Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 82000
per

Your estimated
City
free-cash

Andorra , Andorra
₽35026
₽42840
₽37324
₽45954
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
social contributions
-
-
-
18 039
income
-
-
-
1 088
total
-
-
-
19 127
Employee
29 782
-
70 995
-
social contributions
1 936
-
4 615
-
income
-
-
1 209
-
total
1 936
-
5 824
-
Employer
29 782
-
70 995
-
social contributions
4 616
-
11 005
-
total
4 616
-
11 005
-
Corporate
47 601
82 000
-
-
income
4 761
8 199
-
-
total
4 761
8 199
-
-
Dividends
42 841
73 801
-
-
total
-
-
-
-
Income
82 000
82 000
82 000
82 000
Total tax
11 313
8 199
16 829
19 127
After tax
70 687
73 801
65 171
62 873
Living cost
27 847
27 847
27 847
27 847
Free-cash
42 840
45 954
37 324
35 026

Estimated living cost  is ₽27847 per week

₽18005
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2099
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7218
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽13018
₽16233
-₽2703
₽16687
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
surtax
-
-
-
-
unemployment
-
-
-
5 682
health
-
-
-
6 272
chamber of commerce
-
-
-
329
pensions
-
-
-
15 170
income
-
-
-
11 974
total
-
-
-
39 427
Employee
40 495
36 918
63 671
-
unemployment
1 215
1 108
1 911
-
other
404
369
636
-
income
3 607
2 723
10 249
-
pensions
4 147
3 780
6 520
-
health
1 566
1 429
2 465
-
total
10 939
9 409
21 781
-
Employer
40 495
36 918
63 671
-
pensions
5 082
4 634
7 990
-
surtax
-
-
-
-
payroll
1 215
1 108
1 911
-
other
1 923
1 753
3 025
-
health
1 531
1 396
2 407
-
accident
526
480
828
-
unemployment
1 215
1 108
1 911
-
chamber of commerce
162
148
255
-
total
11 654
10 627
18 327
-
Corporate
29 852
34 457
60 157
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

7 463
8 614
15 040
-
total
7 463
8 614
15 040
-
Dividends
22 389
25 843
-
-
withholding
6 156
7 108
-
-
total
6 156
7 108
-
-
Income
82 000
82 000
82 000
82 000
Total tax
36 212
35 758
55 148
39 427
After tax
45 788
46 242
26 852
42 573
Living cost
29 555
29 555
29 555
29 555
Free-cash
16 233
16 687
-2 703
13 018

Estimated living cost  is ₽29555 per week

₽17729
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3018
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽527
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8280
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽9748
₽12072
-₽5830
₽13502
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
surtax
-
-
-
183
unemployment
-
-
-
5 682
health
-
-
-
6 272
chamber of commerce
-
-
-
329
pensions
-
-
-
15 170
income
-
-
-
11 974
total
-
-
-
39 610
Employee
46 296
36 918
63 532
-
unemployment
1 389
1 108
1 906
-
other
462
369
635
-
income
5 270
2 723
10 210
-
pensions
4 741
3 780
6 506
-
health
1 791
1 429
2 459
-
total
13 653
9 409
21 716
-
Employer
46 296
36 918
63 532
-
pensions
5 810
4 634
7 974
-
surtax
183
183
183
-
payroll
1 389
1 108
1 906
-
other
2 199
1 753
3 017
-
health
1 749
1 396
2 401
-
accident
601
480
826
-
unemployment
1 389
1 108
1 906
-
chamber of commerce
185
148
255
-
total
13 505
10 810
18 468
-
Corporate
22 199
34 274
60 016
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

5 550
8 568
15 004
-
total
5 550
8 568
15 004
-
Dividends
16 649
25 706
-
-
withholding
4 578
7 069
-
-
total
4 578
7 069
-
-
Income
82 000
82 000
82 000
82 000
Total tax
37 286
35 856
55 188
39 610
After tax
44 714
46 144
26 812
42 390
Living cost
32 642
32 642
32 642
32 642
Free-cash
12 072
13 502
-5 830
9 748

Estimated living cost  is ₽32642 per week

₽21771
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2785
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7551
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽5965
-₽3554
-₽1169
₽12249
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
national
-
-
-
25 852
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 188
social contributions
-
-
-
12 218
total
-
-
-
42 258
Employee

The minimum management director salary is set at €45,000 per year.

