Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 7000
per

Your estimated
City
free-cash

Andorra , Andorra
-₽22399
-₽27412
-₽22191
-₽21558
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
7 000
social contributions
-
-
-
1 541
income
-
-
-
-
total
-
-
-
1 541
Employee
29 794
-
6 061
-
social contributions
1 936
-
394
-
income
-
-
-
-
total
1 936
-
394
-
Employer
29 794
-
6 061
-
social contributions
4 618
-
939
-
total
4 618
-
939
-
Corporate
-
7 000
-
-
income
-
700
-
-
total
-
700
-
-
Dividends
-
6 300
-
-
total
-
-
-
-
Income
7 000
7 000
7 000
7 000
Total tax
6 554
700
1 333
1 541
After tax
446
6 300
5 667
5 459
Living cost
27 858
27 858
27 858
27 858
Free-cash
-27 412
-21 558
-22 191
-22 399

Estimated living cost  is ₽27858 per week

₽18012
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2100
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7221
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Graz , Austria
-₽30695
-₽46048
-₽34056
-₽43487
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
7 000
surtax
-
-
-
-
unemployment
-
-
-
5 684
health
-
-
-
707
chamber of commerce
-
-
-
28
pensions
-
-
-
1 709
income
-
-
-
-
total
-
-
-
8 128
Employee
40 511
36 932
36 932
-
unemployment
1 215
1 108
278
-
other
404
369
93
-
income
3 609
2 724
4 339
-
pensions
4 149
3 781
946
-
health
1 567
1 430
357
-
total
10 944
9 412
6 013
-
Employer
40 511
36 932
36 932
-
pensions
5 084
4 636
1 161
-
surtax
-
-
-
-
payroll
1 215
1 108
1 108
-
other
1 924
1 753
1 520
-
health
1 532
1 396
350
-
accident
526
480
32
-
unemployment
1 215
1 108
278
-
chamber of commerce
162
148
148
-
total
11 658
10 629
4 597
-
Corporate
3 517
3 517
3 517
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

879
879
879
-
total
879
879
879
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
7 000
7 000
7 000
7 000
Total tax
23 481
20 920
11 489
8 128
After tax
-16 481
-13 920
-4 489
-1 128
Living cost
29 567
29 567
29 567
29 567
Free-cash
-46 048
-43 487
-34 056
-30 695

Estimated living cost  is ₽29567 per week

₽17736
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3020
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8283
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Vienna , Austria
-₽33966
-₽53703
-₽37323
-₽46758
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
7 000
surtax
-
-
-
183
unemployment
-
-
-
5 684
health
-
-
-
707
chamber of commerce
-
-
-
28
pensions
-
-
-
1 709
income
-
-
-
-
total
-
-
-
8 311
Employee
46 315
36 932
36 932
-
unemployment
1 389
1 108
278
-
other
463
369
93
-
income
5 273
2 724
4 339
-
pensions
4 743
3 781
946
-
health
1 792
1 430
357
-
total
13 660
9 412
6 013
-
Employer
46 315
36 932
36 932
-
pensions
5 812
4 636
1 161
-
surtax
183
183
183
-
payroll
1 389
1 108
1 108
-
other
2 200
1 753
1 520
-
health
1 750
1 396
350
-
accident
601
480
28
-
unemployment
1 389
1 108
278
-
chamber of commerce
185
148
148
-
total
13 509
10 812
4 776
-
Corporate
3 517
3 517
3 517
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

879
879
879
-
total
879
879
879
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
7 000
7 000
7 000
7 000
Total tax
28 048
21 103
11 668
8 311
After tax
-21 048
-14 103
-4 668
-1 311
Living cost
32 655
32 655
32 655
32 655
Free-cash
-53 703
-46 758
-37 323
-33 966

Estimated living cost  is ₽32655 per week

₽21780
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2786
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7554
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
-₽32333
-₽78591
-₽30535
-₽29552
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
7 000
national
-
-
-
529
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
127
social contributions
-
-
-
4 886
total
-
-
-
5 542
Employee

The minimum management director salary is set at €45,000 per year.

