Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 80500
per

Your estimated
City
free-cash

Valencia , Spain
₽27497
₽20217
₽20610
₽31781
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 500
unemployment
-
-
-
530
income
-
-
-
14 719
other
-
-
-
76
accident
-
-
-
682
pensions
-
-
-
21 423
total
-
-
-
37 430
Employee
30 200
-
61 041
-
unemployment
468
-
945
-
pensions
1 420
-
2 869
-
income
5 822
-
14 490
-
other
29
-
60
-
total
7 739
-
18 364
-
Employer
30 200
-
61 041
-
pensions
7 127
-
14 405
-
accident
598
-
1 209
-
unemployment
1 662
-
3 357
-
other
242
-
488
-
total
9 629
-
19 459
-
Corporate
40 672
80 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

6 101
12 076
-
-
total
6 101
12 076
-
-
Dividends
34 571
68 424
-
-
withholding
7 074
14 183
-
-
total
7 074
14 183
-
-
Income
80 500
80 500
80 500
80 500
Total tax
30 543
26 259
37 823
37 430
After tax
49 957
54 241
42 677
43 070
Living cost
22 460
22 460
22 460
22 460
Free-cash
27 497
31 781
20 217
20 610

Estimated living cost  is ₽22460 per week

₽15160
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2159
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽394
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4747
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽31868
₽25384
₽21826
₽37381
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 500
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
19 320
income
-
-
-
10 225
other
-
-
-
3 824
health
-
-
-
3 542
total
-
-
-
36 911
Employee
29 655
-
64 294
-
health
415
-
901
-
unemployment
296
-
643
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 075
-
4 499
-
income
5 105
-
11 107
-
total
7 891
-
17 150
-
Employer
29 655
-
64 294
-
health
415
-
901
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 042
-
10 929
-
accident
237
-
515
-
unemployment
296
-
643
-
other
1 483
-
3 215
-
total
7 473
-
16 203
-
Corporate
43 371
80 500
-
-
income
9 107
16 905
-
-
total
9 107
16 905
-
-
Dividends
34 264
63 595
-
-
withholding
2 398
4 451
-
-
total
2 398
4 451
-
-
Income
80 500
80 500
80 500
80 500
Total tax
26 869
21 356
33 353
36 911
After tax
53 631
59 144
47 147
43 589
Living cost
21 763
21 763
21 763
21 763
Free-cash
31 868
37 381
25 384
21 826

Estimated living cost  is ₽21763 per week

₽15377
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1469
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽350
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4566
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽54327
₽52575
₽50102
₽58120
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 500
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 222
unemployment
-
-
-
114
income
-
-
-
12 075
health
-
-
-
3 280
total
-
-
-
19 691
Employee
14 177
-
74 904
-
health
652
-
1 312
-
accident

We are using the highest rate at 1.1%.

156
-
314
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 245
-
2 505
-
income
1 417
-
7 491
-
total
3 470
-
11 622
-
Employer
14 177
-
74 904
-
health
979
-
1 968
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 562
-
3 143
-
accident

We are using the highest rate at 1.1%.

156
-
314
-
unemployment
85
-
171
-
total
2 782
-
5 596
-
Corporate
63 541
80 500
-
-
income
6 354
8 050
-
-
total
6 354
8 050
-
-
Dividends
57 187
72 450
-
-
withholding
2 860
3 623
-
-
total
2 860
3 623
-
-
Income
80 500
80 500
80 500
80 500
Total tax
15 466
11 673
17 218
19 691
After tax
65 034
68 827
63 282
60 809
Living cost
10 707
10 707
10 707
10 707
Free-cash
54 327
58 120
52 575
50 102

