Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 81000
per

Your estimated
City
free-cash

Madrid , Spain
₽11349
₽16314
₽11924
₽23140
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 000
other
-
-
-
82
pensions
-
-
-
22 924
income
-
-
-
13 893
accident
-
-
-
729
unemployment
-
-
-
567
total
-
-
-
38 195
Employee
43 227
-
61 419
-
pensions
2 031
-
2 888
-
income
9 029
-
14 140
-
other
42
-
61
-
unemployment
669
-
951
-
total
11 771
-
18 040
-
Employer
43 227
-
61 419
-
pensions
10 201
-
14 495
-
other
347
-
491
-
unemployment
2 378
-
3 378
-
accident
856
-
1 216
-
total
13 782
-
19 580
-
Corporate
23 991
81 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

3 599
12 150
-
-
total
3 599
12 150
-
-
Dividends
20 391
68 850
-
-
withholding
4 078
14 254
-
-
total
4 078
14 254
-
-
Income
81 000
81 000
81 000
81 000
Total tax
33 230
26 404
37 620
38 195
After tax
47 770
54 596
43 380
42 805
Living cost
31 456
31 456
31 456
31 456
Free-cash
16 314
23 140
11 924
11 349

Estimated living cost  is ₽31456 per week

₽22591
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2446
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5977
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Madrid model

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Estimated living cost

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