Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 81000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽52803
₽46976
₽43478
₽45713
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 000
income
-
-
-
12 150
health
-
-
-
3 842
unemployment
-
-
-
134
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 944
total
-
-
-
21 070
Employee
21 785
-
74 446
-
health
1 002
-
1 537
-
income
2 179
-
7 445
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 912
-
2 933
-
accident

We are using the highest rate at 1.1%.

239
-
367
-
total
5 332
-
12 282
-
Employer
21 785
-
74 446
-
accident

We are using the highest rate at 1.1%.

239
-
367
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 401
-
3 681
-
health
1 503
-
2 305
-
unemployment
131
-
200
-
total
4 274
-
6 553
-
Corporate
54 941
81 000
-
-
income
5 494
8 100
-
-
total
5 494
8 100
-
-
Dividends
49 447
72 900
-
-
withholding
2 472
3 645
-
-
total
2 472
3 645
-
-
Income
81 000
81 000
81 000
81 000
Total tax
17 572
11 745
18 835
21 070
After tax
63 428
69 255
62 165
59 930
Living cost
16 452
16 452
16 452
16 452
Free-cash
46 976
52 803
45 713
43 478

Estimated living cost  is ₽16452 per week

₽10881
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽942
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽393
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4237
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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