Estimated living cost  is ₽10707 per week

₽6251
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽765
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽284
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3408
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽17455
₽17612
₽18446
₽12626
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 500
income
-
-
-
7 501
other
-
-
-
2 498
health
-
-
-
1 424
social contributions
-
-
-
2 294
pensions
-
-
-
20 393
surtax
-
-
-
-
total
-
-
-
34 110
Employee
34 956
-
61 343
-
pensions
3 952
-
6 937
-
income
2 063
-
7 103
-
social contributions
997
-
1 747
-
surtax
-
-
-
-
total
7 012
-
15 787
-
Employer
34 956
-
61 343
-
health
2 447
-
4 293
-
social contributions
105
-
184
-
pensions
5 742
-
10 079
-
unemployment
1 415
-
2 485
-
other
1 206
-
2 116
-
total
10 915
-
19 157
-
Corporate
34 628
80 500
-
-
income
9 696
22 541
-
-
surtax
-
-
-
-
total
9 696
22 541
-
-
Dividends
24 932
57 959
-
-
social contributions
4 287
9 969
-
-
surtax
-
-
-
-
withholding
3 191
7 420
-
-
total
7 478
17 389
-
-
Income
80 500
80 500
80 500
80 500
Total tax
35 101
39 930
34 944
34 110
After tax
45 399
40 570
45 556
46 390
Living cost
27 944
27 944
27 944
27 944
Free-cash
17 455
12 626
17 612
18 446

Estimated living cost  is ₽27944 per week

₽17620
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2272
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7578
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
-₽603
-₽603
₽11485
₽3981
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 500
pensions
-
-
-
9 569
income
-
-
-
15 513
health
-
-
-
9 718
total
-
-
-
34 800
Employee
69 747
69 747
69 747
-
health
10 705
9 106
10 705
-
pensions
12 554
9 569
12 554
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

11 416
11 416
11 416
-
total
34 675
30 091
34 675
-
Employer
69 747
69 747
69 747
-
health
4 848
4 848
4 848
-
pensions
4 854
4 854
4 854
-
unemployment
2 511
2 511
2 511
-
total
12 213
12 213
12 213
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
80 500
80 500
80 500
80 500
Total tax
46 888
42 304
46 888
34 800
After tax
33 612
38 196
33 612
45 700
Living cost
34 215
34 215
34 215
34 215
Free-cash
-603
3 981
-603
11 485

Estimated living cost  is ₽34215 per week

₽24247
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3084
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽544
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6339
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽25001
₽32716
₽26019
₽15967
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
80 500
trade
-
-
-
6 697
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
16 555
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 580
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
910
total
-
-
-
29 742
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 239
-
80 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 580
-
5 580
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

873
-
16 555
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

48
-
910
-
total
6 501
-
23 045
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
49 261
80 500
-
-
income
7 389
12 076
-
-
trade
7 759
12 678
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

406
665
-
-
chamber of commerce
195
240
-
-
total
15 749
25 659
-
-
Dividends
33 512
54 841
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

443
736
-
-
withholding
8 067
13 399
-
-
total
8 510
14 135
-
-
Income
80 500
80 500
80 500
80 500
Total tax
30 760
39 794
23 045
29 742
After tax
49 740
40 706
57 455
50 758
Living cost
24 739
24 739
24 739
24 739
Free-cash
25 001
15 967
32 716
26 019

Estimated living cost  is ₽24739 per week

₽15561
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2884
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽462
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5831
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽35578
₽38275
₽38356
₽40022
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 500
income
-
-
-
8 624
health
-
-
-
2 052
social contributions
-
-
-
12 558
total
-
-
-
23 234
Employee
62 804
62 804
73 082
-
health
487
1 068
1 243
-
income
6 838
5 814
8 588
-
social contributions
2 374
5 212
6 066
-
total
9 699
12 094
15 897
-
Employer
62 804
62 804
73 082
-
health
529
1 162
1 352
-
social contributions
2 374
5 212
6 066
-
total
2 903
6 374
7 418
-
Corporate
48 988
11 321
-
-
income
6 124
1 415
-
-
total
6 124
1 415
-
-
Dividends
42 864
9 906
-
-
withholding
7 286
1 685
-
-
total
7 286
1 685
-
-
Income
80 500
80 500
80 500
80 500
Total tax
26 012
21 568
23 315
23 234
After tax
54 488
58 932
57 185
57 266
Living cost
18 910
18 910
18 910
18 910
Free-cash
35 578
40 022
38 275
38 356

