Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 80500
per

Your estimated
City
free-cash

Valencia , Spain
₽20039
₽20269
₽31532
₽27198
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 500
income
-
-
-
14 550
accident
-
-
-
690
unemployment
-
-
-
536
pensions
-
-
-
21 665
other
-
-
-
77
total
-
-
-
37 518
Employee
30 541
-
61 039
-
other
30
-
61
-
income
5 888
-
14 413
-
unemployment
473
-
947
-
pensions
1 436
-
2 868
-
total
7 827
-
18 289
-
Employer
30 541
-
61 039
-
unemployment
1 680
-
3 357
-
pensions
7 207
-
14 405
-
other
245
-
489
-
accident
605
-
1 208
-
total
9 737
-
19 459
-
Corporate
40 223
80 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

6 033
12 075
-
-
total
6 033
12 075
-
-
Dividends
34 190
68 425
-
-
withholding
6 992
14 180
-
-
total
6 992
14 180
-
-
Income
80 500
80 500
80 500
80 500
Total tax
30 589
26 255
37 748
37 518
After tax
49 911
54 245
42 752
42 982
Living cost
22 713
22 713
22 713
22 713
Free-cash
27 198
31 532
20 039
20 269

Estimated living cost  is ₽22713 per week

₽15331
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2183
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽398
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4801
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽25176
₽21580
₽37136
₽31558
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 500
income
-
-
-
10 224
health
-
-
-
3 542
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
19 322
other
-
-
-
3 824
total
-
-
-
36 912
Employee
29 990
-
64 296
-
income
5 163
-
11 068
-
health
420
-
900
-
unemployment
299
-
643
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 099
-
4 502
-
total
7 981
-
17 113
-
Employer
29 990
-
64 296
-
unemployment
299
-
643
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 099
-
10 931
-
other
1 500
-
3 215
-
accident
240
-
514
-
health
420
-
900
-
total
7 558
-
16 203
-
Corporate
42 952
80 500
-
-
income
9 020
16 905
-
-
total
9 020
16 905
-
-
Dividends
33 932
63 595
-
-
withholding
2 375
4 451
-
-
total
2 375
4 451
-
-
Income
80 500
80 500
80 500
80 500
Total tax
26 934
21 356
33 316
36 912
After tax
53 566
59 144
47 184
43 588
Living cost
22 008
22 008
22 008
22 008
Free-cash
31 558
37 136
25 176
21 580

Estimated living cost  is ₽22008 per week

₽15550
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1486
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽354
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4618
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽52354
₽49897
₽58001
₽54164
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 500
income
-
-
-
12 075
health
-
-
-
3 317
unemployment
-
-
-
115
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 269
total
-
-
-
19 776
Employee
14 336
-
74 841
-
income
1 433
-
7 484
-
health
659
-
1 327
-
accident

We are using the highest rate at 1.1%.

158
-
317
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 259
-
2 533
-
total
3 509
-
11 661
-
Employer
14 336
-
74 841
-
unemployment
86
-
173
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 580
-
3 178
-
accident

We are using the highest rate at 1.1%.

158
-
317
-
health
990
-
1 990
-
total
2 814
-
5 658
-
Corporate
63 351
80 500
-
-
income
6 335
8 050
-
-
total
6 335
8 050
-
-
Dividends
57 015
72 450
-
-
withholding
2 851
3 622
-
-
total
2 851
3 622
-
-
Income
80 500
80 500
80 500
80 500
Total tax
15 509
11 672
17 319
19 776
After tax
64 991
68 828
63 181
60 724
Living cost
10 827
10 827
10 827
10 827
Free-cash
54 164
58 001
52 354
49 897

