Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 79000
per

Your estimated
City
free-cash

Andorra , Andorra
₽32742
₽40070
₽34957
₽43188
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 000
social contributions
-
-
-
17 380
income
-
-
-
966
total
-
-
-
18 346
Employee
29 853
-
68 399
-
social contributions
1 940
-
4 446
-
income
-
-
1 084
-
total
1 940
-
5 530
-
Employer
29 853
-
68 399
-
social contributions
4 627
-
10 601
-
total
4 627
-
10 601
-
Corporate
44 520
79 000
-
-
income
4 451
7 900
-
-
total
4 451
7 900
-
-
Dividends
40 069
71 100
-
-
total
-
-
-
-
Income
79 000
79 000
79 000
79 000
Total tax
11 018
7 900
16 131
18 346
After tax
67 982
71 100
62 869
60 654
Living cost
27 912
27 912
27 912
27 912
Free-cash
40 070
43 188
34 957
32 742

Estimated living cost  is ₽27912 per week

₽18048
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2104
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7235
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽12297
₽14533
-₽3410
₽14992
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 000
surtax
-
-
-
-
unemployment
-
-
-
5 695
health
-
-
-
6 044
chamber of commerce
-
-
-
315
pensions
-
-
-
14 615
income
-
-
-
10 409
total
-
-
-
37 078
Employee
40 590
37 005
61 345
-
unemployment
1 218
1 110
1 840
-
other
405
370
613
-
income
3 616
2 730
9 565
-
pensions
4 157
3 789
6 282
-
health
1 570
1 433
2 374
-
total
10 966
9 432
20 674
-
Employer
40 590
37 005
61 345
-
pensions
5 094
4 645
7 699
-
surtax
-
-
-
-
payroll
1 218
1 110
1 840
-
other
1 928
1 757
2 915
-
health
1 535
1 399
2 319
-
accident
527
481
798
-
unemployment
1 218
1 110
1 840
-
chamber of commerce
162
148
245
-
total
11 682
10 650
17 656
-
Corporate
26 728
31 345
57 821
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

6 682
7 836
14 455
-
total
6 682
7 836
14 455
-
Dividends
20 046
23 509
-
-
withholding
5 512
6 465
-
-
total
5 512
6 465
-
-
Income
79 000
79 000
79 000
79 000
Total tax
34 842
34 383
52 785
37 078
After tax
44 158
44 617
26 215
41 922
Living cost
29 625
29 625
29 625
29 625
Free-cash
14 533
14 992
-3 410
12 297

Estimated living cost  is ₽29625 per week

₽17771
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3026
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8300
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽9020
₽10363
-₽6543
₽11799
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 000
surtax
-
-
-
183
unemployment
-
-
-
5 695
health
-
-
-
6 044
chamber of commerce
-
-
-
315
pensions
-
-
-
14 615
income
-
-
-
10 409
total
-
-
-
37 261
Employee
46 406
37 005
61 201
-
unemployment
1 392
1 110
1 836
-
other
463
370
611
-
income
5 283
2 730
9 524
-
pensions
4 752
3 789
6 266
-
health
1 796
1 433
2 368
-
total
13 686
9 432
20 605
-
Employer
46 406
37 005
61 201
-
pensions
5 824
4 645
7 681
-
surtax
183
183
183
-
payroll
1 392
1 110
1 836
-
other
2 204
1 757
2 908
-
health
1 753
1 399
2 314
-
accident
603
481
796
-
unemployment
1 392
1 110
1 836
-
chamber of commerce
185
148
245
-
total
13 536
10 833
17 799
-
Corporate
19 058
31 162
57 676
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

4 765
7 790
14 420
-
total
4 765
7 790
14 420
-
Dividends
14 293
23 371
-
-
withholding
3 931
6 427
-
-
total
3 931
6 427
-
-
Income
79 000
79 000
79 000
79 000
Total tax
35 918
34 482
52 824
37 261
After tax
43 082
44 518
26 176
41 739
Living cost
32 719
32 719
32 719
32 719
Free-cash
10 363
11 799
-6 543
9 020

Estimated living cost  is ₽32719 per week

₽21822
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2791
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7568
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽4744
-₽6756
-₽2227
₽10502
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 000
national
-
-
-
24 778
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 046
social contributions
-
-
-
11 575
total
-
-
-
40 399
Employee

The minimum management director salary is set at €45,000 per year.