Estimated living cost  is ₽18910 per week

₽11333
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1855
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽418
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5304
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽19348
₽15454
₽19454
₽20169
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
80 500
income
-
-
-
7 454
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
27 973
surtax
-
-
-
-
total
-
-
-
35 427
Employee
37 564
-
65 050
-
income
7 813
-
16 821
-
social contributions
4 132
-
7 156
-
surtax
-
-
-
-
total
11 945
-
23 977
-
Employer
37 564
-
65 050
-
social contributions
8 921
-
15 450
-
total
8 921
-
15 450
-
Corporate
34 015
80 500
-
-
income
7 144
16 905
-
-
surtax
-
-
-
-
total
7 144
16 905
-
-
Dividends
26 871
63 595
-
-
withholding
7 523
17 807
-
-
total
7 523
17 807
-
-
Income
80 500
80 500
80 500
80 500
Total tax
35 533
34 712
39 427
35 427
After tax
44 967
45 788
41 073
45 073
Living cost
25 619
25 619
25 619
25 619
Free-cash
19 348
20 169
15 454
19 454

Estimated living cost  is ₽25619 per week

₽19168
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1511
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽428
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4512
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽69242
₽58309
₽73604
₽70384
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
80 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
805
total
-
-
-
805
Employee
7 614
-
80 500
-
income
1 523
-
16 100
-
total
1 523
-
16 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

72 886
80 500
-
-
total
-
-
-
-
Dividends
72 886
80 500
-
-
withholding
3 644
4 025
-
-
total
3 644
4 025
-
-
Income
80 500
80 500
80 500
80 500
Total tax
5 167
4 025
16 100
805
After tax
75 333
76 475
64 400
79 695
Living cost
6 091
6 091
6 091
6 091
Free-cash
69 242
70 384
58 309
73 604

Estimated living cost  is ₽6091 per week

₽3775
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽506
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽167
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1643
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽26687
₽17486
₽19792
₽33518
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
80 500
pensions
-
-
-
14 701
unemployment
-
-
-
121
income
-
-
-
16 057
health
-
-
-
7 922
total
-
-
-
38 801
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

36 117
-
69 655
-
health
2 333
-
4 499
-
unemployment
51
-
98
-
pensions
5 598
-
10 797
-
income
6 228
-
14 868
-
total
14 210
-
30 262
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

36 117
-
69 655
-
health
2 405
-
4 639
-
pensions
3 196
-
6 164
-
unemployment
22
-
42
-
total
5 623
-
10 845
-
Corporate
38 760
80 500
-
-
income
7 364
15 295
-
-
total
7 364
15 295
-
-
Dividends
31 396
65 205
-
-
withholding
4 709
9 780
-
-
total
4 709
9 780
-
-
Income
80 500
80 500
80 500
80 500
Total tax
31 906
25 075
41 107
38 801
After tax
48 594
55 425
39 393
41 699
Living cost
21 907
21 907
21 907
21 907
Free-cash
26 687
33 518
17 486
19 792

Estimated living cost  is ₽21907 per week

₽15034
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1404
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5045
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽21701
₽29455
₽22432
₽18362
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
80 500
income
-
-
-
23 249
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 171
total
-
-
-
28 420
Employee
37 468
-
76 743
-
social contributions
3 754
-
3 757
-
income
4 065
-
13 883
-
total
7 819
-
17 640
-
Employer
37 468
-
76 743
-
social contributions
3 754
-
3 757
-
total
3 754
-
3 757
-
Corporate
39 279
80 500
-
-
income
13 748
28 175
-
-
total
13 748
28 175
-
-
Dividends
25 531
52 325
-
-
social contributions
3 830
4 315
-
-
total
3 830
4 315
-
-
Income
80 500
80 500
80 500
80 500
Total tax
29 151
32 490
21 397
28 420
After tax
51 349
48 010
59 103
52 080
Living cost
29 648
29 648
29 648
29 648
Free-cash
21 701
18 362
29 455
22 432

