Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 75000
per

Your estimated
City
free-cash

Valencia , Spain
₽23803
₽17668
₽17133
₽28089
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 000
unemployment
-
-
-
525
income
-
-
-
12 907
other
-
-
-
74
accident
-
-
-
676
pensions
-
-
-
21 225
total
-
-
-
35 407
Employee
30 200
-
56 869
-
unemployment
468
-
882
-
pensions
1 420
-
2 672
-
income
5 822
-
13 133
-
other
29
-
57
-
total
7 739
-
16 744
-
Employer
30 200
-
56 869
-
pensions
7 127
-
13 421
-
accident
598
-
1 125
-
unemployment
1 662
-
3 128
-
other
242
-
454
-
total
9 629
-
18 128
-
Corporate
35 172
75 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

5 276
11 249
-
-
total
5 276
11 249
-
-
Dividends
29 896
63 751
-
-
withholding
6 093
13 202
-
-
total
6 093
13 202
-
-
Income
75 000
75 000
75 000
75 000
Total tax
28 737
24 451
34 872
35 407
After tax
46 263
50 549
40 128
39 593
Living cost
22 460
22 460
22 460
22 460
Free-cash
23 803
28 089
17 668
17 133

Estimated living cost  is ₽22460 per week

₽15160
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2159
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽394
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4747
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽27826
₽22200
₽18850
₽33339
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 000
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
17 999
income
-
-
-
9 526
other
-
-
-
3 562
health
-
-
-
3 300
total
-
-
-
34 387
Employee
29 655
-
59 902
-
health
415
-
839
-
unemployment
296
-
598
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 075
-
4 193
-
income
5 105
-
10 312
-
total
7 891
-
15 942
-
Employer
29 655
-
59 902
-
health
415
-
839
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 042
-
10 183
-
accident
237
-
479
-
unemployment
296
-
598
-
other
1 483
-
2 996
-
total
7 473
-
15 095
-
Corporate
37 871
75 000
-
-
income
7 953
15 750
-
-
total
7 953
15 750
-
-
Dividends
29 918
59 250
-
-
withholding
2 094
4 148
-
-
total
2 094
4 148
-
-
Income
75 000
75 000
75 000
75 000
Total tax
25 411
19 898
31 037
34 387
After tax
49 589
55 102
43 963
40 613
Living cost
21 763
21 763
21 763
21 763
Free-cash
27 826
33 339
22 200
18 850

Estimated living cost  is ₽21763 per week

₽15377
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1469
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽350
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4566
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽49625
₽47626
₽45427
₽53418
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 000
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 222
unemployment
-
-
-
114
income
-
-
-
11 250
health
-
-
-
3 280
total
-
-
-
18 866
Employee
14 177
-
69 404
-
health
652
-
1 312
-
accident

We are using the highest rate at 1.1%.

156
-
314
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 245
-
2 505
-
income
1 417
-
6 940
-
total
3 470
-
11 071
-
Employer
14 177
-
69 404
-
health
979
-
1 968
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 562
-
3 143
-
accident

We are using the highest rate at 1.1%.

156
-
314
-
unemployment
85
-
171
-
total
2 782
-
5 596
-
Corporate
58 041
75 000
-
-
income
5 804
7 500
-
-
total
5 804
7 500
-
-
Dividends
52 237
67 500
-
-
withholding
2 612
3 375
-
-
total
2 612
3 375
-
-
Income
75 000
75 000
75 000
75 000
Total tax
14 668
10 875
16 667
18 866
After tax
60 332
64 125
58 333
56 134
Living cost
10 707
10 707
10 707
10 707
Free-cash
49 625
53 418
47 626
45 427

