Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 81000
per

Your estimated
City
free-cash

Madrid , Spain
₽10903
₽22014
₽10331
₽14943
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 000
income
-
-
-
13 782
pensions
-
-
-
22 923
unemployment
-
-
-
567
accident
-
-
-
728
other
-
-
-
81
total
-
-
-
38 081
Employee
44 782
-
61 419
-
pensions
2 105
-
2 888
-
other
44
-
62
-
income
9 353
-
14 027
-
unemployment
693
-
952
-
total
12 195
-
17 929
-
Employer
44 782
-
61 419
-
accident
887
-
1 216
-
unemployment
2 463
-
3 379
-
other
359
-
491
-
pensions
10 568
-
14 494
-
total
14 277
-
19 580
-
Corporate
21 940
81 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

3 291
12 150
-
-
total
3 291
12 150
-
-
Dividends
18 650
68 850
-
-
withholding
3 706
14 248
-
-
total
3 706
14 248
-
-
Income
81 000
81 000
81 000
81 000
Total tax
33 469
26 398
37 509
38 081
After tax
47 531
54 602
43 491
42 919
Living cost
32 588
32 588
32 588
32 588
Free-cash
14 943
22 014
10 903
10 331

Estimated living cost  is ₽32588 per week

₽23403
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2534
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽459
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6192
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Madrid model

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Estimated living cost

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