Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 74000
per

Your estimated
City
free-cash

Andorra , Andorra
₽29037
₽35569
₽31111
₽38689
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
74 000
social contributions
-
-
-
16 279
income
-
-
-
772
total
-
-
-
17 051
Employee
29 853
-
64 069
-
social contributions
1 940
-
4 166
-
income
-
-
881
-
total
1 940
-
5 047
-
Employer
29 853
-
64 069
-
social contributions
4 627
-
9 930
-
total
4 627
-
9 930
-
Corporate
39 520
74 000
-
-
income
3 952
7 399
-
-
total
3 952
7 399
-
-
Dividends
35 568
66 601
-
-
total
-
-
-
-
Income
74 000
74 000
74 000
74 000
Total tax
10 519
7 399
14 977
17 051
After tax
63 481
66 601
59 023
56 949
Living cost
27 912
27 912
27 912
27 912
Free-cash
35 569
38 689
31 111
29 037

Estimated living cost  is ₽27912 per week

₽18048
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2104
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7235
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽9916
₽11813
-₽4505
₽12273
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
74 000
surtax
-
-
-
-
unemployment
-
-
-
5 695
health
-
-
-
5 662
chamber of commerce
-
-
-
296
pensions
-
-
-
13 690
income
-
-
-
9 116
total
-
-
-
34 459
Employee
40 590
37 005
57 462
-
unemployment
1 218
1 110
1 723
-
other
405
370
574
-
income
3 616
2 730
8 453
-
pensions
4 157
3 789
5 884
-
health
1 570
1 433
2 224
-
total
10 966
9 432
18 858
-
Employer
40 590
37 005
57 462
-
pensions
5 094
4 645
7 211
-
surtax
-
-
-
-
payroll
1 218
1 110
1 723
-
other
1 928
1 757
2 730
-
health
1 535
1 399
2 173
-
accident
527
481
747
-
unemployment
1 218
1 110
1 723
-
chamber of commerce
162
148
229
-
total
11 682
10 650
16 536
-
Corporate
21 728
26 345
53 940
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

5 433
6 587
13 486
-
total
5 433
6 587
13 486
-
Dividends
16 296
19 758
-
-
withholding
4 481
5 433
-
-
total
4 481
5 433
-
-
Income
74 000
74 000
74 000
74 000
Total tax
32 562
32 102
48 880
34 459
After tax
41 438
41 898
25 120
39 541
Living cost
29 625
29 625
29 625
29 625
Free-cash
11 813
12 273
-4 505
9 916

Estimated living cost  is ₽29625 per week

₽17771
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3026
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8300
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽6639
₽7646
-₽7640
₽9079
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
74 000
surtax
-
-
-
183
unemployment
-
-
-
5 695
health
-
-
-
5 662
chamber of commerce
-
-
-
296
pensions
-
-
-
13 690
income
-
-
-
9 116
total
-
-
-
34 642
Employee
46 406
37 005
57 320
-
unemployment
1 392
1 110
1 720
-
other
463
370
573
-
income
5 283
2 730
8 411
-
pensions
4 752
3 789
5 870
-
health
1 796
1 433
2 219
-
total
13 686
9 432
18 793
-
Employer
46 406
37 005
57 320
-
pensions
5 824
4 645
7 193
-
surtax
183
183
183
-
payroll
1 392
1 110
1 720
-
other
2 204
1 757
2 722
-
health
1 753
1 399
2 167
-
accident
603
481
745
-
unemployment
1 392
1 110
1 720
-
chamber of commerce
185
148
229
-
total
13 536
10 833
16 679
-
Corporate
14 058
26 162
53 795
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

3 514
6 541
13 449
-
total
3 514
6 541
13 449
-
Dividends
10 544
19 621
-
-
withholding
2 899
5 396
-
-
total
2 899
5 396
-
-
Income
74 000
74 000
74 000
74 000
Total tax
33 635
32 202
48 921
34 642
After tax
40 365
41 798
25 079
39 358
Living cost
32 719
32 719
32 719
32 719
Free-cash
7 646
9 079
-7 640
6 639

Estimated living cost  is ₽32719 per week

₽21822
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2791
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7568
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽2810
-₽11756
-₽3878
₽7715
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
74 000
national
-
-
-
23 000
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
3 808
social contributions
-
-
-
10 525
total
-
-
-
37 333
Employee

The minimum management director salary is set at €45,000 per year.