Estimated living cost  is ₽10707 per week

₽6251
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽765
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽284
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3408
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽14681
₽15101
₽15436
₽9856
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 000
income
-
-
-
6 199
other
-
-
-
2 326
health
-
-
-
1 021
social contributions
-
-
-
2 137
pensions
-
-
-
19 937
surtax
-
-
-
-
total
-
-
-
31 620
Employee
34 956
-
57 151
-
pensions
3 952
-
6 463
-
income
2 063
-
6 016
-
social contributions
997
-
1 627
-
surtax
-
-
-
-
total
7 012
-
14 106
-
Employer
34 956
-
57 151
-
health
2 447
-
4 000
-
social contributions
105
-
172
-
pensions
5 742
-
9 391
-
unemployment
1 415
-
2 314
-
other
1 206
-
1 972
-
total
10 915
-
17 849
-
Corporate
29 128
75 000
-
-
income
8 156
21 000
-
-
surtax
-
-
-
-
total
8 156
21 000
-
-
Dividends
20 973
54 000
-
-
social contributions
3 608
9 287
-
-
surtax
-
-
-
-
withholding
2 684
6 913
-
-
total
6 292
16 200
-
-
Income
75 000
75 000
75 000
75 000
Total tax
32 375
37 200
31 955
31 620
After tax
42 625
37 800
43 045
43 380
Living cost
27 944
27 944
27 944
27 944
Free-cash
14 681
9 856
15 101
15 436

Estimated living cost  is ₽27944 per week

₽17620
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2272
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7578
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
-₽6103
-₽6103
₽8394
-₽1519
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 000
pensions
-
-
-
9 569
income
-
-
-
13 417
health
-
-
-
9 405
total
-
-
-
32 391
Employee
69 747
69 747
69 747
-
health
10 705
9 106
10 705
-
pensions
12 554
9 569
12 554
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

11 416
11 416
11 416
-
total
34 675
30 091
34 675
-
Employer
69 747
69 747
69 747
-
health
4 848
4 848
4 848
-
pensions
4 854
4 854
4 854
-
unemployment
2 511
2 511
2 511
-
total
12 213
12 213
12 213
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
75 000
75 000
75 000
75 000
Total tax
46 888
42 304
46 888
32 391
After tax
28 112
32 696
28 112
42 609
Living cost
34 215
34 215
34 215
34 215
Free-cash
-6 103
-1 519
-6 103
8 394

Estimated living cost  is ₽34215 per week

₽24247
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3084
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽544
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6339
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽22234
₽29417
₽23585
₽13204
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
75 000
trade
-
-
-
5 832
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
14 469
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 580
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
795
total
-
-
-
26 676
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 239
-
75 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 580
-
5 580
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

873
-
14 469
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

48
-
795
-
total
6 501
-
20 844
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
43 761
75 000
-
-
income
6 564
11 249
-
-
trade
6 893
11 812
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

361
618
-
-
chamber of commerce
188
232
-
-
total
14 006
23 911
-
-
Dividends
29 756
51 088
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

392
685
-
-
withholding
7 128
12 461
-
-
total
7 520
13 146
-
-
Income
75 000
75 000
75 000
75 000
Total tax
28 027
37 057
20 844
26 676
After tax
46 973
37 943
54 156
48 324
Living cost
24 739
24 739
24 739
24 739
Free-cash
22 234
13 204
29 417
23 585

Estimated living cost  is ₽24739 per week

₽15561
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2884
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽462
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5831
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽31583
₽35130
₽35205
₽36029
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 000
income
-
-
-
7 272
health
-
-
-
1 913
social contributions
-
-
-
11 700
total
-
-
-
20 885
Employee
62 804
62 804
68 089
-
health
487
1 068
1 158
-
income
6 838
5 814
7 240
-
social contributions
2 374
5 212
5 651
-
total
9 699
12 094
14 049
-
Employer
62 804
62 804
68 089
-
health
529
1 162
1 260
-
social contributions
2 374
5 212
5 651
-
total
2 903
6 374
6 911
-
Corporate
43 488
5 821
-
-
income
5 436
727
-
-
total
5 436
727
-
-
Dividends
38 052
5 094
-
-
withholding
6 469
866
-
-
total
6 469
866
-
-
Income
75 000
75 000
75 000
75 000
Total tax
24 507
20 061
20 960
20 885
After tax
50 493
54 939
54 040
54 115
Living cost
18 910
18 910
18 910
18 910
Free-cash
31 583
36 029
35 130
35 205