66 291
-
5 422
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

577
-
47
-
national
20 381
-
1 178
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 458
-
283
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 972
-
406
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 115
-
253
-
total
32 503
-
2 167
-
Employer

The minimum management director salary is set at €45,000 per year.

66 291
-
5 422
-
surtax
7 517
-
616
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 874
-
480
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 077
-
332
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

862
-
70
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

967
-
79
-
total
19 297
-
1 577
-
Corporate
-
7 000
-
-
income
-
1 400
-
-
surtax
-
28
-
-
total
-
1 428
-
-
Dividends
-
5 572
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
1 333
-
-
total
-
1 333
-
-
Income
7 000
7 000
7 000
7 000
Total tax
51 800
2 761
3 744
5 542
After tax
-44 800
4 239
3 256
1 458
Living cost
33 791
33 791
33 791
33 791
Free-cash
-78 591
-29 552
-30 535
-32 333

Estimated living cost  is ₽33791 per week

₽21765
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2955
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8542
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Sofia , Bulgaria
-₽11833
-₽18208
-₽11553
-₽9929
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
7 000
unemployment
-
-
-
28
health
-
-
-
805
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 036
income
-
-
-
1 050
total
-
-
-
2 919
Employee
21 073
-
5 816
-
accident

We are using the highest rate at 1.1%.

232
-
66
-
income
2 108
-
582
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 850
-
530
-
health
969
-
277
-
total
5 159
-
1 455
-
Employer
21 073
-
5 816
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 322
-
665
-
health
1 454
-
417
-
accident

We are using the highest rate at 1.1%.

232
-
66
-
unemployment
127
-
36
-
total
4 135
-
1 184
-
Corporate
-
7 000
-
-
income
-
700
-
-
total
-
700
-
-
Dividends
-
6 300
-
-
withholding
-
315
-
-
total
-
315
-
-
Income
7 000
7 000
7 000
7 000
Total tax
9 294
1 015
2 639
2 919
After tax
-2 294
5 985
4 361
4 081
Living cost
15 914
15 914
15 914
15 914
Free-cash
-18 208
-9 929
-11 553
-11 833

Estimated living cost  is ₽15914 per week

₽10526
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽911
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽380
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4099
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Varna , Bulgaria
-₽8049
-₽12214
-₽7769
-₽6145
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
7 000
unemployment
-
-
-
28
health
-
-
-
805
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 036
income
-
-
-
1 050
total
-
-
-
2 919
Employee
16 061
-
5 816
-
accident

We are using the highest rate at 1.1%.

177
-
66
-
income
1 606
-
582
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 410
-
530
-
health
739
-
277
-
total
3 932
-
1 455
-
Employer
16 061
-
5 816
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 770
-
665
-
health
1 109
-
417
-
accident

We are using the highest rate at 1.1%.

177
-
66
-
unemployment
96
-
36
-
total
3 152
-
1 184
-
Corporate
-
7 000
-
-
income
-
700
-
-
total
-
700
-
-
Dividends
-
6 300
-
-
withholding
-
315
-
-
total
-
315
-
-
Income
7 000
7 000
7 000
7 000
Total tax
7 084
1 015
2 639
2 919
After tax
-84
5 985
4 361
4 081
Living cost
12 130
12 130
12 130
12 130
Free-cash
-12 214
-6 145
-7 769
-8 049

Estimated living cost  is ₽12130 per week

₽7081
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽866
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽321
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3861
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Larnaca , Cyprus
-₽20852
-₽28756
-₽27311
-₽35413
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 231
health
-
-
-
899
social contributions
-
-
-
5 496
income
-
-
-
-
total
-
-
-
6 395
Employee
71 263
71 263
71 263
-
income
7 759
6 597
8 013
-
social contributions
2 694
5 914
1 994
-
health
552
1 212
408
-
total
11 005
13 723
10 415
-
Employer
71 263
71 263
71 263
-
social contributions
2 694
5 914
1 994
-
health
600
1 319
445
-
total
3 294
7 233
2 439
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
7 000
7 000
7 000
7 000
Total tax
14 299
20 956
12 854
6 395
After tax
-7 299
-13 956
-5 854
605
Living cost
21 457
21 457
21 457
21 457
Free-cash
-28 756
-35 413
-27 311
-20 852

