Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 80000
per

Your estimated
City
free-cash

Andorra , Andorra
₽34043
₽41643
₽36288
₽44695
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 000
social contributions
-
-
-
17 600
income
-
-
-
1 052
total
-
-
-
18 652
Employee
29 203
-
69 264
-
social contributions
1 898
-
4 501
-
income
-
-
1 170
-
total
1 898
-
5 671
-
Employer
29 203
-
69 264
-
social contributions
4 527
-
10 736
-
total
4 527
-
10 736
-
Corporate
46 271
80 000
-
-
income
4 627
8 000
-
-
total
4 627
8 000
-
-
Dividends
41 644
72 000
-
-
total
-
-
-
-
Income
80 000
80 000
80 000
80 000
Total tax
11 052
8 000
16 407
18 652
After tax
68 948
72 000
63 593
61 348
Living cost
27 305
27 305
27 305
27 305
Free-cash
41 643
44 695
36 288
34 043

Estimated living cost  is ₽27305 per week

₽17655
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2058
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7078
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽12596
₽15698
-₽2736
₽16145
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 000
surtax
-
-
-
-
unemployment
-
-
-
5 571
health
-
-
-
6 119
chamber of commerce
-
-
-
321
pensions
-
-
-
14 800
income
-
-
-
11 613
total
-
-
-
38 424
Employee
39 707
36 199
62 121
-
unemployment
1 191
1 086
1 863
-
other
396
362
621
-
income
3 537
2 670
9 962
-
pensions
4 066
3 706
6 361
-
health
1 536
1 401
2 405
-
total
10 726
9 225
21 212
-
Employer
39 707
36 199
62 121
-
pensions
4 983
4 544
7 797
-
surtax
-
-
-
-
payroll
1 191
1 086
1 863
-
other
1 886
1 719
2 949
-
health
1 501
1 369
2 348
-
accident
515
471
807
-
unemployment
1 191
1 086
1 863
-
chamber of commerce
159
145
248
-
total
11 426
10 420
17 875
-
Corporate
28 866
33 382
58 677
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

7 216
8 345
14 669
-
total
7 216
8 345
14 669
-
Dividends
21 650
25 037
-
-
withholding
5 954
6 885
-
-
total
5 954
6 885
-
-
Income
80 000
80 000
80 000
80 000
Total tax
35 322
34 875
53 756
38 424
After tax
44 678
45 125
26 244
41 576
Living cost
28 980
28 980
28 980
28 980
Free-cash
15 698
16 145
-2 736
12 596

Estimated living cost  is ₽28980 per week

₽17384
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8119
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽9390
₽11616
-₽5806
₽13020
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 000
surtax
-
-
-
179
unemployment
-
-
-
5 571
health
-
-
-
6 119
chamber of commerce
-
-
-
321
pensions
-
-
-
14 800
income
-
-
-
11 613
total
-
-
-
38 603
Employee
45 396
36 199
61 981
-
unemployment
1 362
1 086
1 860
-
other
453
362
621
-
income
5 168
2 670
9 920
-
pensions
4 649
3 706
6 347
-
health
1 757
1 401
2 400
-
total
13 389
9 225
21 148
-
Employer
45 396
36 199
61 981
-
pensions
5 697
4 544
7 779
-
surtax
179
179
179
-
payroll
1 362
1 086
1 860
-
other
2 156
1 719
2 944
-
health
1 715
1 369
2 343
-
accident
590
471
805
-
unemployment
1 362
1 086
1 860
-
chamber of commerce
181
145
248
-
total
13 242
10 599
18 018
-
Corporate
21 362
33 203
58 534
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

5 340
8 300
14 633
-
total
5 340
8 300
14 633
-
Dividends
16 022
24 903
-
-
withholding
4 406
6 849
-
-
total
4 406
6 849
-
-
Income
80 000
80 000
80 000
80 000
Total tax
36 377
34 973
53 799
38 603
After tax
43 623
45 027
26 201
41 397
Living cost
32 007
32 007
32 007
32 007
Free-cash
11 616
13 020
-5 806
9 390

Estimated living cost  is ₽32007 per week

₽21347
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2730
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7404
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽5693
-₽3889
-₽1284
₽11787
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 000
national
-
-
-
25 206
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 087
social contributions
-
-
-
11 894
total
-
-
-
41 187
Employee

The minimum management director salary is set at €45,000 per year.

