-
-
-
Income
82 000
82 000
82 000
82 000
Total tax
24 059
16 400
35 653
38 096
After tax
57 941
65 600
46 347
43 904
Living cost
19 424
19 424
19 424
19 424
Free-cash
38 517
46 176
26 923
24 480

Estimated living cost  is ₽19424 per week

₽12392
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1850
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽441
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4741
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Riga model

Close
Rotterdam , Netherlands
-₽5472
-₽10713
₽7495
-₽10713
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
income
-
-
-
13 915
health
-
-
-
10 539
pensions
-
-
-
10 939
total
-
-
-
35 393
Employee
79 730
79 730
79 730
-
pensions
14 351
10 939
14 351
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 051
13 051
13 051
-
health
12 238
10 409
12 238
-
total
39 640
34 399
39 640
-
Employer
79 730
79 730
79 730
-
health
5 542
5 542
5 542
-
pensions
5 549
5 549
5 549
-
unemployment
2 870
2 870
2 870
-
total
13 961
13 961
13 961
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
82 000
82 000
82 000
82 000
Total tax
53 601
48 360
53 601
35 393
After tax
28 399
33 640
28 399
46 607
Living cost
39 112
39 112
39 112
39 112
Free-cash
-10 713
-5 472
-10 713
7 495

Estimated living cost  is ₽39112 per week

₽27718
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3526
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽622
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7247
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rotterdam model

Close
Stockholm , Sweden
₽7074
₽6092
₽3179
₽6228
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
accident
-
-
-
164
other
-
-
-
9 528
unemployment
-
-
-
82
health
-
-
-
5 117
municipal
-
-
-
17 368
national
-
-
-
-
pensions
-
-
-
8 864
total
-
-
-
41 123
Employee
53 717
-
62 395
-
municipal
16 018
-
18 606
-
national
-
-
-
-
total
16 018
-
18 606
-
Employer
53 717
-
62 395
-
health
3 304
-
3 837
-
pensions
5 807
-
6 745
-
accident
107
-
125
-
unemployment
1 418
-
1 647
-
other
6 242
-
7 250
-
total
16 878
-
19 604
-
Corporate
11 406
82 000
-
-
income
2 509
18 040
-
-
total
2 509
18 040
-
-
Dividends
8 896
63 960
-
-
withholding
2 669
19 188
-
-
total
2 669
19 188
-
-
Income
82 000
82 000
82 000
82 000
Total tax
38 074
37 228
38 210
41 123
After tax
43 926
44 772
43 790
40 877
Living cost
37 698
37 698
37 698
37 698
Free-cash
6 228
7 074
6 092
3 179

Estimated living cost  is ₽37698 per week

₽24985
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3699
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽572
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8442
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Stockholm model

Close
Hamburg , Germany
₽4392
₽22941
₽16593
₽17514
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
82 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
15 168
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
835
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 378
trade
-
-
-
6 348
total
-
-
-
28 729
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 347
-
82 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

223
-
835
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 068
-
15 168
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 378
-
6 378
-
total
10 669
-
22 381
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
34 653
82 000
-
-
income
5 198
12 300
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

285
677
-
-
chamber of commerce
191
259
-
-
trade
5 700
13 489
-
-
total
11 374
26 725
-
-
Dividends
23 278
55 276
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

301
741
-
-
withholding
5 464
13 464
-
-
total
5 765
14 205
-
-
Income
82 000
82 000
82 000
82 000
Total tax
27 808
40 930
22 381
28 729
After tax
54 192
41 070
59 619
53 271
Living cost
36 678
36 678
36 678
36 678
Free-cash
17 514
4 392
22 941
16 593

Estimated living cost  is ₽36678 per week

₽24530
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3868
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽547
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7732
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Limassol , Cyprus
₽29806
₽29357
₽29439
₽25933
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
income
-
-
-
7 395
social contributions
-
-
-
12 792
health
-
-
-
2 091
total
-
-
-
22 278
Employee
71 793
71 793
74 445
-
social contributions
3 489
5 958
6 178
-
income
7 539
6 646
7 362
-
health
714
1 221
1 265
-
total
11 742
13 825
14 805
-
Employer
71 793
71 793
74 445
-
health
778
1 329
1 377
-
social contributions
3 489
5 958
6 178
-
total
4 267
7 287
7 555
-
Corporate
35 709
2 919
-
-
income
4 463
365
-
-
total
4 463
365
-
-
Dividends
31 246
2 554
-
-
withholding
5 312
434
-
-
total
5 312
434
-
-
Income
82 000
82 000
82 000
82 000
Total tax
25 784
21 911
22 360
22 278
After tax
56 216
60 089
59 640
59 722
Living cost
30 283
30 283
30 283
30 283
Free-cash
25 933
29 806
29 357
29 439

Estimated living cost  is ₽30283 per week

₽20701
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2365
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6708
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Budapest , Hungary
₽29509
₽30813
₽40082
₽29857
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
income
-
-
-
10 025
unemployment
-
-
-
1 230
health
-
-
-
5 740
pensions
-
-
-
8 200
total
-
-
-
25 195
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

24 139
9 607
68 619
-
unemployment
362
144
1 029
-
pensions
2 414
961
6 862
-
income
2 951
1 174
8 389
-
health
1 690
672
4 803
-
total
7 417
2 951
21 083
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

24 139
9 607
68 619
-
pensions
4 707
1 873
13 381
-
total
4 707
1 873
13 381
-
Corporate
53 153
70 519
-
-
income
4 784
6 347
-
-
total
4 784
6 347
-
-
Dividends
48 370
64 173
-
-
social contributions
9 322
12 404
-
-
withholding
9 190
12 193
-
-
total
18 512
24 597
-
-
Income
82 000
82 000
82 000
82 000
Total tax
35 420
35 768
34 464
25 195
After tax
46 580
46 232
47 536
56 805
Living cost
16 723
16 723
16 723
16 723
Free-cash
29 857
29 509
30 813
40 082

Estimated living cost  is ₽16723 per week

₽11412
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1368
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽334
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3609
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Tallinn , Estonia
₽43049
₽24711
₽21399
₽37248
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
income
-
-
-
10 989
health
-
-
-
10 661
pensions
-
-
-
16 400
total
-
-
-
38 050
Employee
26 486
-
61 284
-
unemployment
423
-
980
-
pensions
530
-
1 226
-
income
2 982
-
11 816
-
total
3 935
-
14 022
-
Employer
26 486
-
61 284
-
health
3 443
-
7 968
-
pensions
5 298
-
12 257
-
unemployment
213
-
491
-
total
8 954
-
20 716
-
Corporate
46 561
82 000
-
-
income
9 312
16 400
-
-
total
9 312
16 400
-
-
Dividends
37 248
65 600
-
-
total
-
-
-
-
Income
82 000
82 000
82 000
82 000
Total tax
22 201
16 400
34 738
38 050
After tax
59 799
65 600
47 262
43 950
Living cost
22 551
22 551
22 551
22 551
Free-cash
37 248
43 049
24 711
21 399

Estimated living cost  is ₽22551 per week

₽15468
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1343
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽454
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5287
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Gdansk , Poland
-₽14198
₽20720
₽35522
₽3446
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
accident
-
-
-
239
income
-
-
-
19 041
other
-
-
-
351
health
-
-
-
2 066
pensions
-
-
-
3 941
total
-
-
-
25 638
Employee
32 783
-
68 732
-
pensions
3 691
-
7 227
-
income
4 498
-
12 075
-
health
3 754
-
7 870
-
total
11 943
-
27 172
-
Employer
32 783
-
68 732
-
pensions
5 331
-
10 436
-
accident
547
-
1 148
-
unemployment
803
-
1 684
-
total
6 681
-
13 268
-
Corporate
42 536
82 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

