Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 80000
per

Your estimated
City
free-cash

Valencia , Spain
₽28053
₽20522
₽21305
₽32193
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 000
unemployment
-
-
-
512
income
-
-
-
15 039
other
-
-
-
73
accident
-
-
-
659
pensions
-
-
-
20 705
total
-
-
-
36 988
Employee
29 188
-
60 661
-
unemployment
452
-
941
-
pensions
1 372
-
2 851
-
income
5 627
-
14 581
-
other
28
-
60
-
total
7 479
-
18 433
-
Employer
29 188
-
60 661
-
pensions
6 888
-
14 316
-
accident
578
-
1 201
-
unemployment
1 606
-
3 336
-
other
234
-
485
-
total
9 306
-
19 338
-
Corporate
41 507
80 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

6 226
12 000
-
-
total
6 226
12 000
-
-
Dividends
35 281
68 000
-
-
withholding
7 229
14 100
-
-
total
7 229
14 100
-
-
Income
80 000
80 000
80 000
80 000
Total tax
30 240
26 100
37 771
36 988
After tax
49 760
53 900
42 229
43 012
Living cost
21 707
21 707
21 707
21 707
Free-cash
28 053
32 193
20 522
21 305

Estimated living cost  is ₽21707 per week

₽14652
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2087
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽380
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4588
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽32412
₽25724
₽22285
₽37742
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 000
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
19 200
income
-
-
-
10 161
other
-
-
-
3 800
health
-
-
-
3 520
total
-
-
-
36 681
Employee
28 661
-
63 897
-
health
401
-
894
-
unemployment
286
-
640
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 006
-
4 473
-
income
4 934
-
11 132
-
total
7 627
-
17 139
-
Employer
28 661
-
63 897
-
health
401
-
894
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

4 873
-
10 863
-
accident
229
-
511
-
unemployment
286
-
640
-
other
1 434
-
3 195
-
total
7 223
-
16 103
-
Corporate
44 115
80 000
-
-
income
9 264
16 800
-
-
total
9 264
16 800
-
-
Dividends
34 852
63 200
-
-
withholding
2 440
4 424
-
-
total
2 440
4 424
-
-
Income
80 000
80 000
80 000
80 000
Total tax
26 554
21 224
33 242
36 681
After tax
53 446
58 776
46 758
43 319
Living cost
21 034
21 034
21 034
21 034
Free-cash
32 412
37 742
25 724
22 285

Estimated living cost  is ₽21034 per week

₽14861
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1420
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽339
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4413
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽54360
₽52756
₽50259
₽58033
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 000
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 088
unemployment
-
-
-
110
income
-
-
-
12 000
health
-
-
-
3 176
total
-
-
-
19 374
Employee
13 728
-
74 581
-
health
631
-
1 270
-
accident

We are using the highest rate at 1.1%.

151
-
304
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 205
-
2 425
-
income
1 373
-
7 458
-
total
3 360
-
11 457
-
Employer
13 728
-
74 581
-
health
948
-
1 906
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 513
-
3 044
-
accident

We are using the highest rate at 1.1%.

151
-
304
-
unemployment
82
-
166
-
total
2 694
-
5 420
-
Corporate
63 579
80 000
-
-
income
6 358
8 000
-
-
total
6 358
8 000
-
-
Dividends
57 221
72 000
-
-
withholding
2 861
3 600
-
-
total
2 861
3 600
-
-
Income
80 000
80 000
80 000
80 000
Total tax
15 273
11 600
16 877
19 374
After tax
64 727
68 400
63 123
60 626
Living cost
10 367
10 367
10 367
10 367
Free-cash
54 360
58 033
52 756
50 259