Estimated living cost  is ₽10827 per week

₽6321
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽773
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽287
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3446
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽17395
₽18155
₽12314
₽17193
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 500
income
-
-
-
7 370
social contributions
-
-
-
2 293
health
-
-
-
1 376
surtax
-
-
-
-
pensions
-
-
-
20 549
other
-
-
-
2 498
total
-
-
-
34 086
Employee
35 350
-
61 343
-
income
2 086
-
7 003
-
social contributions
1 008
-
1 748
-
surtax
-
-
-
-
pensions
3 997
-
6 939
-
total
7 091
-
15 690
-
Employer
35 350
-
61 343
-
unemployment
1 431
-
2 484
-
social contributions
107
-
183
-
pensions
5 807
-
10 078
-
other
1 219
-
2 116
-
health
2 475
-
4 295
-
total
11 039
-
19 156
-
Corporate
34 111
80 500
-
-
income
9 550
22 539
-
-
surtax
-
-
-
-
total
9 550
22 539
-
-
Dividends
24 561
57 961
-
-
withholding
3 144
7 419
-
-
surtax
-
-
-
-
social contributions
4 224
9 969
-
-
total
7 368
17 388
-
-
Income
80 500
80 500
80 500
80 500
Total tax
35 048
39 927
34 846
34 086
After tax
45 452
40 573
45 654
46 414
Living cost
28 259
28 259
28 259
28 259
Free-cash
17 193
12 314
17 395
18 155

Estimated living cost  is ₽28259 per week

₽17818
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2298
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽481
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7663
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
-₽1519
₽11104
₽3117
-₽1519
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 500
income
-
-
-
15 342
health
-
-
-
9 776
pensions
-
-
-
9 677
total
-
-
-
34 795
Employee
70 534
70 534
70 534
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

11 545
11 545
11 545
-
health
10 826
9 209
10 826
-
pensions
12 696
9 677
12 696
-
total
35 067
30 431
35 067
-
Employer
70 534
70 534
70 534
-
unemployment
2 539
2 539
2 539
-
pensions
4 909
4 909
4 909
-
health
4 903
4 903
4 903
-
total
12 351
12 351
12 351
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Income
80 500
80 500
80 500
80 500
Total tax
47 418
42 782
47 418
34 795
After tax
33 082
37 718
33 082
45 705
Living cost
34 601
34 601
34 601
34 601
Free-cash
-1 519
3 117
-1 519
11 104

Estimated living cost  is ₽34601 per week

₽24521
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3119
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6411
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽32546
₽25916
₽15688
₽24825
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
80 500
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
16 392
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 643
trade
-
-
-
6 630
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
901
total
-
-
-
29 566
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 591
-
80 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

882
-
16 392
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 643
-
5 643
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
901
-
total
6 574
-
22 936
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
48 909
80 500
-
-
chamber of commerce
196
241
-
-
income
7 337
12 075
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

403
665
-
-
trade
7 704
12 679
-
-
total
15 640
25 660
-
-
Dividends
33 269
54 840
-
-
withholding
8 003
13 397
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

440
737
-
-
total
8 443
14 134
-
-
Income
80 500
80 500
80 500
80 500
Total tax
30 657
39 794
22 936
29 566
After tax
49 843
40 706
57 564
50 934
Living cost
25 018
25 018
25 018
25 018
Free-cash
24 825
15 688
32 546
25 916

Estimated living cost  is ₽25018 per week

₽15737
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2917
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽467
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽38187
₽38269
₽39815
₽35322
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 500
income
-
-
-
8 497
social contributions
-
-
-
12 558
health
-
-
-
2 053
total
-
-
-
23 108
Employee
63 512
63 512
73 081
-
income
6 915
5 879
8 462
-
social contributions
2 401
5 271
6 066
-
health
492
1 080
1 243
-
total
9 808
12 230
15 771
-
Employer
63 512
63 512
73 081
-
social contributions
2 401
5 271
6 066
-
health
534
1 176
1 353
-
total
2 935
6 447
7 419
-
Corporate
48 632
10 541
-
-
income
6 078
1 318
-
-
total
6 078
1 318
-
-
Dividends
42 554
9 223
-
-
withholding
7 234
1 567
-
-
total
7 234
1 567
-
-
Income
80 500
80 500
80 500
80 500
Total tax
26 055
21 562
23 190
23 108
After tax
54 445
58 938
57 310
57 392
Living cost
19 123
19 123
19 123
19 123
Free-cash
35 322
39 815
38 187
38 269