64 975
-
61 962
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

565
-
540
-
national
19 976
-
18 797
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 389
-
3 232
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 873
-
4 647
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 053
-
2 911
-
total
31 856
-
30 127
-
Employer

The minimum management director salary is set at €45,000 per year.

64 975
-
61 962
-
surtax
7 367
-
7 026
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 757
-
5 490
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 996
-
3 811
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

845
-
805
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

948
-
905
-
total
18 913
-
18 037
-
Corporate
-
80 000
-
-
income
-
16 000
-
-
surtax
-
321
-
-
total
-
16 321
-
-
Dividends
-
63 679
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
18 772
-
-
total
-
18 772
-
-
Income
80 000
80 000
80 000
80 000
Total tax
50 769
35 093
48 164
41 187
After tax
29 231
44 907
31 836
38 813
Living cost
33 120
33 120
33 120
33 120
Free-cash
-3 889
11 787
-1 284
5 693

Estimated living cost  is ₽33120 per week

₽21334
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2896
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8372
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽43902
₽47240
₽46177
₽52774
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 000
unemployment
-
-
-
127
health
-
-
-
3 649
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 696
income
-
-
-
12 000
total
-
-
-
20 472
Employee
20 691
-
73 775
-
accident

We are using the highest rate at 1.1%.

227
-
349
-
income
2 069
-
7 378
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 816
-
2 786
-
health
952
-
1 460
-
total
5 064
-
11 973
-
Employer
20 691
-
73 775
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 280
-
3 496
-
health
1 428
-
2 189
-
accident

We are using the highest rate at 1.1%.

227
-
349
-
unemployment
124
-
190
-
total
4 059
-
6 224
-
Corporate
55 249
80 000
-
-
income
5 525
8 000
-
-
total
5 525
8 000
-
-
Dividends
49 724
72 000
-
-
withholding
2 486
3 600
-
-
total
2 486
3 600
-
-
Income
80 000
80 000
80 000
80 000
Total tax
17 134
11 600
18 197
20 472
After tax
62 866
68 400
61 803
59 528
Living cost
15 626
15 626
15 626
15 626
Free-cash
47 240
52 774
46 177
43 902

Estimated living cost  is ₽15626 per week

₽10335
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽895
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽373
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4024
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽47618
₽52271
₽49893
₽56490
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 000
unemployment
-
-
-
127
health
-
-
-
3 649
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 696
income
-
-
-
12 000
total
-
-
-
20 472
Employee
15 770
-
73 775
-
accident

We are using the highest rate at 1.1%.

174
-
349
-
income
1 577
-
7 378
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 385
-
2 786
-
health
725
-
1 460
-
total
3 861
-
11 973
-
Employer
15 770
-
73 775
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 738
-
3 496
-
health
1 088
-
2 189
-
accident

We are using the highest rate at 1.1%.

174
-
349
-
unemployment
94
-
190
-
total
3 094
-
6 224
-
Corporate
61 135
80 000
-
-
income
6 113
8 000
-
-
total
6 113
8 000
-
-
Dividends
55 022
72 000
-
-
withholding
2 751
3 600
-
-
total
2 751
3 600
-
-
Income
80 000
80 000
80 000
80 000
Total tax
15 819
11 600
18 197
20 472
After tax
64 181
68 400
61 803
59 528
Living cost
11 910
11 910
11 910
11 910
Free-cash
52 271
56 490
49 893
47 618

