Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 70000
per

Your estimated
City
free-cash

Andorra , Andorra
₽26752
₽32787
₽28716
₽35823
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 000
social contributions
-
-
-
15 400
income
-
-
-
671
total
-
-
-
16 071
Employee
29 066
-
60 605
-
social contributions
1 889
-
3 939
-
income
-
-
774
-
total
1 889
-
4 713
-
Employer
29 066
-
60 605
-
social contributions
4 505
-
9 394
-
total
4 505
-
9 394
-
Corporate
36 428
70 000
-
-
income
3 642
7 000
-
-
total
3 642
7 000
-
-
Dividends
32 786
63 000
-
-
total
-
-
-
-
Income
70 000
70 000
70 000
70 000
Total tax
10 036
7 000
14 107
16 071
After tax
59 964
63 000
55 893
53 929
Living cost
27 177
27 177
27 177
27 177
Free-cash
32 787
35 823
28 716
26 752

Estimated living cost  is ₽27177 per week

₽17572
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2049
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7045
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽8681
₽10386
-₽4832
₽10836
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 000
surtax
-
-
-
-
unemployment
-
-
-
5 545
health
-
-
-
5 355
chamber of commerce
-
-
-
280
pensions
-
-
-
12 950
income
-
-
-
8 345
total
-
-
-
32 475
Employee
39 521
36 030
54 353
-
unemployment
1 186
1 081
1 630
-
other
395
360
544
-
income
3 521
2 658
7 772
-
pensions
4 047
3 689
5 566
-
health
1 529
1 395
2 103
-
total
10 678
9 183
17 615
-
Employer
39 521
36 030
54 353
-
pensions
4 960
4 523
6 822
-
surtax
-
-
-
-
payroll
1 186
1 081
1 630
-
other
1 877
1 711
2 580
-
health
1 494
1 362
2 054
-
accident
513
468
707
-
unemployment
1 186
1 081
1 630
-
chamber of commerce
158
144
218
-
total
11 374
10 370
15 641
-
Corporate
19 105
23 600
50 928
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

4 777
5 900
12 732
-
total
4 777
5 900
12 732
-
Dividends
14 329
17 700
-
-
withholding
3 941
4 867
-
-
total
3 941
4 867
-
-
Income
70 000
70 000
70 000
70 000
Total tax
30 770
30 320
45 988
32 475
After tax
39 230
39 680
24 012
37 525
Living cost
28 844
28 844
28 844
28 844
Free-cash
10 386
10 836
-4 832
8 681

Estimated living cost  is ₽28844 per week

₽17303
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2946
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽515
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8081
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽5490
₽6330
-₽7884
₽7725
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 000
surtax
-
-
-
178
unemployment
-
-
-
5 545
health
-
-
-
5 355
chamber of commerce
-
-
-
280
pensions
-
-
-
12 950
income
-
-
-
8 345
total
-
-
-
32 653
Employee
45 183
36 030
54 217
-
unemployment
1 355
1 081
1 626
-
other
451
360
542
-
income
5 144
2 658
7 733
-
pensions
4 627
3 689
5 552
-
health
1 748
1 395
2 098
-
total
13 325
9 183
17 551
-
Employer
45 183
36 030
54 217
-
pensions
5 670
4 523
6 805
-
surtax
178
178
178
-
payroll
1 355
1 081
1 626
-
other
2 146
1 711
2 575
-
health
1 707
1 362
2 049
-
accident
587
468
705
-
unemployment
1 355
1 081
1 626
-
chamber of commerce
180
144
216
-
total
13 178
10 548
15 780
-
Corporate
11 637
23 422
50 787
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

2 910
5 856
12 696
-
total
2 910
5 856
12 696
-
Dividends
8 727
17 566
-
-
withholding
2 400
4 831
-
-
total
2 400
4 831
-
-
Income
70 000
70 000
70 000
70 000
Total tax
31 813
30 418
46 027
32 653
After tax
38 187
39 582
23 973
37 347
Living cost
31 857
31 857
31 857
31 857
Free-cash
6 330
7 725
-7 884
5 490

Estimated living cost  is ₽31857 per week

₽21247
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2718
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽523
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7369
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽1941
-₽13498
-₽4454
₽6368
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 000
national
-
-
-
21 665
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
3 612
social contributions
-
-
-
9 817
total
-
-
-
35 094
Employee

The minimum management director salary is set at €45,000 per year.