Estimated living cost  is ₽19123 per week

₽11461
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1876
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽423
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5364
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽15271
₽19209
₽19880
₽19048
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
80 500
income
-
-
-
7 409
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
27 974
surtax
-
-
-
-
total
-
-
-
35 383
Employee
37 988
-
65 050
-
income
7 902
-
16 716
-
social contributions
4 179
-
7 155
-
surtax
-
-
-
-
total
12 081
-
23 871
-
Employer
37 988
-
65 050
-
social contributions
9 022
-
15 450
-
total
9 022
-
15 450
-
Corporate
33 490
80 500
-
-
income
7 033
16 905
-
-
surtax
-
-
-
-
total
7 033
16 905
-
-
Dividends
26 457
63 595
-
-
withholding
7 408
17 807
-
-
total
7 408
17 807
-
-
Income
80 500
80 500
80 500
80 500
Total tax
35 544
34 712
39 321
35 383
After tax
44 956
45 788
41 179
45 117
Living cost
25 908
25 908
25 908
25 908
Free-cash
19 048
19 880
15 271
19 209

Estimated living cost  is ₽25908 per week

₽19384
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1528
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4563
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽58214
₽73509
₽70289
₽69130
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
80 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
805
total
-
-
-
805
Employee
7 732
-
80 500
-
income
1 546
-
16 100
-
total
1 546
-
16 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

72 768
80 500
-
-
total
-
-
-
-
Dividends
72 768
80 500
-
-
withholding
3 638
4 025
-
-
total
3 638
4 025
-
-
Income
80 500
80 500
80 500
80 500
Total tax
5 184
4 025
16 100
805
After tax
75 316
76 475
64 400
79 695
Living cost
6 186
6 186
6 186
6 186
Free-cash
69 130
70 289
58 214
73 509

Estimated living cost  is ₽6186 per week

₽3833
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽514
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽170
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1668
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽17281
₽19587
₽33270
₽26361
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
80 500
income
-
-
-
16 015
health
-
-
-
7 922
unemployment
-
-
-
121
pensions
-
-
-
14 701
total
-
-
-
38 759
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

36 524
-
69 655
-
income
6 299
-
14 829
-
health
2 359
-
4 498
-
unemployment
52
-
97
-
pensions
5 662
-
10 796
-
total
14 372
-
30 220
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

36 524
-
69 655
-
unemployment
22
-
42
-
pensions
3 232
-
6 165
-
health
2 433
-
4 638
-
total
5 687
-
10 845
-
Corporate
38 289
80 500
-
-
income
7 274
15 295
-
-
total
7 274
15 295
-
-
Dividends
31 015
65 205
-
-
withholding
4 652
9 781
-
-
total
4 652
9 781
-
-
Income
80 500
80 500
80 500
80 500
Total tax
31 985
25 076
41 065
38 759
After tax
48 515
55 424
39 435
41 741
Living cost
22 154
22 154
22 154
22 154
Free-cash
26 361
33 270
17 281
19 587

Estimated living cost  is ₽22154 per week

₽15204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1420
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽429
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5102
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽29105
₽21576
₽17979
₽21445
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
80 500
income
-
-
-
23 511
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 430
total
-
-
-
28 941
Employee
37 890
-
76 701
-
social contributions
3 796
-
3 799
-
income
4 111
-
13 814
-
total
7 907
-
17 613
-
Employer
37 890
-
76 701
-
social contributions
3 796
-
3 799
-
total
3 796
-
3 799
-
Corporate
38 814
80 500
-
-
income
13 585
28 174
-
-
total
13 585
28 174
-
-
Dividends
25 229
52 326
-
-
social contributions
3 784
4 364
-
-
total
3 784
4 364
-
-
Income
80 500
80 500
80 500
80 500
Total tax
29 072
32 538
21 412
28 941
After tax
51 428
47 962
59 088
51 559
Living cost
29 983
29 983
29 983
29 983
Free-cash
21 445
17 979
29 105
21 576

