Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 81000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽47757
₽46665
₽53380
₽44368
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 000
health
-
-
-
3 707
income
-
-
-
12 150
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 771
unemployment
-
-
-
129
total
-
-
-
20 757
Employee
21 021
-
74 676
-
accident

We are using the highest rate at 1.1%.

231
-
355
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 845
-
2 830
-
health
967
-
1 483
-
income
2 102
-
7 468
-
total
5 145
-
12 136
-
Employer
21 021
-
74 676
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 316
-
3 552
-
health
1 451
-
2 224
-
unemployment
126
-
193
-
accident

We are using the highest rate at 1.1%.

231
-
355
-
total
4 124
-
6 324
-
Corporate
55 854
81 000
-
-
income
5 586
8 100
-
-
total
5 586
8 100
-
-
Dividends
50 269
72 900
-
-
withholding
2 513
3 645
-
-
total
2 513
3 645
-
-
Income
81 000
81 000
81 000
81 000
Total tax
17 368
11 745
18 460
20 757
After tax
63 632
69 255
62 540
60 243
Living cost
15 875
15 875
15 875
15 875
Free-cash
47 757
53 380
46 665
44 368

Estimated living cost  is ₽15875 per week

₽10500
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽909
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽379
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4089
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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Estimated living cost

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