Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 81000
per

Your estimated
City
free-cash

Andorra , Andorra
₽41215
₽35955
₽44400
₽33680
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 000
social contributions
-
-
-
17 820
income
-
-
-
1 000
total
-
-
-
18 820
Employee
30 481
-
70 131
-
social contributions
1 981
-
4 557
-
income
-
-
1 119
-
total
1 981
-
5 676
-
Employer
30 481
-
70 131
-
social contributions
4 725
-
10 869
-
total
4 725
-
10 869
-
Corporate
45 794
81 000
-
-
income
4 579
8 100
-
-
total
4 579
8 100
-
-
Dividends
41 215
72 900
-
-
total
-
-
-
-
Income
81 000
81 000
81 000
81 000
Total tax
11 285
8 100
16 545
18 820
After tax
69 715
72 900
64 455
62 180
Living cost
28 500
28 500
28 500
28 500
Free-cash
41 215
44 400
35 955
33 680

Estimated living cost  is ₽28500 per week

₽18428
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2148
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

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