64 671
-
54 215
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

563
-
472
-
national
19 883
-
15 792
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 373
-
2 827
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 850
-
4 066
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 039
-
2 548
-
total
31 708
-
25 705
-
Employer

The minimum management director salary is set at €45,000 per year.

64 671
-
54 215
-
surtax
7 333
-
6 149
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 730
-
4 804
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 977
-
3 335
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

841
-
705
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

944
-
791
-
total
18 825
-
15 784
-
Corporate
-
70 000
-
-
income
-
14 000
-
-
surtax
-
280
-
-
total
-
14 280
-
-
Dividends
-
55 720
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
16 387
-
-
total
-
16 387
-
-
Income
70 000
70 000
70 000
70 000
Total tax
50 533
30 667
41 489
35 094
After tax
19 467
39 333
28 511
34 906
Living cost
32 965
32 965
32 965
32 965
Free-cash
-13 498
6 368
-4 454
1 941

Estimated living cost  is ₽32965 per week

₽21234
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2882
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽516
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽35452
₽38731
₽37230
₽44256
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 000
unemployment
-
-
-
127
health
-
-
-
3 641
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 686
income
-
-
-
10 500
total
-
-
-
18 954
Employee
20 649
-
63 788
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
income
2 065
-
6 379
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 813
-
2 780
-
health
950
-
1 457
-
total
5 055
-
10 964
-
Employer
20 649
-
63 788
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 275
-
3 489
-
health
1 425
-
2 185
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
unemployment
124
-
190
-
total
4 051
-
6 212
-
Corporate
45 299
70 000
-
-
income
4 530
7 000
-
-
total
4 530
7 000
-
-
Dividends
40 770
63 000
-
-
withholding
2 039
3 150
-
-
total
2 039
3 150
-
-
Income
70 000
70 000
70 000
70 000
Total tax
15 675
10 150
17 176
18 954
After tax
54 325
59 850
52 824
51 046
Living cost
15 594
15 594
15 594
15 594
Free-cash
38 731
44 256
37 230
35 452

Estimated living cost  is ₽15594 per week

₽10314
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽372
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4016
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽39160
₽43753
₽40938
₽47964
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 000
unemployment
-
-
-
127
health
-
-
-
3 641
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 686
income
-
-
-
10 500
total
-
-
-
18 954
Employee
15 738
-
63 788
-
accident

We are using the highest rate at 1.1%.

173
-
348
-
income
1 574
-
6 379
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 382
-
2 780
-
health
724
-
1 457
-
total
3 853
-
10 964
-
Employer
15 738
-
63 788
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 735
-
3 489
-
health
1 086
-
2 185
-
accident

We are using the highest rate at 1.1%.

173
-
348
-
unemployment
94
-
190
-
total
3 088
-
6 212
-
Corporate
51 174
70 000
-
-
income
5 117
7 000
-
-
total
5 117
7 000
-
-
Dividends
46 056
63 000
-
-
withholding
2 303
3 150
-
-
total
2 303
3 150
-
-
Income
70 000
70 000
70 000
70 000
Total tax
14 361
10 150
17 176
18 954
After tax
55 639
59 850
52 824
51 046
Living cost
11 886
11 886
11 886
11 886
Free-cash
43 753
47 964
40 938
39 160

