Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 82000
per

Your estimated
City
free-cash

Dresden , Germany
₽23147
₽12591
₽30907
₽24981
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
82 000
trade
-
-
-
5 926
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
14 849
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 520
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
817
total
-
-
-
28 112
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

36 503
-
82 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

56
-
817
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 520
-
6 520
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 020
-
14 849
-
total
7 596
-
22 186
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
45 497
82 000
-
-
trade
7 167
12 915
-
-
income
6 824
12 299
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

375
677
-
-
chamber of commerce
210
263
-
-
total
14 576
26 154
-
-
Dividends
30 921
55 846
-
-
withholding
7 368
13 600
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

406
748
-
-
total
7 774
14 348
-
-
Income
82 000
82 000
82 000
82 000
Total tax
29 946
40 502
22 186
28 112
After tax
52 054
41 498
59 814
53 888
Living cost
28 907
28 907
28 907
28 907
Free-cash
23 147
12 591
30 907
24 981

Estimated living cost  is ₽28907 per week

₽18184
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3370
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽540
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6813
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Reykjavik , Iceland
-₽1141
₽1997
₽1452
₽808
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
social contributions
-
-
-
882
pensions
-
-
-
9 840
municipal
-
-
-
8 354
national
-
-
-
12 945
total
-
-
-
32 021
Employee
76 224
-
70 888
-
national
14 589
-
13 437
-
municipal
9 415
-
8 671
-
pensions
3 049
-
2 836
-
total
27 053
-
24 944
-
Employer
76 224
-
70 888
-
pensions
6 098
-
5 671
-
social contributions
819
-
762
-
total
6 917
-
6 433
-
Corporate
-
82 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
16 400
-
-
total
-
16 400
-
-
Dividends
-
65 600
-
-
withholding
-
14 432
-
-
total
-
14 432
-
-
Income
82 000
82 000
82 000
82 000
Total tax
33 970
30 832
31 377
32 021
After tax
48 030
51 168
50 623
49 979
Living cost
49 171
49 171
49 171
49 171
Free-cash
-1 141
1 997
1 452
808

Estimated living cost  is ₽49171 per week

₽33421
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4571
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽736
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10443
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Riga , Latvia
₽37917
₽45745
₽26517
₽24073
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
82 000
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
26 362
income
-
-
-
11 710
microenterprise
-
-
-
-
surtax
-
-
-
-
total
-
-
-
38 072
Employee
27 887
-
66 080
-
surtax
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

3 068
-
7 268
-
income
4 964
-
12 440
-
total
8 032
-
19 708
-
Employer
27 887
-
66 080
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

6 717
-
15 920
-
surtax
-
-
-
-
total
6 717
-
15 920
-
Corporate
47 395
82 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

9 479
16 400
-
-
total
9 479
16 400
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

37 916
65 600
-
-
total
-
-
-
-
Income
82 000
82 000
82 000
82 000
Total tax
24 228
16 400
35 628
38 072
After tax
57 772
65 600
46 372
43 928
Living cost
19 855
19 855
19 855
19 855
Free-cash
37 917
45 745
26 517
24 073

Estimated living cost  is ₽19855 per week

₽12667
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1891
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4847
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Riga model

Close
Rotterdam , Netherlands
-₽12770
-₽7413
-₽12770
₽6639
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
income
-
-
-
13 530
pensions
-
-
-
11 182
health
-
-
-
10 669
total
-
-
-
35 381
Employee
81 500
81 500
81 500
-
health
12 509
10 640
12 509
-
pensions
14 670
11 182
14 670
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 340
13 340
13 340
-
total
40 519
35 162
40 519
-
Employer
81 500
81 500
81 500
-
pensions
5 672
5 672
5 672
-
unemployment
2 934
2 934
2 934
-
health
5 665
5 665
5 665
-
total
14 271
14 271
14 271
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Income
82 000
82 000
82 000
82 000
Total tax
54 790
49 433
54 790
35 381
After tax
27 210
32 567
27 210
46 619
Living cost
39 980
39 980
39 980
39 980
Free-cash
-12 770
-7 413
-12 770
6 639

Estimated living cost  is ₽39980 per week

₽28333
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3604
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽636
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7407
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rotterdam model

Close
Stockholm , Sweden
₽3952
₽4849
₽3867
₽953
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
other
-
-
-
9 528
unemployment
-
-
-
82
pensions
-
-
-
8 864
municipal
-
-
-
17 369
accident
-
-
-
164
national
-
-
-
-
health
-
-
-
5 117
total
-
-
-
41 124
Employee
56 887
-
62 395
-
national
-
-
-
-
municipal
16 964
-
18 606
-
total
16 964
-
18 606
-
Employer
56 887
-
62 395
-
other
6 610
-
7 250
-
accident
114
-
125
-
pensions
6 149
-
6 745
-
unemployment
1 502
-
1 647
-
health
3 499
-
3 837
-
total
17 874
-
19 604
-
Corporate
7 239
82 000
-
-
income
1 593
18 040
-
-
total
1 593
18 040
-
-
Dividends
5 646
63 960
-
-
withholding
1 694
19 188
-
-
total
1 694
19 188
-
-
Income
82 000
82 000
82 000
82 000
Total tax
38 125
37 228
38 210
41 124
After tax
43 875
44 772
43 790
40 876
Living cost
39 923
39 923
39 923
39 923
Free-cash
3 952
4 849
3 867
953

Estimated living cost  is ₽39923 per week

₽26460
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3918
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽606
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8940
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Stockholm model

Close
Hamburg , Germany
₽16996
₽3584
₽22322
₽16132
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
82 000
trade
-
-
-
6 190
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
14 849
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 520
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
817
total
-
-
-
28 376
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

48 398
-
82 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

228
-
817
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 520
-
6 520
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 158
-
14 849
-
total
10 906
-
22 186
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
33 602
82 000
-
-
trade
5 528
13 489
-
-
income
5 040
12 299
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

277
677
-
-
chamber of commerce
192
261
-
-
total
11 037
26 726
-
-
Dividends
22 565
55 273
-
-
withholding
5 279
13 457
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

290
741
-
-
total
5 569
14 198
-
-
Income
82 000
82 000
82 000
82 000
Total tax
27 512
40 924
22 186
28 376
After tax
54 488
41 076
59 814
53 624
Living cost
37 492
37 492
37 492
37 492
Free-cash
16 996
3 584
22 322
16 132

Estimated living cost  is ₽37492 per week

₽25075
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3954
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽560
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7904
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Limassol , Cyprus
₽25188
₽29145
₽28965
₽29049
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
social contributions
-
-
-
12 792
income
-
-
-
7 112
health
-
-
-
2 092
total
-
-
-
21 996
Employee
73 387
73 387
74 444
-
health
730
1 248
1 266
-
social contributions
3 566
6 091
6 180
-
income
7 706
6 793
7 078
-
total
12 002
14 132
14 524
-
Employer
73 387
73 387
74 444
-
social contributions
3 566
6 091
6 180
-
health
795
1 358
1 376
-
total
4 361
7 449
7 556
-
Corporate
34 681
1 164
-
-
income
4 336
145
-
-
total
4 336
145
-
-
Dividends
30 346
1 019
-
-
withholding
5 158
174
-
-
total
5 158
174
-
-
Income
82 000
82 000
82 000
82 000
Total tax
25 857
21 900
22 080
21 996
After tax
56 143
60 100
59 920
60 004
Living cost
30 955
30 955
30 955
30 955
Free-cash
25 188
29 145
28 965
29 049

Estimated living cost  is ₽30955 per week

₽21161
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽520
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6857
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Budapest , Hungary
₽28862
₽28492
₽29777
₽39046
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
unemployment
-
-
-
1 230
income
-
-
-
10 024
pensions
-
-
-
8 200
health
-
-
-
5 740
total
-
-
-
25 194
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 636
10 203
68 619
-
unemployment
385
153
1 029
-
health
1 795
714
4 803
-
pensions
2 564
1 020
6 862
-
income
3 134
1 247
8 389
-
total
7 878
3 134
21 083
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 636
10 203
68 619
-
pensions
4 999
1 990
13 381
-
total
4 999
1 990
13 381
-
Corporate
51 365
69 808
-
-
income
4 623
6 283
-
-
total
4 623
6 283
-
-
Dividends
46 742
63 525
-
-
withholding
8 881
12 070
-
-
social contributions
8 998
12 271
-
-
total
17 879
24 341
-
-
Income
82 000
82 000
82 000
82 000
Total tax
35 379
35 748
34 464
25 194
After tax
46 621
46 252
47 536
56 806
Living cost
17 760
17 760
17 760
17 760
Free-cash
28 862
28 492
29 777
39 046