Estimated living cost  is ₽29983 per week

₽19749
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2364
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽459
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7409
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽34433
₽34184
₽31597
₽32026
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 500
income
-
-
-
12 075
social contributions
-
-
-
11 108
health
-
-
-
5 619
total
-
-
-
28 802
Employee
28 005
-
80 500
-
income
4 671
-
11 826
-
social contributions
3 865
-
11 108
-
health
1 955
-
5 619
-
total
10 491
-
28 553
-
Employer
28 005
-
80 500
-
total
-
-
-
-
Corporate
52 495
80 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

2 625
4 025
-
-
total
2 625
4 025
-
-
Dividends
49 870
76 475
-
-
withholding
7 480
11 472
-
-
health
3 481
5 339
-
-
social contributions
6 883
10 553
-
-
total
17 844
27 364
-
-
Income
80 500
80 500
80 500
80 500
Total tax
30 960
31 389
28 553
28 802
After tax
49 540
49 111
51 947
51 698
Living cost
17 514
17 514
17 514
17 514
Free-cash
32 026
31 597
34 433
34 184

Estimated living cost  is ₽17514 per week

₽11721
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1080
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽18178
₽16535
₽32752
₽24665
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 500
income
-
-
-
6 919
social contributions
-
-
-
23 506
solidarity contribution
-
-
-
-
health
-
-
-
10 868
total
-
-
-
41 293
Employee
33 342
-
60 075
-
solidarity contribution
-
-
-
-
income
4 001
-
7 209
-
social contributions
2 167
-
3 905
-
health
4 501
-
8 110
-
total
10 669
-
19 224
-
Employer
33 342
-
60 075
-
social contributions
8 335
-
15 019
-
health
3 001
-
5 407
-
total
11 336
-
20 426
-
Corporate
35 822
80 500
-
-
income
6 806
15 295
-
-
total
6 806
15 295
-
-
Dividends
29 016
65 205
-
-
withholding
4 352
9 781
-
-
total
4 352
9 781
-
-
Income
80 500
80 500
80 500
80 500
Total tax
33 163
25 076
39 650
41 293
After tax
47 337
55 424
40 850
39 207
Living cost
22 672
22 672
22 672
22 672
Free-cash
24 665
32 752
18 178
16 535

Estimated living cost  is ₽22672 per week

₽16861
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1256
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽392
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4164
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽54761
₽70056
₽66836
₽65029
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
80 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
805
total
-
-
-
805
Employee
12 049
-
80 500
-
income
2 410
-
16 100
-
total
2 410
-
16 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

68 451
80 500
-
-
total
-
-
-
-
Dividends
68 451
80 500
-
-
withholding
3 422
4 025
-
-
total
3 422
4 025
-
-
Income
80 500
80 500
80 500
80 500
Total tax
5 832
4 025
16 100
805
After tax
74 668
76 475
64 400
79 695
Living cost
9 639
9 639
9 639
9 639
Free-cash
65 029
66 836
54 761
70 056

Estimated living cost  is ₽9639 per week

₽6523
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽405
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽323
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
₽5761
₽6521
₽680
₽6357
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 500
income
-
-
-
7 370
social contributions
-
-
-
2 293
health
-
-
-
1 376
surtax
-
-
-
-
pensions
-
-
-
20 549
other
-
-
-
2 498
total
-
-
-
34 086
Employee
51 731
-
61 343
-
income
4 514
-
7 003
-
social contributions
1 473
-
1 748
-
surtax
-
-
-
-
pensions
5 851
-
6 939
-
total
11 838
-
15 690
-
Employer
51 731
-
61 343
-
unemployment
2 096
-
2 484
-
social contributions
155
-
183
-
pensions
8 500
-
10 078
-
other
1 785
-
2 116
-
health
3 621
-
4 295
-
total
16 157
-
19 156
-
Corporate
12 612
80 500
-
-
income
3 531
22 539
-
-
surtax
-
-
-
-
total
3 531
22 539
-
-
Dividends
9 080
57 961
-
-
withholding
1 163
7 419
-
-
surtax
-
-
-
-
social contributions
1 561
9 969
-
-
total
2 724
17 388
-
-
Income
80 500
80 500
80 500
80 500
Total tax
34 250
39 927
34 846
34 086
After tax
46 250
40 573
45 654
46 414
Living cost
39 893
39 893
39 893
39 893
Free-cash
6 357
680
5 761
6 521