66 264
-
63 511
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

577
-
552
-
national
20 372
-
19 295
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 456
-
3 312
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 970
-
4 764
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 113
-
2 985
-
total
32 488
-
30 908
-
Employer

The minimum management director salary is set at €45,000 per year.

66 264
-
63 511
-
surtax
7 514
-
7 201
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 872
-
5 627
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 075
-
3 906
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

861
-
824
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

967
-
926
-
total
19 289
-
18 484
-
Corporate
-
82 000
-
-
income
-
16 400
-
-
surtax
-
329
-
-
total
-
16 729
-
-
Dividends
-
65 271
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
19 245
-
-
total
-
19 245
-
-
Income
82 000
82 000
82 000
82 000
Total tax
51 777
35 974
49 392
42 258
After tax
30 223
46 026
32 608
39 742
Living cost
33 777
33 777
33 777
33 777
Free-cash
-3 554
12 249
-1 169
5 965

Estimated living cost  is ₽33777 per week

₽21757
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2953
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8539
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽45157
₽48555
₽47499
₽54195
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
unemployment
-
-
-
129
health
-
-
-
3 716
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 783
income
-
-
-
12 300
total
-
-
-
20 928
Employee
21 074
-
75 660
-
accident

We are using the highest rate at 1.1%.

232
-
355
-
income
2 108
-
7 566
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 850
-
2 838
-
health
970
-
1 487
-
total
5 160
-
12 246
-
Employer
21 074
-
75 660
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 322
-
3 561
-
health
1 454
-
2 230
-
accident

We are using the highest rate at 1.1%.

232
-
355
-
unemployment
127
-
194
-
total
4 135
-
6 340
-
Corporate
56 791
82 000
-
-
income
5 679
8 200
-
-
total
5 679
8 200
-
-
Dividends
51 112
73 800
-
-
withholding
2 556
3 690
-
-
total
2 556
3 690
-
-
Income
82 000
82 000
82 000
82 000
Total tax
17 530
11 890
18 586
20 928
After tax
64 470
70 110
63 414
61 072
Living cost
15 915
15 915
15 915
15 915
Free-cash
48 555
54 195
47 499
45 157

Estimated living cost  is ₽15915 per week

₽10526
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽911
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽380
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4099
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽48942
₽53683
₽51284
₽57980
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
unemployment
-
-
-
129
health
-
-
-
3 716
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 783
income
-
-
-
12 300
total
-
-
-
20 928
Employee
16 062
-
75 660
-
accident

We are using the highest rate at 1.1%.

177
-
355
-
income
1 606
-
7 566
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 410
-
2 838
-
health
739
-
1 487
-
total
3 932
-
12 246
-
Employer
16 062
-
75 660
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 770
-
3 561
-
health
1 109
-
2 230
-
accident

We are using the highest rate at 1.1%.

177
-
355
-
unemployment
96
-
194
-
total
3 152
-
6 340
-
Corporate
62 786
82 000
-
-
income
6 278
8 200
-
-
total
6 278
8 200
-
-
Dividends
56 508
73 800
-
-
withholding
2 825
3 690
-
-
total
2 825
3 690
-
-
Income
82 000
82 000
82 000
82 000
Total tax
16 187
11 890
18 586
20 928
After tax
65 813
70 110
63 414
61 072
Living cost
12 130
12 130
12 130
12 130
Free-cash
53 683
57 980
51 284
48 942