66 421
-
57 316
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

578
-
499
-
national
20 420
-
16 857
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 464
-
2 990
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 982
-
4 298
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 121
-
2 694
-
total
32 565
-
27 338
-
Employer

The minimum management director salary is set at €45,000 per year.

66 421
-
57 316
-
surtax
7 531
-
6 499
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 886
-
5 078
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 085
-
3 524
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

863
-
745
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

969
-
837
-
total
19 334
-
16 683
-
Corporate
-
74 000
-
-
income
-
14 800
-
-
surtax
-
296
-
-
total
-
15 096
-
-
Dividends
-
58 904
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
17 332
-
-
total
-
17 332
-
-
Income
74 000
74 000
74 000
74 000
Total tax
51 899
32 428
44 021
37 333
After tax
22 101
41 572
29 979
36 667
Living cost
33 857
33 857
33 857
33 857
Free-cash
-11 756
7 715
-3 878
2 810

Estimated living cost  is ₽33857 per week

₽21808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8559
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽38262
₽41635
₽40198
₽47294
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
74 000
unemployment
-
-
-
130
health
-
-
-
3 731
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 801
income
-
-
-
11 100
total
-
-
-
19 762
Employee
21 155
-
67 635
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
income
2 116
-
6 764
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 857
-
2 848
-
health
973
-
1 492
-
total
5 178
-
11 461
-
Employer
21 155
-
67 635
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 331
-
3 575
-
health
1 460
-
2 238
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
unemployment
127
-
195
-
total
4 150
-
6 365
-
Corporate
48 695
74 000
-
-
income
4 870
7 400
-
-
total
4 870
7 400
-
-
Dividends
43 825
66 600
-
-
withholding
2 191
3 330
-
-
total
2 191
3 330
-
-
Income
74 000
74 000
74 000
74 000
Total tax
16 389
10 730
17 826
19 762
After tax
57 611
63 270
56 174
54 238
Living cost
15 976
15 976
15 976
15 976
Free-cash
41 635
47 294
40 198
38 262

Estimated living cost  is ₽15976 per week

₽10566
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽915
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽381
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4114
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽42061
₽46778
₽43997
₽51094
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
74 000
unemployment
-
-
-
130
health
-
-
-
3 731
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 801
income
-
-
-
11 100
total
-
-
-
19 762
Employee
16 123
-
67 635
-
accident

We are using the highest rate at 1.1%.

178
-
357
-
income
1 612
-
6 764
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 416
-
2 848
-
health
742
-
1 492
-
total
3 948
-
11 461
-
Employer
16 123
-
67 635
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 777
-
3 575
-
health
1 113
-
2 238
-
accident

We are using the highest rate at 1.1%.

178
-
357
-
unemployment
96
-
195
-
total
3 164
-
6 365
-
Corporate
54 713
74 000
-
-
income
5 472
7 400
-
-
total
5 472
7 400
-
-
Dividends
49 241
66 600
-
-
withholding
2 462
3 330
-
-
total
2 462
3 330
-
-
Income
74 000
74 000
74 000
74 000
Total tax
15 046
10 730
17 826
19 762
After tax
58 954
63 270
56 174
54 238
Living cost
12 176
12 176
12 176
12 176
Free-cash
46 778
51 094
43 997
42 061