Estimated living cost  is ₽11886 per week

₽6939
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽849
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽315
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3783
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽31131
₽25504
₽29649
₽28622
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 000
health
-
-
-
1 784
social contributions
-
-
-
10 921
income
-
-
-
5 231
total
-
-
-
17 936
Employee
69 521
69 521
69 521
-
income
7 570
6 436
6 614
-
social contributions
2 628
5 770
5 274
-
health
539
1 182
1 081
-
total
10 737
13 388
12 969
-
Employer
69 521
69 521
69 521
-
social contributions
2 628
5 770
5 274
-
health
585
1 287
1 175
-
total
3 213
7 057
6 449
-
Corporate
35 117
-
-
-
income
4 389
-
-
-
total
4 389
-
-
-
Dividends
30 728
-
-
-
withholding
5 224
-
-
-
total
5 224
-
-
-
Income
70 000
70 000
70 000
70 000
Total tax
23 563
20 445
19 418
17 936
After tax
46 437
49 555
50 582
52 064
Living cost
20 933
20 933
20 933
20 933
Free-cash
25 504
28 622
29 649
31 131

Estimated living cost  is ₽20933 per week

₽12545
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2054
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5871
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽22739
₽18283
₽21257
₽20230
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 000
health
-
-
-
1 784
social contributions
-
-
-
10 921
income
-
-
-
5 231
total
-
-
-
17 936
Employee
69 521
69 521
69 521
-
income
7 300
6 436
6 614
-
social contributions
3 378
5 770
5 274
-
health
691
1 182
1 081
-
total
11 369
13 388
12 969
-
Employer
69 521
69 521
69 521
-
social contributions
3 378
5 770
5 274
-
health
753
1 287
1 175
-
total
4 131
7 057
6 449
-
Corporate
25 174
-
-
-
income
3 147
-
-
-
total
3 147
-
-
-
Dividends
22 027
-
-
-
withholding
3 745
-
-
-
total
3 745
-
-
-
Income
70 000
70 000
70 000
70 000
Total tax
22 392
20 445
19 418
17 936
After tax
47 608
49 555
50 582
52 064
Living cost
29 325
29 325
29 325
29 325
Free-cash
18 283
20 230
21 257
22 739

Estimated living cost  is ₽29325 per week

₽20046
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2290
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6496
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽13231
₽19891
₽14660
₽27333
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 000
health
-
-
-
9 450
social contributions
-
-
-
20 440
income
-
-
-
6 017
solidarity contribution
-
-
-
-
total
-
-
-
35 907
Employee
30 679
-
52 239
-
income
3 681
-
6 269
-
social contributions
1 994
-
3 396
-
health
4 142
-
7 052
-
solidarity contribution
-
-
-
-
total
9 817
-
16 717
-
Employer
30 679
-
52 239
-
social contributions
7 670
-
13 060
-
health
2 761
-
4 701
-
total
10 431
-
17 761
-
Corporate
28 890
70 000
-
-
income
5 489
13 300
-
-
total
5 489
13 300
-
-
Dividends
23 401
56 700
-
-
withholding
3 510
8 505
-
-
total
3 510
8 505
-
-
Income
70 000
70 000
70 000
70 000
Total tax
29 247
21 805
34 478
35 907
After tax
40 753
48 195
35 522
34 093
Living cost
20 862
20 862
20 862
20 862
Free-cash
19 891
27 333
14 660
13 231

Estimated living cost  is ₽20862 per week

₽14491
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽410
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽8386
₽13317
₽9815
₽22488
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 000
health
-
-
-
9 450
social contributions
-
-
-
20 440
income
-
-
-
6 017
solidarity contribution
-
-
-
-
total
-
-
-
35 907
Employee
37 805
-
52 239
-
income
4 537
-
6 269
-
social contributions
2 457
-
3 396
-
health
5 104
-
7 052
-
solidarity contribution
-
-
-
-
total
12 098
-
16 717
-
Employer
37 805
-
52 239
-
social contributions
9 451
-
13 060
-
health
3 402
-
4 701
-
total
12 853
-
17 761
-
Corporate
19 342
70 000
-
-
income
3 675
13 300
-
-
total
3 675
13 300
-
-
Dividends
15 667
56 700
-
-
withholding
2 350
8 505
-
-
total
2 350
8 505
-
-
Income
70 000
70 000
70 000
70 000
Total tax
30 976
21 805
34 478
35 907
After tax
39 024
48 195
35 522
34 093
Living cost
25 707
25 707
25 707
25 707
Free-cash
13 317
22 488
9 815
8 386