38 282
73 800
-
-
total
38 282
73 800
-
-
Dividends
4 254
8 200
-
-
withholding
808
1 558
-
-
total
808
1 558
-
-
Income
82 000
82 000
82 000
82 000
Total tax
57 714
75 358
40 440
25 638
After tax
24 286
6 642
41 560
56 362
Living cost
20 840
20 840
20 840
20 840
Free-cash
3 446
-14 198
20 720
35 522

Estimated living cost  is ₽20840 per week

₽15274
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1155
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽435
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3977
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Gdansk model

Close
Batumi , Georgia
₽70377
₽58077
₽73657
₽68966
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
82 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
820
total
-
-
-
820
Employee
9 404
-
82 000
-
income
1 881
-
16 400
-
total
1 881
-
16 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

72 596
82 000
-
-
total
-
-
-
-
Dividends
72 596
82 000
-
-
withholding
3 630
4 100
-
-
total
3 630
4 100
-
-
Income
82 000
82 000
82 000
82 000
Total tax
5 511
4 100
16 400
820
After tax
76 489
77 900
65 600
81 180
Living cost
7 523
7 523
7 523
7 523
Free-cash
68 966
70 377
58 077
73 657

Estimated living cost  is ₽7523 per week

₽4662
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽625
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽207
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2029
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Bratislava , Slovakia
₽35368
₽23183
₽19525
₽29063
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
income
-
-
-
10 415
other
-
-
-
3 894
health
-
-
-
3 607
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
19 681
total
-
-
-
37 597
Employee
33 900
-
65 494
-
unemployment
338
-
656
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 372
-
4 585
-
income
5 836
-
11 274
-
health
475
-
918
-
total
9 021
-
17 433
-
Employer
33 900
-
65 494
-
health
475
-
918
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 764
-
11 134
-
accident
271
-
524
-
unemployment
338
-
656
-
other
1 696
-
3 274
-
total
8 544
-
16 506
-
Corporate
39 557
82 000
-
-
income
8 306
17 220
-
-
total
8 306
17 220
-
-
Dividends
31 250
64 780
-
-
withholding
2 188
4 534
-
-
total
2 188
4 534
-
-
Income
82 000
82 000
82 000
82 000
Total tax
28 059
21 754
33 939
37 597
After tax
53 941
60 246
48 061
44 403
Living cost
24 878
24 878
24 878
24 878
Free-cash
29 063
35 368
23 183
19 525

Estimated living cost  is ₽24878 per week

₽17578
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1680
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽400
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5220
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Bratislava model

Close
London , United Kingdom
-₽1278
-₽10978
-₽1769
-₽18897
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
income
-
-
-
15 238
pensions
-
-
-
5 814
total
-
-
-
21 052
Employee
88 735
-
72 401
-
pensions
8 561
-
6 601
-
income
15 995
-
12 935
-
health
1 462
-
1 128
-
total
26 018
-
20 664
-
Employer
88 735
-
72 401
-
health
1 685
-
1 375
-
pensions
10 477
-
8 222
-
total
12 162
-
9 597
-
Corporate
-
82 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
15 580
-
-
total
-
15 580
-
-
Dividends
-
66 420
-
-
withholding
-
4 981
-
-
total
-
4 981
-
-
Income
82 000
82 000
82 000
82 000
Total tax
38 180
20 561
30 261
21 052
After tax
43 820
61 439
51 739
60 948
Living cost
62 717
62 717
62 717
62 717
Free-cash
-18 897
-1 278
-10 978
-1 769

Estimated living cost  is ₽62717 per week

₽46995
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7369
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽510
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for London model

Close
Varna , Bulgaria
₽57866
₽51071
₽48747
₽53528
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
income
-
-
-
12 300
unemployment
-
-
-
130
health
-
-
-
3 751
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 828
total
-
-
-
21 009
Employee
16 213
-
75 600
-
accident

We are using the highest rate at 1.1%.

179
-
359
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 423
-
2 864
-
income
1 621
-
7 560
-
health
746
-
1 501
-
total
3 969
-
12 284
-
Employer
16 213
-
75 600
-
health
1 119
-
2 251
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 787
-
3 595
-
accident

We are using the highest rate at 1.1%.

179
-
359
-
unemployment
97
-
196
-
total
3 182
-
6 401
-
Corporate
62 606
82 000
-
-
income
6 260
8 200
-
-
total
6 260
8 200
-
-
Dividends
56 346
73 800
-
-
withholding
2 817
3 690
-
-
total
2 817
3 690
-
-
Income
82 000
82 000
82 000
82 000
Total tax
16 228
11 890
18 685
21 009
After tax
65 772
70 110
63 315
60 991
Living cost
12 244
12 244
12 244
12 244
Free-cash
53 528
57 866
51 071
48 747

Estimated living cost  is ₽12244 per week

₽7148
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽874
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽324
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Amsterdam , Netherlands
-₽18132
-₽23373
-₽5165
-₽19717
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
income
-
-
-
13 915
health
-
-
-
10 539
pensions
-
-
-
10 939
total
-
-
-
35 393
Employee
86 561
79 730
79 730
-
pensions
10 939
10 939
14 351
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 051
13 051
13 051
-
health
10 799
10 409
12 238
-
total
34 789
34 399
39 640
-
Employer
86 561
79 730
79 730
-
health
6 015
5 542
5 542
-
pensions
6 024
5 549
5 549
-
unemployment
3 117
2 870
2 870
-
total
15 156
13 961
13 961
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
82 000
82 000
82 000
82 000
Total tax
49 945
48 360
53 601
35 393
After tax
32 055
33 640
28 399
46 607
Living cost
51 772
51 772
51 772
51 772
Free-cash
-19 717
-18 132
-23 373
-5 165

Estimated living cost  is ₽51772 per week

₽38191
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4624
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽594
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8365
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Amsterdam model

Close
Brno , Czech Republic
₽33642
₽18798
₽17123
₽25502
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
income
-
-
-
7 048
social contributions
-
-
-
23 944
solidarity contribution
-
-
-
-
health
-
-
-
11 070
total
-
-
-
42 062
Employee
33 551
-
61 194
-
solidarity contribution
-
-
-
-
social contributions
2 181
-
3 978
-
income
4 026
-
7 343
-
health
4 529
-
8 261
-
total
10 736
-
19 582
-
Employer
33 551
-
61 194
-
health
3 020
-
5 507
-
social contributions
8 388
-
15 298
-
total
11 408
-
20 805
-
Corporate
37 041
82 000
-
-
income
7 038
15 580
-
-
total
7 038
15 580
-
-
Dividends
30 003
66 420
-
-
withholding
4 501
9 963
-
-
total
4 501
9 963
-
-
Income
82 000
82 000
82 000
82 000
Total tax
33 683
25 543
40 387
42 062
After tax
48 317
56 457
41 613
39 938
Living cost
22 815
22 815
22 815
22 815
Free-cash
25 502
33 642
18 798
17 123

Estimated living cost  is ₽22815 per week

₽15848
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1623
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽449
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4896
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Milan , Italy
₽4354
-₽386
₽3514
-₽977
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
social contributions
-
-
-
21 091
regional
-
-
-
886
municipal
-
-
-
487
national
-
-
-
16 625
total
-
-
-
39 089
Employee
82 977
-
82 000
-
municipal
439
-
434
-
national
14 378
-
14 133
-
regional
783
-
772
-
social contributions
27 980
-
27 650
-
total
43 580
-
42 989
-
Employer
82 977
-
82 000
-
total
-
-
-
-
Corporate
-
82 000
-
-
municipal
-
3 198
-
-
nationa
-
19 679
-
-
total
-
22 877
-
-
Dividends
-
59 123
-
-
withholding
-
15 372
-
-
total
-
15 372
-
-
Income
82 000
82 000
82 000
82 000
Total tax
43 580
38 249
42 989
39 089
After tax
38 420
43 751
39 011
42 911
Living cost
39 397
39 397
39 397
39 397
Free-cash
-977
4 354
-386
3 514