Estimated living cost  is ₽12130 per week

₽7082
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽866
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽321
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3861
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽38173
₽33596
₽38093
₽38638
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
health
-
-
-
2 090
social contributions
-
-
-
12 793
income
-
-
-
7 496
total
-
-
-
22 379
Employee
71 234
71 234
74 444
-
income
7 756
6 594
7 459
-
social contributions
2 693
5 912
6 179
-
health
552
1 211
1 266
-
total
11 001
13 717
14 904
-
Employer
71 234
71 234
74 444
-
social contributions
2 693
5 912
6 179
-
health
599
1 318
1 376
-
total
3 292
7 230
7 555
-
Corporate
46 258
3 535
-
-
income
5 782
441
-
-
total
5 782
441
-
-
Dividends
40 476
3 094
-
-
withholding
6 881
526
-
-
total
6 881
526
-
-
Income
82 000
82 000
82 000
82 000
Total tax
26 956
21 914
22 459
22 379
After tax
55 044
60 086
59 541
59 621
Living cost
21 448
21 448
21 448
21 448
Free-cash
33 596
38 638
38 093
38 173

Estimated living cost  is ₽21448 per week

₽12854
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2104
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽475
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6016
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽29574
₽26197
₽29494
₽30039
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
health
-
-
-
2 090
social contributions
-
-
-
12 793
income
-
-
-
7 496
total
-
-
-
22 379
Employee
71 234
71 234
74 444
-
income
7 480
6 594
7 459
-
social contributions
3 461
5 912
6 179
-
health
708
1 211
1 266
-
total
11 649
13 717
14 904
-
Employer
71 234
71 234
74 444
-
social contributions
3 461
5 912
6 179
-
health
772
1 318
1 376
-
total
4 233
7 230
7 555
-
Corporate
36 070
3 535
-
-
income
4 509
441
-
-
total
4 509
441
-
-
Dividends
31 560
3 094
-
-
withholding
5 365
526
-
-
total
5 365
526
-
-
Income
82 000
82 000
82 000
82 000
Total tax
25 756
21 914
22 459
22 379
After tax
56 244
60 086
59 541
59 621
Living cost
30 047
30 047
30 047
30 047
Free-cash
26 197
30 039
29 494
29 574

Estimated living cost  is ₽30047 per week

₽20540
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2347
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽505
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6656
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽18527
₽27407
₽20202
₽35046
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
health
-
-
-
11 070
social contributions
-
-
-
23 944
income
-
-
-
7 048
solidarity contribution
-
-
-
-
total
-
-
-
42 062
Employee
31 487
-
61 194
-
income
3 778
-
7 343
-
social contributions
2 047
-
3 978
-
health
4 251
-
8 261
-
solidarity contribution
-
-
-
-
total
10 076
-
19 582
-
Employer
31 487
-
61 194
-
social contributions
7 872
-
15 298
-
health
2 834
-
5 507
-
total
10 706
-
20 805
-
Corporate
39 807
82 000
-
-
income
7 563
15 580
-
-
total
7 563
15 580
-
-
Dividends
32 244
66 420
-
-
withholding
4 837
9 963
-
-
total
4 837
9 963
-
-
Income
82 000
82 000
82 000
82 000
Total tax
33 182
25 543
40 387
42 062
After tax
48 818
56 457
41 613
39 938
Living cost
21 411
21 411
21 411
21 411
Free-cash
27 407
35 046
20 202
18 527

Estimated living cost  is ₽21411 per week

₽14872
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1523
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽421
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4595
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽13554
₽20661
₽15229
₽30073
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
health
-
-
-
11 070
social contributions
-
-
-
23 944
income
-
-
-
7 048
solidarity contribution
-
-
-
-
total
-
-
-
42 062
Employee
38 800
-
61 194
-
income
4 656
-
7 343
-
social contributions
2 522
-
3 978
-
health
5 238
-
8 261
-
solidarity contribution
-
-
-
-
total
12 416
-
19 582
-
Employer
38 800
-
61 194
-
social contributions
9 700
-
15 298
-
health
3 492
-
5 507
-
total
13 192
-
20 805
-
Corporate
30 008
82 000
-
-
income
5 701
15 580
-
-
total
5 701
15 580
-
-
Dividends
24 306
66 420
-
-
withholding
3 646
9 963
-
-
total
3 646
9 963
-
-
Income
82 000
82 000
82 000
82 000
Total tax
34 955
25 543
40 387
42 062
After tax
47 045
56 457
41 613
39 938
Living cost
26 384
26 384
26 384
26 384
Free-cash
20 661
30 073
15 229
13 554

