Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 70500
per

Your estimated
City
free-cash

Andorra , Andorra
₽38510
₽31167
₽29190
₽35723
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 500
social contributions
-
-
-
15 510
income
-
-
-
860
total
-
-
-
16 370
Employee
26 673
-
61 039
-
social contributions
1 733
-
3 968
-
income
-
-
964
-
total
1 733
-
4 932
-
Employer
26 673
-
61 039
-
social contributions
4 135
-
9 461
-
total
4 135
-
9 461
-
Corporate
39 692
70 500
-
-
income
3 969
7 050
-
-
total
3 969
7 050
-
-
Dividends
35 723
63 450
-
-
total
-
-
-
-
Income
70 500
70 500
70 500
70 500
Total tax
9 837
7 050
14 393
16 370
After tax
60 663
63 450
56 107
54 130
Living cost
24 940
24 940
24 940
24 940
Free-cash
35 723
38 510
31 167
29 190

Estimated living cost  is ₽24940 per week

₽16126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1880
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6465
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽13349
-₽3066
₽10946
₽12940
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 500
chamber of commerce
-
-
-
282
unemployment
-
-
-
5 089
health
-
-
-
5 393
pensions
-
-
-
13 043
income
-
-
-
9 278
surtax
-
-
-
-
total
-
-
-
33 085
Employee
36 267
33 064
54 744
-
health
1 403
1 280
2 119
-
pensions
3 714
3 385
5 605
-
other
362
331
548
-
unemployment
1 088
992
1 642
-
income
3 231
2 439
8 527
-
total
9 798
8 427
18 441
-
Employer
36 267
33 064
54 744
-
pensions
4 552
4 150
6 871
-
accident
471
430
712
-
unemployment
1 088
992
1 642
-
surtax
-
-
-
-
payroll
1 088
992
1 642
-
chamber of commerce
145
132
219
-
health
1 371
1 250
2 069
-
other
1 722
1 570
2 601
-
total
10 437
9 516
15 756
-
Corporate
23 796
27 920
51 596
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

5 948
6 980
12 900
-
total
5 948
6 980
12 900
-
Dividends
17 847
20 941
-
-
withholding
4 908
5 759
-
-
total
4 908
5 759
-
-
Income
70 500
70 500
70 500
70 500
Total tax
31 091
30 682
47 097
33 085
After tax
39 409
39 818
23 403
37 415
Living cost
26 469
26 469
26 469
26 469
Free-cash
12 940
13 349
-3 066
10 946

Estimated living cost  is ₽26469 per week

₽15878
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2703
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7416
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽10495
-₽5863
₽8017
₽9213
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 500
chamber of commerce
-
-
-
282
unemployment
-
-
-
5 089
health
-
-
-
5 393
pensions
-
-
-
13 043
income
-
-
-
9 278
surtax
-
-
-
164
total
-
-
-
33 249
Employee
41 463
33 064
54 615
-
health
1 604
1 280
2 113
-
pensions
4 246
3 385
5 592
-
other
414
331
546
-
unemployment
1 244
992
1 639
-
income
4 720
2 439
8 489
-
total
12 228
8 427
18 379
-
Employer
41 463
33 064
54 615
-
pensions
5 204
4 150
6 854
-
accident
538
430
710
-
unemployment
1 244
992
1 639
-
surtax
164
164
164
-
payroll
1 244
992
1 639
-
chamber of commerce
165
132
219
-
health
1 567
1 250
2 064
-
other
1 970
1 570
2 595
-
total
12 096
9 680
15 884
-
Corporate
16 942
27 757
51 468
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

4 235
6 939
12 866
-
total
4 235
6 939
12 866
-
Dividends
12 707
20 818
-
-
withholding
3 494
5 725
-
-
total
3 494
5 725
-
-
Income
70 500
70 500
70 500
70 500
Total tax
32 053
30 771
47 129
33 249
After tax
38 447
39 729
23 371
37 251
Living cost
29 234
29 234
29 234
29 234
Free-cash
9 213
10 495
-5 863
8 017

Estimated living cost  is ₽29234 per week

₽19498
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6762
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽9335
-₽2020
₽4206
-₽6122
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 500
social contributions
-
-
-
10 325
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
3 610
national
-
-
-
22 108
total
-
-
-
36 043
Employee

The minimum management director salary is set at €45,000 per year.

