Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 75000
per

Your estimated
City
free-cash

Valencia , Spain
₽17447
₽16913
₽27839
₽23505
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 000
income
-
-
-
12 874
accident
-
-
-
676
unemployment
-
-
-
525
pensions
-
-
-
21 224
other
-
-
-
75
total
-
-
-
35 374
Employee
30 541
-
56 868
-
other
30
-
56
-
income
5 888
-
13 103
-
unemployment
473
-
881
-
pensions
1 436
-
2 672
-
total
7 827
-
16 712
-
Employer
30 541
-
56 868
-
unemployment
1 680
-
3 127
-
pensions
7 207
-
13 420
-
other
245
-
456
-
accident
605
-
1 125
-
total
9 737
-
18 128
-
Corporate
34 723
75 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

5 209
11 249
-
-
total
5 209
11 249
-
-
Dividends
29 514
63 751
-
-
withholding
6 009
13 199
-
-
total
6 009
13 199
-
-
Income
75 000
75 000
75 000
75 000
Total tax
28 782
24 448
34 840
35 374
After tax
46 218
50 552
40 160
39 626
Living cost
22 713
22 713
22 713
22 713
Free-cash
23 505
27 839
17 447
16 913

Estimated living cost  is ₽22713 per week

₽15331
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2183
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽398
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4801
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽21952
₽18603
₽33096
₽27517
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 000
income
-
-
-
9 527
health
-
-
-
3 299
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
18 000
other
-
-
-
3 563
total
-
-
-
34 389
Employee
29 990
-
59 903
-
income
5 163
-
10 312
-
health
420
-
839
-
unemployment
299
-
599
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 099
-
4 194
-
total
7 981
-
15 944
-
Employer
29 990
-
59 903
-
unemployment
299
-
599
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 099
-
10 183
-
other
1 500
-
2 995
-
accident
240
-
480
-
health
420
-
839
-
total
7 558
-
15 096
-
Corporate
37 452
75 000
-
-
income
7 865
15 749
-
-
total
7 865
15 749
-
-
Dividends
29 587
59 251
-
-
withholding
2 071
4 147
-
-
total
2 071
4 147
-
-
Income
75 000
75 000
75 000
75 000
Total tax
25 475
19 896
31 040
34 389
After tax
49 525
55 104
43 960
40 611
Living cost
22 008
22 008
22 008
22 008
Free-cash
27 517
33 096
21 952
18 603

Estimated living cost  is ₽22008 per week

₽15550
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1486
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽354
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4618
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽47404
₽45222
₽53298
₽49462
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 000
income
-
-
-
11 250
health
-
-
-
3 317
unemployment
-
-
-
115
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 269
total
-
-
-
18 951
Employee
14 336
-
69 341
-
income
1 433
-
6 934
-
health
659
-
1 327
-
accident

We are using the highest rate at 1.1%.

158
-
317
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 259
-
2 533
-
total
3 509
-
11 111
-
Employer
14 336
-
69 341
-
unemployment
86
-
173
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 580
-
3 178
-
accident

We are using the highest rate at 1.1%.

158
-
317
-
health
990
-
1 990
-
total
2 814
-
5 658
-
Corporate
57 851
75 000
-
-
income
5 785
7 500
-
-
total
5 785
7 500
-
-
Dividends
52 066
67 500
-
-
withholding
2 603
3 375
-
-
total
2 603
3 375
-
-
Income
75 000
75 000
75 000
75 000
Total tax
14 711
10 875
16 769
18 951
After tax
60 289
64 125
58 231
56 049
Living cost
10 827
10 827
10 827
10 827
Free-cash
49 462
53 298
47 404
45 222

