Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 70000
per

Your estimated
City
free-cash

Valencia , Spain
-₽102827
-₽67962
-₽81259
-₽135576
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 000
other
-
-
-
88
accident
-
-
-
816
income
-
-
-
8 136
pensions
-
-
-
25 657
unemployment
-
-
-
632
total
-
-
-
35 329
Employee
155 883
-
25 118
-
income
30 053
-
3 072
-
other
152
-
144
-
pensions
7 328
-
6 616
-
unemployment
2 416
-
2 184
-
total
39 949
-
12 016
-
Employer
155 883
-
25 118
-
other
1 248
-
1 128
-
unemployment
8 576
-
7 744
-
accident
3 088
-
2 784
-
pensions
36 785
-
33 225
-
total
49 697
-
44 881
-
Corporate
-
70 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
10 496
-
-
total
-
10 496
-
-
Dividends
-
59 504
-
-
withholding
-
11 536
-
-
total
-
11 536
-
-
Income
70 000
70 000
70 000
70 000
Total tax
89 646
22 032
56 897
35 329
After tax
-19 646
47 968
13 103
34 671
Living cost
115 930
115 930
115 930
115 930
Free-cash
-135 576
-67 962
-102 827
-81 259

Estimated living cost  is ₽115930 per month

₽78251
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽11144
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽2032
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽24505
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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