Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 79000
per

Your estimated
City
free-cash

Valencia , Spain
₽17849
₽17289
₽28726
₽24049
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 000
income
-
-
-
13 485
accident
-
-
-
711
unemployment
-
-
-
553
pensions
-
-
-
22 356
other
-
-
-
80
total
-
-
-
37 185
Employee
32 978
-
59 902
-
other
32
-
59
-
income
6 358
-
13 725
-
unemployment
511
-
929
-
pensions
1 550
-
2 815
-
total
8 451
-
17 528
-
Employer
32 978
-
59 902
-
unemployment
1 814
-
3 295
-
pensions
7 782
-
14 137
-
other
264
-
479
-
accident
653
-
1 186
-
total
10 513
-
19 097
-
Corporate
35 508
79 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

5 326
11 849
-
-
total
5 326
11 849
-
-
Dividends
30 182
67 151
-
-
withholding
6 135
13 899
-
-
total
6 135
13 899
-
-
Income
79 000
79 000
79 000
79 000
Total tax
30 425
25 748
36 625
37 185
After tax
48 575
53 252
42 375
41 815
Living cost
24 526
24 526
24 526
24 526
Free-cash
24 049
28 726
17 849
17 289

Estimated living cost  is ₽24526 per week

₽16554
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2358
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽430
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5184
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽22545
₽19013
₽34277
₽28253
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 000
income
-
-
-
10 033
health
-
-
-
3 476
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
18 961
other
-
-
-
3 752
total
-
-
-
36 222
Employee
32 383
-
63 099
-
income
5 575
-
10 862
-
health
454
-
883
-
unemployment
323
-
631
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 266
-
4 416
-
total
8 618
-
16 792
-
Employer
32 383
-
63 099
-
unemployment
323
-
631
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 506
-
10 725
-
other
1 620
-
3 155
-
accident
259
-
504
-
health
454
-
883
-
total
8 162
-
15 898
-
Corporate
38 456
79 000
-
-
income
8 075
16 590
-
-
total
8 075
16 590
-
-
Dividends
30 381
62 410
-
-
withholding
2 127
4 368
-
-
total
2 127
4 368
-
-
Income
79 000
79 000
79 000
79 000
Total tax
26 982
20 958
32 690
36 222
After tax
52 018
58 042
46 310
42 778
Living cost
23 765
23 765
23 765
23 765
Free-cash
28 253
34 277
22 545
19 013

Estimated living cost  is ₽23765 per week

₽16791
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1604
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽383
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4986
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽49427
₽47169
₽55869
₽51734
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 000
income
-
-
-
11 850
health
-
-
-
3 577
unemployment
-
-
-
124
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 604
total
-
-
-
20 155
Employee
15 461
-
72 897
-
income
1 546
-
7 290
-
health
711
-
1 431
-
accident

We are using the highest rate at 1.1%.

170
-
342
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 357
-
2 731
-
total
3 784
-
11 794
-
Employer
15 461
-
72 897
-
unemployment
92
-
187
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 704
-
3 428
-
accident

We are using the highest rate at 1.1%.

170
-
342
-
health
1 067
-
2 146
-
total
3 033
-
6 103
-
Corporate
60 505
79 000
-
-
income
6 050
7 900
-
-
total
6 050
7 900
-
-
Dividends
54 455
71 100
-
-
withholding
2 723
3 555
-
-
total
2 723
3 555
-
-
Income
79 000
79 000
79 000
79 000
Total tax
15 590
11 455
17 897
20 155
After tax
63 410
67 545
61 103
58 845
Living cost
11 676
11 676
11 676
11 676
Free-cash
51 734
55 869
49 427
47 169