Estimated living cost  is ₽10827 per week

₽6321
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽773
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽287
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3446
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽14881
₽15147
₽9540
₽14420
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 000
income
-
-
-
6 069
social contributions
-
-
-
2 136
health
-
-
-
972
surtax
-
-
-
-
pensions
-
-
-
20 091
other
-
-
-
2 326
total
-
-
-
31 594
Employee
35 350
-
57 152
-
income
2 086
-
5 917
-
social contributions
1 008
-
1 629
-
surtax
-
-
-
-
pensions
3 997
-
6 466
-
total
7 091
-
14 012
-
Employer
35 350
-
57 152
-
unemployment
1 431
-
2 315
-
social contributions
107
-
171
-
pensions
5 807
-
9 390
-
other
1 219
-
1 972
-
health
2 475
-
4 000
-
total
11 039
-
17 848
-
Corporate
28 611
75 000
-
-
income
8 011
21 000
-
-
surtax
-
-
-
-
total
8 011
21 000
-
-
Dividends
20 600
54 000
-
-
withholding
2 636
6 912
-
-
surtax
-
-
-
-
social contributions
3 544
9 289
-
-
total
6 180
16 201
-
-
Income
75 000
75 000
75 000
75 000
Total tax
32 321
37 201
31 860
31 594
After tax
42 679
37 799
43 140
43 406
Living cost
28 259
28 259
28 259
28 259
Free-cash
14 420
9 540
14 881
15 147

Estimated living cost  is ₽28259 per week

₽17818
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2298
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽481
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7663
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
-₽7019
₽8014
-₽2383
-₽7019
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 000
income
-
-
-
13 246
health
-
-
-
9 462
pensions
-
-
-
9 677
total
-
-
-
32 385
Employee
70 534
70 534
70 534
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

11 545
11 545
11 545
-
health
10 826
9 209
10 826
-
pensions
12 696
9 677
12 696
-
total
35 067
30 431
35 067
-
Employer
70 534
70 534
70 534
-
unemployment
2 539
2 539
2 539
-
pensions
4 909
4 909
4 909
-
health
4 903
4 903
4 903
-
total
12 351
12 351
12 351
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Income
75 000
75 000
75 000
75 000
Total tax
47 418
42 782
47 418
32 385
After tax
27 582
32 218
27 582
42 615
Living cost
34 601
34 601
34 601
34 601
Free-cash
-7 019
-2 383
-7 019
8 014

Estimated living cost  is ₽34601 per week

₽24521
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3119
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6411
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽29234
₽23469
₽12925
₽22062
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
75 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
14 318
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 643
trade
-
-
-
5 765
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
787
total
-
-
-
26 513
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 591
-
75 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

882
-
14 318
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 643
-
5 643
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
787
-
total
6 574
-
20 748
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
43 409
75 000
-
-
chamber of commerce
188
234
-
-
income
6 511
11 249
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

357
619
-
-
trade
6 837
11 812
-
-
total
13 893
23 914
-
-
Dividends
29 515
51 086
-
-
withholding
7 064
12 458
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

389
685
-
-
total
7 453
13 143
-
-
Income
75 000
75 000
75 000
75 000
Total tax
27 920
37 057
20 748
26 513
After tax
47 080
37 943
54 252
48 487
Living cost
25 018
25 018
25 018
25 018
Free-cash
22 062
12 925
29 234
23 469

Estimated living cost  is ₽25018 per week

₽15737
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2917
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽467
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽35044
₽35118
₽35821
₽31327
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 000
income
-
-
-
7 146
social contributions
-
-
-
11 701
health
-
-
-
1 912
total
-
-
-
20 759
Employee
63 512
63 512
68 088
-
income
6 915
5 879
7 114
-
social contributions
2 401
5 271
5 651
-
health
492
1 080
1 157
-
total
9 808
12 230
13 922
-
Employer
63 512
63 512
68 088
-
social contributions
2 401
5 271
5 651
-
health
534
1 176
1 260
-
total
2 935
6 447
6 911
-
Corporate
43 132
5 041
-
-
income
5 392
630
-
-
total
5 392
630
-
-
Dividends
37 740
4 411
-
-
withholding
6 415
749
-
-
total
6 415
749
-
-
Income
75 000
75 000
75 000
75 000
Total tax
24 550
20 056
20 833
20 759
After tax
50 450
54 944
54 167
54 241
Living cost
19 123
19 123
19 123
19 123
Free-cash
31 327
35 821
35 044
35 118