59 347
-
54 606
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 788
-
2 566
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 451
-
4 095
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 095
-
2 848
-
national
18 246
-
16 391
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

516
-
475
-
total
29 096
-
26 375
-
Employer

The minimum management director salary is set at €45,000 per year.

59 347
-
54 606
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

771
-
710
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

866
-
797
-
surtax
6 729
-
6 191
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 650
-
3 358
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 259
-
4 838
-
total
17 275
-
15 894
-
Corporate
-
70 500
-
-
surtax
-
282
-
-
income
-
14 099
-
-
total
-
14 381
-
-
Dividends
-
56 119
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
16 533
-
-
total
-
16 533
-
-
Income
70 500
70 500
70 500
70 500
Total tax
46 371
30 914
42 269
36 043
After tax
24 129
39 586
28 231
34 457
Living cost
30 251
30 251
30 251
30 251
Free-cash
-6 122
9 335
-2 020
4 206

Estimated living cost  is ₽30251 per week

₽19485
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2645
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7647
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽46015
₽39878
₽37929
₽40961
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 500
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
10 575
total
-
-
-
18 308
Employee
18 887
-
64 818
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
health
869
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 658
-
2 543
-
income
1 889
-
6 482
-
total
4 624
-
10 676
-
Employer
18 887
-
64 818
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
unemployment
113
-
174
-
health
1 303
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 081
-
3 192
-
total
3 705
-
5 683
-
Corporate
47 907
70 500
-
-
income
4 791
7 050
-
-
total
4 791
7 050
-
-
Dividends
43 117
63 450
-
-
withholding
2 156
3 172
-
-
total
2 156
3 172
-
-
Income
70 500
70 500
70 500
70 500
Total tax
15 276
10 222
16 359
18 308
After tax
55 224
60 278
54 141
52 192
Living cost
14 263
14 263
14 263
14 263
Free-cash
40 961
46 015
39 878
37 929

Estimated living cost  is ₽14263 per week

₽9434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽817
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽340
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3673
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽49407
₽43270
₽41321
₽45556
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 500
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
10 575
total
-
-
-
18 308
Employee
14 395
-
64 818
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
health
662
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 264
-
2 543
-
income
1 439
-
6 482
-
total
3 523
-
10 676
-
Employer
14 395
-
64 818
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
unemployment
86
-
174
-
health
994
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 587
-
3 192
-
total
2 825
-
5 683
-
Corporate
53 280
70 500
-
-
income
5 328
7 050
-
-
total
5 328
7 050
-
-
Dividends
47 952
63 450
-
-
withholding
2 397
3 172
-
-
total
2 397
3 172
-
-
Income
70 500
70 500
70 500
70 500
Total tax
14 073
10 222
16 359
18 308
After tax
56 427
60 278
54 141
52 192
Living cost
10 871
10 871
10 871
10 871
Free-cash
45 556
49 407
43 270
41 321

Estimated living cost  is ₽10871 per week

₽6347
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽776
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽288
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3460
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽32468
₽32434
₽32504
₽27952
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 500
social contributions
-
-
-
10 998
health
-
-
-
1 798
income
-
-
-
5 991
total
-
-
-
18 787
Employee
63 798
63 798
64 004
-
health
494
1 085
1 088
-
social contributions
2 412
5 295
5 312
-
income
6 947
5 906
5 961
-
total
9 853
12 286
12 361
-
Employer
63 798
63 798
64 004
-
social contributions
2 412
5 295
5 312
-
health
537
1 181
1 184
-
total
2 949
6 476
6 496
-
Corporate
38 489
227
-
-
income
4 812
28
-
-
total
4 812
28
-
-
Dividends
33 677
198
-
-
withholding
5 725
33
-
-
total
5 725
33
-
-
Income
70 500
70 500
70 500
70 500
Total tax
23 339
18 823
18 857
18 787
After tax
47 161
51 677
51 643
51 713
Living cost
19 209
19 209
19 209
19 209
Free-cash
27 952
32 468
32 434
32 504