Estimated living cost  is ₽12176 per week

₽7109
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽870
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽323
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3876
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽33267
₽27722
₽32230
₽31503
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
74 000
health
-
-
-
1 887
social contributions
-
-
-
11 544
income
-
-
-
5 803
total
-
-
-
19 234
Employee
71 403
71 403
71 403
-
income
7 775
6 610
6 737
-
social contributions
2 700
5 926
5 575
-
health
553
1 214
1 142
-
total
11 028
13 750
13 454
-
Employer
71 403
71 403
71 403
-
social contributions
2 700
5 926
5 575
-
health
601
1 322
1 242
-
total
3 301
7 248
6 817
-
Corporate
38 173
-
-
-
income
4 772
-
-
-
total
4 772
-
-
-
Dividends
33 401
-
-
-
withholding
5 678
-
-
-
total
5 678
-
-
-
Income
74 000
74 000
74 000
74 000
Total tax
24 779
20 998
20 271
19 234
After tax
49 221
53 002
53 729
54 766
Living cost
21 499
21 499
21 499
21 499
Free-cash
27 722
31 503
32 230
33 267

Estimated living cost  is ₽21499 per week

₽12885
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2109
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6030
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽24648
₽20307
₽23611
₽22884
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
74 000
health
-
-
-
1 887
social contributions
-
-
-
11 544
income
-
-
-
5 803
total
-
-
-
19 234
Employee
71 403
71 403
71 403
-
income
7 498
6 610
6 737
-
social contributions
3 470
5 926
5 575
-
health
710
1 214
1 142
-
total
11 678
13 750
13 454
-
Employer
71 403
71 403
71 403
-
social contributions
3 470
5 926
5 575
-
health
774
1 322
1 242
-
total
4 244
7 248
6 817
-
Corporate
27 961
-
-
-
income
3 494
-
-
-
total
3 494
-
-
-
Dividends
24 467
-
-
-
withholding
4 159
-
-
-
total
4 159
-
-
-
Income
74 000
74 000
74 000
74 000
Total tax
23 575
20 998
20 271
19 234
After tax
50 425
53 002
53 729
54 766
Living cost
30 118
30 118
30 118
30 118
Free-cash
20 307
22 884
23 611
24 648

Estimated living cost  is ₽30118 per week

₽20589
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2352
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6671
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽14565
₽21810
₽16075
₽29472
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
74 000
health
-
-
-
9 990
social contributions
-
-
-
21 608
income
-
-
-
6 360
solidarity contribution
-
-
-
-
total
-
-
-
37 958
Employee
31 583
-
55 224
-
income
3 790
-
6 627
-
social contributions
2 053
-
3 590
-
health
4 264
-
7 455
-
solidarity contribution
-
-
-
-
total
10 107
-
17 672
-
Employer
31 583
-
55 224
-
social contributions
7 896
-
13 806
-
health
2 842
-
4 970
-
total
10 738
-
18 776
-
Corporate
31 679
74 000
-
-
income
6 019
14 060
-
-
total
6 019
14 060
-
-
Dividends
25 660
59 940
-
-
withholding
3 849
8 991
-
-
total
3 849
8 991
-
-
Income
74 000
74 000
74 000
74 000
Total tax
30 713
23 051
36 448
37 958
After tax
43 287
50 949
37 552
36 042
Living cost
21 477
21 477
21 477
21 477
Free-cash
21 810
29 472
16 075
14 565

Estimated living cost  is ₽21477 per week

₽14918
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1528
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4609
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽9577
₽15042
₽11087
₽24484
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
74 000
health
-
-
-
9 990
social contributions
-
-
-
21 608
income
-
-
-
6 360
solidarity contribution
-
-
-
-
total
-
-
-
37 958
Employee
38 919
-
55 224
-
income
4 670
-
6 627
-
social contributions
2 530
-
3 590
-
health
5 254
-
7 455
-
solidarity contribution
-
-
-
-
total
12 454
-
17 672
-
Employer
38 919
-
55 224
-
social contributions
9 730
-
13 806
-
health
3 503
-
4 970
-
total
13 233
-
18 776
-
Corporate
21 849
74 000
-
-
income
4 151
14 060
-
-
total
4 151
14 060
-
-
Dividends
17 698
59 940
-
-
withholding
2 655
8 991
-
-
total
2 655
8 991
-
-
Income
74 000
74 000
74 000
74 000
Total tax
32 493
23 051
36 448
37 958
After tax
41 507
50 949
37 552
36 042
Living cost
26 465
26 465
26 465
26 465
Free-cash
15 042
24 484
11 087
9 577