Estimated living cost  is ₽11676 per week

₽6817
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽834
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽309
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3716
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽15165
₽15267
₽9302
₽14572
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 000
income
-
-
-
6 082
social contributions
-
-
-
2 251
health
-
-
-
904
surtax
-
-
-
-
pensions
-
-
-
21 531
other
-
-
-
2 451
total
-
-
-
33 219
Employee
38 171
-
60 198
-
income
2 253
-
5 998
-
social contributions
1 088
-
1 716
-
surtax
-
-
-
-
pensions
4 316
-
6 807
-
total
7 657
-
14 521
-
Employer
38 171
-
60 198
-
unemployment
1 545
-
2 437
-
social contributions
115
-
181
-
pensions
6 271
-
9 891
-
other
1 317
-
2 077
-
health
2 672
-
4 214
-
total
11 920
-
18 800
-
Corporate
28 909
79 000
-
-
income
8 095
22 119
-
-
surtax
-
-
-
-
total
8 095
22 119
-
-
Dividends
20 814
56 881
-
-
withholding
2 664
7 281
-
-
surtax
-
-
-
-
social contributions
3 578
9 784
-
-
total
6 242
17 065
-
-
Income
79 000
79 000
79 000
79 000
Total tax
33 914
39 184
33 321
33 219
After tax
45 086
39 816
45 679
45 781
Living cost
30 514
30 514
30 514
30 514
Free-cash
14 572
9 302
15 165
15 267

Estimated living cost  is ₽30514 per week

₽19240
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2481
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽520
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8275
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
-₽9565
₽7536
-₽4559
-₽9565
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 000
income
-
-
-
13 546
health
-
-
-
10 106
pensions
-
-
-
10 450
total
-
-
-
34 102
Employee
76 163
76 163
76 163
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

12 467
12 467
12 467
-
health
11 690
9 943
11 690
-
pensions
13 709
10 450
13 709
-
total
37 866
32 860
37 866
-
Employer
76 163
76 163
76 163
-
unemployment
2 742
2 742
2 742
-
pensions
5 301
5 301
5 301
-
health
5 294
5 294
5 294
-
total
13 337
13 337
13 337
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Income
79 000
79 000
79 000
79 000
Total tax
51 203
46 197
51 203
34 102
After tax
27 797
32 803
27 797
44 898
Living cost
37 362
37 362
37 362
37 362
Free-cash
-9 565
-4 559
-9 565
7 536

Estimated living cost  is ₽37362 per week

₽26477
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3368
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽594
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6922
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽30350
₽24438
₽12958
₽22823
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
79 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
14 732
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 093
trade
-
-
-
5 912
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
811
total
-
-
-
27 548
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 113
-
79 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

953
-
14 732
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 093
-
6 093
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

52
-
811
-
total
7 098
-
21 636
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
44 887
79 000
-
-
chamber of commerce
200
249
-
-
income
6 733
11 849
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

371
652
-
-
trade
7 070
12 443
-
-
total
14 374
25 193
-
-
Dividends
30 515
53 807
-
-
withholding
7 290
13 114
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

401
721
-
-
total
7 691
13 835
-
-
Income
79 000
79 000
79 000
79 000
Total tax
29 163
39 028
21 636
27 548
After tax
49 837
39 972
57 364
51 452
Living cost
27 014
27 014
27 014
27 014
Free-cash
22 823
12 958
30 350
24 438

Estimated living cost  is ₽27014 per week

₽16993
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3150
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6367
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽36702
₽36783
₽37236
₽32384
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 000
income
-
-
-
7 229
social contributions
-
-
-
12 325
health
-
-
-
2 014
total
-
-
-
21 568
Employee
68 581
68 581
71 721
-
income
7 467
6 349
7 197
-
social contributions
2 593
5 692
5 953
-
health
531
1 166
1 219
-
total
10 591
13 207
14 369
-
Employer
68 581
68 581
71 721
-
social contributions
2 593
5 692
5 953
-
health
577
1 269
1 327
-
total
3 170
6 961
7 280
-
Corporate
44 589
3 458
-
-
income
5 573
432
-
-
total
5 573
432
-
-
Dividends
39 015
3 026
-
-
withholding
6 633
515
-
-
total
6 633
515
-
-
Income
79 000
79 000
79 000
79 000
Total tax
25 967
21 115
21 649
21 568
After tax
53 033
57 885
57 351
57 432
Living cost
20 649
20 649
20 649
20 649
Free-cash
32 384
37 236
36 702
36 783