Estimated living cost  is ₽21457 per week

₽12859
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2105
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽475
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6018
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Limassol , Cyprus
-₽29454
-₽38949
-₽35913
-₽44015
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
35 231
health
-
-
-
899
social contributions
-
-
-
5 496
income
-
-
-
-
total
-
-
-
6 395
Employee
71 263
71 263
71 263
-
income
7 483
6 597
8 013
-
social contributions
3 463
5 914
1 994
-
health
709
1 212
408
-
total
11 655
13 723
10 415
-
Employer
71 263
71 263
71 263
-
social contributions
3 463
5 914
1 994
-
health
772
1 319
445
-
total
4 235
7 233
2 439
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
7 000
7 000
7 000
7 000
Total tax
15 890
20 956
12 854
6 395
After tax
-8 890
-13 956
-5 854
605
Living cost
30 059
30 059
30 059
30 059
Free-cash
-38 949
-44 015
-35 913
-29 454

Estimated living cost  is ₽30059 per week

₽20548
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2348
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽505
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6658
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Brno , Czech Republic
-₽18016
-₽35220
-₽17873
-₽16605
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
7 000
health
-
-
-
945
social contributions
-
-
-
2 044
income
-
-
-
602
solidarity contribution
-
-
-
-
total
-
-
-
3 591
Employee
31 507
-
5 224
-
income
3 781
-
627
-
social contributions
2 048
-
340
-
health
4 253
-
705
-
solidarity contribution
-
-
-
-
total
10 082
-
1 672
-
Employer
31 507
-
5 224
-
social contributions
7 877
-
1 306
-
health
2 836
-
470
-
total
10 713
-
1 776
-
Corporate
-
7 000
-
-
income
-
1 330
-
-
total
-
1 330
-
-
Dividends
-
5 670
-
-
withholding
-
850
-
-
total
-
850
-
-
Income
7 000
7 000
7 000
7 000
Total tax
20 795
2 180
3 448
3 591
After tax
-13 795
4 820
3 552
3 409
Living cost
21 425
21 425
21 425
21 425
Free-cash
-35 220
-16 605
-17 873
-18 016

Estimated living cost  is ₽21425 per week

₽14882
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1524
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽421
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4597
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Prague , Czech Republic
-₽22992
-₽45025
-₽22849
-₽21581
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
7 000
health
-
-
-
945
social contributions
-
-
-
2 044
income
-
-
-
602
solidarity contribution
-
-
-
-
total
-
-
-
3 591
Employee
38 825
-
5 224
-
income
4 659
-
627
-
social contributions
2 524
-
340
-
health
5 241
-
705
-
solidarity contribution
-
-
-
-
total
12 424
-
1 672
-
Employer
38 825
-
5 224
-
social contributions
9 706
-
1 306
-
health
3 494
-
470
-
total
13 200
-
1 776
-
Corporate
-
7 000
-
-
income
-
1 330
-
-
total
-
1 330
-
-
Dividends
-
5 670
-
-
withholding
-
850
-
-
total
-
850
-
-
Income
7 000
7 000
7 000
7 000
Total tax
25 624
2 180
3 448
3 591
After tax
-18 624
4 820
3 552
3 409
Living cost
26 401
26 401
26 401
26 401
Free-cash
-45 025
-21 581
-22 849
-22 992