Estimated living cost  is ₽17760 per week

₽12119
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1453
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽355
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3832
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Tallinn , Estonia
₽36619
₽42548
₽24210
₽20900
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
income
-
-
-
10 988
pensions
-
-
-
16 400
health
-
-
-
10 660
total
-
-
-
38 048
Employee
27 074
-
61 285
-
unemployment
433
-
980
-
pensions
542
-
1 226
-
income
3 048
-
11 816
-
total
4 023
-
14 022
-
Employer
27 074
-
61 285
-
pensions
5 415
-
12 258
-
unemployment
217
-
491
-
health
3 519
-
7 967
-
total
9 151
-
20 716
-
Corporate
45 774
82 000
-
-
income
9 155
16 400
-
-
total
9 155
16 400
-
-
Dividends
36 619
65 600
-
-
total
-
-
-
-
Income
82 000
82 000
82 000
82 000
Total tax
22 329
16 400
34 738
38 048
After tax
59 671
65 600
47 262
43 952
Living cost
23 052
23 052
23 052
23 052
Free-cash
36 619
42 548
24 210
20 900

Estimated living cost  is ₽23052 per week

₽15811
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1373
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5404
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Gdansk , Poland
₽3347
-₽14831
₽19907
₽34907
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
other
-
-
-
362
income
-
-
-
18 822
pensions
-
-
-
4 061
accident
-
-
-
246
health
-
-
-
2 129
total
-
-
-
25 620
Employee
33 778
-
68 427
-
health
3 868
-
7 835
-
pensions
3 804
-
7 447
-
income
4 634
-
11 765
-
total
12 306
-
27 047
-
Employer
33 778
-
68 427
-
accident
564
-
1 143
-
pensions
5 493
-
10 753
-
unemployment
828
-
1 677
-
total
6 885
-
13 573
-
Corporate
41 338
82 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

37 204
73 800
-
-
total
37 204
73 800
-
-
Dividends
4 134
8 200
-
-
withholding
785
1 558
-
-
total
785
1 558
-
-
Income
82 000
82 000
82 000
82 000
Total tax
57 180
75 358
40 620
25 620
After tax
24 820
6 642
41 380
56 380
Living cost
21 473
21 473
21 473
21 473
Free-cash
3 347
-14 831
19 907
34 907

Estimated living cost  is ₽21473 per week

₽15738
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1190
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽448
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4098
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Gdansk model

Close
Batumi , Georgia
₽68602
₽70070
₽57770
₽73350
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
82 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
820
total
-
-
-
820
Employee
9 788
-
82 000
-
income
1 957
-
16 400
-
total
1 957
-
16 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

72 212
82 000
-
-
total
-
-
-
-
Dividends
72 212
82 000
-
-
withholding
3 611
4 100
-
-
total
3 611
4 100
-
-
Income
82 000
82 000
82 000
82 000
Total tax
5 568
4 100
16 400
820
After tax
76 432
77 900
65 600
81 180
Living cost
7 830
7 830
7 830
7 830
Free-cash
68 602
70 070
57 770
73 350

Estimated living cost  is ₽7830 per week

₽4853
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽651
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽215
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2112
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Bratislava , Slovakia
₽28372
₽34815
₽22634
₽18969
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
other
-
-
-
3 896
income
-
-
-
10 416
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
19 681
health
-
-
-
3 608
total
-
-
-
37 601
Employee
34 652
-
65 495
-
unemployment
346
-
656
-
health
485
-
916
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 425
-
4 586
-
income
5 966
-
11 274
-
total
9 222
-
17 432
-
Employer
34 652
-
65 495
-
other
1 733
-
3 274
-
accident
277
-
523
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 892
-
11 135
-
unemployment
346
-
656
-
health
485
-
916
-
total
8 733
-
16 504
-
Corporate
38 614
82 000
-
-
income
8 108
17 220
-
-
total
8 108
17 220
-
-
Dividends
30 506
64 780
-
-
withholding
2 135
4 535
-
-
total
2 135
4 535
-
-
Income
82 000
82 000
82 000
82 000
Total tax
28 198
21 755
33 936
37 601
After tax
53 802
60 245
48 064
44 399
Living cost
25 430
25 430
25 430
25 430
Free-cash
28 372
34 815
22 634
18 969

Estimated living cost  is ₽25430 per week

₽17968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1717
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5336
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Bratislava model

Close
London , United Kingdom
-₽20191
-₽2083
-₽11744
-₽2555
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
income
-
-
-
15 240
pensions
-
-
-
5 794
total
-
-
-
21 034
Employee
89 873
-
72 420
-
health
1 481
-
1 123
-
pensions
8 670
-
6 576
-
income
16 201
-
12 944
-
total
26 352
-
20 643
-
Employer
89 873
-
72 420
-
pensions
10 611
-
8 204
-
health
1 707
-
1 376
-
total
12 318
-
9 580
-
Corporate
-
82 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
15 579
-
-
total
-
15 579
-
-
Dividends
-
66 421
-
-
withholding
-
4 983
-
-
total
-
4 983
-
-
Income
82 000
82 000
82 000
82 000
Total tax
38 670
20 562
30 223
21 034
After tax
43 330
61 438
51 777
60 966
Living cost
63 521
63 521
63 521
63 521
Free-cash
-20 191
-2 083
-11 744
-2 555

Estimated living cost  is ₽63521 per week

₽47598
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7463
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7944
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for London model

Close
Varna , Bulgaria
₽53112
₽57559
₽50502
₽48221
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
unemployment
-
-
-
134
income
-
-
-
12 300
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 949
health
-
-
-
3 845
total
-
-
-
21 228
Employee
16 619
-
75 440
-
accident

We are using the highest rate at 1.1%.

183
-
368
-
health
764
-
1 538
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 459
-
2 936
-
income
1 662
-
7 544
-
total
4 068
-
12 386
-
Employer
16 619
-
75 440
-
accident

We are using the highest rate at 1.1%.

183
-
368
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 832
-
3 685
-
unemployment
99
-
201
-
health
1 147
-
2 307
-
total
3 261
-
6 561
-
Corporate
62 120
82 000
-
-
income
6 212
8 200
-
-
total
6 212
8 200
-
-
Dividends
55 908
73 800
-
-
withholding
2 796
3 690
-
-
total
2 796
3 690
-
-
Income
82 000
82 000
82 000
82 000
Total tax
16 337
11 890
18 947
21 228
After tax
65 663
70 110
63 053
60 772
Living cost
12 551
12 551
12 551
12 551
Free-cash
53 112
57 559
50 502
48 221

Estimated living cost  is ₽12551 per week

₽7327
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽896
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽333
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3995
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Amsterdam , Netherlands
-₽21976
-₽20355
-₽25712
-₽6303
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
income
-
-
-
13 530
pensions
-
-
-
11 182
health
-
-
-
10 669
total
-
-
-
35 381
Employee
88 483
81 500
81 500
-
health
11 039
10 640
12 509
-
pensions
11 182
11 182
14 670
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 340
13 340
13 340
-
total
35 561
35 162
40 519
-
Employer
88 483
81 500
81 500
-
pensions
6 158
5 672
5 672
-
unemployment
3 186
2 934
2 934
-
health
6 149
5 665
5 665
-
total
15 493
14 271
14 271
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Income
82 000
82 000
82 000
82 000
Total tax
51 054
49 433
54 790
35 381
After tax
30 946
32 567
27 210
46 619
Living cost
52 922
52 922
52 922
52 922
Free-cash
-21 976
-20 355
-25 712
-6 303

Estimated living cost  is ₽52922 per week

₽39038
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4727
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽607
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8550
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Amsterdam model