Estimated living cost  is ₽20649 per week

₽12376
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2026
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽457
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5792
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽12911
₽16527
₽16960
₽16061
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
79 000
income
-
-
-
7 046
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
27 452
surtax
-
-
-
-
total
-
-
-
34 498
Employee
41 019
-
63 839
-
income
8 532
-
15 931
-
social contributions
4 512
-
7 022
-
surtax
-
-
-
-
total
13 044
-
22 953
-
Employer
41 019
-
63 839
-
social contributions
9 742
-
15 161
-
total
9 742
-
15 161
-
Corporate
28 239
79 000
-
-
income
5 931
16 590
-
-
surtax
-
-
-
-
total
5 931
16 590
-
-
Dividends
22 308
62 410
-
-
withholding
6 247
17 475
-
-
total
6 247
17 475
-
-
Income
79 000
79 000
79 000
79 000
Total tax
34 964
34 065
38 114
34 498
After tax
44 036
44 935
40 886
44 502
Living cost
27 975
27 975
27 975
27 975
Free-cash
16 061
16 960
12 911
16 527

Estimated living cost  is ₽27975 per week

₽20931
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1650
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽467
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4927
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽56858
₽71868
₽68708
₽67519
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
79 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
790
total
-
-
-
790
Employee
7 927
-
79 000
-
income
1 585
-
15 800
-
total
1 585
-
15 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

71 073
79 000
-
-
total
-
-
-
-
Dividends
71 073
79 000
-
-
withholding
3 554
3 950
-
-
total
3 554
3 950
-
-
Income
79 000
79 000
79 000
79 000
Total tax
5 139
3 950
15 800
790
After tax
73 861
75 050
63 200
78 210
Living cost
6 342
6 342
6 342
6 342
Free-cash
67 519
68 708
56 858
71 868

Estimated living cost  is ₽6342 per week

₽3930
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽527
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽174
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1710
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽15136
₽17398
₽30469
₽23010
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
79 000
income
-
-
-
15 361
health
-
-
-
7 774
unemployment
-
-
-
118
pensions
-
-
-
14 427
total
-
-
-
37 680
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

39 439
-
68 358
-
income
6 801
-
14 194
-
health
2 547
-
4 416
-
unemployment
56
-
96
-
pensions
6 113
-
10 595
-
total
15 517
-
29 301
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

39 439
-
68 358
-
unemployment
24
-
41
-
pensions
3 490
-
6 049
-
health
2 627
-
4 551
-
total
6 141
-
10 641
-
Corporate
33 421
79 000
-
-
income
6 350
15 011
-
-
total
6 350
15 011
-
-
Dividends
27 070
63 989
-
-
withholding
4 060
9 598
-
-
total
4 060
9 598
-
-
Income
79 000
79 000
79 000
79 000
Total tax
32 068
24 609
39 942
37 680
After tax
46 932
54 391
39 058
41 320
Living cost
23 922
23 922
23 922
23 922
Free-cash
23 010
30 469
15 136
17 398

Estimated living cost  is ₽23922 per week

₽16417
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1533
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5509
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽25485
₽15459
₽14263
₽18779
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
79 000
income
-
-
-
25 388
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 778
total
-
-
-
31 166
Employee
40 914
-
74 897
-
social contributions
4 099
-
4 103
-
income
4 439
-
12 934
-
total
8 538
-
17 037
-
Employer
40 914
-
74 897
-
social contributions
4 099
-
4 103
-
total
4 099
-
4 103
-
Corporate
33 987
79 000
-
-
income
11 895
27 650
-
-
total
11 895
27 650
-
-
Dividends
22 092
51 350
-
-
social contributions
3 314
4 712
-
-
total
3 314
4 712
-
-
Income
79 000
79 000
79 000
79 000
Total tax
27 846
32 362
21 140
31 166
After tax
51 154
46 638
57 860
47 834
Living cost
32 375
32 375
32 375
32 375
Free-cash
18 779
14 263
25 485
15 459