Estimated living cost  is ₽11910 per week

₽6953
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽851
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽316
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3791
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽37200
₽32646
₽37120
₽37590
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 000
health
-
-
-
2 039
social contributions
-
-
-
12 480
income
-
-
-
7 250
total
-
-
-
21 769
Employee
69 848
69 848
72 629
-
income
7 605
6 466
7 216
-
social contributions
2 641
5 797
6 028
-
health
541
1 188
1 234
-
total
10 787
13 451
14 478
-
Employer
69 848
69 848
72 629
-
social contributions
2 641
5 797
6 028
-
health
588
1 293
1 343
-
total
3 229
7 090
7 371
-
Corporate
44 953
3 062
-
-
income
5 620
383
-
-
total
5 620
383
-
-
Dividends
39 333
2 679
-
-
withholding
6 687
455
-
-
total
6 687
455
-
-
Income
80 000
80 000
80 000
80 000
Total tax
26 323
21 379
21 849
21 769
After tax
53 677
58 621
58 151
58 231
Living cost
21 031
21 031
21 031
21 031
Free-cash
32 646
37 590
37 120
37 200

Estimated living cost  is ₽21031 per week

₽12604
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2063
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5899
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽28768
₽25391
₽28688
₽29158
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 000
health
-
-
-
2 039
social contributions
-
-
-
12 480
income
-
-
-
7 250
total
-
-
-
21 769
Employee
69 848
69 848
72 629
-
income
7 335
6 466
7 216
-
social contributions
3 394
5 797
6 028
-
health
695
1 188
1 234
-
total
11 424
13 451
14 478
-
Employer
69 848
69 848
72 629
-
social contributions
3 394
5 797
6 028
-
health
757
1 293
1 343
-
total
4 151
7 090
7 371
-
Corporate
34 963
3 062
-
-
income
4 370
383
-
-
total
4 370
383
-
-
Dividends
30 593
2 679
-
-
withholding
5 201
455
-
-
total
5 201
455
-
-
Income
80 000
80 000
80 000
80 000
Total tax
25 146
21 379
21 849
21 769
After tax
54 854
58 621
58 151
58 231
Living cost
29 463
29 463
29 463
29 463
Free-cash
25 391
29 158
28 688
28 768

Estimated living cost  is ₽29463 per week

₽20141
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2301
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6526
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽17979
₽26609
₽19612
₽34095
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 000
health
-
-
-
10 800
social contributions
-
-
-
23 360
income
-
-
-
6 876
solidarity contribution
-
-
-
-
total
-
-
-
41 036
Employee
30 860
-
59 702
-
income
3 703
-
7 164
-
social contributions
2 006
-
3 881
-
health
4 166
-
8 060
-
solidarity contribution
-
-
-
-
total
9 875
-
19 105
-
Employer
30 860
-
59 702
-
social contributions
7 715
-
14 925
-
health
2 777
-
5 373
-
total
10 492
-
20 298
-
Corporate
38 647
80 000
-
-
income
7 343
15 200
-
-
total
7 343
15 200
-
-
Dividends
31 304
64 800
-
-
withholding
4 696
9 720
-
-
total
4 696
9 720
-
-
Income
80 000
80 000
80 000
80 000
Total tax
32 406
24 920
39 403
41 036
After tax
47 594
55 080
40 597
38 964
Living cost
20 985
20 985
20 985
20 985
Free-cash
26 609
34 095
19 612
17 979

Estimated living cost  is ₽20985 per week

₽14576
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1493
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽413
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4503
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽13105
₽19996
₽14738
₽29221
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 000
health
-
-
-
10 800
social contributions
-
-
-
23 360
income
-
-
-
6 876
solidarity contribution
-
-
-
-
total
-
-
-
41 036
Employee
38 028
-
59 702
-
income
4 563
-
7 164
-
social contributions
2 472
-
3 881
-
health
5 134
-
8 060
-
solidarity contribution
-
-
-
-
total
12 169
-
19 105
-
Employer
38 028
-
59 702
-
social contributions
9 507
-
14 925
-
health
3 422
-
5 373
-
total
12 929
-
20 298
-
Corporate
29 043
80 000
-
-
income
5 518
15 200
-
-
total
5 518
15 200
-
-
Dividends
23 524
64 800
-
-
withholding
3 529
9 720
-
-
total
3 529
9 720
-
-
Income
80 000
80 000
80 000
80 000
Total tax
34 145
24 920
39 403
41 036
After tax
45 855
55 080
40 597
38 964
Living cost
25 859
25 859
25 859
25 859
Free-cash
19 996
29 221
14 738
13 105