Estimated living cost  is ₽19209 per week

₽11512
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽24767
₽24733
₽24803
₽21327
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 500
social contributions
-
-
-
10 998
health
-
-
-
1 798
income
-
-
-
5 991
total
-
-
-
18 787
Employee
63 798
63 798
64 004
-
health
635
1 085
1 088
-
social contributions
3 100
5 295
5 312
-
income
6 699
5 906
5 961
-
total
10 434
12 286
12 361
-
Employer
63 798
63 798
64 004
-
social contributions
3 100
5 295
5 312
-
health
691
1 181
1 184
-
total
3 791
6 476
6 496
-
Corporate
29 364
227
-
-
income
3 670
28
-
-
total
3 670
28
-
-
Dividends
25 694
198
-
-
withholding
4 368
33
-
-
total
4 368
33
-
-
Income
70 500
70 500
70 500
70 500
Total tax
22 263
18 823
18 857
18 787
After tax
48 237
51 677
51 643
51 713
Living cost
26 910
26 910
26 910
26 910
Free-cash
21 327
24 767
24 733
24 803

Estimated living cost  is ₽26910 per week

₽18396
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2102
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5961
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽29016
₽16253
₽14814
₽22052
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 500
social contributions
-
-
-
20 586
health
-
-
-
9 517
solidarity contribution
-
-
-
-
income
-
-
-
6 060
total
-
-
-
36 163
Employee
28 710
-
52 612
-
health
3 876
-
7 103
-
social contributions
1 866
-
3 420
-
solidarity contribution
-
-
-
-
income
3 445
-
6 313
-
total
9 187
-
16 836
-
Employer
28 710
-
52 612
-
social contributions
7 178
-
13 153
-
health
2 584
-
4 735
-
total
9 762
-
17 888
-
Corporate
32 028
70 500
-
-
income
6 085
13 395
-
-
total
6 085
13 395
-
-
Dividends
25 943
57 105
-
-
withholding
3 891
8 566
-
-
total
3 891
8 566
-
-
Income
70 500
70 500
70 500
70 500
Total tax
28 925
21 961
34 724
36 163
After tax
41 575
48 539
35 776
34 337
Living cost
19 523
19 523
19 523
19 523
Free-cash
22 052
29 016
16 253
14 814

Estimated living cost  is ₽19523 per week

₽13561
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽384
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4189
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽24482
₽11719
₽10280
₽15899
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 500
social contributions
-
-
-
20 586
health
-
-
-
9 517
solidarity contribution
-
-
-
-
income
-
-
-
6 060
total
-
-
-
36 163
Employee
35 378
-
52 612
-
health
4 776
-
7 103
-
social contributions
2 300
-
3 420
-
solidarity contribution
-
-
-
-
income
4 245
-
6 313
-
total
11 321
-
16 836
-
Employer
35 378
-
52 612
-
social contributions
8 845
-
13 153
-
health
3 184
-
4 735
-
total
12 029
-
17 888
-
Corporate
23 093
70 500
-
-
income
4 388
13 395
-
-
total
4 388
13 395
-
-
Dividends
18 705
57 105
-
-
withholding
2 806
8 566
-
-
total
2 806
8 566
-
-
Income
70 500
70 500
70 500
70 500
Total tax
30 544
21 961
34 724
36 163
After tax
39 956
48 539
35 776
34 337
Living cost
24 057
24 057
24 057
24 057
Free-cash
15 899
24 482
11 719
10 280