Estimated living cost  is ₽18910 per week

₽11333
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1855
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽418
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5304
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽16220
₽13027
₽16562
₽17041
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
75 000
income
-
-
-
6 757
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
26 062
surtax
-
-
-
-
total
-
-
-
32 819
Employee
37 564
-
60 606
-
income
7 813
-
15 294
-
social contributions
4 132
-
6 666
-
surtax
-
-
-
-
total
11 945
-
21 960
-
Employer
37 564
-
60 606
-
social contributions
8 921
-
14 394
-
total
8 921
-
14 394
-
Corporate
28 515
75 000
-
-
income
5 987
15 750
-
-
surtax
-
-
-
-
total
5 987
15 750
-
-
Dividends
22 527
59 250
-
-
withholding
6 308
16 590
-
-
total
6 308
16 590
-
-
Income
75 000
75 000
75 000
75 000
Total tax
33 161
32 340
36 354
32 819
After tax
41 839
42 660
38 646
42 181
Living cost
25 619
25 619
25 619
25 619
Free-cash
16 220
17 041
13 027
16 562

Estimated living cost  is ₽25619 per week

₽19168
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1511
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽428
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4512
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽64017
₽53909
₽68159
₽65159
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
75 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
750
total
-
-
-
750
Employee
7 614
-
75 000
-
income
1 523
-
15 000
-
total
1 523
-
15 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

67 386
75 000
-
-
total
-
-
-
-
Dividends
67 386
75 000
-
-
withholding
3 369
3 750
-
-
total
3 369
3 750
-
-
Income
75 000
75 000
75 000
75 000
Total tax
4 892
3 750
15 000
750
After tax
70 108
71 250
60 000
74 250
Living cost
6 091
6 091
6 091
6 091
Free-cash
64 017
65 159
53 909
68 159

Estimated living cost  is ₽6091 per week

₽3775
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽506
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽167
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1643
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽22900
₽15040
₽17187
₽29731
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
75 000
pensions
-
-
-
13 697
unemployment
-
-
-
113
income
-
-
-
14 715
health
-
-
-
7 381
total
-
-
-
35 906
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

36 117
-
64 894
-
health
2 333
-
4 193
-
unemployment
51
-
91
-
pensions
5 598
-
10 059
-
income
6 228
-
13 606
-
total
14 210
-
27 949
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

36 117
-
64 894
-
health
2 405
-
4 323
-
pensions
3 196
-
5 742
-
unemployment
22
-
39
-
total
5 623
-
10 104
-
Corporate
33 260
75 000
-
-
income
6 319
14 250
-
-
total
6 319
14 250
-
-
Dividends
26 941
60 750
-
-
withholding
4 041
9 112
-
-
total
4 041
9 112
-
-
Income
75 000
75 000
75 000
75 000
Total tax
30 193
23 362
38 053
35 906
After tax
44 807
51 638
36 947
39 094
Living cost
21 907
21 907
21 907
21 907
Free-cash
22 900
29 731
15 040
17 187

Estimated living cost  is ₽21907 per week

₽15034
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1404
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5045
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽18662
₽25330
₽16932
₽14787
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
75 000
income
-
-
-
23 249
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 171
total
-
-
-
28 420
Employee
37 468
-
71 243
-
social contributions
3 754
-
3 757
-
income
4 065
-
12 508
-
total
7 819
-
16 265
-
Employer
37 468
-
71 243
-
social contributions
3 754
-
3 757
-
total
3 754
-
3 757
-
Corporate
33 779
75 000
-
-
income
11 823
26 250
-
-
total
11 823
26 250
-
-
Dividends
21 956
48 750
-
-
social contributions
3 294
4 315
-
-
total
3 294
4 315
-
-
Income
75 000
75 000
75 000
75 000
Total tax
26 690
30 565
20 022
28 420
After tax
48 310
44 435
54 978
46 580
Living cost
29 648
29 648
29 648
29 648
Free-cash
18 662
14 787
25 330
16 932