Estimated living cost  is ₽25859 per week

₽19230
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1433
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽447
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4749
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽6272
-₽118491
-₽118491
-₽118491
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 000
national
-
-
-
8 315
pensions
-
-
-
790
municipal
-
-
-
14 411
labour market
-
-
-
6 337
total
-
-
-
29 853
Employee
185 187
185 187
185 187
-
municipal
39 434
39 434
39 434
-
national
22 624
22 624
22 624
-
pensions
263
263
263
-
labour market
14 794
14 794
14 794
-
total
77 115
77 115
77 115
-
Employer
185 187
185 187
185 187
-
pensions
526
526
526
-
labour market
14 815
14 815
14 815
-
municipal
39 497
39 497
39 497
-
national
22 663
22 663
22 663
-
total
77 501
77 501
77 501
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
80 000
80 000
80 000
80 000
Total tax
154 616
154 616
154 616
29 853
After tax
-74 616
-74 616
-74 616
50 147
Living cost
43 875
43 875
43 875
43 875
Free-cash
-118 491
-118 491
-118 491
6 272

Estimated living cost  is ₽43875 per week

₽30029
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3881
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽675
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9290
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽20940
₽36417
₽24170
₽42060
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 000
health
-
-
-
10 400
pensions
-
-
-
16 000
income
-
-
-
10 720
total
-
-
-
37 120
Employee
25 769
-
59 792
-
unemployment
412
-
957
-
income
2 901
-
11 529
-
pensions
515
-
1 196
-
total
3 828
-
13 682
-
Employer
25 769
-
59 792
-
pensions
5 154
-
11 958
-
health
3 349
-
7 773
-
unemployment
207
-
477
-
total
8 710
-
20 208
-
Corporate
45 521
80 000
-
-
income
9 105
16 000
-
-
total
9 105
16 000
-
-
Dividends
36 416
64 000
-
-
total
-
-
-
-
Income
80 000
80 000
80 000
80 000
Total tax
21 643
16 000
33 890
37 120
After tax
58 357
64 000
46 110
42 880
Living cost
21 940
21 940
21 940
21 940
Free-cash
36 417
42 060
24 170
20 940

Estimated living cost  is ₽21940 per week

₽15049
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1307
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽441
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5144
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽23147
₽16050
₽11622
₽19147
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
80 000
national
-
-
-
6 879
health
-
-
-
853
municipal
-
-
-
14 247
total
-
-
-
21 979
Employee
47 791
-
67 299
-
unemployment
717
-
1 010
-
municipal
7 828
-
10 996
-
national
789
-
3 598
-
pensions
3 225
-
4 542
-
health
357
-
657
-
total
12 916
-
20 803
-
Employer
47 791
-
67 299
-
pensions
8 291
-
11 677
-
health
367
-
519
-
accident
48
-
67
-
unemployment
310
-
438
-
total
9 016
-
12 701
-
Corporate
23 192
80 000
-
-
income
4 639
16 000
-
-
total
4 639
16 000
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

13 915
48 000
-
-
municipal
2 505
8 640
-
-
national
-
1 339
-
-
total
2 505
9 979
-
-
Income
80 000
80 000
80 000
80 000
Total tax
29 076
25 979
33 504
21 979
After tax
50 924
54 021
46 496
58 021
Living cost
34 874
34 874
34 874
34 874
Free-cash
16 050
19 147
11 622
23 147

