Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 78500
per

Your estimated
City
free-cash

Valencia , Spain
-₽119321
-₽89925
-₽57922
-₽69169
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 500
accident
-
-
-
785
income
-
-
-
9 946
pensions
-
-
-
24 689
other
-
-
-
85
unemployment
-
-
-
608
total
-
-
-
36 113
Employee
150 002
-
35 312
-
unemployment
2 325
-
2 102
-
pensions
7 052
-
6 367
-
income
28 919
-
5 073
-
other
146
-
139
-
total
38 442
-
13 681
-
Employer
150 002
-
35 312
-
pensions
35 397
-
31 972
-
other
1 201
-
1 085
-
unemployment
8 253
-
7 452
-
accident
2 972
-
2 679
-
total
47 823
-
43 188
-
Corporate
-
78 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
11 779
-
-
total
-
11 779
-
-
Dividends
-
66 721
-
-
withholding
-
13 087
-
-
total
-
13 087
-
-
Income
78 500
78 500
78 500
78 500
Total tax
86 265
24 866
56 869
36 113
After tax
-7 765
53 634
21 631
42 387
Living cost
111 556
111 556
111 556
111 556
Free-cash
-119 321
-57 922
-89 925
-69 169

Estimated living cost  is ₽111556 per month

₽75298
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10724
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1955
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23580
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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