Estimated living cost  is ₽24057 per week

₽17891
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1333
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽416
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4418
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽110754
-₽110754
₽4234
-₽110754
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 500
labour market
-
-
-
5 582
municipal
-
-
-
12 614
pensions
-
-
-
721
national
-
-
-
7 284
total
-
-
-
26 201
Employee
169 104
169 104
169 104
-
municipal
36 010
36 010
36 010
-
pensions
240
240
240
-
national
20 659
20 659
20 659
-
labour market
13 509
13 509
13 509
-
total
70 418
70 418
70 418
-
Employer
169 104
169 104
169 104
-
labour market
13 528
13 528
13 528
-
national
20 695
20 695
20 695
-
municipal
36 067
36 067
36 067
-
pensions
481
481
481
-
total
70 771
70 771
70 771
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
70 500
70 500
70 500
70 500
Total tax
141 189
141 189
141 189
26 201
After tax
-70 689
-70 689
-70 689
44 299
Living cost
40 065
40 065
40 065
40 065
Free-cash
-110 754
-110 754
-110 754
4 234

Estimated living cost  is ₽40065 per week

₽27421
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3544
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽616
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8484
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽36361
₽20598
₽17749
₽31206
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 500
health
-
-
-
9 165
pensions
-
-
-
14 099
income
-
-
-
9 447
total
-
-
-
32 711
Employee
23 536
-
52 688
-
pensions
471
-
1 053
-
unemployment
376
-
842
-
income
2 650
-
10 158
-
total
3 497
-
12 053
-
Employer
23 536
-
52 688
-
pensions
4 708
-
10 538
-
unemployment
189
-
422
-
health
3 059
-
6 849
-
total
7 956
-
17 809
-
Corporate
39 008
70 500
-
-
income
7 801
14 099
-
-
total
7 801
14 099
-
-
Dividends
31 206
56 401
-
-
total
-
-
-
-
Income
70 500
70 500
70 500
70 500
Total tax
19 254
14 099
29 862
32 711
After tax
51 246
56 401
40 638
37 789
Living cost
20 040
20 040
20 040
20 040
Free-cash
31 206
36 361
20 598
17 749

Estimated living cost  is ₽20040 per week

₽13745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1193
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽15975
₽9351
₽19605
₽12881
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
70 500
health
-
-
-
740
municipal
-
-
-
12 556
national
-
-
-
5 746
total
-
-
-
19 042
Employee
43 651
-
59 307
-
health
326
-
567
-
municipal
7 150
-
9 692
-
pensions
2 946
-
4 004
-
national
721
-
2 951
-
unemployment
655
-
890
-
total
11 798
-
18 104
-
Employer
43 651
-
59 307
-
accident
44
-
60
-
unemployment
283
-
386
-
health
335
-
457
-
pensions
7 573
-
10 289
-
total
8 235
-
11 192
-
Corporate
18 613
70 500
-
-
income
3 722
14 099
-
-
total
3 722
14 099
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

11 168
42 301
-
-
municipal
2 011
7 614
-
-
national
-
959
-
-
total
2 011
8 573
-
-
Income
70 500
70 500
70 500
70 500
Total tax
25 766
22 672
29 296
19 042
After tax
44 734
47 828
41 204
51 458
Living cost
31 853
31 853
31 853
31 853
Free-cash
12 881
15 975
9 351
19 605

Estimated living cost  is ₽31853 per week

₽20806
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3064
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽9958
₽15549
₽15382
₽14571
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 500
social contributions
-
-
-
2 009
health
-
-
-
620
pensions
-
-
-
19 780
other
-
-
-
2 185
income
-
-
-
4 951
surtax
-
-
-
-
total
-
-
-
29 545
Employee
31 696
-
53 726
-
income
1 634
-
4 991
-
social contributions
904
-
1 532
-
pensions
3 585
-
6 076
-
surtax
-
-
-
-
total
6 123
-
12 599
-
Employer
31 696
-
53 726
-
pensions
5 208
-
8 828
-
social contributions
94
-
161
-
unemployment
1 283
-
2 176
-
health
2 218
-
3 761
-
other
1 094
-
1 853
-
total
9 897
-
16 779
-
Corporate
28 905
70 500
-
-
surtax
-
-
-
-
income
8 093
19 741
-
-
total
8 093
19 741
-
-
Dividends
20 812
50 759
-
-
surtax
-
-
-
-
withholding
2 664
6 498
-
-
social contributions
3 579
8 730
-
-
total
6 243
15 228
-
-
Income
70 500
70 500
70 500
70 500
Total tax
30 356
34 969
29 378
29 545
After tax
40 144
35 531
41 122
40 955
Living cost
25 573
25 573
25 573
25 573
Free-cash
14 571
9 958
15 549
15 382