Estimated living cost  is ₽34874 per week

₽22780
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3354
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽555
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8186
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽18380
₽17370
₽18312
₽12320
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 000
surtax
-
-
-
-
health
-
-
-
884
pensions
-
-
-
21 889
social contributions
-
-
-
2 279
income
-
-
-
6 088
other
-
-
-
2 481
total
-
-
-
33 621
Employee
34 703
-
60 961
-
income
1 789
-
6 019
-
surtax
-
-
-
-
social contributions
989
-
1 738
-
pensions
3 925
-
6 893
-
total
6 703
-
14 650
-
Employer
34 703
-
60 961
-
pensions
5 702
-
10 017
-
social contributions
103
-
183
-
other
1 198
-
2 103
-
health
2 429
-
4 268
-
unemployment
1 405
-
2 468
-
total
10 837
-
19 039
-
Corporate
34 460
80 000
-
-
income
9 648
22 401
-
-
surtax
-
-
-
-
total
9 648
22 401
-
-
Dividends
24 812
57 599
-
-
withholding
3 175
7 373
-
-
social contributions
4 268
9 907
-
-
surtax
-
-
-
-
total
7 443
17 280
-
-
Income
80 000
80 000
80 000
80 000
Total tax
34 631
39 681
33 689
33 621
After tax
45 369
40 319
46 311
46 379
Living cost
27 999
27 999
27 999
27 999
Free-cash
17 370
12 320
18 312
18 380

Estimated living cost  is ₽27999 per week

₽16238
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2844
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽531
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8386
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽15301
₽14604
₽15233
₽9241
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 000
surtax
-
-
-
-
health
-
-
-
884
pensions
-
-
-
21 889
social contributions
-
-
-
2 279
income
-
-
-
6 088
other
-
-
-
2 481
total
-
-
-
33 621
Employee
38 876
-
60 961
-
income
2 294
-
6 019
-
surtax
-
-
-
-
social contributions
1 108
-
1 738
-
pensions
4 396
-
6 893
-
total
7 798
-
14 650
-
Employer
38 876
-
60 961
-
pensions
6 387
-
10 017
-
social contributions
117
-
183
-
other
1 341
-
2 103
-
health
2 722
-
4 268
-
unemployment
1 574
-
2 468
-
total
12 141
-
19 039
-
Corporate
28 983
80 000
-
-
income
8 116
22 401
-
-
surtax
-
-
-
-
total
8 116
22 401
-
-
Dividends
20 868
57 599
-
-
withholding
2 672
7 373
-
-
social contributions
3 591
9 907
-
-
surtax
-
-
-
-
total
6 263
17 280
-
-
Income
80 000
80 000
80 000
80 000
Total tax
34 318
39 681
33 689
33 621
After tax
45 682
40 319
46 311
46 379
Living cost
31 078
31 078
31 078
31 078
Free-cash
14 604
9 241
15 233
15 301

Estimated living cost  is ₽31078 per week

₽19596
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2527
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8428
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽2507
₽2694
₽2439
-₽3553
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 000
surtax
-
-
-
-
health
-
-
-
884
pensions
-
-
-
21 889
social contributions
-
-
-
2 279
income
-
-
-
6 088
other
-
-
-
2 481
total
-
-
-
33 621
Employee
56 892
-
60 961
-
income
4 964
-
6 019
-
surtax
-
-
-
-
social contributions
1 620
-
1 738
-
pensions
6 435
-
6 893
-
total
13 019
-
14 650
-
Employer
56 892
-
60 961
-
pensions
9 348
-
10 017
-
social contributions
171
-
183
-
other
1 963
-
2 103
-
health
3 982
-
4 268
-
unemployment
2 305
-
2 468
-
total
17 769
-
19 039
-
Corporate
5 339
80 000
-
-
income
1 495
22 401
-
-
surtax
-
-
-
-
total
1 495
22 401
-
-
Dividends
3 845
57 599
-
-
withholding
491
7 373
-
-
social contributions
660
9 907
-
-
surtax
-
-
-
-
total
1 151
17 280
-
-
Income
80 000
80 000
80 000
80 000
Total tax
33 434
39 681
33 689
33 621
After tax
46 566
40 319
46 311
46 379
Living cost
43 872
43 872
43 872
43 872
Free-cash
2 694
-3 553
2 439
2 507

Estimated living cost  is ₽43872 per week

₽29692
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3589
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽602
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9989
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽73353
₽69057
₽58153
₽70153
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
80 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
800
total
-
-
-
800
Employee
7 308
-
80 000
-
income
1 461
-
16 000
-
total
1 461
-
16 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