Estimated living cost  is ₽25707 per week

₽19117
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1424
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽445
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4721
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽616
-₽127556
-₽127556
-₽127556
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 000
national
-
-
-
7 109
pensions
-
-
-
786
municipal
-
-
-
12 284
labour market
-
-
-
5 537
total
-
-
-
25 716
Employee
184 314
184 314
184 314
-
municipal
39 249
39 249
39 249
-
national
22 517
22 517
22 517
-
pensions
262
262
262
-
labour market
14 724
14 724
14 724
-
total
76 752
76 752
76 752
-
Employer
184 314
184 314
184 314
-
pensions
524
524
524
-
labour market
14 745
14 745
14 745
-
municipal
39 311
39 311
39 311
-
national
22 556
22 556
22 556
-
total
77 136
77 136
77 136
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
70 000
70 000
70 000
70 000
Total tax
153 888
153 888
153 888
25 716
After tax
-83 888
-83 888
-83 888
44 284
Living cost
43 668
43 668
43 668
43 668
Free-cash
-127 556
-127 556
-127 556
616

Estimated living cost  is ₽43668 per week

₽29887
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3863
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽672
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9247
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽15683
₽28545
₽18508
₽34162
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 000
health
-
-
-
9 100
pensions
-
-
-
14 000
income
-
-
-
9 380
total
-
-
-
32 480
Employee
25 648
-
52 316
-
unemployment
410
-
837
-
income
2 888
-
10 087
-
pensions
513
-
1 047
-
total
3 811
-
11 971
-
Employer
25 648
-
52 316
-
pensions
5 130
-
10 464
-
health
3 334
-
6 801
-
unemployment
206
-
419
-
total
8 670
-
17 684
-
Corporate
35 682
70 000
-
-
income
7 136
14 000
-
-
total
7 136
14 000
-
-
Dividends
28 547
56 000
-
-
total
-
-
-
-
Income
70 000
70 000
70 000
70 000
Total tax
19 617
14 000
29 655
32 480
After tax
50 383
56 000
40 345
37 520
Living cost
21 838
21 838
21 838
21 838
Free-cash
28 545
34 162
18 508
15 683

Estimated living cost  is ₽21838 per week

₽14978
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1301
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽439
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5120
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽17068
₽9313
₽6838
₽13021
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
70 000
national
-
-
-
5 048
health
-
-
-
700
municipal
-
-
-
12 473
total
-
-
-
18 221
Employee
47 567
-
58 889
-
unemployment
714
-
884
-
municipal
7 791
-
9 630
-
national
786
-
2 321
-
pensions
3 210
-
3 975
-
health
355
-
530
-
total
12 856
-
17 340
-
Employer
47 567
-
58 889
-
pensions
8 253
-
10 217
-
health
365
-
453
-
accident
48
-
58
-
unemployment
309
-
383
-
total
8 975
-
11 111
-
Corporate
13 458
70 000
-
-
income
2 692
14 000
-
-
total
2 692
14 000
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

8 075
42 000
-
-
municipal
1 453
7 559
-
-
national
-
709
-
-
total
1 453
8 268
-
-
Income
70 000
70 000
70 000
70 000
Total tax
25 976
22 268
28 451
18 221
After tax
44 024
47 732
41 549
51 779
Living cost
34 711
34 711
34 711
34 711
Free-cash
9 313
13 021
6 838
17 068

Estimated living cost  is ₽34711 per week

₽22673
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3339
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽552
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8148
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽12525
₽12434
₽13869
₽7412
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 000
surtax
-
-
-
-
health
-
-
-
606
pensions
-
-
-
20 989
social contributions
-
-
-
1 994
income
-
-
-
3 848
other
-
-
-
2 170
total
-
-
-
29 607
Employee
34 540
-
53 342
-
income
1 781
-
4 054
-
surtax
-
-
-
-
social contributions
985
-
1 520
-
pensions
3 907
-
6 031
-
total
6 673
-
11 605
-
Employer
34 540
-
53 342
-
pensions
5 676
-
8 764
-
social contributions
103
-
160
-
other
1 192
-
1 841
-
health
2 417
-
3 733
-
unemployment
1 398
-
2 160
-
total
10 786
-
16 658
-
Corporate
24 673
70 000
-
-
income
6 909
19 600
-
-
surtax
-
-
-
-
total
6 909
19 600
-
-
Dividends
17 764
50 400
-
-
withholding
2 273
6 451
-
-
social contributions
3 057
8 669
-
-
surtax
-
-
-
-
total
5 330
15 120
-
-
Income
70 000
70 000
70 000
70 000
Total tax
29 698
34 720
28 263
29 607
After tax
40 302
35 280
41 737
40 393
Living cost
27 868
27 868
27 868
27 868
Free-cash
12 434
7 412
13 869
12 525

