Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 81000
per

Your estimated
City
free-cash

Madrid , Spain
₽13990
₽10194
₽9620
₽21231
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 000
unemployment
-
-
-
568
accident
-
-
-
728
pensions
-
-
-
22 923
income
-
-
-
13 703
other
-
-
-
81
total
-
-
-
38 003
Employee
45 866
-
61 420
-
other
45
-
61
-
income
9 580
-
13 950
-
pensions
2 155
-
2 887
-
unemployment
710
-
952
-
total
12 490
-
17 850
-
Employer
45 866
-
61 420
-
accident
908
-
1 217
-
unemployment
2 523
-
3 377
-
pensions
10 824
-
14 495
-
other
368
-
490
-
total
14 623
-
19 579
-
Corporate
20 510
81 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

3 076
12 151
-
-
total
3 076
12 151
-
-
Dividends
17 434
68 849
-
-
withholding
3 444
14 241
-
-
total
3 444
14 241
-
-
Income
81 000
81 000
81 000
81 000
Total tax
33 633
26 392
37 429
38 003
After tax
47 367
54 608
43 571
42 997
Living cost
33 377
33 377
33 377
33 377
Free-cash
13 990
21 231
10 194
9 620

Estimated living cost  is ₽33377 per week

₽23970
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2595
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6342
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Madrid model

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Estimated living cost

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