Estimated living cost  is ₽26384 per week

₽19621
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽456
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4845
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽6640
-₽120412
-₽120412
-₽120412
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
national
-
-
-
8 531
pensions
-
-
-
805
municipal
-
-
-
14 786
labour market
-
-
-
6 496
total
-
-
-
30 618
Employee
188 843
188 843
188 843
-
municipal
40 213
40 213
40 213
-
national
23 071
23 071
23 071
-
pensions
268
268
268
-
labour market
15 086
15 086
15 086
-
total
78 638
78 638
78 638
-
Employer
188 843
188 843
188 843
-
pensions
537
537
537
-
labour market
15 107
15 107
15 107
-
municipal
40 277
40 277
40 277
-
national
23 111
23 111
23 111
-
total
79 032
79 032
79 032
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
82 000
82 000
82 000
82 000
Total tax
157 670
157 670
157 670
30 618
After tax
-75 670
-75 670
-75 670
51 382
Living cost
44 742
44 742
44 742
44 742
Free-cash
-120 412
-120 412
-120 412
6 640

Estimated living cost  is ₽44742 per week

₽30622
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3958
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽688
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9474
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽21578
₽37469
₽24890
₽43225
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
health
-
-
-
10 660
pensions
-
-
-
16 400
income
-
-
-
10 987
total
-
-
-
38 047
Employee
26 280
-
61 286
-
unemployment
420
-
981
-
income
2 959
-
11 815
-
pensions
526
-
1 225
-
total
3 905
-
14 021
-
Employer
26 280
-
61 286
-
pensions
5 256
-
12 257
-
health
3 416
-
7 967
-
unemployment
211
-
490
-
total
8 883
-
20 714
-
Corporate
46 837
82 000
-
-
income
9 368
16 400
-
-
total
9 368
16 400
-
-
Dividends
37 469
65 600
-
-
total
-
-
-
-
Income
82 000
82 000
82 000
82 000
Total tax
22 156
16 400
34 735
38 047
After tax
59 844
65 600
47 265
43 953
Living cost
22 375
22 375
22 375
22 375
Free-cash
37 469
43 225
24 890
21 578

Estimated living cost  is ₽22375 per week

₽15347
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1333
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽450
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5246
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽23855
₽16656
₽12058
₽19767
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
82 000
national
-
-
-
7 102
health
-
-
-
875
municipal
-
-
-
14 602
total
-
-
-
22 579
Employee
48 739
-
68 984
-
unemployment
731
-
1 035
-
municipal
7 983
-
11 270
-
national
805
-
3 723
-
pensions
3 289
-
4 657
-
health
364
-
675
-
total
13 172
-
21 360
-
Employer
48 739
-
68 984
-
pensions
8 456
-
11 968
-
health
374
-
531
-
accident
49
-
69
-
unemployment
316
-
448
-
total
9 195
-
13 016
-
Corporate
24 065
82 000
-
-
income
4 813
16 400
-
-
total
4 813
16 400
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

14 439
49 200
-
-
municipal
2 598
8 857
-
-
national
-
1 410
-
-
total
2 598
10 267
-
-
Income
82 000
82 000
82 000
82 000
Total tax
29 778
26 667
34 376
22 579
After tax
52 222
55 333
47 624
59 421
Living cost
35 566
35 566
35 566
35 566
Free-cash
16 656
19 767
12 058
23 855

Estimated living cost  is ₽35566 per week

₽23232
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3421
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽566
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8349
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽18971
₽17921
₽18862
₽12773
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
surtax
-
-
-
-
health
-
-
-
932
pensions
-
-
-
22 358
social contributions
-
-
-
2 336
income
-
-
-
6 305
other
-
-
-
2 544
total
-
-
-
34 475
Employee
35 391
-
62 485
-
income
1 825
-
6 219
-
surtax
-
-
-
-
social contributions
1 009
-
1 781
-
pensions
4 003
-
7 069
-
total
6 837
-
15 069
-
Employer
35 391
-
62 485
-
pensions
5 815
-
10 267
-
social contributions
105
-
188
-
other
1 222
-
2 155
-
health
2 477
-
4 374
-
unemployment
1 433
-
2 531
-
total
11 052
-
19 515
-
Corporate
35 557
82 000
-
-
income
9 955
22 959
-
-
surtax
-
-
-
-
total
9 955
22 959
-
-
Dividends
25 601
59 041
-
-
withholding
3 277
7 558
-
-
social contributions
4 404
10 156
-
-
surtax
-
-
-
-
total
7 681
17 714
-
-
Income
82 000
82 000
82 000
82 000
Total tax
35 525
40 673
34 584
34 475
After tax
46 475
41 327
47 416
47 525
Living cost
28 554
28 554
28 554
28 554
Free-cash
17 921
12 773
18 862
18 971