Estimated living cost  is ₽26465 per week

₽19681
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1466
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4860
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽1871
-₽128866
-₽128866
-₽128866
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
74 000
national
-
-
-
7 557
pensions
-
-
-
807
municipal
-
-
-
13 068
labour market
-
-
-
5 855
total
-
-
-
27 287
Employee
189 268
189 268
189 268
-
municipal
40 303
40 303
40 303
-
national
23 122
23 122
23 122
-
pensions
269
269
269
-
labour market
15 120
15 120
15 120
-
total
78 814
78 814
78 814
-
Employer
189 268
189 268
189 268
-
pensions
538
538
538
-
labour market
15 141
15 141
15 141
-
municipal
40 368
40 368
40 368
-
national
23 163
23 163
23 163
-
total
79 210
79 210
79 210
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
74 000
74 000
74 000
74 000
Total tax
158 024
158 024
158 024
27 287
After tax
-84 024
-84 024
-84 024
46 713
Living cost
44 842
44 842
44 842
44 842
Free-cash
-128 866
-128 866
-128 866
1 871

Estimated living cost  is ₽44842 per week

₽30690
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3967
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽690
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9495
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽17237
₽31002
₽20224
₽36772
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
74 000
health
-
-
-
9 619
pensions
-
-
-
14 800
income
-
-
-
9 916
total
-
-
-
34 335
Employee
26 342
-
55 307
-
unemployment
421
-
885
-
income
2 966
-
10 663
-
pensions
527
-
1 107
-
total
3 914
-
12 655
-
Employer
26 342
-
55 307
-
pensions
5 269
-
11 061
-
health
3 424
-
7 190
-
unemployment
211
-
442
-
total
8 904
-
18 693
-
Corporate
38 754
74 000
-
-
income
7 752
14 800
-
-
total
7 752
14 800
-
-
Dividends
31 002
59 200
-
-
total
-
-
-
-
Income
74 000
74 000
74 000
74 000
Total tax
20 570
14 800
31 348
34 335
After tax
53 430
59 200
42 652
39 665
Living cost
22 428
22 428
22 428
22 428
Free-cash
31 002
36 772
20 224
17 237

Estimated living cost  is ₽22428 per week

₽15383
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1336
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5258
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽18874
₽11023
₽8059
₽14755
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
74 000
national
-
-
-
5 540
health
-
-
-
752
municipal
-
-
-
13 184
total
-
-
-
19 476
Employee
48 854
-
62 254
-
unemployment
733
-
934
-
municipal
8 002
-
10 178
-
national
807
-
2 659
-
pensions
3 297
-
4 203
-
health
365
-
571
-
total
13 204
-
18 545
-
Employer
48 854
-
62 254
-
pensions
8 476
-
10 800
-
health
375
-
479
-
accident
49
-
62
-
unemployment
317
-
405
-
total
9 217
-
11 746
-
Corporate
15 928
74 000
-
-
income
3 186
14 800
-
-
total
3 186
14 800
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

9 557
44 400
-
-
municipal
1 720
7 991
-
-
national
-
804
-
-
total
1 720
8 795
-
-
Income
74 000
74 000
74 000
74 000
Total tax
27 327
23 595
30 291
19 476
After tax
46 673
50 405
43 709
54 524
Living cost
35 650
35 650
35 650
35 650
Free-cash
11 023
14 755
8 059
18 874