Estimated living cost  is ₽10367 per week

₽6053
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽740
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽275
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3300
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽17974
₽23362
₽19031
₽13313
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 000
income
-
-
-
7 768
other
-
-
-
2 484
health
-
-
-
1 540
social contributions
-
-
-
2 278
pensions
-
-
-
19 892
surtax
-
-
-
-
total
-
-
-
33 962
Employee
33 784
-
64 917
-
pensions
3 820
-
3 102
-
income
1 994
-
9 594
-
social contributions
963
-
1 850
-
surtax
-
-
-
-
total
6 777
-
14 546
-
Employer
33 784
-
64 917
-
health
2 365
-
4 545
-
social contributions
102
-
195
-
pensions
5 550
-
5 477
-
unemployment
1 368
-
2 629
-
other
1 165
-
2 239
-
total
10 550
-
15 085
-
Corporate
35 666
80 000
-
-
income
9 987
22 399
-
-
surtax
-
-
-
-
total
9 987
22 399
-
-
Dividends
25 679
57 601
-
-
social contributions
4 418
9 908
-
-
surtax
-
-
-
-
withholding
3 287
7 373
-
-
total
7 705
17 281
-
-
Income
80 000
80 000
80 000
80 000
Total tax
35 019
39 680
29 631
33 962
After tax
44 981
40 320
50 369
46 038
Living cost
27 007
27 007
27 007
27 007
Free-cash
17 974
13 313
23 362
19 031

Estimated living cost  is ₽27007 per week

₽17029
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2196
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽460
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7324
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
₽823
₽5890
₽12335
₽5659
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 000
pensions
-
-
-
9 249
income
-
-
-
15 830
health
-
-
-
9 518
total
-
-
-
34 597
Employee
67 409
67 409
68 079
-
health
10 347
8 801
8 838
-
pensions
12 134
9 249
9 249
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

11 034
11 034
11 034
-
total
33 515
29 084
29 121
-
Employer
67 409
67 409
68 079
-
health
4 686
4 686
4 732
-
pensions
4 692
4 692
4 738
-
unemployment
2 427
2 427
2 451
-
total
11 805
11 805
11 921
-
Corporate
1 614
787
-
-
income
322
157
-
-
total
322
157
-
-
Dividends
1 292
629
-
-
income
274
133
-
-
withholding
193
94
-
-
total
467
227
-
-
Income
80 000
80 000
80 000
80 000
Total tax
46 109
41 273
41 042
34 597
After tax
33 891
38 727
38 958
45 403
Living cost
33 068
33 068
33 068
33 068
Free-cash
823
5 659
5 890
12 335

Estimated living cost  is ₽33068 per week

₽23434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2981
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6127
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽25268
₽32913
₽26093
₽16536
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
80 000
trade
-
-
-
6 820
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
16 858
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 393
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
927
total
-
-
-
29 998
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

30 192
-
80 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 393
-
5 393
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

843
-
16 858
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

46
-
927
-
total
6 282
-
23 178
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
49 808
80 000
-
-
income
7 472
12 000
-
-
trade
7 845
12 600
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

410
661
-
-
chamber of commerce
192
235
-
-
total
15 919
25 496
-
-
Dividends
33 889
54 504
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

449
733
-
-
withholding
8 173
13 326
-
-
total
8 622
14 059
-
-
Income
80 000
80 000
80 000
80 000
Total tax
30 823
39 555
23 178
29 998
After tax
49 177
40 445
56 822
50 002
Living cost
23 909
23 909
23 909
23 909
Free-cash
25 268
16 536
32 913
26 093

Estimated living cost  is ₽23909 per week

₽15040
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2788
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽446
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5635
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽35981
₽38250
₽38330
₽40277
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 000
income
-
-
-
8 874
health
-
-
-
2 040
social contributions
-
-
-
12 480
total
-
-
-
23 394
Employee
60 699
60 699
72 628
-
health
470
1 032
1 234
-
income
6 609
5 619
8 840
-
social contributions
2 295
5 038
6 028
-
total
9 374
11 689
16 102
-
Employer
60 699
60 699
72 628
-
health
511
1 123
1 344
-
social contributions
2 295
5 038
6 028
-
total
2 806
6 161
7 372
-
Corporate
49 544
13 140
-
-
income
6 193
1 642
-
-
total
6 193
1 642
-
-
Dividends
43 351
11 498
-
-
withholding
7 370
1 955
-
-
total
7 370
1 955
-
-
Income
80 000
80 000
80 000
80 000
Total tax
25 743
21 447
23 474
23 394
After tax
54 257
58 553
56 526
56 606
Living cost
18 276
18 276
18 276
18 276
Free-cash
35 981
40 277
38 250
38 330

