Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 81000
per

Your estimated
City
free-cash

Madrid , Spain
₽11996
₽23220
₽11424
₽16413
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 000
income
-
-
-
13 901
pensions
-
-
-
22 923
other
-
-
-
81
unemployment
-
-
-
568
accident
-
-
-
728
total
-
-
-
38 201
Employee
43 115
-
61 417
-
unemployment
667
-
952
-
pensions
2 026
-
2 887
-
other
42
-
61
-
income
9 005
-
14 147
-
total
11 740
-
18 047
-
Employer
43 115
-
61 417
-
accident
854
-
1 216
-
other
346
-
493
-
unemployment
2 372
-
3 378
-
pensions
10 175
-
14 495
-
total
13 747
-
19 582
-
Corporate
24 138
81 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

3 620
12 150
-
-
total
3 620
12 150
-
-
Dividends
20 518
68 850
-
-
withholding
4 105
14 255
-
-
total
4 105
14 255
-
-
Income
81 000
81 000
81 000
81 000
Total tax
33 212
26 405
37 629
38 201
After tax
47 788
54 595
43 371
42 799
Living cost
31 375
31 375
31 375
31 375
Free-cash
16 413
23 220
11 996
11 424

Estimated living cost  is ₽31375 per week

₽22532
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2440
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽442
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5962
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Madrid model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close