Estimated living cost  is ₽25573 per week

₽14831
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2598
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7660
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽7145
₽12736
₽12569
₽12045
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 500
social contributions
-
-
-
2 009
health
-
-
-
620
pensions
-
-
-
19 780
other
-
-
-
2 185
income
-
-
-
4 951
surtax
-
-
-
-
total
-
-
-
29 545
Employee
35 509
-
53 726
-
income
2 096
-
4 991
-
social contributions
1 012
-
1 532
-
pensions
4 015
-
6 076
-
surtax
-
-
-
-
total
7 123
-
12 599
-
Employer
35 509
-
53 726
-
pensions
5 833
-
8 828
-
social contributions
107
-
161
-
unemployment
1 437
-
2 176
-
health
2 486
-
3 761
-
other
1 225
-
1 853
-
total
11 088
-
16 779
-
Corporate
23 902
70 500
-
-
surtax
-
-
-
-
income
6 693
19 741
-
-
total
6 693
19 741
-
-
Dividends
17 209
50 759
-
-
surtax
-
-
-
-
withholding
2 203
6 498
-
-
social contributions
2 962
8 730
-
-
total
5 165
15 228
-
-
Income
70 500
70 500
70 500
70 500
Total tax
30 069
34 969
29 378
29 545
After tax
40 431
35 531
41 122
40 955
Living cost
28 386
28 386
28 386
28 386
Free-cash
12 045
7 145
12 736
12 569

Estimated living cost  is ₽28386 per week

₽17898
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2308
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₽4541
₽1050
₽883
₽1164
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 500
social contributions
-
-
-
2 009
health
-
-
-
620
pensions
-
-
-
19 780
other
-
-
-
2 185
income
-
-
-
4 951
surtax
-
-
-
-
total
-
-
-
29 545
Employee
51 964
-
53 726
-
income
4 534
-
4 991
-
social contributions
1 480
-
1 532
-
pensions
5 877
-
6 076
-
surtax
-
-
-
-
total
11 891
-
12 599
-
Employer
51 964
-
53 726
-
pensions
8 538
-
8 828
-
social contributions
156
-
161
-
unemployment
2 105
-
2 176
-
health
3 637
-
3 761
-
other
1 793
-
1 853
-
total
16 229
-
16 779
-
Corporate
2 307
70 500
-
-
surtax
-
-
-
-
income
646
19 741
-
-
total
646
19 741
-
-
Dividends
1 661
50 759
-
-
surtax
-
-
-
-
withholding
213
6 498
-
-
social contributions
285
8 730
-
-
total
498
15 228
-
-
Income
70 500
70 500
70 500
70 500
Total tax
29 264
34 969
29 378
29 545
After tax
41 236
35 531
41 122
40 955
Living cost
40 072
40 072
40 072
40 072
Free-cash
1 164
-4 541
1 050
883

Estimated living cost  is ₽40072 per week

₽27120
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3278
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽549
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9124
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽61118
₽50543
₽63938
₽60020
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
70 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
705
total
-
-
-
705
Employee
7 321
-
70 500
-
income
1 464
-
14 100
-
total
1 464
-
14 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

63 179
70 500
-
-
total
-
-
-
-
Dividends
63 179
70 500
-
-
withholding
3 159
3 525
-
-
total
3 159
3 525
-
-
Income
70 500
70 500
70 500
70 500
Total tax
4 623
3 525
14 100
705
After tax
65 877
66 975
56 400
69 795
Living cost
5 857
5 857
5 857
5 857
Free-cash
60 020
61 118
50 543
63 938