Estimated living cost  is ₽18276 per week

₽10953
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1793
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽404
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5126
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽19948
₽15809
₽19927
₽20744
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
80 000
income
-
-
-
7 513
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
27 800
surtax
-
-
-
-
total
-
-
-
35 313
Employee
36 305
-
64 646
-
income
7 552
-
16 967
-
social contributions
3 994
-
7 111
-
surtax
-
-
-
-
total
11 546
-
24 078
-
Employer
36 305
-
64 646
-
social contributions
8 622
-
15 353
-
total
8 622
-
15 353
-
Corporate
35 073
80 000
-
-
income
7 366
16 800
-
-
surtax
-
-
-
-
total
7 366
16 800
-
-
Dividends
27 707
63 200
-
-
withholding
7 758
17 696
-
-
total
7 758
17 696
-
-
Income
80 000
80 000
80 000
80 000
Total tax
35 292
34 496
39 431
35 313
After tax
44 708
45 504
40 569
44 687
Living cost
24 760
24 760
24 760
24 760
Free-cash
19 948
20 744
15 809
19 927

Estimated living cost  is ₽24760 per week

₽18526
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1461
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽413
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4361
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽68892
₽58014
₽73214
₽70014
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
80 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
800
total
-
-
-
800
Employee
7 482
-
80 000
-
income
1 496
-
16 000
-
total
1 496
-
16 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

72 518
80 000
-
-
total
-
-
-
-
Dividends
72 518
80 000
-
-
withholding
3 626
4 000
-
-
total
3 626
4 000
-
-
Income
80 000
80 000
80 000
80 000
Total tax
5 122
4 000
16 000
800
After tax
74 878
76 000
64 000
79 200
Living cost
5 986
5 986
5 986
5 986
Free-cash
68 892
70 014
58 014
73 214

Estimated living cost  is ₽5986 per week

₽3710
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽498
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽165
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1614
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽27304
₽17878
₽20170
₽33907
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
80 000
pensions
-
-
-
14 610
unemployment
-
-
-
120
income
-
-
-
16 055
health
-
-
-
7 872
total
-
-
-
38 657
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

34 906
-
69 222
-
health
2 254
-
4 471
-
unemployment
49
-
97
-
pensions
5 411
-
10 730
-
income
6 020
-
14 873
-
total
13 734
-
30 171
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

34 906
-
69 222
-
health
2 325
-
4 609
-
pensions
3 089
-
6 127
-
unemployment
21
-
42
-
total
5 435
-
10 778
-
Corporate
39 659
80 000
-
-
income
7 535
15 200
-
-
total
7 535
15 200
-
-
Dividends
32 124
64 800
-
-
withholding
4 819
9 720
-
-
total
4 819
9 720
-
-
Income
80 000
80 000
80 000
80 000
Total tax
31 523
24 920
40 949
38 657
After tax
48 477
55 080
39 051
41 343
Living cost
21 173
21 173
21 173
21 173
Free-cash
27 304
33 907
17 878
20 170

Estimated living cost  is ₽21173 per week

₽14530
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1357
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽410
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4876
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽22189
₽30117
₽23910
₽19176
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
80 000
income
-
-
-
22 470
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
4 966
total
-
-
-
27 436
Employee
36 212
-
76 369
-
social contributions
3 628
-
3 631
-
income
3 929
-
13 967
-
total
7 557
-
17 598
-
Employer
36 212
-
76 369
-
social contributions
3 628
-
3 631
-
total
3 628
-
3 631
-
Corporate
40 160
80 000
-
-
income
14 056
28 000
-
-
total
14 056
28 000
-
-
Dividends
26 105
52 000
-
-
social contributions
3 916
4 170
-
-
total
3 916
4 170
-
-
Income
80 000
80 000
80 000
80 000
Total tax
29 157
32 170
21 229
27 436
After tax
50 843
47 830
58 771
52 564
Living cost
28 654
28 654
28 654
28 654
Free-cash
22 189
19 176
30 117
23 910