Estimated living cost  is ₽26401 per week

₽19634
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1463
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽457
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4848
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Copenhagen , Denmark
-₽39055
-₽195467
-₽195467
-₽195467
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
7 000
national
-
-
-
-
pensions
-
-
-
805
municipal
-
-
-
-
labour market
-
-
-
496
total
-
-
-
1 301
Employee
188 894
188 894
188 894
-
municipal
40 224
40 224
40 224
-
national
23 077
23 077
23 077
-
pensions
268
268
268
-
labour market
15 090
15 090
15 090
-
total
78 659
78 659
78 659
-
Employer
188 894
188 894
188 894
-
pensions
537
537
537
-
labour market
15 112
15 112
15 112
-
municipal
40 288
40 288
40 288
-
national
23 117
23 117
23 117
-
total
79 054
79 054
79 054
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
7 000
7 000
7 000
7 000
Total tax
157 713
157 713
157 713
1 301
After tax
-150 713
-150 713
-150 713
5 699
Living cost
44 754
44 754
44 754
44 754
Free-cash
-195 467
-195 467
-195 467
-39 055

Estimated living cost  is ₽44754 per week

₽30630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3959
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽688
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9476
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Tallinn , Estonia
-₽18866
-₽28176
-₽19330
-₽16784
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
7 000
health
-
-
-
1 372
pensions
-
-
-
2 110
income
-
-
-
-
total
-
-
-
3 482
Employee
26 290
-
3 433
-
unemployment
420
-
169
-
income
2 960
-
-
-
pensions
526
-
211
-
total
3 906
-
380
-
Employer
26 290
-
3 433
-
pensions
5 258
-
2 110
-
health
3 417
-
1 372
-
unemployment
211
-
84
-
total
8 886
-
3 566
-
Corporate
-
7 000
-
-
income
-
1 400
-
-
total
-
1 400
-
-
Dividends
-
5 600
-
-
total
-
-
-
-
Income
7 000
7 000
7 000
7 000
Total tax
12 792
1 400
3 946
3 482
After tax
-5 792
5 600
3 054
3 518
Living cost
22 384
22 384
22 384
22 384
Free-cash
-28 176
-16 784
-19 330
-18 866

Estimated living cost  is ₽22384 per week

₽15353
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1333
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽450
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Helsinki , Finland
-₽29839
-₽50957
-₽31150
-₽30736
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
7 000
national
-
-
-
-
health
-
-
-
-
municipal
-
-
-
1 259
total
-
-
-
1 259
Employee
48 758
-
5 889
-
unemployment
732
-
88
-
municipal
7 986
-
973
-
national
805
-
-
-
pensions
3 290
-
397
-
health
364
-
-
-
total
13 177
-
1 458
-
Employer
48 758
-
5 889
-
pensions
8 459
-
1 022
-
health
375
-
46
-
accident
49
-
5
-
unemployment
317
-
39
-
total
9 200
-
1 112
-
Corporate
-
7 000
-
-
income
-
1 400
-
-
total
-
1 400
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
4 200
-
-
municipal
-
756
-
-
national
-
-
-
-
total
-
756
-
-
Income
7 000
7 000
7 000
7 000
Total tax
22 377
2 156
2 570
1 259
After tax
-15 377
4 844
4 430
5 741
Living cost
35 580
35 580
35 580
35 580
Free-cash
-50 957
-30 736
-31 150
-29 839

Estimated living cost  is ₽35580 per week

₽23241
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3422
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽566
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8352
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Marseille , France
-₽25735
-₽39463
-₽23988
-₽25037
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
7 000
surtax
-
-
-
-
health
-
-
-
246
pensions
-
-
-
3 507
social contributions
-
-
-
200
income
-
-
-
-
other
-
-
-
216
total
-
-
-
4 169
Employee
35 405
-
5 335
-
income
1 826
-
-
-
surtax
-
-
-
-
social contributions
1 009
-
153
-
pensions
4 005
-
603
-
total
6 840
-
756
-
Employer
35 405
-
5 335
-
pensions
5 818
-
876
-
social contributions
106
-
16
-
other
1 222
-
185
-
health
2 478
-
373
-
unemployment
1 433
-
216
-
total
11 057
-
1 666
-
Corporate
-
7 000
-
-
income
-
1 959
-
-
surtax
-
-
-
-
total
-
1 959
-
-
Dividends
-
5 041
-
-
withholding
-
645
-
-
social contributions
-
867
-
-
surtax
-
-
-
-
total
-
1 512
-
-
Income
7 000
7 000
7 000
7 000
Total tax
17 897
3 471
2 422
4 169
After tax
-10 897
3 529
4 578
2 831
Living cost
28 566
28 566
28 566
28 566
Free-cash
-39 463
-25 037
-23 988
-25 735