72 692
80 000
-
-
total
-
-
-
-
Dividends
72 692
80 000
-
-
withholding
3 635
4 000
-
-
total
3 635
4 000
-
-
Income
80 000
80 000
80 000
80 000
Total tax
5 096
4 000
16 000
800
After tax
74 904
76 000
64 000
79 200
Living cost
5 847
5 847
5 847
5 847
Free-cash
69 057
70 153
58 153
73 353

Estimated living cost  is ₽5847 per week

₽3623
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽486
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1577
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽70089
₽65181
₽54889
₽66889
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
80 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
800
total
-
-
-
800
Employee
11 389
-
80 000
-
income
2 278
-
16 000
-
total
2 278
-
16 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

68 611
80 000
-
-
total
-
-
-
-
Dividends
68 611
80 000
-
-
withholding
3 430
4 000
-
-
total
3 430
4 000
-
-
Income
80 000
80 000
80 000
80 000
Total tax
5 708
4 000
16 000
800
After tax
74 292
76 000
64 000
79 200
Living cost
9 111
9 111
9 111
9 111
Free-cash
65 181
66 889
54 889
70 089

Estimated living cost  is ₽9111 per week

₽6166
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽382
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2257
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽17653
₽18116
₽23073
₽6235
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
80 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
815
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
14 837
trade
-
-
-
5 420
total
-
-
-
27 278
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 196
-
80 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 716
-
14 837
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

205
-
815
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
10 127
-
21 858
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
34 804
80 000
-
-
trade
4 994
11 480
-
-
income
5 221
11 999
-
-
chamber of commerce
190
255
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

288
660
-
-
total
10 693
24 394
-
-
Dividends
24 111
55 605
-
-
withholding
5 683
13 556
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

312
746
-
-
total
5 995
14 302
-
-
Income
80 000
80 000
80 000
80 000
Total tax
26 815
38 696
21 858
27 278
After tax
53 185
41 304
58 142
52 722
Living cost
35 069
35 069
35 069
35 069
Free-cash
18 116
6 235
23 073
17 653

Estimated living cost  is ₽35069 per week

₽24192
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3773
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6595
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽24680
₽23017
₽30629
₽12966
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
80 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
815
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
14 837
trade
-
-
-
5 949
total
-
-
-
27 807
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 743
-
80 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

970
-
14 837
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
815
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
7 229
-
21 858
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
45 257
80 000
-
-
trade
7 128
12 601
-
-
income
6 788
11 999
-
-
chamber of commerce
203
253
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

374
660
-
-
total
14 493
25 513
-
-
Dividends
30 764
54 486
-
-
withholding
7 345
13 277
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

403
731
-
-
total
7 748
14 008
-
-
Income
80 000
80 000
80 000
80 000
Total tax
29 470
39 521
21 858
27 807
After tax
50 530
40 479
58 142
52 193
Living cost
27 513
27 513
27 513
27 513
Free-cash
23 017
12 966
30 629
24 680

Estimated living cost  is ₽27513 per week

₽17307
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3208
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6485
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽16245
₽17149
₽22458
₽4387
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
80 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
815
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
14 837
trade
-
-
-
6 213
total
-
-
-
28 071
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 065
-
80 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 958
-
14 837
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

217
-
815
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
10 381
-
21 858
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
33 935
80 000
-
-
trade
5 582
13 159
-
-
income
5 090
11 999
-
-
chamber of commerce
186
252
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

279
660
-
-
total
11 137
26 070
-
-
Dividends
22 798
53 930
-
-
withholding
5 354
13 137
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

295
722
-
-
total
5 649
13 859
-
-
Income
80 000
80 000
80 000
80 000
Total tax
27 167
39 929
21 858
28 071
After tax
52 833
40 071
58 142
51 929
Living cost
35 684
35 684
35 684
35 684
Free-cash
17 149
4 387
22 458
16 245

Estimated living cost  is ₽35684 per week

₽23866
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3763
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽533
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7523
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽10052
₽12777
₽16530
-₽1953
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
80 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
815
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
14 837
trade
-
-
-
6 478
total
-
-
-
28 336
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 591
-
80 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 419
-
14 837
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

353
-
815
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
12 978
-
21 858
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
25 409
80 000
-
-
trade
4 358
13 720
-
-
income
3 811
11 999
-
-
chamber of commerce
174
250
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