Estimated living cost  is ₽39893 per week

₽26999
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3263
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽547
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9083
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽28126
₽28125
₽43921
₽39869
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
80 500
income
-
-
-
15 133
health
-
-
-
6 268
unemployment
-
-
-
913
pensions
-
-
-
15 821
total
-
-
-
38 135
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

21 472
-
69 608
-
income
2 960
-
15 133
-
health
1 106
-
3 134
-
unemployment
161
-
456
-
pensions
3 006
-
8 519
-
total
7 233
-
27 242
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

21 472
-
69 608
-
unemployment
161
-
456
-
pensions
2 577
-
7 302
-
health
1 106
-
3 134
-
total
3 844
-
10 892
-
Corporate
55 184
80 500
-
-
income
8 278
12 075
-
-
total
8 278
12 075
-
-
Dividends
46 906
68 425
-
-
withholding
7 036
10 264
-
-
total
7 036
10 264
-
-
Income
80 500
80 500
80 500
80 500
Total tax
26 391
22 339
38 134
38 135
After tax
54 109
58 161
42 366
42 365
Living cost
14 240
14 240
14 240
14 240
Free-cash
39 869
43 921
28 126
28 125

Estimated living cost  is ₽14240 per week

₽9588
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1101
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽412
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3139
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
₽5171
₽9156
-₽21002
₽3734
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 500
regional
-
-
-
2 893
national
-
-
-
583
health
-
-
-
189
city
-
-
-
848
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 610
pensions
-
-
-
7 407
total
-
-
-
13 530
Employee
67 657
-
72 053
-
regional
2 215
-
2 454
-
city
726
-
774
-
health
153
-
162
-
unemployment
-
-
-
-
national
320
-
419
-
pensions
5 684
-
6 052
-
total
9 098
-
9 861
-
Employer
67 657
-
72 053
-
unemployment
-
-
-
-
pensions
5 684
-
6 052
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 353
-
1 440
-
health
153
-
162
-
total
7 190
-
7 654
-
Corporate
4 910
80 500
-
-
regional
1 038
17 025
-
-
national
417
6 842
-
-
total
1 455
23 867
-
-
Dividends
3 454
56 632
-
-
withholding
1 209
19 821
-
-
total
1 209
19 821
-
-
Income
80 500
80 500
80 500
80 500
Total tax
18 952
43 688
17 515
13 530
After tax
61 548
36 812
62 985
66 970
Living cost
57 814
57 814
57 814
57 814
Free-cash
3 734
-21 002
5 171
9 156

Estimated living cost  is ₽57814 per week

₽37595
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽5188
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽710
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽14320
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₽14382
₽25686
₽21973
₽19961
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
80 500
municipal
-
-
-
14 329
national
-
-
-
7 879
health
-
-
-
895
total
-
-
-
23 103
Employee
43 455
-
67 721
-
health
324
-
697
-
unemployment
652
-
1 016
-
national
718
-
4 287
-
municipal
7 118
-
11 058
-
pensions
2 933
-
4 571
-
total
11 745
-
21 629
-
Employer
43 455
-
67 721
-
unemployment
282
-
440
-
pensions
7 539
-
11 749
-
accident
44
-
67
-
health
334
-
522
-
total
8 199
-
12 778
-
Corporate
28 845
80 500
-
-
income
5 770
16 100
-
-
total
5 770
16 100
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

17 307
48 300
-
-
national
-
2 022
-
-
municipal
3 114
8 694
-
-
total
3 114
10 716
-
-
Income
80 500
80 500
80 500
80 500
Total tax
28 828
26 816
34 407
23 103
After tax
51 672
53 684
46 093
57 397
Living cost
31 711
31 711
31 711
31 711
Free-cash
19 961
21 973
14 382
25 686

Estimated living cost  is ₽31711 per week

₽20713
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽505
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7444
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
₽1393
₽7950
₽15041
₽2651
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 500
national
-
-
-
25 906
social contributions
-
-
-
12 445
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 083
total
-
-
-
42 434
Employee

The minimum management director salary is set at €45,000 per year.