Estimated living cost  is ₽29648 per week

₽19529
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2337
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽454
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7327
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽28863
₽31321
₽30846
₽28437
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 000
income
-
-
-
11 249
health
-
-
-
5 236
social contributions
-
-
-
10 350
total
-
-
-
26 835
Employee
27 693
-
75 000
-
health
1 933
-
5 236
-
income
4 619
-
10 774
-
social contributions
3 822
-
10 350
-
total
10 374
-
26 360
-
Employer
27 693
-
75 000
-
total
-
-
-
-
Corporate
47 307
75 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

2 365
3 749
-
-
total
2 365
3 749
-
-
Dividends
44 942
71 251
-
-
social contributions
6 201
9 833
-
-
withholding
6 741
10 688
-
-
health
3 137
4 974
-
-
total
16 079
25 495
-
-
Income
75 000
75 000
75 000
75 000
Total tax
28 818
29 244
26 360
26 835
After tax
46 182
45 756
48 640
48 165
Living cost
17 319
17 319
17 319
17 319
Free-cash
28 863
28 437
31 321
30 846

Estimated living cost  is ₽17319 per week

₽11590
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1068
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽398
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4261
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽20751
₽15295
₽13764
₽28872
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 000
income
-
-
-
6 446
health
-
-
-
10 125
social contributions
-
-
-
21 900
solidarity contribution
-
-
-
-
total
-
-
-
38 471
Employee
33 479
-
55 970
-
health
4 520
-
7 556
-
solidarity contribution
-
-
-
-
income
4 017
-
6 716
-
social contributions
2 176
-
3 638
-
total
10 713
-
17 910
-
Employer
33 479
-
55 970
-
health
3 013
-
5 037
-
social contributions
8 370
-
13 993
-
total
11 383
-
19 030
-
Corporate
30 139
75 000
-
-
income
5 726
14 250
-
-
total
5 726
14 250
-
-
Dividends
24 412
60 750
-
-
withholding
3 662
9 113
-
-
total
3 662
9 113
-
-
Income
75 000
75 000
75 000
75 000
Total tax
31 484
23 363
36 940
38 471
After tax
43 516
51 637
38 060
36 529
Living cost
22 765
22 765
22 765
22 765
Free-cash
20 751
28 872
15 295
13 764

Estimated living cost  is ₽22765 per week

₽16930
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1261
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽394
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4181
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽59978
₽50508
₽64758
₽61758
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
75 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
750
total
-
-
-
750
Employee
11 865
-
75 000
-
income
2 373
-
15 000
-
total
2 373
-
15 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

63 135
75 000
-
-
total
-
-
-
-
Dividends
63 135
75 000
-
-
withholding
3 157
3 750
-
-
total
3 157
3 750
-
-
Income
75 000
75 000
75 000
75 000
Total tax
5 530
3 750
15 000
750
After tax
69 470
71 250
60 000
74 250
Living cost
9 492
9 492
9 492
9 492
Free-cash
59 978
61 758
50 508
64 758

Estimated living cost  is ₽9492 per week

₽6423
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽398
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽318
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2352
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
₽3969
₽3597
₽3932
-₽1648
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 000
income
-
-
-
6 199
other
-
-
-
2 326
health
-
-
-
1 021
social contributions
-
-
-
2 137
pensions
-
-
-
19 937
surtax
-
-
-
-
total
-
-
-
31 620
Employee
51 154
-
57 151
-
pensions
5 786
-
6 463
-
income
4 463
-
6 016
-
social contributions
1 457
-
1 627
-
surtax
-
-
-
-
total
11 706
-
14 106
-
Employer
51 154
-
57 151
-
health
3 580
-
4 000
-
social contributions
153
-
172
-
pensions
8 405
-
9 391
-
unemployment
2 072
-
2 314
-
other
1 765
-
1 972
-
total
15 975
-
17 849
-
Corporate
7 869
75 000
-
-
income
2 204
21 000
-
-
surtax
-
-
-
-
total
2 204
21 000
-
-
Dividends
5 665
54 000
-
-
social contributions
973
9 287
-
-
surtax
-
-
-
-
withholding
725
6 913
-
-
total
1 698
16 200
-
-
Income
75 000
75 000
75 000
75 000
Total tax
31 583
37 200
31 955
31 620
After tax
43 417
37 800
43 045
43 380
Living cost
39 448
39 448
39 448
39 448
Free-cash
3 969
-1 648
3 597
3 932