Estimated living cost  is ₽28566 per week

₽16567
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2902
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽542
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8556
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Nice , France
-₽28876
-₽45051
-₽27129
-₽28178
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
7 000
surtax
-
-
-
-
health
-
-
-
246
pensions
-
-
-
3 507
social contributions
-
-
-
200
income
-
-
-
-
other
-
-
-
216
total
-
-
-
4 169
Employee
39 664
-
5 335
-
income
2 341
-
-
-
surtax
-
-
-
-
social contributions
1 131
-
153
-
pensions
4 485
-
603
-
total
7 957
-
756
-
Employer
39 664
-
5 335
-
pensions
6 516
-
876
-
social contributions
120
-
16
-
other
1 368
-
185
-
health
2 777
-
373
-
unemployment
1 606
-
216
-
total
12 387
-
1 666
-
Corporate
-
7 000
-
-
income
-
1 959
-
-
surtax
-
-
-
-
total
-
1 959
-
-
Dividends
-
5 041
-
-
withholding
-
645
-
-
social contributions
-
867
-
-
surtax
-
-
-
-
total
-
1 512
-
-
Income
7 000
7 000
7 000
7 000
Total tax
20 344
3 471
2 422
4 169
After tax
-13 344
3 529
4 578
2 831
Living cost
31 707
31 707
31 707
31 707
Free-cash
-45 051
-28 178
-27 129
-28 876

Estimated living cost  is ₽31707 per week

₽19993
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2578
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽540
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8598
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Paris , France
-₽41930
-₽69171
-₽40183
-₽41232
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
7 000
surtax
-
-
-
-
health
-
-
-
246
pensions
-
-
-
3 507
social contributions
-
-
-
200
income
-
-
-
-
other
-
-
-
216
total
-
-
-
4 169
Employee
58 044
-
5 335
-
income
5 064
-
-
-
surtax
-
-
-
-
social contributions
1 653
-
153
-
pensions
6 565
-
603
-
total
13 282
-
756
-
Employer
58 044
-
5 335
-
pensions
9 537
-
876
-
social contributions
174
-
16
-
other
2 003
-
185
-
health
4 063
-
373
-
unemployment
2 351
-
216
-
total
18 128
-
1 666
-
Corporate
-
7 000
-
-
income
-
1 959
-
-
surtax
-
-
-
-
total
-
1 959
-
-
Dividends
-
5 041
-
-
withholding
-
645
-
-
social contributions
-
867
-
-
surtax
-
-
-
-
total
-
1 512
-
-
Income
7 000
7 000
7 000
7 000
Total tax
31 410
3 471
2 422
4 169
After tax
-24 410
3 529
4 578
2 831
Living cost
44 761
44 761
44 761
44 761
Free-cash
-69 171
-41 232
-40 183
-41 930

Estimated living cost  is ₽44761 per week

₽30293
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3662
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽614
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10192
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Batumi , Georgia
₽985
-₽431
-₽345
₽705
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
7 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
70
total
-
-
-
70
Employee
7 431
-
7 000
-
income
1 486
-
1 400
-
total
1 486
-
1 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

-
7 000
-
-
total
-
-
-
-
Dividends
-
7 000
-
-
withholding
-
350
-
-
total
-
350
-
-
Income
7 000
7 000
7 000
7 000
Total tax
1 486
350
1 400
70
After tax
5 514
6 650
5 600
6 930
Living cost
5 945
5 945
5 945
5 945
Free-cash
-431
705
-345
985