59 081
-
62 351
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 776
-
2 929
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 082
-
3 252
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

514
-
542
-
national
18 164
-
19 443
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 431
-
4 676
-
total
28 967
-
30 842
-
Employer

The minimum management director salary is set at €45,000 per year.

59 081
-
62 351
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

862
-
911
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 235
-
5 524
-
surtax
6 699
-
7 069
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

768
-
810
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 633
-
3 835
-
total
17 197
-
18 149
-
Corporate
4 221
80 500
-
-
income
845
16 100
-
-
surtax
17
321
-
-
total
862
16 421
-
-
Dividends
3 359
64 078
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

707
18 922
-
-
total
707
18 922
-
-
Income
80 500
80 500
80 500
80 500
Total tax
47 733
35 343
48 991
42 434
After tax
32 767
45 157
31 509
38 066
Living cost
30 116
30 116
30 116
30 116
Free-cash
2 651
15 041
1 393
7 950

Estimated living cost  is ₽30116 per week

₽19398
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2633
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7613
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
₽9028
₽7403
₽9993
₽9231
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 500
municipal
-
-
-
17 575
national
-
-
-
-
health
-
-
-
4 644
accident
-
-
-
149
unemployment
-
-
-
74
pensions
-
-
-
8 046
other
-
-
-
8 649
total
-
-
-
39 137
Employee
48 390
-
61 254
-
national
-
-
-
-
municipal
14 430
-
18 266
-
total
14 430
-
18 266
-
Employer
48 390
-
61 254
-
unemployment
1 277
-
1 617
-
pensions
5 231
-
6 622
-
other
5 623
-
7 118
-
accident
97
-
122
-
health
2 976
-
3 767
-
total
15 204
-
19 246
-
Corporate
16 905
80 500
-
-
income
3 719
17 710
-
-
total
3 719
17 710
-
-
Dividends
13 186
62 790
-
-
withholding
3 956
18 837
-
-
total
3 956
18 837
-
-
Income
80 500
80 500
80 500
80 500
Total tax
37 309
36 547
37 512
39 137
After tax
43 191
43 953
42 988
41 363
Living cost
33 960
33 960
33 960
33 960
Free-cash
9 231
9 993
9 028
7 403

Estimated living cost  is ₽33960 per week

₽22508
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3332
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽516
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7605
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
₽31386
₽17994
₽11338
-₽49562
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 500
income
-
-
-
15 691
social contributions
-
-
-
9 177
total
-
-
-
24 868
Employee
53 968
-
-
-
income
11 904
-
-
-
social contributions
4 425
-
631
-
total
16 329
-
631
-
Employer
53 968
-
-
-
social contributions
76 095
-
10 845
-
total
76 095
-
10 845
-
Corporate
-
80 500
-
-
income
-
17 710
-
-
total
-
17 710
-
-
Dividends
-
62 790
-
-
income
-
13 814
-
-
total
-
13 814
-
-
Income
80 500
80 500
80 500
80 500
Total tax
92 424
31 524
11 476
24 868
After tax
-11 924
48 976
69 024
55 632
Living cost
37 638
37 638
37 638
37 638
Free-cash
-49 562
11 338
31 386
17 994

Estimated living cost  is ₽37638 per week

₽24421
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3540
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9197
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽30520
₽30602
₽32148
₽28722
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 500
income
-
-
-
8 497
social contributions
-
-
-
12 558
health
-
-
-
2 053
total
-
-
-
23 108
Employee
63 512
63 512
73 081
-
income
6 669
5 879
8 462
-
social contributions
3 086
5 271
6 066
-
health
632
1 080
1 243
-
total
10 387
12 230
15 771
-
Employer
63 512
63 512
73 081
-
social contributions
3 086
5 271
6 066
-
health
688
1 176
1 353
-
total
3 774
6 447
7 419
-
Corporate
39 548
10 541
-
-
income
4 944
1 318
-
-
total
4 944
1 318
-
-
Dividends
34 605
9 223
-
-
withholding
5 883
1 567
-
-
total
5 883
1 567
-
-
Income
80 500
80 500
80 500
80 500
Total tax
24 988
21 562
23 190
23 108
After tax
55 512
58 938
57 310
57 392
Living cost
26 790
26 790
26 790
26 790
Free-cash
28 722
32 148
30 520
30 602