66 421
-
61 187
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

578
-
532
-
national
20 420
-
18 373
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 464
-
3 191
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 982
-
4 589
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 121
-
2 876
-
total
32 565
-
29 561
-
Employer

The minimum management director salary is set at €45,000 per year.

66 421
-
61 187
-
surtax
7 531
-
6 939
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 886
-
5 420
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 085
-
3 762
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

863
-
795
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

969
-
893
-
total
19 334
-
17 809
-
Corporate
-
79 000
-
-
income
-
15 799
-
-
surtax
-
315
-
-
total
-
16 114
-
-
Dividends
-
62 885
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
18 527
-
-
total
-
18 527
-
-
Income
79 000
79 000
79 000
79 000
Total tax
51 899
34 641
47 370
40 399
After tax
27 101
44 359
31 630
38 601
Living cost
33 857
33 857
33 857
33 857
Free-cash
-6 756
10 502
-2 227
4 744

Estimated living cost  is ₽33857 per week

₽21808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8559
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽42512
₽45910
₽44698
₽51569
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 000
unemployment
-
-
-
130
health
-
-
-
3 731
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 801
income
-
-
-
11 850
total
-
-
-
20 512
Employee
21 155
-
72 635
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
income
2 116
-
7 264
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 857
-
2 848
-
health
973
-
1 492
-
total
5 178
-
11 961
-
Employer
21 155
-
72 635
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 331
-
3 575
-
health
1 460
-
2 238
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
unemployment
127
-
195
-
total
4 150
-
6 365
-
Corporate
53 695
79 000
-
-
income
5 370
7 900
-
-
total
5 370
7 900
-
-
Dividends
48 325
71 100
-
-
withholding
2 416
3 555
-
-
total
2 416
3 555
-
-
Income
79 000
79 000
79 000
79 000
Total tax
17 114
11 455
18 326
20 512
After tax
61 886
67 545
60 674
58 488
Living cost
15 976
15 976
15 976
15 976
Free-cash
45 910
51 569
44 698
42 512

Estimated living cost  is ₽15976 per week

₽10566
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽915
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽381
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4114
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽46312
₽51052
₽48498
₽55369
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 000
unemployment
-
-
-
130
health
-
-
-
3 731
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 801
income
-
-
-
11 850
total
-
-
-
20 512
Employee
16 123
-
72 635
-
accident

We are using the highest rate at 1.1%.

178
-
357
-
income
1 612
-
7 264
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 416
-
2 848
-
health
742
-
1 492
-
total
3 948
-
11 961
-
Employer
16 123
-
72 635
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 777
-
3 575
-
health
1 113
-
2 238
-
accident

We are using the highest rate at 1.1%.

178
-
357
-
unemployment
96
-
195
-
total
3 164
-
6 365
-
Corporate
59 713
79 000
-
-
income
5 972
7 900
-
-
total
5 972
7 900
-
-
Dividends
53 741
71 100
-
-
withholding
2 687
3 555
-
-
total
2 687
3 555
-
-
Income
79 000
79 000
79 000
79 000
Total tax
15 771
11 455
18 326
20 512
After tax
63 229
67 545
60 674
58 488
Living cost
12 176
12 176
12 176
12 176
Free-cash
51 052
55 369
48 498
46 312