Estimated living cost  is ₽19123 per week

₽11461
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1876
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽423
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5364
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽12789
₽16293
₽16753
₽15920
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
75 000
income
-
-
-
6 736
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
26 063
surtax
-
-
-
-
total
-
-
-
32 799
Employee
37 988
-
60 606
-
income
7 902
-
15 243
-
social contributions
4 179
-
6 666
-
surtax
-
-
-
-
total
12 081
-
21 909
-
Employer
37 988
-
60 606
-
social contributions
9 022
-
14 394
-
total
9 022
-
14 394
-
Corporate
27 990
75 000
-
-
income
5 878
15 749
-
-
surtax
-
-
-
-
total
5 878
15 749
-
-
Dividends
22 112
59 251
-
-
withholding
6 191
16 590
-
-
total
6 191
16 590
-
-
Income
75 000
75 000
75 000
75 000
Total tax
33 172
32 339
36 303
32 799
After tax
41 828
42 661
38 697
42 201
Living cost
25 908
25 908
25 908
25 908
Free-cash
15 920
16 753
12 789
16 293

Estimated living cost  is ₽25908 per week

₽19384
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1528
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4563
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽53814
₽68064
₽65064
₽63905
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
75 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
750
total
-
-
-
750
Employee
7 732
-
75 000
-
income
1 546
-
15 000
-
total
1 546
-
15 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

67 268
75 000
-
-
total
-
-
-
-
Dividends
67 268
75 000
-
-
withholding
3 363
3 750
-
-
total
3 363
3 750
-
-
Income
75 000
75 000
75 000
75 000
Total tax
4 909
3 750
15 000
750
After tax
70 091
71 250
60 000
74 250
Living cost
6 186
6 186
6 186
6 186
Free-cash
63 905
65 064
53 814
68 064

Estimated living cost  is ₽6186 per week

₽3833
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽514
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽170
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1668
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽14834
₽16980
₽29484
₽22573
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
75 000
income
-
-
-
14 674
health
-
-
-
7 381
unemployment
-
-
-
113
pensions
-
-
-
13 698
total
-
-
-
35 866
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

36 524
-
64 896
-
income
6 299
-
13 567
-
health
2 359
-
4 191
-
unemployment
52
-
91
-
pensions
5 662
-
10 060
-
total
14 372
-
27 909
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

36 524
-
64 896
-
unemployment
22
-
39
-
pensions
3 232
-
5 743
-
health
2 433
-
4 321
-
total
5 687
-
10 103
-
Corporate
32 789
75 000
-
-
income
6 230
14 249
-
-
total
6 230
14 249
-
-
Dividends
26 559
60 751
-
-
withholding
3 984
9 113
-
-
total
3 984
9 113
-
-
Income
75 000
75 000
75 000
75 000
Total tax
30 273
23 362
38 012
35 866
After tax
44 727
51 638
36 988
39 134
Living cost
22 154
22 154
22 154
22 154
Free-cash
22 573
29 484
14 834
16 980

Estimated living cost  is ₽22154 per week

₽15204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1420
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽429
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5102
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽24982
₽16076
₽14403
₽18406
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
75 000
income
-
-
-
23 511
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 430
total
-
-
-
28 941
Employee
37 890
-
71 201
-
social contributions
3 796
-
3 799
-
income
4 111
-
12 437
-
total
7 907
-
16 236
-
Employer
37 890
-
71 201
-
social contributions
3 796
-
3 799
-
total
3 796
-
3 799
-
Corporate
33 314
75 000
-
-
income
11 660
26 250
-
-
total
11 660
26 250
-
-
Dividends
21 654
48 750
-
-
social contributions
3 248
4 364
-
-
total
3 248
4 364
-
-
Income
75 000
75 000
75 000
75 000
Total tax
26 611
30 614
20 035
28 941
After tax
48 389
44 386
54 965
46 059
Living cost
29 983
29 983
29 983
29 983
Free-cash
18 406
14 403
24 982
16 076