Estimated living cost  is ₽29648 per week

₽19529
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2337
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽454
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7327
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽32216
₽34580
₽34378
₽31794
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 500
income
-
-
-
12 076
health
-
-
-
5 619
social contributions
-
-
-
11 108
total
-
-
-
28 803
Employee
27 693
-
80 500
-
health
1 933
-
5 619
-
income
4 619
-
11 874
-
social contributions
3 822
-
11 108
-
total
10 374
-
28 601
-
Employer
27 693
-
80 500
-
total
-
-
-
-
Corporate
52 807
80 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

2 641
4 025
-
-
total
2 641
4 025
-
-
Dividends
50 166
76 475
-
-
social contributions
6 924
10 553
-
-
withholding
7 525
11 471
-
-
health
3 501
5 338
-
-
total
17 950
27 362
-
-
Income
80 500
80 500
80 500
80 500
Total tax
30 965
31 387
28 601
28 803
After tax
49 535
49 113
51 899
51 697
Living cost
17 319
17 319
17 319
17 319
Free-cash
32 216
31 794
34 580
34 378

Estimated living cost  is ₽17319 per week

₽11590
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1068
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽398
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4261
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽24538
₽18085
₽16442
₽32659
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 500
income
-
-
-
6 919
health
-
-
-
10 868
social contributions
-
-
-
23 506
solidarity contribution
-
-
-
-
total
-
-
-
41 293
Employee
33 479
-
60 075
-
health
4 520
-
8 110
-
solidarity contribution
-
-
-
-
income
4 017
-
7 209
-
social contributions
2 176
-
3 905
-
total
10 713
-
19 224
-
Employer
33 479
-
60 075
-
health
3 013
-
5 407
-
social contributions
8 370
-
15 019
-
total
11 383
-
20 426
-
Corporate
35 639
80 500
-
-
income
6 771
15 295
-
-
total
6 771
15 295
-
-
Dividends
28 867
65 205
-
-
withholding
4 330
9 781
-
-
total
4 330
9 781
-
-
Income
80 500
80 500
80 500
80 500
Total tax
33 197
25 076
39 650
41 293
After tax
47 303
55 424
40 850
39 207
Living cost
22 765
22 765
22 765
22 765
Free-cash
24 538
32 659
18 085
16 442

Estimated living cost  is ₽22765 per week

₽16930
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1261
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽394
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4181
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽65203
₽54908
₽70203
₽66983
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
80 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
805
total
-
-
-
805
Employee
11 865
-
80 500
-
income
2 373
-
16 100
-
total
2 373
-
16 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

68 635
80 500
-
-
total
-
-
-
-
Dividends
68 635
80 500
-
-
withholding
3 432
4 025
-
-
total
3 432
4 025
-
-
Income
80 500
80 500
80 500
80 500
Total tax
5 805
4 025
16 100
805
After tax
74 695
76 475
64 400
79 695
Living cost
9 492
9 492
9 492
9 492
Free-cash
65 203
66 983
54 908
70 203

Estimated living cost  is ₽9492 per week

₽6423
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽398
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽318
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2352
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
₽6741
₽6108
₽6942
₽1122
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 500
income
-
-
-
7 501
other
-
-
-
2 498
health
-
-
-
1 424
social contributions
-
-
-
2 294
pensions
-
-
-
20 393
surtax
-
-
-
-
total
-
-
-
34 110
Employee
51 154
-
61 343
-
pensions
5 786
-
6 937
-
income
4 463
-
7 103
-
social contributions
1 457
-
1 747
-
surtax
-
-
-
-
total
11 706
-
15 787
-
Employer
51 154
-
61 343
-
health
3 580
-
4 293
-
social contributions
153
-
184
-
pensions
8 405
-
10 079
-
unemployment
2 072
-
2 485
-
other
1 765
-
2 116
-
total
15 975
-
19 157
-
Corporate
13 369
80 500
-
-
income
3 743
22 541
-
-
surtax
-
-
-
-
total
3 743
22 541
-
-
Dividends
9 626
57 959
-
-
social contributions
1 655
9 969
-
-
surtax
-
-
-
-
withholding
1 232
7 420
-
-
total
2 887
17 389
-
-
Income
80 500
80 500
80 500
80 500
Total tax
34 311
39 930
34 944
34 110
After tax
46 189
40 570
45 556
46 390
Living cost
39 448
39 448
39 448
39 448
Free-cash
6 741
1 122
6 108
6 942