Close
Brno , Czech Republic
₽24077
₽32591
₽17747
₽16072
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
social contributions
-
-
-
23 944
income
-
-
-
7 048
health
-
-
-
11 070
solidarity contribution
-
-
-
-
total
-
-
-
42 062
Employee
35 096
-
61 194
-
solidarity contribution
-
-
-
-
health
4 738
-
8 261
-
social contributions
2 281
-
3 978
-
income
4 212
-
7 343
-
total
11 231
-
19 582
-
Employer
35 096
-
61 194
-
social contributions
8 774
-
15 298
-
health
3 159
-
5 507
-
total
11 933
-
20 805
-
Corporate
34 971
82 000
-
-
income
6 644
15 580
-
-
total
6 644
15 580
-
-
Dividends
28 326
66 420
-
-
withholding
4 249
9 963
-
-
total
4 249
9 963
-
-
Income
82 000
82 000
82 000
82 000
Total tax
34 057
25 543
40 387
42 062
After tax
47 943
56 457
41 613
39 938
Living cost
23 866
23 866
23 866
23 866
Free-cash
24 077
32 591
17 747
16 072

Estimated living cost  is ₽23866 per week

₽16577
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1698
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5121
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Milan , Italy
-₽2818
₽3480
-₽1113
₽2789
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
regional
-
-
-
882
social contributions
-
-
-
21 090
municipal
-
-
-
487
national
-
-
-
16 481
total
-
-
-
38 940
Employee
84 819
-
82 000
-
national
14 697
-
13 987
-
regional
800
-
770
-
municipal
449
-
435
-
social contributions
28 601
-
27 650
-
total
44 547
-
42 842
-
Employer
84 819
-
82 000
-
total
-
-
-
-
Corporate
-
82 000
-
-
nationa
-
19 680
-
-
municipal
-
3 198
-
-
total
-
22 878
-
-
Dividends
-
59 122
-
-
withholding
-
15 371
-
-
total
-
15 371
-
-
Income
82 000
82 000
82 000
82 000
Total tax
44 547
38 249
42 842
38 940
After tax
37 453
43 751
39 158
43 060
Living cost
40 271
40 271
40 271
40 271
Free-cash
-2 818
3 480
-1 113
2 789

Estimated living cost  is ₽40271 per week

₽28072
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2641
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽618
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8940
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Thessaloniki , Greece
₽27549
₽30517
₽20932
₽22506
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
other
-
-
-
-
unemployment
-
-
-
217
income
-
-
-
14 431
pensions
-
-
-
16 400
health
-
-
-
5 821
surtax
-
-
-
1 565
total
-
-
-
38 434
Employee
31 561
-
67 739
-
surtax
103
-
1 384
-
unemployment
2 197
-
4 714
-
other
-
-
-
-
health
806
-
1 728
-
pensions
2 105
-
4 519
-
income
5 290
-
13 402
-
total
10 501
-
25 747
-
Employer
31 561
-
67 739
-
other
-
-
-
-
pensions
4 207
-
9 030
-
unemployment
1 000
-
2 148
-
health
1 436
-
3 083
-
total
6 643
-
14 261
-
Corporate
43 796
82 000
-
-
income
11 386
21 320
-
-
total
11 386
21 320
-
-
Dividends
32 410
60 680
-
-
withholding
4 861
9 103
-
-
total
4 861
9 103
-
-
Income
82 000
82 000
82 000
82 000
Total tax
33 391
30 423
40 008
38 434
After tax
48 609
51 577
41 992
43 566
Living cost
21 060
21 060
21 060
21 060
Free-cash
27 549
30 517
20 932
22 506

Estimated living cost  is ₽21060 per week

₽12877
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1943
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5754
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Cambridge , United Kingdom
₽10568
₽18042
₽8381
₽17570
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
income
-
-
-
15 240
pensions
-
-
-
5 794
total
-
-
-
21 034
Employee
60 231
-
72 420
-
health
874
-
1 123
-
pensions
5 112
-
6 576
-
income
10 848
-
12 944
-
total
16 834
-
20 643
-
Employer
60 231
-
72 420
-
pensions
6 520
-
8 204
-
health
1 144
-
1 376
-
total
7 664
-
9 580
-
Corporate
14 105
82 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

2 680
15 579
-
-
total
2 680
15 579
-
-
Dividends
11 426
66 421
-
-
withholding
858
4 983
-
-
total
858
4 983
-
-
Income
82 000
82 000
82 000
82 000
Total tax
28 036
20 562
30 223
21 034
After tax
53 964
61 438
51 777
60 966
Living cost
43 396
43 396
43 396
43 396
Free-cash
10 568
18 042
8 381
17 570

Estimated living cost  is ₽43396 per week

₽32512
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3253
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽454
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7177
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Cambridge model

Close
Zurich , Switzerland
-₽15165
-₽38310
-₽11093
-₽6908
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 639
city
-
-
-
864
regional
-
-
-
2 453
pensions
-
-
-
7 545
national
-
-
-
354
health
-
-
-
247
total
-
-
-
13 102
Employee
88 713
-
73 394
-
national
420
-
297
-
unemployment
-
-
-
-
city
952
-
789
-
regional
2 905
-
2 075
-
health
201
-
165
-
pensions
7 453
-
6 164
-
total
11 931
-
9 490
-
Employer
88 713
-
73 394
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 774
-
1 468
-
pensions
7 453
-
6 164
-
unemployment
-
-
-
-
health
201
-
165
-
total
9 428
-
7 797
-
Corporate
-
82 000
-
-
regional
-
17 344
-
-
national
-
6 970
-
-
total
-
24 314
-
-
Dividends
-
57 686
-
-
withholding
-
20 190
-
-
total
-
20 190
-
-
Income
82 000
82 000
82 000
82 000
Total tax
21 359
44 504
17 287
13 102
After tax
60 641
37 496
64 713
68 898
Living cost
75 806
75 806
75 806
75 806
Free-cash
-15 165
-38 310
-11 093
-6 908

Estimated living cost  is ₽75806 per week

₽49296
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6803
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽931
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18777
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
Munich , Germany
₽12412
-₽3064
₽16094
₽9641
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
82 000
trade
-
-
-
6 453
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
14 849
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 520
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
817
total
-
-
-
28 639
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

57 356
-
82 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

371
-
817
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 520
-
6 520
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 745
-
14 849
-
total
13 636
-
22 186
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
24 644
82 000
-
-
trade
4 227
14 063
-
-
income
3 696
12 299
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
677
-
-
chamber of commerce
179
261
-
-
total
8 305
27 300
-
-
Dividends
16 338
54 699
-
-
withholding
3 722
13 312
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

205
732
-
-
total
3 927
14 044
-
-
Income
82 000
82 000
82 000
82 000
Total tax
25 868
41 344
22 186
28 639
After tax
56 132
40 656
59 814
53 361
Living cost
43 720
43 720
43 720
43 720
Free-cash
12 412
-3 064
16 094
9 641

Estimated living cost  is ₽43720 per week

₽31932
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3497
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽569
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7724
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Nice , France
₽14313
₽8676
₽15069
₽14952
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
other
-
-
-
2 543
social contributions
-
-
-
2 336
income
-
-
-
5 909
pensions
-
-
-
22 829
health
-
-
-
779
surtax
-
-
-
-
total
-
-
-
34 396
Employee
40 846
-
62 485
-
surtax
-
-
-
-
pensions
4 618
-
7 069
-
social contributions
1 165
-
1 780
-
income
2 411
-
5 916
-
total
8 194
-
14 765
-
Employer
40 846
-
62 485
-
other
1 409
-
2 155
-
pensions
6 710
-
10 267
-
unemployment
1 654
-
2 530
-
social contributions
123
-
188
-
health
2 860
-
4 374
-
total
12 756
-
19 514
-
Corporate
28 399
82 000
-
-
income
7 951
22 959
-
-
surtax
-
-
-
-
total
7 951
22 959
-
-
Dividends
20 448
59 041
-
-
withholding
2 617
7 558
-
-
social contributions
3 517
10 155
-
-
surtax
-
-
-
-
total
6 134
17 713
-
-
Income
82 000
82 000
82 000
82 000
Total tax
35 035
40 672
34 279
34 396
After tax
46 965
41 328
47 721
47 604
Living cost
32 652
32 652
32 652
32 652
Free-cash
14 313
8 676
15 069
14 952