Estimated living cost  is ₽27868 per week

₽16162
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2831
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8347
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽9461
₽9688
₽10805
₽4348
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 000
surtax
-
-
-
-
health
-
-
-
606
pensions
-
-
-
20 989
social contributions
-
-
-
1 994
income
-
-
-
3 848
other
-
-
-
2 170
total
-
-
-
29 607
Employee
38 694
-
53 342
-
income
2 284
-
4 054
-
surtax
-
-
-
-
social contributions
1 103
-
1 520
-
pensions
4 375
-
6 031
-
total
7 762
-
11 605
-
Employer
38 694
-
53 342
-
pensions
6 357
-
8 764
-
social contributions
117
-
160
-
other
1 335
-
1 841
-
health
2 709
-
3 733
-
unemployment
1 566
-
2 160
-
total
12 084
-
16 658
-
Corporate
19 222
70 000
-
-
income
5 382
19 600
-
-
surtax
-
-
-
-
total
5 382
19 600
-
-
Dividends
13 840
50 400
-
-
withholding
1 772
6 451
-
-
social contributions
2 380
8 669
-
-
surtax
-
-
-
-
total
4 152
15 120
-
-
Income
70 000
70 000
70 000
70 000
Total tax
29 380
34 720
28 263
29 607
After tax
40 620
35 280
41 737
40 393
Living cost
30 932
30 932
30 932
30 932
Free-cash
9 688
4 348
10 805
9 461

Estimated living cost  is ₽30932 per week

₽19504
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2515
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽527
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₽3274
-₽4311
-₽1930
-₽8387
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 000
surtax
-
-
-
-
health
-
-
-
606
pensions
-
-
-
20 989
social contributions
-
-
-
1 994
income
-
-
-
3 848
other
-
-
-
2 170
total
-
-
-
29 607
Employee
56 626
-
53 342
-
income
4 941
-
4 054
-
surtax
-
-
-
-
social contributions
1 613
-
1 520
-
pensions
6 405
-
6 031
-
total
12 959
-
11 605
-
Employer
56 626
-
53 342
-
pensions
9 304
-
8 764
-
social contributions
170
-
160
-
other
1 954
-
1 841
-
health
3 963
-
3 733
-
unemployment
2 294
-
2 160
-
total
17 685
-
16 658
-
Corporate
-
70 000
-
-
income
-
19 600
-
-
surtax
-
-
-
-
total
-
19 600
-
-
Dividends
-
50 400
-
-
withholding
-
6 451
-
-
social contributions
-
8 669
-
-
surtax
-
-
-
-
total
-
15 120
-
-
Income
70 000
70 000
70 000
70 000
Total tax
30 644
34 720
28 263
29 607
After tax
39 356
35 280
41 737
40 393
Living cost
43 667
43 667
43 667
43 667
Free-cash
-4 311
-8 387
-1 930
-3 274

Estimated living cost  is ₽43667 per week

₽29553
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3572
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽599
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9943
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽63460
₽59565
₽50160
₽60660
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
70 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
700
total
-
-
-
700
Employee
7 300
-
70 000
-
income
1 460
-
14 000
-
total
1 460
-
14 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

62 700
70 000
-
-
total
-
-
-
-
Dividends
62 700
70 000
-
-
withholding
3 135
3 500
-
-
total
3 135
3 500
-
-
Income
70 000
70 000
70 000
70 000
Total tax
4 595
3 500
14 000
700
After tax
65 405
66 500
56 000
69 300
Living cost
5 840
5 840
5 840
5 840
Free-cash
59 565
60 660
50 160
63 460