Estimated living cost  is ₽28654 per week

₽18875
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2259
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽439
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7081
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽32478
₽34723
₽34638
₽32071
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 000
income
-
-
-
12 000
health
-
-
-
5 584
social contributions
-
-
-
11 040
total
-
-
-
28 624
Employee
26 764
-
80 000
-
health
1 868
-
5 584
-
income
4 464
-
11 915
-
social contributions
3 694
-
11 040
-
total
10 026
-
28 539
-
Employer
26 764
-
80 000
-
total
-
-
-
-
Corporate
53 236
80 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

2 662
4 000
-
-
total
2 662
4 000
-
-
Dividends
50 574
76 000
-
-
social contributions
6 979
10 487
-
-
withholding
7 586
11 400
-
-
health
3 531
5 304
-
-
total
18 096
27 191
-
-
Income
80 000
80 000
80 000
80 000
Total tax
30 784
31 191
28 539
28 624
After tax
49 216
48 809
51 461
51 376
Living cost
16 738
16 738
16 738
16 738
Free-cash
32 478
32 071
34 723
34 638

Estimated living cost  is ₽16738 per week

₽11202
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1032
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽385
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4118
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽25078
₽18485
₽16852
₽32968
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 000
income
-
-
-
6 876
health
-
-
-
10 800
social contributions
-
-
-
23 360
solidarity contribution
-
-
-
-
total
-
-
-
41 036
Employee
32 518
-
59 701
-
health
4 390
-
8 060
-
solidarity contribution
-
-
-
-
income
3 902
-
7 164
-
social contributions
2 114
-
3 881
-
total
10 406
-
19 105
-
Employer
32 518
-
59 701
-
health
2 927
-
5 373
-
social contributions
8 130
-
14 925
-
total
11 057
-
20 298
-
Corporate
36 425
80 000
-
-
income
6 921
15 200
-
-
total
6 921
15 200
-
-
Dividends
29 505
64 800
-
-
withholding
4 426
9 720
-
-
total
4 426
9 720
-
-
Income
80 000
80 000
80 000
80 000
Total tax
32 810
24 920
39 403
41 036
After tax
47 190
55 080
40 597
38 964
Living cost
22 112
22 112
22 112
22 112
Free-cash
25 078
32 968
18 485
16 852

Estimated living cost  is ₽22112 per week

₽16444
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1225
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽383
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4061
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽64923
₽54672
₽69872
₽66672
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
80 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
800
total
-
-
-
800
Employee
11 661
-
80 000
-
income
2 332
-
16 000
-
total
2 332
-
16 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

68 339
80 000
-
-
total
-
-
-
-
Dividends
68 339
80 000
-
-
withholding
3 417
4 000
-
-
total
3 417
4 000
-
-
Income
80 000
80 000
80 000
80 000
Total tax
5 749
4 000
16 000
800
After tax
74 251
76 000
64 000
79 200
Living cost
9 328
9 328
9 328
9 328
Free-cash
64 923
66 672
54 672
69 872

Estimated living cost  is ₽9328 per week

₽6313
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽392
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽313
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2311
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
₽7621
₽12243
₽7912
₽2194
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 000
income
-
-
-
7 768
other
-
-
-
2 484
health
-
-
-
1 540
social contributions
-
-
-
2 278
pensions
-
-
-
19 892
surtax
-
-
-
-
total
-
-
-
33 962
Employee
49 440
-
64 917
-
pensions
5 592
-
3 102
-
income
4 314
-
9 594
-
social contributions
1 408
-
1 850
-
surtax
-
-
-
-
total
11 314
-
14 546
-
Employer
49 440
-
64 917
-
health
3 460
-
4 545
-
social contributions
148
-
195
-
pensions
8 124
-
5 477
-
unemployment
2 003
-
2 629
-
other
1 706
-
2 239
-
total
15 441
-
15 085
-
Corporate
15 119
80 000
-
-
income
4 233
22 399
-
-
surtax
-
-
-
-
total
4 233
22 399
-
-
Dividends
10 886
57 601
-
-
social contributions
1 872
9 908
-
-
surtax
-
-
-
-
withholding
1 393
7 373
-
-
total
3 265
17 281
-
-
Income
80 000
80 000
80 000
80 000
Total tax
34 253
39 680
29 631
33 962
After tax
45 747
40 320
50 369
46 038
Living cost
38 126
38 126
38 126
38 126
Free-cash
7 621
2 194
12 243
7 912