Estimated living cost  is ₽35650 per week

₽23287
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3429
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽567
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8368
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽14401
₽13834
₽15169
₽8675
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
74 000
surtax
-
-
-
-
health
-
-
-
640
pensions
-
-
-
21 731
social contributions
-
-
-
2 108
income
-
-
-
4 204
other
-
-
-
2 294
total
-
-
-
30 977
Employee
35 475
-
56 391
-
income
1 829
-
4 616
-
surtax
-
-
-
-
social contributions
1 011
-
1 607
-
pensions
4 012
-
6 377
-
total
6 852
-
12 600
-
Employer
35 475
-
56 391
-
pensions
5 829
-
9 264
-
social contributions
106
-
169
-
other
1 225
-
1 945
-
health
2 483
-
3 947
-
unemployment
1 436
-
2 284
-
total
11 079
-
17 609
-
Corporate
27 447
74 000
-
-
income
7 685
20 719
-
-
surtax
-
-
-
-
total
7 685
20 719
-
-
Dividends
19 762
53 281
-
-
withholding
2 529
6 819
-
-
social contributions
3 399
9 165
-
-
surtax
-
-
-
-
total
5 928
15 984
-
-
Income
74 000
74 000
74 000
74 000
Total tax
31 544
36 703
30 209
30 977
After tax
42 456
37 297
43 791
43 023
Living cost
28 622
28 622
28 622
28 622
Free-cash
13 834
8 675
15 169
14 401

Estimated living cost  is ₽28622 per week

₽16599
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2908
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽543
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8573
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽11254
₽11012
₽12022
₽5528
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
74 000
surtax
-
-
-
-
health
-
-
-
640
pensions
-
-
-
21 731
social contributions
-
-
-
2 108
income
-
-
-
4 204
other
-
-
-
2 294
total
-
-
-
30 977
Employee
39 741
-
56 391
-
income
2 345
-
4 616
-
surtax
-
-
-
-
social contributions
1 133
-
1 607
-
pensions
4 493
-
6 377
-
total
7 971
-
12 600
-
Employer
39 741
-
56 391
-
pensions
6 529
-
9 264
-
social contributions
120
-
169
-
other
1 371
-
1 945
-
health
2 782
-
3 947
-
unemployment
1 609
-
2 284
-
total
12 411
-
17 609
-
Corporate
21 848
74 000
-
-
income
6 118
20 719
-
-
surtax
-
-
-
-
total
6 118
20 719
-
-
Dividends
15 730
53 281
-
-
withholding
2 014
6 819
-
-
social contributions
2 705
9 165
-
-
surtax
-
-
-
-
total
4 719
15 984
-
-
Income
74 000
74 000
74 000
74 000
Total tax
31 219
36 703
30 209
30 977
After tax
42 781
37 297
43 791
43 023
Living cost
31 769
31 769
31 769
31 769
Free-cash
11 012
5 528
12 022
11 254

Estimated living cost  is ₽31769 per week

₽20032
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2583
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8615
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₽1826
-₽2321
-₽1058
-₽7552
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
74 000
surtax
-
-
-
-
health
-
-
-
640
pensions
-
-
-
21 731
social contributions
-
-
-
2 108
income
-
-
-
4 204
other
-
-
-
2 294
total
-
-
-
30 977
Employee
58 158
-
56 391
-
income
5 074
-
4 616
-
surtax
-
-
-
-
social contributions
1 656
-
1 607
-
pensions
6 578
-
6 377
-
total
13 308
-
12 600
-
Employer
58 158
-
56 391
-
pensions
9 556
-
9 264
-
social contributions
174
-
169
-
other
2 007
-
1 945
-
health
4 071
-
3 947
-
unemployment
2 356
-
2 284
-
total
18 164
-
17 609
-
Corporate
-
74 000
-
-
income
-
20 719
-
-
surtax
-
-
-
-
total
-
20 719
-
-
Dividends
-
53 281
-
-
withholding
-
6 819
-
-
social contributions
-
9 165
-
-
surtax
-
-
-
-
total
-
15 984
-
-
Income
74 000
74 000
74 000
74 000
Total tax
31 472
36 703
30 209
30 977
After tax
42 528
37 297
43 791
43 023
Living cost
44 849
44 849
44 849
44 849
Free-cash
-2 321
-7 552
-1 058
-1 826

Estimated living cost  is ₽44849 per week

₽30353
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3669
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽615
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10212
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽67311
₽63236
₽53251
₽64351
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
74 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
740
total
-
-
-
740
Employee
7 436
-
74 000
-
income
1 487
-
14 800
-
total
1 487
-
14 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