Estimated living cost  is ₽39448 per week

₽26698
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3227
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8982
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽40083
₽28404
₽28406
₽44086
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
80 500
pensions
-
-
-
15 638
unemployment
-
-
-
902
income
-
-
-
15 284
health
-
-
-
6 195
total
-
-
-
38 019
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

21 224
-
69 734
-
health
1 093
-
3 098
-
unemployment
159
-
451
-
pensions
2 971
-
8 421
-
income
2 926
-
15 284
-
total
7 149
-
27 254
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

21 224
-
69 734
-
health
1 093
-
3 098
-
pensions
2 547
-
7 218
-
unemployment
159
-
451
-
total
3 799
-
10 767
-
Corporate
55 477
80 500
-
-
income
8 321
12 075
-
-
total
8 321
12 075
-
-
Dividends
47 155
68 425
-
-
withholding
7 073
10 264
-
-
total
7 073
10 264
-
-
Income
80 500
80 500
80 500
80 500
Total tax
26 342
22 339
38 021
38 019
After tax
54 158
58 161
42 479
42 481
Living cost
14 075
14 075
14 075
14 075
Free-cash
40 083
44 086
28 404
28 406

Estimated living cost  is ₽14075 per week

₽9477
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1089
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽407
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3102
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
₽4334
₽6151
₽10145
-₽19955
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 500
pensions
-
-
-
7 407
city
-
-
-
849
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 610
health
-
-
-
185
regional
-
-
-
2 931
national
-
-
-
606
total
-
-
-
13 588
Employee
66 432
-
72 051
-
health
150
-
162
-
unemployment
-
-
-
-
city
713
-
774
-
pensions
5 581
-
6 054
-
regional
2 175
-
2 493
-
national
314
-
442
-
total
8 933
-
9 925
-
Employer
66 432
-
72 051
-
health
150
-
162
-
pensions
5 581
-
6 054
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 328
-
1 441
-
total
7 059
-
7 657
-
Corporate
6 277
80 500
-
-
regional
1 328
17 025
-
-
national
534
6 842
-
-
total
1 862
23 867
-
-
Dividends
4 416
56 633
-
-
withholding
1 545
19 821
-
-
total
1 545
19 821
-
-
Income
80 500
80 500
80 500
80 500
Total tax
19 399
43 688
17 582
13 588
After tax
61 101
36 812
62 918
66 912
Living cost
56 767
56 767
56 767
56 767
Free-cash
4 334
-19 955
6 151
10 145

Estimated living cost  is ₽56767 per week

₽36915
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽5094
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽697
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽14061
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₽20361
₽14662
₽25937
₽22256
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
80 500
municipal
-
-
-
14 328
health
-
-
-
899
national
-
-
-
7 979
total
-
-
-
23 206
Employee
42 971
-
67 721
-
health
321
-
702
-
unemployment
645
-
1 015
-
pensions
2 900
-
4 571
-
national
710
-
4 357
-
municipal
7 038
-
11 057
-
total
11 614
-
21 702
-
Employer
42 971
-
67 721
-
health
330
-
521
-
pensions
7 455
-
11 750
-
accident
43
-
68
-
unemployment
279
-
440
-
total
8 107
-
12 779
-
Corporate
29 422
80 500
-
-
income
5 884
16 101
-
-
total
5 884
16 101
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

17 653
48 299
-
-
municipal
3 177
8 694
-
-
national
-
2 092
-
-
total
3 177
10 786
-
-
Income
80 500
80 500
80 500
80 500
Total tax
28 782
26 887
34 481
23 206
After tax
51 718
53 613
46 019
57 294
Living cost
31 357
31 357
31 357
31 357
Free-cash
20 361
22 256
14 662
25 937

Estimated living cost  is ₽31357 per week

₽20482
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3016
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽499
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7361
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
₽3124
₽1671
₽8173
₽15371
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 500
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 081
social contributions
-
-
-
12 494
national
-
-
-
25 972
total
-
-
-
42 547
Employee

The minimum management director salary is set at €45,000 per year.