Estimated living cost  is ₽12176 per week

₽7109
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽870
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽323
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3876
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽36435
₽31354
₽36357
₽36408
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 000
health
-
-
-
2 014
social contributions
-
-
-
12 324
income
-
-
-
6 728
total
-
-
-
21 066
Employee
71 403
71 403
71 721
-
income
7 775
6 610
6 694
-
social contributions
2 700
5 926
5 952
-
health
553
1 214
1 219
-
total
11 028
13 750
13 865
-
Employer
71 403
71 403
71 721
-
social contributions
2 700
5 926
5 952
-
health
601
1 322
1 327
-
total
3 301
7 248
7 279
-
Corporate
43 173
350
-
-
income
5 397
44
-
-
total
5 397
44
-
-
Dividends
37 776
306
-
-
withholding
6 421
51
-
-
total
6 421
51
-
-
Income
79 000
79 000
79 000
79 000
Total tax
26 147
21 093
21 144
21 066
After tax
52 853
57 907
57 856
57 934
Living cost
21 499
21 499
21 499
21 499
Free-cash
31 354
36 408
36 357
36 435

Estimated living cost  is ₽21499 per week

₽12885
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2109
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6030
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽27816
₽23938
₽27738
₽27789
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 000
health
-
-
-
2 014
social contributions
-
-
-
12 324
income
-
-
-
6 728
total
-
-
-
21 066
Employee
71 403
71 403
71 721
-
income
7 498
6 610
6 694
-
social contributions
3 470
5 926
5 952
-
health
710
1 214
1 219
-
total
11 678
13 750
13 865
-
Employer
71 403
71 403
71 721
-
social contributions
3 470
5 926
5 952
-
health
774
1 322
1 327
-
total
4 244
7 248
7 279
-
Corporate
32 961
350
-
-
income
4 120
44
-
-
total
4 120
44
-
-
Dividends
28 841
306
-
-
withholding
4 902
51
-
-
total
4 902
51
-
-
Income
79 000
79 000
79 000
79 000
Total tax
24 944
21 093
21 144
21 066
After tax
54 056
57 907
57 856
57 934
Living cost
30 118
30 118
30 118
30 118
Free-cash
23 938
27 789
27 738
27 816

Estimated living cost  is ₽30118 per week

₽20589
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2352
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6671
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽17000
₽25253
₽18612
₽32915
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 000
health
-
-
-
10 665
social contributions
-
-
-
23 068
income
-
-
-
6 790
solidarity contribution
-
-
-
-
total
-
-
-
40 523
Employee
31 583
-
58 955
-
income
3 790
-
7 075
-
social contributions
2 053
-
3 832
-
health
4 264
-
7 959
-
solidarity contribution
-
-
-
-
total
10 107
-
18 866
-
Employer
31 583
-
58 955
-
social contributions
7 896
-
14 739
-
health
2 842
-
5 306
-
total
10 738
-
20 045
-
Corporate
36 679
79 000
-
-
income
6 969
15 010
-
-
total
6 969
15 010
-
-
Dividends
29 710
63 990
-
-
withholding
4 456
9 598
-
-
total
4 456
9 598
-
-
Income
79 000
79 000
79 000
79 000
Total tax
32 270
24 608
38 911
40 523
After tax
46 730
54 392
40 089
38 477
Living cost
21 477
21 477
21 477
21 477
Free-cash
25 253
32 915
18 612
17 000

Estimated living cost  is ₽21477 per week

₽14918
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1528
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4609
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽12012
₽18485
₽13624
₽27927
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 000
health
-
-
-
10 665
social contributions
-
-
-
23 068
income
-
-
-
6 790
solidarity contribution
-
-
-
-
total
-
-
-
40 523
Employee
38 919
-
58 955
-
income
4 670
-
7 075
-
social contributions
2 530
-
3 832
-
health
5 254
-
7 959
-
solidarity contribution
-
-
-
-
total
12 454
-
18 866
-
Employer
38 919
-
58 955
-
social contributions
9 730
-
14 739
-
health
3 503
-
5 306
-
total
13 233
-
20 045
-
Corporate
26 849
79 000
-
-
income
5 101
15 010
-
-
total
5 101
15 010
-
-
Dividends
21 748
63 990
-
-
withholding
3 262
9 598
-
-
total
3 262
9 598
-
-
Income
79 000
79 000
79 000
79 000
Total tax
34 050
24 608
38 911
40 523
After tax
44 950
54 392
40 089
38 477
Living cost
26 465
26 465
26 465
26 465
Free-cash
18 485
27 927
13 624
12 012