Estimated living cost  is ₽28554 per week

₽16560
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2901
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8553
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽15831
₽15105
₽15722
₽9633
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
surtax
-
-
-
-
health
-
-
-
932
pensions
-
-
-
22 358
social contributions
-
-
-
2 336
income
-
-
-
6 305
other
-
-
-
2 544
total
-
-
-
34 475
Employee
39 648
-
62 485
-
income
2 340
-
6 219
-
surtax
-
-
-
-
social contributions
1 130
-
1 781
-
pensions
4 483
-
7 069
-
total
7 953
-
15 069
-
Employer
39 648
-
62 485
-
pensions
6 513
-
10 267
-
social contributions
120
-
188
-
other
1 368
-
2 155
-
health
2 776
-
4 374
-
unemployment
1 605
-
2 531
-
total
12 382
-
19 515
-
Corporate
29 971
82 000
-
-
income
8 393
22 959
-
-
surtax
-
-
-
-
total
8 393
22 959
-
-
Dividends
21 578
59 041
-
-
withholding
2 762
7 558
-
-
social contributions
3 711
10 156
-
-
surtax
-
-
-
-
total
6 473
17 714
-
-
Income
82 000
82 000
82 000
82 000
Total tax
35 201
40 673
34 584
34 475
After tax
46 799
41 327
47 416
47 525
Living cost
31 694
31 694
31 694
31 694
Free-cash
15 105
9 633
15 722
15 831

Estimated living cost  is ₽31694 per week

₽19985
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2577
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽540
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8595
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽2782
₽2953
₽2673
-₽3416
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
surtax
-
-
-
-
health
-
-
-
932
pensions
-
-
-
22 358
social contributions
-
-
-
2 336
income
-
-
-
6 305
other
-
-
-
2 544
total
-
-
-
34 475
Employee
58 021
-
62 485
-
income
5 062
-
6 219
-
surtax
-
-
-
-
social contributions
1 652
-
1 781
-
pensions
6 563
-
7 069
-
total
13 277
-
15 069
-
Employer
58 021
-
62 485
-
pensions
9 534
-
10 267
-
social contributions
174
-
188
-
other
2 002
-
2 155
-
health
4 061
-
4 374
-
unemployment
2 350
-
2 531
-
total
18 121
-
19 515
-
Corporate
5 858
82 000
-
-
income
1 640
22 959
-
-
surtax
-
-
-
-
total
1 640
22 959
-
-
Dividends
4 218
59 041
-
-
withholding
540
7 558
-
-
social contributions
726
10 156
-
-
surtax
-
-
-
-
total
1 266
17 714
-
-
Income
82 000
82 000
82 000
82 000
Total tax
34 304
40 673
34 584
34 475
After tax
47 696
41 327
47 416
47 525
Living cost
44 743
44 743
44 743
44 743
Free-cash
2 953
-3 416
2 673
2 782

Estimated living cost  is ₽44743 per week

₽30281
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3660
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽614
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10187
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽75234
₽70840
₽59654
₽71954
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
82 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
820
total
-
-
-
820
Employee
7 432
-
82 000
-
income
1 486
-
16 400
-
total
1 486
-
16 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

74 568
82 000
-
-
total
-
-
-
-
Dividends
74 568
82 000
-
-
withholding
3 728
4 100
-
-
total
3 728
4 100
-
-
Income
82 000
82 000
82 000
82 000
Total tax
5 214
4 100
16 400
820
After tax
76 786
77 900
65 600
81 180
Living cost
5 946
5 946
5 946
5 946
Free-cash
70 840
71 954
59 654
75 234