66 564
74 000
-
-
total
-
-
-
-
Dividends
66 564
74 000
-
-
withholding
3 328
3 700
-
-
total
3 328
3 700
-
-
Income
74 000
74 000
74 000
74 000
Total tax
4 815
3 700
14 800
740
After tax
69 185
70 300
59 200
73 260
Living cost
5 949
5 949
5 949
5 949
Free-cash
63 236
64 351
53 251
67 311

Estimated living cost  is ₽5949 per week

₽3687
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽495
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽164
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1604
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽63990
₽59291
₽49930
₽61030
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
74 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
740
total
-
-
-
740
Employee
11 588
-
74 000
-
income
2 318
-
14 800
-
total
2 318
-
14 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

62 412
74 000
-
-
total
-
-
-
-
Dividends
62 412
74 000
-
-
withholding
3 121
3 700
-
-
total
3 121
3 700
-
-
Income
74 000
74 000
74 000
74 000
Total tax
5 439
3 700
14 800
740
After tax
68 561
70 300
59 200
73 260
Living cost
9 270
9 270
9 270
9 270
Free-cash
59 291
61 030
49 930
63 990

Estimated living cost  is ₽9270 per week

₽6273
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽311
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2297
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽14283
₽14529
₽18706
₽2382
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
74 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
684
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
12 416
trade
-
-
-
4 423
total
-
-
-
23 867
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 202
-
74 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 799
-
12 416
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

210
-
684
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
10 353
-
19 444
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
27 798
74 000
-
-
trade
3 989
10 619
-
-
income
4 169
11 100
-
-
chamber of commerce
181
250
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

229
610
-
-
total
8 568
22 579
-
-
Dividends
19 229
51 422
-
-
withholding
4 455
12 502
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

245
687
-
-
total
4 700
13 189
-
-
Income
74 000
74 000
74 000
74 000
Total tax
23 621
35 768
19 444
23 867
After tax
50 379
38 232
54 556
50 133
Living cost
35 850
35 850
35 850
35 850
Free-cash
14 529
2 382
18 706
14 283

Estimated living cost  is ₽35850 per week

₽24730
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3857
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽520
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6742
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽21575
₽19613
₽26430
₽9344
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
74 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
684
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
12 416
trade
-
-
-
4 855
total
-
-
-
24 299
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

35 516
-
74 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

992
-
12 416
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

55
-
684
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
7 391
-
19 444
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
38 484
74 000
-
-
trade
6 062
11 655
-
-
income
5 773
11 100
-
-
chamber of commerce
196
247
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

317
610
-
-
total
12 348
23 612
-
-
Dividends
26 137
50 389
-
-
withholding
6 182
12 245
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

340
673
-
-
total
6 522
12 918
-
-
Income
74 000
74 000
74 000
74 000
Total tax
26 261
36 530
19 444
24 299
After tax
47 739
37 470
54 556
49 701
Living cost
28 126
28 126
28 126
28 126
Free-cash
19 613
9 344
26 430
21 575

Estimated living cost  is ₽28126 per week

₽17692
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3279
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6629
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽13007
₽13657
₽18078
₽611
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
74 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
684
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
12 416
trade
-
-
-
5 071
total
-
-
-
24 515
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 090
-
74 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 046
-
12 416
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

222
-
684
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
10 612
-
19 444
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
26 910
74 000
-
-
trade
4 426
12 173
-
-
income
4 037
11 100
-
-
chamber of commerce
180
247
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

222
610
-
-
total
8 865
24 130
-
-
Dividends
18 045
49 871
-
-
withholding
4 159
12 115
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

229
666
-
-
total
4 388
12 781
-
-
Income
74 000
74 000
74 000
74 000
Total tax
23 865
36 911
19 444
24 515
After tax
50 135
37 089
54 556
49 485
Living cost
36 478
36 478
36 478
36 478
Free-cash
13 657
611
18 078
13 007

Estimated living cost  is ₽36478 per week

₽24397
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3847
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽544
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7690
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽6732
₽9227
₽12018
-₽5829
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
74 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
684
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
12 416
trade
-
-
-
5 286
total
-
-
-
24 730
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

55 805
-
74 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 562
-
12 416
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

361
-
684
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
13 267
-
19 444
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
18 195
74 000
-
-
trade
3 121
12 691
-
-
income
2 730
11 100
-
-
chamber of commerce
167
245
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