Estimated living cost  is ₽5840 per week

₽3619
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽485
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1575
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽60200
₽55694
₽46900
₽57400
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
70 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
700
total
-
-
-
700
Employee
11 376
-
70 000
-
income
2 275
-
14 000
-
total
2 275
-
14 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

58 624
70 000
-
-
total
-
-
-
-
Dividends
58 624
70 000
-
-
withholding
2 931
3 500
-
-
total
2 931
3 500
-
-
Income
70 000
70 000
70 000
70 000
Total tax
5 206
3 500
14 000
700
After tax
64 794
66 500
56 000
69 300
Living cost
9 100
9 100
9 100
9 100
Free-cash
55 694
57 400
46 900
60 200

Estimated living cost  is ₽9100 per week

₽6158
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽382
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽305
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2255
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽12890
₽13095
₽16903
₽1266
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
70 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
626
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 177
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
11 389
trade
-
-
-
4 013
total
-
-
-
22 205
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 985
-
70 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 699
-
11 389
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

204
-
626
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 177
-
6 177
-
total
10 080
-
18 192
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
25 015
70 000
-
-
trade
3 589
10 045
-
-
income
3 752
10 500
-
-
chamber of commerce
173
240
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

206
578
-
-
total
7 720
21 363
-
-
Dividends
17 294
48 636
-
-
withholding
3 980
11 816
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

220
650
-
-
total
4 200
12 466
-
-
Income
70 000
70 000
70 000
70 000
Total tax
22 000
33 829
18 192
22 205
After tax
48 000
36 171
51 808
47 795
Living cost
34 905
34 905
34 905
34 905
Free-cash
13 095
1 266
16 903
12 890

Estimated living cost  is ₽34905 per week

₽24078
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3756
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6564
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽20019
₽18065
₽24423
₽8066
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
70 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
626
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 177
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
11 389
trade
-
-
-
4 404
total
-
-
-
22 596
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 580
-
70 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

966
-
11 389
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
626
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 177
-
6 177
-
total
7 196
-
18 192
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
35 420
70 000
-
-
trade
5 578
11 025
-
-
income
5 314
10 500
-
-
chamber of commerce
189
238
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

292
578
-
-
total
11 373
22 341
-
-
Dividends
24 048
47 658
-
-
withholding
5 669
11 571
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

312
637
-
-
total
5 981
12 208
-
-
Income
70 000
70 000
70 000
70 000
Total tax
24 550
34 549
18 192
22 596
After tax
45 450
35 451
51 808
47 404
Living cost
27 385
27 385
27 385
27 385
Free-cash
18 065
8 066
24 423
20 019

Estimated living cost  is ₽27385 per week

₽17226
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3193
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6455
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽11691
₽12277
₽16291
-₽425
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
70 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
626
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 177
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
11 389
trade
-
-
-
4 600
total
-
-
-
22 792
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 849
-
70 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 939
-
11 389
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

216
-
626
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 177
-
6 177
-
total
10 332
-
18 192
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
24 151
70 000
-
-
trade
3 974
11 514
-
-
income
3 622
10 500
-
-
chamber of commerce
172
237
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

199
578
-
-
total
7 967
22 829
-
-
Dividends
16 185
47 171
-
-
withholding
3 703
11 449
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

204
630
-
-
total
3 907
12 079
-
-
Income
70 000
70 000
70 000
70 000
Total tax
22 206
34 908
18 192
22 792
After tax
47 794
35 092
51 808
47 208
Living cost
35 517
35 517
35 517
35 517
Free-cash
12 277
-425
16 291
11 691

Estimated living cost  is ₽35517 per week

₽23754
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3745
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7487
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽5595
₽7972
₽10390
-₽6686
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
70 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
626
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 177
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
11 389
trade
-
-
-
4 795
total
-
-
-
22 987
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 335
-
70 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 389
-
11 389
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

352
-
626
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 177
-
6 177
-
total
12 918
-
18 192
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
15 665
70 000
-
-
trade
2 687
12 005
-
-
income
2 351
10 500
-
-
chamber of commerce
160
235
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