Estimated living cost  is ₽29983 per week

₽19749
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2364
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽459
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7409
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽31175
₽30652
₽28244
₽28669
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 000
income
-
-
-
11 249
social contributions
-
-
-
10 350
health
-
-
-
5 235
total
-
-
-
26 834
Employee
28 005
-
75 000
-
income
4 671
-
10 726
-
social contributions
3 865
-
10 350
-
health
1 955
-
5 235
-
total
10 491
-
26 311
-
Employer
28 005
-
75 000
-
total
-
-
-
-
Corporate
46 995
75 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

2 350
3 749
-
-
total
2 350
3 749
-
-
Dividends
44 646
71 251
-
-
withholding
6 698
10 688
-
-
health
3 116
4 973
-
-
social contributions
6 162
9 832
-
-
total
15 976
25 493
-
-
Income
75 000
75 000
75 000
75 000
Total tax
28 817
29 242
26 311
26 834
After tax
46 183
45 758
48 689
48 166
Living cost
17 514
17 514
17 514
17 514
Free-cash
28 669
28 244
31 175
30 652

Estimated living cost  is ₽17514 per week

₽11721
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1080
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽15388
₽13857
₽28966
₽20878
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 000
income
-
-
-
6 446
social contributions
-
-
-
21 900
solidarity contribution
-
-
-
-
health
-
-
-
10 125
total
-
-
-
38 471
Employee
33 342
-
55 970
-
solidarity contribution
-
-
-
-
income
4 001
-
6 716
-
social contributions
2 167
-
3 638
-
health
4 501
-
7 556
-
total
10 669
-
17 910
-
Employer
33 342
-
55 970
-
social contributions
8 335
-
13 993
-
health
3 001
-
5 037
-
total
11 336
-
19 030
-
Corporate
30 322
75 000
-
-
income
5 761
14 250
-
-
total
5 761
14 250
-
-
Dividends
24 561
60 750
-
-
withholding
3 684
9 112
-
-
total
3 684
9 112
-
-
Income
75 000
75 000
75 000
75 000
Total tax
31 450
23 362
36 940
38 471
After tax
43 550
51 638
38 060
36 529
Living cost
22 672
22 672
22 672
22 672
Free-cash
20 878
28 966
15 388
13 857

Estimated living cost  is ₽22672 per week

₽16861
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1256
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽392
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4164
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽50361
₽64611
₽61611
₽59804
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
75 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
750
total
-
-
-
750
Employee
12 049
-
75 000
-
income
2 410
-
15 000
-
total
2 410
-
15 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

62 951
75 000
-
-
total
-
-
-
-
Dividends
62 951
75 000
-
-
withholding
3 147
3 750
-
-
total
3 147
3 750
-
-
Income
75 000
75 000
75 000
75 000
Total tax
5 557
3 750
15 000
750
After tax
69 443
71 250
60 000
74 250
Living cost
9 639
9 639
9 639
9 639
Free-cash
59 804
61 611
50 361
64 611

Estimated living cost  is ₽9639 per week

₽6523
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽405
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽323
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
₽3247
₽3513
-₽2094
₽3585
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 000
income
-
-
-
6 069
social contributions
-
-
-
2 136
health
-
-
-
972
surtax
-
-
-
-
pensions
-
-
-
20 091
other
-
-
-
2 326
total
-
-
-
31 594
Employee
51 731
-
57 152
-
income
4 514
-
5 917
-
social contributions
1 473
-
1 629
-
surtax
-
-
-
-
pensions
5 851
-
6 466
-
total
11 838
-
14 012
-
Employer
51 731
-
57 152
-
unemployment
2 096
-
2 315
-
social contributions
155
-
171
-
pensions
8 500
-
9 390
-
other
1 785
-
1 972
-
health
3 621
-
4 000
-
total
16 157
-
17 848
-
Corporate
7 112
75 000
-
-
income
1 991
21 000
-
-
surtax
-
-
-
-
total
1 991
21 000
-
-
Dividends
5 121
54 000
-
-
withholding
655
6 912
-
-
surtax
-
-
-
-
social contributions
881
9 289
-
-
total
1 536
16 201
-
-
Income
75 000
75 000
75 000
75 000
Total tax
31 522
37 201
31 860
31 594
After tax
43 478
37 799
43 140
43 406
Living cost
39 893
39 893
39 893
39 893
Free-cash
3 585
-2 094
3 247
3 513