Estimated living cost  is ₽5946 per week

₽3685
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽163
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1603
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽71915
₽66898
₽56335
₽68635
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
82 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
820
total
-
-
-
820
Employee
11 581
-
82 000
-
income
2 316
-
16 400
-
total
2 316
-
16 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

70 419
82 000
-
-
total
-
-
-
-
Dividends
70 419
82 000
-
-
withholding
3 521
4 100
-
-
total
3 521
4 100
-
-
Income
82 000
82 000
82 000
82 000
Total tax
5 837
4 100
16 400
820
After tax
76 163
77 900
65 600
81 180
Living cost
9 265
9 265
9 265
9 265
Free-cash
66 898
68 635
56 335
71 915

Estimated living cost  is ₽9265 per week

₽6270
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽311
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽18197
₽18687
₽23784
₽6569
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
82 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
840
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 329
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
15 282
trade
-
-
-
5 587
total
-
-
-
28 038
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 093
-
82 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 790
-
15 282
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

209
-
840
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 329
-
6 329
-
total
10 328
-
22 451
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
35 907
82 000
-
-
trade
5 153
11 766
-
-
income
5 386
12 301
-
-
chamber of commerce
193
260
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

297
677
-
-
total
11 029
25 004
-
-
Dividends
24 877
56 996
-
-
withholding
5 868
13 897
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

323
765
-
-
total
6 191
14 662
-
-
Income
82 000
82 000
82 000
82 000
Total tax
27 548
39 666
22 451
28 038
After tax
54 452
42 334
59 549
53 962
Living cost
35 765
35 765
35 765
35 765
Free-cash
18 687
6 569
23 784
18 197

Estimated living cost  is ₽35765 per week

₽24671
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3848
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6726
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽25358
₽23678
₽31490
₽13430
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
82 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
840
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 329
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
15 282
trade
-
-
-
6 132
total
-
-
-
28 583
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

35 432
-
82 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

990
-
15 282
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

54
-
840
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 329
-
6 329
-
total
7 373
-
22 451
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
46 568
82 000
-
-
trade
7 334
12 916
-
-
income
6 984
12 301
-
-
chamber of commerce
207
258
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

385
677
-
-
total
14 910
26 152
-
-
Dividends
31 657
55 848
-
-
withholding
7 563
13 610
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

417
749
-
-
total
7 980
14 359
-
-
Income
82 000
82 000
82 000
82 000
Total tax
30 263
40 511
22 451
28 583
After tax
51 737
41 489
59 549
53 417
Living cost
28 059
28 059
28 059
28 059
Free-cash
23 678
13 430
31 490
25 358

Estimated living cost  is ₽28059 per week

₽17650
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3272
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6614
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽16753
₽17694
₽23157
₽4676
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
82 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
840
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 329
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
15 282
trade
-
-
-
6 404
total
-
-
-
28 855
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 979
-
82 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 036
-
15 282
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

222
-
840
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 329
-
6 329
-
total
10 587
-
22 451
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
35 021
82 000
-
-
trade
5 761
13 489
-
-
income
5 253
12 301
-
-
chamber of commerce
190
257
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

288
677
-
-
total
11 492
26 724
-
-
Dividends
23 530
55 277
-
-
withholding
5 531
13 468
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

304
740
-
-
total
5 835
14 208
-
-
Income
82 000
82 000
82 000
82 000
Total tax
27 914
40 932
22 451
28 855
After tax
54 086
41 068
59 549
53 145
Living cost
36 392
36 392
36 392
36 392
Free-cash
17 694
4 676
23 157
16 753

Estimated living cost  is ₽36392 per week

₽24339
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3838
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽543
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7672
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽10434
₽13231
₽17111
-₽1794
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
82 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
840
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 329
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
15 282
trade
-
-
-
6 677
total
-
-
-
29 128
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

55 674
-
82 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 547
-
15 282
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