Estimated living cost  is ₽32652 per week

₽20589
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2655
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽556
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8855
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Marseille , France
₽17212
₽11911
₽18304
₽18187
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
other
-
-
-
2 543
social contributions
-
-
-
2 336
income
-
-
-
5 909
pensions
-
-
-
22 829
health
-
-
-
779
surtax
-
-
-
-
total
-
-
-
34 396
Employee
36 461
-
62 485
-
surtax
-
-
-
-
pensions
4 124
-
7 069
-
social contributions
1 040
-
1 780
-
income
1 880
-
5 916
-
total
7 044
-
14 765
-
Employer
36 461
-
62 485
-
other
1 259
-
2 155
-
pensions
5 991
-
10 267
-
unemployment
1 476
-
2 530
-
social contributions
109
-
188
-
health
2 552
-
4 374
-
total
11 387
-
19 514
-
Corporate
34 153
82 000
-
-
income
9 563
22 959
-
-
surtax
-
-
-
-
total
9 563
22 959
-
-
Dividends
24 590
59 041
-
-
withholding
3 148
7 558
-
-
social contributions
4 229
10 155
-
-
surtax
-
-
-
-
total
7 377
17 713
-
-
Income
82 000
82 000
82 000
82 000
Total tax
35 371
40 672
34 279
34 396
After tax
46 629
41 328
47 721
47 604
Living cost
29 417
29 417
29 417
29 417
Free-cash
17 212
11 911
18 304
18 187

Estimated living cost  is ₽29417 per week

₽17061
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2988
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽558
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8811
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Vilnius , Lithuania
₽30287
₽29790
₽33263
₽32425
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
social contributions
-
-
-
11 316
income
-
-
-
12 299
health
-
-
-
5 723
total
-
-
-
29 338
Employee
32 359
-
82 000
-
health
2 258
-
5 723
-
social contributions
4 466
-
11 316
-
income
5 397
-
11 461
-
total
12 121
-
28 500
-
Employer
32 359
-
82 000
-
total
-
-
-
-
Corporate
49 641
82 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

2 481
4 100
-
-
total
2 481
4 100
-
-
Dividends
47 160
77 900
-
-
health
3 293
5 437
-
-
withholding
7 074
11 685
-
-
social contributions
6 507
10 751
-
-
total
16 874
27 873
-
-
Income
82 000
82 000
82 000
82 000
Total tax
31 476
31 973
28 500
29 338
After tax
50 524
50 027
53 500
52 662
Living cost
20 237
20 237
20 237
20 237
Free-cash
30 287
29 790
33 263
32 425

Estimated living cost  is ₽20237 per week

₽13543
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1248
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4979
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Vilnius model

Close
Vienna , Austria
₽11087
₽12565
-₽6550
₽9497
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
chamber of commerce
-
-
-
328
unemployment
-
-
-
5 854
income
-
-
-
11 060
pensions
-
-
-
15 170
health
-
-
-
6 274
surtax
-
-
-
188
total
-
-
-
38 874
Employee
47 695
38 033
63 530
-
unemployment
1 431
1 141
1 905
-
other
476
380
636
-
health
1 846
1 472
2 459
-
pensions
4 885
3 894
6 506
-
income
5 430
2 805
9 968
-
total
14 068
9 692
21 474
-
Employer
47 695
38 033
63 530
-
payroll
1 431
1 141
1 905
-
other
2 266
1 806
3 017
-
accident
619
494
826
-
pensions
5 986
4 774
7 972
-
unemployment
1 431
1 141
1 905
-
chamber of commerce
190
152
254
-
surtax
188
188
188
-
health
1 802
1 438
2 402
-
total
13 913
11 134
18 469
-
Corporate
20 392
32 832
59 908
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

5 098
8 208
14 978
-
total
5 098
8 208
14 978
-
Dividends
15 293
24 624
-
-
withholding
4 205
6 772
-
-
total
4 205
6 772
-
-
Income
82 000
82 000
82 000
82 000
Total tax
37 284
35 806
54 921
38 874
After tax
44 716
46 194
27 079
43 126
Living cost
33 629
33 629
33 629
33 629
Free-cash
11 087
12 565
-6 550
9 497

Estimated living cost  is ₽33629 per week

₽22429
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽552
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7779
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
-₽6139
₽11240
-₽2027
₽5187
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
social contributions
-
-
-
12 066
national
-
-
-
25 753
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 196
total
-
-
-
42 015
Employee

The minimum management director salary is set at €45,000 per year.

68 267
-
63 512
-
national
20 988
-
19 128
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

594
-
552
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 207
-
2 985
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 120
-
4 763
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 561
-
3 313
-
total
33 470
-
30 741
-
Employer

The minimum management director salary is set at €45,000 per year.

68 267
-
63 512
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

887
-
826
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

6 049
-
5 627
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

996
-
927
-
surtax
7 741
-
7 201
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 198
-
3 907
-
total
19 871
-
18 488
-
Corporate
-
82 000
-
-
income
-
16 400
-
-
surtax
-
328
-
-
total
-
16 728
-
-
Dividends
-
65 273
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
19 234
-
-
total
-
19 234
-
-
Income
82 000
82 000
82 000
82 000
Total tax
53 341
35 962
49 229
42 015
After tax
28 659
46 038
32 771
39 985
Living cost
34 798
34 798
34 798
34 798
Free-cash
-6 139
11 240
-2 027
5 187

Estimated living cost  is ₽34798 per week

₽22414
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3043
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽545
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8797
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Barcelona , Spain
₽13210
₽20814
₽9615
₽9037
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
other
-
-
-
81
unemployment
-
-
-
574
income
-
-
-
13 898
pensions
-
-
-
23 206
accident
-
-
-
737
total
-
-
-
38 496
Employee
47 506
-
62 177
-
unemployment
737
-
964
-
other
47
-
62
-
pensions
2 233
-
2 923
-
income
10 024
-
14 146
-
total
13 041
-
18 095
-
Employer
47 506
-
62 177
-
other
379
-
498
-
accident
940
-
1 232
-
pensions
11 211
-
14 674
-
unemployment
2 613
-
3 419
-
total
15 143
-
19 823
-
Corporate
19 351
82 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

2 903
12 299
-
-
total
2 903
12 299
-
-
Dividends
16 448
69 701
-
-
withholding
3 236
14 420
-
-
total
3 236
14 420
-
-
Income
82 000
82 000
82 000
82 000
Total tax
34 323
26 719
37 918
38 496
After tax
47 677
55 281
44 082
43 504
Living cost
34 467
34 467
34 467
34 467
Free-cash
13 210
20 814
9 615
9 037

Estimated living cost  is ₽34467 per week

₽25381
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2445
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽496
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6143
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Barcelona model

Close
Luxembourg , Luxembourg
-₽7182
-₽1305
₽557
-₽3468
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
income
-
-
-
5 612
pensions
-
-
-
12 290
accident
-
-
-
692
communal
-
-
-
5 182
health
-
-
-
5 761
surtax
-
-
-
4 066
total
-
-
-
33 603
Employee
72 274
-
73 247
-
surtax
4 430
-
4 490
-
health
3 217
-
3 258
-
pensions
5 781
-
5 859
-
income
6 981
-
7 220
-
total
20 409
-
20 827
-
Employer
72 274
-
73 247
-
accident
650
-
659
-
pensions
5 781
-
5 859
-
health
2 204
-
2 233
-
total
8 635
-
8 751
-
Corporate
1 091
82 000
-
-
income
163
12 299
-
-
communal
-
5 535
-
-
surtax
11
860
-
-
total
174
18 694
-
-
Dividends
917
63 306
-
-
withholding
138
9 496
-
-
income
7 961
3 250
-
-
total
8 099
12 746
-
-
Income
82 000
82 000
82 000
82 000
Total tax
37 317
31 440
29 578
33 603
After tax
44 683
50 560
52 422
48 397
Living cost
51 865
51 865
51 865
51 865
Free-cash
-7 182
-1 305
557
-3 468

Estimated living cost  is ₽51865 per week

₽38906
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3142
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽549
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9266
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Luxembourg model