Estimated living cost  is ₽26465 per week

₽19681
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1466
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4860
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽4795
-₽123866
-₽123866
-₽123866
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 000
national
-
-
-
8 163
pensions
-
-
-
807
municipal
-
-
-
14 138
labour market
-
-
-
6 255
total
-
-
-
29 363
Employee
189 268
189 268
189 268
-
municipal
40 303
40 303
40 303
-
national
23 122
23 122
23 122
-
pensions
269
269
269
-
labour market
15 120
15 120
15 120
-
total
78 814
78 814
78 814
-
Employer
189 268
189 268
189 268
-
pensions
538
538
538
-
labour market
15 141
15 141
15 141
-
municipal
40 368
40 368
40 368
-
national
23 163
23 163
23 163
-
total
79 210
79 210
79 210
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
79 000
79 000
79 000
79 000
Total tax
158 024
158 024
158 024
29 363
After tax
-79 024
-79 024
-79 024
49 637
Living cost
44 842
44 842
44 842
44 842
Free-cash
-123 866
-123 866
-123 866
4 795

Estimated living cost  is ₽44842 per week

₽30690
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3967
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽690
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9495
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽19916
₽35003
₽23107
₽40773
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 000
health
-
-
-
10 270
pensions
-
-
-
15 799
income
-
-
-
10 587
total
-
-
-
36 656
Employee
26 342
-
59 044
-
unemployment
421
-
945
-
income
2 966
-
11 383
-
pensions
527
-
1 181
-
total
3 914
-
13 509
-
Employer
26 342
-
59 044
-
pensions
5 269
-
11 808
-
health
3 424
-
7 676
-
unemployment
211
-
472
-
total
8 904
-
19 956
-
Corporate
43 754
79 000
-
-
income
8 751
15 799
-
-
total
8 751
15 799
-
-
Dividends
35 003
63 201
-
-
total
-
-
-
-
Income
79 000
79 000
79 000
79 000
Total tax
21 569
15 799
33 465
36 656
After tax
57 431
63 201
45 535
42 344
Living cost
22 428
22 428
22 428
22 428
Free-cash
35 003
40 773
23 107
19 916

Estimated living cost  is ₽22428 per week

₽15383
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1336
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5258
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽22000
₽14483
₽10513
₽17937
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
79 000
national
-
-
-
6 451
health
-
-
-
828
municipal
-
-
-
14 071
total
-
-
-
21 350
Employee
48 854
-
66 459
-
unemployment
733
-
997
-
municipal
8 002
-
10 862
-
national
807
-
3 315
-
pensions
3 297
-
4 486
-
health
365
-
636
-
total
13 204
-
20 296
-
Employer
48 854
-
66 459
-
pensions
8 476
-
11 531
-
health
375
-
511
-
accident
49
-
67
-
unemployment
317
-
432
-
total
9 217
-
12 541
-
Corporate
20 928
79 000
-
-
income
4 185
15 799
-
-
total
4 185
15 799
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

12 557
47 401
-
-
municipal
2 261
8 532
-
-
national
-
1 082
-
-
total
2 261
9 614
-
-
Income
79 000
79 000
79 000
79 000
Total tax
28 867
25 413
32 837
21 350
After tax
50 133
53 587
46 163
57 650
Living cost
35 650
35 650
35 650
35 650
Free-cash
14 483
17 937
10 513
22 000

Estimated living cost  is ₽35650 per week

₽23287
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3429
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽567
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8368
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽17267
₽16353
₽17449
₽11194
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 000
surtax
-
-
-
-
health
-
-
-
701
pensions
-
-
-
22 147
social contributions
-
-
-
2 250
income
-
-
-
5 564
other
-
-
-
2 449
total
-
-
-
33 111
Employee
35 475
-
60 202
-
income
1 829
-
5 603
-
surtax
-
-
-
-
social contributions
1 011
-
1 716
-
pensions
4 012
-
6 809
-
total
6 852
-
14 128
-
Employer
35 475
-
60 202
-
pensions
5 829
-
9 891
-
social contributions
106
-
180
-
other
1 225
-
2 078
-
health
2 483
-
4 213
-
unemployment
1 436
-
2 439
-
total
11 079
-
18 801
-
Corporate
32 447
79 000
-
-
income
9 086
22 120
-
-
surtax
-
-
-
-
total
9 086
22 120
-
-
Dividends
23 361
56 880
-
-
withholding
2 990
7 281
-
-
social contributions
4 018
9 783
-
-
surtax
-
-
-
-
total
7 008
17 064
-
-
Income
79 000
79 000
79 000
79 000
Total tax
34 025
39 184
32 929
33 111
After tax
44 975
39 816
46 071
45 889
Living cost
28 622
28 622
28 622
28 622
Free-cash
16 353
11 194
17 449
17 267