Estimated living cost  is ₽38126 per week

₽25803
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3119
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽523
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8681
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽40320
₽28874
₽28876
₽44192
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
80 000
pensions
-
-
-
15 119
unemployment
-
-
-
872
income
-
-
-
15 537
health
-
-
-
5 989
total
-
-
-
37 517
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

20 519
-
69 591
-
health
1 057
-
2 995
-
unemployment
154
-
436
-
pensions
2 873
-
8 141
-
income
2 828
-
15 537
-
total
6 912
-
27 109
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

20 519
-
69 591
-
health
1 057
-
2 995
-
pensions
2 462
-
6 978
-
unemployment
154
-
436
-
total
3 673
-
10 409
-
Corporate
55 808
80 000
-
-
income
8 371
12 000
-
-
total
8 371
12 000
-
-
Dividends
47 437
68 000
-
-
withholding
7 116
10 200
-
-
total
7 116
10 200
-
-
Income
80 000
80 000
80 000
80 000
Total tax
26 072
22 200
37 518
37 517
After tax
53 928
57 800
42 482
42 483
Living cost
13 608
13 608
13 608
13 608
Free-cash
40 320
44 192
28 874
28 876

Estimated living cost  is ₽13608 per week

₽9162
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1053
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽394
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2999
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
₽5844
₽8653
₽12620
-₽17140
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 000
pensions
-
-
-
7 360
city
-
-
-
843
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 601
health
-
-
-
179
regional
-
-
-
3 011
national
-
-
-
664
total
-
-
-
13 658
Employee
62 868
-
71 604
-
health
142
-
161
-
unemployment
-
-
-
-
city
675
-
769
-
pensions
5 282
-
6 014
-
regional
2 059
-
2 575
-
national
298
-
499
-
total
8 456
-
10 018
-
Employer
62 868
-
71 604
-
health
142
-
161
-
pensions
5 282
-
6 014
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 257
-
1 432
-
total
6 681
-
7 607
-
Corporate
9 760
80 000
-
-
regional
2 064
16 920
-
-
national
829
6 800
-
-
total
2 893
23 720
-
-
Dividends
6 866
56 280
-
-
withholding
2 404
19 698
-
-
total
2 404
19 698
-
-
Income
80 000
80 000
80 000
80 000
Total tax
20 434
43 418
17 625
13 658
After tax
59 566
36 582
62 375
66 342
Living cost
53 722
53 722
53 722
53 722
Free-cash
5 844
-17 140
8 653
12 620

Estimated living cost  is ₽53722 per week

₽34935
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4821
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽660
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽13307
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₽21198
₽15249
₽26383
₽22806
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
80 000
municipal
-
-
-
14 238
health
-
-
-
902
national
-
-
-
8 171
total
-
-
-
23 311
Employee
41 530
-
67 300
-
health
310
-
707
-
unemployment
623
-
1 010
-
pensions
2 803
-
4 543
-
national
686
-
4 498
-
municipal
6 802
-
10 988
-
total
11 224
-
21 746
-
Employer
41 530
-
67 300
-
health
319
-
518
-
pensions
7 205
-
11 677
-
accident
42
-
67
-
unemployment
270
-
437
-
total
7 836
-
12 699
-
Corporate
30 634
80 000
-
-
income
6 127
16 000
-
-
total
6 127
16 000
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

18 380
48 000
-
-
municipal
3 309
8 640
-
-
national
-
2 248
-
-
total
3 309
10 888
-
-
Income
80 000
80 000
80 000
80 000
Total tax
28 496
26 888
34 445
23 311
After tax
51 504
53 112
45 555
56 689
Living cost
30 306
30 306
30 306
30 306
Free-cash
21 198
22 806
15 249
26 383

Estimated living cost  is ₽30306 per week

₽19796
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2915
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽482
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7114
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
₽4244
₽2341
₽8662
₽16081
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 000
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 048
social contributions
-
-
-
12 537
national
-
-
-
25 971
total
-
-
-
42 556
Employee

The minimum management director salary is set at €45,000 per year.