Estimated living cost  is ₽32375 per week

₽21326
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2552
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽496
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8000
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽32489
₽31824
₽29287
₽29748
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 000
income
-
-
-
11 849
social contributions
-
-
-
10 901
health
-
-
-
5 514
total
-
-
-
28 264
Employee
30 240
-
79 000
-
income
5 044
-
11 184
-
social contributions
4 174
-
10 901
-
health
2 111
-
5 514
-
total
11 329
-
27 599
-
Employer
30 240
-
79 000
-
total
-
-
-
-
Corporate
48 760
79 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

2 437
3 950
-
-
total
2 437
3 950
-
-
Dividends
46 323
75 050
-
-
withholding
6 948
11 257
-
-
health
3 233
5 238
-
-
social contributions
6 393
10 356
-
-
total
16 574
26 851
-
-
Income
79 000
79 000
79 000
79 000
Total tax
30 340
30 801
27 599
28 264
After tax
48 660
48 199
51 401
50 736
Living cost
18 912
18 912
18 912
18 912
Free-cash
29 748
29 287
32 489
31 824

Estimated living cost  is ₽18912 per week

₽12657
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1166
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽435
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4653
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽15765
₽14153
₽30067
₽21390
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 000
income
-
-
-
6 790
social contributions
-
-
-
23 068
solidarity contribution
-
-
-
-
health
-
-
-
10 665
total
-
-
-
40 523
Employee
35 771
-
58 955
-
solidarity contribution
-
-
-
-
income
4 292
-
7 075
-
social contributions
2 325
-
3 832
-
health
4 829
-
7 959
-
total
11 446
-
18 866
-
Employer
35 771
-
58 955
-
social contributions
8 943
-
14 739
-
health
3 219
-
5 306
-
total
12 162
-
20 045
-
Corporate
31 067
79 000
-
-
income
5 903
15 010
-
-
total
5 903
15 010
-
-
Dividends
25 165
63 990
-
-
withholding
3 775
9 599
-
-
total
3 775
9 599
-
-
Income
79 000
79 000
79 000
79 000
Total tax
33 286
24 609
38 911
40 523
After tax
45 714
54 391
40 089
38 477
Living cost
24 324
24 324
24 324
24 324
Free-cash
21 390
30 067
15 765
14 153

Estimated living cost  is ₽24324 per week

₽18089
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1347
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽421
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4467
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽53317
₽68327
₽65167
₽63314
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
79 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
790
total
-
-
-
790
Employee
12 354
-
79 000
-
income
2 471
-
15 800
-
total
2 471
-
15 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

66 646
79 000
-
-
total
-
-
-
-
Dividends
66 646
79 000
-
-
withholding
3 332
3 950
-
-
total
3 332
3 950
-
-
Income
79 000
79 000
79 000
79 000
Total tax
5 803
3 950
15 800
790
After tax
73 197
75 050
63 200
78 210
Living cost
9 883
9 883
9 883
9 883
Free-cash
63 314
65 167
53 317
68 327

Estimated living cost  is ₽9883 per week

₽6688
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽415
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽331
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2449
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
₽2603
₽2705
-₽3260
₽2869
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 000
income
-
-
-
6 082
social contributions
-
-
-
2 251
health
-
-
-
904
surtax
-
-
-
-
pensions
-
-
-
21 531
other
-
-
-
2 451
total
-
-
-
33 219
Employee
55 860
-
60 198
-
income
4 874
-
5 998
-
social contributions
1 591
-
1 716
-
surtax
-
-
-
-
pensions
6 318
-
6 807
-
total
12 783
-
14 521
-
Employer
55 860
-
60 198
-
unemployment
2 263
-
2 437
-
social contributions
168
-
181
-
pensions
9 178
-
9 891
-
other
1 928
-
2 077
-
health
3 910
-
4 214
-
total
17 447
-
18 800
-
Corporate
5 694
79 000
-
-
income
1 594
22 119
-
-
surtax
-
-
-
-
total
1 594
22 119
-
-
Dividends
4 099
56 881
-
-
withholding
525
7 281
-
-
surtax
-
-
-
-
social contributions
706
9 784
-
-
total
1 231
17 065
-
-
Income
79 000
79 000
79 000
79 000
Total tax
33 055
39 184
33 321
33 219
After tax
45 945
39 816
45 679
45 781
Living cost
43 076
43 076
43 076
43 076
Free-cash
2 869
-3 260
2 603
2 705