Estimated living cost  is ₽28622 per week

₽16599
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2908
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽543
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8573
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽14120
₽13533
₽14302
₽8047
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 000
surtax
-
-
-
-
health
-
-
-
701
pensions
-
-
-
22 147
social contributions
-
-
-
2 250
income
-
-
-
5 564
other
-
-
-
2 449
total
-
-
-
33 111
Employee
39 741
-
60 202
-
income
2 345
-
5 603
-
surtax
-
-
-
-
social contributions
1 133
-
1 716
-
pensions
4 493
-
6 809
-
total
7 971
-
14 128
-
Employer
39 741
-
60 202
-
pensions
6 529
-
9 891
-
social contributions
120
-
180
-
other
1 371
-
2 078
-
health
2 782
-
4 213
-
unemployment
1 609
-
2 439
-
total
12 411
-
18 801
-
Corporate
26 848
79 000
-
-
income
7 517
22 120
-
-
surtax
-
-
-
-
total
7 517
22 120
-
-
Dividends
19 331
56 880
-
-
withholding
2 474
7 281
-
-
social contributions
3 325
9 783
-
-
surtax
-
-
-
-
total
5 799
17 064
-
-
Income
79 000
79 000
79 000
79 000
Total tax
33 698
39 184
32 929
33 111
After tax
45 302
39 816
46 071
45 889
Living cost
31 769
31 769
31 769
31 769
Free-cash
13 533
8 047
14 302
14 120

Estimated living cost  is ₽31769 per week

₽20032
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2583
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8615
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽1040
₽1350
₽1222
-₽5033
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 000
surtax
-
-
-
-
health
-
-
-
701
pensions
-
-
-
22 147
social contributions
-
-
-
2 250
income
-
-
-
5 564
other
-
-
-
2 449
total
-
-
-
33 111
Employee
58 158
-
60 202
-
income
5 074
-
5 603
-
surtax
-
-
-
-
social contributions
1 656
-
1 716
-
pensions
6 578
-
6 809
-
total
13 308
-
14 128
-
Employer
58 158
-
60 202
-
pensions
9 556
-
9 891
-
social contributions
174
-
180
-
other
2 007
-
2 078
-
health
4 071
-
4 213
-
unemployment
2 356
-
2 439
-
total
18 164
-
18 801
-
Corporate
2 678
79 000
-
-
income
751
22 120
-
-
surtax
-
-
-
-
total
751
22 120
-
-
Dividends
1 927
56 880
-
-
withholding
247
7 281
-
-
social contributions
331
9 783
-
-
surtax
-
-
-
-
total
578
17 064
-
-
Income
79 000
79 000
79 000
79 000
Total tax
32 801
39 184
32 929
33 111
After tax
46 199
39 816
46 071
45 889
Living cost
44 849
44 849
44 849
44 849
Free-cash
1 350
-5 033
1 222
1 040

Estimated living cost  is ₽44849 per week

₽30353
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3669
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽615
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10212
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽72261
₽67986
₽57251
₽69101
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
79 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
790
total
-
-
-
790
Employee
7 436
-
79 000
-
income
1 487
-
15 800
-
total
1 487
-
15 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

71 564
79 000
-
-
total
-
-
-
-
Dividends
71 564
79 000
-
-
withholding
3 578
3 950
-
-
total
3 578
3 950
-
-
Income
79 000
79 000
79 000
79 000
Total tax
5 065
3 950
15 800
790
After tax
73 935
75 050
63 200
78 210
Living cost
5 949
5 949
5 949
5 949
Free-cash
67 986
69 101
57 251
72 261