Estimated living cost  is ₽39893 per week

₽26999
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3263
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽547
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9083
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽24551
₽24550
₽39947
₽35895
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
75 000
income
-
-
-
13 208
health
-
-
-
6 268
unemployment
-
-
-
913
pensions
-
-
-
15 821
total
-
-
-
36 210
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

21 472
-
64 108
-
income
2 960
-
13 208
-
health
1 106
-
3 134
-
unemployment
161
-
456
-
pensions
3 006
-
8 519
-
total
7 233
-
25 317
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

21 472
-
64 108
-
unemployment
161
-
456
-
pensions
2 577
-
7 302
-
health
1 106
-
3 134
-
total
3 844
-
10 892
-
Corporate
49 684
75 000
-
-
income
7 453
11 250
-
-
total
7 453
11 250
-
-
Dividends
42 231
63 750
-
-
withholding
6 335
9 563
-
-
total
6 335
9 563
-
-
Income
75 000
75 000
75 000
75 000
Total tax
24 865
20 813
36 209
36 210
After tax
50 135
54 187
38 791
38 790
Living cost
14 240
14 240
14 240
14 240
Free-cash
35 895
39 947
24 551
24 550

Estimated living cost  is ₽14240 per week

₽9588
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1101
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽412
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3139
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
₽1041
₽4802
-₽23519
₽898
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 000
regional
-
-
-
2 551
national
-
-
-
454
health
-
-
-
189
city
-
-
-
790
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 500
pensions
-
-
-
6 900
total
-
-
-
12 384
Employee
67 657
-
67 130
-
regional
2 215
-
2 187
-
city
726
-
722
-
health
153
-
151
-
unemployment
-
-
-
-
national
320
-
316
-
pensions
5 684
-
5 638
-
total
9 098
-
9 014
-
Employer
67 657
-
67 130
-
unemployment
-
-
-
-
pensions
5 684
-
5 638
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 353
-
1 342
-
health
153
-
151
-
total
7 190
-
7 131
-
Corporate
-
75 000
-
-
regional
-
15 863
-
-
national
-
6 375
-
-
total
-
22 238
-
-
Dividends
-
52 763
-
-
withholding
-
18 467
-
-
total
-
18 467
-
-
Income
75 000
75 000
75 000
75 000
Total tax
16 288
40 705
16 145
12 384
After tax
58 712
34 295
58 855
62 616
Living cost
57 814
57 814
57 814
57 814
Free-cash
898
-23 519
1 041
4 802

Estimated living cost  is ₽57814 per week

₽37595
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽5188
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽710
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽14320
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₽11675
₽22398
₽18738
₽16154
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
75 000
municipal
-
-
-
13 354
national
-
-
-
6 727
health
-
-
-
810
total
-
-
-
20 891
Employee
43 455
-
63 094
-
health
324
-
627
-
unemployment
652
-
947
-
national
718
-
3 567
-
municipal
7 118
-
10 307
-
pensions
2 933
-
4 259
-
total
11 745
-
19 707
-
Employer
43 455
-
63 094
-
unemployment
282
-
411
-
pensions
7 539
-
10 947
-
accident
44
-
63
-
health
334
-
486
-
total
8 199
-
11 907
-
Corporate
23 345
75 000
-
-
income
4 669
15 000
-
-
total
4 669
15 000
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

14 007
45 000
-
-
national
-
1 451
-
-
municipal
2 522
8 100
-
-
total
2 522
9 551
-
-
Income
75 000
75 000
75 000
75 000
Total tax
27 135
24 551
31 614
20 891
After tax
47 865
50 449
43 386
54 109
Living cost
31 711
31 711
31 711
31 711
Free-cash
16 154
18 738
11 675
22 398

Estimated living cost  is ₽31711 per week

₽20713
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽505
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7444
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
-₽421
₽6037
₽11975
-₽1280
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 000
national
-
-
-
23 734
social contributions
-
-
-
11 290
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
3 823
total
-
-
-
38 847
Employee

The minimum management director salary is set at €45,000 per year.