Estimated living cost  is ₽5857 per week

₽3630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽487
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1579
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽57848
₽47273
₽60668
₽56136
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
70 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
705
total
-
-
-
705
Employee
11 409
-
70 500
-
income
2 282
-
14 100
-
total
2 282
-
14 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

59 091
70 500
-
-
total
-
-
-
-
Dividends
59 091
70 500
-
-
withholding
2 955
3 525
-
-
total
2 955
3 525
-
-
Income
70 500
70 500
70 500
70 500
Total tax
5 237
3 525
14 100
705
After tax
65 263
66 975
56 400
69 795
Living cost
9 127
9 127
9 127
9 127
Free-cash
56 136
57 848
47 273
60 668

Estimated living cost  is ₽9127 per week

₽6176
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2261
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽4374
₽19480
₽14898
₽15231
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
70 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
4 582
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
12 627
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
694
total
-
-
-
23 571
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 281
-
70 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
-
694
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 395
-
12 627
-
total
9 250
-
18 989
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
29 219
70 500
-
-
trade
4 193
10 117
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

241
581
-
-
chamber of commerce
168
230
-
-
income
4 383
10 576
-
-
total
8 985
21 504
-
-
Dividends
20 233
48 996
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

261
657
-
-
withholding
4 742
11 934
-
-
total
5 003
12 591
-
-
Income
70 500
70 500
70 500
70 500
Total tax
23 238
34 095
18 989
23 571
After tax
47 262
36 405
51 511
46 929
Living cost
32 031
32 031
32 031
32 031
Free-cash
15 231
4 374
19 480
14 898

Estimated living cost  is ₽32031 per week

₽22096
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3446
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6024
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽10552
₽26381
₽21352
₽19730
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
70 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
5 029
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
12 627
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
694
total
-
-
-
24 018
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 733
-
70 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
694
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

886
-
12 627
-
total
6 603
-
18 989
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
38 767
70 500
-
-
trade
6 106
11 103
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

320
581
-
-
chamber of commerce
181
227
-
-
income
5 814
10 576
-
-
total
12 421
22 487
-
-
Dividends
26 346
48 014
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

345
642
-
-
withholding
6 271
11 689
-
-
total
6 616
12 331
-
-
Income
70 500
70 500
70 500
70 500
Total tax
25 640
34 818
18 989
24 018
After tax
44 860
35 682
51 511
46 482
Living cost
25 130
25 130
25 130
25 130
Free-cash
19 730
10 552
26 381
21 352

Estimated living cost  is ₽25130 per week

₽15808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2930
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5923
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽2726
₽18918
₽13666
₽14382
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
70 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
5 252
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
12 627
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
694
total
-
-
-
24 241
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

42 074
-
70 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
-
694
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 615
-
12 627
-
total
9 481
-
18 989
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
28 426
70 500
-
-
trade
4 676
11 597
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

235
581
-
-
chamber of commerce
167
227
-
-
income
4 264
10 576
-
-
total
9 342
22 981
-
-
Dividends
19 084
47 519
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

246
636
-
-
withholding
4 456
11 564
-
-
total
4 702
12 200
-
-
Income
70 500
70 500
70 500
70 500
Total tax
23 525
35 181
18 989
24 241
After tax
46 975
35 319
51 511
46 259
Living cost
32 593
32 593
32 593
32 593
Free-cash
14 382
2 726
18 918
13 666

Estimated living cost  is ₽32593 per week

₽21798
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6871
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
-₽3052
₽13503
₽8027
₽10405
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
70 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
5 476
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
12 627
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
694
total
-
-
-
24 465
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 862
-
70 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

323
-
694
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

5 863
-
12 627
-
total
11 854
-
18 989
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
20 638
70 500
-
-
trade
3 539
12 090
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

170
581
-
-
chamber of commerce
154
225
-
-
income
3 095
10 576
-
-
total
6 958
23 472
-
-
Dividends
13 679
47 028
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