Estimated living cost  is ₽26790 per week

₽18314
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2092
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽450
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5934
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽20291
₽28023
₽29280
₽25581
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 500
income
-
-
-
16 436
pensions
-
-
-
5 889
total
-
-
-
22 325
Employee
41 388
-
70 898
-
income
7 537
-
12 611
-
health
540
-
1 144
-
pensions
3 159
-
6 700
-
total
11 236
-
20 455
-
Employer
41 388
-
70 898
-
pensions
4 182
-
8 254
-
health
787
-
1 348
-
total
4 969
-
9 602
-
Corporate
34 144
80 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

6 488
15 296
-
-
total
6 488
15 296
-
-
Dividends
27 656
65 204
-
-
withholding
2 074
5 772
-
-
total
2 074
5 772
-
-
Income
80 500
80 500
80 500
80 500
Total tax
24 767
21 068
30 057
22 325
After tax
55 733
59 432
50 443
58 175
Living cost
30 152
30 152
30 152
30 152
Free-cash
25 581
29 280
20 291
28 023

Estimated living cost  is ₽30152 per week

₽20684
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2773
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽377
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6316
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
₽4132
₽7811
₽9499
₽5741
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 500
municipal
-
-
-
538
regional
-
-
-
1 588
national
-
-
-
16 955
social contributions
-
-
-
20 704
total
-
-
-
39 785
Employee
69 601
-
80 500
-
regional
1 051
-
1 334
-
social contributions
23 469
-
27 144
-
national
11 762
-
14 506
-
municipal
415
-
480
-
total
36 697
-
43 464
-
Employer
69 601
-
80 500
-
total
-
-
-
-
Corporate
10 899
80 500
-
-
nationa
2 616
19 320
-
-
municipal
525
3 879
-
-
total
3 141
23 199
-
-
Dividends
7 758
57 301
-
-
withholding
2 017
14 898
-
-
total
2 017
14 898
-
-
Income
80 500
80 500
80 500
80 500
Total tax
41 855
38 097
43 464
39 785
After tax
38 645
42 403
37 036
40 715
Living cost
32 904
32 904
32 904
32 904
Free-cash
5 741
9 499
4 132
7 811

Estimated living cost  is ₽32904 per week

₽23113
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2263
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽497
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7030
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽24419
₽37963
-₽10755
₽3869
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 500
income
-
-
-
19 792
health
-
-
-
1 713
accident
-
-
-
198
pensions
-
-
-
3 267
other
-
-
-
291
total
-
-
-
25 261
Employee
27 175
-
69 006
-
income
3 728
-
13 419
-
health
3 112
-
7 901
-
pensions
3 060
-
5 991
-
total
9 900
-
27 311
-
Employer
27 175
-
69 006
-
unemployment
666
-
1 691
-
pensions
4 419
-
8 651
-
accident
454
-
1 152
-
total
5 539
-
11 494
-
Corporate
47 786
80 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

43 008
72 450
-
-
total
43 008
72 450
-
-
Dividends
4 779
8 050
-
-
withholding
908
1 529
-
-
total
908
1 529
-
-
Income
80 500
80 500
80 500
80 500
Total tax
59 355
73 979
38 805
25 261
After tax
21 145
6 521
41 695
55 239
Living cost
17 276
17 276
17 276
17 276
Free-cash
3 869
-10 755
24 419
37 963

Estimated living cost  is ₽17276 per week

₽12662
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽957
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽361
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3297
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽25676
₽19635
₽9648
₽20453
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
80 500
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
16 392
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 643
trade
-
-
-
6 041
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
901
total
-
-
-
28 977
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 097
-
80 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 379
-
16 392
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 643
-
5 643
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
-
901
-
total
9 209
-
22 936
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
39 403
80 500
-
-
chamber of commerce
183
243
-
-
income
5 911
12 075
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

324
665
-
-
trade
5 654
11 552
-
-
total
12 072
24 535
-
-
Dividends
27 331
55 965
-
-
withholding
6 519
13 677
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