Close
Athens , Greece
₽27107
₽30141
₽20556
₽22130
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
other
-
-
-
-
unemployment
-
-
-
217
income
-
-
-
14 431
pensions
-
-
-
16 400
health
-
-
-
5 821
surtax
-
-
-
1 565
total
-
-
-
38 434
Employee
32 140
-
67 739
-
surtax
114
-
1 384
-
unemployment
2 237
-
4 714
-
other
-
-
-
-
health
820
-
1 728
-
pensions
2 144
-
4 519
-
income
5 388
-
13 402
-
total
10 703
-
25 747
-
Employer
32 140
-
67 739
-
other
-
-
-
-
pensions
4 285
-
9 030
-
unemployment
1 020
-
2 148
-
health
1 462
-
3 083
-
total
6 767
-
14 261
-
Corporate
43 094
82 000
-
-
income
11 204
21 320
-
-
total
11 204
21 320
-
-
Dividends
31 890
60 680
-
-
withholding
4 783
9 103
-
-
total
4 783
9 103
-
-
Income
82 000
82 000
82 000
82 000
Total tax
33 457
30 423
40 008
38 434
After tax
48 543
51 577
41 992
43 566
Living cost
21 436
21 436
21 436
21 436
Free-cash
27 107
30 141
20 556
22 130

Estimated living cost  is ₽21436 per week

₽12942
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1864
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽498
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6134
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Naples , Italy
₽15274
₽17392
₽13115
₽16997
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
regional
-
-
-
1 236
social contributions
-
-
-
21 090
municipal
-
-
-
487
national
-
-
-
16 481
total
-
-
-
39 294
Employee
52 941
-
82 000
-
national
8 387
-
13 987
-
regional
713
-
1 104
-
municipal
281
-
435
-
social contributions
17 852
-
27 650
-
total
27 233
-
43 176
-
Employer
52 941
-
82 000
-
total
-
-
-
-
Corporate
29 059
82 000
-
-
nationa
6 975
19 680
-
-
municipal
1 443
4 075
-
-
total
8 418
23 755
-
-
Dividends
20 641
58 246
-
-
withholding
5 366
15 144
-
-
total
5 366
15 144
-
-
Income
82 000
82 000
82 000
82 000
Total tax
41 017
38 899
43 176
39 294
After tax
40 983
43 101
38 824
42 706
Living cost
25 709
25 709
25 709
25 709
Free-cash
15 274
17 392
13 115
16 997

Estimated living cost  is ₽25709 per week

₽15988
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2604
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽440
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6676
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Naples model

Close
Prague , Czech Republic
₽16557
₽27048
₽12204
₽10529
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
social contributions
-
-
-
23 944
income
-
-
-
7 048
health
-
-
-
11 070
solidarity contribution
-
-
-
-
total
-
-
-
42 062
Employee
43 248
-
61 194
-
solidarity contribution
-
-
-
-
health
5 838
-
8 261
-
social contributions
2 811
-
3 978
-
income
5 190
-
7 343
-
total
13 839
-
19 582
-
Employer
43 248
-
61 194
-
social contributions
10 812
-
15 298
-
health
3 892
-
5 507
-
total
14 704
-
20 805
-
Corporate
24 048
82 000
-
-
income
4 569
15 580
-
-
total
4 569
15 580
-
-
Dividends
19 479
66 420
-
-
withholding
2 922
9 963
-
-
total
2 922
9 963
-
-
Income
82 000
82 000
82 000
82 000
Total tax
36 034
25 543
40 387
42 062
After tax
45 966
56 457
41 613
39 938
Living cost
29 409
29 409
29 409
29 409
Free-cash
16 557
27 048
12 204
10 529

Estimated living cost  is ₽29409 per week

₽21870
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1629
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5401
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Graz , Austria
₽15376
₽15849
-₽3330
₽12866
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
chamber of commerce
-
-
-
328
unemployment
-
-
-
5 854
income
-
-
-
11 060
pensions
-
-
-
15 170
health
-
-
-
6 274
surtax
-
-
-
-
total
-
-
-
38 686
Employee
41 719
38 033
63 673
-
unemployment
1 251
1 141
1 911
-
other
417
380
638
-
health
1 614
1 472
2 465
-
pensions
4 272
3 894
6 520
-
income
3 716
2 805
10 008
-
total
11 270
9 692
21 542
-
Employer
41 719
38 033
63 673
-
payroll
1 251
1 141
1 911
-
other
1 981
1 806
3 025
-
accident
542
494
828
-
pensions
5 236
4 774
7 991
-
unemployment
1 251
1 141
1 911
-
chamber of commerce
167
152
255
-
surtax
-
-
-
-
health
1 577
1 438
2 407
-
total
12 005
10 946
18 328
-
Corporate
28 276
33 020
60 051
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

7 069
8 255
15 012
-
total
7 069
8 255
15 012
-
Dividends
21 207
24 765
-
-
withholding
5 832
6 810
-
-
total
5 832
6 810
-
-
Income
82 000
82 000
82 000
82 000
Total tax
36 176
35 703
54 882
38 686
After tax
45 824
46 297
27 118
43 314
Living cost
30 448
30 448
30 448
30 448
Free-cash
15 376
15 849
-3 330
12 866

Estimated living cost  is ₽30448 per week

₽18265
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3110
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽543
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8530
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Tbilisi , Georgia
₽63410
₽65698
₽53398
₽68978
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
82 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
820
total
-
-
-
820
Employee
15 253
-
82 000
-
income
3 051
-
16 400
-
total
3 051
-
16 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

66 747
82 000
-
-
total
-
-
-
-
Dividends
66 747
82 000
-
-
withholding
3 337
4 100
-
-
total
3 337
4 100
-
-
Income
82 000
82 000
82 000
82 000
Total tax
6 388
4 100
16 400
820
After tax
75 612
77 900
65 600
81 180
Living cost
12 202
12 202
12 202
12 202
Free-cash
63 410
65 698
53 398
68 978

Estimated living cost  is ₽12202 per week

₽8257
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽512
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3023
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Ljubljana , Slovenia
₽22873
₽30859
₽15065
₽17415
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
82 000
unemployment
-
-
-
123
income
-
-
-
15 819
pensions
-
-
-
14 976
health
-
-
-
8 068
total
-
-
-
38 986
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

42 203
-
70 952
-
unemployment
60
-
100
-
health
2 726
-
4 584
-
pensions
6 542
-
10 997
-
income
7 278
-
14 608
-
total
16 606
-
30 289
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

42 203
-
70 952
-
pensions
3 735
-
6 279
-
unemployment
25
-
43
-
health
2 811
-
4 725
-
total
6 571
-
11 047
-
Corporate
33 227
82 000
-
-
income
6 314
15 579
-
-
total
6 314
15 579
-
-
Dividends
26 913
66 421
-
-
withholding
4 037
9 963
-
-
total
4 037
9 963
-
-
Income
82 000
82 000
82 000
82 000
Total tax
33 528
25 542
41 336
38 986
After tax
48 472
56 458
40 664
43 014
Living cost
25 599
25 599
25 599
25 599
Free-cash
22 873
30 859
15 065
17 415

Estimated living cost  is ₽25599 per week

₽17568
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1641
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽496
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5895
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Ljubljana model

Close
Oslo , Norway
-₽60503
₽8651
₽28189
₽15431
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
social contributions
-
-
-
9 348
income
-
-
-
15 983
total
-
-
-
25 331
Employee
59 130
-
-
-
social contributions
4 849
-
691
-
income
13 043
-
-
-
total
17 892
-
691
-
Employer
59 130
-
-
-
social contributions
83 373
-
11 882
-
total
83 373
-
11 882
-
Corporate
-
82 000
-
-
income
-
18 040
-
-
total
-
18 040
-
-
Dividends
-
63 960
-
-
income
-
14 071
-
-
total
-
14 071
-
-
Income
82 000
82 000
82 000
82 000
Total tax
101 265
32 111
12 573
25 331
After tax
-19 265
49 889
69 427
56 669
Living cost
41 238
41 238
41 238
41 238
Free-cash
-60 503
8 651
28 189
15 431

Estimated living cost  is ₽41238 per week

₽26757
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3878
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10077
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Oslo model

