Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 81000
per

Your estimated
City
free-cash

Madrid , Spain
₽8129
₽7555
₽18956
₽11214
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 000
accident
-
-
-
730
income
-
-
-
13 477
unemployment
-
-
-
566
other
-
-
-
81
pensions
-
-
-
22 923
total
-
-
-
37 777
Employee
49 016
-
61 420
-
income
10 238
-
13 724
-
pensions
2 303
-
2 887
-
unemployment
759
-
951
-
other
48
-
62
-
total
13 348
-
17 624
-
Employer
49 016
-
61 420
-
other
393
-
491
-
unemployment
2 696
-
3 378
-
pensions
11 567
-
14 495
-
accident
971
-
1 215
-
total
15 627
-
19 579
-
Corporate
16 357
81 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

2 454
12 149
-
-
total
2 454
12 149
-
-
Dividends
13 903
68 851
-
-
withholding
2 689
14 227
-
-
total
2 689
14 227
-
-
Income
81 000
81 000
81 000
81 000
Total tax
34 118
26 376
37 203
37 777
After tax
46 882
54 624
43 797
43 223
Living cost
35 668
35 668
35 668
35 668
Free-cash
11 214
18 956
8 129
7 555

Estimated living cost  is ₽35668 per week

₽25616
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2773
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽503
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6778
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Madrid model

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Estimated living cost

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