Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 81000
per

Your estimated
City
free-cash

Madrid , Spain
₽12865
₽24179
₽12461
₽17580
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 000
income
-
-
-
14 070
pensions
-
-
-
22 696
other
-
-
-
80
unemployment
-
-
-
562
accident
-
-
-
722
total
-
-
-
38 130
Employee
41 788
-
61 419
-
unemployment
647
-
952
-
pensions
1 964
-
2 887
-
other
41
-
61
-
income
8 728
-
14 244
-
total
11 380
-
18 144
-
Employer
41 788
-
61 419
-
accident
828
-
1 217
-
other
335
-
491
-
unemployment
2 299
-
3 378
-
pensions
9 862
-
14 496
-
total
13 324
-
19 582
-
Corporate
25 888
81 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

3 883
12 151
-
-
total
3 883
12 151
-
-
Dividends
22 005
68 849
-
-
withholding
4 424
14 261
-
-
total
4 424
14 261
-
-
Income
81 000
81 000
81 000
81 000
Total tax
33 011
26 412
37 726
38 130
After tax
47 989
54 588
43 274
42 870
Living cost
30 409
30 409
30 409
30 409
Free-cash
17 580
24 179
12 865
12 461

Estimated living cost  is ₽30409 per week

₽21839
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2364
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽429
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5778
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Madrid model

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Estimated living cost

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