Estimated living cost  is ₽39448 per week

₽26698
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3227
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8982
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽36109
₽24829
₽24831
₽40112
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
75 000
pensions
-
-
-
15 638
unemployment
-
-
-
902
income
-
-
-
13 359
health
-
-
-
6 195
total
-
-
-
36 094
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

21 224
-
64 234
-
health
1 093
-
3 098
-
unemployment
159
-
451
-
pensions
2 971
-
8 421
-
income
2 926
-
13 359
-
total
7 149
-
25 329
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

21 224
-
64 234
-
health
1 093
-
3 098
-
pensions
2 547
-
7 218
-
unemployment
159
-
451
-
total
3 799
-
10 767
-
Corporate
49 977
75 000
-
-
income
7 496
11 250
-
-
total
7 496
11 250
-
-
Dividends
42 480
63 750
-
-
withholding
6 372
9 563
-
-
total
6 372
9 563
-
-
Income
75 000
75 000
75 000
75 000
Total tax
24 816
20 813
36 096
36 094
After tax
50 184
54 187
38 904
38 906
Living cost
14 075
14 075
14 075
14 075
Free-cash
36 109
40 112
24 829
24 831

Estimated living cost  is ₽14075 per week

₽9477
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1089
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽407
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3102
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
₽1819
₽2051
₽5792
-₽22471
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 000
pensions
-
-
-
6 899
city
-
-
-
790
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 500
health
-
-
-
185
regional
-
-
-
2 589
national
-
-
-
478
total
-
-
-
12 441
Employee
66 432
-
67 130
-
health
150
-
152
-
unemployment
-
-
-
-
city
713
-
722
-
pensions
5 581
-
5 638
-
regional
2 175
-
2 213
-
national
314
-
324
-
total
8 933
-
9 049
-
Employer
66 432
-
67 130
-
health
150
-
152
-
pensions
5 581
-
5 638
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 328
-
1 343
-
total
7 059
-
7 133
-
Corporate
777
75 000
-
-
regional
165
15 863
-
-
national
66
6 374
-
-
total
231
22 237
-
-
Dividends
547
52 763
-
-
withholding
191
18 467
-
-
total
191
18 467
-
-
Income
75 000
75 000
75 000
75 000
Total tax
16 414
40 704
16 182
12 441
After tax
58 586
34 296
58 818
62 559
Living cost
56 767
56 767
56 767
56 767
Free-cash
1 819
-22 471
2 051
5 792

Estimated living cost  is ₽56767 per week

₽36915
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽5094
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽697
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽14061
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₽16553
₽11958
₽22648
₽19021
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
75 000
municipal
-
-
-
13 354
health
-
-
-
814
national
-
-
-
6 827
total
-
-
-
20 995
Employee
42 971
-
63 093
-
health
321
-
631
-
unemployment
645
-
947
-
pensions
2 900
-
4 259
-
national
710
-
3 636
-
municipal
7 038
-
10 305
-
total
11 614
-
19 778
-
Employer
42 971
-
63 093
-
health
330
-
485
-
pensions
7 455
-
10 947
-
accident
43
-
64
-
unemployment
279
-
411
-
total
8 107
-
11 907
-
Corporate
23 922
75 000
-
-
income
4 785
15 000
-
-
total
4 785
15 000
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

14 353
45 000
-
-
municipal
2 584
8 100
-
-
national
-
1 522
-
-
total
2 584
9 622
-
-
Income
75 000
75 000
75 000
75 000
Total tax
27 090
24 622
31 685
20 995
After tax
47 910
50 378
43 315
54 005
Living cost
31 357
31 357
31 357
31 357
Free-cash
16 553
19 021
11 958
22 648

Estimated living cost  is ₽31357 per week

₽20482
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3016
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽499
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7361
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
-₽428
-₽144
₽6261
₽12307
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 000
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
3 819
social contributions
-
-
-
11 339
national
-
-
-
23 801
total
-
-
-
38 959
Employee

The minimum management director salary is set at €45,000 per year.

