Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 72000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽36525
₽32692
₽34250
₽43074
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
income
-
-
-
10 800
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 555
unemployment
-
-
-
150
health
-
-
-
4 317
total
-
-
-
20 822
Employee
24 478
-
64 636
-
income
2 448
-
6 464
-
accident

We are using the highest rate at 1.1%.

269
-
413
-
health
1 126
-
1 727
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 149
-
3 296
-
total
5 992
-
11 900
-
Employer
24 478
-
64 636
-
unemployment
147
-
225
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 697
-
4 136
-
accident

We are using the highest rate at 1.1%.

269
-
413
-
health
1 689
-
2 590
-
total
4 802
-
7 364
-
Corporate
42 719
72 000
-
-
income
4 272
7 200
-
-
total
4 272
7 200
-
-
Dividends
38 447
64 800
-
-
withholding
1 923
3 240
-
-
total
1 923
3 240
-
-
Income
72 000
72 000
72 000
72 000
Total tax
16 989
10 440
19 264
20 822
After tax
55 011
61 560
52 736
51 178
Living cost
18 486
18 486
18 486
18 486
Free-cash
36 525
43 074
34 250
32 692

Estimated living cost  is ₽18486 per week

₽12226
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1058
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽441
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4761
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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