59 081
-
58 091
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 776
-
2 730
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 082
-
3 030
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

514
-
505
-
national
18 164
-
17 775
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 431
-
4 357
-
total
28 967
-
28 397
-
Employer

The minimum management director salary is set at €45,000 per year.

59 081
-
58 091
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

862
-
848
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 235
-
5 147
-
surtax
6 699
-
6 586
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

768
-
755
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 633
-
3 572
-
total
17 197
-
16 908
-
Corporate
-
75 000
-
-
income
-
15 000
-
-
surtax
-
299
-
-
total
-
15 299
-
-
Dividends
-
59 700
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
17 610
-
-
total
-
17 610
-
-
Income
75 000
75 000
75 000
75 000
Total tax
46 164
32 909
45 305
38 847
After tax
28 836
42 091
29 695
36 153
Living cost
30 116
30 116
30 116
30 116
Free-cash
-1 280
11 975
-421
6 037

Estimated living cost  is ₽30116 per week

₽19398
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2633
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7613
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
₽6091
₽3543
₽6990
₽6228
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 000
municipal
-
-
-
15 935
national
-
-
-
-
health
-
-
-
4 644
accident
-
-
-
149
unemployment
-
-
-
74
pensions
-
-
-
8 046
other
-
-
-
8 649
total
-
-
-
37 497
Employee
48 390
-
57 069
-
national
-
-
-
-
municipal
14 430
-
17 018
-
total
14 430
-
17 018
-
Employer
48 390
-
57 069
-
unemployment
1 277
-
1 507
-
pensions
5 231
-
6 169
-
other
5 623
-
6 631
-
accident
97
-
114
-
health
2 976
-
3 510
-
total
15 204
-
17 931
-
Corporate
11 405
75 000
-
-
income
2 509
16 500
-
-
total
2 509
16 500
-
-
Dividends
8 896
58 500
-
-
withholding
2 669
17 550
-
-
total
2 669
17 550
-
-
Income
75 000
75 000
75 000
75 000
Total tax
34 812
34 050
34 949
37 497
After tax
40 188
40 950
40 051
37 503
Living cost
33 960
33 960
33 960
33 960
Free-cash
6 228
6 990
6 091
3 543

Estimated living cost  is ₽33960 per week

₽22508
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3332
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽516
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7605
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
₽25886
₽14193
₽7992
-₽55062
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 000
income
-
-
-
14 619
social contributions
-
-
-
8 550
total
-
-
-
23 169
Employee
53 968
-
-
-
income
11 904
-
-
-
social contributions
4 425
-
631
-
total
16 329
-
631
-
Employer
53 968
-
-
-
social contributions
76 095
-
10 845
-
total
76 095
-
10 845
-
Corporate
-
75 000
-
-
income
-
16 500
-
-
total
-
16 500
-
-
Dividends
-
58 500
-
-
income
-
12 870
-
-
total
-
12 870
-
-
Income
75 000
75 000
75 000
75 000
Total tax
92 424
29 370
11 476
23 169
After tax
-17 424
45 630
63 524
51 831
Living cost
37 638
37 638
37 638
37 638
Free-cash
-55 062
7 992
25 886
14 193

Estimated living cost  is ₽37638 per week

₽24421
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3540
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9197
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽27377
₽27451
₽28154
₽24729
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 000
income
-
-
-
7 146
social contributions
-
-
-
11 701
health
-
-
-
1 912
total
-
-
-
20 759
Employee
63 512
63 512
68 088
-
income
6 669
5 879
7 114
-
social contributions
3 086
5 271
5 651
-
health
632
1 080
1 157
-
total
10 387
12 230
13 922
-
Employer
63 512
63 512
68 088
-
social contributions
3 086
5 271
5 651
-
health
688
1 176
1 260
-
total
3 774
6 447
6 911
-
Corporate
34 048
5 041
-
-
income
4 256
630
-
-
total
4 256
630
-
-
Dividends
29 793
4 411
-
-
withholding
5 064
749
-
-
total
5 064
749
-
-
Income
75 000
75 000
75 000
75 000
Total tax
23 481
20 056
20 833
20 759
After tax
51 519
54 944
54 167
54 241
Living cost
26 790
26 790
26 790
26 790
Free-cash
24 729
28 154
27 377
27 451