58 422
-
58 090
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 745
-
2 731
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 047
-
3 030
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

508
-
505
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 382
-
4 357
-
national
17 961
-
17 831
-
total
28 643
-
28 454
-
Employer

The minimum management director salary is set at €45,000 per year.

58 422
-
58 090
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 593
-
3 573
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 177
-
5 147
-
surtax
6 624
-
6 587
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

759
-
755
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

852
-
848
-
total
17 005
-
16 910
-
Corporate
-
75 000
-
-
income
-
15 000
-
-
surtax
-
301
-
-
total
-
15 301
-
-
Dividends
-
59 699
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
17 612
-
-
total
-
17 612
-
-
Income
75 000
75 000
75 000
75 000
Total tax
45 648
32 913
45 364
38 959
After tax
29 352
42 087
29 636
36 041
Living cost
29 780
29 780
29 780
29 780
Free-cash
-428
12 307
-144
6 261

Estimated living cost  is ₽29780 per week

₽19182
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2604
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽467
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7528
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
₽4924
₽4815
₽2151
₽5714
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 000
unemployment
-
-
-
75
municipal
-
-
-
15 886
other
-
-
-
8 715
health
-
-
-
4 680
national
-
-
-
-
accident
-
-
-
150
pensions
-
-
-
8 107
total
-
-
-
37 613
Employee
50 208
-
57 069
-
national
-
-
-
-
municipal
14 972
-
17 018
-
total
14 972
-
17 018
-
Employer
50 208
-
57 069
-
health
3 088
-
3 510
-
pensions
5 427
-
6 169
-
accident
100
-
114
-
unemployment
1 325
-
1 507
-
other
5 834
-
6 631
-
total
15 774
-
17 931
-
Corporate
9 016
75 000
-
-
income
1 984
16 500
-
-
total
1 984
16 500
-
-
Dividends
7 033
58 500
-
-
withholding
2 110
17 550
-
-
total
2 110
17 550
-
-
Income
75 000
75 000
75 000
75 000
Total tax
34 840
34 050
34 949
37 613
After tax
40 160
40 950
40 051
37 387
Living cost
35 236
35 236
35 236
35 236
Free-cash
4 924
5 714
4 815
2 151

Estimated living cost  is ₽35236 per week

₽23353
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3458
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽535
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7890
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
-₽59128
₽24351
₽13016
₽6815
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 000
income
-
-
-
14 619
social contributions
-
-
-
8 550
total
-
-
-
23 169
Employee
55 654
-
-
-
income
12 276
-
-
-
social contributions
4 564
-
650
-
total
16 840
-
650
-
Employer
55 654
-
-
-
social contributions
78 473
-
11 184
-
total
78 473
-
11 184
-
Corporate
-
75 000
-
-
income
-
16 500
-
-
total
-
16 500
-
-
Dividends
-
58 500
-
-
income
-
12 870
-
-
total
-
12 870
-
-
Income
75 000
75 000
75 000
75 000
Total tax
95 313
29 370
11 834
23 169
After tax
-20 313
45 630
63 166
51 831
Living cost
38 814
38 814
38 814
38 814
Free-cash
-59 128
6 815
24 351
13 016

Estimated living cost  is ₽38814 per week

₽25184
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3650
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9485
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽25060
₽27549
₽27624
₽28448
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 000
income
-
-
-
7 272
health
-
-
-
1 913
social contributions
-
-
-
11 700
total
-
-
-
20 885
Employee
62 804
62 804
68 089
-
health
625
1 068
1 158
-
income
6 595
5 814
7 240
-
social contributions
3 052
5 212
5 651
-
total
10 272
12 094
14 049
-
Employer
62 804
62 804
68 089
-
health
680
1 162
1 260
-
social contributions
3 052
5 212
5 651
-
total
3 732
6 374
6 911
-
Corporate
34 505
5 821
-
-
income
4 313
727
-
-
total
4 313
727
-
-
Dividends
30 192
5 094
-
-
withholding
5 132
866
-
-
total
5 132
866
-
-
Income
75 000
75 000
75 000
75 000
Total tax
23 449
20 061
20 960
20 885
After tax
51 551
54 939
54 040
54 115
Living cost
26 491
26 491
26 491
26 491
Free-cash
25 060
28 448
27 549
27 624