Estimated living cost  is ₽39397 per week

₽27463
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2583
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽604
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8746
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Thessaloniki , Greece
₽30975
₽21178
₽22750
₽28069
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
income
-
-
-
14 598
other
-
-
-
-
surtax
-
-
-
1 614
unemployment
-
-
-
213
health
-
-
-
5 822
pensions
-
-
-
16 400
total
-
-
-
38 647
Employee
30 875
-
67 741
-
other
-
-
-
-
unemployment
2 149
-
4 715
-
pensions
2 059
-
4 518
-
surtax
101
-
1 433
-
income
5 175
-
13 567
-
health
788
-
1 727
-
total
10 272
-
25 960
-
Employer
30 875
-
67 741
-
health
1 405
-
3 083
-
pensions
4 116
-
9 029
-
unemployment
978
-
2 147
-
other
-
-
-
-
total
6 499
-
14 259
-
Corporate
44 626
82 000
-
-
income
11 603
21 320
-
-
total
11 603
21 320
-
-
Dividends
33 022
60 680
-
-
withholding
4 954
9 102
-
-
total
4 954
9 102
-
-
Income
82 000
82 000
82 000
82 000
Total tax
33 328
30 422
40 219
38 647
After tax
48 672
51 578
41 781
43 353
Living cost
20 603
20 603
20 603
20 603
Free-cash
28 069
30 975
21 178
22 750

Estimated living cost  is ₽20603 per week

₽12597
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1901
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽475
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5629
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Cambridge , United Kingdom
₽18592
₽8892
₽18101
₽11213
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
income
-
-
-
15 238
pensions
-
-
-
5 814
total
-
-
-
21 052
Employee
59 468
-
72 401
-
pensions
5 047
-
6 601
-
income
10 710
-
12 935
-
health
863
-
1 128
-
total
16 620
-
20 664
-
Employer
59 468
-
72 401
-
health
1 130
-
1 375
-
pensions
6 437
-
8 222
-
total
7 567
-
9 597
-
Corporate
14 965
82 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

2 844
15 580
-
-
total
2 844
15 580
-
-
Dividends
12 121
66 420
-
-
withholding
909
4 981
-
-
total
909
4 981
-
-
Income
82 000
82 000
82 000
82 000
Total tax
27 940
20 561
30 261
21 052
After tax
54 060
61 439
51 739
60 948
Living cost
42 847
42 847
42 847
42 847
Free-cash
11 213
18 592
8 892
18 101

Estimated living cost  is ₽42847 per week

₽32100
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3211
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽448
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7086
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Cambridge model

Close
Zurich , Switzerland
-₽36333
-₽9177
-₽4981
-₽12629
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 640
regional
-
-
-
2 503
health
-
-
-
241
city
-
-
-
863
national
-
-
-
362
pensions
-
-
-
7 543
total
-
-
-
13 152
Employee
86 398
-
73 393
-
unemployment
-
-
-
-
pensions
7 259
-
6 166
-
national
409
-
305
-
regional
2 829
-
2 124
-
city
927
-
789
-
health
195
-
165
-
total
11 619
-
9 549
-
Employer
86 398
-
73 393
-
health
195
-
165
-
pensions
7 259
-
6 166
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 727
-
1 468
-
total
9 181
-
7 799
-
Corporate
-
82 000
-
-
regional
-
17 343
-
-
national
-
6 970
-
-
total
-
24 313
-
-
Dividends
-
57 687
-
-
withholding
-
20 191
-
-
total
-
20 191
-
-
Income
82 000
82 000
82 000
82 000
Total tax
20 800
44 504
17 348
13 152
After tax
61 200
37 496
64 652
68 848
Living cost
73 829
73 829
73 829
73 829
Free-cash
-12 629
-36 333
-9 177
-4 981

Estimated living cost  is ₽73829 per week

₽48010
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6625
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽906
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18287
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
Munich , Germany
-₽2124
₽16848
₽10230
₽13018
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
82 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
15 168
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
835
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 378
trade
-
-
-
6 618
total
-
-
-
28 999
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

56 111
-
82 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

363
-
835
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 598
-
15 168
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 378
-
6 378
-
total
13 339
-
22 381
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
25 889
82 000
-
-
income
3 884
12 300
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

214
677
-
-
chamber of commerce
179
257
-
-
trade
4 440
14 063
-
-
total
8 717
27 297
-
-
Dividends
17 172
54 704
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

216
734
-
-
withholding
3 939
13 322
-
-
total
4 155
14 056
-
-
Income
82 000
82 000
82 000
82 000
Total tax
26 211
41 353
22 381
28 999
After tax
55 789
40 647
59 619
53 001
Living cost
42 771
42 771
42 771
42 771
Free-cash
13 018
-2 124
16 848
10 230

Estimated living cost  is ₽42771 per week

₽31238
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3421
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽556
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7557
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Nice , France
₽9384
₽15555
₽15603
₽14901
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
income
-
-
-
6 202
other
-
-
-
2 543
surtax
-
-
-
-
social contributions
-
-
-
2 335
health
-
-
-
893
pensions
-
-
-
22 481
total
-
-
-
34 454
Employee
39 959
-
62 486
-
pensions
4 518
-
7 066
-
surtax
-
-
-
-
social contributions
1 139
-
1 781
-
income
2 358
-
6 140
-
total
8 015
-
14 987
-
Employer
39 959
-
62 486
-
health
2 798
-
4 375
-
pensions
6 564
-
10 266
-
unemployment
1 618
-
2 530
-
social contributions
120
-
188
-
other
1 378
-
2 156
-
total
12 478
-
19 515
-
Corporate
29 562
82 000
-
-
income
8 278
22 960
-
-
surtax
-
-
-
-
total
8 278
22 960
-
-
Dividends
21 285
59 040
-
-
surtax
-
-
-
-
social contributions
3 660
10 156
-
-
withholding
2 725
7 557
-
-
total
6 385
17 713
-
-
Income
82 000
82 000
82 000
82 000
Total tax
35 156
40 673
34 502
34 454
After tax
46 844
41 327
47 498
47 546
Living cost
31 943
31 943
31 943
31 943
Free-cash
14 901
9 384
15 555
15 603

Estimated living cost  is ₽31943 per week

₽20142
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2597
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽544
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8662
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Marseille , France
₽12549
₽18720
₽18768
₽17737
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
income
-
-
-
6 202
other
-
-
-
2 543
surtax
-
-
-
-
social contributions
-
-
-
2 335
health
-
-
-
893
pensions
-
-
-
22 481
total
-
-
-
34 454
Employee
35 669
-
62 486
-
pensions
4 034
-
7 066
-
surtax
-
-
-
-
social contributions
1 017
-
1 781
-
income
1 839
-
6 140
-
total
6 890
-
14 987
-
Employer
35 669
-
62 486
-
health
2 496
-
4 375
-
pensions
5 861
-
10 266
-
unemployment
1 444
-
2 530
-
social contributions
106
-
188
-
other
1 231
-
2 156
-
total
11 138
-
19 515
-
Corporate
35 192
82 000
-
-
income
9 853
22 960
-
-
surtax
-
-
-
-
total
9 853
22 960
-
-
Dividends
25 339
59 040
-
-
surtax
-
-
-
-
social contributions
4 360
10 156
-
-
withholding
3 244
7 557
-
-
total
7 604
17 713
-
-
Income
82 000
82 000
82 000
82 000
Total tax
35 485
40 673
34 502
34 454
After tax
46 515
41 327
47 498
47 546
Living cost
28 778
28 778
28 778
28 778
Free-cash
17 737
12 549
18 720
18 768