58 422
-
62 350
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 745
-
2 931
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 047
-
3 252
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

508
-
542
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 382
-
4 676
-
national
17 961
-
19 497
-
total
28 643
-
30 898
-
Employer

The minimum management director salary is set at €45,000 per year.

58 422
-
62 350
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 593
-
3 835
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 177
-
5 524
-
surtax
6 624
-
7 071
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

759
-
811
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

852
-
910
-
total
17 005
-
18 151
-
Corporate
5 072
80 500
-
-
income
1 014
16 101
-
-
surtax
20
322
-
-
total
1 034
16 423
-
-
Dividends
4 038
64 077
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

914
18 926
-
-
total
914
18 926
-
-
Income
80 500
80 500
80 500
80 500
Total tax
47 596
35 349
49 049
42 547
After tax
32 904
45 151
31 451
37 953
Living cost
29 780
29 780
29 780
29 780
Free-cash
3 124
15 371
1 671
8 173

Estimated living cost  is ₽29780 per week

₽19182
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2604
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽467
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7528
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
₽7927
₽7752
₽5558
₽8717
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 500
unemployment
-
-
-
77
municipal
-
-
-
17 334
other
-
-
-
8 974
health
-
-
-
4 819
national
-
-
-
-
accident
-
-
-
154
pensions
-
-
-
8 348
total
-
-
-
39 706
Employee
50 208
-
61 254
-
national
-
-
-
-
municipal
14 972
-
18 266
-
total
14 972
-
18 266
-
Employer
50 208
-
61 254
-
health
3 088
-
3 767
-
pensions
5 427
-
6 622
-
accident
100
-
122
-
unemployment
1 325
-
1 617
-
other
5 834
-
7 118
-
total
15 774
-
19 246
-
Corporate
14 516
80 500
-
-
income
3 194
17 710
-
-
total
3 194
17 710
-
-
Dividends
11 323
62 790
-
-
withholding
3 397
18 837
-
-
total
3 397
18 837
-
-
Income
80 500
80 500
80 500
80 500
Total tax
37 337
36 547
37 512
39 706
After tax
43 163
43 953
42 988
40 794
Living cost
35 236
35 236
35 236
35 236
Free-cash
7 927
8 717
7 752
5 558

Estimated living cost  is ₽35236 per week

₽23353
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3458
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽535
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7890
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
-₽53628
₽29851
₽16817
₽10161
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 500
income
-
-
-
15 691
social contributions
-
-
-
9 177
total
-
-
-
24 868
Employee
55 654
-
-
-
income
12 276
-
-
-
social contributions
4 564
-
650
-
total
16 840
-
650
-
Employer
55 654
-
-
-
social contributions
78 473
-
11 184
-
total
78 473
-
11 184
-
Corporate
-
80 500
-
-
income
-
17 710
-
-
total
-
17 710
-
-
Dividends
-
62 790
-
-
income
-
13 814
-
-
total
-
13 814
-
-
Income
80 500
80 500
80 500
80 500
Total tax
95 313
31 524
11 834
24 868
After tax
-14 813
48 976
68 666
55 632
Living cost
38 814
38 814
38 814
38 814
Free-cash
-53 628
10 161
29 851
16 817

Estimated living cost  is ₽38814 per week

₽25184
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3650
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9485
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽29055
₽30694
₽30775
₽32441
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 500
income
-
-
-
8 624
health
-
-
-
2 052
social contributions
-
-
-
12 558
total
-
-
-
23 234
Employee
62 804
62 804
73 082
-
health
625
1 068
1 243
-
income
6 595
5 814
8 588
-
social contributions
3 052
5 212
6 066
-
total
10 272
12 094
15 897
-
Employer
62 804
62 804
73 082
-
health
680
1 162
1 352
-
social contributions
3 052
5 212
6 066
-
total
3 732
6 374
7 418
-
Corporate
40 005
11 321
-
-
income
5 000
1 415
-
-
total
5 000
1 415
-
-
Dividends
35 005
9 906
-
-
withholding
5 950
1 685
-
-
total
5 950
1 685
-
-
Income
80 500
80 500
80 500
80 500
Total tax
24 954
21 568
23 315
23 234
After tax
55 546
58 932
57 185
57 266
Living cost
26 491
26 491
26 491
26 491
Free-cash
29 055
32 441
30 694
30 775