Estimated living cost  is ₽26491 per week

₽18109
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2069
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽445
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5868
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽22656
₽17971
₽25567
₽26781
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 000
income
-
-
-
14 878
pensions
-
-
-
5 441
total
-
-
-
20 319
Employee
39 963
-
66 100
-
health
521
-
1 056
-
pensions
3 050
-
6 187
-
income
7 278
-
11 771
-
total
10 849
-
19 014
-
Employer
39 963
-
66 100
-
health
760
-
1 257
-
pensions
4 038
-
7 644
-
total
4 798
-
8 901
-
Corporate
30 240
75 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

5 746
14 250
-
-
total
5 746
14 250
-
-
Dividends
24 494
60 750
-
-
withholding
1 837
4 855
-
-
total
1 837
4 855
-
-
Income
75 000
75 000
75 000
75 000
Total tax
23 230
19 105
27 915
20 319
After tax
51 770
55 895
47 085
54 681
Living cost
29 114
29 114
29 114
29 114
Free-cash
22 656
26 781
17 971
25 567

Estimated living cost  is ₽29114 per week

₽19972
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2677
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽364
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6099
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
₽3253
₽2340
₽5771
₽6970
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 000
municipal
-
-
-
501
regional
-
-
-
1 436
social contributions
-
-
-
19 290
national
-
-
-
15 465
total
-
-
-
36 692
Employee
68 824
-
75 000
-
social contributions
23 207
-
25 290
-
regional
1 039
-
1 200
-
national
11 631
-
13 185
-
municipal
411
-
448
-
total
36 288
-
40 123
-
Employer
68 824
-
75 000
-
total
-
-
-
-
Corporate
6 176
75 000
-
-
nationa
1 482
17 999
-
-
municipal
298
3 614
-
-
total
1 780
21 613
-
-
Dividends
4 396
53 386
-
-
withholding
1 142
13 880
-
-
total
1 142
13 880
-
-
Income
75 000
75 000
75 000
75 000
Total tax
39 210
35 493
40 123
36 692
After tax
35 790
39 507
34 877
38 308
Living cost
32 537
32 537
32 537
32 537
Free-cash
3 253
6 970
2 340
5 771

Estimated living cost  is ₽32537 per week

₽22855
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2238
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽491
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6951
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽3423
₽21216
₽34206
-₽11219
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 000
pensions
-
-
-
3 271
income
-
-
-
18 026
other
-
-
-
291
health
-
-
-
1 714
accident
-
-
-
198
total
-
-
-
23 500
Employee
27 204
-
63 715
-
health
3 115
-
7 295
-
pensions
3 063
-
5 997
-
income
3 732
-
11 913
-
total
9 910
-
25 205
-
Employer
27 204
-
63 715
-
pensions
4 424
-
8 660
-
accident
454
-
1 064
-
unemployment
666
-
1 561
-
total
5 544
-
11 285
-
Corporate
42 252
75 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

38 026
67 500
-
-
total
38 026
67 500
-
-
Dividends
4 225
7 500
-
-
withholding
803
1 425
-
-
total
803
1 425
-
-
Income
75 000
75 000
75 000
75 000
Total tax
54 283
68 925
36 490
23 500
After tax
20 717
6 075
38 510
51 500
Living cost
17 294
17 294
17 294
17 294
Free-cash
3 423
-11 219
21 216
34 206

Estimated living cost  is ₽17294 per week

₽12675
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽958
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽361
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3300
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽17864
₽22624
₽17311
₽7182
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
75 000
trade
-
-
-
5 313
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
14 469
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 580
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
795
total
-
-
-
26 157
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

40 638
-
75 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 580
-
5 580
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 342
-
14 469
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

184
-
795
-
total
9 106
-
20 844
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
34 362
75 000
-
-
income
5 154
11 249
-
-
trade
4 930
10 763
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

284
618
-
-
chamber of commerce
175
234
-
-
total
10 543
22 864
-
-
Dividends
23 819
52 135
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