Estimated living cost  is ₽5945 per week

₽3684
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽163
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1603
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Tbilisi , Georgia
-₽2334
-₽4580
-₽3664
-₽2614
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
7 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
70
total
-
-
-
70
Employee
11 580
-
7 000
-
income
2 316
-
1 400
-
total
2 316
-
1 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

-
7 000
-
-
total
-
-
-
-
Dividends
-
7 000
-
-
withholding
-
350
-
-
total
-
350
-
-
Income
7 000
7 000
7 000
7 000
Total tax
2 316
350
1 400
70
After tax
4 684
6 650
5 600
6 930
Living cost
9 264
9 264
9 264
9 264
Free-cash
-4 580
-2 614
-3 664
-2 334

Estimated living cost  is ₽9264 per week

₽6269
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽311
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Berlin , Germany
-₽35110
-₽39111
-₽35110
-₽31920
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
7 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 331
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
-
trade
-
-
-
-
total
-
-
-
6 331
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 112
-
7 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 792
-
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

209
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 331
-
6 331
-
total
10 332
-
6 331
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
7 000
-
-
trade
-
1 004
-
-
income
-
1 050
-
-
chamber of commerce
-
151
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
58
-
-
total
-
2 263
-
-
Dividends
-
4 737
-
-
withholding
-
832
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
46
-
-
total
-
878
-
-
Income
7 000
7 000
7 000
7 000
Total tax
10 332
3 141
6 331
6 331
After tax
-3 332
3 859
669
669
Living cost
35 779
35 779
35 779
35 779
Free-cash
-39 111
-31 920
-35 110
-35 110

Estimated living cost  is ₽35779 per week

₽24681
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3850
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6729
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dresden , Germany
-₽27402
-₽28447
-₽27402
-₽24284
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
7 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 331
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
-
trade
-
-
-
-
total
-
-
-
6 331
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

35 446
-
7 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

990
-
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

55
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 331
-
6 331
-
total
7 376
-
6 331
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
7 000
-
-
trade
-
1 103
-
-
income
-
1 050
-
-
chamber of commerce
-
151
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
58
-
-
total
-
2 362
-
-
Dividends
-
4 638
-
-
withholding
-
807
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
44
-
-
total
-
851
-
-
Income
7 000
7 000
7 000
7 000
Total tax
7 376
3 213
6 331
6 331
After tax
-376
3 787
669
669
Living cost
28 071
28 071
28 071
28 071
Free-cash
-28 447
-24 284
-27 402
-27 402

Estimated living cost  is ₽28071 per week

₽17657
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3273
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6616
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Hamburg , Germany
-₽35738
-₽39998
-₽35738
-₽32657
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
7 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 331
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
-
trade
-
-
-
-
total
-
-
-
6 331
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 997
-
7 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 038
-
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

222
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 331
-
6 331
-
total
10 591
-
6 331
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
7 000
-
-
trade
-
1 152
-
-
income
-
1 050
-
-
chamber of commerce
-
151
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
58
-
-
total
-
2 411
-
-
Dividends
-
4 589
-
-
withholding
-
795
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
44
-
-
total
-
839
-
-
Income
7 000
7 000
7 000
7 000
Total tax
10 591
3 250
6 331
6 331
After tax
-3 591
3 750
669
669
Living cost
36 407
36 407
36 407
36 407
Free-cash
-39 998
-32 657
-35 738
-35 738

Estimated living cost  is ₽36407 per week

₽24349
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3839
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽543
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7675
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Munich , Germany
-₽41786
-₽48696
-₽41786
-₽38740
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
7 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 331
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
-
trade
-
-
-
-
total
-
-
-
6 331
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

55 696
-
7 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 549
-
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

