Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 74000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽41154
₽39615
₽46941
₽37718
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
74 000
health
-
-
-
3 813
income
-
-
-
11 100
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 907
unemployment
-
-
-
133
total
-
-
-
19 953
Employee
21 622
-
67 495
-
accident

We are using the highest rate at 1.1%.

238
-
365
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 898
-
2 911
-
health
995
-
1 525
-
income
2 163
-
6 749
-
total
5 294
-
11 550
-
Employer
21 622
-
67 495
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 383
-
3 654
-
health
1 492
-
2 288
-
unemployment
130
-
199
-
accident

We are using the highest rate at 1.1%.

238
-
365
-
total
4 243
-
6 506
-
Corporate
48 136
74 000
-
-
income
4 814
7 400
-
-
total
4 814
7 400
-
-
Dividends
43 322
66 600
-
-
withholding
2 166
3 330
-
-
total
2 166
3 330
-
-
Income
74 000
74 000
74 000
74 000
Total tax
16 517
10 730
18 056
19 953
After tax
57 483
63 270
55 944
54 047
Living cost
16 329
16 329
16 329
16 329
Free-cash
41 154
46 941
39 615
37 718

Estimated living cost  is ₽16329 per week

₽10800
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽935
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽390
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4205
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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