Estimated living cost  is ₽28778 per week

₽16690
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2923
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽546
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8620
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Vilnius , Lithuania
₽30230
₽33595
₽32863
₽30714
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
income
-
-
-
12 300
social contributions
-
-
-
11 316
health
-
-
-
5 723
total
-
-
-
29 339
Employee
31 656
-
82 000
-
social contributions
4 369
-
11 316
-
income
5 280
-
11 568
-
health
2 209
-
5 723
-
total
11 858
-
28 607
-
Employer
31 656
-
82 000
-
total
-
-
-
-
Corporate
50 344
82 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

2 518
4 100
-
-
total
2 518
4 100
-
-
Dividends
47 826
77 900
-
-
social contributions
6 600
10 749
-
-
withholding
7 174
11 685
-
-
health
3 338
5 438
-
-
total
17 112
27 872
-
-
Income
82 000
82 000
82 000
82 000
Total tax
31 488
31 972
28 607
29 339
After tax
50 512
50 028
53 393
52 661
Living cost
19 798
19 798
19 798
19 798
Free-cash
30 714
30 230
33 595
32 863

Estimated living cost  is ₽19798 per week

₽13249
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1221
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽455
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4871
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Vilnius model

Close
Vienna , Austria
₽13264
-₽6016
₽9588
₽11815
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
income
-
-
-
11 832
surtax
-
-
-
184
unemployment
-
-
-
5 726
chamber of commerce
-
-
-
328
health
-
-
-
6 274
pensions
-
-
-
15 170
total
-
-
-
39 514
Employee
46 660
37 207
63 533
-
other
466
372
636
-
unemployment
1 400
1 116
1 906
-
pensions
4 778
3 809
6 506
-
income
5 312
2 744
10 147
-
health
1 805
1 440
2 459
-
total
13 761
9 481
21 654
-
Employer
46 660
37 207
63 533
-
chamber of commerce
186
149
253
-
health
1 763
1 407
2 401
-
pensions
5 856
4 670
7 973
-
accident
606
484
826
-
unemployment
1 400
1 116
1 906
-
surtax
184
184
184
-
payroll
1 400
1 116
1 906
-
other
2 216
1 766
3 017
-
total
13 611
10 892
18 466
-
Corporate
21 729
33 900
59 989
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

5 432
8 474
14 998
-
total
5 432
8 474
14 998
-
Dividends
16 297
25 425
-
-
withholding
4 483
6 991
-
-
total
4 483
6 991
-
-
Income
82 000
82 000
82 000
82 000
Total tax
37 287
35 838
55 118
39 514
After tax
44 713
46 162
26 882
42 486
Living cost
32 898
32 898
32 898
32 898
Free-cash
11 815
13 264
-6 016
9 588

Estimated living cost  is ₽32898 per week

₽21942
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2806
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽540
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7610
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
₽11988
-₽1393
₽5767
-₽4225
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 188
social contributions
-
-
-
12 177
national
-
-
-
25 826
total
-
-
-
42 191
Employee

The minimum management director salary is set at €45,000 per year.

66 785
-
63 511
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

581
-
553
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 483
-
3 313
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 009
-
4 763
-
national
20 532
-
19 251
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 138
-
2 985
-
total
32 743
-
30 865
-
Employer

The minimum management director salary is set at €45,000 per year.

66 785
-
63 511
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 107
-
3 905
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 918
-
5 627
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

868
-
826
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

974
-
927
-
surtax
7 573
-
7 201
-
total
19 440
-
18 486
-
Corporate
-
82 000
-
-
income
-
16 400
-
-
surtax
-
328
-
-
total
-
16 728
-
-
Dividends
-
65 273
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
19 242
-
-
total
-
19 242
-
-
Income
82 000
82 000
82 000
82 000
Total tax
52 183
35 970
49 351
42 191
After tax
29 817
46 030
32 649
39 809
Living cost
34 042
34 042
34 042
34 042
Free-cash
-4 225
11 988
-1 393
5 767

Estimated living cost  is ₽34042 per week

₽21928
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2977
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽533
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8606
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Barcelona , Spain
₽21558
₽10292
₽9710
₽14119
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
accident
-
-
-
739
income
-
-
-
13 970
other
-
-
-
82
unemployment
-
-
-
574
pensions
-
-
-
23 207
total
-
-
-
38 572
Employee
46 475
-
62 177
-
other
46
-
62
-
unemployment
721
-
964
-
pensions
2 185
-
2 922
-
income
9 806
-
14 219
-
total
12 758
-
18 167
-
Employer
46 475
-
62 177
-
pensions
10 967
-
14 674
-
accident
920
-
1 231
-
unemployment
2 557
-
3 420
-
other
370
-
498
-
total
14 814
-
19 823
-
Corporate
20 711
82 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

3 106
12 300
-
-
total
3 106
12 300
-
-
Dividends
17 605
69 700
-
-
withholding
3 485
14 424
-
-
total
3 485
14 424
-
-
Income
82 000
82 000
82 000
82 000
Total tax
34 163
26 724
37 990
38 572
After tax
47 837
55 276
44 010
43 428
Living cost
33 718
33 718
33 718
33 718
Free-cash
14 119
21 558
10 292
9 710

Estimated living cost  is ₽33718 per week

₽24830
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2392
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6010
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Barcelona model

Close
Luxembourg , Luxembourg
-₽232
₽1447
-₽2538
-₽6062
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
communal
-
-
-
5 182
accident
-
-
-
691
income
-
-
-
5 810
surtax
-
-
-
4 064
health
-
-
-
5 762
pensions
-
-
-
12 291
total
-
-
-
33 800
Employee
70 705
-
73 247
-
pensions
5 656
-
5 859
-
surtax
4 334
-
4 490
-
income
6 829
-
7 454
-
health
3 147
-
3 260
-
total
19 966
-
21 063
-
Employer
70 705
-
73 247
-
health
2 156
-
2 234
-
pensions
5 656
-
5 859
-
accident
636
-
659
-
total
8 448
-
8 752
-
Corporate
2 847
82 000
-
-
communal
-
5 535
-
-
income
427
12 300
-
-
surtax
30
861
-
-
total
457
18 696
-
-
Dividends
2 390
63 304
-
-
income
8 095
3 303
-
-
withholding
358
9 495
-
-
total
8 453
12 798
-
-
Income
82 000
82 000
82 000
82 000
Total tax
37 324
31 494
29 815
33 800
After tax
44 676
50 506
52 185
48 200
Living cost
50 738
50 738
50 738
50 738
Free-cash
-6 062
-232
1 447
-2 538

Estimated living cost  is ₽50738 per week

₽38061
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3074
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9064
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Luxembourg model

Close
Athens , Greece
₽30607
₽20810
₽22382
₽27635
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
income
-
-
-
14 598
other
-
-
-
-
surtax
-
-
-
1 614
unemployment
-
-
-
213
health
-
-
-
5 822
pensions
-
-
-
16 400
total
-
-
-
38 647
Employee
31 442
-
67 741
-
other
-
-
-
-
unemployment
2 188
-
4 715
-
pensions
2 098
-
4 518
-
surtax
112
-
1 433
-
income
5 271
-
13 567
-
health
803
-
1 727
-
total
10 472
-
25 960
-
Employer
31 442
-
67 741
-
health
1 430
-
3 083
-
pensions
4 192
-
9 029
-
unemployment
998
-
2 147
-
other
-
-
-
-
total
6 620
-
14 259
-
Corporate
43 939
82 000
-
-
income
11 424
21 320
-
-
total
11 424
21 320
-
-
Dividends
32 514
60 680
-
-
withholding
4 878
9 102
-
-
total
4 878
9 102
-
-
Income
82 000
82 000
82 000
82 000
Total tax
33 394
30 422
40 219
38 647
After tax
48 606
51 578
41 781
43 353
Living cost
20 971
20 971
20 971
20 971
Free-cash
27 635
30 607
20 810
22 382