Estimated living cost  is ₽43076 per week

₽29153
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3524
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽591
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9808
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽25219
₽25219
₽41702
₽37327
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
79 000
income
-
-
-
13 567
health
-
-
-
6 768
unemployment
-
-
-
986
pensions
-
-
-
17 084
total
-
-
-
38 405
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

23 186
-
67 238
-
income
3 196
-
13 567
-
health
1 194
-
3 384
-
unemployment
174
-
493
-
pensions
3 246
-
9 199
-
total
7 810
-
26 643
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

23 186
-
67 238
-
unemployment
174
-
493
-
pensions
2 782
-
7 885
-
health
1 194
-
3 384
-
total
4 150
-
11 762
-
Corporate
51 663
79 000
-
-
income
7 750
11 850
-
-
total
7 750
11 850
-
-
Dividends
43 914
67 150
-
-
withholding
6 587
10 072
-
-
total
6 587
10 072
-
-
Income
79 000
79 000
79 000
79 000
Total tax
26 297
21 922
38 405
38 405
After tax
52 703
57 078
40 595
40 595
Living cost
15 376
15 376
15 376
15 376
Free-cash
37 327
41 702
25 219
25 219

Estimated living cost  is ₽15376 per week

₽10353
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1189
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽445
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3389
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
-₽217
₽3781
-₽26124
-₽787
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 000
regional
-
-
-
2 638
national
-
-
-
448
health
-
-
-
203
city
-
-
-
833
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 580
pensions
-
-
-
7 268
total
-
-
-
12 970
Employee
72 848
-
70 705
-
regional
2 385
-
2 269
-
city
782
-
759
-
health
165
-
160
-
unemployment
-
-
-
-
national
345
-
327
-
pensions
6 120
-
5 940
-
total
9 797
-
9 455
-
Employer
72 848
-
70 705
-
unemployment
-
-
-
-
pensions
6 120
-
5 940
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 456
-
1 413
-
health
165
-
160
-
total
7 741
-
7 513
-
Corporate
-
79 000
-
-
regional
-
16 709
-
-
national
-
6 715
-
-
total
-
23 424
-
-
Dividends
-
55 576
-
-
withholding
-
19 451
-
-
total
-
19 451
-
-
Income
79 000
79 000
79 000
79 000
Total tax
17 538
42 875
16 968
12 970
After tax
61 462
36 125
62 032
66 030
Living cost
62 249
62 249
62 249
62 249
Free-cash
-787
-26 124
-217
3 781

Estimated living cost  is ₽62249 per week

₽40480
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽5586
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽764
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽15419
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₽11632
₽22996
₽19064
₽16070
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
79 000
municipal
-
-
-
14 068
national
-
-
-
6 849
health
-
-
-
845
total
-
-
-
21 762
Employee
46 923
-
66 460
-
health
350
-
652
-
unemployment
704
-
997
-
national
775
-
3 591
-
municipal
7 686
-
10 859
-
pensions
3 167
-
4 487
-
total
12 682
-
20 586
-
Employer
46 923
-
66 460
-
unemployment
305
-
432
-
pensions
8 141
-
11 531
-
accident
47
-
66
-
health
361
-
511
-
total
8 854
-
12 540
-
Corporate
23 223
79 000
-
-
income
4 644
15 800
-
-
total
4 644
15 800
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

13 934
47 400
-
-
national
-
1 362
-
-
municipal
2 508
8 532
-
-
total
2 508
9 894
-
-
Income
79 000
79 000
79 000
79 000
Total tax
28 688
25 694
33 126
21 762
After tax
50 312
53 306
45 874
57 238
Living cost
34 242
34 242
34 242
34 242
Free-cash
16 070
19 064
11 632
22 996

Estimated living cost  is ₽34242 per week

₽22366
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3294
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽545
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8038
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
-₽1112
₽5766
₽11825
-₽3367
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 000
national
-
-
-
24 909
social contributions
-
-
-
11 773
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 033
total
-
-
-
40 715
Employee

The minimum management director salary is set at €45,000 per year.