361
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 331
-
6 331
-
total
13 241
-
6 331
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
7 000
-
-
trade
-
1 201
-
-
income
-
1 050
-
-
chamber of commerce
-
151
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
58
-
-
total
-
2 460
-
-
Dividends
-
4 540
-
-
withholding
-
783
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
42
-
-
total
-
825
-
-
Income
7 000
7 000
7 000
7 000
Total tax
13 241
3 285
6 331
6 331
After tax
-6 241
3 715
669
669
Living cost
42 455
42 455
42 455
42 455
Free-cash
-48 696
-38 740
-41 786
-41 786

Estimated living cost  is ₽42455 per week

₽31007
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3396
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽552
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7501
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Athens , Greece
-₽18068
-₽30780
-₽18899
-₽16413
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
7 000
surtax
-
-
-
-
unemployment
-
-
-
211
health
-
-
-
879
pensions
-
-
-
2 474
income
-
-
-
688
other
-
-
-
-
total
-
-
-
4 252
Employee
31 210
-
4 397
-
unemployment
2 172
-
860
-
other
-
-
-
-
income
5 232
-
480
-
surtax
111
-
-
-
pensions
2 082
-
825
-
health
797
-
315
-
total
10 394
-
2 480
-
Employer
31 210
-
4 397
-
pensions
4 161
-
1 648
-
other
-
-
-
-
health
1 419
-
563
-
unemployment
990
-
392
-
total
6 570
-
2 603
-
Corporate
-
7 000
-
-
income
-
1 820
-
-
total
-
1 820
-
-
Dividends
-
5 180
-
-
withholding
-
777
-
-
total
-
777
-
-
Income
7 000
7 000
7 000
7 000
Total tax
16 964
2 597
5 083
4 252
After tax
-9 964
4 403
1 917
2 748
Living cost
20 816
20 816
20 816
20 816
Free-cash
-30 780
-16 413
-18 899
-18 068

Estimated living cost  is ₽20816 per week

₽12568
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1810
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽484
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5957
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Thessaloniki , Greece
-₽17702
-₽30098
-₽18533
-₽16047
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
7 000
surtax
-
-
-
-
unemployment
-
-
-
211
health
-
-
-
879
pensions
-
-
-
2 474
income
-
-
-
688
other
-
-
-
-
total
-
-
-
4 252
Employee
30 647
-
4 397
-
unemployment
2 133
-
860
-
other
-
-
-
-
income
5 137
-
480
-
surtax
100
-
-
-
pensions
2 044
-
825
-
health
783
-
315
-
total
10 197
-
2 480
-
Employer
30 647
-
4 397
-
pensions
4 085
-
1 648
-
other
-
-
-
-
health
1 395
-
563
-
unemployment
971
-
392
-
total
6 451
-
2 603
-
Corporate
-
7 000
-
-
income
-
1 820
-
-
total
-
1 820
-
-
Dividends
-
5 180
-
-
withholding
-
777
-
-
total
-
777
-
-
Income
7 000
7 000
7 000
7 000
Total tax
16 648
2 597
5 083
4 252
After tax
-9 648
4 403
1 917
2 748
Living cost
20 450
20 450
20 450
20 450
Free-cash
-30 098
-16 047
-18 533
-17 702

Estimated living cost  is ₽20450 per week

₽12504
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1887
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽471
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5587
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Budapest , Hungary
-₽13867
-₽24976
-₽16018
-₽16886
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
7 000
unemployment
-
-
-
122
health
-
-
-
570
pensions
-
-
-
814
income
-
-
-
824
total
-
-
-
2 330
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 758
10 649
10 649
-
unemployment
401
160
123
-
income
3 271
1 302
1 370
-
pensions
2 676
1 065
819
-
health
1 873
745
573
-
total
8 221
3 272
2 885
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 758
10 649
10 649
-
pensions
5 218
2 077
1 596
-
total
5 218
2 077
1 596
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
social contributions
-
-
-
-
total
-
-
-
-
Income
7 000
7 000
7 000
7 000
Total tax
13 439
5 349
4 481
2 330
After tax
-6 439
1 651
2 519
4 670
Living cost
18 537
18 537
18 537
18 537
Free-cash
-24 976
-16 886
-16 018
-13 867

