Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 81000
per

Your estimated
City
free-cash

Madrid , Spain
₽14139
₽10307
₽21354
₽9731
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 000
accident
-
-
-
729
income
-
-
-
13 717
pensions
-
-
-
22 923
other
-
-
-
81
unemployment
-
-
-
567
total
-
-
-
38 017
Employee
45 695
-
61 422
-
unemployment
707
-
952
-
pensions
2 147
-
2 887
-
income
9 544
-
13 963
-
other
45
-
61
-
total
12 443
-
17 863
-
Employer
45 695
-
61 422
-
pensions
10 784
-
14 495
-
other
366
-
490
-
unemployment
2 514
-
3 377
-
accident
905
-
1 216
-
total
14 569
-
19 578
-
Corporate
20 736
81 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

3 110
12 150
-
-
total
3 110
12 150
-
-
Dividends
17 626
68 850
-
-
withholding
3 487
14 244
-
-
total
3 487
14 244
-
-
Income
81 000
81 000
81 000
81 000
Total tax
33 609
26 394
37 441
38 017
After tax
47 391
54 606
43 559
42 983
Living cost
33 252
33 252
33 252
33 252
Free-cash
14 139
21 354
10 307
9 731

Estimated living cost  is ₽33252 per week

₽23880
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2586
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6318
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Madrid model

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Estimated living cost

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