63 796
-
61 186
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 997
-
2 876
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 327
-
3 192
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

555
-
533
-
national
19 614
-
18 591
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 785
-
4 588
-
total
31 278
-
29 780
-
Employer

The minimum management director salary is set at €45,000 per year.

63 796
-
61 186
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

931
-
894
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 653
-
5 421
-
surtax
7 234
-
6 939
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

829
-
795
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 923
-
3 764
-
total
18 570
-
17 813
-
Corporate
-
79 000
-
-
income
-
15 800
-
-
surtax
-
316
-
-
total
-
16 116
-
-
Dividends
-
62 884
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
18 540
-
-
total
-
18 540
-
-
Income
79 000
79 000
79 000
79 000
Total tax
49 848
34 656
47 593
40 715
After tax
29 152
44 344
31 407
38 285
Living cost
32 519
32 519
32 519
32 519
Free-cash
-3 367
11 825
-1 112
5 766

Estimated living cost  is ₽32519 per week

₽20946
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2843
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8220
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
₽6037
₽3230
₽6984
₽6172
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 000
municipal
-
-
-
16 733
national
-
-
-
-
health
-
-
-
4 930
accident
-
-
-
158
unemployment
-
-
-
79
pensions
-
-
-
8 540
other
-
-
-
9 180
total
-
-
-
39 620
Employee
51 511
-
60 113
-
national
-
-
-
-
municipal
15 361
-
17 926
-
total
15 361
-
17 926
-
Employer
51 511
-
60 113
-
unemployment
1 360
-
1 587
-
pensions
5 568
-
6 498
-
other
5 986
-
6 985
-
accident
103
-
120
-
health
3 168
-
3 697
-
total
16 185
-
18 887
-
Corporate
11 304
79 000
-
-
income
2 487
17 380
-
-
total
2 487
17 380
-
-
Dividends
8 817
61 620
-
-
withholding
2 645
18 486
-
-
total
2 645
18 486
-
-
Income
79 000
79 000
79 000
79 000
Total tax
36 678
35 866
36 813
39 620
After tax
42 322
43 134
42 187
39 380
Living cost
36 150
36 150
36 150
36 150
Free-cash
6 172
6 984
6 037
3 230

Estimated living cost  is ₽36150 per week

₽23959
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3547
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽549
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8095
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
₽28394
₽15813
₽9282
-₽55014
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 000
income
-
-
-
15 399
social contributions
-
-
-
9 006
total
-
-
-
24 405
Employee
55 607
-
-
-
income
12 266
-
-
-
social contributions
4 560
-
650
-
total
16 826
-
650
-
Employer
55 607
-
-
-
social contributions
78 406
-
11 174
-
total
78 406
-
11 174
-
Corporate
-
79 000
-
-
income
-
17 380
-
-
total
-
17 380
-
-
Dividends
-
61 620
-
-
income
-
13 556
-
-
total
-
13 556
-
-
Income
79 000
79 000
79 000
79 000
Total tax
95 232
30 936
11 824
24 405
After tax
-16 232
48 064
67 176
54 595
Living cost
38 782
38 782
38 782
38 782
Free-cash
-55 014
9 282
28 394
15 813

Estimated living cost  is ₽38782 per week

₽25163
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3647
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽28423
₽28504
₽28957
₽25257
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 000
income
-
-
-
7 229
social contributions
-
-
-
12 325
health
-
-
-
2 014
total
-
-
-
21 568
Employee
68 581
68 581
71 721
-
income
7 202
6 349
7 197
-
social contributions
3 333
5 692
5 953
-
health
682
1 166
1 219
-
total
11 217
13 207
14 369
-
Employer
68 581
68 581
71 721
-
social contributions
3 333
5 692
5 953
-
health
743
1 269
1 327
-
total
4 076
6 961
7 280
-
Corporate
34 780
3 458
-
-
income
4 348
432
-
-
total
4 348
432
-
-
Dividends
30 432
3 026
-
-
withholding
5 174
515
-
-
total
5 174
515
-
-
Income
79 000
79 000
79 000
79 000
Total tax
24 815
21 115
21 649
21 568
After tax
54 185
57 885
57 351
57 432
Living cost
28 928
28 928
28 928
28 928
Free-cash
25 257
28 957
28 423
28 504