129
578
-
-
total
5 327
23 318
-
-
Dividends
10 339
46 682
-
-
withholding
2 241
11 327
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

124
623
-
-
total
2 365
11 950
-
-
Income
70 000
70 000
70 000
70 000
Total tax
20 610
35 268
18 192
22 987
After tax
49 390
34 732
51 808
47 013
Living cost
41 418
41 418
41 418
41 418
Free-cash
7 972
-6 686
10 390
5 595

Estimated living cost  is ₽41418 per week

₽30250
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3313
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽539
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7318
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽17740
₽20848
₽16184
₽23723
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 000
surtax
-
-
-
1 127
unemployment
-
-
-
206
health
-
-
-
4 970
pensions
-
-
-
14 000
income
-
-
-
11 650
other
-
-
-
-
total
-
-
-
31 953
Employee
30 447
-
57 829
-
unemployment
2 119
-
4 025
-
other
-
-
-
-
income
5 104
-
10 969
-
surtax
108
-
1 011
-
pensions
2 031
-
3 857
-
health
777
-
1 476
-
total
10 139
-
21 338
-
Employer
30 447
-
57 829
-
pensions
4 059
-
7 709
-
other
-
-
-
-
health
1 385
-
2 630
-
unemployment
966
-
1 832
-
total
6 410
-
12 171
-
Corporate
33 143
70 000
-
-
income
8 618
18 200
-
-
total
8 618
18 200
-
-
Dividends
24 525
51 800
-
-
withholding
3 678
7 770
-
-
total
3 678
7 770
-
-
Income
70 000
70 000
70 000
70 000
Total tax
28 845
25 970
33 509
31 953
After tax
41 155
44 030
36 491
38 047
Living cost
20 307
20 307
20 307
20 307
Free-cash
20 848
23 723
16 184
17 740

Estimated living cost  is ₽20307 per week

₽12260
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1765
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5811
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽18096
₽21265
₽16540
₽24079
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 000
surtax
-
-
-
1 127
unemployment
-
-
-
206
health
-
-
-
4 970
pensions
-
-
-
14 000
income
-
-
-
11 650
other
-
-
-
-
total
-
-
-
31 953
Employee
29 898
-
57 829
-
unemployment
2 081
-
4 025
-
other
-
-
-
-
income
5 012
-
10 969
-
surtax
98
-
1 011
-
pensions
1 994
-
3 857
-
health
763
-
1 476
-
total
9 948
-
21 338
-
Employer
29 898
-
57 829
-
pensions
3 986
-
7 709
-
other
-
-
-
-
health
1 361
-
2 630
-
unemployment
947
-
1 832
-
total
6 294
-
12 171
-
Corporate
33 808
70 000
-
-
income
8 790
18 200
-
-
total
8 790
18 200
-
-
Dividends
25 019
51 800
-
-
withholding
3 752
7 770
-
-
total
3 752
7 770
-
-
Income
70 000
70 000
70 000
70 000
Total tax
28 784
25 970
33 509
31 953
After tax
41 216
44 030
36 491
38 047
Living cost
19 951
19 951
19 951
19 951
Free-cash
21 265
24 079
16 540
18 096

Estimated living cost  is ₽19951 per week

₽12199
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1841
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽460
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5451
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽30561
₽21982
₽22647
₽21608
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 000
unemployment
-
-
-
1 050
health
-
-
-
4 900
pensions
-
-
-
7 000
income
-
-
-
8 557
total
-
-
-
21 507
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 885
10 302
58 577
-
unemployment
388
155
879
-
income
3 164
1 259
7 161
-
pensions
2 588
1 030
5 858
-
health
1 812
721
4 100
-
total
7 952
3 165
17 998
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 885
10 302
58 577
-
pensions
5 048
2 009
11 423
-
total
5 048
2 009
11 423
-
Corporate
39 068
57 689
-
-
income
3 516
5 192
-
-
total
3 516
5 192
-
-
Dividends
35 552
52 497
-
-
withholding
6 755
9 975
-
-
social contributions
6 815
10 119
-
-
total
13 570
20 094
-
-
Income
70 000
70 000
70 000
70 000
Total tax
30 086
30 460
29 421
21 507
After tax
39 914
39 540
40 579
48 493
Living cost
17 932
17 932
17 932
17 932
Free-cash
21 982
21 608
22 647
30 561