Estimated living cost  is ₽20971 per week

₽12661
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1823
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6001
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Naples , Italy
₽17952
₽13529
₽17410
₽15878
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
social contributions
-
-
-
21 091
regional
-
-
-
1 236
municipal
-
-
-
487
national
-
-
-
16 625
total
-
-
-
39 439
Employee
51 791
-
82 000
-
municipal
275
-
434
-
national
8 205
-
14 133
-
regional
697
-
1 103
-
social contributions
17 464
-
27 650
-
total
26 641
-
43 320
-
Employer
51 791
-
82 000
-
total
-
-
-
-
Corporate
30 209
82 000
-
-
municipal
1 501
4 075
-
-
nationa
7 250
19 679
-
-
total
8 751
23 754
-
-
Dividends
21 458
58 246
-
-
withholding
5 579
15 143
-
-
total
5 579
15 143
-
-
Income
82 000
82 000
82 000
82 000
Total tax
40 971
38 897
43 320
39 439
After tax
41 029
43 103
38 680
42 561
Living cost
25 151
25 151
25 151
25 151
Free-cash
15 878
17 952
13 529
17 410

Estimated living cost  is ₽25151 per week

₽15641
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2548
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽431
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6531
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Naples model

Close
Prague , Czech Republic
₽28343
₽13499
₽11824
₽18314
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
income
-
-
-
7 048
social contributions
-
-
-
23 944
solidarity contribution
-
-
-
-
health
-
-
-
11 070
total
-
-
-
42 062
Employee
41 344
-
61 194
-
solidarity contribution
-
-
-
-
social contributions
2 687
-
3 978
-
income
4 961
-
7 343
-
health
5 581
-
8 261
-
total
13 229
-
19 582
-
Employer
41 344
-
61 194
-
health
3 721
-
5 507
-
social contributions
10 336
-
15 298
-
total
14 057
-
20 805
-
Corporate
26 599
82 000
-
-
income
5 054
15 580
-
-
total
5 054
15 580
-
-
Dividends
21 545
66 420
-
-
withholding
3 232
9 963
-
-
total
3 232
9 963
-
-
Income
82 000
82 000
82 000
82 000
Total tax
35 572
25 543
40 387
42 062
After tax
46 428
56 457
41 613
39 938
Living cost
28 114
28 114
28 114
28 114
Free-cash
18 314
28 343
13 499
11 824

Estimated living cost  is ₽28114 per week

₽20907
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1557
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽486
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5163
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Graz , Austria
₽16474
-₽2865
₽12883
₽16010
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
income
-
-
-
11 832
surtax
-
-
-
-
unemployment
-
-
-
5 726
chamber of commerce
-
-
-
328
health
-
-
-
6 274
pensions
-
-
-
15 170
total
-
-
-
39 330
Employee
40 813
37 207
63 676
-
other
408
372
636
-
unemployment
1 224
1 116
1 910
-
pensions
4 180
3 809
6 520
-
income
3 636
2 744
10 190
-
health
1 579
1 440
2 465
-
total
11 027
9 481
21 721
-
Employer
40 813
37 207
63 676
-
chamber of commerce
163
149
255
-
health
1 543
1 407
2 406
-
pensions
5 122
4 670
7 991
-
accident
530
484
827
-
unemployment
1 224
1 116
1 910
-
surtax
-
-
-
-
payroll
1 224
1 116
1 910
-
other
1 938
1 766
3 024
-
total
11 744
10 708
18 323
-
Corporate
29 442
34 084
60 133
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

7 360
8 520
15 034
-
total
7 360
8 520
15 034
-
Dividends
22 082
25 563
-
-
withholding
6 072
7 030
-
-
total
6 072
7 030
-
-
Income
82 000
82 000
82 000
82 000
Total tax
36 203
35 739
55 078
39 330
After tax
45 797
46 261
26 922
42 670
Living cost
29 787
29 787
29 787
29 787
Free-cash
16 010
16 474
-2 865
12 883

Estimated living cost  is ₽29787 per week

₽17868
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3042
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽532
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8345
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Tbilisi , Georgia
₽66176
₽53876
₽69456
₽63978
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
82 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
820
total
-
-
-
820
Employee
14 655
-
82 000
-
income
2 931
-
16 400
-
total
2 931
-
16 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

67 345
82 000
-
-
total
-
-
-
-
Dividends
67 345
82 000
-
-
withholding
3 367
4 100
-
-
total
3 367
4 100
-
-
Income
82 000
82 000
82 000
82 000
Total tax
6 298
4 100
16 400
820
After tax
75 702
77 900
65 600
81 180
Living cost
11 724
11 724
11 724
11 724
Free-cash
63 978
66 176
53 876
69 456

Estimated living cost  is ₽11724 per week

₽7934
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽492
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽393
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2905
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Ljubljana , Slovenia
₽31415
₽15530
₽17881
₽23604
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
82 000
income
-
-
-
15 910
unemployment
-
-
-
122
health
-
-
-
8 069
pensions
-
-
-
14 975
total
-
-
-
39 076
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

41 286
-
70 953
-
unemployment
58
-
99
-
pensions
6 400
-
10 997
-
income
7 120
-
14 700
-
health
2 667
-
4 584
-
total
16 245
-
30 380
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

41 286
-
70 953
-
health
2 750
-
4 725
-
pensions
3 653
-
6 279
-
unemployment
25
-
43
-
total
6 428
-
11 047
-
Corporate
34 286
82 000
-
-
income
6 515
15 579
-
-
total
6 515
15 579
-
-
Dividends
27 771
66 421
-
-
withholding
4 165
9 963
-
-
total
4 165
9 963
-
-
Income
82 000
82 000
82 000
82 000
Total tax
33 353
25 542
41 427
39 076
After tax
48 647
56 458
40 573
42 924
Living cost
25 043
25 043
25 043
25 043
Free-cash
23 604
31 415
15 530
17 881

Estimated living cost  is ₽25043 per week

₽17186
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1605
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5767
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Ljubljana model

Close
Oslo , Norway
₽10004
₽29955
₽16784
-₽55828
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
income
-
-
-
15 983
social contributions
-
-
-
9 348
total
-
-
-
25 331
Employee
57 190
-
-
-
social contributions
4 690
-
668
-
income
12 615
-
-
-
total
17 305
-
668
-
Employer
57 190
-
-
-
social contributions
80 638
-
11 492
-
total
80 638
-
11 492
-
Corporate
-
82 000
-
-
income
-
18 040
-
-
total
-
18 040
-
-
Dividends
-
63 960
-
-
income
-
14 071
-
-
total
-
14 071
-
-
Income
82 000
82 000
82 000
82 000
Total tax
97 943
32 111
12 160
25 331
After tax
-15 943
49 889
69 840
56 669
Living cost
39 885
39 885
39 885
39 885
Free-cash
-55 828
10 004
29 955
16 784

Estimated living cost  is ₽39885 per week

₽25879
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3751
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽508
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9747
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Oslo model

Close
Lisbon , Portugal
₽17356
₽13197
₽16923
₽16415
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
82 000
income
-
-
-
7 295
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
28 496
total
-
-
-
35 791
Employee
42 941
-
66 263
-
surtax
-
-
-
-
social contributions
4 724
-
7 289
-
income
8 932
-
16 491
-
total
13 656
-
23 780
-
Employer
42 941
-
66 263
-
social contributions
10 198
-
15 737
-
total
10 198
-
15 737
-
Corporate
28 861
82 000
-
-
income
6 061
17 220
-
-
surtax
-
-
-
-
total
6 061
17 220
-
-
Dividends
22 800
64 780
-
-
withholding
6 384
18 138
-
-
total
6 384
18 138
-
-
Income
82 000
82 000
82 000
82 000
Total tax
36 299
35 358
39 517
35 791
After tax
45 701
46 642
42 483
46 209
Living cost
29 286
29 286
29 286
29 286
Free-cash
16 415
17 356
13 197
16 923

Estimated living cost  is ₽29286 per week

₽21912
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1727
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽489
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5158
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Lisbon model

