Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 71000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽39144
₽44786
₽37592
₽35801
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
71 000
unemployment
-
-
-
129
income
-
-
-
10 650
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 784
health
-
-
-
3 717
total
-
-
-
19 280
Employee
21 079
-
64 658
-
accident

We are using the highest rate at 1.1%.

232
-
356
-
health
970
-
1 487
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 851
-
2 838
-
income
2 108
-
6 466
-
total
5 161
-
11 147
-
Employer
21 079
-
64 658
-
accident

We are using the highest rate at 1.1%.

232
-
356
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 323
-
3 562
-
unemployment
127
-
194
-
health
1 455
-
2 230
-
total
4 137
-
6 342
-
Corporate
45 785
71 000
-
-
income
4 578
7 100
-
-
total
4 578
7 100
-
-
Dividends
41 207
63 900
-
-
withholding
2 061
3 195
-
-
total
2 061
3 195
-
-
Income
71 000
71 000
71 000
71 000
Total tax
15 937
10 295
17 489
19 280
After tax
55 063
60 705
53 511
51 720
Living cost
15 919
15 919
15 919
15 919
Free-cash
39 144
44 786
37 592
35 801

Estimated living cost  is ₽15919 per week

₽10529
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽911
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽380
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4100
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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