Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 77000
per

Your estimated
City
free-cash

Valencia , Spain
-₽66637
-₽134616
-₽79642
-₽101843
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
77 000
accident
-
-
-
840
income
-
-
-
9 314
pensions
-
-
-
26 411
other
-
-
-
91
unemployment
-
-
-
651
total
-
-
-
37 307
Employee
160 463
-
30 800
-
other
156
-
148
-
income
30 936
-
4 101
-
pensions
7 544
-
6 811
-
unemployment
2 487
-
2 248
-
total
41 123
-
13 308
-
Employer
160 463
-
30 800
-
accident
3 179
-
2 866
-
other
1 285
-
1 161
-
unemployment
8 828
-
7 972
-
pensions
37 866
-
34 201
-
total
51 158
-
46 200
-
Corporate
-
77 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
11 546
-
-
total
-
11 546
-
-
Dividends
-
65 454
-
-
withholding
-
12 756
-
-
total
-
12 756
-
-
Income
77 000
77 000
77 000
77 000
Total tax
92 281
24 302
59 508
37 307
After tax
-15 281
52 698
17 492
39 693
Living cost
119 335
119 335
119 335
119 335
Free-cash
-134 616
-66 637
-101 843
-79 642

Estimated living cost  is ₽119335 per month

₽80550
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽11472
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽2092
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽25225
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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