Close
Lisbon , Portugal
₽15744
₽16706
₽12665
₽16321
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
82 000
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
28 494
income
-
-
-
7 249
surtax
-
-
-
-
total
-
-
-
35 743
Employee
43 894
-
66 263
-
surtax
-
-
-
-
social contributions
4 828
-
7 290
-
income
9 130
-
16 372
-
total
13 958
-
23 662
-
Employer
43 894
-
66 263
-
social contributions
10 425
-
15 737
-
total
10 425
-
15 737
-
Corporate
27 681
82 000
-
-
income
5 814
17 220
-
-
surtax
-
-
-
-
total
5 814
17 220
-
-
Dividends
21 868
64 780
-
-
withholding
6 123
18 138
-
-
total
6 123
18 138
-
-
Income
82 000
82 000
82 000
82 000
Total tax
36 320
35 358
39 399
35 743
After tax
45 680
46 642
42 601
46 257
Living cost
29 936
29 936
29 936
29 936
Free-cash
15 744
16 706
12 665
16 321

Estimated living cost  is ₽29936 per week

₽22398
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1766
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽500
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5272
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Lisbon model

Close
Paris , France
₽1794
-₽4767
₽1626
₽1509
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
other
-
-
-
2 543
social contributions
-
-
-
2 336
income
-
-
-
5 909
pensions
-
-
-
22 829
health
-
-
-
779
surtax
-
-
-
-
total
-
-
-
34 396
Employee
59 774
-
62 485
-
surtax
-
-
-
-
pensions
6 761
-
7 069
-
social contributions
1 702
-
1 780
-
income
5 215
-
5 916
-
total
13 678
-
14 765
-
Employer
59 774
-
62 485
-
other
2 063
-
2 155
-
pensions
9 822
-
10 267
-
unemployment
2 421
-
2 530
-
social contributions
179
-
188
-
health
4 184
-
4 374
-
total
18 669
-
19 514
-
Corporate
3 557
82 000
-
-
income
996
22 959
-
-
surtax
-
-
-
-
total
996
22 959
-
-
Dividends
2 561
59 041
-
-
withholding
328
7 558
-
-
social contributions
440
10 155
-
-
surtax
-
-
-
-
total
768
17 713
-
-
Income
82 000
82 000
82 000
82 000
Total tax
34 111
40 672
34 279
34 396
After tax
47 889
41 328
47 721
47 604
Living cost
46 095
46 095
46 095
46 095
Free-cash
1 794
-4 767
1 626
1 509

Estimated living cost  is ₽46095 per week

₽31196
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3771
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽632
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10495
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Andorra , Andorra
₽41906
₽45111
₽36547
₽34247
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
income
-
-
-
1 025
social contributions
-
-
-
18 040
total
-
-
-
19 065
Employee
30 682
-
70 996
-
social contributions
1 994
-
4 615
-
income
-
-
1 146
-
total
1 994
-
5 761
-
Employer
30 682
-
70 996
-
social contributions
4 756
-
11 004
-
total
4 756
-
11 004
-
Corporate
46 562
82 000
-
-
income
4 656
8 201
-
-
total
4 656
8 201
-
-
Dividends
41 905
73 799
-
-
total
-
-
-
-
Income
82 000
82 000
82 000
82 000
Total tax
11 406
8 201
16 765
19 065
After tax
70 594
73 799
65 235
62 935
Living cost
28 688
28 688
28 688
28 688
Free-cash
41 906
45 111
36 547
34 247

Estimated living cost  is ₽28688 per week

₽18549
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2162
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽540
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7436
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Copenhagen , Denmark
-₽125641
-₽125641
-₽125641
₽5575
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
pensions
-
-
-
826
municipal
-
-
-
14 714
labour market
-
-
-
6 494
national
-
-
-
8 494
total
-
-
-
30 528
Employee
193 721
193 721
193 721
-
national
23 667
23 667
23 667
-
municipal
41 252
41 252
41 252
-
labour market
15 476
15 476
15 476
-
pensions
275
275
275
-
total
80 670
80 670
80 670
-
Employer
193 721
193 721
193 721
-
municipal
41 317
41 317
41 317
-
pensions
551
551
551
-
national
23 708
23 708
23 708
-
labour market
15 498
15 498
15 498
-
total
81 074
81 074
81 074
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
82 000
82 000
82 000
82 000
Total tax
161 744
161 744
161 744
30 528
After tax
-79 744
-79 744
-79 744
51 472
Living cost
45 897
45 897
45 897
45 897
Free-cash
-125 641
-125 641
-125 641
5 575

Estimated living cost  is ₽45897 per week

₽31412
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4060
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽706
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9719
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Krakow , Poland
₽3396
-₽14514
₽20224
₽35224
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
other
-
-
-
362
income
-
-
-
18 822
pensions
-
-
-
4 061
accident
-
-
-
246
health
-
-
-
2 129
total
-
-
-
25 620
Employee
33 280
-
68 427
-
health
3 811
-
7 835
-
pensions
3 748
-
7 447
-
income
4 566
-
11 765
-
total
12 125
-
27 047
-
Employer
33 280
-
68 427
-
accident
556
-
1 143
-
pensions
5 411
-
10 753
-
unemployment
816
-
1 677
-
total
6 783
-
13 573
-
Corporate
41 937
82 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

37 743
73 800
-
-
total
37 743
73 800
-
-
Dividends
4 194
8 200
-
-
withholding
797
1 558
-
-
total
797
1 558
-
-
Income
82 000
82 000
82 000
82 000
Total tax
57 448
75 358
40 620
25 620
After tax
24 552
6 642
41 380
56 380
Living cost
21 156
21 156
21 156
21 156
Free-cash
3 396
-14 514
20 224
35 224

Estimated living cost  is ₽21156 per week

₽15399
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1206
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽397
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4154
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Krakow model

Close
Helsinki , Finland
₽15441
₽18908
₽11203
₽23092
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
82 000
municipal
-
-
-
14 605
national
-
-
-
6 798
health
-
-
-
864
total
-
-
-
22 267
Employee
50 212
-
68 984
-
national
829
-
3 512
-
unemployment
753
-
1 034
-
health
375
-
665
-
municipal
8 224
-
11 272
-
pensions
3 389
-
4 656
-
total
13 570
-
21 139
-
Employer
50 212
-
68 984
-
accident
51
-
69
-
pensions
8 711
-
11 968
-
unemployment
326
-
449
-
health
386
-
531
-
total
9 474
-
13 017
-
Corporate
22 314
82 000
-
-
income
4 463
16 400
-
-
total
4 463
16 400
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

13 389
49 200
-
-
municipal
2 411
8 856
-
-
national
-
1 195
-
-
total
2 411
10 051
-
-
Income
82 000
82 000
82 000
82 000
Total tax
29 918
26 451
34 156
22 267
After tax
52 082
55 549
47 844
59 733
Living cost
36 641
36 641
36 641
36 641
Free-cash
15 441
18 908
11 203
23 092

Estimated living cost  is ₽36641 per week

₽23934
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3524
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽583
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8601
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Larnaca , Cyprus
₽32808
₽38004
₽37824
₽37908
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
social contributions
-
-
-
12 792
income
-
-
-
7 112
health
-
-
-
2 092
total
-
-
-
21 996
Employee
73 387
73 387
74 444
-
health
569
1 248
1 266
-
social contributions
2 775
6 091
6 180
-
income
7 991
6 793
7 078
-
total
11 335
14 132
14 524
-
Employer
73 387
73 387
74 444
-
social contributions
2 775
6 091
6 180
-
health
618
1 358
1 376
-
total
3 393
7 449
7 556
-
Corporate
45 177
1 164
-
-
income
5 647
145
-
-
total
5 647
145
-
-
Dividends
39 530
1 019
-
-
withholding
6 721
174
-
-
total
6 721
174
-
-
Income
82 000
82 000
82 000
82 000
Total tax
27 096
21 900
22 080
21 996
After tax
54 904
60 100
59 920
60 004
Living cost
22 096
22 096
22 096
22 096
Free-cash
32 808
38 004
37 824
37 908

Estimated living cost  is ₽22096 per week

₽13243
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2168
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽489
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6198
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Podgorica , Montenegro
₽47895
₽52751
₽35472
₽49663
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

By law (Article 9 §1 (7); Article 10 §1 (7); Article 11 §1 (5)) a social contribution base is set as:

