Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 81000
per

Your estimated
City
free-cash

Madrid , Spain
₽14157
₽10322
₽21370
₽9746
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 000
accident
-
-
-
729
income
-
-
-
13 718
pensions
-
-
-
22 922
other
-
-
-
81
unemployment
-
-
-
567
total
-
-
-
38 017
Employee
45 675
-
61 420
-
unemployment
707
-
951
-
pensions
2 146
-
2 886
-
income
9 540
-
13 964
-
other
45
-
61
-
total
12 438
-
17 862
-
Employer
45 675
-
61 420
-
pensions
10 779
-
14 494
-
other
366
-
490
-
unemployment
2 513
-
3 378
-
accident
905
-
1 217
-
total
14 563
-
19 579
-
Corporate
20 763
81 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

3 114
12 150
-
-
total
3 114
12 150
-
-
Dividends
17 649
68 850
-
-
withholding
3 491
14 243
-
-
total
3 491
14 243
-
-
Income
81 000
81 000
81 000
81 000
Total tax
33 606
26 393
37 441
38 017
After tax
47 394
54 607
43 559
42 983
Living cost
33 237
33 237
33 237
33 237
Free-cash
14 157
21 370
10 322
9 746

Estimated living cost  is ₽33237 per week

₽23870
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2584
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽468
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6316
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Madrid model

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Estimated living cost

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