Estimated living cost  is ₽5949 per week

₽3687
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽495
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽164
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1604
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽68940
₽64041
₽53930
₽65780
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
79 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
790
total
-
-
-
790
Employee
11 588
-
79 000
-
income
2 318
-
15 800
-
total
2 318
-
15 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

67 412
79 000
-
-
total
-
-
-
-
Dividends
67 412
79 000
-
-
withholding
3 371
3 950
-
-
total
3 371
3 950
-
-
Income
79 000
79 000
79 000
79 000
Total tax
5 689
3 950
15 800
790
After tax
73 311
75 050
63 200
78 210
Living cost
9 270
9 270
9 270
9 270
Free-cash
64 041
65 780
53 930
68 940

Estimated living cost  is ₽9270 per week

₽6273
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽311
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2297
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽16717
₽17092
₽21859
₽4947
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
79 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
779
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
14 168
trade
-
-
-
5 142
total
-
-
-
26 433
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 202
-
79 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 799
-
14 168
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

210
-
779
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
10 353
-
21 291
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
32 798
79 000
-
-
trade
4 707
11 336
-
-
income
4 920
11 850
-
-
chamber of commerce
189
257
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

271
652
-
-
total
10 087
24 095
-
-
Dividends
22 711
54 905
-
-
withholding
5 325
13 373
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

293
735
-
-
total
5 618
14 108
-
-
Income
79 000
79 000
79 000
79 000
Total tax
26 058
38 203
21 291
26 433
After tax
52 942
40 797
57 709
52 567
Living cost
35 850
35 850
35 850
35 850
Free-cash
17 092
4 947
21 859
16 717

Estimated living cost  is ₽35850 per week

₽24730
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3857
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽520
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6742
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽23941
₽22127
₽29583
₽11857
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
79 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
779
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
14 168
trade
-
-
-
5 642
total
-
-
-
26 933
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

35 516
-
79 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

992
-
14 168
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

55
-
779
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
7 391
-
21 291
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
43 484
79 000
-
-
trade
6 849
12 442
-
-
income
6 523
11 850
-
-
chamber of commerce
203
254
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

359
652
-
-
total
13 934
25 198
-
-
Dividends
29 549
53 801
-
-
withholding
7 034
13 098
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

388
721
-
-
total
7 422
13 819
-
-
Income
79 000
79 000
79 000
79 000
Total tax
28 747
39 017
21 291
26 933
After tax
50 253
39 983
57 709
52 067
Living cost
28 126
28 126
28 126
28 126
Free-cash
22 127
11 857
29 583
23 941

Estimated living cost  is ₽28126 per week

₽17692
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3279
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6629
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽15337
₽16147
₽21231
₽3099
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
79 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
779
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
14 168
trade
-
-
-
5 894
total
-
-
-
27 185
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 090
-
79 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 046
-
14 168
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

222
-
779
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
10 612
-
21 291
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
31 910
79 000
-
-
trade
5 249
12 996
-
-
income
4 786
11 850
-
-
chamber of commerce
187
254
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

263
652
-
-
total
10 485
25 752
-
-
Dividends
21 426
53 248
-
-
withholding
5 003
12 959
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

275
712
-
-
total
5 278
13 671
-
-
Income
79 000
79 000
79 000
79 000
Total tax
26 375
39 423
21 291
27 185
After tax
52 625
39 577
57 709
51 815
Living cost
36 478
36 478
36 478
36 478
Free-cash
16 147
3 099
21 231
15 337

Estimated living cost  is ₽36478 per week

₽24397
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3847
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽544
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7690
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽9026
₽11691
₽15171
-₽3367
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
79 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
779
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
14 168
trade
-
-
-
6 145
total
-
-
-
27 436
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

55 805
-
79 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 562
-
14 168
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

361
-
779
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
13 267
-
21 291
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
23 195
79 000
-
-
trade
3 977
13 549
-
-
income
3 478
11 850
-
-
chamber of commerce
174
252
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