  • up to €9,000.00, 60% of the average monthly wage in Montenegro
  • up to €15,000.00, 100% of the average monthly wage in Montenegro
  • in excess of €15,000, 150% of the average monthly wage in Montenegro
-
-
-
82 000
unemployment
-
-
-
27
income
-
-
-
7 632
pensions
-
-
-
6 071
health
-
-
-
3 454
total
-
-
-
17 184
Employee

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

21 906
-
74 343
-
unemployment
109
-
371
-
health
1 862
-
6 319
-
pensions
3 285
-
11 151
-
income
1 498
-
5 877
-
total
6 754
-
23 718
-
Employer

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

21 906
-
74 343
-
pensions
1 204
-
4 089
-
unemployment
109
-
371
-
health
942
-
3 197
-
total
2 255
-
7 657
-
Corporate
57 839
82 000
-
-
income
5 205
7 380
-
-
total
5 205
7 380
-
-
Dividends
52 634
74 620
-
-
withholding
4 738
6 716
-
-
total
4 738
6 716
-
-
Income
82 000
82 000
82 000
82 000
Total tax
18 952
14 096
31 375
17 184
After tax
63 048
67 904
50 625
64 816
Living cost
15 153
15 153
15 153
15 153
Free-cash
47 895
52 751
35 472
49 663

Estimated living cost  is ₽15153 per week

₽9668
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1092
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3941
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Podgorica model

Close
Valencia , Spain
₽24031
₽29037
₽17838
₽17260
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
other
-
-
-
81
unemployment
-
-
-
574
income
-
-
-
13 898
pensions
-
-
-
23 206
accident
-
-
-
737
total
-
-
-
38 496
Employee
35 289
-
62 177
-
unemployment
547
-
964
-
other
34
-
62
-
pensions
1 659
-
2 923
-
income
6 803
-
14 146
-
total
9 043
-
18 095
-
Employer
35 289
-
62 177
-
other
283
-
498
-
accident
699
-
1 232
-
pensions
8 327
-
14 674
-
unemployment
1 942
-
3 419
-
total
11 251
-
19 823
-
Corporate
35 460
82 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

5 319
12 299
-
-
total
5 319
12 299
-
-
Dividends
30 141
69 701
-
-
withholding
6 112
14 420
-
-
total
6 112
14 420
-
-
Income
82 000
82 000
82 000
82 000
Total tax
31 725
26 719
37 918
38 496
After tax
50 275
55 281
44 082
43 504
Living cost
26 244
26 244
26 244
26 244
Free-cash
24 031
29 037
17 838
17 260

Estimated living cost  is ₽26244 per week

₽17714
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2523
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽460
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5547
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
Istanbul , Turkey
₽49070
₽49367
₽50314
₽50441
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
income
-
-
-
27 491
pensions
-
-
-
1 314
health
-
-
-
953
total
-
-
-
29 758
Employee
2 743
-
80 522
-
unemployment
27
-
66
-
health
137
-
328
-
pensions
247
-
591
-
income
531
-
27 422
-
total
942
-
28 407
-
Employer
2 743
-
80 522
-
pensions
302
-
723
-
unemployment
55
-
131
-
health
261
-
624
-
total
618
-
1 478
-
Corporate
78 639
82 000
-
-
income
17 301
18 040
-
-
total
17 301
18 040
-
-
Dividends
61 339
63 960
-
-
withholding
12 268
12 792
-
-
total
12 268
12 792
-
-
Income
82 000
82 000
82 000
82 000
Total tax
31 129
30 832
29 885
29 758
After tax
50 871
51 168
52 115
52 242
Living cost
1 801
1 801
1 801
1 801
Free-cash
49 070
49 367
50 314
50 441

Estimated living cost  is ₽1801 per week

₽1070
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽146
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽41
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽544
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Istanbul model

Close
Belgrade , Serbia
₽38069
₽42758
₽25502
₽25281
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
82 000
unemployment
-
-
-
1 057
income
-
-
-
13 600
pensions
-
-
-
18 318
health
-
-
-
7 257
total
-
-
-
40 232
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

24 861
-
69 550
-
unemployment
186
-
522
-
health
1 280
-
3 582
-
pensions
3 481
-
9 737
-
income
3 427
-
13 720
-
total
8 374
-
27 561
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

24 861
-
69 550
-
pensions
2 983
-
8 346
-
unemployment
186
-
522
-
health
1 280
-
3 582
-
total
4 449
-
12 450
-
Corporate
52 689
82 000
-
-
income
7 903
12 300
-
-
total
7 903
12 300
-
-
Dividends
44 786
69 700
-
-
withholding
6 718
10 455
-
-
total
6 718
10 455
-
-
Income
82 000
82 000
82 000
82 000
Total tax
27 444
22 755
40 011
40 232
After tax
54 556
59 245
41 989
41 768
Living cost
16 487
16 487
16 487
16 487
Free-cash
38 069
42 758
25 502
25 281

Estimated living cost  is ₽16487 per week

₽11101
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1275
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽477
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3634
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Belgrade model

Close
Porto , Portugal
₽20567
₽20913
₽16872
₽20528
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
82 000
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
28 494
income
-
-
-
7 249
surtax
-
-
-
-
total
-
-
-
35 743
Employee
37 041
-
66 263
-
surtax
-
-
-
-
social contributions
4 075
-
7 290
-
income
7 238
-
16 372
-
total
11 313
-
23 662
-
Employer
37 041
-
66 263
-
social contributions
8 797
-
15 737
-
total
8 797
-
15 737
-
Corporate
36 162
82 000
-
-
income
7 594
17 220
-
-
surtax
-
-
-
-
total
7 594
17 220
-
-
Dividends
28 568
64 780
-
-
withholding
8 000
18 138
-
-
total
8 000
18 138
-
-
Income
82 000
82 000
82 000
82 000
Total tax
35 704
35 358
39 399
35 743
After tax
46 296
46 642
42 601
46 257
Living cost
25 729
25 729
25 729
25 729
Free-cash
20 567
20 913
16 872
20 528

Estimated living cost  is ₽25729 per week

₽18223
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1788
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽456
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5263
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Porto model

Close
Madrid , Spain
₽14459
₽21740
₽10541
₽9963
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
other
-
-
-
81
unemployment
-
-
-
574
income
-
-
-
13 898
pensions
-
-
-
23 206
accident
-
-
-
737
total
-
-
-
38 496
Employee
46 092
-
62 177
-
unemployment
714
-
964
-
other
45
-
62
-
pensions
2 166
-
2 923
-
income
9 627
-
14 146
-
total
12 552
-
18 095
-
Employer
46 092
-
62 177
-
other
369
-
498
-
accident
913
-
1 232
-
pensions
10 878
-
14 674
-
unemployment
2 536
-
3 419
-
total
14 696
-
19 823
-
Corporate
21 213
82 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

3 182
12 299
-
-
total
3 182
12 299
-
-
Dividends
18 031
69 701
-
-
withholding
3 570
14 420
-
-
total
3 570
14 420
-
-
Income
82 000
82 000
82 000
82 000
Total tax
34 000
26 719
37 918
38 496
After tax
48 000
55 281
44 082
43 504
Living cost
33 541
33 541
33 541
33 541
Free-cash
14 459
21 740
10 541
9 963

Estimated living cost  is ₽33541 per week

₽24088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2608
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽473
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6373
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Madrid model

Close
Sofia , Bulgaria
₽47809
₽53643
₽46586
₽44305
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
unemployment
-
-
-
134
income
-
-
-
12 300
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 949
health
-
-
-
3 845
total
-
-
-
21 228
Employee
21 805
-
75 440
-
accident

We are using the highest rate at 1.1%.

240
-
368
-
health
1 003
-
1 538
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 914
-
2 936
-
income
2 181
-
7 544
-
total
5 338
-
12 386
-
Employer
21 805
-
75 440
-
accident

We are using the highest rate at 1.1%.