Estimated living cost  is ₽26491 per week

₽18109
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2069
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽445
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5868
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽26776
₽21239
₽28591
₽29787
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 500
income
-
-
-
16 894
pensions
-
-
-
5 901
total
-
-
-
22 795
Employee
39 963
-
70 854
-
health
521
-
1 155
-
pensions
3 050
-
6 758
-
income
7 278
-
12 589
-
total
10 849
-
20 502
-
Employer
39 963
-
70 854
-
health
760
-
1 346
-
pensions
4 038
-
8 299
-
total
4 798
-
9 645
-
Corporate
35 740
80 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

6 791
15 296
-
-
total
6 791
15 296
-
-
Dividends
28 949
65 204
-
-
withholding
2 172
6 303
-
-
total
2 172
6 303
-
-
Income
80 500
80 500
80 500
80 500
Total tax
24 610
21 599
30 147
22 795
After tax
55 890
58 901
50 353
57 705
Living cost
29 114
29 114
29 114
29 114
Free-cash
26 776
29 787
21 239
28 591

Estimated living cost  is ₽29114 per week

₽19972
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2677
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽364
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6099
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
₽6149
₽4425
₽8106
₽9866
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 500
municipal
-
-
-
538
regional
-
-
-
1 597
social contributions
-
-
-
20 704
national
-
-
-
17 018
total
-
-
-
39 857
Employee
68 824
-
80 500
-
social contributions
23 207
-
27 144
-
regional
1 039
-
1 343
-
national
11 631
-
14 571
-
municipal
411
-
480
-
total
36 288
-
43 538
-
Employer
68 824
-
80 500
-
total
-
-
-
-
Corporate
11 676
80 500
-
-
nationa
2 802
19 320
-
-
municipal
563
3 879
-
-
total
3 365
23 199
-
-
Dividends
8 311
57 301
-
-
withholding
2 161
14 898
-
-
total
2 161
14 898
-
-
Income
80 500
80 500
80 500
80 500
Total tax
41 814
38 097
43 538
39 857
After tax
38 686
42 403
36 962
40 643
Living cost
32 537
32 537
32 537
32 537
Free-cash
6 149
9 866
4 425
8 106

Estimated living cost  is ₽32537 per week

₽22855
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2238
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽491
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6951
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽3868
₽24397
₽37946
-₽10773
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 500
pensions
-
-
-
3 271
income
-
-
-
19 786
other
-
-
-
291
health
-
-
-
1 714
accident
-
-
-
198
total
-
-
-
25 260
Employee
27 204
-
68 997
-
health
3 115
-
7 900
-
pensions
3 063
-
5 997
-
income
3 732
-
13 410
-
total
9 910
-
27 307
-
Employer
27 204
-
68 997
-
pensions
4 424
-
8 660
-
accident
454
-
1 152
-
unemployment
666
-
1 690
-
total
5 544
-
11 502
-
Corporate
47 752
80 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

42 977
72 450
-
-
total
42 977
72 450
-
-
Dividends
4 775
8 050
-
-
withholding
907
1 529
-
-
total
907
1 529
-
-
Income
80 500
80 500
80 500
80 500
Total tax
59 338
73 979
38 809
25 260
After tax
21 162
6 521
41 691
55 240
Living cost
17 294
17 294
17 294
17 294
Free-cash
3 868
-10 773
24 397
37 946

Estimated living cost  is ₽17294 per week

₽12675
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽958
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽361
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3300
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽20683
₽25923
₽19821
₽10000
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
80 500
trade
-
-
-
6 102
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
16 555
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 580
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
910
total
-
-
-
29 147
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

40 638
-
80 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 580
-
5 580
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 342
-
16 555
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

184
-
910
-
total
9 106
-
23 045
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
39 862
80 500
-
-
income
5 980
12 076
-
-
trade
5 721
11 552
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

329
665
-
-
chamber of commerce
183
242
-
-
total
12 213
24 535
-
-
Dividends
27 650
55 966
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