Estimated living cost  is ₽28928 per week

₽19775
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2259
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽486
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6408
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽17643
₽26187
₽27117
₽22246
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 000
income
-
-
-
15 071
pensions
-
-
-
5 669
total
-
-
-
20 740
Employee
44 025
-
69 688
-
income
8 017
-
12 429
-
health
574
-
1 101
-
pensions
3 360
-
6 441
-
total
11 951
-
19 971
-
Employer
44 025
-
69 688
-
pensions
4 448
-
7 989
-
health
837
-
1 324
-
total
5 285
-
9 313
-
Corporate
29 690
79 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

5 640
15 010
-
-
total
5 640
15 010
-
-
Dividends
24 050
63 990
-
-
withholding
1 805
4 800
-
-
total
1 805
4 800
-
-
Income
79 000
79 000
79 000
79 000
Total tax
24 681
19 810
29 284
20 740
After tax
54 319
59 190
49 716
58 260
Living cost
32 073
32 073
32 073
32 073
Free-cash
22 246
27 117
17 643
26 187

Estimated living cost  is ₽32073 per week

₽22002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2949
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽401
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6718
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
₽1457
₽5071
₽6083
₽2024
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 000
municipal
-
-
-
528
regional
-
-
-
1 483
national
-
-
-
16 070
social contributions
-
-
-
20 318
total
-
-
-
38 399
Employee
75 155
-
79 000
-
regional
1 135
-
1 235
-
social contributions
25 342
-
26 638
-
national
12 701
-
13 669
-
municipal
449
-
471
-
total
39 627
-
42 013
-
Employer
75 155
-
79 000
-
total
-
-
-
-
Corporate
3 845
79 000
-
-
nationa
922
18 959
-
-
municipal
184
3 808
-
-
total
1 106
22 767
-
-
Dividends
2 738
56 232
-
-
withholding
713
14 620
-
-
total
713
14 620
-
-
Income
79 000
79 000
79 000
79 000
Total tax
41 446
37 387
42 013
38 399
After tax
37 554
41 613
36 987
40 601
Living cost
35 530
35 530
35 530
35 530
Free-cash
2 024
6 083
1 457
5 071

Estimated living cost  is ₽35530 per week

₽24958
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2444
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7591
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽21848
₽35652
-₽12206
₽3544
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 000
income
-
-
-
18 853
health
-
-
-
1 844
accident
-
-
-
214
pensions
-
-
-
3 519
other
-
-
-
313
total
-
-
-
24 743
Employee
29 267
-
66 926
-
income
4 015
-
12 357
-
health
3 351
-
7 663
-
pensions
3 296
-
6 452
-
total
10 662
-
26 472
-
Employer
29 267
-
66 926
-
unemployment
717
-
1 640
-
pensions
4 759
-
9 317
-
accident
489
-
1 118
-
total
5 965
-
12 075
-
Corporate
43 769
79 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

39 392
71 100
-
-
total
39 392
71 100
-
-
Dividends
4 377
7 900
-
-
withholding
832
1 501
-
-
total
832
1 501
-
-
Income
79 000
79 000
79 000
79 000
Total tax
56 851
72 601
38 547
24 743
After tax
22 149
6 399
40 453
54 257
Living cost
18 605
18 605
18 605
18 605
Free-cash
3 544
-12 206
21 848
35 652

Estimated living cost  is ₽18605 per week

₽13636
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1031
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽388
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3550
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽22931
₽17545
₽6355
₽18020
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
79 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
14 732
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 093
trade
-
-
-
5 386
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
811
total
-
-
-
27 022
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 376
-
79 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 649
-
14 732
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 093
-
6 093
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

201
-
811
-
total
9 943
-
21 636
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
34 624
79 000
-
-
chamber of commerce
186
250
-
-
income
5 194
11 849
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

286
652
-
-
trade
4 969
11 336
-
-
total
10 635
24 087
-
-
Dividends
23 988
54 912
-
-
withholding
5 658
13 389
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

