Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 81000
per

Your estimated
City
free-cash

Madrid , Spain
₽23460
₽12214
₽16703
₽11639
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 000
accident
-
-
-
730
unemployment
-
-
-
567
pensions
-
-
-
22 923
other
-
-
-
81
income
-
-
-
13 926
total
-
-
-
38 227
Employee
42 785
-
61 421
-
pensions
2 011
-
2 887
-
income
8 936
-
14 173
-
unemployment
662
-
952
-
other
42
-
62
-
total
11 651
-
18 074
-
Employer
42 785
-
61 421
-
other
343
-
491
-
unemployment
2 354
-
3 377
-
accident
847
-
1 215
-
pensions
10 097
-
14 495
-
total
13 641
-
19 578
-
Corporate
24 574
81 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

3 687
12 150
-
-
total
3 687
12 150
-
-
Dividends
20 888
68 850
-
-
withholding
4 184
14 256
-
-
total
4 184
14 256
-
-
Income
81 000
81 000
81 000
81 000
Total tax
33 163
26 406
37 652
38 227
After tax
47 837
54 594
43 348
42 773
Living cost
31 134
31 134
31 134
31 134
Free-cash
16 703
23 460
12 214
11 639

Estimated living cost  is ₽31134 per week

₽22359
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2421
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽439
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5916
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Madrid model

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Estimated living cost

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