359
752
-
-
total
6 878
14 429
-
-
Income
80 500
80 500
80 500
80 500
Total tax
28 159
38 964
22 936
28 977
After tax
52 341
41 536
57 564
51 523
Living cost
31 888
31 888
31 888
31 888
Free-cash
20 453
9 648
25 676
19 635

Estimated living cost  is ₽31888 per week

₽21997
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3431
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽462
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5997
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽28216
₽25814
₽47217
₽40442
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
80 500
microenterprise
-
-
-
-
income
-
-
-
11 622
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
25 881
surtax
-
-
-
-
total
-
-
-
37 503
Employee
24 135
-
64 873
-
income
4 296
-
12 338
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 655
-
7 136
-
surtax
-
-
-
-
total
6 951
-
19 474
-
Employer
24 135
-
64 873
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

5 814
-
15 627
-
surtax
-
-
-
-
total
5 814
-
15 627
-
Corporate
50 551
80 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

10 110
16 100
-
-
total
10 110
16 100
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

40 442
64 400
-
-
total
-
-
-
-
Income
80 500
80 500
80 500
80 500
Total tax
22 875
16 100
35 101
37 503
After tax
57 625
64 400
45 399
42 997
Living cost
17 183
17 183
17 183
17 183
Free-cash
40 442
47 217
28 216
25 814

Estimated living cost  is ₽17183 per week

₽10963
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1636
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽390
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4194
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽34629
₽35387
₽39561
₽37807
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 500
income
-
-
-
21 015
health
-
-
-
5 643
pensions
-
-
-
7 784
total
-
-
-
34 442
Employee
16 253
-
71 743
-
income
3 144
-
20 606
-
health
813
-
1 946
-
unemployment
163
-
389
-
pensions
1 463
-
3 503
-
total
5 583
-
26 444
-
Employer
16 253
-
71 743
-
unemployment
325
-
778
-
pensions
1 788
-
4 281
-
health
1 544
-
3 697
-
total
3 657
-
8 756
-
Corporate
60 590
80 500
-
-
income
13 330
17 710
-
-
total
13 330
17 710
-
-
Dividends
47 260
62 790
-
-
withholding
9 452
12 558
-
-
total
9 452
12 558
-
-
Income
80 500
80 500
80 500
80 500
Total tax
32 022
30 268
35 200
34 442
After tax
48 478
50 232
45 300
46 058
Living cost
10 671
10 671
10 671
10 671
Free-cash
37 807
39 561
34 629
35 387

Estimated living cost  is ₽10671 per week

₽6341
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽865
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽244
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3220
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽21521
₽23078
₽32082
₽29454
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 500
income
-
-
-
15 060
health
-
-
-
5 716
unemployment
-
-
-
188
surtax
-
-
-
1 806
pensions
-
-
-
16 100
other
-
-
-
-
total
-
-
-
38 870
Employee
27 815
-
66 501
-
other
-
-
-
-
income
4 663
-
14 041
-
health
710
-
1 696
-
unemployment
1 936
-
4 629
-
surtax
99
-
1 627
-
pensions
1 856
-
4 436
-
total
9 264
-
26 429
-
Employer
27 815
-
66 501
-
unemployment
882
-
2 108
-
pensions
3 709
-
8 865
-
other
-
-
-
-
health
1 265
-
3 025
-
total
5 856
-
13 998
-
Corporate
46 829
80 500
-
-
income
12 176
20 930
-
-
total
12 176
20 930
-
-
Dividends
34 653
59 570
-
-
withholding
5 198
8 936
-
-
total
5 198
8 936
-
-
Income
80 500
80 500
80 500
80 500
Total tax
32 494
29 866
40 427
38 870
After tax
48 006
50 634
40 073
41 630
Living cost
18 552
18 552
18 552
18 552
Free-cash
29 454
32 082
21 521
23 078

Estimated living cost  is ₽18552 per week

₽11201
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1613
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽431
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
-₽1631
₽14745
₽18898
₽18489
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 500
income
-
-
-
12 967
chamber of commerce
-
-
-
321
health
-
-