Close
Paris , France
-₽3767
₽2404
₽2452
₽2653
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
income
-
-
-
6 202
other
-
-
-
2 543
surtax
-
-
-
-
social contributions
-
-
-
2 335
health
-
-
-
893
pensions
-
-
-
22 481
total
-
-
-
34 454
Employee
58 476
-
62 486
-
pensions
6 614
-
7 066
-
surtax
-
-
-
-
social contributions
1 665
-
1 781
-
income
5 102
-
6 140
-
total
13 381
-
14 987
-
Employer
58 476
-
62 486
-
health
4 093
-
4 375
-
pensions
9 608
-
10 266
-
unemployment
2 369
-
2 530
-
social contributions
175
-
188
-
other
2 018
-
2 156
-
total
18 263
-
19 515
-
Corporate
5 260
82 000
-
-
income
1 472
22 960
-
-
surtax
-
-
-
-
total
1 472
22 960
-
-
Dividends
3 788
59 040
-
-
surtax
-
-
-
-
social contributions
652
10 156
-
-
withholding
485
7 557
-
-
total
1 137
17 713
-
-
Income
82 000
82 000
82 000
82 000
Total tax
34 253
40 673
34 502
34 454
After tax
47 747
41 327
47 498
47 546
Living cost
45 094
45 094
45 094
45 094
Free-cash
2 653
-3 767
2 404
2 452

Estimated living cost  is ₽45094 per week

₽30519
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3689
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽618
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10267
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Andorra , Andorra
₽45735
₽37124
₽34823
₽42599
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
income
-
-
-
1 072
social contributions
-
-
-
18 040
total
-
-
-
19 112
Employee
30 016
-
70 995
-
income
-
-
1 192
-
social contributions
1 951
-
4 614
-
total
1 951
-
5 806
-
Employer
30 016
-
70 995
-
social contributions
4 653
-
11 005
-
total
4 653
-
11 005
-
Corporate
47 331
82 000
-
-
income
4 732
8 200
-
-
total
4 732
8 200
-
-
Dividends
42 599
73 800
-
-
total
-
-
-
-
Income
82 000
82 000
82 000
82 000
Total tax
11 336
8 200
16 811
19 112
After tax
70 664
73 800
65 189
62 888
Living cost
28 065
28 065
28 065
28 065
Free-cash
42 599
45 735
37 124
34 823

Estimated living cost  is ₽28065 per week

₽18147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2116
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7275
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Copenhagen , Denmark
-₽121433
-₽121433
₽6434
-₽121433
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
labour market
-
-
-
6 495
municipal
-
-
-
14 772
national
-
-
-
8 523
pensions
-
-
-
809
total
-
-
-
30 599
Employee
189 796
189 796
189 796
-
municipal
40 416
40 416
40 416
-
labour market
15 162
15 162
15 162
-
pensions
270
270
270
-
national
23 187
23 187
23 187
-
total
79 035
79 035
79 035
-
Employer
189 796
189 796
189 796
-
national
23 227
23 227
23 227
-
labour market
15 184
15 184
15 184
-
pensions
540
540
540
-
municipal
40 480
40 480
40 480
-
total
79 431
79 431
79 431
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
82 000
82 000
82 000
82 000
Total tax
158 466
158 466
158 466
30 599
After tax
-76 466
-76 466
-76 466
51 401
Living cost
44 967
44 967
44 967
44 967
Free-cash
-121 433
-121 433
-121 433
6 434

Estimated living cost  is ₽44967 per week

₽30776
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3978
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽692
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9522
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Krakow , Poland
-₽13891
₽21027
₽35829
₽3493
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
accident
-
-
-
239
income
-
-
-
19 041
other
-
-
-
351
health
-
-
-
2 066
pensions
-
-
-
3 941
total
-
-
-
25 638
Employee
32 300
-
68 732
-
pensions
3 637
-
7 227
-
income
4 431
-
12 075
-
health
3 699
-
7 870
-
total
11 767
-
27 172
-
Employer
32 300
-
68 732
-
pensions
5 252
-
10 436
-
accident
539
-
1 148
-
unemployment
791
-
1 684
-
total
6 582
-
13 268
-
Corporate
43 118
82 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

38 806
73 800
-
-
total
38 806
73 800
-
-
Dividends
4 312
8 200
-
-
withholding
819
1 558
-
-
total
819
1 558
-
-
Income
82 000
82 000
82 000
82 000
Total tax
57 974
75 358
40 440
25 638
After tax
24 026
6 642
41 560
56 362
Living cost
20 533
20 533
20 533
20 533
Free-cash
3 493
-13 891
21 027
35 829

Estimated living cost  is ₽20533 per week

₽14946
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1171
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽385
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4031
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Krakow model

Close
Helsinki , Finland
₽19546
₽11833
₽23656
₽16339
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
82 000
health
-
-
-
873
municipal
-
-
-
14 603
national
-
-
-
7 023
total
-
-
-
22 499
Employee
49 121
-
68 983
-
municipal
8 046
-
11 272
-
unemployment
737
-
1 035
-
pensions
3 315
-
4 656
-
national
811
-
3 669
-
health
367
-
673
-
total
13 276
-
21 305
-
Employer
49 121
-
68 983
-
health
377
-
532
-
pensions
8 522
-
11 968
-
accident
50
-
69
-
unemployment
319
-
448
-
total
9 268
-
13 017
-
Corporate
23 610
82 000
-
-
income
4 722
16 400
-
-
total
4 722
16 400
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

14 167
49 200
-
-
municipal
2 550
8 855
-
-
national
-
1 354
-
-
total
2 550
10 209
-
-
Income
82 000
82 000
82 000
82 000
Total tax
29 816
26 609
34 322
22 499
After tax
52 184
55 391
47 678
59 501
Living cost
35 845
35 845
35 845
35 845
Free-cash
16 339
19 546
11 833
23 656

Estimated living cost  is ₽35845 per week

₽23414
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3448
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽571
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8414
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Larnaca , Cyprus
₽38472
₽38023
₽38105
₽33391
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
income
-
-
-
7 395
social contributions
-
-
-
12 792
health
-
-
-
2 091
total
-
-
-
22 278
Employee
71 793
71 793
74 445
-
social contributions
2 714
5 958
6 178
-
income
7 817
6 646
7 362
-
health
556
1 221
1 265
-
total
11 087
13 825
14 805
-
Employer
71 793
71 793
74 445
-
health
604
1 329
1 377
-
social contributions
2 714
5 958
6 178
-
total
3 318
7 287
7 555
-
Corporate
45 977
2 919
-
-
income
5 748
365
-
-
total
5 748
365
-
-
Dividends
40 229
2 554
-
-
withholding
6 839
434
-
-
total
6 839
434
-
-
Income
82 000
82 000
82 000
82 000
Total tax
26 992
21 911
22 360
22 278
After tax
55 008
60 089
59 640
59 722
Living cost
21 617
21 617
21 617
21 617
Free-cash
33 391
38 472
38 023
38 105

Estimated living cost  is ₽21617 per week

₽12955
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2121
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽478
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6063
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Podgorica , Montenegro
₽53082
₽35791
₽50170
₽48332
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

By law (Article 9 §1 (7); Article 10 §1 (7); Article 11 §1 (5)) a social contribution base is set as:

  • up to €9,000.00, 60% of the average monthly wage in Montenegro
  • up to €15,000.00, 100% of the average monthly wage in Montenegro
  • in excess of €15,000, 150% of the average monthly wage in Montenegro
-
-
-
82 000
income
-
-
-
7 661
unemployment
-
-
-
27
health
-
-
-
3 379
pensions
-
-
-
5 939
total
-
-
-
17 006
Employee

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

21 431
-
74 342
-
unemployment
106
-
372
-
pensions
3 214
-
11 152
-
income
1 465
-
5 884
-
health
1 821
-
6 320
-
total
6 606
-
23 728
-
Employer