360
-
840
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 329
-
6 329
-
total
13 236
-
22 451
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
26 326
82 000
-
-
trade
4 514
14 064
-
-
income
3 948
12 301
-
-
chamber of commerce
178
257
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

218
677
-
-
total
8 858
27 299
-
-
Dividends
17 468
54 702
-
-
withholding
4 015
13 324
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

222
733
-
-
total
4 237
14 057
-
-
Income
82 000
82 000
82 000
82 000
Total tax
26 331
41 356
22 451
29 128
After tax
55 669
40 644
59 549
52 872
Living cost
42 438
42 438
42 438
42 438
Free-cash
13 231
-1 794
17 111
10 434

Estimated living cost  is ₽42438 per week

₽30995
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3395
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽552
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7498
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽22472
₽27824
₽20902
₽30770
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
surtax
-
-
-
1 631
unemployment
-
-
-
211
health
-
-
-
5 822
pensions
-
-
-
16 400
income
-
-
-
14 656
other
-
-
-
-
total
-
-
-
38 720
Employee
31 197
-
67 739
-
unemployment
2 171
-
4 715
-
other
-
-
-
-
income
5 230
-
13 624
-
surtax
111
-
1 450
-
pensions
2 081
-
4 518
-
health
796
-
1 726
-
total
10 389
-
26 033
-
Employer
31 197
-
67 739
-
pensions
4 159
-
9 029
-
other
-
-
-
-
health
1 419
-
3 082
-
unemployment
990
-
2 146
-
total
6 568
-
14 257
-
Corporate
44 235
82 000
-
-
income
11 501
21 321
-
-
total
11 501
21 321
-
-
Dividends
32 734
60 679
-
-
withholding
4 910
9 101
-
-
total
4 910
9 101
-
-
Income
82 000
82 000
82 000
82 000
Total tax
33 368
30 422
40 290
38 720
After tax
48 632
51 578
41 710
43 280
Living cost
20 808
20 808
20 808
20 808
Free-cash
27 824
30 770
20 902
22 472

Estimated living cost  is ₽20808 per week

₽12563
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1809
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5954
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽22838
₽28254
₽21268
₽31136
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
surtax
-
-
-
1 631
unemployment
-
-
-
211
health
-
-
-
5 822
pensions
-
-
-
16 400
income
-
-
-
14 656
other
-
-
-
-
total
-
-
-
38 720
Employee
30 635
-
67 739
-
unemployment
2 132
-
4 715
-
other
-
-
-
-
income
5 135
-
13 624
-
surtax
100
-
1 450
-
pensions
2 043
-
4 518
-
health
782
-
1 726
-
total
10 192
-
26 033
-
Employer
30 635
-
67 739
-
pensions
4 084
-
9 029
-
other
-
-
-
-
health
1 394
-
3 082
-
unemployment
970
-
2 146
-
total
6 448
-
14 257
-
Corporate
44 917
82 000
-
-
income
11 678
21 321
-
-
total
11 678
21 321
-
-
Dividends
33 239
60 679
-
-
withholding
4 986
9 101
-
-
total
4 986
9 101
-
-
Income
82 000
82 000
82 000
82 000
Total tax
33 304
30 422
40 290
38 720
After tax
48 696
51 578
41 710
43 280
Living cost
20 442
20 442
20 442
20 442
Free-cash
28 254
31 136
21 268
22 838

Estimated living cost  is ₽20442 per week

₽12499
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1886
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽471
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5585
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽38276
₽28124
₽29007
₽27740
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
unemployment
-
-
-
1 230
health
-
-
-
5 740
pensions
-
-
-
8 200
income
-
-
-
10 025
total
-
-
-
25 195
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 747
10 645
68 619
-
unemployment
401
160
1 029
-
income
3 270
1 301
8 389
-
pensions
2 675
1 064
6 862
-
health
1 872
745
4 803
-
total
8 218
3 270
21 083
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 747
10 645
68 619
-
pensions
5 216
2 076
13 381
-
total
5 216
2 076
13 381
-
Corporate
50 038
69 280
-
-
income
4 503
6 235
-
-
total
4 503
6 235
-
-
Dividends
45 534
63 044
-
-
withholding
8 652
11 978
-
-
social contributions
8 758
12 172
-
-
total
17 410
24 150
-
-
Income
82 000
82 000
82 000
82 000
Total tax
35 347
35 731
34 464
25 195
After tax
46 653
46 269
47 536
56 805
Living cost
18 529
18 529
18 529
18 529
Free-cash
28 124
27 740
29 007
38 276