150
610
-
-
total
6 168
24 646
-
-
Dividends
12 027
49 355
-
-
withholding
2 654
11 986
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

146
659
-
-
total
2 800
12 645
-
-
Income
74 000
74 000
74 000
74 000
Total tax
22 235
37 291
19 444
24 730
After tax
51 765
36 709
54 556
49 270
Living cost
42 538
42 538
42 538
42 538
Free-cash
9 227
-5 829
12 018
6 732

Estimated living cost  is ₽42538 per week

₽31068
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3403
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7516
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽19148
₽22738
₽17586
₽25689
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
74 000
surtax
-
-
-
1 248
unemployment
-
-
-
211
health
-
-
-
5 255
pensions
-
-
-
14 800
income
-
-
-
12 481
other
-
-
-
-
total
-
-
-
33 995
Employee
31 271
-
61 131
-
unemployment
2 176
-
4 256
-
other
-
-
-
-
income
5 242
-
11 686
-
surtax
111
-
1 110
-
pensions
2 086
-
4 078
-
health
798
-
1 559
-
total
10 413
-
22 689
-
Employer
31 271
-
61 131
-
pensions
4 169
-
8 148
-
other
-
-
-
-
health
1 422
-
2 782
-
unemployment
992
-
1 938
-
total
6 583
-
12 868
-
Corporate
36 146
74 000
-
-
income
9 397
19 241
-
-
total
9 397
19 241
-
-
Dividends
26 748
54 759
-
-
withholding
4 012
8 213
-
-
total
4 012
8 213
-
-
Income
74 000
74 000
74 000
74 000
Total tax
30 405
27 454
35 557
33 995
After tax
43 595
46 546
38 443
40 005
Living cost
20 857
20 857
20 857
20 857
Free-cash
22 738
25 689
17 586
19 148

Estimated living cost  is ₽20857 per week

₽12592
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1813
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5968
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽19515
₽23168
₽17953
₽26056
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
74 000
surtax
-
-
-
1 248
unemployment
-
-
-
211
health
-
-
-
5 255
pensions
-
-
-
14 800
income
-
-
-
12 481
other
-
-
-
-
total
-
-
-
33 995
Employee
30 707
-
61 131
-
unemployment
2 137
-
4 256
-
other
-
-
-
-
income
5 147
-
11 686
-
surtax
100
-
1 110
-
pensions
2 048
-
4 078
-
health
784
-
1 559
-
total
10 216
-
22 689
-
Employer
30 707
-
61 131
-
pensions
4 093
-
8 148
-
other
-
-
-
-
health
1 397
-
2 782
-
unemployment
973
-
1 938
-
total
6 463
-
12 868
-
Corporate
36 829
74 000
-
-
income
9 575
19 241
-
-
total
9 575
19 241
-
-
Dividends
27 254
54 759
-
-
withholding
4 088
8 213
-
-
total
4 088
8 213
-
-
Income
74 000
74 000
74 000
74 000
Total tax
30 342
27 454
35 557
33 995
After tax
43 658
46 546
38 443
40 005
Living cost
20 490
20 490
20 490
20 490
Free-cash
23 168
26 056
17 953
19 515

Estimated living cost  is ₽20490 per week

₽12529
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1891
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5598
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽32695
₽23609
₽24329
₽23222
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
74 000
unemployment
-
-
-
1 110
health
-
-
-
5 180
pensions
-
-
-
7 400
income
-
-
-
9 046
total
-
-
-
22 736
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 805
10 668
61 925
-
unemployment
402
160
929
-
income
3 277
1 304
7 570
-
pensions
2 681
1 067
6 192
-
health
1 876
747
4 335
-
total
8 236
3 278
19 026
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 805
10 668
61 925
-
pensions
5 227
2 080
12 075
-
total
5 227
2 080
12 075
-
Corporate
41 967
61 252
-
-
income
3 777
5 513
-
-
total
3 777
5 513
-
-
Dividends
38 190
55 739
-
-
withholding
7 256
10 590
-
-
social contributions
7 325
10 747
-
-
total
14 581
21 337
-
-
Income
74 000
74 000
74 000
74 000
Total tax
31 821
32 208
31 101
22 736
After tax
42 179
41 792
42 899
51 264
Living cost
18 570
18 570
18 570
18 570
Free-cash
23 609
23 222
24 329
32 695