Estimated living cost  is ₽17932 per week

₽12237
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1467
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽358
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3869
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
-₽1085
-₽4176
-₽536
-₽189
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 000
national
-
-
-
10 978
pensions
-
-
-
8 400
social contributions
-
-
-
753
municipal
-
-
-
7 085
total
-
-
-
27 216
Employee
68 005
-
60 514
-
municipal
8 400
-
7 356
-
national
13 016
-
11 398
-
pensions
2 720
-
2 421
-
total
24 136
-
21 175
-
Employer
68 005
-
60 514
-
pensions
5 440
-
4 841
-
social contributions
731
-
651
-
total
6 171
-
5 492
-
Corporate
-
70 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
14 000
-
-
total
-
14 000
-
-
Dividends
-
56 000
-
-
withholding
-
12 320
-
-
total
-
12 320
-
-
Income
70 000
70 000
70 000
70 000
Total tax
30 307
26 320
26 667
27 216
After tax
39 693
43 680
43 333
42 784
Living cost
43 869
43 869
43 869
43 869
Free-cash
-4 176
-189
-536
-1 085

Estimated living cost  is ₽43869 per week

₽29817
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4078
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽657
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9317
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
-₽355
-₽722
-₽355
-₽2502
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 000
social contributions
-
-
-
5 796
income
-
-
-
13 057
total
-
-
-
18 853
Employee
70 721
-
70 000
-
social contributions
5 875
-
5 796
-
income
13 345
-
13 057
-
total
19 220
-
18 853
-
Employer
70 721
-
70 000
-
total
-
-
-
-
Corporate
-
70 000
-
-
income
-
8 750
-
-
total
-
8 750
-
-
Dividends
-
61 250
-
-
withholding
-
12 250
-
-
total
-
12 250
-
-
Income
70 000
70 000
70 000
70 000
Total tax
19 220
21 000
18 853
18 853
After tax
50 780
49 000
51 147
51 147
Living cost
51 502
51 502
51 502
51 502
Free-cash
-722
-2 502
-355
-355

Estimated living cost  is ₽51502 per week

₽39182
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4197
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7631
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
-₽752
-₽10351
-₽4266
-₽802
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 000
national
-
-
-
13 444
regional
-
-
-
738
social contributions
-
-
-
18 005
municipal
-
-
-
415
total
-
-
-
32 602
Employee
80 351
-
70 000
-
municipal
425
-
371
-
national
13 923
-
11 497
-
social contributions
27 095
-
23 605
-
regional
758
-
643
-
total
42 201
-
36 116
-
Employer
80 351
-
70 000
-
total
-
-
-
-
Corporate
-
70 000
-
-
nationa
-
16 800
-
-
municipal
-
2 730
-
-
total
-
19 530
-
-
Dividends
-
50 470
-
-
withholding
-
13 122
-
-
total
-
13 122
-
-
Income
70 000
70 000
70 000
70 000
Total tax
42 201
32 652
36 116
32 602
After tax
27 799
37 348
33 884
37 398
Living cost
38 150
38 150
38 150
38 150
Free-cash
-10 351
-802
-4 266
-752

Estimated living cost  is ₽38150 per week

₽26594
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2502
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽585
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8469
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽12725
₽10431
₽9231
₽12438
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 000
national
-
-
-
13 444
regional
-
-
-
1 056
social contributions
-
-
-
18 005
municipal
-
-
-
415
total
-
-
-
32 920
Employee
50 152
-
70 000
-
municipal
266
-
371
-
national
7 945
-
11 497
-
social contributions
16 912
-
23 605
-
regional
675
-
941
-
total
25 798
-
36 414
-
Employer
50 152
-
70 000
-
total
-
-
-
-
Corporate
19 848
70 000
-
-
nationa
4 763
16 800
-
-