170
630
-
-
withholding
3 105
11 442
-
-
total
3 275
12 072
-
-
Income
70 500
70 500
70 500
70 500
Total tax
22 087
35 544
18 989
24 465
After tax
48 413
34 956
51 511
46 035
Living cost
38 008
38 008
38 008
38 008
Free-cash
10 405
-3 052
13 503
8 027

Estimated living cost  is ₽38008 per week

₽27759
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3040
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6715
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽25710
₽17565
₽18915
₽23071
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 500
unemployment
-
-
-
189
health
-
-
-
5 005
pensions
-
-
-
14 099
other
-
-
-
-
income
-
-
-
12 334
surtax
-
-
-
1 323
total
-
-
-
32 950
Employee
27 940
-
58 240
-
health
713
-
1 485
-
pensions
1 864
-
3 884
-
surtax
99
-
1 167
-
other
-
-
-
-
unemployment
1 944
-
4 054
-
income
4 684
-
11 449
-
total
9 304
-
22 039
-
Employer
27 940
-
58 240
-
pensions
3 725
-
7 764
-
unemployment
886
-
1 847
-
health
1 271
-
2 650
-
other
-
-
-
-
total
5 882
-
12 261
-
Corporate
36 677
70 500
-
-
income
9 536
18 330
-
-
total
9 536
18 330
-
-
Dividends
27 141
52 170
-
-
withholding
4 072
7 825
-
-
total
4 072
7 825
-
-
Income
70 500
70 500
70 500
70 500
Total tax
28 794
26 155
34 300
32 950
After tax
41 706
44 345
36 200
37 550
Living cost
18 635
18 635
18 635
18 635
Free-cash
23 071
25 710
17 565
18 915

Estimated living cost  is ₽18635 per week

₽11251
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1620
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽26037
₽17892
₽19242
₽23452
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 500
unemployment
-
-
-
189
health
-
-
-
5 005
pensions
-
-
-
14 099
other
-
-
-
-
income
-
-
-
12 334
surtax
-
-
-
1 323
total
-
-
-
32 950
Employee
27 437
-
58 240
-
health
701
-
1 485
-
pensions
1 830
-
3 884
-
surtax
90
-
1 167
-
other
-
-
-
-
unemployment
1 910
-
4 054
-
income
4 599
-
11 449
-
total
9 130
-
22 039
-
Employer
27 437
-
58 240
-
pensions
3 657
-
7 764
-
unemployment
869
-
1 847
-
health
1 249
-
2 650
-
other
-
-
-
-
total
5 775
-
12 261
-
Corporate
37 288
70 500
-
-
income
9 696
18 330
-
-
total
9 696
18 330
-
-
Dividends
27 593
52 170
-
-
withholding
4 139
7 825
-
-
total
4 139
7 825
-
-
Income
70 500
70 500
70 500
70 500
Total tax
28 740
26 155
34 300
32 950
After tax
41 760
44 345
36 200
37 550
Living cost
18 308
18 308
18 308
18 308
Free-cash
23 452
26 037
17 892
19 242

Estimated living cost  is ₽18308 per week

₽11194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1689
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5002
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽23513
₽24596
₽32566
₽23852
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 500
unemployment
-
-
-
1 057
health
-
-
-
4 935
pensions
-
-
-
7 050
income
-
-
-
8 619
total
-
-
-
21 661
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
58 996
-
health
1 644
654
4 130
-
pensions
2 349
935
5 900
-
unemployment
352
140
885
-
income
2 872
1 143
7 212
-
total
7 217
2 872
18 127
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
58 996
-
pensions
4 581
1 823
11 504
-
total
4 581
1 823
11 504
-
Corporate
42 429
59 328
-
-
income
3 819
5 340
-
-
total
3 819
5 340
-
-
Dividends
38 610
53 988
-
-
withholding
7 336
10 258
-
-
social contributions
7 422
10 421
-
-
total
14 758
20 679
-
-
Income
70 500
70 500
70 500
70 500
Total tax
30 375
30 714
29 631
21 661
After tax
40 125
39 786
40 869
48 839
Living cost
16 273
16 273
16 273
16 273
Free-cash
23 852
23 513
24 596
32 566