Estimated living cost  is ₽18537 per week

₽12650
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1517
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽370
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4000
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Reykjavik , Iceland
-₽38686
-₽68701
-₽38562
-₽40403
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
7 000
national
-
-
-
-
pensions
-
-
-
840
social contributions
-
-
-
75
municipal
-
-
-
-
total
-
-
-
915
Employee
69 403
-
6 051
-
municipal
8 572
-
-
-
national
13 284
-
-
-
pensions
2 776
-
242
-
total
24 632
-
242
-
Employer
69 403
-
6 051
-
pensions
5 552
-
484
-
social contributions
746
-
65
-
total
6 298
-
549
-
Corporate
-
7 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
1 400
-
-
total
-
1 400
-
-
Dividends
-
5 600
-
-
withholding
-
1 232
-
-
total
-
1 232
-
-
Income
7 000
7 000
7 000
7 000
Total tax
30 930
2 632
791
915
After tax
-23 930
4 368
6 209
6 085
Living cost
44 771
44 771
44 771
44 771
Free-cash
-68 701
-40 403
-38 562
-38 686

Estimated living cost  is ₽44771 per week

₽30430
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4162
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽670
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9509
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Dublin , Ireland
-₽45792
-₽65494
-₽45792
-₽47892
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
7 000
social contributions
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Employee
72 493
-
7 000
-
social contributions
6 023
-
-
-
income
13 679
-
-
-
total
19 702
-
-
-
Employer
72 493
-
7 000
-
total
-
-
-
-
Corporate
-
7 000
-
-
income
-
876
-
-
total
-
876
-
-
Dividends
-
6 124
-
-
withholding
-
1 224
-
-
total
-
1 224
-
-
Income
7 000
7 000
7 000
7 000
Total tax
19 702
2 100
-
-
After tax
-12 702
4 900
7 000
7 000
Living cost
52 792
52 792
52 792
52 792
Free-cash
-65 494
-47 892
-45 792
-45 792

Estimated living cost  is ₽52792 per week

₽40163
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4302
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽505
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7823
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Milan , Italy
-₽39288
-₽75364
-₽41522
-₽35371
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
7 000
national
-
-
-
-
regional
-
-
-
-
social contributions
-
-
-
7 182
municipal
-
-
-
-
total
-
-
-
7 182
Employee
82 364
-
7 000
-
municipal
436
-
-
-
national
14 272
-
-
-
social contributions
27 773
-
9 416
-
regional
777
-
-
-
total
43 258
-
9 416
-
Employer
82 364
-
7 000
-
total
-
-
-
-
Corporate
-
7 000
-
-
nationa
-
1 680
-
-
municipal
-
273
-
-
total
-
1 953
-
-
Dividends
-
5 048
-
-
withholding
-
1 312
-
-
total
-
1 312
-
-
Income
7 000
7 000
7 000
7 000
Total tax
43 258
3 265
9 416
7 182
After tax
-36 258
3 735
-2 416
-182
Living cost
39 106
39 106
39 106
39 106
Free-cash
-75 364
-35 371
-41 522
-39 288

Estimated living cost  is ₽39106 per week

₽27260
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2564
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽600
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8681
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Naples , Italy
-₽25147
-₽44409
-₽27381
-₽21286
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
7 000
national
-
-
-
-
regional
-
-
-
-
social contributions
-
-
-
7 182
municipal
-
-
-
-
total
-
-
-
7 182
Employee
51 408
-
7 000
-
municipal
273
-
-
-
national
8 144
-
-
-
social contributions
17 335
-
9 416
-
regional
692
-
-
-
total
26 444
-
9 416
-
Employer
51 408
-
7 000
-
total
-
-
-
-
Corporate
-
7 000
-
-
nationa
-
1 680
-
-
municipal
-
348
-
-
total