310
699
-
-
withholding
5 645
12 723
-
-
total
5 955
13 422
-
-
Income
75 000
75 000
75 000
75 000
Total tax
25 604
36 286
20 844
26 157
After tax
49 396
38 714
54 156
48 843
Living cost
31 532
31 532
31 532
31 532
Free-cash
17 864
7 182
22 624
17 311

Estimated living cost  is ₽31532 per week

₽21752
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3393
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽457
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5930
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽36309
₽25357
₽23123
₽43008
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
75 000
income
-
-
-
10 773
microenterprise
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
24 112
surtax
-
-
-
-
total
-
-
-
34 885
Employee
23 866
-
60 440
-
income
4 248
-
11 443
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 626
-
6 648
-
surtax
-
-
-
-
total
6 874
-
18 091
-
Employer
23 866
-
60 440
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

5 749
-
14 560
-
surtax
-
-
-
-
total
5 749
-
14 560
-
Corporate
45 386
75 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

9 076
15 000
-
-
total
9 076
15 000
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

36 309
60 000
-
-
total
-
-
-
-
Income
75 000
75 000
75 000
75 000
Total tax
21 699
15 000
32 651
34 885
After tax
53 301
60 000
42 349
40 115
Living cost
16 992
16 992
16 992
16 992
Free-cash
36 309
43 008
25 357
23 123

Estimated living cost  is ₽16992 per week

₽10840
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1618
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽386
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4148
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽35112
₽32103
₽32817
₽36762
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 000
income
-
-
-
19 514
health
-
-
-
5 309
pensions
-
-
-
7 322
total
-
-
-
32 145
Employee
15 289
-
66 763
-
health
764
-
1 831
-
unemployment
153
-
366
-
pensions
1 376
-
3 295
-
income
2 958
-
19 130
-
total
5 251
-
24 622
-
Employer
15 289
-
66 763
-
health
1 453
-
3 478
-
pensions
1 682
-
4 027
-
unemployment
306
-
732
-
total
3 441
-
8 237
-
Corporate
56 270
75 000
-
-
income
12 380
16 500
-
-
total
12 380
16 500
-
-
Dividends
43 891
58 500
-
-
withholding
8 778
11 700
-
-
total
8 778
11 700
-
-
Income
75 000
75 000
75 000
75 000
Total tax
29 850
28 200
32 859
32 145
After tax
45 150
46 800
42 141
42 855
Living cost
10 038
10 038
10 038
10 038
Free-cash
35 112
36 762
32 103
32 817

Estimated living cost  is ₽10038 per week

₽5965
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽814
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽230
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3029
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽26231
₽19482
₽20926
₽28830
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 000
pensions
-
-
-
15 000
unemployment
-
-
-
186
income
-
-
-
13 650
other
-
-
-
-
health
-
-
-
5 326
surtax
-
-
-
1 567
total
-
-
-
35 729
Employee
27 505
-
61 957
-
health
702
-
1 579
-
unemployment
1 914
-
4 312
-
pensions
1 835
-
4 132
-
income
4 611
-
12 706
-
other
-
-
-
-
surtax
98
-
1 401
-
total
9 160
-
24 130
-
Employer
27 505
-
61 957
-
health
1 251
-
2 819
-
pensions
3 667
-
8 260
-
unemployment
873
-
1 964
-
other
-
-
-
-
total
5 791
-
13 043
-
Corporate
41 704
75 000
-
-
income
10 843
19 500
-
-
total
10 843
19 500
-
-
Dividends
30 861
55 500
-
-
withholding
4 630
8 325
-
-
total
4 630
8 325
-
-
Income
75 000
75 000
75 000
75 000
Total tax
30 424
27 825
37 173
35 729
After tax
44 576
47 175
37 827
39 271
Living cost
18 345
18 345
18 345
18 345
Free-cash
26 231
28 830
19 482
20 926

Estimated living cost  is ₽18345 per week

₽11076
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1595
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽426
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5250
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
₽15783
-₽2288
₽12626
₽16188
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
75 000
pensions
-
-
-
13 875
chamber of commerce
-
-
-
301
unemployment
-
-
-