363
752
-
-
withholding
6 603
13 681
-
-
total
6 966
14 433
-
-
Income
80 500
80 500
80 500
80 500
Total tax
28 285
38 968
23 045
29 147
After tax
52 215
41 532
57 455
51 353
Living cost
31 532
31 532
31 532
31 532
Free-cash
20 683
10 000
25 923
19 821

Estimated living cost  is ₽31532 per week

₽21752
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3393
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽457
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5930
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽40708
₽28394
₽25995
₽47407
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
80 500
income
-
-
-
11 632
microenterprise
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
25 881
surtax
-
-
-
-
total
-
-
-
37 513
Employee
23 866
-
64 872
-
income
4 248
-
12 350
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 626
-
7 136
-
surtax
-
-
-
-
total
6 874
-
19 486
-
Employer
23 866
-
64 872
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

5 749
-
15 628
-
surtax
-
-
-
-
total
5 749
-
15 628
-
Corporate
50 886
80 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

10 177
16 101
-
-
total
10 177
16 101
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

40 709
64 399
-
-
total
-
-
-
-
Income
80 500
80 500
80 500
80 500
Total tax
22 800
16 101
35 114
37 513
After tax
57 700
64 399
45 386
42 987
Living cost
16 992
16 992
16 992
16 992
Free-cash
40 708
47 407
28 394
25 995

Estimated living cost  is ₽16992 per week

₽10840
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1618
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽386
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4148
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽38545
₽35678
₽36392
₽40194
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 500
income
-
-
-
21 439
health
-
-
-
5 309
pensions
-
-
-
7 322
total
-
-
-
34 070
Employee
15 289
-
72 263
-
health
764
-
1 831
-
unemployment
153
-
366
-
pensions
1 376
-
3 295
-
income
2 958
-
21 055
-
total
5 251
-
26 547
-
Employer
15 289
-
72 263
-
health
1 453
-
3 478
-
pensions
1 682
-
4 027
-
unemployment
306
-
732
-
total
3 441
-
8 237
-
Corporate
61 770
80 500
-
-
income
13 589
17 710
-
-
total
13 589
17 710
-
-
Dividends
48 181
62 790
-
-
withholding
9 636
12 558
-
-
total
9 636
12 558
-
-
Income
80 500
80 500
80 500
80 500
Total tax
31 917
30 268
34 784
34 070
After tax
48 583
50 232
45 716
46 430
Living cost
10 038
10 038
10 038
10 038
Free-cash
38 545
40 194
35 678
36 392

Estimated living cost  is ₽10038 per week

₽5965
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽814
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽230
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3029
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽29692
₽21634
₽23191
₽32290
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 500
pensions
-
-
-
16 101
unemployment
-
-
-
186
income
-
-
-
15 134
other
-
-
-
-
health
-
-
-
5 716
surtax
-
-
-
1 827
total
-
-
-
38 964
Employee
27 505
-
66 503
-
health
702
-
1 696
-
unemployment
1 914
-
4 628
-
pensions
1 835
-
4 436
-
income
4 611
-
14 115
-
other
-
-
-
-
surtax
98
-
1 649
-
total
9 160
-
26 524
-
Employer
27 505
-
66 503
-
health
1 251
-
3 025
-
pensions
3 667
-
8 864
-
unemployment
873
-
2 108
-
other
-
-
-
-
total
5 791
-
13 997
-
Corporate
47 204
80 500
-
-
income
12 272
20 930
-
-
total
12 272
20 930
-
-
Dividends
34 932
59 570
-
-
withholding
5 240
8 935
-
-
total
5 240
8 935
-
-
Income
80 500
80 500
80 500
80 500
Total tax
32 463
29 865
40 521
38 964
After tax
48 037
50 635
39 979
41 536
Living cost
18 345
18 345
18 345
18 345
Free-cash
29 692
32 290
21 634
23 191

Estimated living cost  is ₽18345 per week

₽11076
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1595
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽426
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5250
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
₽18774
-₽1453
₽14962
₽19180
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 500
pensions
-
-
-
14 892
chamber of commerce
-
-
-
322
unemployment
-
-