192
652
-
-
total
7 821
26 303
-
-
Dividends
15 373
52 697
-
-
withholding
3 491
12 821
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

192
705
-
-
total
3 683
13 526
-
-
Income
79 000
79 000
79 000
79 000
Total tax
24 771
39 829
21 291
27 436
After tax
54 229
39 171
57 709
51 564
Living cost
42 538
42 538
42 538
42 538
Free-cash
11 691
-3 367
15 171
9 026

Estimated living cost  is ₽42538 per week

₽31068
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3403
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7516
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽21210
₽25882
₽19695
₽28836
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 000
surtax
-
-
-
1 485
unemployment
-
-
-
211
health
-
-
-
5 609
pensions
-
-
-
15 799
income
-
-
-
13 829
other
-
-
-
-
total
-
-
-
36 933
Employee
31 271
-
65 261
-
unemployment
2 176
-
4 543
-
other
-
-
-
-
income
5 242
-
12 839
-
surtax
111
-
1 311
-
pensions
2 086
-
4 352
-
health
798
-
1 663
-
total
10 413
-
24 708
-
Employer
31 271
-
65 261
-
pensions
4 169
-
8 700
-
other
-
-
-
-
health
1 422
-
2 971
-
unemployment
992
-
2 069
-
total
6 583
-
13 740
-
Corporate
41 146
79 000
-
-
income
10 698
20 539
-
-
total
10 698
20 539
-
-
Dividends
30 448
58 461
-
-
withholding
4 567
8 768
-
-
total
4 567
8 768
-
-
Income
79 000
79 000
79 000
79 000
Total tax
32 261
29 307
38 448
36 933
After tax
46 739
49 693
40 552
42 067
Living cost
20 857
20 857
20 857
20 857
Free-cash
25 882
28 836
19 695
21 210

Estimated living cost  is ₽20857 per week

₽12592
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1813
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5968
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽21577
₽26312
₽20062
₽29203
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 000
surtax
-
-
-
1 485
unemployment
-
-
-
211
health
-
-
-
5 609
pensions
-
-
-
15 799
income
-
-
-
13 829
other
-
-
-
-
total
-
-
-
36 933
Employee
30 707
-
65 261
-
unemployment
2 137
-
4 543
-
other
-
-
-
-
income
5 147
-
12 839
-
surtax
100
-
1 311
-
pensions
2 048
-
4 352
-
health
784
-
1 663
-
total
10 216
-
24 708
-
Employer
30 707
-
65 261
-
pensions
4 093
-
8 700
-
other
-
-
-
-
health
1 397
-
2 971
-
unemployment
973
-
2 069
-
total
6 463
-
13 740
-
Corporate
41 829
79 000
-
-
income
10 876
20 539
-
-
total
10 876
20 539
-
-
Dividends
30 953
58 461
-
-
withholding
4 643
8 768
-
-
total
4 643
8 768
-
-
Income
79 000
79 000
79 000
79 000
Total tax
32 198
29 307
38 448
36 933
After tax
46 802
49 693
40 552
42 067
Living cost
20 490
20 490
20 490
20 490
Free-cash
26 312
29 203
20 062
21 577

Estimated living cost  is ₽20490 per week

₽12529
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1891
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5598
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽36158
₽26408
₽27227
₽26020
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 000
unemployment
-
-
-
1 185
health
-
-
-
5 530
pensions
-
-
-
7 900
income
-
-
-
9 658
total
-
-
-
24 273
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 805
10 668
66 109
-
unemployment
402
160
992
-
income
3 277
1 304
8 082
-
pensions
2 681
1 067
6 611
-
health
1 876
747
4 628
-
total
8 236
3 278
20 313
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 805
10 668
66 109
-
pensions
5 227
2 080
12 891
-
total
5 227
2 080
12 891
-
Corporate
46 967
66 252
-
-
income
4 227
5 963
-
-
total
4 227
5 963
-
-
Dividends
42 740
60 289
-
-
withholding
8 121
11 455
-
-
social contributions
8 212
11 634
-
-
total
16 333
23 089
-
-
Income
79 000
79 000
79 000
79 000
Total tax
34 023
34 410
33 204
24 273
After tax
44 977
44 590
45 796
54 727
Living cost
18 570
18 570
18 570
18 570
Free-cash
26 408
26 020
27 227
36 158

