Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 81000
per

Your estimated
City
free-cash

Madrid , Spain
₽10597
₽22308
₽15299
₽11171
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 000
accident
-
-
-
729
other
-
-
-
80
pensions
-
-
-
22 923
unemployment
-
-
-
567
income
-
-
-
13 811
total
-
-
-
38 110
Employee
44 376
-
61 422
-
pensions
2 085
-
2 888
-
unemployment
687
-
952
-
other
44
-
61
-
income
9 269
-
14 057
-
total
12 085
-
17 958
-
Employer
44 376
-
61 422
-
accident
879
-
1 215
-
pensions
10 473
-
14 495
-
other
356
-
490
-
unemployment
2 441
-
3 378
-
total
14 149
-
19 578
-
Corporate
22 475
81 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

3 371
12 150
-
-
total
3 371
12 150
-
-
Dividends
19 105
68 850
-
-
withholding
3 803
14 249
-
-
total
3 803
14 249
-
-
Income
81 000
81 000
81 000
81 000
Total tax
33 408
26 399
37 536
38 110
After tax
47 592
54 601
43 464
42 890
Living cost
32 293
32 293
32 293
32 293
Free-cash
15 299
22 308
11 171
10 597

Estimated living cost  is ₽32293 per week

₽23191
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2511
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽455
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6136
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Madrid model

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Estimated living cost

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