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

21 431
-
74 342
-
health
921
-
3 196
-
pensions
1 178
-
4 089
-
unemployment
106
-
372
-
total
2 205
-
7 657
-
Corporate
58 364
82 000
-
-
income
5 253
7 379
-
-
total
5 253
7 379
-
-
Dividends
53 110
74 621
-
-
withholding
4 780
6 715
-
-
total
4 780
6 715
-
-
Income
82 000
82 000
82 000
82 000
Total tax
18 844
14 094
31 385
17 006
After tax
63 156
67 906
50 615
64 994
Living cost
14 824
14 824
14 824
14 824
Free-cash
48 332
53 082
35 791
50 170

Estimated living cost  is ₽14824 per week

₽9458
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1068
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽441
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3855
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Podgorica model

Close
Valencia , Spain
₽29602
₽18336
₽17754
₽24704
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
accident
-
-
-
739
income
-
-
-
13 970
other
-
-
-
82
unemployment
-
-
-
574
pensions
-
-
-
23 207
total
-
-
-
38 572
Employee
34 523
-
62 177
-
other
34
-
62
-
unemployment
535
-
964
-
pensions
1 623
-
2 922
-
income
6 656
-
14 219
-
total
8 848
-
18 167
-
Employer
34 523
-
62 177
-
pensions
8 147
-
14 674
-
accident
684
-
1 231
-
unemployment
1 899
-
3 420
-
other
276
-
498
-
total
11 006
-
19 823
-
Corporate
36 471
82 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

5 471
12 300
-
-
total
5 471
12 300
-
-
Dividends
31 000
69 700
-
-
withholding
6 297
14 424
-
-
total
6 297
14 424
-
-
Income
82 000
82 000
82 000
82 000
Total tax
31 622
26 724
37 990
38 572
After tax
50 378
55 276
44 010
43 428
Living cost
25 674
25 674
25 674
25 674
Free-cash
24 704
29 602
18 336
17 754

Estimated living cost  is ₽25674 per week

₽17330
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2468
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽450
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5427
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
Istanbul , Turkey
₽49277
₽50163
₽50299
₽48965
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
income
-
-
-
27 431
health
-
-
-
1 000
pensions
-
-
-
1 379
total
-
-
-
29 810
Employee
2 880
-
80 448
-
unemployment
29
-
69
-
pensions
259
-
621
-
income
557
-
27 359
-
health
144
-
345
-
total
989
-
28 394
-
Employer
2 880
-
80 448
-
health
274
-
655
-
pensions
317
-
759
-
unemployment
58
-
138
-
total
649
-
1 552
-
Corporate
78 472
82 000
-
-
income
17 264
18 040
-
-
total
17 264
18 040
-
-
Dividends
61 208
63 960
-
-
withholding
12 242
12 792
-
-
total
12 242
12 792
-
-
Income
82 000
82 000
82 000
82 000
Total tax
31 144
30 832
29 946
29 810
After tax
50 856
51 168
52 054
52 190
Living cost
1 891
1 891
1 891
1 891
Free-cash
48 965
49 277
50 163
50 299

Estimated living cost  is ₽1891 per week

₽1124
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽153
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽43
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽571
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Istanbul model

Close
Belgrade , Serbia
₽43098
₽25859
₽25859
₽38503
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
82 000
income
-
-
-
13 912
unemployment
-
-
-
1 035
health
-
-
-
7 107
pensions
-
-
-
17 940
total
-
-
-
39 994
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

24 348
-
69 649
-
unemployment
183
-
517
-
pensions
3 409
-
9 660
-
income
3 356
-
13 912
-
health
1 254
-
3 554
-
total
8 202
-
27 643
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

24 348
-
69 649
-
health
1 254
-
3 554
-
pensions
2 922
-
8 280
-
unemployment
183
-
517
-
total
4 359
-
12 351
-
Corporate
53 294
82 000
-
-
income
7 994
12 300
-
-
total
7 994
12 300
-
-
Dividends
45 300
69 700
-
-
withholding
6 795
10 455
-
-
total
6 795
10 455
-
-
Income
82 000
82 000
82 000
82 000
Total tax
27 350
22 755
39 994
39 994
After tax
54 650
59 245
42 006
42 006
Living cost
16 147
16 147
16 147
16 147
Free-cash
38 503
43 098
25 859
25 859

Estimated living cost  is ₽16147 per week

₽10871
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1249
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽467
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3559
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Belgrade model

Close
Porto , Portugal
₽21471
₽17312
₽21038
₽21133
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
82 000
income
-
-
-
7 295
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
28 496
total
-
-
-
35 791
Employee
36 237
-
66 263
-
surtax
-
-
-
-
social contributions
3 987
-
7 289
-
income
7 081
-
16 491
-
total
11 068
-
23 780
-
Employer
36 237
-
66 263
-
social contributions
8 606
-
15 737
-
total
8 606
-
15 737
-
Corporate
37 157
82 000
-
-
income
7 803
17 220
-
-
surtax
-
-
-
-
total
7 803
17 220
-
-
Dividends
29 354
64 780
-
-
withholding
8 219
18 138
-
-
total
8 219
18 138
-
-
Income
82 000
82 000
82 000
82 000
Total tax
35 696
35 358
39 517
35 791
After tax
46 304
46 642
42 483
46 209
Living cost
25 171
25 171
25 171
25 171
Free-cash
21 133
21 471
17 312
21 038

Estimated living cost  is ₽25171 per week

₽17828
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1749
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽446
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5149
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Porto model

Close
Madrid , Spain
₽22463
₽11197
₽10615
₽15343
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
accident
-
-
-
739
income
-
-
-
13 970
other
-
-
-
82
unemployment
-
-
-
574
pensions
-
-
-
23 207
total
-
-
-
38 572
Employee
45 091
-
62 177
-
other
44
-
62
-
unemployment
698
-
964
-
pensions
2 119
-
2 922
-
income
9 418
-
14 219
-
total
12 279
-
18 167
-
Employer
45 091
-
62 177
-
pensions
10 641
-
14 674
-
accident
893
-
1 231
-
unemployment
2 480
-
3 420
-
other
361
-
498
-
total
14 375
-
19 823
-
Corporate
22 533
82 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

3 381
12 300
-
-
total
3 381
12 300
-
-
Dividends
19 152
69 700
-
-
withholding
3 809
14 424
-
-
total
3 809
14 424
-
-
Income
82 000
82 000
82 000
82 000
Total tax
33 844
26 724
37 990
38 572
After tax
48 156
55 276
44 010
43 428
Living cost
32 813
32 813
32 813
32 813
Free-cash
15 343
22 463
11 197
10 615

Estimated living cost  is ₽32813 per week

₽23565
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2551
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽462
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6235
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Madrid model

Close
Sofia , Bulgaria
₽54046
₽47251
₽44927
₽48353
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
income
-
-
-
12 300
unemployment
-
-
-
130
health
-
-
-
3 751
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 828
total
-
-
-
21 009
Employee
21 272
-
75 600
-
accident

We are using the highest rate at 1.1%.

234
-
359
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 867
-
2 864
-
income
2 128
-
7 560
-
health
979
-
1 501
-
total
5 208
-
12 284
-
Employer
21 272
-
75 600
-
health
1 468
-
2 251
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 344
-
3 595
-
accident

We are using the highest rate at 1.1%.