Estimated living cost  is ₽18529 per week

₽12644
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1516
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽370
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3998
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽4953
₽5674
₽5597
₽6419
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
national
-
-
-
13 113
pensions
-
-
-
9 840
social contributions
-
-
-
882
municipal
-
-
-
8 463
total
-
-
-
32 298
Employee
69 369
-
70 888
-
municipal
8 568
-
8 780
-
national
13 277
-
13 605
-
pensions
2 775
-
2 836
-
total
24 620
-
25 221
-
Employer
69 369
-
70 888
-
pensions
5 550
-
5 671
-
social contributions
746
-
762
-
total
6 296
-
6 433
-
Corporate
1 758
82 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

352
16 400
-
-
total
352
16 400
-
-
Dividends
1 406
65 600
-
-
withholding
309
14 432
-
-
total
309
14 432
-
-
Income
82 000
82 000
82 000
82 000
Total tax
31 577
30 832
31 654
32 298
After tax
50 423
51 168
50 346
49 702
Living cost
44 749
44 749
44 749
44 749
Free-cash
5 674
6 419
5 597
4 953

Estimated living cost  is ₽44749 per week

₽30415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4160
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽670
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9504
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽4672
₽6675
₽4672
₽4628
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
social contributions
-
-
-
7 069
income
-
-
-
17 488
total
-
-
-
24 557
Employee
72 463
-
82 000
-
social contributions
6 020
-
7 069
-
income
13 674
-
17 488
-
total
19 694
-
24 557
-
Employer
72 463
-
82 000
-
total
-
-
-
-
Corporate
9 537
82 000
-
-
income
1 192
10 251
-
-
total
1 192
10 251
-
-
Dividends
8 345
71 749
-
-
withholding
1 668
14 350
-
-
total
1 668
14 350
-
-
Income
82 000
82 000
82 000
82 000
Total tax
22 554
24 601
24 557
24 557
After tax
59 446
57 399
57 443
57 443
Living cost
52 771
52 771
52 771
52 771
Free-cash
6 675
4 628
4 672
4 672

Estimated living cost  is ₽52771 per week

₽40147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4300
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽505
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7819
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽3771
-₽331
-₽131
₽4659
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
national
-
-
-
16 676
regional
-
-
-
886
social contributions
-
-
-
21 090
municipal
-
-
-
487
total
-
-
-
39 139
Employee
82 331
-
82 000
-
municipal
436
-
434
-
national
14 266
-
14 183
-
social contributions
27 762
-
27 651
-
regional
777
-
773
-
total
43 241
-
43 041
-
Employer
82 331
-
82 000
-
total
-
-
-
-
Corporate
-
82 000
-
-
nationa
-
19 681
-
-
municipal
-
3 198
-
-
total
-
22 879
-
-
Dividends
-
59 122
-
-
withholding
-
15 372
-
-
total
-
15 372
-
-
Income
82 000
82 000
82 000
82 000
Total tax
43 241
38 251
43 041
39 139
After tax
38 759
43 749
38 959
42 861
Living cost
39 090
39 090
39 090
39 090
Free-cash
-331
4 659
-131
3 771

Estimated living cost  is ₽39090 per week

₽27249
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2563
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽599
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8677
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽17555
₽16090
₽13674
₽18146
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
national
-
-
-
16 676
regional
-
-
-
1 237
social contributions
-
-
-
21 090
municipal
-
-
-
487
total
-
-
-
39 490
Employee
51 388
-
82 000
-
municipal
272
-
434
-
national
8 141
-
14 183
-
social contributions
17 328
-
27 651
-
regional
692
-
1 103
-
total
26 433
-
43 371
-
Employer
51 388
-
82 000
-
total
-
-
-
-
Corporate
30 612
82 000
-
-
nationa
7 347
19 681
-
-
municipal