Estimated living cost  is ₽16273 per week

₽11105
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1331
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽325
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3512
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽2109
₽1616
₽1063
-₽319
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 500
social contributions
-
-
-
758
municipal
-
-
-
7 192
pensions
-
-
-
8 460
national
-
-
-
11 144
total
-
-
-
27 554
Employee
64 927
-
60 947
-
municipal
8 020
-
7 465
-
pensions
2 597
-
2 438
-
national
12 427
-
11 567
-
total
23 044
-
21 470
-
Employer
64 927
-
60 947
-
social contributions
698
-
655
-
pensions
5 194
-
4 876
-
total
5 892
-
5 531
-
Corporate
-
70 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
14 100
-
-
total
-
14 100
-
-
Dividends
-
56 400
-
-
withholding
-
12 408
-
-
total
-
12 408
-
-
Income
70 500
70 500
70 500
70 500
Total tax
28 936
26 508
27 001
27 554
After tax
41 564
43 992
43 499
42 946
Living cost
41 883
41 883
41 883
41 883
Free-cash
-319
2 109
1 616
1 063

Estimated living cost  is ₽41883 per week

₽28468
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽627
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8895
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽2089
₽2744
₽2744
₽3918
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 500
social contributions
-
-
-
6 007
income
-
-
-
14 487
total
-
-
-
20 494
Employee
64 899
-
70 500
-
social contributions
5 392
-
6 007
-
income
12 246
-
14 487
-
total
17 638
-
20 494
-
Employer
64 899
-
70 500
-
total
-
-
-
-
Corporate
5 601
70 500
-
-
income
701
8 812
-
-
total
701
8 812
-
-
Dividends
4 901
61 688
-
-
withholding
981
12 337
-
-
total
981
12 337
-
-
Income
70 500
70 500
70 500
70 500
Total tax
19 320
21 149
20 494
20 494
After tax
51 180
49 351
50 006
50 006
Living cost
47 262
47 262
47 262
47 262
Free-cash
3 918
2 089
2 744
2 744

Estimated living cost  is ₽47262 per week

₽35956
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3851
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7003
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽2605
-₽1278
₽2077
-₽3236
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 500
regional
-
-
-
756
social contributions
-
-
-
18 133
municipal
-
-
-
419
national
-
-
-
14 106
total
-
-
-
33 414
Employee
73 736
-
70 500
-
regional
696
-
660
-
municipal
390
-
373
-
social contributions
24 864
-
23 773
-
national
12 777
-
11 963
-
total
38 727
-
36 769
-
Employer
73 736
-
70 500
-
total
-
-
-
-
Corporate
-
70 500
-
-
nationa
-
16 921
-
-
municipal
-
2 749
-
-
total
-
19 670
-
-
Dividends
-
50 830
-
-
withholding
-
13 216
-
-
total
-
13 216
-
-
Income
70 500
70 500
70 500
70 500
Total tax
38 727
32 886
36 769
33 414
After tax
31 773
37 614
33 731
37 086
Living cost
35 009
35 009
35 009
35 009
Free-cash
-3 236
2 605
-1 278
2 077

Estimated living cost  is ₽35009 per week

₽24404
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2296
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7772
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽14707
₽11093
₽14429
₽12865
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 500
regional
-
-
-
1 063
social contributions
-
-
-
18 133
municipal
-
-
-
419
national
-
-
-
14 106
total
-
-
-
33 721
Employee
46 023
-
70 500
-
regional
620
-
948
-
municipal
244
-
373
-
social contributions
15 519
-
23 773
-
national
7 291
-
11 963
-
total
23 674
-
37 057
-
Employer
46 023
-
70 500
-
total
-
-
-
-
Corporate
24 477
70 500
-
-
nationa
5 874
16 921
-
-
municipal
1 217