311
736
-
-
total
5 969
14 125
-
-
Income
79 000
79 000
79 000
79 000
Total tax
26 547
38 212
21 636
27 022
After tax
52 453
40 788
57 364
51 978
Living cost
34 433
34 433
34 433
34 433
Free-cash
18 020
6 355
22 931
17 545

Estimated living cost  is ₽34433 per week

₽23753
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽499
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6476
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽26089
₽23735
₽44645
₽37330
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
79 000
microenterprise
-
-
-
-
income
-
-
-
11 312
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
25 398
surtax
-
-
-
-
total
-
-
-
36 710
Employee
26 061
-
63 663
-
income
4 639
-
12 016
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 867
-
7 004
-
surtax
-
-
-
-
total
7 506
-
19 020
-
Employer
26 061
-
63 663
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

6 277
-
15 336
-
surtax
-
-
-
-
total
6 277
-
15 336
-
Corporate
46 661
79 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

9 332
15 800
-
-
total
9 332
15 800
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

37 329
63 200
-
-
total
-
-
-
-
Income
79 000
79 000
79 000
79 000
Total tax
23 115
15 800
34 356
36 710
After tax
55 885
63 200
44 644
42 290
Living cost
18 555
18 555
18 555
18 555
Free-cash
37 330
44 645
26 089
23 735

Estimated living cost  is ₽18555 per week

₽11837
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1767
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽421
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4529
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽31941
₽32773
₽37592
₽35670
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 000
income
-
-
-
19 797
health
-
-
-
6 189
pensions
-
-
-
8 537
total
-
-
-
34 523
Employee
17 826
-
69 396
-
income
3 448
-
19 348
-
health
891
-
2 134
-
unemployment
178
-
427
-
pensions
1 604
-
3 842
-
total
6 121
-
25 751
-
Employer
17 826
-
69 396
-
unemployment
357
-
854
-
pensions
1 961
-
4 695
-
health
1 694
-
4 055
-
total
4 012
-
9 604
-
Corporate
57 163
79 000
-
-
income
12 576
17 380
-
-
total
12 576
17 380
-
-
Dividends
44 587
61 620
-
-
withholding
8 917
12 324
-
-
total
8 917
12 324
-
-
Income
79 000
79 000
79 000
79 000
Total tax
31 626
29 704
35 355
34 523
After tax
47 374
49 296
43 645
44 477
Living cost
11 704
11 704
11 704
11 704
Free-cash
35 670
37 592
31 941
32 773

Estimated living cost  is ₽11704 per week

₽6955
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽949
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽268
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3532
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽20139
₽21655
₽29658
₽26819
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 000
income
-
-
-
14 126
health
-
-
-
5 609
unemployment
-
-
-
203
surtax
-
-
-
1 574
pensions
-
-
-
15 800
other
-
-
-
-
total
-
-
-
37 312
Employee
30 035
-
65 264
-
other
-
-
-
-
income
5 035
-
13 132
-
health
767
-
1 664
-
unemployment
2 090
-
4 543
-
surtax
107
-
1 400
-
pensions
2 004
-
4 353
-
total
10 003
-
25 092
-
Employer
30 035
-
65 264
-
unemployment
953
-
2 068
-
pensions
4 004
-
8 699
-
other
-
-
-
-
health
1 366
-
2 969
-
total
6 323
-
13 736
-
Corporate
42 642
79 000
-
-
income
11 088
20 540
-
-
total
11 088
20 540
-
-
Dividends
31 554
58 460
-
-
withholding
4 734
8 769
-
-
total
4 734
8 769
-
-
Income
79 000
79 000
79 000
79 000
Total tax
32 148
29 309
38 828
37 312
After tax
46 852
49 691
40 172
41 688
Living cost
20 033
20 033
20 033
20 033
Free-cash
26 819
29 658
20 139
21 655

Estimated living cost  is ₽20033 per week

₽12095
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1742
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5733
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
-₽2592
₽12558
₽16100
₽15655
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 000
income
-
-
-
11 543
chamber of commerce
-
-
-
316
health
-
-