210
660
-
-
total
8 553
26 629
-
-
Dividends
16 856
53 371
-
-
withholding
3 868
12 997
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

212
715
-
-
total
4 080
13 712
-
-
Income
80 000
80 000
80 000
80 000
Total tax
25 611
40 341
21 858
28 336
After tax
54 389
39 659
58 142
51 664
Living cost
41 612
41 612
41 612
41 612
Free-cash
12 777
-1 953
16 530
10 052

Estimated living cost  is ₽41612 per week

₽30392
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3329
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7352
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽21866
₽27028
₽20331
₽29917
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 000
surtax
-
-
-
1 581
unemployment
-
-
-
207
health
-
-
-
5 680
pensions
-
-
-
16 000
income
-
-
-
14 263
other
-
-
-
-
total
-
-
-
37 731
Employee
30 590
-
66 087
-
unemployment
2 129
-
4 599
-
other
-
-
-
-
income
5 128
-
13 258
-
surtax
109
-
1 405
-
pensions
2 041
-
4 408
-
health
781
-
1 684
-
total
10 188
-
25 354
-
Employer
30 590
-
66 087
-
pensions
4 078
-
8 810
-
other
-
-
-
-
health
1 391
-
3 008
-
unemployment
970
-
2 094
-
total
6 439
-
13 912
-
Corporate
42 970
80 000
-
-
income
11 172
20 801
-
-
total
11 172
20 801
-
-
Dividends
31 798
59 199
-
-
withholding
4 770
8 879
-
-
total
4 770
8 879
-
-
Income
80 000
80 000
80 000
80 000
Total tax
32 569
29 680
39 266
37 731
After tax
47 431
50 320
40 734
42 269
Living cost
20 403
20 403
20 403
20 403
Free-cash
27 028
29 917
20 331
21 866

Estimated living cost  is ₽20403 per week

₽12318
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1774
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5838
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽22225
₽27449
₽20690
₽30276
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 000
surtax
-
-
-
1 581
unemployment
-
-
-
207
health
-
-
-
5 680
pensions
-
-
-
16 000
income
-
-
-
14 263
other
-
-
-
-
total
-
-
-
37 731
Employee
30 039
-
66 087
-
unemployment
2 091
-
4 599
-
other
-
-
-
-
income
5 035
-
13 258
-
surtax
98
-
1 405
-
pensions
2 003
-
4 408
-
health
767
-
1 684
-
total
9 994
-
25 354
-
Employer
30 039
-
66 087
-
pensions
4 004
-
8 810
-
other
-
-
-
-
health
1 367
-
3 008
-
unemployment
952
-
2 094
-
total
6 323
-
13 912
-
Corporate
43 638
80 000
-
-
income
11 346
20 801
-
-
total
11 346
20 801
-
-
Dividends
32 292
59 199
-
-
withholding
4 844
8 879
-
-
total
4 844
8 879
-
-
Income
80 000
80 000
80 000
80 000
Total tax
32 507
29 680
39 266
37 731
After tax
47 493
50 320
40 734
42 269
Living cost
20 044
20 044
20 044
20 044
Free-cash
27 449
30 276
20 690
22 225

Estimated living cost  is ₽20044 per week

₽12256
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1850
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽462
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5476
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽37281
₽27380
₽28238
₽27003
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 000
unemployment
-
-
-
1 200
health
-
-
-
5 600
pensions
-
-
-
8 000
income
-
-
-
9 780
total
-
-
-
24 580
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 185
10 421
66 946
-
unemployment
393
156
1 004
-
income
3 201
1 274
8 184
-
pensions
2 618
1 042
6 695
-
health
1 833
729
4 686
-
total
8 045
3 201
20 569
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 185
10 421
66 946
-
pensions
5 106
2 032
13 054
-
total
5 106
2 032
13 054
-
Corporate
48 710
67 547
-
-
income
4 384
6 079
-
-
total
4 384
6 079
-
-
Dividends
44 326
61 468
-
-
withholding
8 422
11 679
-
-
social contributions
8 524
11 867
-
-
total
16 946
23 546
-
-
Income
80 000
80 000
80 000
80 000
Total tax
34 481
34 858
33 623
24 580
After tax
45 519
45 142
46 377
55 420
Living cost
18 139
18 139
18 139
18 139
Free-cash
27 380
27 003
28 238
37 281