234
-
359
-
unemployment
128
-
196
-
total
4 174
-
6 401
-
Corporate
56 555
82 000
-
-
income
5 656
8 200
-
-
total
5 656
8 200
-
-
Dividends
50 899
73 800
-
-
withholding
2 545
3 690
-
-
total
2 545
3 690
-
-
Income
82 000
82 000
82 000
82 000
Total tax
17 583
11 890
18 685
21 009
After tax
64 417
70 110
63 315
60 991
Living cost
16 064
16 064
16 064
16 064
Free-cash
48 353
54 046
47 251
44 927

Estimated living cost  is ₽16064 per week

₽10625
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽920
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽383
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4137
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Berlin , Germany
₽6291
₽23573
₽18034
₽18506
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
82 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
15 168
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
835
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 378
trade
-
-
-
5 539
total
-
-
-
27 920
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 455
-
82 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

211
-
835
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 820
-
15 168
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 378
-
6 378
-
total
10 409
-
22 381
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
35 545
82 000
-
-
income
5 331
12 300
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

292
677
-
-
chamber of commerce
193
262
-
-
trade
5 101
11 766
-
-
total
10 917
25 005
-
-
Dividends
24 627
56 995
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

319
764
-
-
withholding
5 803
13 894
-
-
total
6 122
14 658
-
-
Income
82 000
82 000
82 000
82 000
Total tax
27 448
39 663
22 381
27 920
After tax
54 552
42 337
59 619
54 080
Living cost
36 046
36 046
36 046
36 046
Free-cash
18 506
6 291
23 573
18 034

Estimated living cost  is ₽36046 per week

₽24865
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3878
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽523
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6779
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dublin , Ireland
₽4215
₽4394
₽4394
₽6275
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
income
-
-
-
17 367
social contributions
-
-
-
7 054
total
-
-
-
24 421
Employee
73 032
-
82 000
-
income
13 781
-
17 367
-
social contributions
6 067
-
7 054
-
total
19 848
-
24 421
-
Employer
73 032
-
82 000
-
total
-
-
-
-
Corporate
8 968
82 000
-
-
income
1 122
10 250
-
-
total
1 122
10 250
-
-
Dividends
7 846
71 750
-
-
withholding
1 570
14 350
-
-
total
1 570
14 350
-
-
Income
82 000
82 000
82 000
82 000
Total tax
22 540
24 600
24 421
24 421
After tax
59 460
57 400
57 579
57 579
Living cost
53 185
53 185
53 185
53 185
Free-cash
6 275
4 215
4 394
4 394

Estimated living cost  is ₽53185 per week

₽40462
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4334
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7881
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Sliema , Malta
₽14476
₽26153
₽15874
₽19271
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
82 000
income
-
-
-
26 577
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 657
total
-
-
-
32 234
Employee
42 830
-
77 705
-
income
4 647
-
13 365
-
social contributions
4 291
-
4 295
-
total
8 938
-
17 660
-
Employer
42 830
-
77 705
-
social contributions
4 291
-
4 295
-
total
4 291
-
4 295
-
Corporate
34 878
82 000
-
-
income
12 208
28 699
-
-
total
12 208
28 699
-
-
Dividends
22 671
53 301
-
-
social contributions
3 400
4 933
-
-
total
3 400
4 933
-
-
Income
82 000
82 000
82 000
82 000
Total tax
28 837
33 632
21 955
32 234
After tax
53 163
48 368
60 045
49 766
Living cost
33 892
33 892
33 892
33 892
Free-cash
19 271
14 476
26 153
15 874

Estimated living cost  is ₽33892 per week

₽22324
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2672
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8375
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sliema model

Close
Edinburgh , United Kingdom
₽26606
₽16906
₽26115
₽21313
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
income
-
-
-
15 238
pensions
-
-
-
5 814
total
-
-
-
21 052
Employee
47 813
-
72 401
-
pensions
3 649
-
6 601
-
income
8 707
-
12 935
-
health
624
-
1 128
-
total
12 980
-
20 664
-
Employer
47 813
-
72 401
-
health
909
-
1 375
-
pensions
4 831
-
8 222
-
total
5 740
-
9 597
-
Corporate
28 448
82 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

5 405
15 580
-
-
total
5 405
15 580
-
-
Dividends
23 043
66 420
-
-
withholding
1 729
4 981
-
-
total
1 729
4 981
-
-
Income
82 000
82 000
82 000
82 000
Total tax
25 854
20 561
30 261
21 052
After tax
56 146
61 439
51 739
60 948
Living cost
34 833
34 833
34 833
34 833
Free-cash
21 313
26 606
16 906
26 115

Estimated living cost  is ₽34833 per week

₽23895
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3203
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽436
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7297
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Edinburgh model

Close
Warsaw , Poland
-₽15924
₽18994
₽33796
₽3180
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
accident
-
-
-
239
income
-
-
-
19 041
other
-
-
-
351
health
-
-
-
2 066
pensions
-
-
-
3 941
total
-
-
-
25 638
Employee
35 497
-
68 732
-
pensions
3 997
-
7 227
-
income
4 870
-
12 075
-
health
4 064
-
7 870
-
total
12 931
-
27 172
-
Employer
35 497
-
68 732
-
pensions
5 772
-
10 436
-
accident
593
-
1 148
-
unemployment
870
-
1 684
-
total
7 235
-
13 268
-
Corporate
39 269
82 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

35 342
73 800
-
-
total
35 342
73 800
-
-
Dividends
3 927
8 200
-
-
withholding
746
1 558
-
-
total
746
1 558
-
-
Income
82 000
82 000
82 000
82 000
Total tax
56 254
75 358
40 440
25 638
After tax
25 746
6 642
41 560
56 362
Living cost
22 566
22 566
22 566
22 566
Free-cash
3 180
-15 924
18 994
33 796

Estimated living cost  is ₽22566 per week

₽16561
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1315
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽455
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4235
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Warsaw model

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Skopje , Macedonia
₽57087
₽36582
₽34565
₽52547
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Sole-trader should pay social contributions from a minimum of 50% of an average salary to a maximum of twelve average salaries. The minimum personal income for the first year should be at least 50% of an average salary.

-
-
-
82 000
income
-
-
-
12 272
unemployment
-
-
-
984
work injury
-
-
-
410
health insurance
-
-
-
6 068
pensions
-
-
-
15 088
total
-
-
-
34 822
Employee

Minimal social contribution is 50% of an average salary to a maximum of six average salaries.

20 181
-
82 000
-
health insurance
1 493
-
5 525
-
unemployment
242
-
896
-
work injury
101
-
373
-
pensions
3 713
-
13 739
-
income
2 018
-
12 272
-
total
7 567
-
32 805
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
61 819
82 000
-
-
income

Macedonia has a simplified tax regime. Before 3,000,000 MKD per annum you will be taxed at 0%, and before 6,000,000 MKD it is 1%.

-
-
-
-
total
-
-
-
-
Dividends
61 819
82 000
-
-
withholding
9 273
12 300
-
-
total
9 273
12 300
-
-
Income
82 000
82 000
82 000
82 000
Total tax
16 840
12 300
32 805
34 822
After tax
65 160
69 700
49 195
47 178
Living cost
12 613
12 613
12 613
12 613
Free-cash
52 547
57 087
36 582
34 565

Estimated living cost  is ₽12613 per week

₽7814
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽917
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽393
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3489
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Skopje model

Close
Rome , Italy
₽5999
₽1259
₽5010
₽1753
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
social contributions
-
-
-
21 091
regional
-
-
-
1 533
municipal
-
-
-
547
national
-
-
-
16 625
total
-
-
-
39 796
Employee
78 675
-
82 000
-
municipal
470
-
489
-
national
13 295
-
14 133
-
regional
1 188
-
1 275
-
social contributions
26 529
-
27 650
-
total
41 482
-
43 547
-
Employer
78 675
-
82 000
-
total
-
-
-
-
Corporate
3 325
82 000
-
-
municipal
159
3 953
-
-
nationa
797
19 679
-
-
total
956
23 632
-
-
Dividends
2 368
58 368
-
-
withholding
615
15 175
-
-
total
615
15 175
-
-
Income
82 000
82 000
82 000
82 000
Total tax
43 053
38 807
43 547
39 796
After tax
38 947
43 193
38 453
42 204
Living cost
37 194
37 194
37 194
37 194
Free-cash
1 753
5 999
1 259
5 010

Estimated living cost  is ₽37194 per week

₽26127
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2558
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽562
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7946
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rome model

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