Estimated living cost  is ₽26790 per week

₽18314
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2092
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽450
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5934
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽17021
₽25019
₽26041
₽21462
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 000
income
-
-
-
14 434
pensions
-
-
-
5 395
total
-
-
-
19 829
Employee
41 388
-
66 145
-
income
7 537
-
11 794
-
health
540
-
1 048
-
pensions
3 159
-
6 130
-
total
11 236
-
18 972
-
Employer
41 388
-
66 145
-
pensions
4 182
-
7 598
-
health
787
-
1 257
-
total
4 969
-
8 855
-
Corporate
28 644
75 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

5 442
14 250
-
-
total
5 442
14 250
-
-
Dividends
23 202
60 750
-
-
withholding
1 739
4 557
-
-
total
1 739
4 557
-
-
Income
75 000
75 000
75 000
75 000
Total tax
23 386
18 807
27 827
19 829
After tax
51 614
56 193
47 173
55 171
Living cost
30 152
30 152
30 152
30 152
Free-cash
21 462
26 041
17 021
25 019

Estimated living cost  is ₽30152 per week

₽20684
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2773
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽377
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6316
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
₽2046
₽5476
₽6603
₽2845
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 000
municipal
-
-
-
502
regional
-
-
-
1 427
national
-
-
-
15 401
social contributions
-
-
-
19 290
total
-
-
-
36 620
Employee
69 601
-
75 000
-
regional
1 051
-
1 192
-
social contributions
23 469
-
25 290
-
national
11 762
-
13 121
-
municipal
415
-
447
-
total
36 697
-
40 050
-
Employer
69 601
-
75 000
-
total
-
-
-
-
Corporate
5 399
75 000
-
-
nationa
1 296
18 000
-
-
municipal
260
3 614
-
-
total
1 556
21 614
-
-
Dividends
3 843
53 385
-
-
withholding
998
13 879
-
-
total
998
13 879
-
-
Income
75 000
75 000
75 000
75 000
Total tax
39 251
35 493
40 050
36 620
After tax
35 749
39 507
34 950
38 380
Living cost
32 904
32 904
32 904
32 904
Free-cash
2 845
6 603
2 046
5 476

Estimated living cost  is ₽32904 per week

₽23113
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2263
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽497
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7030
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽21238
₽34222
-₽11201
₽3424
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 000
income
-
-
-
18 033
health
-
-
-
1 713
accident
-
-
-
198
pensions
-
-
-
3 267
other
-
-
-
291
total
-
-
-
23 502
Employee
27 175
-
63 723
-
income
3 728
-
11 922
-
health
3 112
-
7 297
-
pensions
3 060
-
5 991
-
total
9 900
-
25 210
-
Employer
27 175
-
63 723
-
unemployment
666
-
1 561
-
pensions
4 419
-
8 651
-
accident
454
-
1 064
-
total
5 539
-
11 276
-
Corporate
42 286
75 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

38 057
67 500
-
-
total
38 057
67 500
-
-
Dividends
4 229
7 500
-
-
withholding
804
1 425
-
-
total
804
1 425
-
-
Income
75 000
75 000
75 000
75 000
Total tax
54 300
68 925
36 486
23 502
After tax
20 700
6 075
38 514
51 498
Living cost
17 276
17 276
17 276
17 276
Free-cash
3 424
-11 201
21 238
34 222

Estimated living cost  is ₽17276 per week

₽12662
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽957
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽361
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3297
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽22364
₽17112
₽6828
₽17630
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
75 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
14 318
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 643
trade
-
-
-
5 252
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
787
total
-
-
-
26 000
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 097
-
75 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 379
-
14 318
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 643
-
5 643
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
-
787
-
total
9 209
-
20 748
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
33 903
75 000
-
-
chamber of commerce
176
235
-
-
income
5 086
11 249
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

279
619
-
-
trade
4 865
10 762
-
-
total
10 406
22 865
-
-
Dividends
23 497
52 135
-
-
withholding
5 561
12 720
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