240
-
368
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 403
-
3 685
-
unemployment
131
-
201
-
health
1 505
-
2 307
-
total
4 279
-
6 561
-
Corporate
55 917
82 000
-
-
income
5 591
8 200
-
-
total
5 591
8 200
-
-
Dividends
50 326
73 800
-
-
withholding
2 516
3 690
-
-
total
2 516
3 690
-
-
Income
82 000
82 000
82 000
82 000
Total tax
17 724
11 890
18 947
21 228
After tax
64 276
70 110
63 053
60 772
Living cost
16 467
16 467
16 467
16 467
Free-cash
47 809
53 643
46 586
44 305

Estimated living cost  is ₽16467 per week

₽10891
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽943
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽393
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4241
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Berlin , Germany
₽17981
₽5497
₽22968
₽17569
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
82 000
trade
-
-
-
5 399
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
14 849
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 520
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
817
total
-
-
-
27 585
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 486
-
82 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

216
-
817
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 520
-
6 520
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 905
-
14 849
-
total
10 641
-
22 186
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
34 514
82 000
-
-
trade
4 953
11 767
-
-
income
5 178
12 299
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

284
677
-
-
chamber of commerce
196
264
-
-
total
10 611
25 007
-
-
Dividends
23 903
56 992
-
-
withholding
5 613
13 886
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

308
764
-
-
total
5 921
14 650
-
-
Income
82 000
82 000
82 000
82 000
Total tax
27 173
39 657
22 186
27 585
After tax
54 827
42 343
59 814
54 415
Living cost
36 846
36 846
36 846
36 846
Free-cash
17 981
5 497
22 968
17 569

Estimated living cost  is ₽36846 per week

₽25417
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3965
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽534
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6929
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dublin , Ireland
₽5142
₽3035
₽3602
₽3602
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
social contributions
-
-
-
7 009
income
-
-
-
17 024
total
-
-
-
24 033
Employee
74 653
-
82 000
-
social contributions
6 202
-
7 009
-
income
14 087
-
17 024
-
total
20 289
-
24 033
-
Employer
74 653
-
82 000
-
total
-
-
-
-
Corporate
7 347
82 000
-
-
income
918
10 251
-
-
total
918
10 251
-
-
Dividends
6 428
71 749
-
-
withholding
1 286
14 349
-
-
total
1 286
14 349
-
-
Income
82 000
82 000
82 000
82 000
Total tax
22 493
24 600
24 033
24 033
After tax
59 507
57 400
57 967
57 967
Living cost
54 365
54 365
54 365
54 365
Free-cash
5 142
3 035
3 602
3 602

Estimated living cost  is ₽54365 per week

₽41360
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4430
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽520
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8056
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Sliema , Malta
₽18692
₽13613
₽25369
₽14364
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
82 000
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 825
income
-
-
-
27 167
total
-
-
-
32 992
Employee
43 781
-
77 610
-
social contributions
4 387
-
4 390
-
income
4 751
-
13 207
-
total
9 138
-
17 597
-
Employer
43 781
-
77 610
-
social contributions
4 387
-
4 390
-
total
4 387
-
4 390
-
Corporate
33 832
82 000
-
-
income
11 841
28 701
-
-
total
11 841
28 701
-
-
Dividends
21 991
53 299
-
-
social contributions
3 298
5 042
-
-
total
3 298
5 042
-
-
Income
82 000
82 000
82 000
82 000
Total tax
28 664
33 743
21 987
32 992
After tax
53 336
48 257
60 013
49 008
Living cost
34 644
34 644
34 644
34 644
Free-cash
18 692
13 613
25 369
14 364

Estimated living cost  is ₽34644 per week

₽22820
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2731
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽531
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8561
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sliema model

Close
Edinburgh , United Kingdom
₽20799
₽26158
₽16497
₽25686
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
income
-
-
-
15 240
pensions
-
-
-
5 794
total
-
-
-
21 034
Employee
48 426
-
72 420
-
health
632
-
1 123
-
pensions
3 696
-
6 576
-
income
8 819
-
12 944
-
total
13 147
-
20 643
-
Employer
48 426
-
72 420
-
pensions
4 893
-
8 204
-
health
920
-
1 376
-
total
5 813
-
9 580
-
Corporate
27 761
82 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

5 275
15 579
-
-
total
5 275
15 579
-
-
Dividends
22 485
66 421
-
-
withholding
1 686
4 983
-
-
total
1 686
4 983
-
-
Income
82 000
82 000
82 000
82 000
Total tax
25 921
20 562
30 223
21 034
After tax
56 079
61 438
51 777
60 966
Living cost
35 280
35 280
35 280
35 280
Free-cash
20 799
26 158
16 497
25 686

Estimated living cost  is ₽35280 per week

₽24202
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3244
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽441
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7390
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Edinburgh model

Close
Warsaw , Poland
₽3075
-₽16609
₽18129
₽33129
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
other
-
-
-
362
income
-
-
-
18 822
pensions
-
-
-
4 061
accident
-
-
-
246
health
-
-
-
2 129
total
-
-
-
25 620
Employee
36 575
-
68 427
-
health
4 188
-
7 835
-
pensions
4 118
-
7 447
-
income
5 018
-
11 765
-
total
13 324
-
27 047
-
Employer
36 575
-
68 427
-
accident
611
-
1 143
-
pensions
5 947
-
10 753
-
unemployment
896
-
1 677
-
total
7 454
-
13 573
-
Corporate
37 972
82 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

34 175
73 800
-
-
total
34 175
73 800
-
-
Dividends
3 797
8 200
-
-
withholding
721
1 558
-
-
total
721
1 558
-
-
Income
82 000
82 000
82 000
82 000
Total tax
55 674
75 358
40 620
25 620
After tax
26 326
6 642
41 380
56 380
Living cost
23 251
23 251
23 251
23 251
Free-cash
3 075
-16 609
18 129
33 129

Estimated living cost  is ₽23251 per week

₽17064
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1355
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽468
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4364
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Warsaw model

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Skopje , Macedonia
₽52176
₽56815
₽35921
₽34346
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Sole-trader should pay social contributions from a minimum of 50% of an average salary to a maximum of twelve average salaries. The minimum personal income for the first year should be at least 50% of an average salary.

-
-
-
82 000
unemployment
-
-
-
984
income
-
-
-
12 219
pensions
-
-
-
15 088
health insurance
-
-
-
6 068
work injury
-
-
-
410
total
-
-
-
34 769
Employee

Minimal social contribution is 50% of an average salary to a maximum of six average salaries.

20 616
-
82 000
-
health insurance
1 526
-
5 644
-
unemployment
247
-
915
-
work injury
103
-
381
-
pensions
3 793
-
14 035
-
income
2 062
-
12 219
-
total
7 731
-
33 194
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
61 384
82 000
-
-
income

Macedonia has a simplified tax regime. Before 3,000,000 MKD per annum you will be taxed at 0%, and before 6,000,000 MKD it is 1%.

-
-
-
-
total
-
-
-
-
Dividends
61 384
82 000
-
-
withholding
9 208
12 300
-
-
total
9 208
12 300
-
-
Income
82 000
82 000
82 000
82 000
Total tax
16 939
12 300
33 194
34 769
After tax
65 061
69 700
48 806
47 231
Living cost
12 885
12 885
12 885
12 885
Free-cash
52 176
56 815
35 921
34 346

Estimated living cost  is ₽12885 per week

₽7983
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽936
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽402
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3564
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Skopje model

Close
Rome , Italy
₽830
₽5173
₽598
₽4347
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
regional
-
-
-
1 513
social contributions
-
-
-
21 090
municipal
-
-
-
549
national
-
-
-
16 481
total
-
-
-
39 633
Employee
80 422
-
82 000
-
national
13 591
-
13 987
-
regional
1 214
-
1 256
-
municipal
480
-
489
-
social contributions
27 118
-
27 650
-
total
42 403
-
43 382
-
Employer
80 422
-
82 000
-
total
-
-
-
-
Corporate
1 578
82 000
-
-
nationa
379
19 680
-
-
municipal
76
3 952
-
-
total
455
23 632
-
-
Dividends
1 124
58 369
-
-
withholding
292
15 175
-
-
total
292
15 175
-
-
Income
82 000
82 000
82 000
82 000
Total tax
43 150
38 807
43 382
39 633
After tax
38 850
43 193
38 618
42 367
Living cost
38 020
38 020
38 020
38 020
Free-cash
830
5 173
598
4 347

Estimated living cost  is ₽38020 per week

₽26707
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2615
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽574
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8123
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rome model

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