Estimated living cost  is ₽18139 per week

₽12379
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽362
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3914
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽4551
₽5230
₽5180
₽5962
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 000
national
-
-
-
12 782
pensions
-
-
-
9 600
social contributions
-
-
-
860
municipal
-
-
-
8 249
total
-
-
-
31 491
Employee
68 143
-
69 159
-
municipal
8 417
-
8 558
-
national
13 043
-
13 262
-
pensions
2 726
-
2 766
-
total
24 186
-
24 586
-
Employer
68 143
-
69 159
-
pensions
5 451
-
5 533
-
social contributions
733
-
743
-
total
6 184
-
6 276
-
Corporate
1 175
80 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

235
16 000
-
-
total
235
16 000
-
-
Dividends
940
64 000
-
-
withholding
207
14 080
-
-
total
207
14 080
-
-
Income
80 000
80 000
80 000
80 000
Total tax
30 812
30 080
30 862
31 491
After tax
49 188
49 920
49 138
48 509
Living cost
43 958
43 958
43 958
43 958
Free-cash
5 230
5 962
5 180
4 551

Estimated living cost  is ₽43958 per week

₽29878
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4086
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽658
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9336
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽4385
₽6261
₽4385
₽4255
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 000
social contributions
-
-
-
6 885
income
-
-
-
16 986
total
-
-
-
23 871
Employee
71 054
-
80 000
-
social contributions
5 903
-
6 885
-
income
13 408
-
16 986
-
total
19 311
-
23 871
-
Employer
71 054
-
80 000
-
total
-
-
-
-
Corporate
8 946
80 000
-
-
income
1 119
10 000
-
-
total
1 119
10 000
-
-
Dividends
7 827
70 000
-
-
withholding
1 565
14 001
-
-
total
1 565
14 001
-
-
Income
80 000
80 000
80 000
80 000
Total tax
21 995
24 001
23 871
23 871
After tax
58 005
55 999
56 129
56 129
Living cost
51 744
51 744
51 744
51 744
Free-cash
6 261
4 255
4 385
4 385

Estimated living cost  is ₽51744 per week

₽39366
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4216
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7667
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽3517
-₽728
-₽287
₽4355
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 000
national
-
-
-
16 238
regional
-
-
-
863
social contributions
-
-
-
20 577
municipal
-
-
-
476
total
-
-
-
38 154
Employee
80 729
-
80 000
-
municipal
427
-
424
-
national
13 988
-
13 806
-
social contributions
27 222
-
26 975
-
regional
762
-
753
-
total
42 399
-
41 958
-
Employer
80 729
-
80 000
-
total
-
-
-
-
Corporate
-
80 000
-
-
nationa
-
19 199
-
-
municipal
-
3 120
-
-
total
-
22 319
-
-
Dividends
-
57 680
-
-
withholding
-
14 997
-
-
total
-
14 997
-
-
Income
80 000
80 000
80 000
80 000
Total tax
42 399
37 316
41 958
38 154
After tax
37 601
42 684
38 042
41 846
Living cost
38 329
38 329
38 329
38 329
Free-cash
-728
4 355
-287
3 517

Estimated living cost  is ₽38329 per week

₽26719
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2513
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽588
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8509
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽17034
₽15565
₽13250
₽17580
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 000
national
-
-
-
16 238
regional
-
-
-
1 206
social contributions
-
-
-
20 577
municipal
-
-
-
476
total
-
-
-
38 497
Employee
50 388
-
80 000
-
municipal
267
-
424
-
national
7 983
-
13 806
-
social contributions
16 991
-
26 975
-
regional
678
-
1 076
-
total
25 919
-
42 281
-
Employer
50 388
-
80 000
-
total
-
-
-
-
Corporate
29 612
80 000
-
-
nationa
7 107
19 199
-
-
municipal