306
699
-
-
total
5 867
13 419
-
-
Income
75 000
75 000
75 000
75 000
Total tax
25 482
36 284
20 748
26 000
After tax
49 518
38 716
54 252
49 000
Living cost
31 888
31 888
31 888
31 888
Free-cash
17 630
6 828
22 364
17 112

Estimated living cost  is ₽31888 per week

₽21997
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3431
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽462
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5997
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽25177
₽22941
₽42817
₽36041
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
75 000
microenterprise
-
-
-
-
income
-
-
-
10 763
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
24 113
surtax
-
-
-
-
total
-
-
-
34 876
Employee
24 135
-
60 440
-
income
4 296
-
11 431
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 655
-
6 649
-
surtax
-
-
-
-
total
6 951
-
18 080
-
Employer
24 135
-
60 440
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

5 814
-
14 560
-
surtax
-
-
-
-
total
5 814
-
14 560
-
Corporate
45 051
75 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

9 011
15 000
-
-
total
9 011
15 000
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

36 040
60 000
-
-
total
-
-
-
-
Income
75 000
75 000
75 000
75 000
Total tax
21 776
15 000
32 640
34 876
After tax
53 224
60 000
42 360
40 124
Living cost
17 183
17 183
17 183
17 183
Free-cash
36 041
42 817
25 177
22 941

Estimated living cost  is ₽17183 per week

₽10963
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1636
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽390
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4194
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽31054
₽31812
₽36129
₽34375
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 000
income
-
-
-
19 090
health
-
-
-
5 643
pensions
-
-
-
7 784
total
-
-
-
32 517
Employee
16 253
-
66 243
-
income
3 144
-
18 681
-
health
813
-
1 946
-
unemployment
163
-
389
-
pensions
1 463
-
3 503
-
total
5 583
-
24 519
-
Employer
16 253
-
66 243
-
unemployment
325
-
778
-
pensions
1 788
-
4 281
-
health
1 544
-
3 697
-
total
3 657
-
8 756
-
Corporate
55 090
75 000
-
-
income
12 120
16 500
-
-
total
12 120
16 500
-
-
Dividends
42 970
58 500
-
-
withholding
8 594
11 700
-
-
total
8 594
11 700
-
-
Income
75 000
75 000
75 000
75 000
Total tax
29 954
28 200
33 275
32 517
After tax
45 046
46 800
41 725
42 483
Living cost
10 671
10 671
10 671
10 671
Free-cash
34 375
36 129
31 054
31 812

Estimated living cost  is ₽10671 per week

₽6341
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽865
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽244
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3220
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽19369
₽20813
₽28623
₽25994
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 000
income
-
-
-
13 577
health
-
-
-
5 325
unemployment
-
-
-
188
surtax
-
-
-
1 545
pensions
-
-
-
15 000
other
-
-
-
-
total
-
-
-
35 635
Employee
27 815
-
61 958
-
other
-
-
-
-
income
4 663
-
12 632
-
health
710
-
1 580
-
unemployment
1 936
-
4 312
-
surtax
99
-
1 379
-
pensions
1 856
-
4 133
-
total
9 264
-
24 036
-
Employer
27 815
-
61 958
-
unemployment
882
-
1 964
-
pensions
3 709
-
8 259
-
other
-
-
-
-
health
1 265
-
2 820
-
total
5 856
-
13 043
-
Corporate
41 329
75 000
-
-
income
10 746
19 500
-
-
total
10 746
19 500
-
-
Dividends
30 583
55 500
-
-
withholding
4 588
8 325
-
-
total
4 588
8 325
-
-
Income
75 000
75 000
75 000
75 000
Total tax
30 454
27 825
37 079
35 635
After tax
44 546
47 175
37 921
39 365
Living cost
18 552
18 552
18 552
18 552
Free-cash
25 994
28 623
19 369
20 813

Estimated living cost  is ₽18552 per week

₽11201
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1613
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽431
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
-₽2279
₽12412
₽15909
₽15500
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 000
income
-
-
-
11 260
chamber of commerce
-
-
-
299
health
-
-
-