Estimated living cost  is ₽18570 per week

₽12672
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1519
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽371
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4007
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽3152
₽3181
₽3771
₽4455
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 000
national
-
-
-
12 568
pensions
-
-
-
9 480
social contributions
-
-
-
849
municipal
-
-
-
8 110
total
-
-
-
31 007
Employee
69 511
-
68 295
-
municipal
8 586
-
8 416
-
national
13 304
-
13 042
-
pensions
2 780
-
2 732
-
total
24 670
-
24 190
-
Employer
69 511
-
68 295
-
pensions
5 561
-
5 464
-
social contributions
747
-
734
-
total
6 308
-
6 198
-
Corporate
-
79 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
15 800
-
-
total
-
15 800
-
-
Dividends
-
63 200
-
-
withholding
-
13 904
-
-
total
-
13 904
-
-
Income
79 000
79 000
79 000
79 000
Total tax
30 978
29 704
30 388
31 007
After tax
48 022
49 296
48 612
47 993
Living cost
44 841
44 841
44 841
44 841
Free-cash
3 181
4 455
3 771
3 152

Estimated living cost  is ₽44841 per week

₽30478
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4168
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽671
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9524
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽3120
₽4455
₽3120
₽2404
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 000
social contributions
-
-
-
6 733
income
-
-
-
16 252
total
-
-
-
22 985
Employee
72 635
-
79 000
-
social contributions
6 034
-
6 733
-
income
13 706
-
16 252
-
total
19 740
-
22 985
-
Employer
72 635
-
79 000
-
total
-
-
-
-
Corporate
6 365
79 000
-
-
income
796
9 875
-
-
total
796
9 875
-
-
Dividends
5 569
69 125
-
-
withholding
1 114
13 826
-
-
total
1 114
13 826
-
-
Income
79 000
79 000
79 000
79 000
Total tax
21 650
23 701
22 985
22 985
After tax
57 350
55 299
56 015
56 015
Living cost
52 895
52 895
52 895
52 895
Free-cash
4 455
2 404
3 120
3 120

Estimated living cost  is ₽52895 per week

₽40242
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4310
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7838
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽2370
-₽3526
-₽1390
₽2968
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 000
national
-
-
-
15 813
regional
-
-
-
847
social contributions
-
-
-
20 319
municipal
-
-
-
469
total
-
-
-
37 448
Employee
82 526
-
79 000
-
municipal
437
-
419
-
national
14 300
-
13 413
-
social contributions
27 828
-
26 638
-
regional
779
-
738
-
total
43 344
-
41 208
-
Employer
82 526
-
79 000
-
total
-
-
-
-
Corporate
-
79 000
-
-
nationa
-
18 961
-
-
municipal
-
3 080
-
-
total
-
22 041
-
-
Dividends
-
56 959
-
-
withholding
-
14 809
-
-
total
-
14 809
-
-
Income
79 000
79 000
79 000
79 000
Total tax
43 344
36 850
41 208
37 448
After tax
35 656
42 150
37 792
41 552
Living cost
39 182
39 182
39 182
39 182
Free-cash
-3 526
2 968
-1 390
2 370

Estimated living cost  is ₽39182 per week

₽27313
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2569
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽601
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽16193
₽14451
₽12453
₽16510
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 000
national
-
-
-
15 813
regional
-
-
-
1 192
social contributions
-
-
-
20 319
municipal
-
-
-
469
total
-
-
-
37 793
Employee
51 509
-
79 000
-
municipal
273
-
419
-
national
8 160
-
13 413
-
social contributions
17 369
-
26 638
-
regional
693
-
1 063
-
total
26 495
-
41 533
-
Employer
51 509
-
79 000
-
total
-
-
-
-
Corporate
27 491
79 000
-
-
nationa
6 597
18 961
-
-
municipal