56 464
-
61 963
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 653
-
2 912
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

2 945
-
3 231
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

491
-
539
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 235
-
4 647
-
national
17 359
-
19 510
-
total
27 683
-
30 839
-
Employer

The minimum management director salary is set at €45,000 per year.

56 464
-
61 963
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 472
-
3 811
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 003
-
5 490
-
surtax
6 402
-
7 026
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

734
-
806
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

824
-
905
-
total
16 435
-
18 038
-
Corporate
7 100
80 000
-
-
income
1 420
16 000
-
-
surtax
28
321
-
-
total
1 448
16 321
-
-
Dividends
5 651
63 679
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

1 408
18 816
-
-
total
1 408
18 816
-
-
Income
80 000
80 000
80 000
80 000
Total tax
46 974
35 137
48 877
42 556
After tax
33 026
44 863
31 123
37 444
Living cost
28 782
28 782
28 782
28 782
Free-cash
4 244
16 081
2 341
8 662

Estimated living cost  is ₽28782 per week

₽18539
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2517
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7276
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
₽8744
₽8549
₽6747
₽9509
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 000
unemployment
-
-
-
75
municipal
-
-
-
17 386
other
-
-
-
8 702
health
-
-
-
4 673
national
-
-
-
-
accident
-
-
-
150
pensions
-
-
-
8 096
total
-
-
-
39 082
Employee
48 691
-
60 873
-
national
-
-
-
-
municipal
14 520
-
18 153
-
total
14 520
-
18 153
-
Employer
48 691
-
60 873
-
health
2 994
-
3 744
-
pensions
5 263
-
6 581
-
accident
97
-
122
-
unemployment
1 285
-
1 607
-
other
5 658
-
7 073
-
total
15 297
-
19 127
-
Corporate
16 010
80 000
-
-
income
3 522
17 600
-
-
total
3 522
17 600
-
-
Dividends
12 488
62 400
-
-
withholding
3 746
18 720
-
-
total
3 746
18 720
-
-
Income
80 000
80 000
80 000
80 000
Total tax
37 085
36 320
37 280
39 082
After tax
42 915
43 680
42 720
40 918
Living cost
34 171
34 171
34 171
34 171
Free-cash
8 744
9 509
8 549
6 747

Estimated living cost  is ₽34171 per week

₽22647
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3353
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7652
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
-₽51162
₽30472
₽17330
₽10716
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 000
income
-
-
-
15 594
social contributions
-
-
-
9 120
total
-
-
-
24 714
Employee
54 424
-
-
-
income
12 005
-
-
-
social contributions
4 463
-
636
-
total
16 468
-
636
-
Employer
54 424
-
-
-
social contributions
76 738
-
10 936
-
total
76 738
-
10 936
-
Corporate
-
80 000
-
-
income
-
17 600
-
-
total
-
17 600
-
-
Dividends
-
62 400
-
-
income
-
13 728
-
-
total
-
13 728
-
-
Income
80 000
80 000
80 000
80 000
Total tax
93 206
31 328
11 572
24 714
After tax
-13 206
48 672
68 428
55 286
Living cost
37 956
37 956
37 956
37 956
Free-cash
-51 162
10 716
30 472
17 330

Estimated living cost  is ₽37956 per week

₽24628
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3570
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽484
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9275
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽29674
₽30923
₽31003
₽32950
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 000
income
-
-
-
8 874
health
-
-
-
2 040
social contributions
-
-
-
12 480
total
-
-
-
23 394
Employee
60 699
60 699
72 628
-
health
604
1 032
1 234
-
income
6 374
5 619
8 840
-
social contributions
2 950
5 038
6 028
-
total
9 928
11 689
16 102
-
Employer
60 699
60 699
72 628
-
health
658
1 123
1 344
-
social contributions
2 950
5 038
6 028
-
total
3 608
6 161
7 372
-
Corporate
40 862
13 140
-
-
income
5 108
1 642
-
-
total
5 108
1 642
-
-
Dividends
35 754
11 498
-
-
withholding
6 079
1 955
-
-
total
6 079
1 955
-
-
Income
80 000
80 000
80 000
80 000
Total tax
24 723
21 447
23 474
23 394
After tax
55 277
58 553
56 526
56 606
Living cost
25 603
25 603
25 603
25 603
Free-cash
29 674
32 950
30 923
31 003