Estimated living cost  is ₽18570 per week

₽12672
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1519
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽371
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4007
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽293
-₽1819
₽872
₽1335
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
74 000
national
-
-
-
11 664
pensions
-
-
-
8 880
social contributions
-
-
-
795
municipal
-
-
-
7 527
total
-
-
-
28 866
Employee
69 511
-
63 972
-
municipal
8 586
-
7 814
-
national
13 304
-
12 108
-
pensions
2 780
-
2 559
-
total
24 670
-
22 481
-
Employer
69 511
-
63 972
-
pensions
5 561
-
5 118
-
social contributions
747
-
688
-
total
6 308
-
5 806
-
Corporate
-
74 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
14 800
-
-
total
-
14 800
-
-
Dividends
-
59 200
-
-
withholding
-
13 024
-
-
total
-
13 024
-
-
Income
74 000
74 000
74 000
74 000
Total tax
30 978
27 824
28 287
28 866
After tax
43 022
46 176
45 713
45 134
Living cost
44 841
44 841
44 841
44 841
Free-cash
-1 819
1 335
872
293

Estimated living cost  is ₽44841 per week

₽30478
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4168
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽671
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9524
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽668
₽954
₽668
-₽1094
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
74 000
social contributions
-
-
-
6 185
income
-
-
-
14 252
total
-
-
-
20 437
Employee
72 635
-
74 000
-
social contributions
6 034
-
6 185
-
income
13 706
-
14 252
-
total
19 740
-
20 437
-
Employer
72 635
-
74 000
-
total
-
-
-
-
Corporate
1 365
74 000
-
-
income
171
9 249
-
-
total
171
9 249
-
-
Dividends
1 194
64 751
-
-
withholding
240
12 950
-
-
total
240
12 950
-
-
Income
74 000
74 000
74 000
74 000
Total tax
20 151
22 199
20 437
20 437
After tax
53 849
51 801
53 563
53 563
Living cost
52 895
52 895
52 895
52 895
Free-cash
954
-1 094
668
668

Estimated living cost  is ₽52895 per week

₽40242
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4310
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7838
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽156
-₽8526
-₽3397
₽299
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
74 000
national
-
-
-
14 404
regional
-
-
-
784
social contributions
-
-
-
19 033
municipal
-
-
-
441
total
-
-
-
34 662
Employee
82 526
-
74 000
-
municipal
437
-
393
-
national
14 300
-
12 185
-
social contributions
27 828
-
24 954
-
regional
779
-
683
-
total
43 344
-
38 215
-
Employer
82 526
-
74 000
-
total
-
-
-
-
Corporate
-
74 000
-
-
nationa
-
17 761
-
-
municipal
-
2 886
-
-
total
-
20 647
-
-
Dividends
-
53 353
-
-
withholding
-
13 872
-
-
total
-
13 872
-
-
Income
74 000
74 000
74 000
74 000
Total tax
43 344
34 519
38 215
34 662
After tax
30 656
39 481
35 785
39 338
Living cost
39 182
39 182
39 182
39 182
Free-cash
-8 526
299
-3 397
156

Estimated living cost  is ₽39182 per week

₽27313
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2569
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽601
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽13992
₽11824
₽10458
₽13882
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
74 000
national
-
-
-
14 404
regional
-
-
-
1 116
social contributions
-
-
-
19 033
municipal
-
-
-
441
total
-
-
-
34 994
Employee
51 509
-
74 000
-
municipal
273
-
393
-
national
8 160
-
12 185
-
social contributions
17 369
-
24 954
-
regional
693
-
996
-
total
26 495
-
38 528
-
Employer
51 509
-
74 000
-
total
-
-
-
-
Corporate
22 491
74 000
-
-
nationa
5 397
17 761
-
-
municipal