Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 81000
per

Your estimated
City
free-cash

Madrid , Spain
₽11452
₽16451
₽12026
₽23253
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 000
other
-
-
-
81
pensions
-
-
-
22 923
income
-
-
-
13 906
accident
-
-
-
729
unemployment
-
-
-
567
total
-
-
-
38 206
Employee
43 071
-
61 417
-
pensions
2 024
-
2 887
-
income
8 996
-
14 151
-
other
42
-
61
-
unemployment
667
-
951
-
total
11 729
-
18 050
-
Employer
43 071
-
61 417
-
pensions
10 165
-
14 495
-
other
345
-
492
-
unemployment
2 369
-
3 378
-
accident
853
-
1 217
-
total
13 732
-
19 582
-
Corporate
24 197
81 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

3 630
12 150
-
-
total
3 630
12 150
-
-
Dividends
20 567
68 850
-
-
withholding
4 116
14 255
-
-
total
4 116
14 255
-
-
Income
81 000
81 000
81 000
81 000
Total tax
33 207
26 405
37 632
38 206
After tax
47 793
54 595
43 368
42 794
Living cost
31 342
31 342
31 342
31 342
Free-cash
16 451
23 253
12 026
11 452

Estimated living cost  is ₽31342 per week

₽22509
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽442
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5956
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Madrid model

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Estimated living cost

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