Estimated living cost  is ₽25603 per week

₽17502
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2000
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽430
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5671
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽27492
₽21806
₽28907
₽29976
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 000
income
-
-
-
17 173
pensions
-
-
-
5 751
total
-
-
-
22 924
Employee
38 666
-
70 380
-
health
504
-
1 154
-
pensions
2 951
-
6 757
-
income
7 041
-
12 494
-
total
10 496
-
20 405
-
Employer
38 666
-
70 380
-
health
735
-
1 338
-
pensions
3 907
-
8 282
-
total
4 642
-
9 620
-
Corporate
36 693
80 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

6 971
15 200
-
-
total
6 971
15 200
-
-
Dividends
29 721
64 800
-
-
withholding
2 230
6 655
-
-
total
2 230
6 655
-
-
Income
80 000
80 000
80 000
80 000
Total tax
24 339
21 855
30 025
22 924
After tax
55 661
58 145
49 975
57 076
Living cost
28 169
28 169
28 169
28 169
Free-cash
27 492
29 976
21 806
28 907

Estimated living cost  is ₽28169 per week

₽19324
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2590
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽352
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5901
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
₽7100
₽5106
₽8766
₽10691
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 000
municipal
-
-
-
535
regional
-
-
-
1 608
social contributions
-
-
-
20 576
national
-
-
-
17 068
total
-
-
-
39 787
Employee
66 517
-
80 000
-
social contributions
22 429
-
26 976
-
regional
1 004
-
1 356
-
national
11 241
-
14 637
-
municipal
397
-
478
-
total
35 071
-
43 447
-
Employer
66 517
-
80 000
-
total
-
-
-
-
Corporate
13 483
80 000
-
-
nationa
3 236
19 200
-
-
municipal
650
3 856
-
-
total
3 886
23 056
-
-
Dividends
9 597
56 945
-
-
withholding
2 496
14 806
-
-
total
2 496
14 806
-
-
Income
80 000
80 000
80 000
80 000
Total tax
41 453
37 862
43 447
39 787
After tax
38 547
42 138
36 553
40 213
Living cost
31 447
31 447
31 447
31 447
Free-cash
7 100
10 691
5 106
8 766

Estimated living cost  is ₽31447 per week

₽22089
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2163
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽475
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6718
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽3897
₽24695
₽38051
-₽10354
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 000
pensions
-
-
-
3 184
income
-
-
-
19 785
other
-
-
-
284
health
-
-
-
1 669
accident
-
-
-
193
total
-
-
-
25 115
Employee
26 480
-
68 738
-
health
3 032
-
7 871
-
pensions
2 982
-
5 838
-
income
3 633
-
13 500
-
total
9 647
-
27 209
-
Employer
26 480
-
68 738
-
pensions
4 306
-
8 430
-
accident
442
-
1 148
-
unemployment
649
-
1 684
-
total
5 397
-
11 262
-
Corporate
48 123
80 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

43 311
72 000
-
-
total
43 311
72 000
-
-
Dividends
4 812
8 000
-
-
withholding
914
1 520
-
-
total
914
1 520
-
-
Income
80 000
80 000
80 000
80 000
Total tax
59 269
73 520
38 471
25 115
After tax
20 731
6 480
41 529
54 885
Living cost
16 834
16 834
16 834
16 834
Free-cash
3 897
-10 354
24 695
38 051

Estimated living cost  is ₽16834 per week

₽12338
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽933
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽351
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3212
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽21120
₽26346
₽20133
₽10790
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
80 000
trade
-
-
-
6 214
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
16 858
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 393
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
927
total
-
-
-
29 392
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

39 276
-
80 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 393
-
5 393
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 230
-
16 858
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

178
-
927
-
total
8 801
-
23 178
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
40 724
80 000
-
-
income
6 109
12 000
-
-
trade
5 844
11 481
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

336
661
-
-
chamber of commerce
180
237
-
-
total
12 469
24 379
-
-
Dividends
28 256
55 622
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

371
749
-
-
withholding
6 763
13 606
-
-
total
7 134
14 355
-
-
Income
80 000
80 000
80 000
80 000
Total tax
28 404
38 734
23 178
29 392
After tax
51 596
41 266
56 822
50 608
Living cost
30 476
30 476
30 476
30 476
Free-cash
21 120
10 790
26 346
20 133

Estimated living cost  is ₽30476 per week

₽21023
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3279
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽442
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5731
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽41102
₽28658
₽26273
₽47578
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
80 000
income
-
-
-
11 585
microenterprise
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
25 720
surtax
-
-
-
-
total
-
-
-
37 305
Employee
23 066
-
64 469
-
income
4 106
-
12 298
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 538
-
7 091
-
surtax
-
-
-
-
total
6 644
-
19 389
-
Employer
23 066
-
64 469
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

5 556
-
15 531
-
surtax
-
-
-
-
total
5 556
-
15 531
-
Corporate
51 378
80 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

10 276
16 000
-
-
total
10 276
16 000
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

41 102
64 000
-
-
total
-
-
-
-
Income
80 000
80 000
80 000
80 000
Total tax
22 476
16 000
34 920
37 305
After tax
57 524
64 000
45 080
42 695
Living cost
16 422
16 422
16 422
16 422
Free-cash
41 102
47 578
28 658
26 273

Estimated living cost  is ₽16422 per week

₽10477
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1564
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽373
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4009
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽38544
₽35798
₽36493
₽40150
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 000
income
-
-
-
21 444
health
-
-
-
5 167
pensions
-
-
-
7 126
total
-
-
-
33 737
Employee
14 880
-
71 983
-
health
744
-
1 782
-
unemployment
149
-
356
-
pensions
1 339
-
3 207
-
income
2 879
-
21 070
-
total
5 111
-
26 415
-
Employer
14 880
-
71 983
-
health
1 414
-
3 385
-
pensions
1 637
-
3 919
-
unemployment
298
-
713
-
total
3 349
-
8 017
-
Corporate
61 772
80 000
-
-
income
13 590
17 600
-
-
total
13 590
17 600
-
-
Dividends
48 182
62 400
-
-
withholding
9 636
12 480
-
-
total
9 636
12 480
-
-
Income
80 000
80 000
80 000
80 000
Total tax
31 686
30 080
34 432
33 737
After tax
48 314
49 920
45 568
46 263
Living cost
9 770
9 770
9 770
9 770
Free-cash
38 544
40 150
35 798
36 493

Estimated living cost  is ₽9770 per week

₽5806
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽792
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽224
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2948
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽30081
₽21767
₽23318
₽32591
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 000
pensions
-
-
-
16 000
unemployment
-
-
-
180
income
-
-
-
15 221
other
-
-
-
-
health
-
-
-
5 680
surtax
-
-
-
1 871
total
-
-
-
38 952
Employee
26 583
-
66 088
-
health
679
-
1 685
-
unemployment
1 850
-
4 600
-
pensions
1 774
-
4 409
-
income
4 456
-
14 204
-
other
-
-
-
-
surtax
94
-
1 693
-
total
8 853
-
26 591
-
Employer
26 583
-
66 088
-
health
1 209
-
3 006
-
pensions
3 544
-
8 810
-
unemployment
843
-
2 096
-
other
-
-
-
-
total
5 596
-
13 912
-
Corporate
47 820
80 000
-
-
income
12 433
20 799
-
-
total
12 433
20 799
-
-
Dividends
35 387
59 201
-
-
withholding
5 307
8 880
-
-
total
5 307
8 880
-
-
Income
80 000
80 000
80 000
80 000
Total tax
32 189
29 679
40 503
38 952
After tax
47 811
50 321
39 497
41 048
Living cost
17 730
17 730
17 730
17 730
Free-cash
30 081
32 591
21 767
23 318

Estimated living cost  is ₽17730 per week

₽10705
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1541
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽412
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5074
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
₽19335
-₽1019
₽15392
₽19727
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 000
pensions
-
-
-
14 800
chamber of commerce
-
-
-
321
unemployment
-
-
-